Loan Processors & Underwriters
1 day ago
Trenton
Job Description Our client, a growing and well-established mortgage lender, is expanding their team and seeking experienced Mortgage Underwriters and Loan Processors to support continued loan volume and operational growth. These roles play a critical part in ensuring timely, accurate, and compliant loan decisions and closings. Mortgage Underwriter – Responsibilities • Review and analyze residential mortgage loan files for creditworthiness, risk, and compliance, • Underwrite loans in accordance with agency, investor, and internal guidelines (FNMA, FHLMC, FHA, VA, USDA as applicable), • Evaluate income, assets, credit, collateral, and title documentation, • Issue clear, accurate underwriting decisions and conditions, • Communicate effectively with loan processors, loan officers, and management, • Process residential mortgage loans from application through closing, • Collect, review, and verify borrower documentation, • Order and track third-party services (appraisals, title, insurance, VOEs, etc.), • Clear underwriting conditions and prepare files for closing, • Maintain consistent communication with borrowers, loan officers, and underwriters, • Ensure files are complete, accurate, and compliant Underwriter Qualifications • 2+ years of residential mortgage underwriting experience, • Strong knowledge of agency and investor guidelines, • Ability to manage multiple files and deadlines, • 1–3+ years of mortgage loan processing experience, • Strong understanding of mortgage documentation and workflow, • Excellent organizational and follow-up skills, • Ability to thrive in a fast-paced, deadline-driven environment, • Experience with LOS systems (Encompass or similar preferred)