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Job Description Are you ready to launch your plumbing career to new heights? Zenner & Ritter in Buffalo, NY is seeking a full-time Apprentice Plumber to join our dynamic team. With a competitive pay of $16-17 per hour plus commission, you'll have the opportunity to earn based on your performance. Our company provides a supportive environment and a rich array of benefits, including health, dental, and vision coverage, paid time off, 401(k) with a company match, life insurance, bonus structure, Employee Assistance Program (EAP), growth opportunities, short- and long-term disability coverage, company parties, tool allowance, license reimbursement, and even company phone and uniforms. If you're ready to take the next step in your plumbing career and be a part of a company that values its employees, then we encourage you to apply today! THE INS AND OUTS OF BECOMING OUR APPRENTICE PLUMBER THE SCHEDULE: You'll work a steady Monday through Friday schedule from 7:30 AM to 5:00 PM, with the opportunity to be on call for additional experience and growth. YOUR ROLE: As an Apprentice Plumber at Zenner & Ritter, you start your day ready for anything, knowing that you might be on-call to handle any plumbing emergencies that come up. You are always willing to assist other departments if needed, whether it's helping out with HVAC or lending a hand with electrical work. Throughout the day, you tackle basic plumbing apprentice responsibilities with enthusiasm, from learning new techniques to honing your skills under the guidance of experienced plumbers. Each day brings new challenges and opportunities to grow, making you an integral part of the Zenner & Ritter team. OUR REQUIREMENTS: • Valid driver's license, • Mechanical ability Plumbing experience is a plus! JOIN US AT ZENNER & RITTER We have been a trusted name in home services for over 90 years, and we're continuing to grow! We're not just offering jobs-we're offering long-term careers. As the largest residential heating and cooling company in Western NY, we're expanding our services to include plumbing, electrical, energy, and green technology solutions. Whether you're interested in management, accounting, sales, customer service, or technical roles, we have opportunities for you to join a team committed to innovation and exceptional service. With flexible scheduling, excellent benefits, supportive team members, and a strong focus on career development, Zenner & Ritter is the perfect place to grow! Join us! So, what do you think? If this sounds like the right Apprentice Plumber position for you, go ahead and apply. It should take no more than 3 minutes to complete the initial application. Good luck! Job Posted by ApplicantPro

Job Description Overview At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration. Just as our employees are committed to helping our customers manage their finances, we’re committed to our employees. After all, they make it happen for our customers every day. To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities. Responsibilities The Branch Supervisor directly supervises the staff and operations of a small branch, or may work with a Branch or District Manager to provide supervision of staff and operations at one or more locations in need of additional oversight. The Branch Supervisor coordinates specific branch goals with the Branch or District Manager, supervises branch personnel, ensures office compliance with operating policies and procedures, provides required periodic reports and may have lending authority. Works directly with staff to provide an optimal customer experience. Essential Responsibilities: • Directly supervises the branch office and performs or delegates a variety of duties including oversight of branch service operations to include approval of transactional overrides; branch general ledger accounts; vault and drawer audits; approval of overdrafts; control of negotiable supplies; cash management, ordering and shipments; ATM balancing and maintenance; ensuring proper branch security measures are in place; preparation of regulatory, internal and operational reports; participation with audits of key branch functions, • Works with management in establishing growth, sales, and profit objectives for the office; provides input to these objectives and to the manner in which performance will be measured and controlled, • Solicits new business from current and prospective customers; maintains ongoing business relationships with customers to optimize additional cross-selling opportunities, • Monitors individual sales and customer service performance against goals and discusses performance with manager on a frequent basis, • Maintains thorough knowledge of features and benefits of all consumer products and services to ascertain customer needs and to fill those needs, • Monitors the progress of staff members and assists them with questions or problems, conducting regular staff meetings to keep all informed, • Opens and maintains deposit accounts in accordance with bank procedures, • May make loans to customers with oversight as appropriate, • Directly supervises assigned personnel as follows:, • Assists in the selection of new personnel, • Coordinates orientation and training of new personnel, • Reviews employee performance throughout the introductory period and on a regular basis thereafter, • Manages and maximizes performance levels of staff members through regular feedback; takes appropriate actions for performance improvement, • Organizes, schedules, and distributes work among staff, • Keeps personnel informed of pertinent policies and procedures and creates an atmosphere in which upward communication from staff is encouraged, conducting regular staff meetings to enhance employee engagement and desired level of customer service, • Administers personnel policies and procedures, • Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures, and internal controls, and meet all training requirements in a timely manner, • Model and hold staff accountable for upholding the core values of the Company: Integrity, Humility, Teamwork, and Excellence, • May be called upon to travel to other branches in the area to provide support as needed and to ensure proper staffing levels Ancillary Duties: • As an integral member of the branch staff this position is responsible to assist wherever necessary to ensure that the branch and the Bank achieve goals, including filing in as needed with any transactions and customer inquiries., • May be called upon to travel to other branches in the area to provide support as needed and to ensure proper staffing levels. Qualifications Education, Training and Requirements: • A.A.S. Degree of equivalent; specialized banking education and training, • Valid driver license and reliable transportation Skills: • Excellent interpersonal skills, including listening, persuading and motivating, • Excellent verbal and written communication skills, • Accurate and proficient math skills, • Attention to detail, • Clear thinking and ability to remain focused, • Must be able to consistently demonstrate the Company’s core values: Integrity, Humility, Teamwork and Excellence, • Internal product knowledge and teller training (provided after hire) Experience: • Minimum four (4) years’ experience in related positions normally required, • All applicants must be 18 years of age or older Other: • This position requires National Mortgage Licensing System (“NMLS”) registration under the terms of The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (The SAFE Act).

Job DescriptionDescription: Classification: Exempt Location: Buffalo, New York Reports to: Director of Compliance and Quality Control Responsibilities: • Assist with state, regulatory and GSE audits and examinations, • Compliance reviews of marketing materials, • Assist with compliance policy reviews and updates as necessary, • Maintain customer complaint log and tracking until resolution, • Maintain and manage vendor management system, • Complete licensing tasks for company and licensed mortgage loan originators, • Assists with new applications, recertification's, and various tasks involving investors, warehouse lenders, and insurance companies, • Complete new hire and bi-annual exclusionary list reviews, • Maintain and manage new hire and annual compliance courses for associates, • Complete various quarterly reports for state regulators and warehouse lenders, • Work cooperatively with other departments to advise on compliance matters, • Various compliance projects as deemed necessary Skills/Abilities: • Excellent oral and written communication skills, • Ability to work independently and with minimal supervision, • Ability to multi-task, stay organized and be detail-oriented Core Competencies: • Strong Microsoft Word, Excel and PowerPoint skills, • Strong eye for detail – commitment to excellence, • Ability to work well under pressure, • Positive Attitude and willingness to help others, • Self-motivated with a strong desire to learnRequirements: Qualifications/Experience: • High School degree or equivalent, 4-year college degree preferred, • Minimum five years of experience in mortgage lending compliance required

Job Description ???? Affiliate Partner Opportunity | Realtors & Loan Officers | Earn Recurring Revenue with Leadling Are you a Realtor, Loan Officer, Team Leader, or Broker with a strong network in real estate or mortgage lending? Leadling is expanding nationwide and looking for affiliate partners who want to earn recurring income by introducing agents, lenders, and brokerages to one of the fastest-growing AI-powered real estate marketing platforms. Powered by advanced IDX websites, CRM automation, AI follow-up, social media tools, and pipeline management, Leadling helps professionals generate more leads, automate follow-up, and close more business — all from one platform. What You’ll Do • Refer Realtors, Loan Officers, Teams, and Brokerages to Leadling, • Promote the platform through your network and social media, • Introduce professionals looking to grow their lead generation and automation systems, • Earn recurring commissions on successful referrals, • Help agents and lenders scale their business with modern AI-powered marketing tools Why People Are Excited About Leadling, • AI-powered lead nurture and follow-up, • IDX-integrated websites for Realtors, • CRM + Pipeline Management, • Social Media Planning Tools, • Automated SMS & Email Campaigns, • Realtor/Lender collaboration tools, • Built specifically for real estate professionals Who This Is Perfect For, • Realtors with large industry networks, • Loan Officers looking for additional income streams, • Team leaders and brokers, • Real estate coaches and influencers, • Mortgage and real estate recruiters, • Anyone connected to the real estate industry Why This Opportunity Works Real estate professionals are actively searching for better lead generation systems, automation, and ways to grow referral partnerships. Online discussions among Loan Officers consistently highlight the need for stronger systems, better follow-up automation, and Realtor relationship-building tools. Leadling helps solve those problems by combining marketing, CRM, automation, and communication tools into one platform. Apply / Learn More Check out the platform here: Leadling Affiliate Opportunity Company Website: Leadling #RealEstate #Mortgage #LoanOfficer #Realtor #AffiliateMarketing #PropTech #LeadGeneration Requirements • Must be an active Realtor or Mortgage Loan Officer Benefits Compensation • Recurring commission opportunities - Monthly, • Performance-based upside, • Flexible, remote opportunity, • No cap on earning potential

Job Description Renovation Lending Analyst Job Description Full Time | Hybrid | Salary Range: $24.00/ hr - $27.50/ hr Pay Transparency: Compensation may vary outside of this range depending on a number of factors, including a candidate’s qualifications, skills, competencies and experience, and location. Base pay is one part of the total package that is provided to compensate and recognize employees for their work. About Premium Mortgage Since 1999, Premium Mortgage Corporation has been providing residential mortgages across New York State and beyond, offering competitive interest rates and a wide variety of loan programs to fit the needs of homebuyers. As a mortgage lender, our number one goal is for every customer to feel comfortable, informed, and well taken care of. After all, a mortgage isn’t just a transaction to us. It's a partnership for life. We accomplish this level of customer satisfaction by employing top tier talent—all of whom take part in our employee engagement program called the Premium Experience. This program allows our team members to live out our core values, while supporting them with opportunities for professional and personal growth. With hundreds of team members living out the Premium Experience every day, they are the driving force in making Premium Mortgage Corporation a leading lender in the communities we serve. All positions with Premium Mortgage operate on a Hybrid work schedule unless an exception has been granted by Upper Management. Why us? Benefits offered by Premium Mortgage: • Insurance: Medical, Dental, Vision, Company Paid Life Insurance, • Time Off: Paid Time Off, Sick Time, Federal Holidays, Birthday PTO, • Additional Perks: Employee Referral Fee, HSA Employer Contribution, Employee Mortgage Loans Role & Responsibilities The Renovation Lending Analyst supports the Renovation Lending Division by overseeing loan origination through clear to close, with cross-training to provide coverage for renovation escrow administration and draw processing when needed. This role ensures compliance with company and regulatory standards, and drives timely, high-quality customer outcomes. The position reports to the Head of Renovation Lending. Loan Processing • Reviews all documentation necessary for loan approval for accuracy, completeness, and tracks all data in origination software, • Processes verifications for credit items including, but not limited to: employment, asset information, rental history, and credit reports., • Reviews conditions and ensures borrower(s) are providing the correct documentation needed to achieve a Clear to Close, • Stays current on changing rules and regulations pertaining to Conventional, Government-insured mortgages, and all specialty products offered, • Works closely with Underwriting and Closing departments to ensure timely processing and quality loan file flow, • Responds quickly and efficiently to borrower inquiries throughout the mortgage process Renovation • Reviews Loan Estimates (LE) and Closing Disclosures (CD) to ensure proper accounting for all renovation-related fees and line items, • Sets up loans in the Renovation Lending System (RLS) to enable pre-closing renovation collateral documentation and configure for post-closing draw administration, • Assists in gathering and reviewing contractor documentation, including licenses, insurance, bids, and executed contracts, • Cross-trains on post-closing draw administration processes, including draw request review, inspection coordination, and disbursement workflows, • Maintains expertise in renovation guidelines and credit criteria for FHA (203k), Fannie Mae (HomeStyle), Freddie Mac (CHOICERenovation), VA renovation, and SONYMA RemodelNY, • Provides training and support as needed within the renovation lending team This job description reflects management’s assignment of essential functions; and nothing in this herein restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Qualifications for this position Education • A college degree with two years related experience and/or training. A combination of equivalent education and experience is acceptable Experience • Previous experience in the mortgage industry with understanding of loan processing, • Familiarity with Encompass Transferable Skills • Customer service skills, • Time management skills, • Written communication skills, • Verbal communication skills, • Team player, • Multi-tasking, • Detail orientated, • Organizational skills, • Problem solving skills, • Independent Judgement Working Conditions The Renovation Lending Analyst is primarily in an office setting and may be exposed to outdoor conditions. The working conditions are classified as Sedentary work: • Sedentary work - Exerting up to 10 pounds of force occasionally, and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time.

Job Description Renovation Underwriter Job Description Full Time | Hybrid | Salary Range: $72,000 – $90,000 annual Pay Transparency: Compensation may vary outside of this range depending on a number of factors, including a candidate’s qualifications, skills, competencies and experience, and location. Base pay is one part of the total package that is provided to compensate and recognize employees for their work. About Premium Mortgage Since 1999, Premium Mortgage Corporation has been providing residential mortgages across New York State and beyond, offering competitive interest rates and a wide variety of loan programs to fit the needs of homebuyers. As a mortgage lender, our number one goal is for every customer to feel comfortable, informed, and well taken care of. After all, a mortgage isn’t just a transaction to us. It's a partnership for life. We accomplish this level of customer satisfaction by employing top tier talent—all of whom take part in our employee engagement program called the Premium Experience. This program allows our team members to live out our core values, while supporting them with opportunities for professional and personal growth. With hundreds of team members living out the Premium Experience every day, they are the driving force in making Premium Mortgage Corporation a leading lender in the communities we serve. All positions with Premium Mortgage operate on a Hybrid work schedule unless an exception has been granted by Upper Management. Why us? Benefits offered by Premium Mortgage: • Insurance: Medical, Dental, Vision, Company Paid Life Insurance, • Time Off: Paid Time Off, Sick Time, Federal Holidays, Birthday PTO, • Additional Perks: Employee Referral Fee, HSA Employer Contribution, Employee Mortgage Loans Role & Responsibilities The Renovation Underwriter is responsible for evaluating risk and rendering credit decisions on renovation loan applications in accordance with agency guidelines and company policy. This role requires in-depth knowledge of standard mortgage underwriting principles as well as specialized expertise in renovation lending programs across FHA, Fannie Mae, Freddie Mac, VA, and SONYMA, including the unique collateral, contractor, and project feasibility considerations inherent to renovation transactions. Underwriting Responsibilities • Completes full credit underwrite on files submitted to underwriting for approval within posted turn times, • Reviews conditions on files within posted turn times and communicates decisions clearly to all internal parties, • Maintains a unified voice with fellow underwriters on underwriting guidance and escalate file issues not covered by existing guidelines to the Head of Renovation for direction, • Provides feedback on loan quality and mentors processing staff and loan officers on file preparation and guideline compliance, • Works jointly with colleagues to respond to quality concerns, including QC, PETR, NOR, and audit or clarification requests from managers or other departments, • Stays current on changing rules and regulations pertaining to Conventional, Government-insured mortgages, and all renovation products offered, • Meets required KPI standards for the position, • Participate in training and development as needed Renovation Responsibilities • Underwrites renovation loan files in accordance with FHA 203(k), Fannie Mae HomeStyle, Freddie Mac CHOICERenovation, VA renovation, and SONYMA RemodelNY guidelines, • Evaluates project feasibility, including scope of work, contractor qualifications, construction bids and consultant reports to assess risk and ensure compliance with program requirements, • Reviews and approves contractor documentation, including licenses, insurance certificates, W-9s, executed contracts, and cost breakdowns, • Analyzes as-completed appraisals to confirm that the subject property’s projected value supports the renovation loan amount and complies with applicable LTV/CLTV requirements, • Reviews renovation escrow calculations and contingency reserves to ensure proper structuring of the renovation holdback in accordance with agency guidelines, • Coordinates with the Renovation Lending Analyst and closing team to confirm RLS system setup, pre-closing collateral documentation, and post-closing draw administration readiness, • Reviews Loan Estimates (LE) and Closing Disclosures (CD) to confirm accurate accounting of all renovation-related fees, holdbacks, and escrow items, • Identifies and escalates unusual project risks, incomplete contractor documentation, or scope-of-work concerns to the Head of Renovation prior to issuing a decision, • Supports post-closing draw administration oversight by providing underwriting guidance on change orders, project scope modifications, or borrower disputes as needed This job description reflects management’s assignment of essential functions; and nothing in this herein restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Qualifications for this position Education • A college degree with two years related experience and/or training. A combination of equivalent education and experience is acceptable. Experience • Minimum two years prior mortgage underwriting experience with a strong understanding of credit analysis, collateral evaluation, and agency guidelines., • Direct experience underwriting renovation loan products (FHA 203k, Fannie Mae HomeStyle, Freddie Mac CHOICERenovation, VA renovation, or SONYMA) strongly preferred., • Familiarity with renovation escrow administration, draw management processes, and as-completed appraisal review preferred., • DE/SAR certifications preferred; CHUMS ID required for FHA renovation underwriting. Transferable Skills • Strong analytical and independent judgment skills with the ability to make sound credit decisions., • Excellent written and verbal communication skills with the ability to clearly convey underwriting decisions and conditions., • Detail-oriented with strong organizational and problem-solving abilities., • Effective time management and ability to manage multiple files simultaneously within established turn times., • Collaborative team player with the ability to mentor and support processing and origination staff. Working Conditions The Renovation Underwriter is primarily in an office setting and may be exposed to outdoor conditions. The working conditions are classified as Sedentary work: • Sedentary work - Exerting up to 10 pounds of force occasionally, and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time.

Job Description Job Title: Recording Specialist Job Category: Non-Exempt Department: Title & Closing Location: Onsite - Buffalo Company URL: http://www.solidifi.com About the Role The Recording Department is responsible for ensuring that all recordable documents associated with each transaction are on record with the necessary county or municipality in a timely manner. Recording Specialists must review through each file to ensure that fees are calculated accurately, all necessary recording forms are present & fully completed, and that all recordable documents were received & executed correctly. This requires a quality control check, recording fee verification, payment check requests for non-electronic submissions, and following up to ensure documents are recorded & returned. Members of the department must also be familiar with our electronic recording platform, Simplifile. The Recording Department is also responsible for correcting rejections and communicating as needed with other parties, both internal & external, to ensure documents are re-submitted properly. As a Recording Specialist in our Buffalo location, you will be specifically responsible for the handling & processing of all recordable originals that flow through that office. Responsibilities • Conduct post-closing review of recordable documents to determine completeness, accuracy, and compliance with recording & legal guidelines., • Review recording fees prior to submission to confirm correct amounts were collected at closing., • Review, edit, and/or prepare necessary ancillary deed forms & other county or state specific forms prior to recording., • Submit recordable documents either via mail or online to the appropriate county (or municipality) for recording within required timeframes., • Review recording rejections and work to correct insufficiencies or seek assistance so resubmission can occur in a timely manner., • Conduct handwritten corrections on original recordables as needed for our Recording team in Rhode Island and/or for Post Closing requirements., • Reconcile filed recordables to locate recorded originals for batch shipping back to clients., • Ensure all emails and internal communications are answered within established timelines., • Answer/respond to calls from county representatives, borrowers, etc., • Assist with other administrative assignments and projects when required. Skills and Expertise • High school diploma required; University degree or equivalent knowledge/experience preferred, • 1 year industry experience required, 3 years industry experience preferred, • Proficient with Microsoft Office Programs, • Capability to understand and operate successfully within an action-based workflow system, • Excellent written and verbal communication skills with a strong attention to detail, • Ability to multitask in a fast-paced, team-oriented work environment, • Positive attitude The above statements are intended to describe the general nature and level of the work being performed by people assigned to this job. They are not intended to be an exhaustive list of responsibilities, duties, and skills required. About Solidifi Solidifi is a leading network management services provider for the residential lending industry. Our platform combines proprietary technology and network management capabilities with tens of thousands of independent qualified field professionals to create an efficient marketplace for the provision of mortgage lending services. We are a leading independent provider of residential real estate appraisals and title, and settlement services. Our clients include top 100 mortgage lenders in the U.S. and some of the largest banks and insurance companies in North America. Solidifi is a wholly owned subsidiary of Real Matters (TSX: REAL). Visit www.solidifi.com for more information and stay connected with our latest news on LinkedIn. Benefits We provide a comprehensive benefits package that includes health, dental, and vision insurance, life insurance (basic and voluntary), short- and long-term disability coverage, FSA plan, 401(k) with company match, Wellness webinars, employee assistance programs, paid time off, volunteer time off, and paid holidays. Equal Opportunity Employer Solidifi is an Equal Opportunity Employer; applicants are considered for all roles without regard to race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status, or any other basis covered by appropriate law. All employment is decided based on qualifications, merit, and business need. Please advise us at any point during the recruitment and selection process if you require accommodation. Solidifi is committed to compliance with all applicable legislation, including providing accommodation for applicants with disabilities.

Job DescriptionDescription: The Mortgage Operations Manager oversees the day-to-day processing and closing operations of the mortgage lending function to ensure efficient, accurate, and compliant loan delivery. This role provides leadership and operational oversight for Processing and Closing teams, focusing on pipeline management, quality control, regulatory adherence, and service-level performance. This position partners closely with Retail Mortgage Lending, Underwriting, and Compliance to ensure loans are processed and closed in accordance with institutional standards, investor requirements, and regulatory expectations. Below is a list of essential functions of this position. Additional responsibilities may be assigned in the position. KEY RESPONSIBILITIES • Oversee daily mortgage loan processing and closing operations, • Monitor pipeline volume, workload distribution, and turnaround times to meet service level standards, • Compliance & Regulatory Adherence, • Support quality control efforts by identifying trends, addressing defects, and implementing corrective actions, • Support implementation of process improvements, workflow efficiencies, and system enhancements, • Training needs ATTITUDES Builds positive relationships with internal and external clients by valuing other's feelings and rights in both words and actions, and embracing other's unique beliefs, backgrounds, and perspectives by demonstrating: • Respect: Model respectful behavior and set clear expectations for others., • Client Focus: Deliver consistent, high-quality service that builds trust and loyalty, • Inclusion: Encourage diverse viewpoints and contributions in decision-making collaboration. BEHAVIORS Demonstrates strong business ethics and honest behaviors and the ability to positively influence and work with others to achieve excellent results by demonstrating: • Leadership: A collaborative leadership style that empowers others and inspires creative, out-of-the box thinking., • Integrity: Strong business ethics and honest behaviors., • Collaboration: Positively works with others to achieve shared goals and outcomes., • Volunteerism: A recognized and visible presence in serving our communities. COMPETENCIES Reflects skill, good judgement, positive conduct, and personal responsibility for assigned areas. Seeks to implement and leverage services and technologies that create efficiencies by demonstrating: • Accountability: Demonstrates accountability by owning underwriting decisions and ensuring accuracy, compliance, and quality outcomes., • Innovation: Applies creative thinking and forward-looking solutions to drive continuous improvement an adapt to evolving challenges., • Professionalism: Reflects skill, good judgment, and positive conduct. SUPERVISORY RESPONSIBILITIES Supervisor drives strategic success from encouraging transparency, maintaining a focus on shared organizational goals, and making time for professional development. Supervisors are expected to hold regular one-on-ones with direct reports to provide them with an invaluable chance to align goals, offer guidance, and foster growth within their teams. • Managing Processing and Closing team performance and development, • Conducting regular one-on-one meetings and performance discussions, • Providing coaching, training and feedback to support accuracy and efficiency, • Supporting employee engagement and continuous improvement initiatives SEEKS PROFESSIONAL DEVELOPMENT OPPORTUNITIES Actively participate in expanding skill sets and career paths by attending training programs, workshops, certifications, and educational resources relevant to the role. Set stretch assignments and cross functional opportunities that foster growth and learning. Requirements: QUALIFICATIONS, EDUCATION, & EXPERIENCE To perform this position successfully, an individual must be able to perform each essential position requirement satisfactorily and a skills inventory is listed below. A high school diploma or general education degree (GED) is required, with 5+ years of experience, extensive knowledge of Regulatory requirements regarding TRID, ECOA, HMDA, RESPA. A background screening will be conducted. • LANGUAGE SKILLS: Ability to read, comprehend, and interpret documents. Possesses professional communication and interpersonal skills to write and speak effectively both one-on-one and before groups of clients or employees of the organization. Ability to communicate to clients directly and effectively., • TECHNOLOGY SKILLS: Ability to utilize telephone systems and possess good digital literacy including email, internet and intranet use. Prior experience and proficiency of LOS systems such as Empower, including reviewing complete electronic loan files, tracking conditions, documenting underwriting decisions, and managing workflow efficiently., • MATHEMATICAL SKILLS: Ability to add, subtract, multiply, and divide in all units of measure. Demonstrates advance mathematical aptitude to accurately calculate and analyze loan-to-value, debt-to-income ratios across a full range of loan types and borrower profiles., • REASONING ABILITY: Applies strong financial analysis and judgement to assess risk, identify compensating factors, and support sound credit decisions within investor and regulatory guidelines., • PHYSICAL DEMANDS AND WORK ENVIRONMENT: The physical demands and work environment described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. This position operates in a professional office environment with considerable time spent at a desk using office equipment such as computers, phones, and printers. Noise level is moderate with constant communication and interactions with others. Ability to travel on occasion to all market areas and attend seminars or training sessions offsite. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. DISCLAIMER: This job description is not an exclusive list of responsibilities and duties. They may change at any time without notice. BENEFITS • Medical, Dental, Vision & Life Insurance, • 401K with company match, • Paid Time Off & Recognized Holidays, • Leave policies, • Voluntary Benefit Options (Life, Accident, Critical Illness, Hospital Indemnity & Pet), • Employee Assistance Program, • Employee Health & Wellness Program, • Special Loan and Deposit Rates, • Gradifi Student Loan Paydown Plan, • Rewards & Recognition Programs and much more! Eligibility requirements apply. BankOnBuffalo is an equal opportunity employer and all applicants are considered based on qualifications without regard to sex, race, color, ancestry, religious creed, national origin, sexual orientation, gender identity, physical disability, mental disability, age, marital status, disabled veteran or Vietnam era veteran status. CNB Financial Corporation is an Affirmative Action Employer and is committed to fostering, cultivating and preserving a culture of diversity and inclusion. https://mandatoryview.com/?LicenceId=5a7398f0-7edb-4cb7-a02b-518dcfa222fa&ProductType=IntranetLicense&SubType=PG

U.S. Army Preventive Medicine Officers are key to the prevention of disease and injury to our Soldiers and their families. If you are a professional in the preventive medicine field and want to combine your passion for health and wellness with a desire to serve in the U.S. Army, a career as an Army Preventive Medicine Officer might be the one for you. Outstanding Opportunities As a Preventive Medicine Officer in the U.S. Army, you will provide Army Soldiers, retirees, and their families with opportunities to increase their own health and well-being. You may have the opportunity to establish and direct physical medicine and rehabilitation programs at medical installations, train, and mentor other medical personnel. You will lead and direct Force Health Protection efforts by preventing or mitigating clinically significant exposures and health threats at the individual and population levels through assessment, mitigation, and communication of exposures and risks. Another focus of your practice will be to direct and oversee the execution of the core functions of public health: assessment, policy development, and assurance. The U.S. Army provides additional training and continuation of education programs to create opportunities for growth as both a military officer and a healthcare professional. These additional education opportunities help you lead a coordinated public health response through professional interactions with other public health disciplines such as public health nurses, entomologists, environmental scientists, occupational medicine officers, and industrial hygienists. If you choose to join the Army Reserve, you will be able to serve your country as needed while continue to support your community. Regardless of how you serve, a career as an Army Preventive Medicine Officer allows you to use your unique skill set to benefit the lives of those in the military and civilian communities. Outstanding Benefits When you join the Army Medical Corps, you’ll be making a difference in the lives of our Soldiers and the country at large while gaining access to invaluable opportunities, like supporting humanitarian missions and leadership training, all while earning a competitive benefits package. Benefits may include: ★ Repayment of qualified education loans to lending institution, paid annually over a maximum of three years while serving ★ Based on your field of concentration, you may be eligible for an accession bonus, paid over a four-year period while serving ★ Travel opportunities both within the United States and internationally ★ Up to 30 days of paid vacation earned annually ★ Enrollment into the Uniformed Services Blended Retirement System ★ No- to low-cost medical and dental care for you and your family ★ Commissary and post exchange shopping privileges ★ Possible specialized training assistance and monthly stipend while enrolled in an accredited residency program ★ Specialized training to become a leader in medicine Eligibility Requirements ★ Must be a Doctor of Medicine or Doctor of Osteopathy degree from an accredited U.S. school of medicine or osteopathy ★ Foreign graduates may apply if they have a permanent certificate from the Educational Council of Foreign Medical Graduates ★ Must have a current license to practice medicine in the United States, District of Columbia or Puerto Rico ★ Must be eligible for board certification ★ Must have completed at least one year of an approved Graduate Medical Education (GME) internship ★ Must have completed a training program in preventive medicine ★ Must be a U.S. citizen to serve Active Duty ★ Must have a permanent U.S. residency for Army Reserve Have questions or want more information? To find out more information about becoming an Army Preventive Medicine Officer, visit _. You may also reach out to your local Army Healthcare Recruiter to learn how you can get started on your journey as an Army Preventive Medicine Officer.

IN0534 Fishers, NY0705 NY Region Business Office, OH0523 Independence Bus Office, OH0713 NW Bancshares HQ, PA0186 Mount Joy, PA0220 Erie - 8th & State, PA0258 Bellevue, PA0736 Administration Center Job Description The Small Business Credit Manager leads and oversees a centralized small business lending platform supporting originations through the financial center banking system and Small Business Bankers. This role is accountable for driving high-quality, consistent production outcomes through clearly defined performance metrics, service-level standards, and disciplined execution across the end-to-end loan lifecycle. The Manager is responsible for establishing, monitoring, and continuously improving measurable production, quality, and cycle-time metrics, ensuring loans are originated efficiently, accurately, and in alignment with risk appetite and profitability objectives. This includes the development and maintenance of a straight-through, scalable loan origination process that balances speed, quality, and control. A core focus of the role is ensuring strict adherence to all applicable regulatory, legal, and compliance requirements, including internal policies, procedures, and operational risk management controls. The Manager ensures strong compliance governance, audit readiness, and consistent application of credit policy, while proactively identifying and addressing emerging regulatory, operational, and portfolio risks. The role provides leadership and direct supervision to all small business underwriters, ensuring appropriate staffing levels, skill development, and performance management aligned to quality, accuracy, and productivity expectations. The Manager makes sound, risk-based credit decisions, reinforces underwriting discipline, and promotes accountability through ongoing quality reviews and portfolio analytics. Additionally, the Small Business Credit Manager maintains a proactive portfolio management mindset, monitoring credit quality, concentration risks, and performance trends to support sustainable growth and early risk identification. The role partners closely with internal stakeholders, including Retail Banking, Loan Operations, and Small Business Loan teams, to ensure alignment, transparency, and continuous improvement across the small business lending ecosystem. Essential Functions Participate in developing Northwest strategic initiatives and objectives Work closely with Small Business Executive Director to align end to end lending process and communication strategy Determine customer expectations and develop methods to improve customer service Oversee and approve career development and key appointments Develop service and delivery enhancements, manage SLA's Achieve/demonstrate greater department efficiencies Remain cognizant of prevailing economic conditions and markets Manage partnership with other Business lines to ensure a cohesive business development team Provide for enhanced customer service Ensure growth in revenue producing products and services Plan and oversee expansion of Small Business Lending Department Partner with senior leadership to identify and develop technological advancements- Significant strength in Scoring and OCR technology preferred Maintain comprehensive process to evaluate the creditworthiness of loan applications Cultivate relationships with outside business partners Develop specific measurable departmental goals and targets Assure underwriting administration is sufficient to properly mitigate credit risk Develop relevant statistics and related reports Understand and engage in Business lending related public relations/community involvement programs Ensure ongoing administration of all Small Business loans in accordance with industry standards and bank policy Oversee appropriate staffing levels within Small Business Lending In partnership with senior management engage in regular policy review and recommend updates accordingly Continually improve lending practices / procedures Monitor / improve measured risk based credit decisions Evaluate and interpret lending / related economic trends Oversee small business loan delinquency to minimize loss exposure Oversee the administration of all Small Business loans Coordinate the risk rating of all small business loans with Credit Administration Coordinate small business lending activities with credit activities Partner with internal stakeholders Recommend lending authority for all small business Underwriters to the Credit Committee Make recommendations on all proposed small business loans Participate in Senior Loan Committee as necessary Ensure small business loan interest rates are appropriately assigned Improve quality control systems and standards Recommend / develop fee-generating alternatives Strength in developing/refining scoring models and other technology based initiatives Recommend / develop improvements to procedures Establish increased productivity and profitability Recommend/develop product enhancements Identify and resolve compliance issues Communicate guidance within business unit staff and management Identify risks and implement controls to minimize risk Communicate identified risks to Chief Compliance Officer Supervise reviews and monitor programs for compliance Attending compliance training events to stay current with regulations Provide compliance training within business unit Report business unit's state of compliance to the Chief Compliance Officer Attend and participate in Management Compliance Committee Meetings Ensure compliance with Northwest's policies and procedures, and Federal/State regulations Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency Work as part of a team Work with on-site equipment Qualifications Bachelor's Degree Business, Finance, or related subject preferred 8 - 12 years Commercial Lending/Banking experience preferred 8 - 12 years Management experience preferred Extensive knowledge of regulatory/compliance issues Travel Requirements As Needed- Underwriting team is based in PA, therefore any candidate outside of that geography will be required to travel to Warren, PA on a regular basis. The pay range for this position is generally $115,000-$145,000 per year. Actual pay is based on various factors including but not limited to the successful candidate's experience, skills, and knowledge. Additional bonus earning opportunities and benefits are also available. #LI-MM1 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

Anesthesia - Independent Practice Track (MedCBO Supported) Job Title: Anesthesiology Physician – Independent Practice Physician (Ownership Model, Not Employed) Job Type: Independent Practice Opportunity Overview This posting is for physicians interested in establishing or transitioning into an independently operated medical practice supported by MedCBO's administrative infrastructure. Physicians own and operate their own practice entity while MedCBO provides non-clinical business and operational support services. Physician Responsibilities • Provide care within the physician's specialty scope., • Develop professional relationships within the medical community., • Coordinate payer credentialing with physician participation as required., • Determine clinical services offered., • Manage clinical quality and patient experience. Administrative Support Provided by MedCBO • Practice formation coordination, • Billing and collections management, • Payer contract negotiation, • Financial infrastructure and reporting, • Operational workflows and staffing systems, • Technology platform and implementation Requirements • MD or DO with unrestricted license in good standing in the intended state of practice., • Board Certified or Board Eligible in a specialty appropriate to the clinical services provided., • Eligible for hospital and/or facility privileges where applicable., • Ability to obtain professional liability coverage at standard market rates., • No current limitations, exclusions, or disciplinary restrictions that would prevent independent practice., • Interest in the independent practice model. Preferred • Desire for practice ownership, • Community-based care interest, • Leadership or program development interest Location Multiple U.S. markets available (urban, suburban, and rural). Relocation and market selection are physician-directed, subject to licensure. Compensation Compensation is not a salary and is generated by the physician-owned practice. Financial outcomes vary based on specialty scope, services offered, payer mix, physician activity, and local market conditions. Results are not guaranteed. Important Disclosure Physicians operate their own medical practice entity and are not employees of MedCBO. MedCBO provides administrative support services only. Practice performance, revenue, and income depend on physician decisions, clinical activity, and market conditions. Practices are commonly established using standard medical practice financing programs; specific qualifications and terms are determined by the lending institution. MedCBO assists physicians in navigating financing options. MedCBO does not employ physicians and does not provide guaranteed income. #J-18808-Ljbffr

Job Description Overview At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration. Just as our employees are committed to helping our customers manage their finances, we’re committed to our employees. After all, they make it happen for our customers every day. To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities. Responsibilities As a member of the Retail Banking Team, the Mortgage Loan Consultant originates mortgage loans to meet individual and department production goals. Loans must be originated in accordance with bank policies and investor and regulatory guidelines, with an emphasis on delivering superior customer service. The Mortgage Loan Consultant is responsible for establishing and maintaining strong professional ties to area business generators by executing a sales call program to service realtors and other referral sources to develop new mortgage business. • Grow Your Pipeline – Proactively generate mortgage loan opportunities through networking, outreach, and a structured sales approach targeting realtors, builders, financial planners, and other referral sources., • Close More Deals – Identify customer needs through a formal consultative process, present tailored mortgage solutions, and guide clients through the loan process from application to closing., • Be the Go-To Expert – Educate customers on loan programs, underwriting guidelines, and market trends while ensuring compliance with regulatory policies., • Deliver White-Glove Service – Conduct personalized consultations, either in-office or at convenient locations, to ensure a seamless borrowing experience., • Maximize Cross-Selling Opportunities – Expand relationships by referring clients to other banking services, including deposit accounts, business banking, insurance, and wealth management., • Own the Loan Process – Oversee the loan application lifecycle, coordinating with underwriting, processing, and closing teams to ensure timely funding., • Stay Ahead of the Market – Keep informed of industry trends, local market conditions, and regulatory updates to position yourself as a trusted mortgage advisor., • Make an Impact – Represent the bank at local business and community events, delivering exceptional value and building brand awareness., • Drive Compliance & Excellence – Maintain full compliance with federal and state mortgage regulations while upholding the highest standards of professional ethics., • Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to policies, procedures, and internal controls, and meet all training requirements in a timely manner., • Perform other related duties as assigned or directed. Ancillary Duties: • Cooperate with other members of department to achieve department goals, • Cooperate with employees of other departments to provide quality service, solve problems and achieve bank goals Qualifications Education, Training and Requirements: • An Associates degree or equivalent preferred. High School Diploma or GED required., • Specialized Banking and lending education and training., • Valid driver license., • All applicants must be 18 years of age or older. Skills: • A Winning Mindset – Proven sales experience with a drive to exceed goals and a passion for helping clients understand the value of working with you., • A Sales-First Approach – Strong relationship-building skills and the ability to generate referrals and new business opportunities., • Financial Knowledge – An understanding of mortgage products, underwriting guidelines, and regulatory requirements., • Technology & Communication Skills – Proficiency in mortgage software, CRM systems, and strong verbal/written communication abilities., • Education & Licensing – An Associates degree (or equivalent experience), specialized banking/lending training, and active NMLS registration under The SAFE Act., • A Commitment to Growth – Willingness to embrace and share new ideas and different perspectives that enhance personal growth and success while participating in ongoing sales coaching and mentorship., • Must be able to consistently demonstrate the Company’s core values: Integrity, Excellence, Teamwork, and Humility Other: • This position requires National Mortgage Licensing System (“NMLS”) registration under the terms of The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (The SAFE Act). Candidates who do not currently hold NMLS registration must be able to successfully obtain and maintain registration upon hire. Experience: • 3+ years of experience in a professional sales environment in financial services normally required. Training Program: As part of onboarding for the Mortgage Loan Consultant role, Community Bank provides exclusive access to MBA Education’s School of Loan Origination (SOLO). This instructor-led program offers a strong foundation in mortgage lending, including how to take accurate loan applications, evaluate credit, understand loan products and pricing, and structure transactions. The course also includes real-world case studies to build confidence and strategies to grow your business while serving your community. We want every new team member to feel properly trained, equipped, and confident to succeed in this important role.

High-Level Design: Develop high-level architectural models and frameworks that support secure, scalable, and resilient solutions across the bank, aligned with the strategic direction established by Enterprise Architecture function. In this role, you will serve as an integrative force across busine

Job Description Asset Retention Specialist Imperial PFS is hiring an Asset Retention Specialist to join our growing team in Amherst, New York! This is a full-time, in-office role with hours Monday–Friday, 8:00 AM – 5:00 PM. The position will transition to a hybrid schedule upon successful completion of training. The Asset Retention Specialist plays a crucial role in maintaining and strengthening relationships within an assigned agency territory. This position is responsible for managing canceled loans, supporting new associate development, and ensuring collection efforts are completed professionally and efficiently. With a focus on providing legendary service, the Asset Retention Specialist partners with multiple stakeholders to enhance the overall customer experience. Key Responsibilities • Provide legendary service by responding promptly and professionally to inquiries from Agents, Brokers, Carriers, and insured Customers, ensuring all account interactions are accurately documented., • Manage a designated territory of canceled loans by coordinating return premium discussions, establishing suitable repayment options, and maintaining clear notes throughout the collection process., • Analyze arrears and collaborate with agency partners to understand causes, resolve issues, and communicate impacts to internal and external stakeholders., • Support asset management efforts by utilizing tools and reporting to track asset performance and prepare recommendations for loan losses or write-offs when appropriate., • Mentor new associates, participate in process-improvement initiatives, collaborate cross-functionally (Sales, Service, Finance), and perform additional duties as assigned to support organizational objectives. Key Requirements • 3+ years of work experience in any of the following: administrative, customer service, insurance, commercial lending, or related, • Excellent verbal and written communication skills, • Experience building and maintaining successful working relationships, • Basic proficiency in Microsoft Word, Excel, and Outlook., • Ability to successfully work in group settings and autonomously, • Strong organizational skills and time management skills, • High school diploma completed, some college preferred but not required, • Prefer experience in the premium finance industry but not required Compensation The salary range for this position is $42,000 – $56,000 plus a full benefits package. If an offer is made, final compensation will reflect relevant market data along with the candidate’s prior experience, education, and qualifications to ensure internal equity. You’re legendary. We’re hiring. Let’s talk! Apply today for an opportunity to join one of North America’s top insurance premium financing companies. Since 1977, we’ve grown to more than 500 Associates across 30+ locations in the United States, Puerto Rico, and Canada. Every day, we work to deliver on our Corporate Mission Statement: “To be the market leader by delivering innovative financial and technology solutions to help our Customers, partners, and investors achieve their goals.” We empower our Associates to provide legendary Customer service unparalleled in our industry. For Our Associates At the office: Parking and commuter benefits based on location. Getting started: A comprehensive paid training program designed to prepare and energize new team members. Staying healthy: • Access to LiveWell, our wellness program, • Employee Assistance Program, • Gym membership subsidies Preparing for your future: • 401(k) with company match Company culture: We value our Associates and strive to make work enjoyable with team events, corporate outings, lunches, and occasional surprises (even the occasional ice cream truck!). Peace of mind: A comprehensive benefits package including: • Medical, • Prescription, • Dental, • Voluntary vision, • Voluntary life/dependent life, • Group term life, • AD&D #IPFSUS

Job DescriptionDescription: Universal Associates are hardworking, self-motivated individuals with positive attitudes who provide a specialized banking experience and are empowered to recommend solutions for individual client’s needs. Universal Associates follow our bank philosophy: Positive Energy, Positive Outcomes. Below is a list of essential functions of this position. Additional responsibilities may be assigned in the position. KEY RESPONSIBILITIES • Enthusiastically greet our clients and engage in conversations. Uncover opportunities and make product and service recommendations., • Deliver an exceptional experience to our clients by creating an unforgettable banking experience with every interaction., • Perform accurate transactions, maintenance for clients, account opening and retail lending at a high level., • Follow all bank policies and operational procedures to ensure security and compliance., • Meet or exceed performance targets related to customer satisfaction, product sales, and financial wellness conversations. ATTITUDES Builds positive relationships with internal and external clients by valuing other's feelings and rights in both words and actions, and embracing other's unique beliefs, backgrounds, and perspectives by demonstrating: • Respect- treat every client and colleague with dignity and respect., • Client Focus- greet customers warmly, listen attentively and provide tailored financial solutions., • Inclusion- embrace diverse perspectives creating a welcoming environment for all. BEHAVIORS Demonstrates strong business ethics and honest behaviors and the ability to positively influence and work with others to achieve excellent results by demonstrating: • Leadership- show leadership in day-to-day operations by modeling a positive attitude and strong work ethic., • Integrity- adheres to bank policies, arrives on time, takes responsibilities for their actions and contributes to a positive, trustworthy atmosphere that reflects the bank’s standards and values., • Collaboration- work effectively within a team, contribute ideas, and support colleagues., • Volunteerism- actively support and participate in community outreach and volunteer initiatives. COMPETENCIES Reflects skill, good judgement, positive conduct, and personal responsibility for assigned areas. Seeks to implement and leverage services and technologies that create efficiencies by demonstrating: • Accountability- accurately process transactions in compliance with bank policies and regulatory standards. Effectively manage cash drawer, TCD, TCR, ETM, Vault and coin machine responsibilities. Take ownership of daily job duties., • Innovation- identify opportunities to improve service efficiency or customer experience and suggest creative solutions., • Professionalism- consistently demonstrates courteous behavior, integrity, and a strong work ethic while representing the bank with a polished appearance and clear communication. POSITION LEVEL(S) EXPECTATIONS (if applicable) • UA I- Open consumer and business deposit accounts, • UA II- Ability to uncover and originate consumer loans plus all above duties., • UA III- Maintain current registration with NMLS to originate home equity loans and lines. Uncover and build upon Center of Influence and Networking Opportunities plus all above duties., • UA IV- Maintain current registration with NMLS to originate purchase mortgages plus all above duties. SEEKS PROFESSIONAL DEVELOPMENT OPPORTUNITIES Actively participate in expanding skill sets and career paths by attending training programs, workshops, certifications, and educational resources relevant to the role. Set stretch assignments and cross functional opportunities that foster growth and learning. Requirements: QUALIFICATIONS, EDUCATION, & EXPERIENCE To perform this position successfully, an individual must be able to perform each essential position requirement satisfactorily and a skills inventory is listed below. A high school diploma or general education degree (GED) is required, with related experience and secondary education preferred. A background screening will be conducted. • LANGUAGE SKILLS: Ability to read, comprehend, and interpret documents. Possesses professional communication and interpersonal skills to write and speak effectively both one-on-one and before groups of clients or employees of the organization. Ability to communicate to clients directly and effectively., • TECHNOLOGY SKILLS: Ability to utilize telephone systems and possess good digital literacy including email, internet and intranet use. Experience or the ability to learn core transaction system, debit card system, statement processing system, cash advance machines and any other computer programs pertinent to performing job duties., • MATHEMATICAL SKILLS: Ability to add, subtract, multiply, and divide in all units of measure., • REASONING ABILITY: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to solve challenging problems involving several variables in a standardized situation., • PHYSICAL DEMANDS AND WORK ENVIRONMENT: The physical demands and work environment described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. This position operates in a professional office environment with considerable time spent standing at a teller pod or sitting at a desk using office equipment such as computers, phones, and printers. Noise level is moderate with constant communication and interactions with others. May be required to lift 25 pounds in weight. Ability to travel on occasion to all market areas and attend seminars or training sessions offsite. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. DISCLAIMER: This job description is not an exclusive list of responsibilities and duties. They may change at any time without notice. BENEFITS • Medical, Dental, Vision & Life Insurance, • 401K with company match, • Paid Time Off & Recognized Holidays, • Leave policies, • Voluntary Benefit Options (Life, Accident, Critical Illness, Hospital Indemnity & Pet), • Employee Assistance Program, • Employee Health & Wellness Program, • Special Loan and Deposit Rates, • Gradifi Student Loan Paydown Plan, • Rewards & Recognition Programs and much more! Eligibility requirements apply. BankOnBuffalo is an equal opportunity employer and all applicants are considered based on qualifications without regard to sex, race, color, ancestry, religious creed, national origin, sexual orientation, gender identity, physical disability, mental disability, age, marital status, disabled veteran or Vietnam era veteran status. CNB Financial Corporation is an Affirmative Action Employer and is committed to fostering, cultivating and preserving a culture of diversity and inclusion. https://mandatoryview.com/?LicenceId=5a7398f0-7edb-4cb7-a02b-518dcfa222fa&ProductType=IntranetLicense&SubType=PG

Job DescriptionDescription: Universal Associates are hardworking, self-motivated individuals with positive attitudes who provide a specialized banking experience and are empowered to recommend solutions for individual client’s needs. Universal Associates follow our bank philosophy: Positive Energy, Positive Outcomes. Below is a list of essential functions of this position. Additional responsibilities may be assigned in the position. KEY RESPONSIBILITIES • Enthusiastically greet our clients and engage in conversations. Uncover opportunities and make product and service recommendations., • Deliver an exceptional experience to our clients by creating an unforgettable banking experience with every interaction., • Perform accurate transactions, maintenance for clients, account opening and retail lending at a high level., • Follow all bank policies and operational procedures to ensure security and compliance., • Meet or exceed performance targets related to customer satisfaction, product sales, and financial wellness conversations. ATTITUDES Builds positive relationships with internal and external clients by valuing other's feelings and rights in both words and actions, and embracing other's unique beliefs, backgrounds, and perspectives by demonstrating: • Respect- treat every client and colleague with dignity and respect., • Client Focus- greet customers warmly, listen attentively and provide tailored financial solutions., • Inclusion- embrace diverse perspectives creating a welcoming environment for all. BEHAVIORS Demonstrates strong business ethics and honest behaviors and the ability to positively influence and work with others to achieve excellent results by demonstrating: • Leadership- show leadership in day-to-day operations by modeling a positive attitude and strong work ethic., • Integrity- adheres to bank policies, arrives on time, takes responsibilities for their actions and contributes to a positive, trustworthy atmosphere that reflects the bank’s standards and values., • Collaboration- work effectively within a team, contribute ideas, and support colleagues., • Volunteerism- actively support and participate in community outreach and volunteer initiatives. COMPETENCIES Reflects skill, good judgement, positive conduct, and personal responsibility for assigned areas. Seeks to implement and leverage services and technologies that create efficiencies by demonstrating: • Accountability- accurately process transactions in compliance with bank policies and regulatory standards. Effectively manage cash drawer, TCD, TCR, ETM, Vault and coin machine responsibilities. Take ownership of daily job duties., • Innovation- identify opportunities to improve service efficiency or customer experience and suggest creative solutions., • Professionalism- consistently demonstrates courteous behavior, integrity, and a strong work ethic while representing the bank with a polished appearance and clear communication. POSITION LEVEL(S) EXPECTATIONS (if applicable) • UA I- Open consumer and business deposit accounts, • UA II- Ability to uncover and originate consumer loans plus all above duties., • UA III- Maintain current registration with NMLS to originate home equity loans and lines. Uncover and build upon Center of Influence and Networking Opportunities plus all above duties., • UA IV- Maintain current registration with NMLS to originate purchase mortgages plus all above duties. SEEKS PROFESSIONAL DEVELOPMENT OPPORTUNITIES Actively participate in expanding skill sets and career paths by attending training programs, workshops, certifications, and educational resources relevant to the role. Set stretch assignments and cross functional opportunities that foster growth and learning. Requirements: QUALIFICATIONS, EDUCATION, & EXPERIENCE To perform this position successfully, an individual must be able to perform each essential position requirement satisfactorily and a skills inventory is listed below. A high school diploma or general education degree (GED) is required, with related experience and secondary education preferred. A background screening will be conducted. • LANGUAGE SKILLS: Ability to read, comprehend, and interpret documents. Possesses professional communication and interpersonal skills to write and speak effectively both one-on-one and before groups of clients or employees of the organization. Ability to communicate to clients directly and effectively., • TECHNOLOGY SKILLS: Ability to utilize telephone systems and possess good digital literacy including email, internet and intranet use. Experience or the ability to learn core transaction system, debit card system, statement processing system, cash advance machines and any other computer programs pertinent to performing job duties., • MATHEMATICAL SKILLS: Ability to add, subtract, multiply, and divide in all units of measure., • REASONING ABILITY: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to solve challenging problems involving several variables in a standardized situation., • PHYSICAL DEMANDS AND WORK ENVIRONMENT: The physical demands and work environment described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. This position operates in a professional office environment with considerable time spent standing at a teller pod or sitting at a desk using office equipment such as computers, phones, and printers. Noise level is moderate with constant communication and interactions with others. May be required to lift 25 pounds in weight. Ability to travel on occasion to all market areas and attend seminars or training sessions offsite. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. DISCLAIMER: This job description is not an exclusive list of responsibilities and duties. They may change at any time without notice. BENEFITS • Paid Time Off & Recognized Holidays, • Employee Assistance Program, • Employee Health & Wellness Program, • Special Loan and Deposit rates, • Rewards & Recognition Programs and much more! Eligibility requirements apply BankOnBuffalo is an equal opportunity employer and all applicants are considered based on qualifications without regard to sex, race, color, ancestry, religious creed, national origin, sexual orientation, gender identity, physical disability, mental disability, age, marital status, disabled veteran or Vietnam era veteran status. CNB Financial Corporation is an Affirmative Action Employer and is committed to fostering, cultivating and preserving a culture of diversity and inclusion. https://mandatoryview.com/?LicenceId=5a7398f0-7edb-4cb7-a02b-518dcfa222fa&ProductType=IntranetLicense&SubType=PG

The Relationship Banker acts as a key partner within the Retail branch team, serving as a primary sales and service contact for customers, while also assisting in the coordination and execution of relationship strategies alongside the Branch Relationship Manager, Lending team, and Treasury Managemen

Minimum five years of experience in mortgage lending compliance required. Complete licensing tasks for company and licensed mortgage loan originators. Maintain and manage new hire and annual compliance courses for associates.

The Audit Consultant Commercial Credit & Lending serves as a senior subject matter expert within Internal Audit, providing deep insight, independent challenge, and risk-based assurance over Commercial Banking credit activities. Execute complex, risk?focused audit procedures related to commercial cr

Maintain acceptable credit quality metrics within the underwriter's individual portfolio. Analyze loan requests above individual lending authority and present to senior underwriters for decision.

KeyBank is seeking a Mortgage Loan Officer (MLO) in Amherst, New York to assist clients with residential mortgage loans. The MLO will develop referrals to grow Key's home lending business while maintaining high standards of client satisfaction.

Responsible for developing and managing the commercial and industrial loan relationships; interviewing applicants; collecting and analyzing financial, credit, and related information; negotiating provisions and structure of loans; making presentations to appropriate loan committee; cross-selling ins

Audit Consultant Commercial Credit & Lending. The Audit Consultant Commercial Credit & Lending serves as a senior subject matter expert within Internal Audit, providing deep insight, independent challenge, and risk-based assurance over Commercial Banking credit activities. Stay current on evolving

Job Description Job Title: Regional Manager Job Category: Exempt Department: Valuations Company URL: http://www.solidifi.com About the Role The Region Manager is responsible for managing the day-to-day appraisal management operations and strategy of the network of independent fee appraisers in an assigned geographic region. Your analytic, communicative, and personable nature will give you the edge necessary to build strong, long-term relationships within the appraiser community to surpass client expectations and exceed internal performance targets. Our Valuations team members are focused on seamless communication between clients, independent field agents, and the Solidifi team. By joining this collaborative group of individuals from diverse professional backgrounds, you will be encouraged to broaden your skillset and explore new ways to foster more seamless communication between our clients and nationwide network of field agents. Responsibilities • Develop and maintain a high-quality network of independent appraisers across your region who share our values on quality and service level delivery., • Oversee recruitment, onboarding, and panel management of the independent appraiser network in your region to ensure adequate coverage., • Determine and execute strategies to ensure appraiser effectiveness in quality, performance, timeliness, and active communication., • Optimize the use of technology to effectively manage the appraisal process and offer continued training opportunities for appraisers on our processes and procedures., • Properly resolve appraiser complaints and escalations to meet the expectations of all parties involved., • Communicate with internal client-facing departments to ensure clients have a high level of satisfaction while maintaining an optimal P&L for the organization., • Ensure transactions are completed in compliance with Federal and State Regulations as well as Appraiser Independence Provisions Skills and Expertise • Bachelor’s degree preferred., • 3-5+ years in appraisal/financial services/collateral risk management industries, • Experience in leading and/or fostering collaboration between diverse internal and external stakeholders., • Proven team leader with ability to drive results., • Incredible attention to detail and strong analytical skills, • Excellent written and oral communication skills The above statements are intended to describe the general nature and level of the work being performed by people assigned to this job. They are not intended to be an exhaustive list of responsibilities, duties, and skills required. About Solidifi Solidifi is a leading network management services provider for the residential lending industry. Our platform combines proprietary technology and network management capabilities with tens of thousands of independent qualified field professionals to create an efficient marketplace for the provision of mortgage lending services. We are a leading independent provider of residential real estate appraisals and title, and settlement services. Our clients include top 100 mortgage lenders in the U.S. and some of the largest banks and insurance companies in North America. Solidifi is a wholly owned subsidiary of Real Matters (TSX: REAL). Visit www.solidifi.com for more information and stay connected with our latest news on LinkedIn. Benefits We provide a comprehensive benefits package that includes health, dental, and vision insurance, life insurance (basic and voluntary), short- and long-term disability coverage, FSA plan, 401(k) with company match, Wellness webinars, employee assistance programs, paid time off, volunteer time off, and paid holidays. Equal Opportunity Employer Solidifi is an Equal Opportunity Employer; applicants are considered for all roles without regard to race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status, or any other basis covered by appropriate law. All employment is decided based on qualifications, merit, and business need. Please advise us at any point during the recruitment and selection process if you require accommodation. Solidifi is committed to compliance with all applicable legislation, including providing accommodation for applicants with disabilities.