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Job DescriptionDescription: The Mortgage Lending Officer supports Senior Retail Lenders and divisional leadership by providing guidance on mortgage products, pricing and complex loan structures, including construction lending. This role provides direction and support to the Mortgage Business Analyst, LOS Administrator, and Senior Mortgage Underwriter, ensuring alignment across lending, underwriting, and secondary market requirements. This role is also responsible for ongoing seller/servicer eligibility through coordination with investor and compliance partners. Below is a list of essential functions of this position. Additional responsibilities may be assigned in the position. KEY RESPONSIBILITIES • Provide product, pricing, and loan-structure guidance, • Provide direction and functional oversight to Mortgage Business Analyst, LOS Administrator and Senior Mortgage Underwriter, • Compliance & Regulatory Adherence, • Serve as a liaison across lending, underwriting and compliance, • Monitor and support secondary market readiness, • Identify process, system, or policy improvement opportunities ATTITUDES Builds positive relationships with internal and external clients by valuing other's feelings and rights in both words and actions, and embracing other's unique beliefs, backgrounds, and perspectives by demonstrating: • Respect: Model respectful behavior and set clear expectations for others., • Client Focus: Deliver consistent, high-quality service that builds trust and loyalty., • Inclusion: Encourage diverse viewpoints and contributions in decision-making collaboration. BEHAVIORS Demonstrates strong business ethics and honest behaviors and the ability to positively influence and work with others to achieve excellent results by demonstrating: • Leadership: A collaborative leadership style that empowers others and inspire creative, out-of-the box thinking., • Integrity: Strong business ethics and honest behaviors., • Collaboration: Positively works with others to achieve shared goals and outcomes., • Volunteerism: A recognized and visible presence in serving our communities. COMPETENCIES Reflects skill, good judgement, positive conduct, and personal responsibility for assigned areas. Seeks to implement and leverage services and technologies that create efficiencies by demonstrating: • Accountability: Demonstrates accountability by owning underwriting decisions and ensuring accuracy, compliance, and quality outcomes., • Innovation: Applies creative thinking and forward-looking solutions to drive continuous improvement and adapt to evolving challenges., • Professionalism: Reflects skill, good judgment, and positive conduct. SUPERVISORY RESPONSIBILITIES Supervisor drives strategic success from encouraging transparency, maintaining a focus on shared organizational goals, and making time for professional development. Supervisors are expected to hold regular one-on-ones with direct reports to provide them with an invaluable chance to align goals, offer guidance, and foster growth within their teams. • Provide strategic oversight and leadership for all mortgage lending functions across Portfolio, Agency and Home Equity Lending., • Drive consistency through clear policies, procedures, and escalating pathways., • Establish lending standards that align with institutional risk appetite while supporting responsible loan growth., • Act as final or designated credit authority for complex, high-risk, or policy exception requests. POSITION LEVEL(S) EXPECTATIONS Title of Mortgage Lending -Officer, AVP, or VP is dependent on education level, years of experience in the areas listed below: • Mortgage Products & Structuring Expertise- Demonstrates advance knowledge of mortgage products, pricing and complex loan structures to support sound, compliant lending decisions., • Functional Leadership & Alignment- Provides effective direction and support to key mortgage support functions to ensure consistent alignment across lending, underwriting, and secondary market requirements., • Secondary Market Governance- Maintains secondary market readiness by ensuring ongoing seller/servicer eligibility and coordinating effectively with investor and compliance partners. SEEKS PROFESSIONAL DEVELOPMENT OPPORTUNITIES Actively participate in expanding skill sets and career paths by attending training programs, workshops, certifications, and educational resources relevant to the role. Set stretch assignments and cross functional opportunities that foster growth and learning. Requirements: QUALIFICATIONS, EDUCATION, & EXPERIENCE To perform this position successfully, an individual must be able to perform each essential position requirement satisfactorily and a skills inventory is listed below. A high school diploma or general education degree (GED) is required, with 5+ years of experience, extensive knowledge of Investor guidelines and Regulatory requirements. A background screening will be conducted. LANGUAGE SKILLS: Ability to read, comprehend, and interpret documents. Possesses professional communication and interpersonal skills to write and speak effectively both one-on-one and before groups of clients or employees of the organization. Ability to communicate to clients directly and effectively. TECHNOLOGY SKILLS: Ability to utilize telephone systems and possess good digital literacy including email, internet and intranet use. Prior experience and proficiency of LOS systems such as Empower, including reviewing complete electronic loan files, tracking conditions, documenting underwriting decisions, and managing workflow efficiently. MATHEMATICAL SKILLS: Ability to add, subtract, multiply, and divide in all units of measure. Demonstrates advance mathematical aptitude to accurately calculate and analyze loan-to-value, debt-to-income ratios across a full range of loan types and borrower profiles. REASONING ABILITY: Applies strong financial analysis and judgement to assess risk, identify compensating factors, and support sound credit decisions within investor and regulatory guidelines. PHYSICAL DEMANDS AND WORK ENVIRONMENT: The physical demands and work environment described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. This position operates in a professional office environment with considerable time spent at a desk using office equipment such as computers, phones, and printers. Noise level is moderate with constant communication and interactions with others. Ability to travel on occasion to all market areas and attend seminars or training sessions offsite. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. DISCLAIMER: This job description is not an exclusive list of responsibilities and duties. They may change at any time without notice. BENEFITS • Medical, Dental, Vision & Life Insurance, • 401K with company match, • Paid Time Off & Recognized Holidays, • Leave policies, • Voluntary Benefit Options (Life, Accident, Critical Illness, Hospital Indemnity & Pet), • Employee Assistance Program, • Employee Health & Wellness Program, • Special Loan and Deposit Rates, • Gradifi Student Loan Paydown Plan, • Rewards & Recognition Programs and much more! Eligibility requirements apply. BankOnBuffalo is an equal opportunity employer and all applicants are considered based on qualifications without regard to sex, race, color, ancestry, religious creed, national origin, sexual orientation, gender identity, physical disability, mental disability, age, marital status, disabled veteran or Vietnam era veteran status. CNB Financial Corporation is an Affirmative Action Employer and is committed to fostering, cultivating and preserving a culture of diversity and inclusion. https://mandatoryview.com/?LicenceId=5a7398f0-7edb-4cb7-a02b-518dcfa222fa&ProductType=IntranetLicense&SubType=PG

Job Description SUMMARY: Howard Hanna Mortgage seeks a full-time Mortgage Loan Processor. DUTIES & RESPONSIBILITIES: • Review application package for required program disclosures and Company, Agency, Investor, RESPA and ECOA compliance., • Maintain open line of communication with the applicant throughout the processing period, assisting them with any questions and notifying them of any additional information or documents required., • Notify borrowers and Finance Manager, of underwriting decision and any condition that must be satisfied prior to title transfer., • Send out all applicable approval letters to parties, borrower, finance manager, selling realtor, etc., • Copy credit package and prepare file for closing department. Be sure information for insurance is in file., • Maintain an accurate pipeline record and update for all loans in process., • Work closely with post-closer to meet any additional requirements from investor for their completion to purchase., • Work closely with Operations Manager to maintain updated QC reports, make any corrections necessary and remit to QC for review, • Perform all other duties and tasks as may be directed by the employee’s supervisor and/or management. KNOWLEDGE, SKILLS & ABILITIES REQUIRED: • Three (3) years of mortgage banking experience, preferable in loan processing, • High school diploma required, • Experience processing files in New York State required, • Excellent communication skills (oral, written and phone), • Ability to interact effectively with customers and other company staff to solve problems and contribute to the team, • Strong analytical skills with aptitude for figures, • Reliable, proactive, and self-motivated, • Exceptional attention to detail with the ability to handle multiple duties, • Proficient in Microsoft Office programs and data entry, • Manage workload and meet deadlinesThe hourly rate is based on location and experience ranging from $26-27 per hour. HowardHanna.com Howard Hanna affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees. Powered by JazzHR tj8sbQ3j4A

Job DescriptionDescription: Classification: Exempt Location: Buffalo, New York Reports to: Director of Compliance and Quality Control Responsibilities: • Assist with state, regulatory and GSE audits and examinations, • Compliance reviews of marketing materials, • Assist with compliance policy reviews and updates as necessary, • Maintain customer complaint log and tracking until resolution, • Maintain and manage vendor management system, • Complete licensing tasks for company and licensed mortgage loan originators, • Assists with new applications, recertification's, and various tasks involving investors, warehouse lenders, and insurance companies, • Complete new hire and bi-annual exclusionary list reviews, • Maintain and manage new hire and annual compliance courses for associates, • Complete various quarterly reports for state regulators and warehouse lenders, • Work cooperatively with other departments to advise on compliance matters, • Various compliance projects as deemed necessary Skills/Abilities: • Excellent oral and written communication skills, • Ability to work independently and with minimal supervision, • Ability to multi-task, stay organized and be detail-oriented Core Competencies: • Strong Microsoft Word, Excel and PowerPoint skills, • Strong eye for detail – commitment to excellence, • Ability to work well under pressure, • Positive Attitude and willingness to help others, • Self-motivated with a strong desire to learnRequirements: Qualifications/Experience: • High School degree or equivalent, 4-year college degree preferred, • Minimum five years of experience in mortgage lending compliance required

Job DescriptionDescription: Responsibilities: • Perform a pre-closing quality control review of delegated Conventional, FHA, USDA, and VA loans, • Review the data integrity between Encompass, the Automated Underwriting System feedback certificates, and the loan documentation, • Review file to ensure applicant’s identity, employment, income, assets, and all AUS required conditions are documented in the loan file, • Ensure collateral documents are valid and free of repairs, • Perform a review on each file to verify processing and underwriting adherence to GSE, Agency and compliance requirements, • Complete a final compliance check through Mavent Core Competencies: • Strong eye for detail – commitment to excellence, • Ability to work well under pressure, • Positive Attitude and willingness to help others, • Self-motivated with a strong desire to learnRequirements: Qualifications: Education/Certification • -High School degree or equivalent. 4-year college degree preferred Required Experience: • Three years of experience in mortgage loan processing and one or more in a mortgage underwriting position preferred Skills/Abilities: • Excellent oral and written communication skills, • Ability to work independently and with minimal supervision, • Ability to multi-task, • Organized and detail-oriented, • Strong understanding of state and federal mortgage origination compliance regulations (TILA, FCRA, HMDA, AML, etc.)

Job Description Overview CTG is seeking to fill a Mortgage Processing Specialist opening for our client in Cheektowaga, NY. Location: Cheektowaga, NY Duration: 12 months Overview: The Mortgage Processing Specialist is responsible for processing conventional and government loan requests in compliance with product, underwriting, and investor guidelines. This role ensures a seamless application experience by maintaining effective communication with all parties involved and ensuring adherence to regulatory requirements. Primary Responsibilities: • Maintain effective communication with customers, brokers, loan officers, and co-workers throughout the loan application process., • Collaborate with internal departments and external organizations to gather necessary documentation (e.g., Verification of Employment, IRS Transcripts, title search, appraisals)., • Notify relevant parties of any irregularities concerning mortgage guidelines immediately., • Monitor and update credit reports, appraisals, and documentation to ensure all underwriting conditions are satisfied., • Perform administrative duties, including preparing and mailing commitment letters, reviewing title and homeowners insurance, and updating loan conditions., • Ensure compliance with regulatory requirements and internal standards., • Identify and escalate risk-related issues to management., • Promote a diverse work environment that reflects the M&T Bank brand., • Complete other related duties as assigned. Scope of Responsibilities: Work closely with internal and external customers, including co-workers, borrowers, and loan officers. Supervisory/Managerial Responsibilities: None Education and Experience Required: • Associate's degree with a minimum of one year of mortgage industry experience or two years of equivalent work experience, OR three years of equivalent work experience including one year in the mortgage industry., • Six months of specific M&T Bank mortgage processing experience plus an additional 6-12 months in customer service, operations, or financial services., • Proficiency in PC skills with strong knowledge of spreadsheet, word processing, email, and PDF software. Education and Experience Preferred: • Ability to make sound decisions based on available information., • Knowledge of product, investor, and compliance requirements., • Flexibility to adapt to changes in a fast-paced mortgage environment., • Excellent verbal and written communication skills., • Highly organized with multitasking capabilities and strong attention to detail., • Ability to prioritize workload effectively and work collaboratively in a team environment., • Strong work ethic, reliability, and dependability. Excellent verbal and written English communication skills and the ability to interact professionally with a diverse group are required. CTG does not accept unsolicited resumes from headhunters, recruitment agencies, or fee-based recruitment services for this role. To Apply: To be considered, please apply directly to this requisition using the link provided. For additional information, please contact Emily Drew at emily.drew@ctg.com. Kindly forward this to any other interested parties. Thank you!

Job DescriptionDescription: HUNT Mortgage is seeking an ambitious and results-driven Mortgage Loan Officer to join our team of highly motivated Mortgage Consultants. Ideal candidates for our team will be experienced in relationship management to assist clients and provide excellent support throughout the home-buying process. Additionally, Mortgage Consultants must keep up with mortgage loan trends and developments and are well-connected to other financial institutions, lenders, and advisors. In this role, your ultimate goal is to help clients realize and meet their financial goals by responsibly advising them throughout the mortgage loan process, from application to closing. You will be a great fit for our team if you can swiftly identify customer needs, meet loan production goals, and work to ensure customer satisfaction. Primary Functions: • Meet with loan applicants to identify their needs, collecting information for loan applications, and guiding them throughout the entire loan process, • Assists clients with completion of mortgage applications, inspecting completed documents for accuracy and thoroughness, • Review financial information from all relevant parties to determine eligibility, • Submit loan applications in a timely manner, monitoring active loan files on a regular basis, • Prepare thorough and timely pre-qualifications, • Counsel applicants and resolve any loan-related issues that may arise, • Originate and evaluate mortgage loans in compliance with Company guidelines and standards as well as federal, state, and local regulations, • Build relationships with our Real Estate Sales Professionals, including visiting and attending Real Estate Branch meetings on a regular basis, • Additional duties as assigned Skills/Abilities: • Outstanding interpersonal skills, • Excellent oral and written communication skills, • Customer service-oriented, • Proficiency in current office technology (Microsoft Office, Google Workspace, etc.), • Valid Driver's License Education & Experience: • 1-3 years of experience as a mortgage loan officer required, • High School Diploma or equivalent required, • Thorough knowledge and understanding of all local, state, and federal mortgage loan regulations required, • New York State Mortgage Loan Originator (MLO) License required upon hire Physical Requirements: • Prolonged periods sitting at a desk and working on a computer, • Must be able to push, pull, and lift up to 15 lbs., • Local travel required as needed (less than 25%) Based on the nature of work we do at HUNT Mortgage Corporation, we offer employment contingent upon the satisfactory completion of criminal background investigations, which are conducted in compliance with the Fair Credit Reporting Act and New York Corrections Law Article 23-A. This job description is not an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job; require that other or different tasks be performed as assigned; and/or make reasonable accommodations so that a qualified employee(s) can perform the essential functions of the position. The starting base salary for this position is $40,000-$50,000 per year. This position is also eligible for additional incentive compensation (bonuses, commissions, etc.) based on pre-determined personal performance metrics. Compensation ranges are based on several factors including job function, level, classification, and geographic location. Final offer amounts are determined by multiple factors including candidate experience and expertise, and may vary from the amounts listed here. HUNT Mortgage Corporation is proud to be an Equal Opportunity Employer. We do not discriminate on the basis of race, color, ancestry, national origin, religion or religious creed, disability, genetic information, sex (including pregnancy), sexual orientation, gender identity, gender expression, age, marital status, military or veteran status, citizenship, or other protected characteristics. If you have a need which requires accommodation in order to apply, please let us know by completing our Applicant Accommodation Form. HUNT Mortgage Corporation NMLS #37405 is an Equal Housing Lender. 403 Main Street, Suite 210 Buffalo, NY 14203. (888) 433-8373. New York State Mortgage Banker License #LMBC 109903. Req: 1660198 Position Class Hourly, Non-Exempt Additional Compensation Commissions Requirements:

Job Description Job Title: Recording Specialist Job Category: Non-Exempt Department: Title & Closing Location: Onsite - Buffalo Company URL: http://www.solidifi.com About the Role The Recording Department is responsible for ensuring that all recordable documents associated with each transaction are on record with the necessary county or municipality in a timely manner. Recording Specialists must review through each file to ensure that fees are calculated accurately, all necessary recording forms are present & fully completed, and that all recordable documents were received & executed correctly. This requires a quality control check, recording fee verification, payment check requests for non-electronic submissions, and following up to ensure documents are recorded & returned. Members of the department must also be familiar with our electronic recording platform, Simplifile. The Recording Department is also responsible for correcting rejections and communicating as needed with other parties, both internal & external, to ensure documents are re-submitted properly. As a Recording Specialist in our Buffalo location, you will be specifically responsible for the handling & processing of all recordable originals that flow through that office. Responsibilities • Conduct post-closing review of recordable documents to determine completeness, accuracy, and compliance with recording & legal guidelines., • Review recording fees prior to submission to confirm correct amounts were collected at closing., • Review, edit, and/or prepare necessary ancillary deed forms & other county or state specific forms prior to recording., • Submit recordable documents either via mail or online to the appropriate county (or municipality) for recording within required timeframes., • Review recording rejections and work to correct insufficiencies or seek assistance so resubmission can occur in a timely manner., • Conduct handwritten corrections on original recordables as needed for our Recording team in Rhode Island and/or for Post Closing requirements., • Reconcile filed recordables to locate recorded originals for batch shipping back to clients., • Ensure all emails and internal communications are answered within established timelines., • Answer/respond to calls from county representatives, borrowers, etc., • Assist with other administrative assignments and projects when required. Skills and Expertise • High school diploma required; University degree or equivalent knowledge/experience preferred, • 1 year industry experience required, 3 years industry experience preferred, • Proficient with Microsoft Office Programs, • Capability to understand and operate successfully within an action-based workflow system, • Excellent written and verbal communication skills with a strong attention to detail, • Ability to multitask in a fast-paced, team-oriented work environment, • Positive attitude The above statements are intended to describe the general nature and level of the work being performed by people assigned to this job. They are not intended to be an exhaustive list of responsibilities, duties, and skills required. About Solidifi Solidifi is a leading network management services provider for the residential lending industry. Our platform combines proprietary technology and network management capabilities with tens of thousands of independent qualified field professionals to create an efficient marketplace for the provision of mortgage lending services. We are a leading independent provider of residential real estate appraisals and title, and settlement services. Our clients include top 100 mortgage lenders in the U.S. and some of the largest banks and insurance companies in North America. Solidifi is a wholly owned subsidiary of Real Matters (TSX: REAL). Visit www.solidifi.com for more information and stay connected with our latest news on LinkedIn. Benefits We provide a comprehensive benefits package that includes health, dental, and vision insurance, life insurance (basic and voluntary), short- and long-term disability coverage, FSA plan, 401(k) with company match, Wellness webinars, employee assistance programs, paid time off, volunteer time off, and paid holidays. Equal Opportunity Employer Solidifi is an Equal Opportunity Employer; applicants are considered for all roles without regard to race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status, or any other basis covered by appropriate law. All employment is decided based on qualifications, merit, and business need. Please advise us at any point during the recruitment and selection process if you require accommodation. Solidifi is committed to compliance with all applicable legislation, including providing accommodation for applicants with disabilities.

Job Description Overview CTG is seeking to fill a Mortgage Closing Specialist I opening for our client in Cheektowaga, NY. Location: Cheektowaga, NY (hybrid remote) Duration: 12 months Overview: As a Mortgage Closing Specialist I, you will serve as a critical liaison for gathering information necessary for the issuance of Closing Disclosures (CD). This role requires attention to detail as you assist our centralized Disclosure team, monitor and review reports and spreadsheets related to loan estimates and change circumstances for residential mortgage closings. Your collaboration with various parties will ensure timely closings while maintaining accuracy and compliance with all relevant guidelines. Primary Responsibilities: • Assign pipeline reporting to title reviewers and manage the title review process., • Communicate effectively with all parties involved in the closing process, including customers, brokers, loan officers, and settlement agents., • Work with internal departments and external organizations to obtain necessary documentation for closings., • Conduct thorough reviews of files to ensure compliance with State and Federal guidelines, including verifying employment for income-qualified borrowers., • Monitor and review reports and spreadsheets related to loan estimates and change circumstances., • Follow up on rate lock and document expirations., • Ensure completeness and accuracy of documentation submitted for CD issuance., • Proactively liaise with Settlement Agents to gather required information., • Monitor close dates and communicate any changes promptly., • Adhere to compliance and operational risk controls as per Company and regulatory standards., • Support a diverse environment that reflects the M&T Bank brand., • Complete other related duties as assigned. Scope of Responsibilities: • Collaborate closely with internal and external customers, including co-workers, borrowers, and Settlement Agents. Supervisory/Managerial Responsibilities: • This position does not include supervisory responsibilities. Education and Experience Required: • Associate's degree with a minimum of 1 year prior business experience, or at least 1 year of combined M&T Closing experience and customer service experience. In lieu of a degree, a combined 3 years of higher education and/or work experience, including at least 1 year of relevant experience., • Strong PC skills with proficiency in spreadsheet, word processing, and email software., • Ability to make informed decisions based on provided information., • Detail-oriented with the ability to adapt in a fast-paced mortgage environment., • Excellent verbal and written communication skills., • Strong attention to detail and organizational skills. Education and Experience Preferred: • Prior experience in Mortgage Closing at a lender, title company, or settlement agent's office., • Familiarity with departmental software., • Knowledge of product, investor, and compliance requirements. Excellent verbal and written English communication skills and the ability to interact professionally with a diverse group are required. CTG does not accept unsolicited resumes from headhunters, recruitment agencies, or fee-based recruitment services for this role. To Apply: To be considered, please apply directly to this requisition using the link provided. For additional information, please contact Rebecca Olan at Rebecca.Olan@ctg.com. Kindly forward this to any other interested parties. Thank you!

Our client, a well-established and highly respected regional law firm, is looking to add a Real Estate Attorney to their team in Buffalo, Rochester or Albany, NY. The ideal candidate will have at least four years of experience in commercial real estate transactions, including construction contracts, leasing, title insurance and real estate mortgage financing. Job responsibilities include: • Handle a variety of commercial real estate transactions including commercial leasing, purchasing and sale transactions and large-scale property review due diligence projects., • Draft and negotiate transactional documents as well as loan, leases and amendments., • Experience with title and survey review, title examination and the closing process., • Conduct comprehensive title examinations and survey analyses to identify potential issues or risks related to real estate properties as well as interpret laws, rulings and regulations for real estate transactions., • Manage regulatory and compliance-related services., • Support legal and general advisory needs associated with a large-scale real estate portfolio. Candidates must have the following experience/credentials: • Juris Doctor from an accredited law school., • Minimum of four years of experience in real estate law., • Excellent written and verbal communication skills., • Proven ability to work collaboratively with other practice areas to provide comprehensive solutions to clients., • Strong academic credentials., • Must be admitted to practice law in New York State. The firm offers competitive compensation and a comprehensive benefit package. At this time, the good faith estimate of the annual salary range for this position is $144,000 to $178,000. Where a successful applicant is slotted within this range will vary based on legitimate criteria, such as experience, skill level and portable book of business. If you are interested in learning more about this role, please apply with your resume to annette@straussgroup.com

Job DescriptionDescription: About the job Responsibilities We are seeking an experienced Mortgage Underwriter with proficiency in both conventional and government loan programs. The ideal candidate will possess a thorough understanding of mortgage lending guidelines, strong analytical skills, and the ability to make sound lending decisions while adhering to regulatory requirements. Qualifications • Review and analyze mortgage loan applications to ensure accuracy, completeness, and adherence to underwriting guidelines for both conventional and government loan programs (FHA, VA, USDA)., • Assess borrower's financial documents including income, assets, credit history, and employment to determine creditworthiness and risk., • Evaluate property appraisals and collateral to ensure they meet lending requirements and guidelines., • Calculate debt-to-income ratios and other financial metrics to assess borrower's ability to repay the loan., • Communicate effectively with loan officers, processors, and other stakeholders to obtain additional information or clarification on loan files., • Issue loan approvals or denials based on underwriting findings, providing clear and concise explanations for decisions., • Stay updated on changes in mortgage lending regulations, underwriting guidelines, and industry trends., • Collaborate with compliance and risk management teams to ensure loan files are in compliance with regulatory standards and company policies. Requirements:

Job Description Job Summary: We are seeking a detail-oriented and highly organized Mortgage Loan Closer to join our team. In this role, you will be responsible for preparing, reviewing, and ensuring the timely and accurate closing of residential mortgage loans. The ideal candidate will have a strong understanding of mortgage documentation, compliance requirements, and closing procedures, ensuring a smooth transition from underwriting to funding. Key Responsibilities: • Prepare and review closing documents in accordance with loan approval terms, investor guidelines, and regulatory compliance., • Coordinate loan closings with title companies, attorneys, borrowers, lenders, and internal departments., • Verify loan data, including loan amount, interest rate, and fees, to ensure accuracy., • Ensure all closing conditions are met prior to disbursement., • Issue and manage Closing Disclosures (CDs) and final settlement statements., • Perform funding authorization and coordinate disbursement of funds., • Communicate regularly with loan officers, processors, underwriters, and other stakeholders to resolve issues and ensure timely closings., • Maintain complete and accurate loan files in accordance with company and investor requirements., • Keep current on federal, state, and investor regulations related to loan closings., • Provide excellent customer service to all internal and external partners. Qualifications: • High school diploma or equivalent required; associate or bachelor’s degree preferred., • 2+ years of mortgage closing experience preferred., • Strong knowledge of residential loan closing documents and procedures (Conventional, FHA, VA, USDA)., • Familiarity with TRID and other applicable compliance regulations., • Experience with mortgage loan origination systems, • Exceptional attention to detail and organizational skills., • Ability to multitask and work under tight deadlines., • Excellent communication and customer service skills.The hourly rate is based on location and experience ranging from $24-26 per hour. HowardHanna.com Hanna Holdings, Inc. affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees. Powered by JazzHR 1JeH0Cvoaw

Job Description Summary of Job Description: Under general supervision and in compliance with established policies and procedures is responsible for efficient, effective customer service including new account opening, loan applications, responding to inquiries, performing account maintenance and assisting as requested by management. Provides personalized customer service by learning about customer needs and financial goals. Represents the Bank at community activities when appropriate, to maintain proper responsible citizen stature for the bank while at the same time developing new business. Must have strong leadership skills, desire to grow within the organization and be flexible in time required as Personal Banker. This may include working extra hours in order to properly support the customer service specialists and Bank operations. Primary Duties & Responsibilities: Sales and Service • Responsible for developing and maintaining customer and business relations through daily contact with customers entering branch and proactive contact with existing customers. Uses consultative sales approach to develop relationships that help customers reach their financial goals., • Represents the Bank at community activities when requested., • Works as part of branch team to develop plans for meeting branch goals for loan, deposit and services growth. Assists other employees when necessary in achieving these goals., • Answers questions and solves problems for customers concerning all products and services provided by the Bank. Ensures that follow up contact occurs within 24 hours either with final answer or update on progress., • Proactively learns about all bank products and services by keeping current with the Product Manual, and other Bank products and services., • Completes Onboarding activities for new Lake Shore Bank customers as assigned by management., • Must be willing to make outbound phone calls to existing customers and potentially new customers. The main purpose would be to alert them of Lake Shore products and promotions. Every effort should be made to schedule an appointment. Operations • Must participate in mandatory annual compliance training, staff development and educational training within the branch as assigned by Regional Branch Sales Manager or Assistant Branch Sales Manager., • Ensures that all Human Resource related documentation is completed and forwarded to the Human Resource Office in a timely manner., • Required to open branch 5 minutes early and close the branch 5 minutes late, to include drive-thru facilities as needed, to ensure highest level of accessibility for customers., • Ensures that all daily activities are completed in accordance with the requirements of all internal controls as established by Bank policy., • May work as customer service specialist when requested by management., • Interviews consumer loan applicants, gathers required information for credit applications, and explains loan options, rates, terms and all collateral requirements to Lake Shore Bank customers. Will qualify loans and provide documentation for proper underwriting by running credit reports, analyzing information provided, verifying information with creditors, the applicants and the applicants employer when required. Will request and follow up on additional information required., • Cross sells Lake Shore Bank products to customers via lobby customers, telephone inquiries and potential customers outside of work hours ensuring proper fit of our banking services to match the need of the customer., • Assists in the development of mortgage customers, to include frequent visits to the local realtors to promote mortgage products and ultimately enhance the branch mortgage portfolio., • May be required to travel to other branch locations in order to provide staffing efficiency., • Maintains inside and outside appearance of the branch to highest levels of cleanliness, • Maintains a professional image at all times while representing the Bank, by maintaining proper personal hygiene and appropriate business attire., • Must represent the Bank in a positive manner at all times by providing customers with exceptional customer service., • Refers appropriate candidates for employment opportunities with Lake Shore Bank., • Any other duties that may be assigned. Skills and Abilities Required: • Personal Bankers must exhibit strong leadership and a drive for success. Prior leadership and enthusiasm for advancement must be proven either internally or externally., • Potential for further development and leadership opportunities must be an objective of this individual in succeeding in personal and professional growth., • Candidate should have at minimum an Associate’s Degree or Bachelor’s Degree in the field of Business, or prior success and achievement equal to 5 years of service in the business world in a leadership position., • Computer Skills, in specific Bank software (Loan Doc/Fiserv System/Nautilus Scanning) and in Word, Outlook and Excel programs., • Must maintain knowledge of the Consumer Loan Policy as approved each year by the Board of Directors., • Is required to maintain a high degree of confidentiality, have excellent interpersonal and communication skills., • Solid product knowledge; proactive leadership in learning new products/services and ensuring other staff members’ timely instruction of all products and services., • Must have up to date knowledge of IRA/HSA rules and documents Mandatory Requirements: • Must maintain banking knowledge to ensure compliance with Bank Secrecy Act regulations and all other regulatory, security and Bank policies and procedures., • Is responsible for strictly adhering to LSSB check cashing policies and procedures., • Must maintain a positive work atmosphere by behaving and communicating in a manner so that a positive working relationship with customers, coworkers and managers exist., • Must interact professionally with other employees, board members, customers and external vendors., • Must act in accordance with the Lake Shore Bank Code of Ethics Policy.

Key Responsibilities** - Review and evaluate AI-generated outputs related to consumer lending decisions, deposit account servicing, regulatory compliance, and customer communication - Create realistic scenarios based on retail banking workflows — mortgage origination, personal loan underwriting, a

If you are ready to join a company that truly cares about its employees, our members, and our community then you have come to the right place! Promote Mortgage Services' real estate loan products through direct contact with members, future members, real estate brokers, builders, and others. Originate loan applications from internal and external sources. • Meet the Credit Union's and Mortgage Services' standards for consistent quality customer service, • Review pre-approval applications and issue pre-approval certificates to qualified candidates, • Actively participate in area community lending activities by attending meetings and seminars and by soliciting applications for loan programs designed for those members, • Monitor activity through the pipeline process and respond to requests for information and applications in a timely manner, • Perform initial submission to Loan Prospector to obtain decisions and be able to advise applicant of correct fees and documents needed to process the loan, • Demonstrate a full understanding and knowledge of current policies regarding credit, appraisal, PMI and secondary market requirements for mortgage and cross sell product line, as well as a general knowledge of consumer loan products, • Assist in the development and implementation of the CU's Home Buyers' Seminar. Prepare information and training materials for realtor seminars, • Promptly respond to members' inquiries, providing accurate information regarding real estate loan programs, • Provide Sales Manager / VP Sales with a regular recap of all contacts made outside of the office in order to solicit mortgage referrals, • Establish rapport with area real estate brokers, soliciting referrals for mortgage applications, providing training seminars for agents, and providing current rates and mortgage program information, • Provide mortgage consultations for members at a suitable location, • Provide assistance to Broadview's branches for mortgage information and application appointments, • Work closely with branch and Call Center staff to provide prompt service to membership, • Recommend to applicants the best program to suit their needs, and advise them of their ability to qualify for a mortgage, • Assist applicants in completing and submitting mortgage loan applications; requesting additional information when necessary, • Discuss problems regarding information received in order to expedite the application processing, • Demonstrate understanding of closing functions and discuss problems with attorney and/or title company, • Attend outside seminars in conjunction with new business development to promote Broadview's products, • Initiate opportunities to cross-sell Broadview's products and services, • Participate in the development of new loan originations procedures under the direction of the Sales Manager / VP Sales, • Other duties as needed, • An Associate's degree or equivalent plus a minimum of 3 years of lending experience is required, • Experience should include at least 1 year working with mortgage loans., • Ability to use Microsoft Word and Excel strongly preferred., • Must obtain national licensing in compliance with The New York State Banking Law and Regulations and the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act). The request for licensing will be reviewed following successful completion of a background check, 20 hours of pre-licensing education, and a passing score on the national licensing exam., • Final licensing determination will be made by the appropriate regulatory entity, • Continue to comply with NYS law and SAFE Act requirements of 11 hours continuing education (topics to be determined) every year thereafter, • Maintain compliance with all that is required to be a licensed Mortgage Loan Originator. This includes all applicable background and credit checks as well as passage of all national and state-specific exams, • Driver's License is necessary to be able to travel to branches and appointments Starting Compensation: Commission based with uncapped earnings potential In-house processing, underwriting and servicing Competitive pricing Plus, a competitive benefits package Bilingual individuals who are fluent in a second language in addition to English are highly encouraged to apply. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other status protected by applicable law. Broadview FCU is committed to ensuring individuals with disabilities and/or those who have special needs participate in the workforce and are afforded equal opportunity to apply and compete for jobs. If you would like to contact us regarding the accessibility of our Website or need assistance completing the application process, please contact us at talentacquisition@broadviewfcu.com

Oversee the integrity of current compliance policies and procedures by managing periodic operational risk/compliance reviews of the business line activities, including (but not limited to) testing, monitoring, validation of business unit platform UAT testing outcomes, P&P reviews, etc. Support busin

Minimum five years of experience in mortgage lending compliance required. Maintain and manage new hire and annual compliance courses for associates. Work cooperatively with other departments to advise on compliance matters.

Job Summary The Mortgage Senior Loan Processor is responsible for ensuring loans are processed accurately and in a timely manner, while maintaining compliance with federal, state, local, and investor guidelines. Mentor and guide less experienced Mortgage Loan Processors. Mortgage Senior Loan Process

We're currently looking for individuals across the country to take part in remote paid research, including remote focus groups, product trials, and consumer studies.Earn up to $750 a week in your free time by providing feedback on everyday products and services.If you're comfortable sharing your opi

Seeking participants for Focus Group and market research studies.Work part-time from home and earn up to $750 per week.Register to see if you are eligible.Administrative Assistant admin experience not required.Remote Work From Home Administrative Assistant Admin - Part Time Market Research Panelists

Seeking participants for Focus Group and market research studies.Work part-time from home and earn up to $750 per week.Register to see if you are eligible.Administrative Assistant admin experience not required.Remote Work From Home Administrative Assistant Admin - Part Time Market Research Panelists

Seeking participants for Focus Group and market research studies.Work part-time from home and earn up to $750 per week.Register to see if you are eligible.Administrative Assistant admin experience not required.Remote Work From Home Administrative Assistant Admin - Part Time Market Research Panelists

Organize and develop/support management of EHS Training/Regulatory Compliance SharePoint site, log of instructor evaluations, and regulatory compliance tracking. Job Description: Individual will be tasked to support the EHS Training and Regulatory Compliance staff with daily administrative activitie

Seeking participants for Focus Group and market research studies.Work part-time from home and earn up to $750 per week.Register to see if you are eligible.Administrative Assistant admin experience not required.Remote Work From Home Administrative Assistant Admin - Part Time Market Research Panelists

Executive Assistant / Life Manager (Founder Support Hybrid Personal + Business).Location: Buffalo, New York, USA (On-site + Local Travel Required | Relocation Supported).Working Hours: 7:00 AM 5:00 PM (Flexibility + On-Call Availability Required).Employment Type: Full-time (1099).Compensation: $60

Seeking participants for Focus Group and market research studies.Work part-time from home and earn up to $750 per week.Register to see if you are eligible.Administrative Assistant admin experience not required.Remote Work From Home Administrative Assistant Admin - Part Time Market Research Panelists

Administrative Assistant, Gap Inc.As an Administrative Assistant at Gap Inc.VP / SVP executives on the HR Senior Leadership Team, ensuring seamless day-to-day operations and delivering comprehensive, high-level administrative support.Partnering closely with the Heads of HR for Talent Acquisition, Ta

Glenwell is hiring a part-time (three days per week) Administrative Assistant to work the day shift.The purpose of this position is to maintain all records in accordance with state regulations and facility policy.The administrative assistant assists with designated business functions and business of

Description: Seeking Administrative and Executive Assistants for non-profit organizations, for long term temporary positions.Duties: C-suite level scheduling of meetings (in-person and virtual), calls and conferences; Management of communications with external stakeholders and department staff to en

Seeking participants for Focus Group and market research studies.Work part-time from home and earn up to $750 per week.Register to see if you are eligible.Administrative Assistant admin experience not required.Remote Work From Home Administrative Assistant Admin - Part Time Market Research Panelists

Elderwood - - Responsibilities: Input revisions to Project Lists for ElderWood staff and all facilities; Assist in the generation of items for Project Lists from Monthly Report Comments; Prepare and distribute agendas for various meetings as instructed; Assist with the preparation of handouts for A

Milton CAT is seeking an experienced Receptionist to work out of our Tonawanda, NY location.The Receptionist will be responsible for answering incoming calls, directing calls to appropriate associates, as well as performing additional clerical duties.Candidates must be organized, able to multi-task

Seeking participants for Focus Group and market research studies.Work part-time from home and earn up to $750 per week.Register to see if you are eligible.Administrative Assistant admin experience not required.Remote Work From Home Administrative Assistant Admin - Part Time Market Research Panelists

Title: Admin Assistant Location: New York, NY 10020 Duration: 6 months (Possible Extension/Conversion) Pay Range: $20/hr - $35/hr The Company offers the following benefits for this position, subject to applicable eligibility requirements: medical insurance, dental insurance, vision insurance, 401(k)

Seeking participants for Focus Group and market research studies.Work part-time from home and earn up to $750 per week.Register to see if you are eligible.Administrative Assistant admin experience not required.Remote Work From Home Administrative Assistant Admin - Part Time Market Research Panelists

Adheres to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.

Administrative Assistant/h2pServpro of Buffalo/Tonawanda is hiring an Administrative Assistant!/ppServpro offers:/pulliCompetitive compensation/liliHoliday Pay/liliPaid Vacation with time accumulated/liliProfit Sharing/liliCareer progression/liliProfessional development/liliHealth Insurance/li/ulpAn

Administrative Assistant - Product Development Collective.In this role, you will be responsible for overall operations of one or more executives: calendar management, business meetings, email support, coordinate domestic/international travel arrangements, complete expense reports and additional task