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Position Title Branch Banking Client Consultant IILocation West Babylon, NY 11704Job Summary Branch Banking Client Consultant II provides best in class experience by resolving concerns and providing various product details that focus on meeting the financial needs of our clients. Focuses on client management, client retention, and introductions to key bank partners (Mortgage, Business Banking) to ensure our clients have access to experts who can help them achieve their financial goals. This position will have greater lending and basic investment interactions and will participate in more complex banking conversations with clients. Pay Range: $19.13-$28.00Pay Range: Local Minimum Wage - $0.00 - $0.00Job Responsibilities: JOB RESPONSIBILITIES Sales Performance: Support team efforts to achieve growth targets in financial performance (outstanding deposits, outstanding loans, non-interest income) and primary client acquisition. Actively seek and deliver the right client introductions to the right team member(s) to achieve growth targets and execute successful sales initiative. Client Experience: Provide positive client experience by assisting with account questions, problems and/or complaints and through research and communication resolve in a timely and effective manner. Delivers client engagement and Education. Meet behavioral activity goals as defined by Retail Leadership including, but not limited to, NextGen and marketing campaign lead calling, weekly appointments set, weekly appointments completed and needs met. Risk Management: Execute all sales, service, and banking transactions accurately and compliantly. Strives for no controllable losses. ADDITIONAL ACCOUNTABILITIES Performs more moderately complex special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. JOB REQUIREMENTS Required Qualifications: Education level required: High School / High School Equivalency (GED, HiSET, TASC) / Foreign Equivalent Minimum experience required: 4 – 5 years customer service and sales experience, (including in the financial services industry Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. NMLS registration can be completed after job entry date. Ability to train and mentor others, including products and platform procedures Preferred Qualifications: Experience in financial services industry preferred. Experience with using and demonstrating digital products and self-service technologies Job Competencies: Action-oriented - Enjoys working hard, is action oriented and full of energy for the things he/she sees as challenging. Not fearful of acting with minimum of planning. Seizes more opportunities than others by aggressively and enthusiastically pursuing action to achieve results. Possesses a sense of urgency. Business Acumen - Knows products and understands our sales process. Is aware of how strategies and tactics work in the marketplace and what motivates a customer. Has courage and aspiration to do things differently in the marketplace. Approachability - Is easy to approach and talk to. Spends the extra effort to put others at ease. Can be warm, pleasant, and gracious. Is sensitive to and patient with the interpersonal anxieties of others. Builds rapport well. Problem Solving - Uses rigorous logic and methods to solve difficult problems with effective solutions; probes all fruitful sources for answers; can see hidden problems; is excellent at honest analysis; looks beyond the obvious and doesn't stop at the first answers. Is a good listener and early knower, gathering informal and incomplete information in time to do something about it. Priority Management - Spends his/her time and the time of others on what's important. Can quickly sense what will help or hinder accomplishing a goal. Eliminates roadblocks and creates focus. Uses his/her time effectively and efficiently and values time. Gets more done in less time than others and can attend to a broader range of activities. Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results. Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience. Fosters or supports a positive work culture and productive work environment, displaying importance of effective relationships with customers and stakeholders. Physical demands (ADA): No unusual physical exertion is involved. Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank

A leading real estate investment firm is seeking an experienced Fixed Income Performance Attribution Analyst with hands-on experience with Fixed Income Portfolio Analytics and building yield curves. This role is for someone who is currently embedded inside an asset manager working as a Fixed Income Performance Attribution Analyst. This firm is expanding its investment capabilities across real estate assets, structured products, and both residential and commercial real estate mortgages and lending. As part of this growth, they are implementing more robust Fixed Income Portfolio Analytics and Performance Attribution, and are looking for someone with deep experience developing, extending, and integrating applications such as FactSet attribution solutions. There is a priority for someone who can explain why the performance occurred, not just how the application works. This Candidate should have (3-7 years) Fixed Income Portfolio Attribution and Yield Curve Modeling experience and a strong understanding of the Yield Curve, Spreads, and Duration changes that can impact the performance of a large commercial and residential real estate investment portfolio. Responsibilities Include: • Calculation of investment returns and performance attribution using sophisticated attribution methodologies, • Analyze and explain drivers of performance, • Interacting with investment professionals throughout the firm., • Daily work will involve data creation, report generation, and presentation of insightful analysis to senior managers, portfolio managers, and quantitative analysts. Converting numbers to narrative., • The candidate will be expected to work on strategic projects based on portfolio performance data and work with IT to automate the analysis and reporting of performance data. Requirements: • Must be able to configure fixed income attribution models (e.g., Yield Curve, Spread, and Carry decomposition)., • Fixed Income Specialization: Experience with securitized products, CMBS (Commercial Mortgage-Backed Securities), and private debt, which are critical for real estate-focused firms., • Technical Skills: Proficiency in SQL, Python, or APIs to automate the ingestion of proprietary real estate data into fixed income attribution models., • Real Estate Domain Knowledge: Familiarity with metrics like Cap Rates, NAV, and FFO, and how these interact with debt financing in a complex investment portfolio., • The role is 100% REMOTE, • Master's or CFA preferred, • The role requires superb communication skills., • The applicant must have 3+ years of relevant experience in fixed-income and real estate investments with a hedge fund or an asset management firm., • This position requires a top university degree (advanced is preferred) in a quantitative discipline (mathematics, statistics, engineering, etc),, • Master's or CFA preferred, • The role requires quantitative abilities, statistical programming skills in Python, SQL, R., • Tableau data visualization skills are required, • The role requires experience with Brinson, FactSet, Bloomberg PORT, Aladdin, and Risk Metrics Keywords: FactSet, Performance Analyst, Attribution, Brinson, Fixed Income, Real Estate Portfolio Management, Python, Bloomberg, Investment Performance Reporting Please send resumes to Jim Geiger:

Job Description At Suffolk Credit Union, we empower our members and strengthen our community by promoting financial wellness, transparency, and respect. Join us to enjoy comprehensive benefits, including health plans, 401(k) matching, and support for work-life balance, along with employee engagement activities and opportunities for community involvement. Role Overview: The Branch Operations Specialist III (Head Teller) will be responsible for overseeing and supporting the daily operations of bank branches, ensuring compliance with all procedures and governing regulations. This includes managing cash handling, balancing, vault transactions, and ensuring the accuracy and security of all monetary activities. Additionally, the Head Teller will assist in establishing new customer accounts and maintaining strong relationships with existing customers by identifying and cultivating referral opportunities across Retail Banking, Consumer Lending, Commercial Lending, Mortgage Lending, and other service channels. They will provide exceptional, friendly service, acting as an advocate for customers in a professional, courteous, and helpful manner, while actively contributing to the protection and growth of the bank. Key Responsibilities: • Deliver excellent member service, addressing requests, complaints, and issues promptly and effectively., • Exhibit comprehensive knowledge of all Credit Union products and services, identifying cross-sell, retention, and acquisition opportunities., • Oversee and supervise daily cash handling, teller operations, balancing, and vault transactions to ensure accuracy, security, and compliance., • Develop strong advisory relationships with members to deepen relationships and generate referrals., • Accurately and efficiently process member transactions while maintaining confidentiality and compliance with regulations., • Supervise and guide staff, ensuring the accurate completion of Personal Banker tasks, including account opening/closing, debit card servicing, wire transfers, fraud claims, and account maintenance., • Manage daily teller drawer reconciliation, vault operations, ATM/ITM management, and act as liaison to cash vendors and courier services., • Provide supervision, mentoring, and training to staff, conduct audits, and manage document retention and compliance efforts., • Support Contact Center inbound calls during peak times, assist with Digital Banking inquiries, and attend community events for business development. Qualified candidates will have a high school diploma or equivalency certification. Two (2) to three (3) years of teller experience and knowledge of the following equipment is required: Cash Recycler, CDM Machine, ATM, ITM, and card machine. One (1) year or more in a supervisory role. Bilingual preferred. Demonstrates strong interpersonal skills, showing empathy and the ability to build rapport with members. • Communicates clearly and effectively, both verbally and in writing, with employees, credit union members, vendors, and third parties., • Exhibits excellent customer service and communication abilities., • Handles confidential information with tact and responsibility., • Works efficiently with direct supervision of daily activities., • Achieves individual goals while supporting the team in reaching branch objectives., • Possesses intermediate mathematical skills necessary for daily operations., • Understands loan processing procedures and related tasks., • Has knowledge of credit union loan policies and regulations, including Truth in Lending, HMDA, Equal Credit Opportunity Act, Fair Credit Reporting Act, and more., • Must be able to communicate effectively through speaking and hearing, with visual acuity for reporting and presenting information., • Occasionally required to lift over 45 lbs., such as supply boxes., • Occasionally works unusual hours, including Credit Union Days and call nights., • Must be available to work a flexible schedule, including Saturdays. Suffolk Credit Union provides equal employment opportunities to all applicants and prohibits discrimination of any type on the basis of actual or perceived race, color, creed, religion, national origin, ancestry, citizenship status, age, sex or gender (including pregnancy, childbirth and pregnancy-related conditions), gender identity or expression (including transgender status), sexual orientation, marital status, military service and veteran status, physical or mental disability, genetic information or any other characteristic protected by applicable federal, state or local laws. Compensation for employees is generally offered within the range of the minimum to midpoint of the posted salary scale, based on qualifications, internal pay equity, and the budget for the position. This compensation range adheres to state-specific regulations. The determination of your actual pay rate may take into consideration factors such as your skills, years of experience, and other pertinent qualifications. Job Posted by ApplicantPro

Job Description At Suffolk Credit Union, we empower our members and strengthen our community by promoting financial wellness, transparency, and respect. Join us to enjoy comprehensive benefits, including health plans, 401(k) matching, and support for work-life balance, along with employee engagement activities and opportunities for community involvement. Role Overview: Our Personal Banker I's (Tellers) are responsible for delivering exceptional service to both current and prospective Suffolk Credit Union members. In addition to handling teller duties such as processing transactions accurately and efficiently, they are expected to establish and enhance relationships through acquisition, retention, and cross-sell strategies within retail banking. Personal Bankers will also identify referrals for services such as consumer lending, commercial lending, mortgage lending, and wealth management. Collaborating with cross-functional teams, they work to achieve department and Credit Union goals with a high level of accuracy and reliability. Key Responsibilities: • Provide exceptional service to all current and prospective members, addressing inquiries and resolving issues promptly., • Exhibit knowledge of Credit Union products and services, identifying opportunities for cross-selling and member acquisition., • Process transactions accurately and efficiently, including deposits, withdrawals, and check verifications, while maintaining confidentiality., • Perform routine teller tasks such as managing cash drawers, reconciling balances, and handling cash and coin requests., • Handle account maintenance, including updates to personal information, signers, beneficiaries, and stop payment requests., • Assist with Debit/ATM card servicing, wire transfers, and checkbook orders., • Support member onboarding activities, ensuring a smooth and positive experience., • Provide digital and online banking support to members, ensuring seamless access to services., • Assist the Contact Center with inbound calls during high volume periods. Qualified candidates will have a high school diploma or equivalency certification. One (1) to two (2) years of customer service, preferably in a banking environment or six (6) months of Teller or FSR experience required. Cash handling preferred. Notary license required to be obtained within three (3) months of hire. Bilingual preferred. • Strong interpersonal skills with the ability to empathize and build rapport., • Clear and articulate communication, both orally and in writing., • Proficient in customer service and handling confidential information with discretion., • Ability to work effectively with direct supervision and support branch goals., • Intermediate mathematical skills with knowledge of loan processing procedures., • Familiarity with credit union products, services, policies, and regulations., • Must be able to communicate effectively through speaking and hearing, with visual acuity for reporting and presenting information., • Occasionally required to lift over 45 lbs., such as supply boxes., • Occasionally works unusual hours, including Credit Union Days and call nights., • Must be available to work a flexible schedule, including Saturdays., • Occasionally required to travel up to 50 miles for business needs. Apply today and embark on a rewarding career and start empowering your possible! Suffolk Credit Union provides equal employment opportunities to all applicants and prohibits discrimination of any type on the basis of actual or perceived race, color, creed, religion, national origin, ancestry, citizenship status, age, sex or gender (including pregnancy, childbirth and pregnancy-related conditions), gender identity or expression (including transgender status), sexual orientation, marital status, military service and veteran status, physical or mental disability, genetic information or any other characteristic protected by applicable federal, state or local laws. Compensation for employees is generally offered within the range of the minimum to midpoint of the posted salary scale, based on qualifications, internal pay equity, and the budget for the position. This compensation range adheres to state-specific regulations. The determination of your actual pay rate may take into consideration factors such as your skills, years of experience, and other pertinent qualifications. Job Posted by ApplicantPro

A leading financial institution in Hauppauge is seeking a Vice President for Business & Commercial Lending to lead their commercial lending activities.The ideal candidate will possess a Bachelor's degree and extensive experience in lending and management, along with strong analytical and communicati

Job Description JOB DESCRIPTION Job Title Consumer Servicer Grade: Reports To: Centralized Lending Mgr Salary: Department: Centralized Lending FLSA Classification: Non-Exempt Job Class: Clerical EEO Job Category: Administrative Support SUMMARY: Oversee all servicing functions within the Consumer Servicing Department while also providing support to other Departments in the processing and handling of all Consumer Loans. ESSENTIAL DUTIES AND RESPONSIBILITIES: • Fund all consumer loans processed within the Centralized Lending Department., • Monitor loan files and borrower information for inconsistencies or red flags, actively identifying, reporting, and mitigating potential fraud in accordance with regulatory and internal guidelines., • Service all Consumer loan accounts, ensuring accuracy and compliance with established policies., • Assist Members and Team Members with inquiries related to Consumer loans., • Handle reversals of all Consumer loan payments in a timely and accurate manner., • Issue and process Consumer loan payoffs., • Issue lien releases., • Ensure perfection of liens for chattel loans., • Review all funded Consumer loans to confirm adherence to internal guidelines and policies., • Prepare, mail, and track adverse action notices and other required Member notifications for Consumer Loans., • Collaborate with other departments to resolve loan-related issues and enhance the Member experience., • Cross-sell credit union products and services, including deposit accounts and loan products, to meet Members’ financial needs and enhance their overall financial well-being., • Work at various locations as needed., • Other duties as assigned. REQUIREMENTS: • Associate or equivalent experience., • Specialized training in Lending., • 1-2 years’ experience working with financial matters., • Knowledge of all relevant rules, procedures, and guidelines, and regulations related to lending., • Knowledge of BSA rules and regulations. Complete BSA Training., • National Mortgage License (NMLS)., • Notary Public COMPENTENCIES: • Excellent written and oral communication skills, • Excellent organizational skills, • Proficient knowledge of loan application and approval standards, • Ability to prioritize, pay close attention to detail, and coordinate various activities simultaneously., • Ability to communicate with co-workers, management, and business contacts in a courteous and professional manner.

Job DescriptionMortgage Advisor (Training Provided) Full-Time | Commission-Based | Licensing (Pre-Employment) & Training Included Job Summary: Are you ready to build a career with uncapped potential? Ark Mortgage is seeking ambitious, driven individuals to join our team as Mortgage Advisors. This is a full-time, commission-based role with no prior experience required. We provide hands-on training, mentorship, and ongoing support. If you’re motivated to succeed and passionate about helping people achieve homeownership, we’ll give you the tools to thrive.Job Responsibilities: • Advise and guide clients through the mortgage process from initial inquiry to closing, providing clear, consistent communication and support at each step, • Assess borrowers’ financial profiles—income, credit, assets, liabilities—to recommend loan products aligned with their goals and qualifications, • Educate clients on mortgage programs, rates, terms, and the homebuying process to support informed decisions, • Conduct consultations to evaluate borrower needs, establish trust, and move qualified leads forward, • Generate new business through proactive outreach, networking, and building relationships with referral partners such as real estate agents and attorneys, • Maintain a healthy sales pipeline through diligent follow-up using CRM and marketing tools, • Collect and review borrower documentation to ensure file accuracy and completeness in accordance with lending guidelines, • Collaborate with internal processing and underwriting teams to ensure smooth, timely, and compliant loan closings, • Stay current on market trends, lending products, and industry regulations to deliver knowledgeable and relevant advice, • Participate in ongoing training and development to strengthen sales, finance, and product knowledgeQualifications:, • Ability to obtain NMLS license (company provides training and support prior to employment), • Strong drive to succeed in a competitive, performance-based environment, • Passion for helping others and delivering high-quality client experience, • Honesty, accountability, and a strong work ethic, • Financial acumen and ability to learn mortgage products and guidelines, • Excellent communication and interpersonal skills, • Tech-savvy with the ability to manage CRM systems and digital tools, • Community involvement or a desire to actively network and engage locallyWhat We Offer:, • Commission-based compensation with uncapped earning potential, • Best-in-class training in sales and mortgage lending, • Pre-employment NMLS licensing support, • Custom marketing tools and CRM technology, • Strong operational support from processing and underwriting teams, • Sales incentivesArk Mortgage Inc. supports and is committed to equal employment opportunity for all personnel. Ark Mortgage Inc. does not discriminate against applicants or employees because of actual or perceived race, color, religion, creed, national origin, ancestry, citizenship status, alienage, sex/gender, pregnancy, childbirth or related medical condition, sexual orientation, marital status, partnership status, predisposing genetic characteristics, genetic information, protected activity (i.e., opposition to prohibited discrimination or harassment, and participation in proceedings covered by the anti-discrimination statutes), age, uniformed service, veterans status, unemployment status, domestic violence victim status, disability or any other category protected by applicable law. All employment decisions are made on a non-discriminatory basis and in compliance with applicable federal, state and local laws prohibiting discrimination in employment. Ark Mortgage Inc. also provides reasonable accommodations, including to qualified individuals with known disabilities, who are pregnant or who suffer from a medical condition due to pregnancy or childbirth, upon request or when made aware of such a need, subject to applicable law. Powered by JazzHR Sdq0C0HqBb

Job Description About Guaranteed Rate Affinity Guaranteed Rate Affinity, LLC is a joint venture between Guaranteed Rate, Inc. (NMLS: 2611) and some of the most recognized real estate brands in the market. We provide mortgage origination services to the clients of these well-known brands, providing our Loan Officers with greater alignment, stronger referral flow, and access to premium real estate channels. What’s the Role? We are currently seeking a hard-working, dedicated Mortgage Loan Officer to join our innovative and passionate team. Internally, this role operates at an elevated level, and you are expected and incentivized to operate like a business owner. Industry expertise, paired with effective delegation and auditing of files from origination through closing, will allow you to focus primarily on building relationships and growing your business. A 5-star customer experience and a successful proactive pipeline flow begin with you. Core Responsibilities: • Origination Consultation: Originate first or second purchase mortgages and refinance loans. Provide pre-qualifications, take full loan applications, and present the best financial products for each customer’s unique situation., • Pipeline Management: Review active loan files and pipeline reports daily. Delegate and audit file responsibilities to ensure smooth processing, utilizing our POD Flow Checklist., • Problem Solving: Actively resolve loan-level issues, restructure files as needed, and continuously monitor team turn times to minimize lock expirations and delays., • Relationship Building: Aggressively promote Guaranteed Rate Affinity to real estate agents, builders, financial planners, and other referral sources to develop strong, long-term partnerships., • Compliance Expectations: Conduct all operations in accordance with the CFPB, GRA policies, and local/federal regulations. Set proper expectations and provide timely status updates to borrowers and referral partners. Minimum Qualifications: • Licensing: Current state licensing and registration under the National Mortgage Licensing System and Registry (NMLS) is required., • Experience: 3+ years of experience in the consumer loan industry with a strong track record of telephone sales and closing., • Technical Knowledge: Expert knowledge of CFPB disclosure requirements, secondary market pricing scenarios, investor guidelines, and Conventional, FHA, VA, and USDA programs., • Skills: Highly organized, self-motivated, and tech-savvy. Must be comfortable working in a paperless environment using modern lending software. Compensation Benefits: This is a high-upside sales role. The Loan Officer is expected to sell the Company’s products and services by meeting with customers and referral partners, developing relationships, and performing work away from the office. • Pay: $60,000 - 200,000+ per year, commission-based, • Structure: 100% commission-based, directly tied to individual sales performance. Eligible candidates may also qualify for a discretionary sign-on bonus., • Benefits: We offer a comprehensive benefits program including a company-sponsored 401(k), medical/dental/vision/prescription drug benefits, flexible spending accounts, life insurance, commuter benefits, well-being resources, and more. Guaranteed Rate Affinity is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.

Job Description JOB DESCRIPTION LOAN PROCESSOR SUMMARY: Responsible for the processing of all Consumer, Indirect, Home Equity Line of Credits and Home Equity Loans while ensuring adherence to all Credit Union policies, procedures and regulatory guidelines. ESSENTIAL DUTIES AND RESPONSIBILITIES: • Processing and document preparation of Home Equity Line of Credits, Fixed Rate Home Loans, Consumer Loans and Indirect Auto Loans., • Efficiently utilize systems such as DecisionLender4, and other relevant software to support underwriting operations., • Validate accuracy of Debt-to-Income (DTI) and Loan-to-Value (LTV) ratios, ensuring compliance with all applicable policies and procedures., • Verify that all approved or denied loan applications include the required signatures., • Ensure strict adherence to Credit Union policies, internal procedures, and all relevant regulatory guidelines., • Monitor loan files and borrower information for inconsistencies or red flags, actively identifying, reporting, and mitigating potential fraud in accordance with regulatory and internal guidelines., • Monitor and meet all Departmental performance reporting and service goals., • Interact with all necessary third-party vendors, Members, and Team Members., • Provide data and reporting required to meet HMDA reporting requirements., • Propose Lending Policy and procedural changes to the Team Lead and Centralized Lending Manager as required to enhance operational efficiencies and productivity or to meet regulatory or compliance mandates., • Cross-sell credit union products and services, including deposit accounts and loan products, to meet Members’ financial needs and enhance their overall financial well-being., • Work at various branch locations as required., • Other duties as assigned. REQUIREMENTS: • High School diploma or a combination of education and experience., • 1 year working in a financial institution, preferably in a Credit Union setting., • NMLS COMPENTENCIES: • Knowledge of consumer and real estate underwriting practices, • Knowledge of Island’s products and services, • Excellent written and oral communication skills, • Excellent organizational skills, • Ability to prioritize, pay close attention to detail, and coordinate various activities simultaneously., • Ability to communicate with co-workers, management, and business contacts in a courteous and professional manner.

Job Description Compensation: $350/week base + uncapped commission Top performers earn $100,000–$150,000+ annually About the Role We are hiring a full-time Sales/Business Development Representative to join our growing Merchant Cash Advance team. This is a strong opportunity for someone who is driven, competitive, and motivated by earning potential. We are willing to train the right person. Responsibilities • Make 250+ outbound calls daily using a dialer, • Prospect and pitch business owners on funding solutions, • Qualify leads and assess client funding needs, • Match clients with appropriate financing options, • Collect and submit required documents with internal team support, • Build relationships and generate repeat business, • Sales experience preferred (MCA or lending is a plus), • Comfortable with high-volume cold calling, • Strong communication and interpersonal skills, • Self-motivated with a strong work ethic, • Ability to handle rejection and work in a fast-paced environment, • Organized, coachable, and team-oriented, • $350/week base salary plus uncapped commission, • Earning potential of $100,000–$150,000+, • High-quality leads and ongoing training, • Fast-moving sales cycle, • Opportunities for advancement into leadership roles, • Professional office located on Motor Parkway with gym and café, • Supportive, competitive team environment

Job DescriptionDescription: Work Location: Hauppauge, NY About Us: Hanover Bank– When you love your work and the people you work with, careers are made! Embracing diversity, valuing inclusion and showing respect are the foundation upon which we build our team. At Hanover Bank, inclusion means respecting personal beliefs and appreciating that we all have perspectives that matter. We are stronger together as we move toward a shared vision of personal and corporate growth. Whether you are just starting out or a seasoned professional, working for Hanover Bank can launch you on a path to success. With a passion for excellence, we strive to deliver exceptional service to our clients, foster a positive impact in the communities in which we work and live and help our team members achieve their professional goals. When you work with us you are empowered, engaged and encouraged to collaborate because every voice matters, every person counts! Job Summary Hanover Bank is looking for a full-time Senior Commercial Underwriter to join our team. The Senior Commercial Underwriter is responsible for underwriting commercial loans, inclusive of C&I and CRE loans, while ensuring compliance with appropriate company credit policies and procedures. They will analyze the character, collateral, cash flow, capital, and conditions of every credit request and make an informed and objective credit decision. Essential Job Duties and Responsibilities • Examine overall credit file documentation to ensure accuracy and completeness., • Review financial statements, tax returns, personal financial statements, loan-to-value ratios, credit reports, appraisal reports, and Phase I reports., • Analyze all cash flow information and collateral., • Perform required underwriting stress tests on proposed commercial originations., • Discuss any potential underwriting exceptions and review with the Director of Commercial Credit., • Discuss new loan transactions with the sponsoring Lending Officer and Senior Management, when appropriate., • Prepare written credit memos for new loans or renewals to be submitted for signature approval or to the Loan Committee for approval., • Assist in ensuring the loan processing staff procure the appropriate information necessary to finalize incomplete loan packages., • Stay abreast of any changes in loan underwriting policy and procedural changes., • Effectively communicate with clients on underwriting issues or the need for additional data, including reaching out to customers directly when required to secure additional credit information to process the new credit transaction., • Periodically perform reviews and cash flow assessments on commercial loans to ensure sufficient debt service coverage, collateral coverage and appropriate risk rating classifications., • Ensure compliance with all regulations, policies, and procedures. Perform additional accountabilities, as required., • Stay abreast of market conditions affecting the commercial real estate market or local market information affecting C&I customers., • Perform portfolio management, including loan extensions, renewals, and modifications on existing loans., • Perform annual reviews, including risk rating recommendations on existing loans., • Perform other miscellaneous credit-related responsibilities as needed., • Mentor Commercial Underwriters, including providing support, training, and guidance on best practices., • Review the Credit Memos of Commercial Underwriters to ensure accuracy and to provide feedback., • Aid in the development of underwriting processes and procedures. Education and Experience • Bachelor's degree in Business, Finance, or a related field preferred, but not required, • 10 or more years of experience in CRE and/or C&I underwriting, • Formal Credit training, or commensurate training or experience, • Knowledge of financial statement spreading and credit analysis, • Proficient in Microsoft Office Suite, • Team player with the ability to adapt to changes, multitask, and work in a fast-paced, growing environment, • Ability to effectively train and mentor, • Strong verbal and written communication skills Our Benefits: Health & Wellness Benefits · Medical, Dental, and Vision insurance (with HSA, FSA, and Commuter Benefits options) · Company-paid Life Insurance and Accidental Death & Dismemberment (AD&D) · Company-paid Long-Term Disability Insurance Voluntary Benefits · Additional Life and AD&D Insurance for employee, spouse, and dependents · Voluntary Short-Term Disability Insurance · Pet Insurance · Legal Services Plan · Accident Insurance · Hospital Indemnity Insurance · Cancer Care Insurance Retirement · 401(k) Plan with Company Match Time Off & Recognition · Paid Personal Time Off (PTO) · Paid Company Holidays · Annual Performance Bonuses · Annual Salary Increases Employee Engagement · Company-sponsored Events · Employee Contests and Recognition Programs Salary: $125,000.00 - $153,000.00; placement within this range will vary based on experience and skill level. Hanover Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. Requirements:

Minimum five years of C&I lending experience.

Join our fun, high-energy team as a Senior Home Lending Advisor in Chase Home Lending and put your exceptional knowledge and understanding of home lending products to good use by serving as your customers' chief point of contact throughout the life of the loan while the Home Lending team supports yo

Join our fun, high-energy team as a Senior Home Lending Advisor in Chase Home Lending and put your exceptional knowledge and understanding of home lending products to good use by serving as your customers' chief point of contact throughout the life of the loan while the Home Lending team supports yo

The ideal candidate will possess a strong knowledge of banking regulations, at least five years of C&I lending experience, and excellent interpersonal skills.

Join our fun, high-energy team as a Senior Home Lending Advisor in Chase Home Lending and put your exceptional knowledge and understanding of home lending products to good use by serving as your customers' chief point of contact throughout the life of the loan while the Home Lending team supports yo

Join our fun, high-energy team as a Senior Home Lending Advisor in Chase Home Lending and put your exceptional knowledge and understanding of home lending products to good use by serving as your customers' chief point of contact throughout the life of the loan while the Home Lending team supports yo

Internship Opportunity at ConnectOne Bank.ConnectOne Bank proves that putting people first is a better way to do business.At ConnectOne, we're builders of businesses, communities, and equity.Most importantly, we're building opportunities.Our mission is to ensure our employees feel empowered to make

Summary: The National Business Development Officer is responsible for generating new business and maintaining existing customer relationships in support of the growth of the Mortgage Warehouse Lending portfolio. Develops new business relationships and a strong referral system within the assigned mar

Customer Service Representative- Bathroom Partitions.Job Category: Customer Service.Bobrick is the industry-leading manufacturer of Stainless Steel commercial washroom accessories with 100+ years of experience.A mid-sized, privately owned company, Bobrick includes brands such as Koala Kare, operates

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Delaware North Gaming is hiring a part-time Cage Cashier to join our team at Finger Lakes Gaming in Farmington, New York.As Cage Cashier, you will handle a large amount of currency, cash checks, and redeem tickets, vouchers, and chips for guests.If you're looking for a career opportunity in a fast-p

Front Desk Registration - Senior Registration Associate Outpatient Urology Office - Clifton Park, NY - FT.The Senior Registration Associate is responsible for performing and overall coordination of clerical duties related to the efficient and service-oriented operation of a medical practice.This po

Senior Registration Associate - Urology Office- Clifton Park.If you are looking for an administrative position in Clifton Park, full-time, this could be your opportunity! Here at St.Peter's Health Partner's, we care for more people in more places.This position is located at 1735 U.Quality of Life: W

As a Customer Service Representative - State Farm Agent Team Member with Pete Sleasman - State Farm Agent, you will generate the kind of exceptional customer experiences that reinforce the growth of a successful insurance agency.Your attention to detail, customer service skills, and desire to help p

Customer Service Representative.With Raymour and Flanigan, you'll quickly learn that our core beliefs are about you! We believe that if we treat our associates well, they will treat our customers well.We will continually ask you to think outside of the box to raise the bar in our business and we wil

Customer Support / Remote] - Anywhere in U.Medical, dental & vision / PTO / Paid training - As a Customer Service Rep at Assurant, you will: Handle inbound customer calls and/or e-mails with empathy and professionalism; Resolve issues, answer questions, and provide proactive solutions; Document inte

Customer Support / Remote] - Anywhere in U.Generous Pay / Flexible Schedule - As a Customer Service Representative, you will: provide exceptional customer service to clients via phone and email; troubleshoot technical issues and provide solutions in a timely manner; accurately input and maintain cus

Customer Support / Remote] - Anywhere in U.Medical, dental & vision / 401k - As a Customer Service Rep at DGI Supply, you will: Handle customer and sales interactions via phone, email and tickets within the Customer Care Box; Process requests for quotations, order entry and product questions from cu

H2M architects + engineersis seeking a dynamic, hands-on future-focused Innovation Project Manager to drive transformative initiatives that elevate our Learning & Development programs, operational processes, and firmwide innovation culture.This role blends strategic innovation leadership, projec

This includes managing timelines, budgets, resources, and teams across departments such as engineering, production, and quality control.You will ensure that the final product meets client requirements while continually seeking opportunities for process improvement and cost savings.Strong communicati

Source, engage, and onboard qualified vendors that align with company standards for service quality, dependability, and pricing nationally.Analyze regional coverage needs to identify contractors capable of supporting commercial services, maintenance, and occasional refrigeration work.Screen and asse

Waste Connections - - Responsibilities: Answering customer calls and processing customer orders for new service, discontinuance, or changes in service; Accepting payments from customers, researching customer billing inquiries and updating customer account information; Interacting with customers and

Project Manager – Manufacturing.Are you a hands-on Project Manager who thrives in a custom-engineered environment? Our client, a growing leader in the industrial equipment space, is looking for a.This isn't a "sit-behind-a-desk" role—you will be the central hub connecting Engineering,

PrideStaff - - Responsibilities: Monitors incoming and ongoing jobs from start to finish, meeting quality standards and deadlines; Perform daily email correspondence; Notify customer of ship dates, production delays, art work and spec status; Monitor and track production standards; Provide directio