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Job DescriptionInsurance Business Analyst Location: Orlando, FL Employment Type: Full-Time About Us The Insurance Company is a dynamic, mid-sized property and casualty commercial insurance carrier with approximately $300 million in annual premiums. We pride ourselves on delivering innovative solutions and exceptional service to our clients. Join our team and help us shape the future of insurance technology and business operations. Position Overview We are seeking an experienced Insurance (Business) Analyst to serve as a critical liaison between business operations and IT. This role ensures that technology solutions align with business needs and supports core systems to sustain and improve organizational performance. Reporting to business units (Underwriting, Finance, Sales/Marketing) and collaborating closely with IT and a third-party SaaS vendor, you will play a key role in optimizing workflows and driving efficiency. Key Responsibilities • Act as the primary administrator and point of contact for the Policy Administration System (SaaS solution: Origami Risk)., • Develop a deep understanding of business logic and processes related to policy administration, including rating, underwriting, billing, payments, and policyholder portal., • Assist users with no-code/low-code configuration tools; coordinate with SaaS vendor for advanced configurations., • Manage system enhancements, upgrades, and integrations in partnership with IT., • Analyze operational data to identify trends and recommend improvements., • Evaluate workflows and implement automation tools (including AI) to enhance productivity and reduce manual tasks., • Create and deliver ad-hoc reports for business leaders., • Bachelor’s degree in Business Administration, Computer Science, IT, or related field (required)., • Minimum 5 years in business analysis or related role (insurance or financial services preferred)., • Proficiency in reporting tools (Excel, Power BI, SQL, etc.)., • Strong analytical and problem-solving skills., • Excellent oral and written communication skills., • Project management experience., • Ability to learn and apply no-code/low-code configuration tools quickly., • Intermediate to advanced Excel skills., • Comfort with AI concepts and ability to implement AI-driven solutions., • 14 Paid Holidays (including your birthday!), • Pension Plan, • 457(b) Retirement Plan with Employer Match, • Health Insurance, • Vision and Dental Coverage

Job Description Buddy’s Home Furnishings is the third-largest Rent-To-Own (RTO) retail provider of furniture, appliances, electronics, and computers in the United States. Over the past five years, we have expanded aggressively, adding new company-owned and franchised stores nationwide. Come join our growing team! Benefits include: • Salary: $16.00 - $18.00 per hour, • Paid Time Off, • Closed on Sundays*, • Discounts, • Health & Retirement benefits (vary depending on location) Credit Manager Role Summary: The Credit Manager along with the Sales Manager are the second in charge after the general manager at the individual branch location. The Credit Manager performs a wide variety of job functions at the direction of the General Manager, assisting and coordinating store activities to ensure safe, professional and profitable operations. The Credit Manager is accountable for meeting company objectives; maintain company quality standards and adhering to company policies. Training will be provided, and you will be cross trained in all aspects of the role. • This is an in-person job and only available physically at the specified location., • You must be over the age of 21 to be considered for this position. Principal Responsibilities: • Acquire and Maintain Customers, • Act as a customer liaison who resells the benefits of timely rental/lease agreement renewal payments, • Assist in managing store personnel; may direct activities of one or more employees, • Compliance with all applicable federal, state and local statutes, • Decipher, prepare and review store reports, • Document all customer commitments, • Ensure company standards for renewals, delinquencies and store collections are satisfied, • Meet and exceed target sales and revenue goals, • Follow monthly marketing plans and maintain internal quality control standards, • Manage customer accounts, • Managing inventory and cash assets, • Must be over the age of 21 to drive a vehicle for work (insurance requirement), • Effective organizational skills, • Established collection skills, • Good communication skills, • Learn and become proficient in POS system, • Maintain professional appearance, • Must be able to read, write and communicate effectively in person and over the phone with employees and customers, • Negotiate and resolve conflict, • Plan, organize, delegate, coordinate and follow up various tasks and assignments, • Recognize and solve problems, • Must have proficient navigational skills with a satisfactory driving record and meet insurability requirements, • General Accounting and accounts receivable, • Regular and consistent attendance, including nights and weekends as business dictates Education and Experience • Two years’ experience with Rent-to-Own, retail or other business emphasizing customer service, account management, sales and merchandising., • Credit Analyst and collection Physical Requirements: • Routine lifting, loading, and moving of merchandise (50-300 pounds) using a dolly, • Stooping, bending, pulling, reaching, and grabbing, • Ability to traverse multiple flights of stairs while carrying furniture, appliances, and electronics, • Prolonged periods of driving and standing, • Ability to work in various indoor and outdoor climates and weather conditions Additional Information: • Buddy’s Home Furnishings is an Equal Opportunity Employer and a Drug-Free Workplace. Simply submit a ZippyApp application package which may include the Common Employment Application, Resume, and a Cover Letter. In your Cover Letter, please write a short paragraph describing yourself and why you would make a great addition to our team. ZippyApp is the Common Employment Application for online and mobile that allows you to apply for jobs with one click, and is being accepted at a growing number of businesses each day.

Job Description Buddy’s Home Furnishings is the third-largest Rent-To-Own (RTO) retail provider of furniture, appliances, electronics, and computers in the United States. Over the past five years, we have expanded aggressively, adding new company-owned and franchised stores nationwide. Come join our growing team! Benefits include: • Salary: $16.00 - $18.00 per hour, • Paid Time Off, • Closed on Sundays*, • Discounts, • Health & Retirement benefits (vary depending on location) Credit Manager Role Summary: The Credit Manager along with the Sales Manager are the second in charge after the general manager at the individual branch location. The Credit Manager performs a wide variety of job functions at the direction of the General Manager, assisting and coordinating store activities to ensure safe, professional and profitable operations. The Credit Manager is accountable for meeting company objectives; maintain company quality standards and adhering to company policies. Training will be provided, and you will be cross trained in all aspects of the role. • This is an in-person job and only available physically at the specified location., • You must be over the age of 21 to be considered for this position. Principal Responsibilities: • Acquire and Maintain Customers, • Act as a customer liaison who resells the benefits of timely rental/lease agreement renewal payments, • Assist in managing store personnel; may direct activities of one or more employees, • Compliance with all applicable federal, state and local statutes, • Decipher, prepare and review store reports, • Document all customer commitments, • Ensure company standards for renewals, delinquencies and store collections are satisfied, • Meet and exceed target sales and revenue goals, • Follow monthly marketing plans and maintain internal quality control standards, • Manage customer accounts, • Managing inventory and cash assets, • Must be over the age of 21 to drive a vehicle for work (insurance requirement), • Effective organizational skills, • Established collection skills, • Good communication skills, • Learn and become proficient in POS system, • Maintain professional appearance, • Must be able to read, write and communicate effectively in person and over the phone with employees and customers, • Negotiate and resolve conflict, • Plan, organize, delegate, coordinate and follow up various tasks and assignments, • Recognize and solve problems, • Must have proficient navigational skills with a satisfactory driving record and meet insurability requirements, • General Accounting and accounts receivable, • Regular and consistent attendance, including nights and weekends as business dictates Education and Experience • Two years’ experience with Rent-to-Own, retail or other business emphasizing customer service, account management, sales and merchandising., • Credit Analyst and collection Physical Requirements: • Routine lifting, loading, and moving of merchandise (50-300 pounds) using a dolly, • Stooping, bending, pulling, reaching, and grabbing, • Ability to traverse multiple flights of stairs while carrying furniture, appliances, and electronics, • Prolonged periods of driving and standing, • Ability to work in various indoor and outdoor climates and weather conditions Additional Information: • Buddy’s Home Furnishings is an Equal Opportunity Employer and a Drug-Free Workplace. Simply submit a ZippyApp application package which may include the Common Employment Application, Resume, and a Cover Letter. In your Cover Letter, please write a short paragraph describing yourself and why you would make a great addition to our team. ZippyApp is the Common Employment Application for online and mobile that allows you to apply for jobs with one click, and is being accepted at a growing number of businesses each day.

Job Description GDS Associates, Inc. has an exciting and challenging opportunity for a Senior Consultant - ROE Expert in the Rates and Regulatory Department. This position is expected to work remotely from a home office. This position has the opportunity for hybrid arrangements if local to a GDS office. The main responsibilities are listed below. GDS is a nationwide multi-service engineering and consulting firm specializing in the energy utilities industry. The ongoing pace of regulatory uncertainty and economic volatility is unrivaled in the utility industry and requires equally unparalleled flexibility in ratemaking and regulatory strategies. GDS has been at the forefront of industry rate and regulatory policy, offering broad expertise in regulatory ratemaking, accounting, taxes, economics, finance, and engineering. The Rates and Regulatory Department supports publicly owned utilities, industrial and large commercial companies, municipalities, and government agencies on a variety of unique and challenging proceedings before FERC and many state utility commissions. Additionally, the Rates and Regulatory Department specializes in accounting, tax, depreciation, regulatory policy, and cost of service matters involving electric, natural gas, and water/wastewater utilities. The department supports its clients on FERC formula rate proceedings, FERC litigation and settlement cases, intervenor comments, retail rate proceedings before state utility commissions, and regulatory compliance matters, among others. The Senior Consultant's responsibilities include broad coordination and supervision of projects managed on time, within budget with the assistance of the supporting staff. The Senior Consultant oversees and mentors the supporting staff in order to ensure that project deliverables and deadlines are on track as well as monitoring the project budgets. The Senior Consultant will be responsible for managing a larger portion of the client interactions and will work to generate new project work by participating in marketing efforts and proposal development. The Senior Consultant collaborates directly with clients to meet their needs and ensures that any problems are corrected immediately with the assistance of the project team. The Senior Consultant will report to a Director, Senior Director, or Managing Partner and work in tandem to build a profit center. A Senior Consultant will also: • Provide subject matter expert consulting for utility regulatory and cost-of-service rate matters, such as accounting, cost of capital including return on equity (ROE), and related FERC precedents., • Lead and participate on a consulting team to identify issues related to ratemaking concepts in connection with utility cost of service and regulatory proceedings., • Independent preparation of expert testimony in support of disputes, regulatory protests, and/or litigation support on behalf of public power, consumer-owned utilities, large industrial users and/or state regulatory commissions., • Convey complex subject expertise matters related cost-of-service and/or other precedent and ratemaking principles to clients in an easily understood fashion., • Provide subject matter expert consulting for complex utility accounting and ROE and cost of capital matters with a focus on the impact to utility cost-of-service rate outcomes., • Lead and participate on a consulting team to identify issues related to accounting and ROE and cost of capital matters in connection with utility cost of service and regulatory proceedings., • Independent preparation of expert testimony in support of disputes, regulatory protests, and/or litigation support on behalf of public power, consumer-owned utilities, large industrial users and/or state regulatory commissions., • Convey complex ROE and cost of capital concepts related cost of service principles to clients in an easily understood fashion., • Independently conduct regulatory, accounting, and ROE and cost of capital research to support positions, increase technical knowledge, and train others in the Rates and Regulatory Department., • Develop proposals and marketing materials., • Review draft invoices for project work., • Marketing and client engagement., • Mentor and train junior staff., • Attend industry conferences and meetings on behalf of GDS., • Testify at regulatory hearings., • Discuss with administrative supervisor performance assessment of staff assigned to projects under their leadership., • Manage large and complex projects successfully., • Possess knowledge and awareness of other GDS departments to maximize cross-functional opportunities on the projects managed., • Possess knowledge and awareness of Rates and Regulatory staff and resources to ensure the proper delegation of project tasks and utilization of division resources., • Provide expertise to the Rates and Regulatory Department on relevant topics in the industry., • Minimum of bachelor's degree in accounting, economics, engineering, statistics, finance or other related field with utility experience., • Certified Public Accountant CPA (preferred, but not required)., • Suggested experience related to the project team assignments of at least 11(eleven) or more years., • Demonstrated supervisory experience., • Manage the workflow of project team/staff., • Knowledge of company culture, procedures, and policies., • FERC and/or state utility regulatory and rate making experience., • Familiarity with the FERC Uniform System of Accounts., • Experience in electric utilities rate matters. Experience in natural gas utilities rate matters (preferred, but not required)., • Experience with electric cooperatives and municipals (preferred, but not required)., • Research, analytical, and problem-solving skills., • Testimony experience (e.g., assist with ghost writing portions of expert witness' testimony) or similar experiences communicating technical positions in writing., • Experience in assisting or conducting audits, investigations, or other reviews involving the collection of evidence or data necessary to evaluate compliance or reasonableness of utility cost of service matters., • Excellent oral and written communication skills., • Ability to work well on a team., • Physical ability to perform reading and work on a computer during working hours., • Proficient in Microsoft Office (Excel, Word, & PowerPoint)., • Available for moderate domestic travel (5-10% primarily to FERC offices). Work Authorization: Citizens or Permanent Residents of USA or Canada. Cannot provide Visa sponsorship. Salary is determined by various factors, including but not limited to location, the individual's particular combination of education, knowledge, skills, competencies, and experience, as well as contract-specific affordability and organizational requirements. The typical salary range for this position is $148,200 - $190,000. This is just one component of the firm's total compensation package. Benefits: • Flex Benefits (Flexible Hours, Telecommuting), • Competitive Pay, • Excellent Health Insurance Benefits, • Paid Time Off (Vacation, Sick, Floating Holiday, Holidays), • 401(k), • Employee Assistance Program (EAP), • Tuition Reimbursement

Job Description SALARY: Starting at $65,920 SUMMARY: This position involves the valuation of commercial real estate for ad valorem purposes through the application of standard appraisal techniques, including sales comparison, income, and cost approaches. DUTIES AND RESPONSIBILITIES: The duties of the Commercial Appraiser Analyst II include, but are not limited to the following: • Participate in the collection, analysis, and review of commercial property data located in Orange County, Florida., • Analyze and reconstruct income and expense statements with adherence to confidentiality and non-disclosure obligations., • Inspect, review, and reconcile property sales in compliance with Florida Department of Revenue (DOR) standards, as measured by the sales ratio analysis of the tax roll., • Perform commercial real estate research, including comparable sales data, comparable income, and expense data, as well as market trends and market-derived overall capitalization rates data., • Perform valuation and analysis of moderate complexity property types with minimal oversight from a higher-level analyst mentor or a commercial management team member., • Develop and perform necessary mass income and cost/market updates into the computer-assisted mass appraisal (CAMA) system and verify the accuracy and validity of resulting changes to value., • Review commercial property characteristics with owners, or their representatives; make value adjustments when warranted, and justify the changes., • Prepare parcel splits and parcel combinations within their assigned property stratum., • Respond to citizen and other inquiries timely and accurately, while communicating the position of the property appraiser in a positive, uniform, and consistent manner., • Appear before the Value Adjustment Board to explain and defend assessments as needed., • Assemble supporting valuation and assessment data to support expert or fact witnesses for litigation discovery., • Must communicate tactfully and courteously with the public at all times including while working in stressful circumstances., • Meet all attendance and punctuality requirements by reporting for work consistently and on time in accordance with agency policy., • Conduct damage assessment in coordination with federal and state emergency management offices during the aftermath of declared disasters, such as hurricanes or tornadoes., • May be required to become an Emergency Responder for emergency damage assessment purposes., • May volunteer to staff the Emergency Operations Center (EOC) or Field Operations Center (FOC). Contingencies such as these may require after-hours or weekend duties., • Perform other duties as assigned. Duties, responsibilities, and activities may change at any time, with or without notice. SUPERVISORY RESPONSIBILITIES: This position does not have direct reports but may have guidance and training responsibilities. SKILLS AND QUALIFICATIONS: • Years of experience required: Must have three (3) years of assessment experience are required in addition to the education requirements listed below., • Education: Must hold a bachelor's degree in business or a comparable discipline or field from an accredited institution., • Substitution: High School Diploma or possession of GED Certificate and four (4) years of experience as an appraiser in a government assessment office; or four years of experience as a private real estate appraiser; or an equivalent combination of education, training, and experience that would reasonably be expected to provide the job-specific competencies., • Certificates, licenses, and registrations: Preference will be given to those licensed as State-Certified General Real Estate Appraisers and/or designated as Certified Florida Evaluators(CFE) by the DOR., • The professional designation of Certified Florida Evaluator (CFE) is required or must be obtained within a three-year period, given course availability. The employee is eligible to begin the CFE designation process following successful completion of the six-month introductory period and will be eligible for CFE incentive pay upon successful completion of the program and only after working at OCPA for at least two years unless approved by the Property Appraiser and the DOR., • Computer skills required: Spreadsheet software (Excel); word processing software (Word); electronic mail software (Outlook); and presentation software (PowerPoint)., • Additional Skills required: Ability to rapidly acquire and retain knowledge of administrative and procedural regulations; proven attention to detail, reliability, and outstanding organizational skills; and ability to prioritize multiple projects under minimal supervision., • Read and interpret maps, blueprints, plats, and aerial photos., • Research and interpret terms of sales for qualification., • Render identifications and technical descriptions concerning structural features, construction methods, and quality of construction and incorporate into reports as necessary., • Geographical competency of the real estate market in the Orlando Metropolitan Statistical Area (MSA) is preferred., • Language Skills: Bi-lingual in English and Spanish preferred; but not required.