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About Spartan Capital: Spartan Capital is a fast-growing fintech company dedicated to providing innovative financial solutions to small- and medium-sized businesses (SMBs). Driven by deep credit expertise, Spartan utilizes proprietary technology and disciplined underwriting along with longstanding relationships with customers and industry participants to support SMBs nationwide for the past 10 years. We have been disrupting the Traditional Banking System by proving SMB’s with Revenue Based Financing and loans so they can growth and scale their operations. Competitive Sales Opportunity: Spartan Capital is hiring driven and competitive individuals for an Account Executive role speaking directly with business owners about working capital and business funding solutions. This is a high-activity phone sales role where motivated individuals can build a career in financial sales and earn well beyond their base salary through commission. The people who succeed here are typically competitive, coachable, and comfortable speaking on the phone throughout the day. Former sales reps, bartenders, athletes, and high-energy personalities tend to thrive in this environment. Responsibilities: As an Account Executive , you will communicate directly with business owners to determine their funding needs and guide them through the financing process. Daily responsibilities include: • Making high-volume outbound calls to business owners, • Qualifying merchants for business funding programs, • Explaining financing options clearly and confidently, • Following up with prospects via phone and email, • Collecting required documentation such as bank statements and applications, • Updating CRM notes and managing your pipeline, • Working closely with management to move deals forward Success in this role comes from activity, persistence, and coachability. What We're Looking For: We are seeking candidates who are comfortable speaking with people and working in a performance-driven sales environment. Ideal backgrounds include: • Inside sales, • Phone sales / outbound calling, • Bartending or hospitality (high-volume customer interaction), • Mortgage or lending sales, • Solar or door-to-door sales, • Call center or collections experience Minimum Qualifications: • 1+ year of sales, hospitality, or customer-facing experience, • Strong communication and phone presence, • Competitive mindset and strong work ethic, • Comfortable working toward daily activity goals, • Coachable and open to feedback What This Role Is NOT This position is not a customer service role and not a passive desk job. Our sales team spends most of the day speaking with business owners and making outbound calls. The people who succeed here are typically: • Competitive, • Persistent, • Motivated by commission, • Comfortable speaking on the phone, • Driven by performance Compensation: • The On-Target Earnings (OTE), which includes base salary plus target bonus performance at 100% attainment, is $80,000 to $150,000 annually. Please note that incentive compensation is not guaranteed and is dependent on achieving defined performance metrics. Benefits: • Dental insurance, • Health insurance, • Paid time off, • Vision insurance

Elevate LLC | Partner Firm Opportunity Location- Red Bank, New Jersey (Hybrid options with the potential for travel) Salary- $135,000 – $165,000 base (depending on experience & expertise) About Elevate Elevate LLC is a next-generation professional services platform built to partner with entrepreneurial, growth-focused accounting, tax, and advisory firms. Our mission is to empower firms and their leaders by providing capital, operational support, technology, and strategic guidance to help them scale while preserving their independence and cultur e.Our partner firm based in Red Bank, NJ, is looking to hire an experienced Senior Field Examiner to support and expand their growing ABL practic About the Role oleThe Senior Field Examiner is responsible for conducting asset-based lending field examinations across a diverse client portfolio. This role includes performing new and recurring ABL field exams of varying complexity, managing collateral assessments, and delivering high-quality examination reports to lender clien ts.This role requires an individual with deep expertise in ABL collateral analysis and strong proficiency in Asset Writer and Asset Reader software, with the ability to independently manage engagements from planning through report delive Key Responsibilities • Conduct comprehensive asset-based lending field examinations for a variety of clients across industries, including accounts receivable, inventory, and other collateral reviews, • Utilize Asset Writer and Asset Reader software proficiently to prepare and deliver thorough, accurate field examination reports, • Analyze borrowing base certificates, aging reports, inventory valuations, and financial statements to assess collateral quality and lending risk, • Identify and communicate findings, risks, and recommendations to lender clients with clarity and professionalism, • Handle new business engagements as they arise, demonstrating flexibility and the ability to manage a broad range of examination types, • Serve as a trusted point of contact for lender clients throughout the examination process, delivering a high-quality, professional experience, • Maintain strong working relationships with existing clients and support business development by contributing to the firm’s reputation for excellence in the ABL market, • Communicate clearly and effectively with borrower management during on-site visits, maintaining professionalism and building cooperative working relationships, • Prepare detailed written examination reports within established deadlines, ensuring accuracy, completeness, and adherence to firm and client standards, • Manage multiple engagements simultaneously, prioritizing workload effectively to meet client timelines, • Partner with firm leadership to support quality control, knowledge sharing, and process improvements across the team Qualifications • Finance, Accounting, or another acceptable Business degree, • 8–10 years of experience in asset-based lending field examination; candidates with a minimum of 5 years’ experience and strong Asset Writer/Reader proficiency, • Proficiency in Asset Writer and Asset Reader software is required, • Strong technical knowledge of accounts receivable, inventory, and other ABL collateral types, including borrowing base structures and eligibility criteria, • Demonstrated ability to independently manage field examinations from planning through report delivery, • Excellent written and verbal communication skills, with the ability to present findings clearly to both lender clients and borrower management, • Highly motivated, detail-oriented, reliable, and ethical, • Solid understanding of business and accounting concepts, • Advanced Excel skills, • Willing to travel as required to conduct on-site field examinations at borrower locations, • Experience with a variety of industries and collateral types preferred; background with other major institutional lender examinations is a plus Compensation & Benefits Compensation for this role is based on experience and is aligned with market rates. We value our team members and are committed to their success and well-being. This role is eligible for a comprehensive benefits and compensation package. Eligibility for benefits is determined based on position, hours worked, and other criteria. Specific details will be provided during the hiring process. Elevate and its related subsidiaries are equal opportunity employers. The Firm is committed to providing equal employment opportunity to all persons in connection with hiring, assignment, promotion, compensation or other conditions of the employment relationship regardless of race, color, age, sex, marital status, disability, pregnancy, citizenship, philosophy/religion, national origin, sexual orientation, gender identity, military or veteran status, political affiliation or belief, or any other status protected by federal, state or local law.

Pay: $90,000.00 - $125,000.00 per year Job description: Spartan Capital is a fast-growing fintech company dedicated to providing innovative financial solutions to small- and medium-sized businesses (SMBs). Driven by deep credit expertise, Spartan utilizes proprietary technology and disciplined underwriting along with longstanding relationships with customers and industry participants to support SMBs nationwide for the past 10 years. We have been disrupting the Traditional Banking System by proving SMB’s with Revenue Based Financing and loans so they can growth and scale their operations. Responsibilities and Duties • Ability to extract and manipulate data from multiple sources, developing assumptions where needed, to drive business insights and strategy, • Build and own Tableau dashboards for originations, underwriting, collections, and the executive team, • Respond quickly to inquiries from stakeholders; delivering conclusions with detailed assumptions that provide a clear understanding of the business question, • Accumulates a deep understanding of processes that create data as well as how that data is used by applications and users, • Turn vague stakeholder questions into scoped analyses with defensible numbers, • Track down data discrepancies across source systems and build checks so they don't recur, • Present findings directly to the people who act on them Qualifications and Skills: • Minimum of 2 years of experience in BI, analytics, or reporting, • Strong SQL, • Hands-on Tableau experience or other dashboarding tools, • The instinct to double-check a number that looks wrong instead of publishing it, • Outstanding communication skills with both technical and non-technical colleagues, • BS in computer science, engineering, mathematics, physics, or similar quantitative field Qualifications and Skills: • Experience in merchant cash advance, small business lending, specialty finance, fintech, or commercial banking, • Familiarity with factor rates, ACH returns, delinquency bucketing, cohort and vintage analysis, or default and cure rates, • Experienced in data warehouse development, • Python for automation This Job Is Ideal for Someone Who Is: • Dependable -- more reliable than spontaneous, • Detail-oriented -- would rather focus on the details of work than the bigger picture, • Autonomous/Independent -- enjoys working with little direction Job Type: Full-time Benefits: • Dental insurance, • Health insurance, • Life insurance, • Paid time off, • Relocation assistance, • Vision insurance Application Question(s): • 2 years experience as a in BI, analytics, or reporting ?, • Strong SQL?, • Hands-on Tableau experience or other dashboarding tools?, • BS in computer science, engineering, mathematics, physics, or similar quantitative field? Ability to Commute: • Hazlet, NJ 07730 (Required) Ability to Relocate: • Hazlet, NJ 07730: Relocate before starting work (Required) Work Location: In person

Regional Vice President / Producing Manager We’re looking for a high-performing Loan Officer who is ready to step into leadership—without giving up production. This is not a traditional management role. You won’t be buried in operations, fixing problems, or managing day-to-day workflows. Instead, this role is designed for a proven producer who wants to scale their impact by leading a team while staying focused on what they do best: originating and driving business. What This Role Offers • The ability to build and lead a team without operational drag, • Dedicated operational infrastructure to support your business and your team, • A focus on sales leadership, mentorship, and growth, • The opportunity to scale beyond your personal production, • Top-tier P&L upside tied to team performance Your Focus • Continue producing at a high level, • Lead from the front through production and example, • Provide mentorship and group coaching (a few hours per week), • Help recruit and develop talent on the sales side, • Drive culture, accountability, and performance What You Won’t Be Doing • Managing day-to-day operations, • Cleaning up processing or fulfillment issues, • Wondering why you gave up volume to herd cats Who This Is For • A top producing LO or player-coach, • Someone who wants to grow into leadership without sacrificing income, • A builder who wants to create something bigger than their own book of business, • A leader who prefers influencing performance over managing tasks Why This Role Exists Most leadership paths force top producers to choose between income and influence. This model is built so you don’t have to. You can scale a team, expand your impact, and still maintain your production—with the right structure behind you. If you’ve been thinking about leadership but don’t want to lose momentum in your own business, this is worth a conversation. What you’ll gain by joining PRMI: A 28-year-old, multi-billion-dollar production engine with superior access to capital markets. One of the industry’s deepest product benches, unparalleled origination technologies. Actively doing business in 49 states. A FNMA, FHLMC, and GNMA “direct” seller/servicer. Participation with over 40 state housing authorities. Competitor-envied divisional support. A “game changing” value proposition for recruiting and keeping top-producing mortgage talent. Top-tier compensation driven by your divisional P&L revenue, and an extensive employee-benefits palette. Outstanding performance is regularly recognized, including significant awards-travel. What we’re looking for in a leader: • Approximately 5 years of successful experience in retail mortgage origination, to include Principal lending management roles. Less experience may be considered given past achievements., • You must have extensive experience managing and maintaining a network of referral partners to be considered for this position., • Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies., • Demonstrated ability to recruit, hire, train, lead, and motivate branch personnel., • Knowledgeable of, and committed to, QC compliance., • Ability to effectively and professionally handle difficult situations that may arise when working with branches/ division., • Excellent presentation and communication skills, both verbal and written., • Leadership skills evolving from a passion for sales accomplishment, team development, training, and practice growth., • Familiarity with Accounting terms and procedures (e.g. debits, credits, General Ledgers, etc.) If you’re looking for a partnership with like-minded, entrepreneurial mortgage professionals, we need to talk! Benefits: • 401(k), • Dental insurance, • Flexible schedule, • Flexible spending account, • Health insurance, • Health savings account, • Life insurance, • Paid time off, • Retirement plan, • Vision insurance Physical setting: • Office Schedule: • Monday to Friday Supplemental pay types: • Bonus pay, • Commission pay Experience: • Mortgage Origination: 5 years (Required) License/Certification: • Mortgage Loan Originator License (Required), • Mortgage Principal Lending License (Required) Work Location: In person Job Type: Full-time

Job Description Leadling is actively searching for seeking experienced Mortgage Loan Officers ready to increase earnings, scale nationally, and gain full control of their business with a National Mortgage Lender. This is a 100% Commission role. This is a fully remote opportunity with access to: • Up to 100% commission structure, • 300+ lenders nationwide, • Business in 48 states, • Revenue share opportunities, • Scalable systems and technology, • Optional paid BDC-supported opportunities What Makes Us Different? Most Loan Officers never see the true value of the loans they close. With this opportunity, you gain: • Full transparency into margins and compensation, • Control over pricing and income, • The ability to operate like an independent business owner Requirements Ideal Candidates • Active Mortgage Loan Officers, • Self-sourced producers, • Branch Managers and Team Leads, • LOs seeking higher compensation and more flexibility, • Professionals looking to scale beyond a local market Benefits Benefits - 100% Commission - Keep More of what your earn • Fully remote platform, • National lending footprint, • No income caps, • Revenue share opportunities, • Flexible business model, • Access to extensive lender options

Job Description JOB TITLE: HUD Certified Housing Counselor REPORTS TO: Manager, Housing Stability Counseling FLSA STATUS: Exempt This document is intended to describe the general duties required for this position. It is not intended to serve as an exhaustive list of duties, skills and responsibilities. About the AHA Founded in 1991 to address the overwhelming need for affordable housing in Monmouth County, the Affordable Housing Alliance (AHA) has grown from a small $25,000 grant into a multi million dollar annual operation and powerhouse non-profit. In our decades of service, we've developed over 600 affordable housing units with a strong pipeline fueling future growth. Our passionate team of difference-makers guides residents through every step of the housing journey - from homelessness prevention and rental assistance, to homebuyer education and foreclosure counseling. At the AHA, we believe that safe, decent and affordable housing is a fundamental human right. Everyone deserves to feel secure, comfortable and supported in the place they call home. As a catalyst for change in our community, the AHA strives to uphold this right by providing comprehensive housing services and solutions for all who need it most. Our Core Values Integrity - We demonstrate honesty and unwavering ethical conduct in all of our actions. At the AHA, we build trust through transparency and hold ourselves accountable to the highest standards. Hope - We meet each person where they are in their unique journey with genuine understanding. By offering tangible assistance, we nurture hope and empower individuals to build their path forward. Adaptability - We embrace change as an opportunity to innovate and grow stronger. At the AHA, we respond dynamically to evolving community needs, turning challenges into possibilities for those we serve. Community Service - We dedicate ourselves to uplifting others and improving lives through meaningful action. At the AHA, we create positive change by empowering individuals, fostering independence, and building a more vibrant community for all. Job Summary: The HUD Certified Housing Counselor provides individualized counseling and education to help clients achieve and maintain housing stability. Working across AHA’s housing counseling programs, the Counselor helps clients understand their rights, options, risks, and available resources; develop realistic action plans; to make informed decisions related to homeownership, rental stability, foreclosure prevention, and other housing and financial needs. Successful candidates will bring meaningful experience in foreclosure prevention and related mortgage counseling, while being prepared to support clients across the range of AHA’s housing counseling services. ESSENTIAL FUNCTIONS/DUTIES: Client Counseling Provide confidential, one-on-one housing counseling in accordance with HUD requirements and National Industry Standards for Homeownership Education and Counseling. Counsel clients across AHA’s housing stability programs, including foreclosure prevention, pre-purchase/homebuyer, rental, and financial counseling, based on client and program needs. Assess each client’s housing and financial circumstances, including income, expenses, credit, debt, affordability, and barriers to stability, and develop individualized action plans with realistic and sustainable goals. Educate clients about their rights, available options, program requirements, risks, and responsibilities so they can make informed housing and financial decisions. Connect clients with appropriate AHA programs and community resources when additional assistance is needed. Foreclosure Prevention Counsel homeowners experiencing mortgage delinquency or foreclosure risk on the New Jersey foreclosure process, timelines, loss mitigation options, loan modification terms, and other available alternatives. Assist clients with gathering documentation and completing applications or workout packages for mortgage servicers, lenders, and assistance programs. Communicate and advocate with lenders, mortgage servicers, state agencies, attorneys, and other relevant partners on behalf of clients, including appropriate follow-up and escalation when needed. Case Management & Compliance Maintain timely and accurate case notes, client documentation, action plans, authorizations, electronic files, follow-up activity, and case closures in AHA’s client management systems. Ensure counseling records and activities comply with HUD standards, National Industry Standards, funder and grant requirements, program guidelines, and AHA policies and procedures. Conduct timely follow-up with clients and third parties and monitor cases through resolution or appropriate closure. Maintain current knowledge of housing counseling programs, lending and loss mitigation options, regulatory requirements, and community resources through continuing education and required training. Education & Community Engagement Facilitate or support workshops and group education for homebuyers, homeowners, tenants, and community members in both virtual and in-person settings. Represent AHA at community events, outreach activities, and other opportunities to increase awareness of available housing counseling resources. Collaborate with colleagues across AHA and with community partners to provide coordinated, comprehensive support to clients. Key Qualifications Current HUD Housing Counselor Certification required at time of hire. Minimum of two years of housing counseling experience with a HUD-approved housing counseling agency, including meaningful experience in foreclosure prevention and mortgage default/delinquency counseling. Working knowledge of the New Jersey foreclosure process, loss mitigation options, and applicable HUD housing counseling requirements. Ability to effectively communicate and advocate with mortgage servicers, lenders, and other parties involved in resolving client housing issues. Strong case management and documentation skills, including experience using client management systems or databases. Understanding of and ability to adhere to National Industry Standards for Homeownership Education and Counseling. Strong written and verbal communication skills.

Job DescriptionDescription: Now Hiring Experienced Mortgage Bankers in Holmdel, NJ The Federal Savings Bank is a veteran-owned, federally chartered private bank with loan production offices nationwide. At The Federal Savings Bank, we have built strong relationships with a local realtors and builders across our lending footprint and we continue to build key partnerships. To further extract business from these partnerships, we are seeking qualified retail loan officers who want to help cultivate these relationships, build new ones, and work together to grow their business to the next level. Only experienced Mortgage Bankers will be contacted. For more information please contact: SARAH HELTON, VP of Business Development Phone: 847-977-1858 Email: shelton@thefederalsavingsbank.com What We Offer: • Federally Chartered Bank, Mortgage Bankers can originate in all 50 states without the hassle of state licensing, • Personalized marketing options, robust marketing support program(s), mobile app, and the latest technology gives our Mortgage Bankers the edge they need to compete and win!, • Experienced and highly trained operations staff for Processing, Underwriting, Closing and Post Closing (ALL 100% IN HOUSE). On-site operations support available in most loan production offices., • Quick turn times for Processing and Underwriting – Our goal is to get your loans closed in 30 days or less, • Shared or dedicated Banker Assistants for the majority of our Retail Mortgage Bankers, • Loan products for every scenario: FHA/VA, Conventional, USDA, Jumbo, 203k and Renovation, Portfolio, ITIN, Condos/Co-ops, Construction, HECM's, Multi-Family, Commercial, Personal Lending and more!, • Strong Secondary Department with 55+ investor relationships and direct seller to Fannie Mae and Freddie Mac; Ginnie Mae approved, • Bank-issued laptops create a secure environment for Bankers working in an office or remotely, • Mentorship programs available to Sales Managers and Originators looking to grow their business and expand their teams., • Unique company culture where originators are encouraged to build their own brand within The Federal Savings Bank platformRequirements:, • Minimum of three years of mortgage lending or retail mortgage banking experience, • Three or more new purchase loans per month, • Well-developed referral base, including realtors, past clients, financial planners, attorneys and/or accountants, • College degree or equivalent work or military experience, • Knowledge of real estate market in local area, • Knowledge of FHA, VA, FNMA, FHLMC guidelines, • Favorable credit history and background check Outside Sales Compensation This position is 100% commission and those hired are eligible to earn monthly commissions that are based upon a percentage, 50-200 basis points (0.50%-2.00%), of funded loan volume. Total volume funded is based on individual production and performance. There is no cap on commissions. For more information please contact: SARAH HELTON, VP of Business Development Phone: 847-977-1858 Email: shelton@thefederalsavingsbank.com We are seeking experienced Mortgage Professionals with a minimum of 3 years of experience and actively working in the retail mortgage banking industry. Only qualified candidates will be considered. The Federal Savings Bank is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status.

Job Description Tom's Ford is looking for an experienced Finance Manager to join our dealership team. In this role, you'll manage the finance and insurance process for vehicle buyers, structure deals that satisfy both customer needs and dealership profitability goals, and maintain strong relationships with lenders and finance sources. Responsibilities • Present financing and insurance options to customers after the sale, including extended warranties, GAP insurance, and other F&I products, • Structure deals and submit applications to a variety of lenders to secure financing approval and the best possible rates and terms, • Ensure all finance and insurance paperwork is complete, accurate, and compliant with federal, state, and dealership regulations, • Maintain and grow relationships with banks, credit unions, and other lending institutions, • Work closely with the sales team to ensure a smooth handoff from sale to finance, • Meet or exceed monthly F&I product penetration and profit goals, • Stay current on lending guidelines, compliance requirements, and industry regulations (Truth in Lending, GLBA, Red Flags Rule, etc.), • Maintain accurate records and reporting for all finance transactions Qualifications • 2+ years of experience as an F&I Manager or Finance Manager in an automotive dealership, • Strong knowledge of lending practices, deal structuring, and F&I products, • Proven track record of meeting sales and profit targets, • Excellent communication and customer service skills, • Valid driver's license and clean driving record, • High school diploma required; college degree preferred, • Ability to work in a fast-paced, deadline-driven environment, • Good with technology, • Excellent appearance, verbal/written communication, strong presentation skills, • Outgoing personality with expertise at developing relationships (i.e., a “people person"), • All Applicants Must Pass Pre-employment Testing to Include Background Checks. We Are an Equal Opportunity Employer (Eoe) What We Offer • Competitive base salary plus commission/bonus structure, • This Position May Be Eligible for Medical/Dental/Vision Insurance, Life Insurance, 401k and Ancillary Insurance Depending upon the Terms of Each Plan, • 401(k) with company match, • Paid time off, • Employee vehicle purchase discounts, • Opportunities for career growth within the dealership, • Life Insurance, company paid, • Collaborative, Team Environment

At OceanFirst Bank, each one of our employees plays an important role in delivering value to our customers and executing daily tasks in accordance with our core values. We recognize that our employees are essential to our success, making OceanFirst a great place to work and do business. Great benefits include employee perks & discount programs, tuition assistance, incentive compensation program, professional development opportunities, and more! Apply today to make an impact in the local community! The Commercial Lending Strategy & Workflow Analyst serves as a strategic business partner responsible for evaluating, redesigning, and optimizing commercial lending processes, operating models, and supporting technologies across the Bank. This role provides leadership for enterprise-wide initiatives focused on workflow transformation, automation, scalability, risk mitigation, and regulatory compliance throughout the commercial credit lifecycle. The position works closely with executive leadership, Commercial Banking, Credit Administration, Loan Operations, Technology, Compliance, Accounting, Risk Management, and Strategic Integration teams to design and implement future-state commercial lending processes that improve operational efficiency, strengthen controls, enhance the client experience, and support portfolio growth objectives. This role is responsible for leading complex process redesign initiatives, developing target operating models, evaluating technology solutions, documenting business requirements, and driving strategic projects related to commercial lending transformation, mergers and acquisitions, workflow modernization, and operational excellence. Lead the assessment, redesign, standardization, and optimization of end-to-end commercial lending workflows across origination, underwriting, approval, documentation, closing, booking, servicing setup, collateral administration, covenant monitoring, annual reviews, renewals, modifications, and portfolio management. Develop future-state operating models, workflow frameworks, procedures, controls, and service delivery strategies that improve scalability, efficiency, data quality, regulatory compliance, and operational effectiveness. Analyze commercial lending processes and operational performance metrics to identify workflow bottlenecks, control gaps, automation opportunities, and process improvement initiatives. Partner with business and technology teams to design and implement automated workflows, AI-enabled solutions, and digital capabilities that reduce manual effort, improve turnaround times, and enhance the employee and customer experience. Establish process governance standards, performance measurements, and operating metrics to monitor effectiveness, drive accountability, and support continuous improvement initiatives. Track project milestones, dependencies, risks, issues, and decisions; escalate barriers and recommend resolution strategies to support timely execution. Prepare dashboards, monthly reports, and management updates summarizing project progress, completed activities, upcoming initiatives, risks, and key deliverables. Assist with testing, implementation, training, and communication activities related to new systems, workflow changes, automation tools, or process enhancements. Lead change management efforts, including communication planning, training coordination, implementation readiness, testing support, and post-implementation performance reviews. Measure project and process improvement outcomes, report findings, and recommend additional enhancements to support continuous improvement and operational effectiveness. Support risk and governance activities by identifying process vulnerabilities, evaluating controls, documenting requirements, and recommending enhancements that strengthen regulatory compliance and operational resiliency. Support risk and governance activities by documenting controls, identifying process gaps, monitoring compliance considerations, and maintaining clear project records. Support mergers, acquisitions, and integration-related projects by coordinating planning activities, tracking transition tasks, documenting risks, and supporting the integration of loan operations processes. Deep understanding of commercial lending operations, loan servicing processes, and commercial credit lifecycle management. Strong expertise in process mapping, workflow analysis, process redesign, operating model development, and business transformation methodologies. Ability to identify operational inefficiencies, analyze root causes, and implement scalable process improvement solutions. Strong project management capabilities, including governance, risk management, stakeholder engagement, and execution oversight. High attention to detail and commitment to accuracy, accountability, confidentiality, and well-organized project records. Excellent written and verbal communication skills, including the ability to prepare reports, dashboards, meeting materials, procedure documentation, and management updates. Ability to collaborate effectively with cross-functional partners, including Commercial Credit, Operations, Information Technology, Accounting, Compliance, Strategic Integration, and other business areas. Proficiency with Microsoft Office Suite and the ability to learn and use project management, workflow, reporting, and loan management tools. Adaptability, sound judgment, and a continuous improvement in mindset in a fast-paced, team-oriented environment. Bachelor's degree in business administration, finance, or a related field (or equivalent experience). Five or more years of experience in commercial loan operations, project management, or a similar role within the banking or financial services industry. Proven project management skills and/or Project Management certification (such as PMP or Lean Six Sigma) are required. Experience supporting mergers, acquisitions, conversions, or integration initiatives within financial institutions strongly preferred. Project Management Professional (PMP), Lean Six Sigma Green Belt/Black Belt, Certified Business Analysis Professional (CBAP), or similar certification strongly preferred. Experience with commercial lending platforms and technologies such as nCino, Salesforce, LaserPro, Fiserv Premier, FIS CLS, workflow automation platforms, document management systems, and portfolio management solutions preferred. Familiarity with C&I, CRE, construction, participation, and syndicated lending. Familiarity with AI-enabled operational tools and automation technologies and their application within commercial lending and loan operations environments. Frequent internal contact with Operations, Information Technology, Vendor Management and Accounting teams. Periodic contact and coordination with other departments and divisions as required. External contact with service providers and with entities we provide services. Working Conditions/Physical Requirements: Office environment. Ability to operate a computer. Ability to communicate in order to exchange simple to complex information with individuals and groups. Ability to travel throughout Bank footprint. Salary Range: $102,685.00 - $146,690.00

Minimum of three years of mortgage lending or retail mortgage banking experience. We are seeking experienced Mortgage Professionals with a minimum of 3 years of experience and actively working in the retail mortgage banking industry. Tech That Wins: Our mortgage app, digital closing software, and ma

At OceanFirst Bank, each one of our employees plays an important role in delivering value to our customers and executing daily tasks in accordance with our core values. We recognize that our employees are essential to our success, making OceanFirst a great place to work and do business. Great benefits include: employee perks & discount programs, tuition assistance, incentive compensation program, professional development opportunities, and more! Responsible for all aspects of construction lending including associated credit and operations. Actively solicits new business, prepare credit presentations for approvals and effectively manage customer relationships. This role will develop revenue growth objectives by identifying and executing on lending, deposit and fee opportunities with existing and prospective customers. This role is responsible for broadening the Bank's reputation by utilizing their contacts with centers of influence in the Bank's target markets. Drives the construction loan portfolio revenue growth objectives by identifying and executing on lending, deposit and fee opportunities with current and prospective customers with an emphasis on profitability and compliance. Actively seeks to develop new customer relationships with builders and developers through networking and client calls in order to source, solicit and sell construction loans. Maintains awareness of both the external and internal competitive landscape, opportunities for expansion, customers, markets, and new industry developments and standards. Manages larger, more complex loan relationships. Makes joint calls with Branch Managers, Business Development Officers, Trust Officers, junior lending staff and Loan Originators as appropriate. Uses network of referral sources to identify new clients and build awareness of the Bank's capabilities in the marketplace. Leverage knowledge of existing customer base to maximize opportunities to cross-sell bank services. Continued education of credit and general banking skills. Provide support in development of credit analysts and other bank personnel when appropriate. Actively participates in community organizations in a leadership capacity. Ensure compliance with all Federal and State regulations. Strong written and oral communication skills. Extensive sales, negotiation and relationship management skills. Experience in managing large, sophisticated, complex commercial real estate and/or investment relationships. Demonstrated credit evaluation ability with proven success making credit/underwriting assessments on complex credits with an emphasis on commercial real estate and/or investment lending. Ability to analyze loans with complex covenant structures. Demonstrated ability to prospect for & produce significant new business opportunities. Thorough knowledge and understanding of commercial real estate lending policies & processes and the banking regulations and laws governing commercial real estate lending. Solid analytical skills, including business case analysis. Thorough knowledge and understanding of commercial lending, including qualifying applicants, packaging proposals, underwriting credit and cash flow and loan closing. Thorough knowledge and understanding of Banking industry operations and the regulatory requirements governing the industry. Expertise interfacing with multiple departments and personnel at various levels Experience in managing large, sophisticated and complex relationships. General working knowledge of assigned market is helpful. Proven business development skills Thorough knowledge and understanding of banking regulations and laws governing commercial lending. Computer literacy in MS Office. Skilled at critical financial analysis. Ability to be available as needed for bank related events and duties outside work hours. Bachelor's degree with an emphasis in Business, Finance, Accounting or related field. Minimum of 7-10 years in commercial lending, including extensive credit analysis and relationship management including demonstrated success in commercial real estate lending. Demonstrated leadership/management success in a commercial lending environment. Extensive external customer, investors, vendors, regulatory authorities, prospect and referral source contacts. Internally this position requires regular contact with various departments within all divisions of the Bank, including management. Office environment. Ability to operate computer. Ability to communicate in order to exchange simple to complex information with individuals and groups. Ability to travel throughout Bank footprint. Salary Range: $140,000 - $250,000

At OceanFirst Bank, each one of our employees plays an important role in delivering value to our customers and executing daily tasks in accordance with our core values. We recognize that our employees are essential to our success, making OceanFirst a great place to work and do business. Great benefits include: employee perks & discount programs, tuition assistance, incentive compensation program, professional development opportunities, and more! Apply today to make an impact in the local community! In concert with SCO, directs all facets of construction loan processing from origination to closing. Perform independent analysis for commercial loan requests that are more of a complex nature; evaluate and make recommendation to approve, deny or offer alternative structuring solution; manage the Bank's most complex construction loans. Prepare written analysis and succinctly summarize underlying risk, and recommend risk rating. Identify and document any deviations from the Commercial Loan Policy as appropriate. Review analyses performed by Credit Analyst staff, and, if applicable, incorporate into overall risk assessment. Recommend and approve credit decisions within established authority in conjunction with Credit Officer if applicable. Ensure adherence to all applicable laws, regulations and company guidelines as detailed in the Bank's credit policy. Provide guidance to less seasoned Credit Portfolio Managers and Credit Analyst staff. 1. Direct all facets of construction loan processing from origination to closing., 2. Responsible for reviewing and/or negotiating Commercial Real Estate (CRE) loan documents, while protecting the Bank's interest, and providing management of a loan portfolio from the time the loans are approved until pay-off or maturity., 3. Manage the Bank's most complex construction loans. Prepare and manage construction budgets., 4. Partner with customers, attorneys, construction consultants and title company representatives, during all phases of financing and closing. Review third party reports for accuracy and relevant data., 5. Perform efficient and concise detailed analysis and quality underwriting of commercial/construction loan proposals including the most complex loans. Proactively and independently analyze and structure proposals and complete the underwriting and evaluation process. Identify loan structure alternatives and make recommendations on credit decisions. Be the final decision maker on credits within their individual lending authority. Ensure compliance with credit policy and underwriting requirements., 6. Maintain the overall credit quality of the region's loan portfolio by pro-actively identifying the impact of current economic and market trends on the portfolio; take appropriate action to mitigate and control risks. Identify and document any deviation from the Commercial loan policy as appropriate., 7. Discuss and review covenants and overall assessment with reviewers and establish turnaround/delivery requirements. Participate in customer meeting to provide expert analytical counsel and credit perspective., 8. Conduct thorough annual review of current portfolio clients including review of financials, site visits, and assessment of general business information and other factors that would be indicators of risk., 9. Perform analysis of secondary sources of repayment such as collateral; assess the quality and source of collateral marketability in a liquidation scenario., 10. Perform analysis of a guarantor's financial position through a thorough investigation of personal financial statements to develop an understanding of any contingent liabilities, and constructing an estimated personal net cash flow through the thorough investigation of personal tax returns and credit reporting documentation., 11. Prepare comprehensive written analysis for loan proposals including summary of financial statements, cash flow trends, management profiles, business and product cycles, operating performance and appropriate economic and market research., 12. Assign a credit risk rating., 13. Prepare in-depth loan package with detailed analysis and recommendations for presentation to reviewers and/or Management Credit Committee. Attend Management Credit Committee to provide input on overall assessment and answer questions regarding their credit analysis as necessary. May present credits to the Management Credit Committee., 14. In partnership with the Commercial Relationship Managers and Regional Managers, establish and maintain relationships with current and prospective customers. Leverage customer knowledge to proactively identify and recommend opportunities to cross-sell additional loan and non-credit products to clients., 15. Provide guidance to less seasoned Credit Portfolio Managers and credit analyst staff., 16. Ensure compliance of all required documentation and ensure loan terms and conditions adhere to established credit policy and approval. Ensure compliance with applicable federal, state and local laws and regulations, agency guidelines and organization policies., 17. Provide approval authority for commercial loans as specified by Loan Policy. • Considerable knowledge of commercial real estate lending including letters of credit, borrowing base lending, multi-phased construction, and transactions secured by multiple collateral properties., • Strong technical expertise in closing and loan management functions., • Demonstrated ability to close commercial real estate loans and manage a commercial real estate loan portfolio., • Knowledge of commercial real estate finance, law, documentation, accounting and data systems, • Thorough knowledge of commercial lending process including credit evaluation and underwriting expertise with proven success making independent credit assessments., • Ability to analyze participation loans and other loans with complex covenant structures., • Thorough knowledge and understanding of credit approval policy and process with the proven ability to accurately interpret lending policy and apply same to the management of the portfolio., • Knowledge and understanding of qualitative portfolio analytics and metrics with the ability to utilize automated and manual analytical tools and techniques, including "what-if" scenarios and in-depth projective financial analysis to the most complex lending scenarios., • Ability to identify and quantify business risks and the key drivers of risk and focus decisions accordingly., • General understanding of bank's overall portfolio mix, concentration and exposure limits, risk philosophy. Ability to understand client industry and its fit into portfolio parameters, • Thorough knowledge of banking regulations and laws governing commercial lending., • Strong written and oral communication skills with the ability to effectively communicate financial analysis detail in a clear, concise manner. Confident in the ability to present to senior management and/or Credit Committee as necessary., • Ability to establish and maintain professional internal partner and external client relationships., • Demonstrated ability to provide guidance and leadership to less seasoned staff., • Strong organizational skills with ability to set priorities in a multi-task environment and meet deadlines., • Demonstrated proficiency with Microsoft Office, with specific capability in Word and Excel., • Ability to maintain the confidentiality of credit and customer information., • Bachelor's degree in Business Administration, Finance, Accounting or Economics, or equivalent work experience., • 7+ years of experience in commercial lending environment with 5 years progressively responsible experience in credit evaluation, portfolio risk assessment and underwriting., • 5 or more years of experience in commercial real estate loan administration., • Internal contacts consists of customers in portfolio and Bank personal., • External contacts consists of outside COI's including accountants and attorneys. Office environment. Ability to operate computer. Ability to communicate in order to exchange simple to complex information with individuals and groups. Ability to travel throughout Bank footprint. $76,345.00 - $126,210.00

Work Location: Red Bank, New Jersey, United States of America Hours: 40 Pay Details: $15.92 - $15.92 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Personal & Commercial Banking Job Description: The Mortgage Loan Officer sells and originates residential mortgage loans to sales goals. The Mortgage Loan Officer takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans. Pay Range- $11.54 per hour depending on established local minimum wage plus commission. Depth & Scope: • Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources, • Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs, • Guides Customers through the mortgage application process, • Explains information required and other aspects of the loan process to Customers, • Ensures applications are completed accurately and contain required information and supporting documentation, • Manages Customers expectations regarding processing times and closing dates, • Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines, • Generates referrals for mortgage sales opportunities and sales of other Company business line products, • Develops plan to achieve sales goals with assistance from sales management, • Enters information into mortgage loan system so that loans will appear accurately in the pipeline, • Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes, • Sends application and other required information to underwriting area, • Underwrites loans using point-of-sale underwriting systems within scope of authority, • Communicates loan decisions directly to Customers and explains any additional information needed, • Submits application materials and other required information to processing area to clear any conditions, finalizes the loan commitment, and prepares for closing, • Communicates regularly with Customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned, • Attends closings as needed, • Develops knowledge of current industry practices and trends by learning from more experienced sales personnel and by attending continuing education training and seminars, including but not limited to the full array of Company products and services as well as mortgage laws and regulations, • Develops knowledge of policies, procedures, rules and regulations related to retail mortgage products, • Participates in homebuyers' seminars, home shows, brokers' meetings and other home financing workshops, • Recommends changes to products, programs and/or pricing, • Ensures TD Bank maintains successful audits and exams within all areas, • Deals with complex mortgage needs Education & Experience: • Bachelors degree or progressive work experience in addition to experience below, • 2+ Years of mortgage origination experience, • Proven Sales ability, • Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines, • Maintains the highest level of sales ability and negotiation skills, • Self-directed, ability to plan own activities to achieve sales goals, • Strong time management skills, • Excellent communication skills, both verbal and written, • PC skills, including ability to learn mortgage origination and automated underwriting systems OCC Language: • This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. 5102 et seq., and its implementing regulations, 12 CFR Part 1007, • Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, • Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. 5102 et seq., and its implementing regulations, 12 CFR Part 1007, • Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% • Domestic Travel Occasional, • International Travel Never, • Performing sedentary work Continuous, • Performing multiple tasks Continuous, • Operating standard office equipment - Continuous, • Responding quickly to sounds Occasional, • Sitting Continuous, • Standing Occasional, • Walking Occasional, • Moving safely in confined spaces Occasional, • Lifting/Carrying (under 25 lbs.) Occasional, • Lifting/Carrying (over 25 lbs.) Never, • Squatting Occasional, • Bending Occasional, • Kneeling Never, • Crawling Never, • Climbing Never, • Reaching overhead Never, • Reaching forward Occasional, • Pushing Never, • Pulling Never, • Twisting Never, • Concentrating for long periods of time Continuous, • Applying common sense to deal with problems involving standardized situations Continuous, • Reading, writing and comprehending instructions Continuous, • Adding, subtracting, multiplying and dividing Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in

How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania, and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees' experience. POSITION OVERVIEW: At Provident Bank, the Senior Personal Banker plays a key role in the Branch sales and service environment through building mutually beneficial and long-term customer relationships by providing a positive customer experience and has a thorough understanding of our core culture of the "attraction, expansion, and retention" of customer relationships. As a Float, this individual will be assigned to the Coastal New Jersey Region but will primarily be expected to travel to our branches in Old Bridge, Freehold, South Freehold, South Amboy, and Matawan. There may be certain circumstances that require a Float Employee to cover staffing at any branch within the Coastal New Jersey Region. The Senior Personal Banker provides a high-level of service while greeting customers, performing needs-based assessments, opening accounts, cross selling, tele-consulting, developing relationships, servicing accounts, and acting as lobby manager. Researches and resolves complex account issues and/or customer inquiries. Promotes organizational products and services by referring current or prospective customers to the Assistant Branch Manager, Branch Manager, Market Sales Manager, or appropriate internal or external business partners. Additional responsibilities include processing customer transactions, including but not limited to check cashing, withdrawals, deposits, and loan payments. This position will focus on managing a book-of-business that is comprised of customers with the management objectives being retention and relationship development. Serves as a liaison to actively refer and coordinate specialist support from lending, investment, trust specialists, treasury management and other internal and external business partners. The Senior Personal Banker is self-motivated, a problem solver, functions independently and as an operational supervisor when necessary, and provides flexibility of coverage for the Branch by providing all aspects of sales and service. This position may be eligible to obtain Life and Health Licensing. All Provident Bank employees are expected to adhere to the Bank's Code of Ethics, Core Values, and Mission Statement. Works under general supervision. • Sales: Meet sales referrals and cross-selling goals by knowing the features and benefits of all products and services to satisfy the needs of the customers. Promotes bank products, refer or resolve customer inquiries concerning accounts or other banking services. Actively refers customers for commercial products or services to branch manager, market manager, or appropriate business partner. Exceed customer expectations through active engagement, commitment and dedication to servicing and building customer relationships. Advance the Bank's Corporate Sales Program through the consultative need's assessments of customers, developing new relationships, expanding existing ones and is responsible for managing and growing a book-of-business., • Service: Identify opportunities with customers and prospective customers through lobby management. Assist customers and prospective customers with digital technologies and provide referrals to other lines of business. Helps maintain cost efficiency to achieve goals of the branch; assures quality of customer service and adherence to sales and brand standards. Responsible for sales and service. Execute expectations for a positive customer service experience., • Operations: Ensures operational and financial safety and soundness in accordance with Bank's policies, compliance, and applicable laws and regulations. Leverages lobby management as a tool for controlling and mitigating risk. Establishes customer identity according to guidelines and adheres to all other compliance procedures. Assists branch management with branch operations as needed. Opening, closing, and supervising the servicing of the branch in the absence of branch management. Assists Personal Bankers with more complex and escalated customer questions and inquiries, including providing supervisor overrides when needed. Performs transactions including but not limited to: check cashing, withdrawals, deposits and loan payments. Prepares and/or completes Currency Transaction Reports and Suspicious Activity Forms (CTR/SAF) for appropriate transactions. Assists in training other branch employees. Provide support to the contact center when there are high call volumes. Handle customer inquiries by telephone. Provides access to safe deposit boxes., • High school diploma or GED, • Minimum of 6 months providing sales/service to customers in a retail environment, • Strong interpersonal skills, including listening, written and verbal communication, • Ability to work a flexible schedule based upon the needs of the business, • Demonstrations positive and professional demeanor with all customers and co-workers, • Strong math and analytical skills, • Ability to handle escalated matters and problem solve for resolution, • Understand and adhere to safety and security practices, • Demonstrate and apply good relationship building skills, • Proficient at establishing strong connections with customers and prospective customers through consultative conversations affording presentations of sales opportunities, • Strong customer service and advocacy skills, • Strong organizational and time management skills, • Strong PC skills. Ability to quickly learn various computer programs, including Microsoft office, • Required to register as a mortgage loan originator with the NMLS prior to being allowed to take mortgage loan applications, negotiate or extend terms of a mortgage or other loan secured by a residence., • 2 years providing sales and service to customers in a retail environment, • Retail banking experience, • Supervisory experience, • Life and Health Licenses to support investment program Retail Banking Branch Areas Work is mainly performed under general office conditions in a retail-banking establishment. Willing and able to work required overtime. Willing and able to travel to other locations/branches. Must be flexible and demonstrate the ability to adapt to new job locations and reassignments as directed. Lifting from 5 to 25 lbs. (Coins) Prolonged sitting/standing Occasional bending or stooping (To retrieve coins from individual vault) Work is performed in a normal office environment. Noise levels are usually moderate. May also involve travel to customers and property locations. This job description may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management. Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law. Pay Details: $21.23 - $26.51 Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs. This role is incentive eligible based upon company, business, and/or individual goal achievement and performance. Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank's Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.

OceanFirst Bank is seeking a new Branch Engagement Banker at our Holmdel, NJ (Bell Works) branch! Upon hire, all retail staff will participate in a 2-week personalized and interactive training experience. At OceanFirst Bank, each one of our employees plays an important role in delivering value to our customers and executing daily tasks in accordance with our core values. We recognize that our employees are essential to our success, making OceanFirst a great place to work and do business. Great benefits include: professional growth opportunities, employee perks & discount programs, tuition assistance program, incentive compensation program, company holidays and paid time off, use of the on-site fitness facilities at Red Bank and Toms River headquarter offices, and more! Apply today to #BecomeOceanFirst and make an impact in the local community! Contribute to the growth, profitability, and customer retention of the Branch by meeting sales and service goals and objectives. Responsible for partnering with the Branch Manager and facilitating the sales environment that will result in the achievement of assigned sales and product growth goals through relationship acquisition and expansion with existing and prospected customer relationships. Internally and externally focused on building awareness, increasing knowledge levels and team member engagement that will result in increased qualified activities to drive sales production. Provide banking services ensuring the highest level of quality service is provided to current and prospective customers. What You Will Do • Fosters a relationship banking environment by utilizing consultative selling and profiling techniques to recommend appropriate products and services to new and existing customers to meet their needs and deepen and preserve the banking relationship., • Assists the Branch Manager in contributing to the continuous growth of the branch by actively identifying new business development opportunities. Solicits new business and consumer loan applications, processes applications, and closes loans., • Build and maintain a positive and motivating sales environment: Conducts sales huddles/meetings regularly, provides one-on-one coaching and training, assures that all team members have the necessary tools and resources, implements, and shares best practices, success stories and all key information discussed on weekly debrief calls., • Outbound calling to customers and prospects to promote Bank products. Identifies sales opportunities for deposit and customer acquisition, Debit Cards, Credit Cards, NEST referrals, Wealth and Trust services, and consumer and business lending products, as well as other strategic sales goals as directed by management., • Receives and responds to complex customer inquiries concerning Bank services and performs more complex account and record maintenance duties., • Meets and exceeds annually all assigned sales goals as directed by Retail Management and provides support to the department in overall achievement of the department's goals., • Manages branch sales reports to maximize resources and provide call lists., • Assists Branch Manager with preparation and completion of all required operational and sales reports., • Assists the Branch Manager in the oversight of daily branch operations to include, but not limited to teller transactions balance, prove cash drawer, night deposit vault, ATM, ITM as needed., • Ensure branch staff are operating within established Bank policy and procedures and meeting audit expectations., • Assists in coaching and cross-training staff members to build a well-rounded staff capable of meeting the needs of our customers., • Understands compliance with all regulations governing the banking industry, as well as agency guidelines and organization policies. Adheres to Bank Customer Standards, • Provides notary services, if licensed. What We Expect Of You • Excellent benefits-driven sales skill set; demonstrated ability to succeed in a sales environment., • Excellent customer service skills with the ability to research and resolve customer issues and serve as point of escalation., • Excellent interpersonal, verbal communication and organization skills and strong attention to detail,, • Presentation skills are needed to achieve sales objectives in a professional environment. Behavioral/technical skills., • Strong analytical skills are needed to review sales objectives and identify business opportunities in a highly competitive and fast-paced environment., • Competent with web-based applications, banking software, Microsoft Office Suite, and ability to adapt to technology for business related activities., • Proficient in the migration of customers to the digital channels of the Bank., • Demonstrated working knowledge of bank products and services and a proven knowledge of opening new accounts, i.e., checking, savings, etc., • Demonstrated ability to successfully lead and guide staff., • Must be able to work flexible schedules in accordance with the needs of the branch. Your Qualifications • High school diploma or equivalent is required., • Minimum of 2 years successful bank platform sales experience., • Teller-related experience preferred or 1-year prior cash handling., • Leadership experience preferred., • Valid NMLS Registration required. Internal And External Contacts • Internal contact with managers, inter-branch and departmental personnel as well as outside vendors, • External contact with existing customers and prospects of the Bank. Working Conditions/Physical Requirements Remain in a stationary position for extended periods of time. Ability to communicate in order to exchange information with individual customers. Ability to travel throughout the company footprint if required. Ability to navigate throughout the branch to facilitate customer requests and meet operational standards. Ability to operate a computer, phone and operationally essential equipment as required. Ability to handle money and position self to transport coin bags and boxes. Pay Range: $23.30/hr - $34.79/hr

Work Location: Red Bank, New Jersey, United States of America Hours: 40 Pay Details: $15.92 - $15.92 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Personal & Commercial Banking Job Description: The Mortgage Loan Officer sells and originates residential mortgage loans to sales goals. The Mortgage Loan Officer takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans. Pay Range- $11.54 per hour depending on established local minimum wage plus commission. Depth & Scope: • Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources, • Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs, • Guides Customers through the mortgage application process, • Explains information required and other aspects of the loan process to Customers, • Ensures applications are completed accurately and contain required information and supporting documentation, • Manages Customers expectations regarding processing times and closing dates, • Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines, • Generates referrals for mortgage sales opportunities and sales of other Company business line products, • Develops plan to achieve sales goals with assistance from sales management, • Enters information into mortgage loan system so that loans will appear accurately in the pipeline, • Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes, • Sends application and other required information to underwriting area, • Underwrites loans using point-of-sale underwriting systems within scope of authority, • Communicates loan decisions directly to Customers and explains any additional information needed, • Submits application materials and other required information to processing area to clear any conditions, finalizes the loan commitment, and prepares for closing, • Communicates regularly with Customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned, • Attends closings as needed, • Develops knowledge of current industry practices and trends by learning from more experienced sales personnel and by attending continuing education training and seminars, including but not limited to the full array of Company products and services as well as mortgage laws and regulations, • Develops knowledge of policies, procedures, rules and regulations related to retail mortgage products, • Participates in homebuyers' seminars, home shows, brokers' meetings and other home financing workshops, • Recommends changes to products, programs and/or pricing, • Ensures TD Bank maintains successful audits and exams within all areas, • Deals with complex mortgage needs Education & Experience: • Bachelors degree or progressive work experience in addition to experience below, • 2+ Years of mortgage origination experience, • Proven Sales ability, • Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines, • Maintains the highest level of sales ability and negotiation skills, • Self-directed, ability to plan own activities to achieve sales goals, • Strong time management skills, • Excellent communication skills, both verbal and written, • PC skills, including ability to learn mortgage origination and automated underwriting systems OCC Language: • This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. 5102 et seq., and its implementing regulations, 12 CFR Part 1007, • Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, • Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. 5102 et seq., and its implementing regulations, 12 CFR Part 1007, • Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% • Domestic Travel Occasional, • International Travel Never, • Performing sedentary work Continuous, • Performing multiple tasks Continuous, • Operating standard office equipment - Continuous, • Responding quickly to sounds Occasional, • Sitting Continuous, • Standing Occasional, • Walking Occasional, • Moving safely in confined spaces Occasional, • Lifting/Carrying (under 25 lbs.) Occasional, • Lifting/Carrying (over 25 lbs.) Never, • Squatting Occasional, • Bending Occasional, • Kneeling Never, • Crawling Never, • Climbing Never, • Reaching overhead Never, • Reaching forward Occasional, • Pushing Never, • Pulling Never, • Twisting Never, • Concentrating for long periods of time Continuous, • Applying common sense to deal with problems involving standardized situations Continuous, • Reading, writing and comprehending instructions Continuous, • Adding, subtracting, multiplying and dividing Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and

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Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market. Wells Fargo is seeking a Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. Receive customer

Verify that required, accurate closing documentation needed to close are in the fileCommunicate, as point of contact, with borrower about closing schedule and answer questions about closing. Implement company processes during closing process for highest level of customer serviceReview post-closing p

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