Accommodation jobs in United States

Director, Credit Risk, Liberty Street, New York, NY Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Director, Credit Risk leads the design, implementation, and oversight of risk strategies and governance frameworks for Santander’s consumer lending portfolios. This role is accountable for ensuring credit policy, model governance, and decisioning strategies are effectively aligned with risk appetite and business objectives. The Director partners with teams across Credit Risk, Data Science, Product, and Technology to ensure analytical insights translate into sound portfolio management, profitability, and regulatory compliance. General Responsibilities • Provide strategic leadership in the design and execution of credit risk management frameworks, policies, and decision strategies., • Lead portfolio performance assessment and ensure alignment with risk appetite and business strategy., • Oversee risk analytics, model performance monitoring, and governance of key risk indicators., • Direct the development and enhancement of credit decision engines and automation capabilities in partnership with technology teams., • Engage with executive stakeholders to communicate portfolio trends, risk exposures, and mitigation actions., • Partner with compliance and audit functions to ensure adherence to regulatory standards and internal controls. Implementation Oversight & Governance • The Director oversees the translation of business and risk strategies into operational decision systems and ensures governance of all implementation activities across the credit risk function. This includes leading teams that manage the deployment, testing, and validation of decision engine logic, ensuring the precision, integrity, and compliance of automated decision processes. Strategy Implementation • Oversee the design and translation of business and credit strategies into decision engine configurations and rules logic., • Ensure strategic intent is accurately represented in decision platforms through strong collaboration with Credit Policy, Model Development, Analytics, and Technology teams., • Direct governance reviews of proposed strategy changes to ensure consistency, control, and alignment with Santander’s risk appetite. Testing & Validation • Establish frameworks for testing and validating decision logic, models, and strategy deployments., • Oversee quality assurance processes to verify that system outputs align with approved credit policies and risk frameworks., • Drive post-implementation reviews and ensure corrective actions are identified and executed in a timely manner. Performance Monitoring • Lead ongoing monitoring of decision engine performance, including automation rates, approval trends, and error detection., • Partner with analytics and reporting teams to assess the business impact of strategy adjustments and model-driven decisions., • Use insights from performance tracking to inform continuous improvement and portfolio optimization initiatives. Cross-Functional Collaboration • Coordinate across Risk, Technology, Operations, and Product teams to ensure cohesive delivery of credit risk strategies and system updates., • Lead discussions on platform enhancements and new capabilities to support evolving risk and business needs., • Represent Credit Risk in governance forums, audits, and model validation reviews, ensuring transparent documentation and communication of implementation decisions. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Bachelor's Degree in Business, Finance, Computer Science, Engineering, or related field. - Required., • Master's Degree in Business, Finance, Computer Science, Engineering, or related field. - Preferred., • 12+ Years Risk Management, Credit Risk or Internal Audit experience. - Required., • 12+ Years Financial Industry experience. - Required., • 12+ Years Consulting - Preferred., • 3+ Years Experience in software testing or quality assurance roles. Required, • Experience with decision engines such as FICO , Experian PowerCurve, or Provenir., • Advanced understanding of consumer credit risk, models, lending policies, and/or financial products., • Extensive experience working in a financial institution or fintech environment., • Strong analytical and problem-solving skills with attention to detail., • Strong Proficiency in Excel; familiarity with SQL, Python, or other analytics tools is a plus., • Ability to independently operate in a complex, matrixed environment; adept at delivering and maintaining productive working relationships across business, functions, geographies and lines of defense., • Strong risk management principles, methodologies and tools, governance principles and activity preferably in a financial services technology environment., • Ability to direct, train and guide peers, subordinates and management., • Ability to strategically generate well supported conclusions based on trend analysis, credit risk due diligence performed, understanding of the Banks risk appetite and assessment of managements capabilities., • Ability to effectively interact and communicate with senior management across the enterprise., • Excellent written and verbal communication skills. Preferred Skills: • Exposure to agile delivery environments and product/strategy deployment cycles., • Understanding of model-driven decisioning and A/B testing frameworks. Certifications: • No Certifications listed for this job. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $135,000.00 USD Maximum: $240,000.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, New York Other Locations: New York-New York Organization: Santander Bank N.A.

Investment Data Analyst Investment Data Strategy & Governance Team Full-Time Boston, MA, New York, NY or Springfield, MA The Opportunity We are seeking a highly motivated and experienced Investment Data Product Analyst who will be responsible for creating and maintaining end to end business lineage of our critical data (sub-domain and elements) and contribute to business data modelling while working with data stewards to drive catalog completeness and review. The data analyst will also be responsible for tracking and creating reports of key metrics for data governance. This role reports to the Head of Investment Data Strategy and Governance. The ideal candidate will have a good understanding of investment data requirements and understand the language of investment data. The candidate also should be comfortable working with data tools such as SQL and Python and be able to understand logic embedded in ETL tools such as Informatica and stored procedures. Experience working in businesses with a varied mix of investment types (public, private and structured) will be a major plus. The Team You will be a key member of the Investment Data Strategy and Governance team within Investment Management. We ensure that our strategy for sourcing, aggregating, distributing, and governing Investment data adequately meets the broad requirements of the business community and we are accountable for defining, communicating, and driving forward the data strategy for the investment ecosystem. We partner with teams across Investment Management, Enterprise Risk Management, Corporate Finance, Enterprise Technology, Corporate PMO, MassMutual affiliates and external third parties. The Impact The Investment Data Analyst will have an impact in the following areas: Data Governance * Ensure that we have complete end to end lineage for critical data elements and sub domains. * Work with data owners and stewards to ensure that our list of critical data meets the needs of the business and lineage is created and validated for newly defined critical data elements. * Collaborate with stewards (people identified throughout our portfolio management teams, investment operations and accounting teams) to ensure that our data catalog is complete and accurate with data descriptions, usage rules and accuracy rules defined. * Data governance is a key function in a business that evolves constantly and holds information on complex investments. Your contribution in this area will ensure that our data is trusted, observable and usable by our partners and consumers. Data Strategy * Contribute to the business data model for the investment domains and sub domains based on the requirements of the businesses that we support. * You will contribute to the business data requirements and principles, and partner with Corporate Technology to deliver a next generation data platform for the business. * You will liaise with Data Owners identified within the business to stay up to date with their requirements and ensure that these are reflected withing the business data model. * You will be able to contribute to the future and evolving data needs of a dynamic business, bringing best practice experience and knowledge to bear. Communication * Manage interactions between operational and technology teams, communicating business needs into technical requirements with tech/data based on business needs. Metrics * Establish KPIs and track data governance adoption using tools and reports. * Track issues raised and their time to resolution. Min Qualifications * Bachelor’s degree in finance, economics, Data Science or related degree * 5+ years as an Investment Data Product Analyst or similar role * 3+ years of experience in financial services, insurance, or related industry. * 3+ years of experience in understanding of Investment Data needs across a wide variety of instruments including public and private assets, bank loans etc. * 3+ years of proficiency in SQL and data manipulation tools (e.g., Python, R). Ideal Qualifications * Experience with data governance tools such as Collibra, Alation and Data360 * Data Modelling, Data Governance or Data Science training and certification * Experience with Eagle STAR, Eagle Pace and Eagle DataMart will be a plus * Strong understanding of financial instruments, investment management workflows, and data governance principles * Excellent communication and interpersonal skills, highly collaborative * Ability to manage multiple projects and prioritize tasks effectively. * Experience in project planning * Strong analytical and problem-solving skills * Knowledge of data modelling concepts * Experience with data quality tools, data lineage tracking, and metadata management. What to Expect as Part of MassMutual and the Team * Regular meetings with the Investments Data Strategy and Governance team * Focused one-on-one meetings with your manager * Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, veteran and disability-focused Business Resource Groups * Access to learning content on Degreed and other informational platforms * Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits Must be authorized to work in the United States without requiring sponsorship now or in the future; no immigration sponsorship for this position. #LI-FT1 #IMOPS MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Head of Wealth Business Strategic Finance Full-Time New York, NY, Boston, MA or Springfield, MA The Opportunity Highly seasoned finance professional with specialized skills/knowledge, which is recognized across the organization for their expertise. Demonstrated potential to take on expanded responsibilities. Influences and makes decisions with significant impact on the organization and/or company. Influences the development of functional strategy. Establish medium to long term work plans for the function and contributes to the development of financial and resource planning needed to achieve department business objectives. Has an established track record of success for driving and accomplishing critical business objectives. Manage available resources at the single or multi-departmental level. Manage, coach and develop one or more direct reports. The Head of Wealth Management Strategic Finance will work with business partners in Wealth/ MMLIS, MMFA and Corporate Finance to provide high quality information and analysis to facilitate assessment and reporting of business performance, proactive identification of value creation strategies and clear tools and analytics to support decision-making. The role reports to the Head of BP&AD (Brand, Product and Affiliated Distribution) Strategic Finance within CFO, and will be working directly with the Head of Wealth Management and their team on a regular basis. You’ll have an opportunity to contribute to helping our businesses grow and become more profitable. You will be an integral part of the Wealth Growth Strategy with meaningful expansion by 2030. You will develop and maintain strong knowledge of products, markets, competitors and key industry metrics. You will utilize your understanding of the business’ challenges and priorities to help drive decision-making. You will partner across Finance to understand the financials, leveraging data platforms to identify key information that will help to tell the story. You will provide support to CFO customers on performance, opportunities for cost efficiencies, benchmarking comparisons, sales, profitability results and considerations for decision-making. You will contribute to engagement for change, innovation and value creation. The Team In this role, you will join our BP&AD Strategic Finance team primarily supporting Wealth Management solutions business. In addition, you will oversee a direct report who directly owns Flourish, MM Funds and who will support the broader wealth business under your leadership. The Strategic Finance team is a collaborative team whose members demonstrate accountability, agility, a dedication to be inclusive, strong business acumen, and show courage, even in the most difficult situations. Highly effective communication and influencing skills are key to successful relationship-building and the ability to articulate the reasoning and bases for recommendations and conclusions are imperative. Our team demonstrates an inquisitive approach, asking probing questions to identify issues with specificity. The Impact: Your work will impact strategic decisions made by your business partners, enabling better strategic decisions utilizing the financial data and tools. You will accomplish that through the responsibilities listed below: Monitor and Communicate Business Drivers and Results • Identify and monitor key performance drivers and risks with timely communications of trends and observations. This supports decision making, internal management reporting and external reporting., • Analyze sales, expenses, cash flows, AUM, unit costs and other financial business drivers, used by business partners and the CFO organization., • Influence, lead and educate on financial-related elements of the strategic and tactical success of the businesses Model and Analyze: • Prepare high quality analysis to influence key financial decisions, including developing and employing analytical models. This analysis is also used both with the business and within CFO for management reporting and external reporting., • Contribute to the development of driver-based forecasts, reviewing P&L assumption elements for reasonableness and assessing overall reasonableness of earnings forecasts. Ensure that key forecast business driver assumptions are developed in collaboration with business partners Drive and Support Strategic Initiatives: • Serve as a strategic consultant to the business, with the ability to work alongside seasoned business leaders while generating proactive recommendations for earnings optimization., • Actively participate in driving business financial projects/initiatives. Be a respected thought partner in the development and execution of strategies and initiatives to achieve the enterprise’s strategic aspirations and goals, including active, ongoing involvement in pursuing the Strategic Planning and Delivery revenue enhancement and efficiency goals., • Review forecast and initiative assumptions and contribute to cost-benefit analyses to support decision making, including prioritization, in order to pursue the most beneficial initiatives and maximize benefits., • Inspire, lead and execute on CFO transformation initiatives, including data driven financial analysis, automated reporting, advanced analytics, data governance, and talent strategy. Collaborate, Communicate and Influence: • Develop and maintain strong working relationships and collaborate with business partners and CFO co-workers to, among other outcomes, continuously improve CFO processes., • Use business acumen and communication skills to draft and contribute to commentary which enables readers to quickly understand why and how business drivers impact financial results. Communicate complex information and analysis in clear, understandable terms with appropriate context, focused on actionable content., • Address and drive solutions for financial-related issues and opportunities, including influencing cross-functional actions and collaboration. The Minimum Qualifications • 10+ years experience in finance or actuarial, ideally with life insurance, annuity products or wealth management experience, • Experience using data and information to analyze and communicate (in writing, orally and visually) the implications of business unit activity, leveraging business intelligence applications (Alation, Microstrategy, SQL queries etc.), • Intellectual curiosity to continue learning and adding breadth and depth to understanding. Ability to partner with and influence business leaders and peers in using financial information and tools to identify options and make decisions, • Excellent communication skills, including the ability to convey complex information in readily understandable terms, • Exceptional relationship building and influencing skills, • Experience with financial forecasting and quarter closes The Ideal Qualifications • FSA, CFA, CPA or MBA designation a plus, • Knowledge of U.S. GAAP and statutory financial reporting requirements is a plus, • Ability to work well under pressure and manage multiple deliverables, • Ability to lead and manage one or more direct reports What to Expect as Part of MassMutual and the Team • Regular meetings with the teams, • Focused one-on-one meetings with your manager, • Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran, and disability-focused Business Resource Groups, • Access to learning content on Degreed and other informational platforms, • Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits #LI-LC1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Position Summary: MassMutual’s Data Science team is seeking an exceptional, highly motivated and self-directed AI Engineer. In this role, you will perform data-driven research, problem solving, and algorithm development through the systematic application of mathematics, statistics and computer science as well as cutting edge AI methods and technologies. Results of this work manifest themselves in a variety of ways, including interactive visualizations, presentations, publications, web applications, predictive algorithms, APIs and other at scale AI applications. This is an opportunity to join a cross-functional team with diverse backgrounds in applied math, statistics, computer science and physics that have been tasked with developing, maintaining and extracting knowledge and insights from a strategic data asset. Our work revolves around studying fundamental and high impact business questions that directly impact the direction of the company and industry at large. Overall Responsibility: * Lead ML/AI solutions leveraging mathematics, statistics, LLM and other quantitative tools from initial conception to implementation. * Deploy Generative AI/LLM models at scale to achieve business objectives * Evaluate, implement and advise on best practices in AI development * Influence team strategies through innovation and research. * Collaborate with data and software engineers to enable deployment of AI solutions at a large scale. * Develop efficient and scalable Python/R/SQL code and backend API Create prototype AI systems, visualizations, and web applications * Partner with senior leadership to ensure alignment of data science initiatives and company strategy * Lead projects and research initiatives * Disseminate findings to non-technical audiences through a variety of media, including interactive visualizations, reports and presentations * Mentor junior team members Candidate Requirements: * Industry recognized expertise * 7+ years working with data and relevant computational frameworks and systems * 7+ years applying math, stats, probabilistic models and machine learning algorithms to solve complex problems * Proficient in efficient Python coding (OOP, pandas, scikit-learn, pyspark, etc.), and R is a plus * Exceptional problem-solving skills and willingness to learn new concepts, methods, and technologies * Knowledge of prototyping web application and able to work closely with software engineers * Experience in database design and SQL * Familiar with the following areas: machine learning, probability and statistics, natural language processing, operation research, deep learning, GenAI/large language models, and AI agents * Experience with AI solution development and deployment using various framework and platforms. * Ability to work in a highly collaborative environment * Outstanding communication skills * Experience in Investments and/or Wealth Management is preferred Education - M.S. or Ph.D. in a quantitative discipline (Computer Science, Statistics, Applied Mathematics, Electrical Engineering, Physics, etc.) is required #LI-MC1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Model Validator Model Validations Team, Insurance, Product & Model Risk Full Time Springfield, MA, Boston, MA or New York, NY The Opportunity As a member of the Enterprise Risk Management (ERM) organization at MassMutual, you will partner with various business areas to conduct independent model validations for a wide variety of models, integral to critical business decision making, product pricing, financial reporting, risk mitigation activities and business processes. The Team The Model Validations team is comprised of seasoned professionals with expertise in actuarial, financial, risk, investment and capital markets models, who are also building knowledge in emerging areas of importance, such as data science, machine learning and artificial intelligence. The team conducts independent validations on a wide variety of models to ensure the company’s models are conceptually sound and performing as expected. The Impact You will utilize your actuarial, investment, and capital risk modeling expertise to conduct best-practice model validation activities, helping protect the company’s reputation and financial stability through robust management of risks associated with the use of these models. If you are someone that has a passion for complexity, continuous improvement, learning and curiosity about different points of view, this may be the right role for you. Specific expectations from this role: * Build relationships, influence, collaborate and learn various aspects of our business from many modelers, data-scientists, actuaries and business leaders at MassMutual. * As a risk advisor, participate in the design, development and implementation of new models * Conduct model validations in accordance with corporate model governance policy requirements and timelines, leveraging deep modeling, asset pricing, actuarial and regulatory expertise. * Assess model design, theoretical construction, methodology, applicability, and resilience within evolving economic and risk environments, in accordance with corporate, actuarial and/or regulatory standards. * Validate accuracy of model calculations, algorithms, and any embedded automation / programming code base. * Design and implement tests to ensure model performance and model output are as expected. * Prepare and distribute model validation documentation, which meets model governance requirements. * Test remediation of validation findings. * Continuously research and provide guidance on the use of new and innovative analytical techniques. The Minimum Qualifications * Bachelor’s degree in Actuarial Science, Finance, Econometrics, Statistics, Mathematics, Physics, or another quantitative discipline * 5+ years of direct experience in one of the following: * Capital markets and/ or investment risk * Quantitative asset pricing models * Liability hedging strategies * Statistical methods of analysis * 3+ Microsoft Excel, Access, and VBA * 3+ experience with Python The Ideal Qualifications * Possess one or more of the following designations * Associate of Society of Actuaries (ASA) * Fellow of Society of Actuaries (FSA) * Charter Financial Analyst (CFA) * Certificate in Quantitative Finance (CQF) * Financial Risk Manager (FRM) * 7+ years of direct experience in one of the following: * Capital markets and investment risk * Quantitative asset pricing models * Insurance liability hedging strategies * Statistical methods of analysis * ALM and annuity product pricing experience * Knowledge of commercial software, including Prophet, GGY AXIS and Moody's asset models * Strong statistical, risk, analytical, modeling, and problem-solving skills * Ability to see the big picture with meticulous attention to detail * Strong communication and collaboration skills, both written and verbal * Demonstrated accountability and ownership of self-development * Ability to build and maintain strong working relationships within and across teams, while challenging in a constructive manner * Strong execution and time management skills What to Expect as Part of MassMutual and the Team * Regular meetings with the Model Validations Team * Focused one-on-one meetings with your manager * Access to mentorship opportunities * Networking opportunities including the Actuarial Gathering, access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability-focused Business Resource Groups * Access to learning content on Degreed and other informational platforms * Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits #LI-ST1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Sr. Associate, Pricing, Boston, MA Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Consumer and Small Business Deposit Pricing Team provides analysis and strategy around deposit pricing using a combination of internal analytics and competitive intelligence to focus on driving growth and profitability. The Pricing Associate will contribute to the team by analyzing portfolio and industry trends, creating and maintaining reporting, implementing pricing strategies and changes, and partnering with key teams like Finance, Product, Data Science, and Operations to manage support growth, profitability, and risk objectives. • Provide detailed quantitative analyses of portfolio, industry, and economic trends to identify opportunities to improve growth or profitability and mitigate risk., • Develop and maintain internal reporting to assist in management control activities., • Prepare and present materials for pricing committee and other executive forums., • Execute and analyze impact of pricing changes, strategies, and tactics, • Manage aspects of rate change opportunity vetting and forecasting, including but not limited to business case and stakeholder impact assessment development from proposed new fees/services and/or rate modifications., • Contribute to the implementation and monitoring of pricing methods, policies, processes, procedures, or techniques, • Work within cross-functional team and product/service owners to develop pricing for new products and services. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Bachelor's Degree or equivalent work experience: Business, Finance or equivalent field. - Required., • 9+ Years experience with financial pricing, financial modeling, and/or marketing analytics; Ideal candidates will have both strategic and tactical abilities and strong knowledge of banking product financials; experience with deposit industry data a plus - Required., • Overall proficiency with MS Office (Outlook, Word, PowerPoint); Advanced Excel skills, • Experience utilizing advanced analytics to drive decision-making. Experience with SAS, SQL, Tableau or Python preferred, • Excellent written and verbal communication skills, • Strong communication and analytical skills, including strong ability to identify and solve ambiguous problems, • Detail oriented, self-starter, takes initiative, independent worker, surfaces and escalates issues or concerns effectively, • Ability to form strong partnerships with key stakeholders and work with them on initiatives; hold accountable when needed, • Stays current with industry and regulatory trends and emerging risk issue; maintains good understanding of current market and competitive landscape Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $90,000.00 USD Maximum: $155,000.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston,Texas-Dallas,New York-New York,Florida-Coconut Grove Organization: Santander Bank N.A.

Cybersecurity Governance & Communications Specialist Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: We are seeking a Cyber Governance Senior Associate to join our team. This role plays a critical part in shaping and delivering governance materials that effectively communicate cyber risk and strategy across diverse audiences, including Technology teams, Business units, Executive management, and the Board of Directors. The ideal candidate brings a unique blend of cybersecurity knowledge, marketing and communications expertise, and exceptional critical thinking and storytelling skills. * Cyber Governance Communications * Develop, design, and deliver high-impact governance materials and visuals tailored to multiple stakeholders (presentations, reports, dashboards, narratives). * Translate complex cyber risk topics into clear, compelling, and actionable insights for both technical and non-technical audiences. * Partner with Technology, Risk, and Business leaders to ensure consistent messaging on cyber strategy, risks, and controls. * Executive & Board Reporting * Prepare and oversee cyber risk and governance updates for executive management and the Board of Directors. * Craft narratives that connect cyber metrics and activities to broader business objectives and risk management priorities. * Metrics & Monitoring Program Oversight * Lead the development, tracking, and reporting of key cyber risk, objective results, and performance metrics. * Continuously monitor effectiveness of controls and escalate issues where required. * Identify opportunities to enhance data quality, reporting tools, and visualization methods to improve decision-making. * Partner with Technology stakeholders and craft messages for senior leadership with clear remediation steps and maturity roadmaps as needed. * Cross-Functional Engagement * Collaborate with Cybersecurity, Risk, Technology, and Business stakeholders to align governance reporting with organizational priorities. * Act as a trusted advisor on cyber communications strategy, ensuring clarity, consistency, and impact. * Assist the GRC team Uplift all aspects of its Data Governance & Executive reporting program. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Marketing, Cybersecurity, Risk Management, or related field.- Required 5+ years of professional experience, ideally combining marketing and or communications expertise with cybersecurity/risk governance exposure. * Strong storytelling and presentation skills, with the ability to tailor messaging to varied audiences. * Exceptional critical thinking, analytical, and problem-solving abilities. * Demonstrated ability to distill technical and risk-related information into executive-ready materials. * Experience in metrics design, data monitoring, and governance reporting. * Proficiency with presentation tools (PowerPoint, Keynote, etc.) and data visualization platforms (Tableau, Power BI, or similar). * Strong collaboration and stakeholder management skills. Certifications: * PMP Project Management Professional - Preferred. * Vendor security certifications - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $101,250.00 USD Maximum: $175,000.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: Miami, FL, Miami Other Locations: Florida-Miami,Texas-Dallas,New York-New York,Massachusetts-Boston Organization: Santander Consumer USA Inc.

Investment Accounting Tax Manager - Special Projects & Strategic Initiatives Investment Taxes, Corporate Tax Department Full-Time New York NY, Boston MA, or Springfield MA This is an individual contributor role. The Opportunity As an Investment Accounting Tax Manager in the Investment Tax group, you will work in a dynamic and collaborative environment, primarily supporting securities tax operations, including system and process efficiency and enhancements, and you will support projects and strategic initiatives for other investment types, such as partnerships, real estate, and derivatives. The ideal candidate will have a convergent skillset of technical tax, accounting, and system proficiency, experience navigating large data sets, excellent communication skills, and the ability to partner effectively with tax colleagues, finance organization teams, and across the broader investment ecosystem. This position, in collaboration with cross-functional teams, will be responsible for analyzing securities transactions and processes to ensure accurate tax outcomes are achieved and a reliable control environment is maintained. Further, this position will participate in investment initiatives or project tracks to develop, enhance, and automate tax processes, and onboard significant transactions, new mandates, and tax legislation involving investments. The Team As an Investment Accounting Tax Manager, you will be a member of the Investment Tax team within the Corporate Tax Department, part of MassMutual’s Controllers Organization. The Corporate Tax Department is comprised of high-performing, collaborative, and agile tax professionals who are motivated by challenging work that delivers sustained value and a culture of accountability. Team members are focused on continuous improvement and transforming the department through innovative solutions that align with the finance organization’s strategic goals and initiatives. The Impact The Investment Accounting Tax Manager will help develop and execute Investment Tax goals and initiatives. Your responsibilities will include: • Monitor and track tax data quality and performance of securities tax results tracked in the Eagle processing system and compare to general ledger results., • Participate in daily, cross-functional Eagle operational governance meetings and other discussions that analyze and track system issues and changes in securities across the investment data ecosystem., • Participate in testing of Eagle software upgrades to ensure changes are applied accurately and existing software continues to operate as intended., • Ensure accurate tax basis is maintained for investments tracked in Eagle and accurate rules are applied as intended to exception situations., • Understand and analyze differences between the tax basis and Statutory or GAAP basis of accounting for various investment types., • Assist in reviewing new investment transactions for securities, partnerships, LLCs, and derivatives to determine correct tax treatment and how to efficiently operationalize., • Assist in executing various tax internal controls for investments., • Reconcile deferred tax balances for securities investments, collaborating with the securities tax operations team., • Assist in preparing wash sales analysis., • Assist in maintaining tax planning strategies involving investments., • Assist in analyzing exchange transactions to determine if taxable or non-taxable., • Assist in analyzing tax cash flows on structured securities to achieve correct processing of tax amortization in Eagle., • Stay current with tax law changes in general and impacting investments., • Proactively identify and implement process improvements, increase automation, and enhance digital analytics using existing and emerging technology solutions. The Minimum Qualifications • Undergraduate degree in Accounting/Finance or related field, • 6+ years of tax experience, preferably in public accounting or financial service environments. The Ideal Qualifications • Master’ degree in Taxation and/or CPA a plus., • 8+ years of tax experience, preferably in public accounting or large financial services environments., • Experienced tax and accounting technical knowledge, including tax code and regulations and GAAP accounting under ASC 740. Experience with Statutory Accounting Principles a plus., • Education and/or experience utilizing business intelligence applications, such as Alteryx, highly desirable., • Comfortable working with investment systems platforms, a data-intensive environment, and data interfaces between ERP and tax systems., • Understanding of tax treatments of various securities transaction types., • Experience with tax transactions, accounting and reporting for investment types other than securities, including partnerships, LLCs, real estate debt and equity, derivatives., • Proficient Excel skills and workpaper organizational ability, integrating systems and analytical results., • Excellent written and verbal communication skills., • General knowledge of corporate taxation to understand how investments fit into larger tax compliance, reporting and audit frameworks., • Some experience with U.S. tax aspects of non-U.S. transactions, issues, and reporting (e.g. PFICs, CFCs, foreign partnerships, foreign disregarded entities, withholding taxes)., • Experience with large, multidisciplinary projects that impact tax (e.g., ERP implementations, tax co-sourcing engagements, finance transformations)., • Conversant in Financial and Accounting Systems, such as SAP., • Ability to identify issues and recommend effective solutions., • Extremely organized, detail-oriented, and demonstrated ability to effectively prioritize and multi-task in a continually evolving environment., • Ability to utilize project management tools and best practices to organize and prioritize tasks., • Proven ability to collaborate cross-functionally and influence outcomes., • Exhibits intellectual curiosity to seek and broaden knowledge and understanding beyond the core responsibilities of the position. What to Expect as Part of MassMutual and the Team • An innovative, growth-oriented environment with a steady stream of interesting and challenging responsibilities., • Continual learning opportunities for the self-motivated contributor, supported by learning and development materials and opportunities., • Regular meetings with the Investment Tax team and cross-functional workgroups., • Focused one-on-one meetings with your manager., • Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, Veteran and disability-focused Business Resource Groups., • Access to learning content on Degreed and other informational platforms, • Your ethics and integrity will be valued by a company with a strong and stable ethical business with comprehensive benefits and performance-based pay., • Flexible work location policy, subject to manager approval and aligned to work requirements. #LI-CR37 #LI-MM1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Associate, Market Risk Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Associate, Market Risk monitors the liquidity risk metrics operates within Liquidity Policy guidelines and limits. This position will develop and implement all Regulatory and Corporate Liquidity Policy standards for market risk activities, lead discussions with management, and compare the Company risk profile against industry information. • Observes, analyzes and implements US regulation and Liquidity Policy Guidelines., • Documents effectively Liquidity assumptions, developing procedures related with daily and monthly liquidity process., • Identifies and contributes to resolution of emerging risk issues related to Liquidity Risk processes and exposure, anticipating and acting proactively on minimizing risk., • Ensures the commitment of the liquidity risk policy guidelines and the contingency plans, monitoring early warning indicators and warning about liquidity events,, • Assists with the validation, reconciliation and analysis of data, ensuring its accuracy, validating and implementing liquidity risk measurement methods., • Compares the Company risk profile against industry information. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Business, Finance, Management, or equivalent field. - Required. 5+ Years Risk Management/Controls - Required. • Advanced understanding of key inherent risk and market risk management control practices to perform periodic analysis with critical reasoning for high management reporting., • Strong market risk management principles, methodologies and tools, governance principles and activity preferably in a financial services technology environment., • Knowledge of workflow/processes and risks/controls, including: origination, underwriting, servicing, and collections/workout., • Ability to independently operate in a complex, matrixed environment; adept at delivering and maintaining productive working relationships across business, functions, geographies and lines of defense., • Ability to handle conflict resolution with other groups to ensure appropriate accounting guidance is followed., • Ability to adjust to new developments/changing circumstances., • Ability to convey a sense of urgency and drive issues/projects to closure., • Ability to effectively interact with the market, executive management and vendors., • Ability to adapt and adjust to multiple demands and competing priorities., • Excellent written and oral communication skills., • Strong analytical, organizational and project management skills. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $90,000.00 USD Maximum: $155,000.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

The Opportunity As a Deal Analyst, you will work directly with the Head of MMLIS Advisor Loans and Transitions to develop practice assessment capabilities for both EXP GDC Wealth Recruits and Practice Acquisition candidates. This will include detailed financial assessments, loan structures and break evens, sensitivity analysis and coordination of these efforts across the necessary home office partners. The Team At MM Wealth Management, we understand that the financial landscape is constantly evolving. As a member of the Wealth Management organization, you will join a team of passionate experts across multiple disciplines including Product, Financial Planning, Practice Management, Lending & Banking, Trust, Investments and Operations. Whether it’s advice on investment strategies, retirement planning, estate planning, lending and banking, or trust services, our goal is to provide innovative and effective solutions that positively impact advisors and clients. We are committed to transforming the way our clients manage their wealth and plan for the future. MMLIS Advisor Loans & Transitions is a newly formed team within the Wealth Management Business Development and Financial Planning organization of MassMutual. The team consists of Business Transition Consultants, Deal Analysts, and Wealth Management Transition Support. This is a dynamic and innovative team with significant experience in the Wealth Management space that focuses on driving inorganic practice and field growth through competitive recruiting and acquisitions, driving net flows for Wealth Management. In addition to your immediate team, you will work closely with many organizations across MassMutual, including Recruiting, Operations, and our product areas. The Impact: Align with the Head of MMLIS Advisor Loans & Transitions on: * Responsible for analysis, reporting and problem solving as it relates to all advisor loan programs administered through MMLIS. * Produces detailed reports and report summaries through the recruit deal generation process to allow for informed decision making on each candidate. With general guidance responsible for the collection, organization, analysis, and dissemination of significant amounts of information with attention to detail and accuracy. * Interpret loan profitability requirements into meaningful insights to allow for rapid decision making. * Identification/development of key performance indicators applicable to analysis. * Profile, categorize, and analyze quality of data. Derive meaningful insights through visualizations for the governance team. * Develop presentation materials, and meeting collateral for Advisor Loan programs. * Consult while providing directional guidance to data users. * Perform reporting and system testing related to system enhancements in scheduled timeframes. The Minimum Qualifications * 3+ years of professional experience in wealth management, financial planning, private banking, or investments * 3+ years of experience in client-facing analytics, strategy consulting, or financial analysis * 3+ years experience working with Microsoft Excel * 1+ years of experience working with field partners (career agents, financial advisors, RIAs, BDs, or general agencies) * Bachelor's degree * Due to the nature of this position, as a part of our background check process, candidates must be able to pass a non-registered fingerprint background check to qualify as a fingerprinted person under FINRA The Ideal Qualifications * Experience working with clients, advising on marketing/business performance, and influencing decisions with insights and measurement. * Ability to analyze datasets, identify actionable insights, and communicate findings via presentations and/or dashboards. * Ability to present simple and compelling stories to audiences of all levels. * Excellent written and verbal communication skills * Tableau and/or SAS software experience * Excel VBA experience What to Expect as Part of MassMutual and the Team * Regular meetings with the Head of MMLIS Advisor Loan Programs * Focused one-on-one meetings with your manager * Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran, and disability-focused Business Resource Groups * Access to learning content on Degreed and other informational platforms. * Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits. #LI-JLH3 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Investment Tax Manager - Special Projects & Strategic Initiatives Investment Taxes, Corporate Tax Department Full-Time Boston MA, New York NY, or Springfield MA This is an individual contributor role. The Opportunity As an Investment Tax Manager in the Investment Tax group, you will work in a dynamic and collaborative environment, primarily supporting securities tax operations, including system and process efficiency and enhancements, and you will support projects and strategic initiatives for other investment types, such as partnerships, real estate, and derivatives. The ideal candidate will have a convergent skillset of technical tax, accounting, and system proficiency, experience navigating large data sets, excellent communication skills, and the ability to partner effectively with tax colleagues, finance organization teams, and across the broader investment ecosystem. This position, in collaboration with cross-functional teams, will be responsible for analyzing securities transactions and processes to ensure accurate tax outcomes are achieved and a reliable control environment is maintained. Further, this position will participate in investment initiatives or project tracks to develop, enhance, and automate tax processes, and onboard significant transactions, new mandates, and tax legislation involving investments. The Team As an Investment Tax Manager, you will be a member of the Investment Tax team within the Corporate Tax Department, part of MassMutual’s Controllers Organization. The Corporate Tax Department is comprised of high-performing, collaborative, and agile tax professionals who are motivated by challenging work that delivers sustained value and a culture of accountability. Team members are focused on continuous improvement and transforming the department through innovative solutions that align with the finance organization’s strategic goals and initiatives. The Impact The Investment Tax Manager will help develop and execute Investment Tax goals and initiatives. Your responsibilities will include: • Monitor and track tax data quality and performance of securities tax results tracked in the Eagle processing system and compare to general ledger results., • Participate in daily, cross-functional Eagle operational governance meetings and other discussions that analyze and track system issues and changes in securities across the investment data ecosystem., • Participate in testing of Eagle software upgrades to ensure changes are applied accurately and existing software continues to operate as intended., • Ensure accurate tax basis is maintained for investments tracked in Eagle and accurate rules are applied as intended to exception situations., • Understand and analyze differences between the tax basis and Statutory or GAAP basis of accounting for various investment types., • Assist in reviewing new investment transactions for securities, partnerships, LLCs, and derivatives to determine correct tax treatment and how to efficiently operationalize., • Assist in executing various tax internal controls for investments., • Reconcile deferred tax balances for securities investments, collaborating with the securities tax operations team., • Assist in preparing wash sales analysis., • Assist in maintaining tax planning strategies involving investments., • Assist in analyzing exchange transactions to determine if taxable or non-taxable., • Assist in analyzing tax cash flows on structured securities to achieve correct processing of tax amortization in Eagle., • Stay current with tax law changes in general and impacting investments., • Proactively identify and implement process improvements, increase automation, and enhance digital analytics using existing and emerging technology solutions. The Minimum Qualifications • Undergraduate degree in Accounting/Finance or related field, • 6+ years of tax experience, preferably in public accounting or financial service environments. The Ideal Qualifications • Master’ degree in Taxation and/or CPA a plus., • 8+ years of tax experience, preferably in public accounting or large financial services environments., • Experienced tax and accounting technical knowledge, including tax code and regulations and GAAP accounting under ASC 740. Experience with Statutory Accounting Principles a plus., • Education and/or experience utilizing business intelligence applications, such as Alteryx, highly desirable., • Comfortable working with investment systems platforms, a data-intensive environment, and data interfaces between ERP and tax systems., • Understanding of tax treatments of various securities transaction types., • Experience with tax transactions, accounting and reporting for investment types other than securities, including partnerships, LLCs, real estate debt and equity, derivatives., • Proficient Excel skills and workpaper organizational ability, integrating systems and analytical results., • Excellent written and verbal communication skills., • General knowledge of corporate taxation to understand how investments fit into larger tax compliance, reporting and audit frameworks., • Some experience with U.S. tax aspects of non-U.S. transactions, issues, and reporting (e.g. PFICs, CFCs, foreign partnerships, foreign disregarded entities, withholding taxes)., • Experience with large, multidisciplinary projects that impact tax (e.g., ERP implementations, tax co-sourcing engagements, finance transformations)., • Conversant in Financial and Accounting Systems, such as SAP., • Ability to identify issues and recommend effective solutions., • Extremely organized, detail-oriented, and demonstrated ability to effectively prioritize and multi-task in a continually evolving environment., • Ability to utilize project management tools and best practices to organize and prioritize tasks., • Proven ability to collaborate cross-functionally and influence outcomes., • Exhibits intellectual curiosity to seek and broaden knowledge and understanding beyond the core responsibilities of the position. What to Expect as Part of MassMutual and the Team • An innovative, growth-oriented environment with a steady stream of interesting and challenging responsibilities., • Continual learning opportunities for the self-motivated contributor, supported by learning and development materials and opportunities., • Regular meetings with the Investment Tax team and cross-functional workgroups., • Focused one-on-one meetings with your manager., • Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, Veteran and disability-focused Business Resource Groups., • Access to learning content on Degreed and other informational platforms, • Your ethics and integrity will be valued by a company with a strong and stable ethical business with comprehensive benefits and performance-based pay., • Flexible work location policy, subject to manager approval and aligned to work requirements. #LI-CR37 #LI-MM1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

The Opportunity Join our dynamic team as a Data Software Engineer – Corporate Technology Data Engineering & Analytics, where you'll play a pivotal role in leading the design, development, and administration of complex AWS environments and contribute to enterprise-wide data initiatives. The ideal candidate will bring experience working with global delivery teams, demonstrate thought leadership in data architecture, and actively mentor junior engineers to build internal capability. The Team You’ll be an integral part of our esteemed Corporate Technology Team, focused on Data Engineering & Analytics. Our team operates on a global scale, driving innovation and excellence across diverse areas of expertise. As a Senior Business Systems Analyst, you'll play a pivotal role in high impact Corporate Technology Finance Initiatives, ensuring alignment with organizational objectives and driving impactful outcomes. This is an opportunity to collaborate closely with our Corp Technology leadership team as well as our CFO customers. Our team thrives on collaboration, innovation, and a shared commitment to excellence. Together, we're shaping the future of technology within our organization and making a lasting impact on a global scale. Join us and be part of a dynamic team where your contributions will be valued and your potential unleashed. The Impact: • Lead the design, development, and deployment of end-to-end data engineering solutions on AWS, ensuring scalability, performance, and security., • Administer and manage a broad range of AWS services such as EC2, S3, Glue, Lambda, IAM, and more in a production environment., • Develop and maintain infrastructure as code using tools like AWS CloudFormation or Terraform., • Design and orchestrate complex data pipelines using Apache Airflow or AWS Step Functions to enable reliable ELT/ETL processes., • Implement data quality checks, monitoring, and alerting to ensure data integrity and reliability., • Collaborate with global delivery teams across time zones to deliver high-quality, well-documented solutions on schedule., • Develop and evaluate proof-of-concepts (POCs) for AWS-native and third-party tool integrations (e.g., Databricks, Snowflake)., • Conduct architecture reviews, provide code-level guidance, and establish best practices across cloud, data, and DevOps efforts., • Mentor junior engineers and support team skill development through peer reviews, technical coaching, and design sessions., • Participate in roadmap planning and contribute to long-term data platform strategy and technology selection., • Ensure compliance with data governance, security, and operational standards across all engineering activities. The Minimum Qualifications • Bachelor’s in Computer Science, Engineering or related technical field, • 8+ years of experience building and managing Cloud solutions preferably in the AWS ecosystem, including infrastructure and data services, • 2+ years experience with understanding of data warehousing concepts, ODS, dimensional modeling, and scalable architecture design, • 2+ years experience with Terraform, Apache Airflow, Databricks or Snowflake in a production or large-scale prototype environment, • 2+ years experience in Python, SQL, and automation scripting, • 2+ years experience with containerization (Docker, ECS, EKS) The Ideal Qualifications • Master’s degree in Computer Science, Engineering or related field, • AWS Certifications (Solutions Architect, Data Analytics, or DevOps Engineer)., • Knowledge of streaming data technologies (e.g., Kinesis, Kafka), • Exposure to data lake and data warehouse architectures, • Experience with monitoring and observability tools (e.g., CloudWatch, Datadog, Prometheus), • Exposure to machine learning pipelines and MLOps tools (e.g., SageMaker, MLflow, Kubeflow), • Demonstrated experience working with global delivery teams and cross-functional stakeholders, • Strong communication skills with a proven ability to work across functional teams, • Experience with data lake architecture, data governance frameworks, and modern metadata management, • Familiarity with modern DevOps practices including CI/CD pipelines, monitoring, and alerting in cloud environments, • Experience with data cataloging tools (e.g., AWS Glue Data Catalog, Apache Atlas), • Understanding of data privacy regulations and compliance (e.g., GDPR, HIPAA), • Exceptional communication and interpersonal skills, • Ability to influence and motivate teams without direct authority, • Excellent time management and organizational skills, with the ability to prioritize multiple initiatives #LI-RK1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Casual Tractor Trailer Driver Who exactly are UPS Casual Tractor Trailer Drivers? First and foremost, they’re part of one strong, national team and are a key part of our operations. We refer to them as feeder drivers. They drive a tractor trailer from one UPS location to another—or to a customer on an established route—before returning to their original location. So, after driving our well-maintained trucks, casual tractor trailer drivers are back home at the end of their day. What does it take to keep packages moving across the country—and beyond? • Casual tractor trailer drivers work days, nights and/or weekends, • Valid Class A CDL license (commercial driver’s license) in home state, • Doubles/Triples endorsement may be needed depending on location, • Pass the DOT physical, • Reliability, responsibility, and a love of truck driving, • Legal right to work in the U.S., • Competitive weekly pay, • Growth Opportunities*, • Reliable, well-maintained trucks, • Dependable schedules What is UPS all about? Well, you’re probably already familiar with us—we’re the brown trucks delivering everything from diapers, dish towels and holiday gifts to college care packages and life-saving medicines. But we’re more than that. We’re also hardworking, efficient package handlers and friendly, focused drivers. We’re professionals working in finance, technology, engineering, marketing and more. We are building our business ethically, sustainably and in an environmentally conscientious way. And we are here to deliver what matters—to customers, communities, colleagues, the world, and to you and your career. Come work for an award-winning company. This job posting includes information about the minimum qualifications (including the UPS Uniform and Personal Appearance Guidelines), locations, shifts and operations within the locations which may consider your application. An applicant or employee may request an exception or change to, or an accommodation of, any condition of employment (including the UPS Uniform and Personal Appearance Guidelines) because of a sincerely held religious belief or practice. The base pay for this position is $36.00/hour UPS is committed to providing a workplace free of discrimination, harassment, and retaliation. UPS is an equal opportunity employer. UPS does not discriminate on the basis of race/color/religion/sex/national origin/veteran/disability/age/sexual orientation/gender identity or any other characteristic protected by law. We welcome those with experience in jobs such as Class CDL Driver, Courier Controller, and Fuel Transport Driver and others in the Transportation to apply.

Corporate Banking Underwriting & Portfolio Management - Associate Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Associate, Corporate Banking Underwriting & Portfolio Management underwrites and manages transactions, and routinely monitors them for risks inherent in a business loan portfolio. The incumbent provides support to the manager of the department on continuous improvement initiatives and takes the lead on projects that support loan growth and efficiency objectives within lines of business. The Associate helps deliver an industry-leading experience for both internal and external customers and acts as a subject matter expert. • Leads deal diligence process including identifying all key risks., • Reviews relevant deal documents / information provided in data room, by Company / Sponsor, and third party reports., • Helps to structure deals., • Oversees internal approval process including ensuring accurate and timely completion of internal approval write-ups and leading deal merit discussion on internal approval calls., • Manages legal aspect of deal process., • Mentors junior resources on underwriting best practices. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required. 5+ Years of financial analysis, structuring, and portfolio management experience - Required. 5+ Years of experience underwriting commercial and/or corporate loan transactions - Required. • Superior written and verbal communication skills., • Strong analytical skills and proficient with financial statements., • Ability to work in a fast paced environment with little supervision., • Ability to work well with others and on teams., • Proficient in Microsoft Office, including Word, Excel and PowerPoint., • Skilled in proposing and negotiating and recommending credit and covenant structures., • Comfortable in customer contact situations including escalations and potential work-out/loan restructure environments., • Ability to foster strong partnerships with the related documentation and underwriting units., • Demonstrated practical and conceptual knowledge of credit and risk analysis., • Demonstrated knowledge in financial modeling and able to structure credit in modeling environment. Able to assist RM's on how to structure the credit relationship., • Exhibits competency at independently reaching conclusions and forms clear view of credit structure and business risk to organization., • Solid understanding of industry nuances applicable to the credits contained within the group's portfolio., • Solid knowledge of loan and related legal documents., • Strong communication skills, and ability to influence others by persuasively presenting thoughts and ideas to gain commitment and agreement for proposed ideas and solutions., • Must demonstrate strong judgment and sound credit skills., • Knowledge of Federal banking regulations. Certifications: • Other Completion of bank-certified course in Credit Training - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $78,750.00 USD Maximum: $122,500.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

The Opportunity As a Strategic Project Consultant in the Wealth Management Advisory Oversight team, you will lead a portfolio of small to mid-sized projects that improve governance, mitigate risk, and enhance process efficiency across investment advisory services. You will have full ownership of project lifecycles — from identifying opportunities and developing critical milestones to driving successful implementation. You will operate with a high level of autonomy, managing multiple projects concurrently, while collaborating with cross-functional partners to ensure strategic alignment. You will also develop and present regular management reports to senior leadership, ensuring visibility into project progress, risks, and outcomes. At MassMutual Wealth Management, we understand that the financial landscape is constantly evolving. As a member of the Wealth Management organization, you will join a team of passionate experts across multiple disciplines including Product, Financial Planning, Practice Management, Lending & Banking, Trust, Investments and Operations. Whether it’s advice on investment strategies, retirement planning, estate planning, lending and banking, or trust services, our goal is to provide innovative and effective solutions that positively impact advisors and clients. We are committed to transforming the way our clients manage their wealth and plan for the future. The Advisory Oversight team sits within the broader Wealth Management organization and is responsible for oversight of advisory products, related field supervision practices and governance programs. Our team includes professionals with deep experience in risk management, compliance, operations, and product oversight. We are driven by a shared commitment to excellence, accountability, and doing what’s best for the client. We partner closely with Product, Compliance, Legal, Operations and Technology to ensure our solutions are balanced, scalable, and aligned to regulatory expectations. We pride ourselves on being strategic advisors to the business while maintaining strong risk discipline. Our team culture values intellectual curiosity, cross-functional collaboration, and continuous learning. In this role, you will: * Identify, design, and lead risk, governance, and process efficiency projects from initiation through deployment * Develop project plans, define deliverables and milestones, engage stakeholders, and track progress to ensure timely execution * Conduct gap analyses to identify opportunities for improvement and implement effective solutions * Build and deliver executive-level reporting on project progress, issues, and outcomes * Collaborate with internal and field partners to align project outcomes with strategic and operational goals * Ensure all projects are fully documented, with clear training and communication plans for sustained adoption * 5+ years of professional work experience in financial services industry * 3+ experience in project management or program delivery within wealth management, investment advisory services, risk management, compliance, research/reporting, or operations * 3+ years experience developing project charters, manage timelines, track milestones, and drive issues to resolution * 3+ years experience with Microsoft Office (Excel, PowerPoint, Word) and project tracking tools (e.g., Microsoft Project, Planner, SharePoint, etc.) * Bachelor’s degree * Due to the nature of this position, as a part of our background check process, candidates must be able to pass a non-registered fingerprint background check to qualify as a fingerprinted person under FINRA * PMP, CAPM, or other project management certification * Strong understanding of wealth management and investment advisory platforms, regulatory expectations, and operational risk principles * Familiarity with process reengineering, risk control design, or regulatory change management * Demonstrated commitment to MassMutual competencies including collaboration, decision quality, and driving results * Regular meetings with the Advisory Oversight, Product & Services, Operations, Compliance and Supervision teams * Focused one-on-one meetings with your manager * Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, veteran and disability-focused Business Resource Groups * Access to learning content on Degreed and other informational platforms * Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits #LI-JLH3 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Credit Risk Management Director Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Director, Credit Risk Management - Senior Vice President is responsible for risk analysis and independent oversight of credit quality of assigned portfolios. The incumbent is responsible for all aspects of credit quality including compliance with requirements of regulators and internal control and will recommend opportunities and proposed resolutions for improved efficiency, effectiveness, and/or risk reduction for the department. The Ideal Candidate Will Have: • Director level credit risk professional with diversified banking experience, advanced credit analysis and risk management skills, and in-depth knowledge of underwriting and portfolio management practices, policies, and procedures., • Experience in corporate, commercial and specialty lending, including middle market, mid-corporate and specialty portfolios, including ABL, Equipment Finance and Dealer Commercial Services, across diverse industries., • Strong negotiating skills, multitasking and organizational aptitudes, and proven ability to influence business partners. The Difference You Make: • Partners with Business Lines to recommend and vet new products initiatives, origination strategies, pre-approval and pre-qualification campaigns, underwriting techniques, peer group comparisons, and process optimization., • Assesses asset quality, status and appropriateness or existing risk controls/compliance with established underwriting policies/risk tolerance., • Ensures underwriting credit analysis is sound and justifies/mitigates the identified credit risk., • Provides a comprehensive range of risk management expertise requiring the creation, implementation and validation of various risk segmentation strategies using complex data., • Demonstrates subject matter expertise and serves as an authority and credible challenge to management regarding credit performance, potential or emerging risks, and business conformity with risk appetite, credit culture, and policies., • Delivers industry best practices, tools, guidance, and training to increase analytical capabilities and throughput., • Develops, implements and manages the Credit Risk projects assigned., • Develops and executes strategies and credit policies for lending and/or trading portfolios to mitigate credit risks without impacting portfolio growth or asset quality objectives and to correct risk budget deviations., • Reviews credit decisions analyzing sampling of loans and/or traded products to give feedback to the Credit Cycle and be in compliance with Regulations., • Establishes and oversees tactical plans to achieve desired asset quality for lending and/or trading portfolios including the design of annual credit management programs to monitor their compliance and deviations., • Approves credit proposal and monitoring. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor’s degree or equivalent work experience: Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field. - Required. Master’s degree - Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field. - Preferred. 12+ Years Risk Management, Credit Risk, or Internal Audit - Preferred. 12+ Years Financial Services industry. - Required. 5+ Years Underwriting/Portfolio Management experience. - Preferred. • Advanced knowledge and understanding/competency in regulatory matters and compliance., • Advanced risk, process, and control validation and/or assessment skills., • Advanced credit and risk, process, and control validation and/or assessment skills., • Ability to independently operate in a complex, matrixed environment; adept at delivering and maintaining productive working relationships across business, functions, geographies and lines of defense., • Demonstrated track record interacting and influencing regulators, external and internal audit., • Demonstrated expertise in Consumer and Banking businesses and applicable rules, regulations and processes., • Strong risk management principles, methodologies and tools, governance principles and activity preferably in a financial services technology environment., • Ability to direct, train and guide peers, subordinates and management., • Ability to strategically generate well supported conclusions based on trend analysis, credit risk due diligence performed, understanding of the Banks risk appetite and assessment of managements capabilities., • Ability to effectively interact and communicate with senior management across the enterprise., • Ability to convey a sense of urgency and drive issues/projects to closure., • Excellent written and oral communication skills., • Excellent analytical, organizational and project management skills., • Superior project management skills. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $135,000.00 USD Maximum: $240,000.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: Trenton, NJ, REMOTE - New Jersey Other Locations: New Jersey-Florham Park,Texas-Dallas,New York-New York,Massachusetts-Boston Organization: Santander Holdings USA, Inc.

Associate, Credit Risk, Liberty Street, New York, NY Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Associate, Credit Risk drives cross functional analytics projects from beginning to end, builds relationships with partner teams, frames and structures questions, collects and analyzes data, and summarizes key insights in support of decision making. They work with engineers to evangelize data best practices and implement analytics solutions. • Translates business queries into actionable and commercial insights leveraging unstructured data and statistically robust techniques., • Drives cross functional analytics projects from beginning to end: builds relationships with partner teams, frames and structures questions, collects and analyzes data, and summarizes key insights in support of decision making., • Works with engineers to evangelize data best practices and implement analytics solutions., • Evaluation and discovery of alternative data vendors including ability to quantifiably validate external algorithms and apply insights to commercially driven use cases., • Performs quantitative analysis, including alpha assessment, risk analysis, portfolio construction and return attribution to enhance investment strategies using sourced and external data., • Leverages available data tools and collaborate with data scientists and engineers across the firm and adapts data initiatives to needs of business., • Collaborates across functional areas of our business at every level of seniority to uncover and address opportunities for scalability and growth. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Bachelor's Degree or equivalent work experience: Statistics, Computer Science, Physical Sciences, Economics, or a equivalent technical field. - Required., • Master's Degree Statistics, Computer Science, Physical Sciences, Economics, or a equivalent quantitative field. - Preferred., • 5+ Years Data mining/advanced analytics applied to large-scale data-intensive projects. - Required., • Knowledge of the principles of machine earning, classification models, time series regression and stochastic statistics to deliver improved business performance., • Demonstrated experience with SQL, R or a comparable programming language (such as Python, SAS, SPSS, or MATLAB) ., • Demonstrated ability to communicate complex concepts., • Strong quantitative and problem solving skills with focus hypothesis formulation and testing., • Strong evidence of leveraging analytics to drive business results., • Strong project management skills., • Individually motivated and possess sound judgment, integrity, and a solid work ethic., • Ability to clearly communicate complex results to technical and non-technical audiences., • Ability to adapt to various programming languages and environments., • Ability to utilize analytics in a collaborative manner across business functions and product lines to derive optimum solutions., • Excellent written and verbal communication skills., • Effective time management in order to efficiently deliver concurrent projects with competing priorities. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $76,875.00 USD Maximum: $130,000.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, New York Other Locations: New York-New York Organization: Santander Bank N.A.

Lead Quant Credit Strategist Credit Research & Advanced Analytics New York, NY or Boston, MA The Opportunity As a strategist, you’ll be responsible for providing quantitative investment insights on MassMutual’s private credit investments, leveraging both third party tools and proprietary models. The role overtime will grow to even greater responsibility in shaping MassMutual’s investment allocation, products pricing, and ALM. The Team The immediate team is composed of quantitative developers and strategists with proclivity for solving both technical and business problems. The team is part of the larger R&D group within Investment Management overseeing the General Investment Account. The team is very hands-on and proactive about engaging new ideas and challenges. The Impact You will provide analytic and investment insights on the private credit book and other illiquid assets to influence portfolio managers' allocation decisions. You will drive value-add thought leadership to asset allocators and corporate stakeholders on quant credit and high-impact projects, enhancing and protecting net investment income. Collaborate closely with portfolio managers on deals, offering a quantitative view on risk and due diligence. Develop statistical models for risk assessment and asset performance forecasting, leverage alternative data for investment insights, quantify cashflow uncertainty on deals, develop a security master for private assets, and estimate spread duration and the value of embedded options on deals. The Minimum Qualifications • 10+ years working in financial services as a strategist, portfolio manager, or risk manager, • Bachelor’s in a technical field, • Deep knowledge of the private credit markets, including but not limited to middle market loans, portfolio funding, real estate, and ABS, • Experience working on private market deals as a stakeholder, • Capability in developing and applying statistical and econometric models, • Experience with working with imbalanced data, • Knowledge of accounting and regulatory regimes, • Excellent communication skills explaining complicated quantitative concepts to nontechnical stakeholders and influencing portfolio managers, • Experience in providing requirements to developers and managing project from development to production, • Python scripting proficiency and data visualization The Ideal Qualifications • Master’s degree in financial engineering, statistics, machine learning, econometrics or similar disciplines, • Experience structuring private ABS deals, • Knowledge of the CLO, public ABS, middle market loans, BSLs, and HY corporates, • Relevant certifications: CQF, CFA, ARPM, FRM, PRM, or CAIA, • Knowledge of Python’s analytic and statistical modeling package ecosystem, • Intex and/or other cashflow engines, • Commercial risk models What to Expect as Part of MassMutual and the Team • Regular meetings with team, • Focused one-on-one meetings with your manager, • Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran, and disability-focused Business Resource Groups, • Access to learning content on Degreed and other informational platforms, • Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits #LI-LC1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

The Opportunity As a Financial Planning Strategy Consultant you will bridge the gap between the Financial Planning Strategy and the development of sales tools features. in this role you will instruct stakeholders on how to practically apply advice and sales tools changes into their client engagement model, helping shape the client experience to grow Financial Planning. The Team You will join our Wealth Management Financial Planning team, which is a team that is advisor focused and consultative. Communication and collaboration to build and maintain strong relationships with our field partners is at the core of who we are. The Impact The Financial Planning Strategy Consultant is the subject matter expert in applying new digital enhancements (on platforms such as eMoney, RightCapital and MoneyGuide) for Financial Planning client engagement to the WM Financial Planning Organization, Advisors, their staff and firm support roles. Liaison with WM Financial planning leaders and new technology workflows and enhancements including identifying key field and operations impacts and providing support to create and deliver associated training, marketing and communications to drive adoption and implementation. Key Responsibilities Include: * Performs work across multiple initiatives and processes, supporting or leading business initiatives. * Serves as a subject matter expert in financial planning and on business requirements, you will interface and collaborate with multiple business organizations and technology professionals * Work as the subject matter expert and business process owner to develop workflow, process and documentation to operationalize Financial Planning digital advisor and client capabilities * Leads the product functional design process based on an intimate knowledge of the users and financial planning engagement model * Manage and accountable for implementation of assigned business initiatives, from concept approval through delivery * Proactively researches and applies best practices in terms of solution design and recommendation taking business capabilities, cost, speed to market, innovation and other critical objectives into account * Analyzes current market trends to better understand how other companies/competitors use tools for client engagement and advisor experience to ensure MassMutual stays ahead of its competitors * Getting and applying feedback to Identify areas of improvement when engaging sales tools vendors * Planning and leading product releases and setting expectations for delivery * Ensures current sales tools platforms and features are aligned to Financial Planning Services Policy and regulation changes * Support WM Financial Planning management after initial strategy delivery to monitor and, collaborate with stakeholders and business partners to identify and successfully resolve issues and improvement to opportunities and communicate resolution * Partner with business sponsors and stakeholders to set objectives and goals; prioritize multiple activities and projects, and understand the company strategic objectives * Leverage expertise to lead problem resolution as issues arise with platforms and tools * Accountable for effectively leading and executing assigned business management responsibilities in the areas of advisor outreach, financial planning sales enablement to maximize WM Financial Planning resources, regulatory changes and general business updates, and changes and enhancements specific to the financial planning client experience The Minimum Qualifications * Bachelor's degree * 6+ years experience in the Financial Services industry * 3+ years' experience in financial planning or management of a financial planning sales tool * 5+ years’ experience managing development and delivery of business solutions * 3+ years’ experience presenting and influencing leadership and key stakeholders * Due to the nature of this position, as part of our background check process, candidates must be able to pass a non-registered fingerprint background check to qualify as a fingerprinted person under FINRA Ideal Qualifications * FINRA Series 7 & 63 at time of application * CFP in progress or willingness to obtain * Advanced Degree * Knowledge of financial planning software such as eMoney, RightCapital, MoneyGuide etc. * In depth knowledge of insurance products, distribution systems, and marketing concepts * Experience in multi-departments, enterprise-level initiatives. * Successfully managed projects that touch, cross and/or impact multiple organizational areas * Experience working with clients, advising on marketing/business performance, and influencing decisions with insights and measurement. * Ability to analyze datasets, identify actionable insights, and communicate findings via presentations and/or dashboards. * Ability to present simple and compelling stories to audiences of all levels. * Regular meetings with the Wealth Management Advice & Planning teams * Focused one-on-one meetings with your manager * Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, veteran and disability-focused Business Resource Groups * Access to learning content on Degreed and other informational platforms * Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits #LI-JLH3 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

USA Sr. Analyst, Credit Risk (048RI1) Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Analyst, Credit Risk is responsible for risk analysis and independent oversight of credit quality of assigned portfolios, may be responsible for monitoring risk exposures arising from trading activities. They are responsible for all aspects of credit quality including compliance with requirements of regulators and internal control and will recommend opportunities and proposed resolutions for improved efficiency, effectiveness, and/or risk reduction for the department. The incumbent is responsible for reviewing, analyzing, and/or evaluating the Company's credit risk management program that renders risk-based processing and reporting to reduce operating losses and maintain maximum protection of the organization's assets, products, and services. The Sr. Analyst will recommend opportunities and propose resolutions for improved efficiency, effectiveness, and/or risk reduction for the department. • Analyzes trends in credit risk data and escalates developments according to company policy and procedures for risk escalations., • Communicates and shares insight to causes of risk indicators and proposes recommendations to resolve or mitigate identified risks with team., • Reviews identified credit risks and liabilities; informs and recommends resolutions with business lines to mitigate risk potential., • Assists in processing risk assessments by analyzing risk data and identifying any plausible risks affecting the business and operations., • Serves as a point of contact for the department by responding to internal inquiries regarding credit risk, procedures, regulatory requirements, and project status updates., • Informs employees on credit and risk policies and guidelines to build a risk aware culture and practice across the organization., • Researches a wide variety of topics and issues including emerging credit risks and trends and credit risk management best practices; summarizes and communicates findings with team., • Evaluates credit risk management contingency plans and reports findings., • Assists in processing credit risk assessments by analyzing risk data and identifying any plausible risks affecting the business and operations., • Prepares appropriate review memorandum summarizing liabilities and recommending follow-up evaluations., • Provides procedural guidance and support to junior analysts in the various functions of the department, and in the methods of tools of analysis., • Interprets and applies credit and risk procedures, ensures analysis is documented and that records are maintained., • Evaluates the strengths and weaknesses of existing controls and provides recommendations on opportunities for improvement. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Required. Master's Degree Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Preferred. 1+ Years Risk Management, Credit Risk, Internal Audit or related experience. - Required., • Demonstrated credit analysis skills for understanding/tracking and market risk & modeling skills for evaluating related risk exposures., • Ability to work with large databases and datasets for extraction and conversion into useful final results with original numbers., • Strong quantitative capabilities and analytical skills, including an investigative mindset., • Strong MS Office (Excel, PowerPoint, Word, Visio, and Outlook) skills., • Strong verbal and written communication skills., • Ability to build and foster internal relationships., • Strong organizational and time management skills., • Ability to analyze risk and provide recommendations and/or resolutions to minimize risk., • Ability to summarize, document, and communicate information in a clear and concise manner., • Ability to work independently as well as collaboratively within a team environment., • Ability to stay abreast of industry best practices, procedures, and techniques., • Ability to change direction as project demand dictates., • Ability to effectively and clearly communicate instructions to others, summarize and articulate issues, and document findings in a clear and concise manner. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $58,125.00 USD Maximum: $107,500.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

Fund Finance – Vice President, Underwriting & Portfolio Management Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The candidate will be responsible for managing the Underwriting & Portfolio Management of a defined portfolio of Fund Finance transactions. The Portfolio is primary comprised of Fund Finance loans comprising of NAV, Subscription, ABL and range of other related facilities. This position will work closely with the product teams to present and defend business opportunities to the 2nd Line of Defense. The candidate will manage the business relationship with risk and ensure all required portfolio management tasks are completed. Responsibilities: • Work closely with product / origination team to develop credit recommendations on new transactions which include clear views of credit structures and risks on NAVs, subscription lines, ABLs and related fund facilities., • Lead underwriting, credit analysis and closing of refinancings, upsizes, extensions and amendments as needed, including annual reviews and credit approval memos., • Communicates portfolio trends, risks and mitigants to senior leadership., • Develops and manages portfolio information needed to accommodate sound risk management, economic and regulatory reporting requirements., • Lead the financial modelling review of complex structured fund finance facilities, including the impacts of complex transactions including mergers, acquisitions and divestitures., • Supports junior development through building strong relationships with the team as a mentor as needed., • Collaborates with product team members prior to loan closing on approval memos, legal documentation, collateral review and funding approvals., • Manages and controls risks throughout the post-closing credit process to ensure strong borrower performance., • Monitors and enforces terms of loan agreement / documents., • Identifies and establishes best practices policies and procedures., • Manages other Portfolio Management functions, including collaborating with new business team on up-front and ongoing client due diligence, etc., • Leads and/or provides valuable input for broader business initiatives, projects and goals. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience in Finance, Accounting, Management, Economics or equivalent field. (Required) CFA Charter and/or MBA (Preferred) Work Experience: Financial analysis, structuring, underwriting and portfolio management. Experience with Fund finance facilities across subscription facilities, NAVs and/or ABLs. Skills and Abilities: • Proficient communicator (orally and in writing) with clients, peers and fellow associates, • Proficient with Microsoft Office applications, • Ability to work and interact with various departments, • Ability to work in a fast-paced, sometimes stressful, environment with many critical deadlines, • Thorough knowledge and understanding of Structured Finance loan products and services Certifications: None It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $97,500.00 USD Maximum: $160,000.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

Job Description Fixed Income Trader & Strategist, MML Investor Services Full-Time/Hybrid, Boston, New York City or Springfield The Opportunity We are seeking a motivated and analytical professional to join our Fixed Income team as a Municipal Bond Trading specialist. This role offers an exciting opportunity to contribute to the implementation of fixed income strategies, including municipal, corporate, and structured products for MML Investor Advisors and the MML Investors Wealth Management team. The ideal candidate will be an experienced sole contributor but thrive in the trading team environment. The Team The MMLIS Trading team is collaborative, well-synched and communicates closely to support each other. There is rapport, efficiency and humor embedded in the team with a diverse group of individuals that provide mentorship and collaboration across all levels. The team excels in agility, business acumen, communication, and leadership. The Impact: As the Fixed Income Trader & Strategist, your responsibilities will include but not limited to: * Support MML Investor Services field advisors by providing superior service offering expertise in the fixed income space and skilled coaching on the MML Investor Services trading platforms. Construct fixed income ladders and portfolios. * Buy and sell bonds for client portfolios with specific attention to US Treasury and agency securities, corporate bonds, and municipal bonds with municipal bonds being primary focus. * Drive portfolio strategy by contributing to portfolio implementation, strategy development, and process development. * Support MML’s internal investment management team with fixed income portfolio construction for client advisory accounts and SMAs. * Portfolio monitoring for existing bond portfolios under MML’s internal investment management team, with attention to cash flows, maturity planning, and credit monitoring. * Creates, runs, and interprets analyses for clients and relationship managers * Support MML’s internal investment management team within scope of expertise * Prepare detailed reports, presentations, and recommendations for internal stakeholders, advisors and clients. * Support the team in maintaining compliance with regulatory requirements and internal control policies. Special attention to best execution analysis and trade reporting (TRACE, RTRS) * Administer trade corrections and fixed income trades for back-office support. * Contribute to the continuous improvement of investment processes and tools staying abreast of technologies and academic findings in the Fixed Income space. * Develop a deep understanding of MML Investors product shelf and trading rules pertinent to each product line. The Minimum Qualifications * Bachelor’s degree * FINRA Series 7 at time of application * FINRA Series 24 at time of application or must obtain within 6 months of hire * FINRA Series 53 or at time of application or must obtain within 9 months of hire * 7+ years of fixed income trading experience * 5+ years of municipal bond trading experience The Ideal Qualifications * Strong appreciation of client service. Must have the ability to work in a team environment and be focused on providing high quality service to our clients * Strong presentation skills to audiences with diverse investment backgrounds. * Experience with Bloomberg, Alternative Trading Systems, Bond Beacon & the NFS custodial platform. * BA/CFA or progress toward MBA/CFA. * Strong intellectual curiosity * Strong leadership skills through a collaborative team approachStrong problem-solving skills What to Expect as Part of MassMutual and the Team * Regular meetings with the Trading Team * Focused one-on-one meetings with your manager * Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability-focused Business Resource Groups * Access to learning content on Degreed and other informational platforms * Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits #LI-RS1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Director – Reporting Investment Controllership Full-Time New York, NY, Boston, MA or Springfield, MA About the Corporate Controller Organization: The Controllers Organization is responsible for delivering on the foundation of credibility and control of the core financial information leveraged across Finance to communicate with leadership, key business partners and regulators on the enterprise’s actual results, forecast implications and strategic decision making. This work considers legal entity structures, distribution channel, and product results as well as how these impact our capital optimization and operating liquidity. We are a diverse group of professionals experienced in and responsible for accounting, financial reporting, tax, policy and controls, cash operations, corporate finance data and systems management as well as wealth management finance activities. We are seeking engaging professionals with strong communication skills and deep intellectual curiosity to ensure the timely and efficient reporting of results. We not only perform the required activities. We are looked to as business partners who add value by challenging existing operating practices strengthening controls and highlighting trends and insights. The Opportunity As a Director – Reporting in the Controllers Organization of Corporate Finance you will join us as we continue our progress towards becoming best in class financial stewards for MassMutual. We are forward-thinking and seek others who will leverage their curiosity and take initiative. Join us as a partner who will work collaboratively and with determination to leave the company in a better place than you found it. You will be a leader on the team that manages and executes internal & external reporting of MassMutual financials, regulatory & management reports and related analysis & reconciliation including oversight of segment and profit center reporting for all MassMutual investment products. You will thrive in a highly dynamic and agile accounting & reporting environment, where we are focused on both execution and improvement of outcomes. If you want to continue your career as a part of a diverse team of highly motivated professionals who are focused on driving process improvement, meaningful analysis and control execution for insurance accounting activities, this role is for you! The Team As a member of the Financial Controllership Team, the incumbent will be involved in shaping the future of the organization, supporting both the on-going growth and analysis within the Investment Controllership team and other key initiatives. The Impact As director & lead of Reporting department for Controllers, you will execute, lead and manage Reporting team by ensuring accurate, timely completion & insightful external & internal reporting and presentation to various senior management and stakeholders for quarterly and annual accounting close cycles by effectively planning, monitoring, and problem solving. You will be responsible for all things Reporting that include quarterly Yellow & Blue Books review for all companies as well as investment performance presentation. The overall responsibilities would include SPOC for reporting needs for the entire Controller organization, liaison with Financial Reporting team, internal & external, auditors, internal control, and other stakeholders. This would also involve oversight & execution of accounting and regulatory changes as well as benchmarking and peer analysis for reporting domain. You will also contribute to various initiative work focusing on increasing efficiency and adding value, while continuing to develop your project management skills, hone your skills in investment product accounting and related financial impacts. Your daily/monthly responsibilities will include, but are not limited to the following: • SPOC for reporting matters related to Investment & related assets & liabilities, • Leadership and collaboration with Financial Reporting team, extended Controller organization, Investment Operations, Reporting, and other stakeholders and responsible to provide timely, accurate, complete & insightful data analysis, reporting & presentation, • Lead the team and design, implement and execute roles and responsibilities of the department, • Coach, mentor, train and positively engage the team and stakeholders for cohesive reporting strategy for the Controller & CFO organization, • Oversight our NAIC regulatory reporting including NAIC Schedules (schedule A, B, D, E etc) and STAT financial statement, notes to the financial and related work for all insurance companies, • Oversight of US GAAP of consolidated and subsidiaries financials & notes, • Review and oversight of internal Quarterly Management Report and other monthly reports, • Ensure appropriate presentation and completeness of all reporting deliverables and timely execution of internal controls and liaison & coordination of PBCs & audit workpapers & queries, • Oversight of GAAP, STAT, TAX & other accounting basis of reconciliation framework & controls, • Oversight of consolidation, foreign exchange & translation, Non-Control Intertest, Other Comprehensive Income, Cash flows and relevant disclosures for financials, • Lead team for timely and accurate monthly \ quarterly \ annual closes related, • Monitors, market, industry and peers’ trends in financial reporting as it relates to insurance industry and cohesively transmit to the CFO group, • Lead and participate in re-engineering & improvement projects for Credit & Valuation The Minimum Qualifications • 8+ years of experience in STAT, US GAAP & management reporting in insurance industry, • Bachelor’s degree in finance or business or related field The Ideal Qualifications • 10+ years of experience in STAT, US GAAP & management reporting in insurance industry, • CPA is preferred, • Experienced with Data Analytics, big data & trends with presentation and reporting, • Experienced with multi-layer consolidation, matrix organization, and best practices, • Candidate must have advanced data management skills including proficiency in MS Excel, SAP, Micro Strategy and general data flow of industry from trade to reporting, • Strong interpersonal and communication skills with emotional intelligence are essential, • Independent, self-motivated, detail-oriented and able to multi-task, sound judgement to deal with and manage conflicting priorities, • Cohesive, concise and clear communication and presentation style with ability to adapt & change What to Expect as Part of MassMutual and the Team • Regular meetings with the stakeholders & Controllers organization lead, • Focused one-on-one meetings with your manager, • Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, veteran and disability-focused Business Resource Groups, • Access to learning content on Degreed and other informational platforms., • Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits. #LI-CR37 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

The Opportunity As a Structured Investments Specialist, you will work closely with a variety of internal and external stakeholders—including bank issuers, third-party distributors, the internal trading desk, and financial advisors on a comprehensive range of offerings. The Team The Alternative and Structured Investment team’s mission is to empower advisor practices, agencies, and MassMutual to excel in the HNW space by offering open architecture solutions and expertise. We are dedicated to helping clients achieve their financial goals to grow and transition their wealth through informed investing. The Impact The Structured Investment Desk is a high-growth area for MassMutual. With the addition of this new role, we’re accelerating momentum and expanding our capabilities in this space. This investment not only supports continued growth but also strengthens our ability to scale and provide broader coverage across the field. Key responsibilities include, but are not limited to: * Assist financial advisors in the implementation of structured notes and market-linked CDs as part of broader client portfolios. * Provide product education and insights to advisors, focusing on live business cases and real-time market conditions. * Generate innovative trade ideas and investment strategies based on the current market environment. * Enhance and create educational resources, ensuring advisors are equipped with up-to-date knowledge on structured notes and market-linked CDs. * Collaborate with trading and operations teams to ensure smooth and efficient client onboarding experience. * Leverage technology to drive process efficiencies and improve team workflows. * Apply your understanding of portfolio management to recognize how structured investments fit into broader financial plans, supporting client goals. The Minimum Qualifications * Bachelor’s Degree * Series 7 at time of application * 7+ years of experience with investment solutions in the insurance/financial services industry and/or within financial institutions (banks, credit unions, wires, broker dealers). * 3+ years’ experience of sales or sales support experience with structured products. * 5+ years’ working experience at broker-dealer or wirehouse. * 5+ years of experience working with Microsoft Suite (Work, Excel, PowerPoint). The Ideal Qualifications * Experience with more complex investments and solutions designed for HNW clients. * Proven client service skills with stakeholders and clients. * Self-motivated with excellent organization and keen attention to detail. * Strong written and verbal communication skills. * Ability to thrive in a fast-paced environment. * Strategic mindset with the capability to work cross-functionally in a collaborative environment. What to Expect as Part of MassMutual and the Team * Regular meetings with the Product and Investments team. * Focused on one-on-one meetings with your manager. * Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran, and disability-focused Business Resource Groups. * Access to learning content on Degreed and other informational platforms. * Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits. #LI-CR41 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

The Opportunity This is an exciting opportunity for a highly motivated and collaborative risk professional with strong quantitative and development expertise to join the Credit Risk Management team within the Capital and Investment Risk Management team and the broader Enterprise Risk Management division. As a quantitative risk developer within the Capital & Investment Risk Management team, you will be responsible for leading quantitative model implementation, development, and analysis. The ideal candidate will join a quant team to enhance Enterprise Risk Management (ERM)’s analytical and reporting capabilities, by expanding the use of existing models as well as designing and developing new tools and risk frameworks. You will work with capital, credit, market and portfolio risk teams, and ERM more broadly. This is an excellent opportunity to collaborate with risk, investment and finance, and enterprise technology (including data science) teams. The Team The Capital & Investment Risk team brings together a diverse team of experts across capital markets, risk management, actuarial, and quantitative disciplines that works together to deliver analysis and recommendations related to the management of credit, market, liquidity and capital risk, consistent with the enterprise risk appetite framework for which the team is also responsible. The team continues to be successful in driving improvements in tools, technology and processes, for more consistent risk analysis and reporting, and enabling greater opportunities for scale and efficiency within ERM and with stakeholders in Investment Management and Finance. The Impact * In this role, you will play a critical part in ensuring company’s credit risks are effectively identified, measured and mitigated, by bringing your deep analytical expertise and strong understanding of credit risk/ investment risk modeling, data and infrastructure. * Your work will help shape robust, data-driven decision-making across risk and investment areas and influence MassMutual’s evolving business strategy and operating environment. * You will partner with your peers in driving improvements in tools, technology and processes, for more consistent risk analysis and reporting, and enabling greater opportunities for scale and efficiency within ERM and with stakeholders in Investment Management and Finance. * There is a strong emphasis on innovation, with growing opportunity to apply AI-driven techniques and scalable data solutions to drive more forward-looking, efficient risk analytics that embrace emerging technologies. * The key to success in this role is a sharp analytical mindset, the ability to translate complex risk metrics into actionable insights, and a strong partnership approach with stakeholders across risk, investment management, finance, and technology. Notable responsibilities include: * Implement, develop and enhance ERM’s analytical capabilities related to credit/market risk across a wide range of fixed income asset classes * Building on MassMutual’s current approach, assist in developing and syndicating a comprehensive framework for measuring portfolio credit & market risk, that considers different accounting and capital regimes, including asset and liability impacts, with a particular emphasis on economic capital * Automate and expand the use of Moody’s credit risk tools in place today and build risk- reward framework * Use of Python/ SQL. Also, use of spreadsheets and VBA to prototype and analyze data including data investigation/cleanup * Strengthen ERM’s use and development of tools and analytics to support derivatives counterparty risk, portfolio concentration risk & stress testing capabilities * Mentor junior quantitative analysts * Scope and implement modeling, including building out requirements where not yet fully defined or understood. * The right candidate will be agile, accountable and resilient in driving initiatives and the results The Minimum Qualifications * Bachelors degree in Computer Science, Financial Engineering, Mathematics, Physics, Engineering or similar quantitative discipline * Minimum 8 years of relevant work experience with 5 years in investment (credit/market) quantitative risk analytics OR 5 years of relevant work experience in investment (credit/ market) quantitative risk analytics combined with graduate studies * 5+ years of experience with expertise in Python, SQL and development skills in object-oriented programing * 5+ years of experience with strong quantitative model development & implementation skills and ability to validate/understand and explain analytical results * 5+ years of experience in quantitative risk modeling across a wide range of asset classes * 3+ years of experience with ability to engage with operational work in production environment with IT developers/solution architects in maintaining infrastructure * 5+ years of experience with quantitative and programming skills in a hands-on setting to deliver new functionality The Ideal Qualifications * 7+ years of relevant work experience in investment (credit/market) quantitative risk analytics is desirable * Advanced degree in Computer Science, Financial Engineering, Mathematics, Physics, Engineering or similar quantitative discipline is preferred * Knowledge and experience working with derivatives and hedging risk management * Experience in using Moody’s Analytics credit risk tools is desirable. * Experience in CECL compliant portfolio credit models * Experience applying machine learning techniques in the financial industry is desirable * Software development using GitHub and Docker, adhering to enterprise standards and best practices ensuring models are validated and governed * Previous experience working on liability-driven investing projects within an insurance company is desirable What to Expect as Part of MassMutual and the Team * Regular meetings with the Quantitative teams within ERM, Investment management & ETX project teams * Focused one-on-one meetings with your manager * Networking opportunities including access to Asian, Hispanic/ Latinx, African American, women, LGBTQ, Veteran and disability-focused Business Resource Groups * Access to learning content on Degreed and other informational platforms * Your ethics and integrity will be valued by a company with a string and stable ethical business with industry leading pay and benefits #LI-ST1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Job Family: Data Science Consulting Travel Required: Up to 10% Clearance Required: None What You Will Do: We are seeking an experienced Associate Director to join our growing AI and Data practice, with a dedicated focus on commercial energy providers. This individual will be a hands-on leader, responsible for shaping and delivering AI- and data-driven transformations that enable utilities to achieve operational excellence, decarbonization goals, grid modernization, and customer-centric innovation. The Associate Director will oversee cross-functional teams and collaborate directly with client executives and business leaders to drive value through advanced analytics, data strategy, and AI-based solutions. This is a leadership role for someone who thrives at the intersection of technology, data, and industry strategy. Client Leadership & Engagement * Serve as a trusted advisor to utility clients on AI and data strategy, including demand forecasting, asset analytics, grid optimization, and customer engagement. * Lead client engagements end-to-end from strategy through implementation, ensuring delivery excellence and measurable business outcomes. * Develop and maintain relationships with key clients and stakeholders. Solution Development & Innovation * Design and lead AI/ML and analytics solutions using best-in-class tools and platforms. * Translate business challenges into actionable use cases and scalable data and analytics products. * Stay ahead of industry trends and emerging technologies to inform solution development. Team & Practice Leadership * Support business development through proposal development, thought leadership, and strategic pursuits. * Mentor and lead multi-disciplinary consulting teams including data scientists, engineers, and business consultants. * Contribute to recruiting, talent development, and thought leadership within the practice. Industry & Domain Expertise * Apply deep knowledge of the energy and utilities industry to shape strategies around DER integration, energy transition, grid modernization, regulatory compliance, and customer experience. * Interpret regulatory and policy changes to identify opportunities for AI and data enablement. What You Will Need: * Minimum SEVEN (7) years of experience of hands-on AI, data engineering, and analytics expertise * Minimum FIVE (5) years of experience delivering data-driven transformation programs within the utilities or broader energy sector. * Strong understanding of AI/ML technologies, data platforms (e.g., Snowflake, Databricks, AWS/GCP/Azure), and analytics methodologies. * Demonstrated experience supporting the business development lifecycle, such as capture and proposal writing related activities. * Proven track record of leading large-scale analytics and AI engagements from concept to execution. * Demonstrated ability to source and lead the formation and execution of successful partnerships between and across major stakeholders including technology partners and business end-users. * Proven ability to collaborate with audiences with a wide range of technical knowledge and at different levels of an organization, from the C-Suite (CIO, CISO, CDO) to a data engineer or data analyst. * Ability to influence and motivate a team of data and AI specialists across a variety of functions to establish and deliver capabilities at scale. * Excellent communication, facilitation, and relationship-building skills. What Would Be Nice To Have: * Bachelor's degree * Master’s Degree in Data Engineering, Data Science, Artificial Intelligence, Computer Science, or related technical field * AI/LLM Certifications * Project Management Professional (PMP) The annual salary range for this position is $149,000.00-$248,000.00. Compensation decisions depend on a wide range of factors, including but not limited to skill sets, experience and training, security clearances, licensure and certifications, and other business and organizational needs. What We Offer: Guidehouse offers a comprehensive, total rewards package that includes competitive compensation and a flexible benefits package that reflects our commitment to creating a diverse and supportive workplace. Benefits include: * Medical, Rx, Dental & Vision Insurance * Personal and Family Sick Time & Company Paid Holidays * Position may be eligible for a discretionary variable incentive bonus * Parental Leave and Adoption Assistance * 401(k) Retirement Plan * Basic Life & Supplemental Life * Health Savings Account, Dental/Vision & Dependent Care Flexible Spending Accounts * Short-Term & Long-Term Disability * Student Loan PayDown * Tuition Reimbursement, Personal Development & Learning Opportunities * Skills Development & Certifications * Employee Referral Program * Corporate Sponsored Events & Community Outreach * Emergency Back-Up Childcare Program * Mobility Stipend About Guidehouse Guidehouse is an Equal Opportunity Employer–Protected Veterans, Individuals with Disabilities or any other basis protected by law, ordinance, or regulation. Guidehouse will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of applicable law or ordinance including the Fair Chance Ordinance of Los Angeles and San Francisco. If you have visited our website for information about employment opportunities, or to apply for a position, and you require an accommodation, please contact Guidehouse Recruiting at 1-571-633-1711 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodation. All communication regarding recruitment for a Guidehouse position will be sent from Guidehouse email domains including @guidehouse.com or ___. Correspondence received by an applicant from any other domain should be considered unauthorized and will not be honored by Guidehouse. Note that Guidehouse will never charge a fee or require a money transfer at any stage of the recruitment process and does not collect fees from educational institutions for participation in a recruitment event. Never provide your banking information to a third party purporting to need that information to proceed in the hiring process. If any person or organization demands money related to a job opportunity with Guidehouse, please report the matter to Guidehouse’s Ethics Hotline. If you want to check the validity of correspondence you have received, please contact ___. Guidehouse is not responsible for losses incurred (monetary or otherwise) from an applicant’s dealings with unauthorized third parties. Guidehouse does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Guidehouse and Guidehouse will not be obligated to pay a placement fee.

The Opportunity Our ideal Business Systems Analyst will be responsible for defining business and/or systems scope and objectives based on both user needs and a thorough understanding of industry requirements. Devise or modify procedures to solve highly complex problems considering limitations, operating time, and form of desired results. Provide analysis of business and user needs, documentation of requirements, and translation into proper business and/or system requirements. Consider the business implications of the application of technology to the current and future business environment. Act as a team leader for complex projects. This role supports strategic investment initiatives and ensures recommended solutions are aligned with business and MassMutual IT strategies while adhering to relevant technology standards. This is a critical role in maintaining the cohesion between the business stakeholders and the technology delivery teams. It requires a strong work ethic, the ability to work independently or in collaboration, exceptional communication skills, and knowledge of, or the aptitude to learn the investment management data domain. The Team You'll be an integral part of our esteemed Corporate Technology Team, focused Investment Management Technology. Our mission is to build reliable solutions by utilizing our Investment Management applications and platforms. You will be part of a team that is technical, highly motivated and excels at working in a fast-paced and always evolving environment with agility and resilience. The team engages in business as usual (BAU) initiatives as well as major projects. When needed, they collaborate with vendor resources and infrastructure teams. The Impact The Business Systems Analyst is responsible for the analysis, design, and testing of complex applications and system integration processes supporting MassMutual’s Investment Management Unit. This role supports strategic investment initiatives within the areas of Portfolio Management, Investment Operations, Derivative Operations, Quantitative Research/Development, Investment Accounting, and ensures recommended solutions are aligned with business and MassMutual IT strategies while adhering to relevant technology standards. • Application support and maintenance in a DevOps/Agile delivery model, • Perform analysis of business process, procedures, data and rules, • Experience with data-centric architectures, multi-dimensional time series, and techniques to guarantee robust data integrity., • Demonstrated ability to identify and understand critical business features that drive value and translate those into solid technical solutions., • Excellent written and oral communication skills, ability to interact with business and technical personnel effectively and confidently, at all levels in the organization., • Proven technical leadership and mentoring skills., • Strong knowledge of the investment management industry, asset liability management, and risk management across multiple asset classes, public and private, including derivatives, • Candidates must combine an attention to detail with the ability to see the big picture., • Demonstrated ability to communicate effectively using verbal and written methods to all levels of an organization., • Proficient with standard documentation tools (Visio, Excel, Word), • Capable of applying knowledge to handle all but the most complex problems independently., • Drives continuous improvement and efficiency beyond own scope of responsibility., • Perform impact analysis on various proposed technical solutions, • Contribute to and review test strategy and test plans, • Participate / lead complex derivative accounting testing, • Understand the system architecture and translate into efficient designs that are scalable, maintainable, and re-usable, ensuring that designs are aligned with business and technical strategy, • Contribute to and review estimates for development and testing work, • Participate in / lead design review sessions, • Clarify and resolve design related issues with developers, • Highlight potential and actual issues effectively and work through to the appropriate resolution The Minimum Qualifications • Bachelor’s degree, • 7+ years of experience with designing and implementing complex solutions., • 5+ years of investment management experience with an understanding of systems and data management., • 5+ year of experience with investment management systems (from front office to middle office, to back office) The Ideal Qualifications • Masters degree or higher in computer or business-related field, • Exceptional data analysis experience working with large data sets and multiple sources of data. Expert user of excel and proficient with SQL/Oracle query tools., • Can work with limited guidance on complex projects. Anticipates change and is comfortable with multiple priorities., • Strong quantitative orientation, analytical skills, a high level of intellectual curiosity, tolerance for ambiguity and seasoned judgment., • Able to explore multiple solutions to a problem and present and defend solutions based on an analysis of facts and an understanding of client needs., • Demonstrated experience in solution design., • Strong understanding and adherence to IT SDLC and operational best practices, • Strong knowledge of DevOps and Agile concepts, including tools such as Jira and Confluence, • Self-managed and motivated individual with strong leadership skills., • Excellent written, oral and presentation skills., • Works with minimal oversight and proactively communicates status and risks to project leadership., • Ability to work well in a team environment., • Desire to learn and ability to apply learnings to business issues., • Self-starter with proven ability to organize and direct quality work efforts., • Ability to communicate well across all levels of the organization., • Strong collaboration skills and the ability to work in a team-based environment. #LI-SC1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Structured/Project Finance - Underwriting & Portfolio Management Associate Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Associate, Underwriting & Portfolio Management will be responsible for managing the Underwriting & Portfolio Management of a defined portfolio of Structured Finance transactions. The Portfolio is comprised of Project Finance and Fund Finance loans. This position will work closely with the 1LoD product teams to present and defend business opportunities to the 2nd Line of Defense. The candidate will manage the business relationship with risk and ensure all required portfolio management tasks are completed. Responsibilities: · Communicates portfolio trends, risks and mitigants to senior leadership. · Develops and manages portfolio information needed to accommodate sound risk management, economic and regulatory reporting requirements. · Leads underwriting, structuring and closing of amendments, upsizes and extensions, as needed, including annual reviews and credit approval memos. · Develop credit recommendations which include clear views of credit structures and borrower’s risks. · Lead the financial modelling of complex structured corporates, including the impacts of complex transactions including mergers, acquisitions and divestitures. · Supports junior development through building strong relationships with the team as a mentor as needed. · Collaborates with product team members prior to loan closing on approval memos, legal documentation, collateral review and funding approvals. · Manages and controls risks throughout the post-closing credit process to ensure strong borrower performance. · Monitors and enforces terms of loan agreement / documents. · Identifies and establishes best practices policies and procedures. · Manages other Portfolio Management functions, including collaborating with new business team on up-front and ongoing client due diligence, etc. · Leads and/or provides valuable input for broader business initiatives, projects and goals. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree or equivalent work experience in Finance, Accounting, Management, Economics or equivalent field. (Required) CFA Charter and/or MBA (Preferred) Work Experience: Financial analysis, structuring, underwriting and portfolio management. Experience with infrastructure companies, and/or project finance loans (preferably renewable energy - wind, solar, etc) Skills and Abilities: · Proficient communicator (orally and in writing) with clients, peers and fellow associates · Proficient with Microsoft Office applications · Ability to work and interact with various departments · Ability to work in a fast-paced, sometimes stressful, environment with many critical deadlines · Thorough knowledge and understanding of Structured Finance loan products and services Certifications: • Other: Completion of bank-certified course in Credit Training - Preferred. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $78,750.00 USD Maximum: $122,500.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

Director - Reinsurance Controllership Controllers Organization of Corporate Finance Full-Time Boston, MA, Springfield, MA or New York, NY About the Corporate Controller Organization: The Controllers Organization is responsible for delivering on the foundation of credibility and control of the core financial information leveraged across Finance to communicate with leadership, key business partners and regulators on the enterprise’s actual results, forecast implications and strategic decision making. This work considers legal entity structures, distribution channel, and product results as well as how these impact our capital optimization and operating liquidity. The Opportunity The Director of Reinsurance Controllership will lead a team responsible for quarterly reinsurance accounting, settlements, cash processing oversight and business analysis with a focus on STAT and GAAP basis for reinsurance transactions. Additional responsibilities will include collaborating with business partners on strategic reinsurance transactions and initiatives, analysis and reporting of quarterly financial reinsurance impacts, regulatory filings for MassMutual, and related internal control activities. The Team The Reinsurance Controllership team is a high-profile team in the Controller’s organization comprised of talented accounting professionals who possess diverse ranges of experiences and backgrounds. Our team has a high business acumen and is driven to provide timely and accurate financial information to our customers. We pride ourselves on working with agility and being a reliable source of information in the organization. We strive to continuously improve and achieve results by actively listening, seeking, understanding and creating solutions as a unified team. The team continues to grow due to the growing number of new business initiatives and projects that we are part of. The Impact • Manage and lead a team of professionals responsible for the accurate and timely completion of quarterly reinsurance accounting close and settlement cycles by effectively planning, monitoring, and problem solving, • Lead the quarterly analysis on trends and results, • Lead transactional work to launch reinsurance treaties, • Add value to the enterprise through close collaboration and partnership with other MassMutual business units and corporate functions to ensure the accurate, timely and efficient submission of data and analysis required to meet reporting requirements, • Exhibit strong leadership presence and communications skills in presenting results to various levels of management. This will require thought leadership and entail developing sound accounting practices, efficient processes, and robust control documentation to effectively deliver timely and insightful results, • Assure adherence to an internal control framework that ensures accurate and timely financial reporting. Makes recommendations to continuously improve the overall control environment, • Understand how data flows through the financial systems to the accounting function, planning appropriately for changes and prioritizing and implementing enhancements, • Play a key role in creating a collaborative and inclusive culture by working closely with other areas within the Controllers Organization to build trust through increasing understanding of and respecting differences, • Use professional insight to identify, initiate and/or lead initiatives and continuous improvement activities that increase efficiency and add value. Leads problem solving to improve quality, reduce close cycle times, improve team collaboration, including collaboration with vendors, and improve customer satisfaction, • Demonstrate the technical and leadership competencies and passion for continuous improvements The Minimum Qualifications • Bachelor’s degree in accounting, finance, or related field, • 8+ years of progressive experience in public accounting or large sophisticated corporate environment The Ideal Qualifications • Experience in insurance or reinsurance accounting highly preferred, • CPA, • Proven ability to successfully handle competing priorities and multiple deliverables, • In-depth knowledge and experience of US GAAP and statutory accounting, • Experience in best-in-class control execution/documentation, • Experience in using accounting data and information to analyze and articulate financial results, • Ability to perform independent research and serve as a key resource for resolution of unique or complex business problems, • Experience in effectively coach and develop core level accountants and external consultants What to Expect as Part of MassMutual and the Team • Regular meetings with the Reinsurance Controllership team, • Focused one-on-one meetings with your manager, • Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, veteran and disability-focused Business Resource Groups, • Access to learning content on Degreed and other informational platforms, • Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits #LI-CR37 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

USA Associate, Credit Risk (047RI1) Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Associate, Credit Risk is responsible for risk concentration monitoring, analysis, and reporting. The incumbent will analyze and summarize current and prospective trend financial characteristics, regulate risk exposure and controls by identifying areas of concern, opportunities, and reports on potential and/or known issues while recommending process improvements. • Evaluates counter party credit equivalent exposure in non-standard trade positions using modeling techniques., • Identifies potential credit risks and assesses impact, probability of occurrence and timeframe., • Analyzes counter party portfolio and cross-border risk data, events and trends., • Investigates various credit risk inquiries, proposals, plans, and makes recommendations as directed by management or at own initiative., • Provides guidance and subject matter expertise regarding credit risks and mitigation planning to colleagues across the organization., • Maintains abreast emerging risk trends and risk management best practices; summarizes and communicates findings with team., • Implements quality controls and processes; determines resolution steps for quality issue, with escalation and reporting as required., • Ensures business activities and operations are in compliance with applicable policies, procedures and/or regulatory requirements., • Generates routine analysis and insights using raw and multiple data sources for reporting., • Performs ad-hoc projects requiring planning, research, analysis, and recommendations to management via formal presentations and/or written communications., • Regulates credit risk exposure, mitigation, and controls for new products and implements solutions to existing programs., • Collaborates cross-functionally with Information Technology to ensure the establishment of recovery testing methodologies; the planning and coordination of the testing of recovery support and business resumption procedures., • Develops and presents comprehensive risk exposures and recommendations on best practices for remediate and implement to management. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Required. Master's Degree Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Preferred. 5+ Years Risk Management, Credit Risk, or Internal Audit - Required. 5+ Years Financial Services industry experience. - Required., • Detailed knowledge of a commercial banks credit and counterparty customer populations, understanding their characteristics according to portfolio (aggregate) credit quality measures and individual customer financial characteristics., • Demonstrated credit analysis skills for understanding/tracking and market risk & modeling skills for evaluating related risk exposures., • Ability to work with large databases and datasets for extraction and conversion into useful final results with original numbers., • Ability to maintain accuracy while handling sensitive data files, working with that data and reconciling final results with original numbers., • Ability to adjust to new developments/changing circumstances., • Ability to build and foster internal relationships., • Ability to maintain accuracy while handling sensitive data files, working with that data and reconciling final results with original numbers., • Strong project management skills., • Ability to summarize, document, and communicate information in a clear and concise manner. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $76,875.00 USD Maximum: $130,000.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

Executive Director, Credit Risk-Hedge Funds & Asset Managers - New York Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! This is an excellent opportunity to participate in a fast-growing sector, work on transactions encompassing a number of different clients and traded products, build analytical skills and cross-train with other areas of the Credit Risk Management team. Responsibilities: • Perform in-depth credit analysis of new and existing hedge funds and asset managers/traditional funds (including: credentials, strategy, track record, leverage, investor base, liquidity, risk management, portfolio valuation, internal controls, service providers, transparency and regulation)., • Review the fund documentation (including: Prospectuses, Offering Memos, Investment Management Agreements, Investment Guidelines, Trust Agreements, Financial Statements, etc.) in order to evaluate investment objectives and strategies and determine credit worthiness of the underlying funds., • Negotiate an ISDA/CSA, MRA, GMRA, CDEA and other traded products documentation., • Provide recommendation for transactions approvals, determine initial margin requirements and haircuts on capital markets products (including: interest rate swaps, repos, foreign exchange)., • Conduct credit due diligence conference calls and on-site meetings., • Monitor monthly performance and NAV trends in order to identify funds that breach ISDA triggers and hedge funds/investment managers that face challenges with performance and redemptions., • Liaise with middle office, documentation group and collateral management to ensure that trades are booked and documented correctly and that collateral is taken where appropriate., • Develop, maintain and manage internal relationships with business partners (including: marketers, negotiators, collateral management, on-boarding team and legal)., • Monitor investment industry fundamentals and apprise management of significant events that may have an adverse effect on a credit quality of assigned portfolios., • Bachelor’s degree in Finance or Accounting, • 10+ years of experience in financial services and risk management required, • At least 5 years of banking/credit analysis experience covering asset managers/hedge funds, • Knowledge of traded products, investment strategies and financial markets, • Proficiency in trading documentation, • Knowledge of counterparty credit risk metrics, • Ability to conduct due diligence meetings, • Good communication skills, both written and verbal, • Strong work ethics, • Proactive approach, initiative, and resourcefulness, • Positive attitude, drive, and dedication, • Entrepreneurial spirit, • Attention to detail, • Team player, • Experience in leadership and management positions preferred, but not required What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $135,000.00 USD Maximum: $240,000.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, UCM - New York - Park Avenue (inactive) Other Locations: New York-New York Organization: Santander US Capital Markets LLC

USA Underwriting & Portfolio Management Analyst Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The main function of the Sr. Specialist, Underwriting & Portfolio Management is to assist the Underwriter(s) in analyzing, processing and packaging commercial loans. • Collects, packages, reviews and reconciles loan application documents including financial/credit exhibits under various underwriting programs., • Orders and performs the preliminary review of all third party reports (appraisal, inspection and environmental) for compliance with guidelines., • Analyzes, interprets and underwrites complex transactions in compliance with respective agency guidelines., • Conducts detailed economic and demographic research to determine feasibility of transactions., • Assists the underwriter in preparing and presenting comprehensive loan approval package to credit committee., • Conducts inspections of physical assets. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required. 3+ Years Related experience and/or training. - Required., • Excellent written and verbal communication skills., • Strong analytical skills and proficient with financial statements., • Ability to work in a fast paced environment with little supervision., • Ability to work well with others and on teams., • Demonstrated proficiency in Microsoft Office, including Word, Excel and PowerPoint., • Demonstrates strong judgment and sound credit skills., • Knowledge of Federal banking regulations. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $63,750.00 USD Maximum: $97,500.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

Corporate Subsidiaries Controllership Manager Financial Controllership Organization Full-Time Hybrid Boston, MA, Springfield, MA, or New York, NY This is an individual contributor role About the Corporate Controller’s Organization The Controller’s Organization is responsible for delivering on the foundation of credibility and control of the core financial information leveraged across Finance to communicate with leadership, key business partners and regulators on the enterprise’s actual results, forecast implications and strategic decision-making. This work considers legal entity structures, distribution channel, and product results as well as how these impact our capital optimization and operating liquidity. We are a diverse group of professionals experienced in and responsible for accounting, financial reporting, tax, policy and controls, cash operations, corporate finance data and systems management as well as wealth management finance activities. We are seeking engaging professionals with strong communication skills and deep intellectual curiosity to ensure the timely and efficient reporting of results. We not only perform the required activities. We are looked to as business partners who add value by challenging existing operating practices, strengthening controls and highlighting trends and insights. The Opportunity This Corporate Subsidiaries Controllership Manager is a core member of the team. The position reports to the Director of Corporate Subsidiaries Controllership and resides within the Financial Controllership team, a critical team within the Controller’s Organization which aspires to be best in class financial stewards for MassMutual. This is an opportunity for an individual who thrives in a highly dynamic and agile accounting environment to collaborate across teams focused on solid execution and improving outcomes. We are seeking an accounting professional who wants to join a highly motivated team of professionals focused on proactively driving the development and execution of process improvements, meaningful analysis and improved coordination across the organization. The Team As a member of the Financial Controllership team, the incumbent will be involved in shaping the future of the organization, supporting both the on-going growth and analysis within the Corporate Subsidiaries Controllership team and more broadly across the entire Financial Controllership team. The Impact • Manage priorities effectively and adapt quickly to achieve goals while developing efficiencies and established methods in the process, • Thrive in a complex corporate structure and comfortably switch gears and alter course to adapt to changing circumstances, • Play a key role in leading a collaborative and inclusive culture by working closely with other Controllers teams, such as the financial close and consolidation team and external reporting to ensure the accurate recognition of accounting for various transactions and events related to the corporate subsidiaries, • Apply professional insight to identify and implement accounting improvements that increase the business value and efficiency of the team, • Lead and/ or support increasingly complex projects and continuous improvement activities that may span beyond the scope of the team's responsibilities, • Responsible for leading problem solving to improve quality, close cycle times, increase efficiencies, improve employee engagement and customer satisfaction., • Compile and review financial results and proactively support the external audits of MassMutual’s non-insurance subsidiaries including venture capital, asset management, bank, technology, and holding companies, • Develop and review the financial reporting and accounting implications for non-routine transactions, including partnering with various Corporate Finance groups and assisting in the creation of artifacts for leadership, • Contribute to the completion of accounting models and transaction memos for financial transactions ensuring accuracy and compliance with the appropriate accounting regulations, • Partner with the Capital Management team to ensure capital transactions are properly reflected in subsidiaries’ ledgers, • Develop, document, and assure adherence to an internal controls, policies and procedure that ensures accurate and timely financial reporting, • Support the close improvement efforts, including effectively communicating with managers to identify and assess areas of improvement and supporting the implementation of ongoing close improvements. The Minimum Qualifications • Bachelor’s degree in accounting, finance or related field, • 6+ years of related work experience with a track record of increasing responsibility, • 6+ years' experience with U.S. GAAP The Ideal Qualifications • CPA, strongly preferred, • Former experience in legal entity controller roles, strongly preferred, • Strong analytical skills: ability to analyze financial data sets and tell the story of the data, • Proven ability to complete high quality work efficiently and increase autonomy over time, • Able to build and maintain strong working relationships across cross-functional groups, • Excellent verbal and written communication skills with the ability to express ideas in and articulate in an organized and persuasive manner to leadership, staff, regulatory bodies, etc., • Able to work well in a dynamic and agile environment while leading the team in execution of various priorities and related deliverables, • Intellectual curiosity to continue learning and adding breadth and depth to understanding, • Experience with S4/ Hana What to Expect as Part of MassMutual and the Team • Regular meetings with the Investment Controllership team, • Focused one-on-one meetings with your manager, • Access to mentorship opportunities, • Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability-focused Business Resource Groups, • Access to learning content on Degreed and other informational platforms, • Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits #LI-CR37 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Associate, Credit Risk Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Associate, Credit Risk is responsible for risk concentration monitoring, analysis, and reporting. The incumbent will analyze and summarize current and prospective trend financial characteristics, regulate risk exposure and controls by identifying areas of concern, opportunities, and reports on potential and/or known issues while recommending process improvements. The incumbent is responsible for reviewing, analyzing, and/or evaluating the Company's credit risk management program that renders risk-based processing and reporting to reduce operating losses and maintain maximum protection of the organization's assets, products, and services. The Sr. Analyst will recommend opportunities and propose resolutions for improved efficiency, effectiveness, and/or risk reduction for the department. * Evaluates counter party credit equivalent exposure in non-standard trade positions using modeling techniques. * Identifies potential credit risks and assesses impact, probability of occurrence and timeframe. * Analyzes counter party portfolio and cross-border risk data, events and trends. * Investigates various credit risk inquiries, proposals, plans, and makes recommendations as directed by management or at own initiative. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Required. Master's Degree Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Preferred. 5-9 years experience required; Risk Management, Credit Risk, or Internal Audit • Detailed knowledge of a commercial banks credit and counterparty customer populations, understanding their characteristics according to portfolio (aggregate) credit quality measures and individual customer financial characteristics., • Demonstrated credit analysis skills for understanding/tracking and market risk & modeling skills for evaluating related risk exposures., • Ability to work with large databases and datasets for extraction and conversion into useful final results with original numbers., • Ability to maintain accuracy while handling sensitive data files, working with that data and reconciling final results with original numbers., • Strong MS Office (Excel, PowerPoint, Word, Visio, and Outlook) skills., • Strong verbal and written communication skills., • Ability to build and foster internal relationships., • Strong organizational and time management skills., • Ability to analyze risk and provide recommendations and/or resolutions to minimize risk., • Ability to summarize, document, and communicate information in a clear and concise manner., • Ability to work independently as well as collaboratively within a team environment., • Ability to stay abreast of industry best practices, procedures, and techniques., • Ability to change direction as project demand dictates., • Ability to effectively and clearly communicate instructions to others, summarize and articulate issues, and document findings in a clear and concise manner. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $76,875.00 USD Maximum: $130,000.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

The Opportunity MassMutual is at the forefront of innovation in the financial services and insurance industry. Our commitment to leveraging cutting-edge technology to deliver exceptional customer experiences and drive business growth sets us apart. MassMutual was recently ranked 8th overall in the Evident AI Insurance index, and 2nd for AI innovation. We are seeking a highly skilled and visionary leader to join MassMutual’s Research & Development (R&D) organization as the Head of AI Platform Engineering. In this key role, you will be responsible for MassMutual’s technology strategy. Cut through hype, drive beyond prototypes, and deliver scalable, performant AI systems with us! The Team The Research and Development organization is focused on delivering transformational change for MassMutual and its clients, financial professionals, and policyholders. We are a team of data scientists, engineers, social scientists, and product and project managers committed to innovation. We value creativity, courage, and accountability as well as our close partnerships with academia, government agencies, and the broader fintech community. The Impact: • Architect and build the core platform for applied, secure, and efficient AI/ML platform engineering to support a broad range of AI workloads, • Prototype and productionize agentic workflows and LLM-based systems that drive impact across the value chain, • through the automation, deployment, scaling, and management of AI platform services, ensuring high availability, performance, and resilience, • Be a talent magnet by attracting, developing, and retaining a world-class team of high-performing engineers, • Shape strategy in partnership with R&D leadership and senior executives across the enterprise, • Lead cross-functional teams of AI platform engineers, ML engineers, and decision engineers to deliver robust, production-ready AI solutions, • Collaborate with product managers, researchers, engineers, and business stakeholders to define and execute AI strategies aligned with company objectives. The Minimum Qualifications • Advanced degree in engineering, computer science, or related disciplines, • 10+ years of relevant engineering experience, • 5+ years of experience in managing research or engineering teams, • Exceptional problem-solving skills and willingness to learn new concepts, methods, and technologies, • Ability to work in a highly collaborative environment, • Outstanding written and verbal communication skills The Ideal Qualifications · Financial Industry knowledge · Strong publication history in area of expertise · Demonstrated ability to translate research into business impact What to Expect as Part of MassMutual and the Team Regular meetings with the Research and Development team Focused one-on-one meetings with your manager Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, veteran and disability-focused Business Resource Groups Access to learning content on Degreed and other informational platforms Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits #LI-MC1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

The Opportunity Join our dynamic team as a Data Engineer – Corporate Technology Data Engineering & Analytics, where you'll play a pivotal role in driving the execution of our data and technology strategy. This role is crucial in driving digital transformation and operational efficiency across Investment Management. As part of this role, you will engage in building data solutions including streaming and batch pipelines, data marts & data warehouse. You will be responsible for establishing robust data collection and processing pipelines to fulfill Investment Management business requirements. The Team You’ll be an integral part of our esteemed Corporate Technology Team, focused on Data Engineering & Analytics. Our team operates on a global scale, driving innovation and excellence across diverse areas of expertise. As a Data Engineer, you'll play a critical role in high impact Corporate Technology Investment Initiatives, ensuring alignment with organizational objectives and driving impactful outcomes. This is an opportunity to collaborate closely with Corporate Technology Data and Analytics team and Investment management business stakeholders. Our team thrives on collaboration, innovation, and a shared commitment to excellence. Together, we're shaping the future of technology within our organization and making a lasting impact on a global scale. Join us and be part of a dynamic team where your contributions will be valued and your potential unleashed. The Impact: • Design, build, and measure complex ELT jobs to process disparate data sources and form a high integrity, high quality, clean data asset., • Executes and provides feedback for data modeling policies, procedure, processes, and standards., • Assists with capturing and documenting system flow and other pertinent technical information about data, database design, and systems., • Develop comprehensive data quality standards and implement effective tools to ensure data accuracy and reliability., • Collaborate with various Investment Management departments to gain a better understanding of new data patterns., • Collaborate with Data Analysts, Data Architects, and BI developers to ensure design and development of scalable data solutions aligning with business goals., • Translate high-level business requirements into detailed technical specs. The Minimum Qualifications • Bachelor’s degree in Computer Science, Engineering, Information Systems or related technical field., • 8+ years of experience with data analytics, data modeling, and database design., • 5+ years experience with ELT methodologies and tools., • 5+ years experience in designing, developing, tuning and troubleshooting SQL., • 3+ years of coding and scripting (Python, Java, Scala) and design experience., • 2+ years of experience with Spark framework. The Ideal Qualifications • Knowledge of Informatica Power center and Informatica IDMC., • Knowledge of distributed, column- orientated technology to create high-performant database technologies like - Vertica, Snowflake., • Strong data analysis skills for extracting insights from financial data, • Proficiency in reporting tools (e.g., Power BI, Tableau)., • Domain knowledge of Investment Management operations including Security Masters, Securities Trade and Recon Operations, Reference data management, Pricing., • Familiarity with regulatory requirements and compliance standards in the investment management industry., • Experience with IBOR’s such as Blackrock Alladin, CRD, Eagle STAR (ABOR), Eagle Pace, and Eagle DataMart., • Familiarity with investment data platforms such as GoldenSource, FINBOURNE, NeoXam, RIMES, and JPM Fusion., • Strong analytical and problem-solving abilities., • Exceptional communication and interpersonal skills., • Ability to influence and motivate teams without direct authority., • Excellent time management and organizational skills, with the ability to prioritize multiple initiatives. #LI-RK1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Job Family: Data Science Consulting Travel Required: Up to 10% Clearance Required: Ability to Obtain Public Trust What You Will Do: We are seeking an experienced Associate Director to join our growing AI and Data practice, with a dedicated focus on the Federal Civilian Agencies (FCA) market within the Communities, Energy & Infrastructure (CEI) segment. This individual will be a hands-on leader, responsible for both business development and delivery of AI- and data-driven solutions that enable federal clients to achieve mission outcomes, operational efficiency, and digital transformation. This is a leadership role for someone who thrives at the intersection of technology, data, and public sector strategy. The Associate Director will oversee cross-functional teams and collaborate directly with client executives and business leaders to drive value through advanced analytics, data strategy, and AI-based solutions. This is a leadership role for someone who thrives at the intersection of technology, data, and industry strategy. Key Responsibilities Include Client Leadership & Delivery • Serve as a trusted advisor to state and local government clients on establishing an AI strategy that encompass both building core AI capabilities, as well as addressing key use cases around organizational priorities (e.g., constituent facing AI-enabled services, mission operations optimiztions, enhanced predictive planning)., • Lead engagements from strategy through implementation, ensuring delivery excellence and measurable outcomes., • Translate complex business challenges into actionable AI/ML and data solutions using platforms such as Snowflake, Databricks, and Azure/AWS/GCP. Solution Development & Innovation • Design and lead AI/ML and analytics solutions using best-in-class tools and platforms., • Translate business challenges into actionable use cases and scalable data and AI products and services., • Stay ahead of industry trends and emerging technologies to inform solution development., • Advise and lead the technical design and development of AI/ML and data solutions. Business Development • Drive growth through capture support, proposal development, and strategic pursuits., • Collaborate with partners and directors to expand Guidehouse’s footprint in the state and local government market., • Contribute to thought leadership and represent the firm in industry forums and client discussions. Practice & Team Leadership • Mentor and lead multidisciplinary teams including scientists, engineers, and consultants., • Support recruiting, onboarding, and talent development within the AI & Data practice., • Foster a culture of innovation, collaboration, and continuous learning. What You Will Need: • Bachelor's degree is required, • Minimum SEVEN (7) years of experience of hands-on AI development, engineering, and analytics expertise, • Minimum FIVE (5) years of experience delivering technical solutions and programs to public sector organizations., • Strong understanding of AI/ML technologies, data platforms (e.g., Snowflake, Databricks, AWS/GCP/Azure), and analytics methodologies., • Demonstrated experience supporting the business development lifecycle, such as capture and proposal writing related activities., • Proven track record of leading large-scale AI/ML and data engagements from concept to execution., • Experience with GenAI technologies and trends, with an understanding of how to incorporate into impactful solutions and services., • Demonstrated ability to source and lead the formation and execution of successful partnerships between and across major stakeholders including technology partners and business end-users., • Proven ability to collaborate with audiences with a wide range of technical knowledge and at different levels of an organization, from the C-Suite (CIO, CISO, CDO) to an engineerng and or architectur team., • Ability to influence and motivate a team of data and AI specialists across a variety of functions to establish and deliver capabilities at scale., • Excellent communication, facilitation, and relationship-building skills. What Would Be Nice To Have: • Master’s Degree, • AI/LLM Certifications, • Project Management Professional (PMP), • Hands on experience bringing GenAI solutions to production., • Experience working with state and local clients., • Familiarity with federal contracting and procurement processes. The annual salary range for this position is $149,000.00-$248,000.00. Compensation decisions depend on a wide range of factors, including but not limited to skill sets, experience and training, security clearances, licensure and certifications, and other business and organizational needs. What We Offer: Guidehouse offers a comprehensive, total rewards package that includes competitive compensation and a flexible benefits package that reflects our commitment to creating a diverse and supportive workplace. Benefits include: * Medical, Rx, Dental & Vision Insurance * Personal and Family Sick Time & Company Paid Holidays * Position may be eligible for a discretionary variable incentive bonus * Parental Leave and Adoption Assistance * 401(k) Retirement Plan * Basic Life & Supplemental Life * Health Savings Account, Dental/Vision & Dependent Care Flexible Spending Accounts * Short-Term & Long-Term Disability * Student Loan PayDown * Tuition Reimbursement, Personal Development & Learning Opportunities * Skills Development & Certifications * Employee Referral Program * Corporate Sponsored Events & Community Outreach * Emergency Back-Up Childcare Program * Mobility Stipend About Guidehouse Guidehouse is an Equal Opportunity Employer–Protected Veterans, Individuals with Disabilities or any other basis protected by law, ordinance, or regulation. Guidehouse will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of applicable law or ordinance including the Fair Chance Ordinance of Los Angeles and San Francisco. If you have visited our website for information about employment opportunities, or to apply for a position, and you require an accommodation, please contact Guidehouse Recruiting at 1-571-633-1711 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodation. All communication regarding recruitment for a Guidehouse position will be sent from Guidehouse email domains including @guidehouse.com or ___. Correspondence received by an applicant from any other domain should be considered unauthorized and will not be honored by Guidehouse. Note that Guidehouse will never charge a fee or require a money transfer at any stage of the recruitment process and does not collect fees from educational institutions for participation in a recruitment event. Never provide your banking information to a third party purporting to need that information to proceed in the hiring process. If any person or organization demands money related to a job opportunity with Guidehouse, please report the matter to Guidehouse’s Ethics Hotline. If you want to check the validity of correspondence you have received, please contact ___. Guidehouse is not responsible for losses incurred (monetary or otherwise) from an applicant’s dealings with unauthorized third parties. Guidehouse does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Guidehouse and Guidehouse will not be obligated to pay a placement fee.

We’re Tend — Dental Done Differently. Tend was founded to make going to the dentist something people actually look forward to. We blend thoughtfully designed studios, top-tier clinical care, advanced technology, and a hospitality-driven mindset to create a dental experience that’s human, personalized, and exceptional from start to finish. Since launching in 2019, we’ve delivered care to over 100,000 patients across New York, Washington DC, Boston, Atlanta, and Nashville. With thousands of five-star reviews and over 650 passionate team members, Tend is one of the fastest-growing and highest-rated dental brands in the country — and we’re just getting started. Whether you’re delivering care in our studios or supporting our growth behind the scenes, every role at Tend contributes to reimagining the future of dental health — for patients and for the people who care for them. We’re growing fast — and we’re looking for values-driven, mission-aligned talent to grow with us. At Tend, we do dentistry differently — without compromising on excellence or ambition. As an Associate Dentist at Tend, you’ll deliver best-in-class clinical care in a modern, thoughtfully designed studio. You’ll be busy from day one, treating a well-booked schedule of patients and full-scope operative cases with the support of an experienced clinical and operational team. Our model is built for driven dentists: those who want to grow clinically, take on complex cases, and be rewarded for high performance. You’ll be part of a collaborative, energized team that’s raising the bar for dentistry — and having fun doing it. We offer a daily guarantee and monthly bonus based on adjusted production. Tend Associate Dentists earn 30-35% of their adjusted production. You’ll receive transparency and support to help you thrive — no surprises, just opportunity. What You’ll Do • Deliver a full spectrum of high‑quality clinical services—from fillings, inlays/onlays, crowns, root canals, extractions, orthodontics (traditional braces & Invisalign®), TMJ injectables, and implants to cosmetic procedures like veneers, professional whitening, and emergency visits—leveraging Tend’s state‑of‑the‑art digital workflows and high‑throughput studio model, • Perform thorough exams, develop comprehensive treatment plans, and educate patients on optimal oral health and procedural choices, • Lead and manage multiple treatment rooms and maintain a dynamic, productive schedule—balancing hygiene checks, operative care, same‑day treatment, and emergency visits, • Drive production by proactively identifying and completing full treatment plans, optimizing chair time, and delivering care efficiently without sacrificing quality, • Lead and mentor dental assistants and collaborate closely with hygienists to ensure seamless patient care and clinical excellence, • Partner with studio managers and operational leaders to hit production goals, uphold clinical standards, and continuously refine studio workflow You embody our Tend values and demonstrate key competencies that ensure both patient success and team excellence. At Tend, these values aren’t just words on a wall — they are essential to how we hire, lead, and collaborate. Every dentist and team member is expected to show up with a mindset grounded in our mission, vision, and values. This is what drives our culture, our clinical standards, and the patient experience we’re proud to deliver every day. Tend Values: • Tend to Others – Deliver outstanding oral health outcomes and patient experiences. You put the team and patient first, even in fast-paced settings., • Be Brave Enough to Lead – Act with integrity and take initiative to solve problems, coach others, and raise the bar., • Savor the Ride – Celebrate wins, stay resilient in challenging moments, and bring positivity to the workplace., • Embrace Our Differences – Welcome and value diverse backgrounds, ideas, and feedback. Communicate with respect and trust., • Earn and Give Trust – Earn the confidence of patients and teammates through honesty, transparency, and follow-through., • Lead with Clinical Judgement – Make sound clinical decisions grounded in data, evidence, and patient needs., • DDS or DMD degree from an accredited dental school, • Current, active dental license in the state you’re applying for, • Current CPR/BLS certification, • Active DEA registration, • Minimum 2 years of experience (post residency) in private practice, DSO, or similar setting, • Comfort with modern technology and a willingness to adopt digital workflows, • Invisalign certification, • Ability to sit and stand for extended periods while performing clinical procedures., • Manual dexterity and fine motor skills to handle dental instruments and perform precise procedures., • Adequate vision (with or without correction) to read charts, interpret radiographs, and operate clinical equipment., • Ability to bend, reach, and maintain ergonomic positioning for patient care., • Occasional lifting or movement of equipment and supplies up to 25 pounds. What We Offer We believe taking care of people starts with taking care of our own. Here’s how we’ve got you covered at Tend: • 🦷 Dentist Equity & Partnership – Opportunity to invest alongside Tend and share in our growth, • 🌴 Time to Recharge - Enjoy Paid Time Off (PTO) — because rest is productive., • 🎓 CE & Professional Development – Virtual and in-person CE opportunities and internal clinical forums, • 🛡️ Malpractice Insurance – Full coverage provided at no cost to you, • 🩺 Health Comes First – Medical, dental, and vision insurance — plus our own Dental Wellness Program, • 💰 Plan for the Future – 401(k) with company match to help you grow your nest egg, • 💡 Support, When You Need It – Life & AD&D insurance, legal support, EAP, and health advocacy, • 🛍️ Smart Spending Options – FSAs, HSAs, and pre-tax transit and parking benefits #LI-Onsite Pay Range $151,000—$325,000 USD The Tend Difference The highest standard of care, anywhere. At Tend, you’ll work alongside esteemed clinical leaders and experience-obsessed colleagues to deliver care that’s not only top-tier — it’s unforgettable. With access to advanced technology and thoughtfully designed studios, you’ll help create dental experiences that patients actually look forward to. Our hospitality-driven approach makes every visit feel personal, warm, and empowering. A top-tier clinical team who puts patients first. We value science over sales and lead with empathy, transparency, and integrity. There are no production quotas here — just a shared commitment to doing what’s right for our patients. We foster a collaborative, inclusive culture where team members go the extra mile for each other and for every patient who walks through our doors. Innovate Dentistry. Tend to Others. Grow Together. Tend is redefining what it means to grow a career in dentistry. We offer a modern, patient-first environment backed by cutting-edge tools and systems, industry-leading compensation and benefits, and robust opportunities for continuing education and professional development. Whether you’re clinical or corporate, you’ll be part of something meaningful — and surrounded by people who care. Tend is an Equal Opportunity Employer. We’re committed to fostering a workplace where everyone feels seen, heard, and supported. Tend does not discriminate based on race, color, religion, sex, national origin, age, disability, genetics, gender identity or expression, sexual orientation, veteran status, or any other protected status in accordance with applicable federal, state, and local laws. This policy applies to all aspects of employment, including recruitment, hiring, promotion, compensation, benefits, and termination. Legal and Compliance Notice: Tend complies with all applicable federal, state, and local laws governing nondiscrimination, equal employment opportunity, pay transparency, and other employment-related requirements. Where specific state disclosures or postings are required by law, we provide this information as part of our hiring process or upon request. Your privacy matters. To learn more about how we collect, use, and protect your information, please review our privacy policy ___.

Manor Dental is looking for a Full-Time Licensed hygienist to join our team! We pride ourselves in Doctor/Hygiene collaboration all while having fun along the way! Location: 66 Covert Ave, Garden City, New York 11530 Pay: $57-62/hr based on experienced Hours: Monday: 8-2 Tuesday: 9-7 Wednesday: 8-2 Thursday: 9-7 ** Open to part-time: Wednesday and Thursdays Manor Dental, is unique to the community and the patients they serve. With the support of a practice manager, a highly trained team on site, coupled with a vast network of experts across the nation, you’ll be completely connected to all the resources and support of the office. • Join a 6 person team that thrives on collaboration, communication and community, • We’re located at 66 Covert Ave, Garden City, New York 11530, • We are growing our family! We are looking for a motivated hygienist who is positive, perio-focused, and a team player What You’ll Gain • Competitive benefits including health insurance and retirement savings plans, six paid holidays and PTO (paid time off), • Continuing education to provide you opportunity to develop your full potential and enhance your clinical skills to provide education and care to your patients., • Access to an expansive network of mentors with 1:1 hygiene mentorship support and networking opportunities available at your fingertips., • Unparalleled business support and the highest quality supplies and labs to deliver exceptional patient care., • Opportunity to be a part of a secure company with 20+ years of industry leading experience that provides a stable career with unlimited growth potential Minimum Qualifications • Current dental hygienist license in New York and an Associate’s or Bachelor’s degree in dental hygiene (where required), • Excellent working knowledge of dentistry, dental hygiene procedures, dental patient screening and medical history documentation, • CPR Certification Preferred Experience • 1-2 years of clinical experience, • Experience using Velscope, Diagnodent, digital scanner, digital x-rays and electronic medical record systems, • Desire to continue learning and grow clinical skills to meet needs of patients and provide preventative care and overall maintenance of patients’ dental health, • Clinical needs as required by office Physical Requirements • Ability to perform essential duties as deemed necessary by the Office/ Doctor/ Heartland Dental with or without reasonable accommodation. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential duties of the position, • Prolonged periods sitting and standing, • Must be able to lift and carry up to 45 pounds at times, • Availability to attend virtual training sessions (or in-person) periodically throughout the year, • As part of our commitment to maintaining a safe and healthy environment for both team members and patients, a tuberculosis (TB) test is required for all new hires in dental office positions. This is a standard requirement for dental office roles and must be completed prior to starting employment. The test will be arranged during the pre-employment process, and any necessary guidance or paperwork will be provided. Not applicable in the state of FL & TN. Who is Heartland Dental? Heartland Dental is the nation's largest dental support organization, providing non-clinical administrative support services to more than 3,000 supported doctors across 39 states and the District of Columbia in over 1,800 dental offices. Each Heartland Dental supported office is unique to the community and the patients they serve. Supported doctors are the leaders of their practice and retain clinical autonomy. All Heartland Dental supported doctors are united by a common goal: delivering the highest quality dental care and experiences to the communities they serve. At Heartland Dental, we’re committed to living our core values which promote diversity and inclusion. We provide all employees and applicants for employment the protections of federal, state, and local laws affording equal opportunity in employment.

We’re Tend — Dental Done Differently. Tend was founded to make going to the dentist something people actually look forward to. We blend thoughtfully designed studios, top-tier clinical care, advanced technology, and a hospitality-driven mindset to create a dental experience that’s human, personalized, and exceptional from start to finish. Since launching in 2019, we’ve delivered care to over 100,000 patients across New York, Washington DC, Boston, Atlanta, and Nashville. With thousands of five-star reviews and over 650 passionate team members, Tend is one of the fastest-growing and highest-rated dental brands in the country — and we’re just getting started. Whether you’re delivering care in our studios or supporting our growth behind the scenes, every role at Tend contributes to reimagining the future of dental health — for patients and for the people who care for them. We’re growing fast — and we’re looking for values-driven, mission-aligned talent to grow with us. As a Lead Dental Hygienist at Tend, you’ll do more than deliver top-tier preventive care — you’ll also set the standard for hygiene excellence in your studio. You’ll model best practices for patient care, mentor and coach fellow hygienists and hygiene assistants, and collaborate with dentists and operations leaders to drive both clinical and business success. You’ll still treat a well-booked schedule of patients in our Team (Assisted) Hygiene model, while also guiding protocols, training, and continuous improvement for the hygiene team. At Tend, we’re committed to fostering a diverse, inclusive environment where both our patients and our teams feel respected, represented, and truly cared for. Our model is built for driven hygienist leaders: those who value autonomy, inspire others, and take pride in building a culture of high-performance care. We offer a competitive hourly rate with top earning Lead Hygienists making an additional $10/hr in bonus. You’ll receive transparency and support to help you thrive — no surprises, just opportunity. What You’ll Do • Deliver comprehensive preventive and periodontal care — including prophylaxis, periodontal maintenance, scaling and root planing (SRP), gingivitis scaling, oral cancer screenings, Itero scans, sealants, Zoom whitening, Perio Protect, Curodont, fluoride treatments, and patient education — all in alignment with evidence-based clinical guidelines, • Provide leadership and mentorship to hygienists and hygiene assistants, setting expectations, coaching performance, and ensuring adherence to Tend’s clinical standards, • Collaborate with dental assistants to optimize studio-wide hygiene flow, sterilization protocols, and room turnover efficiency, • Partner with dentists on exams and treatment planning, reinforcing comprehensive care and seamless handoffs for patients, • Proactively drive hygiene production across the team by identifying opportunities, supporting same-day treatment acceptance, and monitoring key metrics, • Lead regular hygiene team meetings, provide feedback, and champion CE opportunities and professional development for the hygiene team, • Partner closely with studio managers and doctors to ensure the hygiene department is meeting patient care, quality, and business objectives You embody our Tend values and elevate them as a leader — setting the example for patients, teammates, and the hygiene team. Tend Values • Tend to Others – Foster exceptional patient experiences and a collaborative team culture, • Be Brave Enough to Lead – Model integrity and accountability, and empower others to do the same, • Savor the Ride – Celebrate wins, bring positivity, and keep the team motivated in a fast-paced environment, • Embrace Our Differences – Promote inclusivity and respect in every interaction, creating a safe space for patients and teammates, • Builds Trust & Inspires Confidence – Earns confidence from patients and teammates by modeling honesty, authenticity, and clinical excellence, • Leads Collaboration – Unites roles and functions across the studio to elevate patient care and team performance, • Degree from an accredited dental hygiene program, • Current, active hygiene license in the state you’re applying for, • Current Anesthesia/Nitrous license in applicable state, • Current CPR/BLS certification, • Prior leadership, mentorship, or training experience in a hygiene setting preferred, • Comfort with digital charting and x-rays, intraoral cameras, and technology-driven care, • Ability to model accountability, give feedback, and support teammates in their professional growth This position requires the ability to perform the essential job duties listed, with or without reasonable accommodation: • Ability to sit and stand for extended periods while performing hygiene procedures and coaching team members, • Manual dexterity and fine motor skills to handle instruments, perform scaling and polishing, and operate clinical equipment, • Adequate vision (with or without correction) to read charts, assess oral conditions, interpret radiographs, and document findings, • Ability to bend, reach, and maintain ergonomic positioning for patient care throughout the day, • Occasional lifting or movement of equipment, instrument trays, and supplies up to 25 pounds, • Ability to communicate effectively and compassionately with patients, team members, and other healthcare professionals in person and via technology We believe taking care of people starts with taking care of our own. Here’s how we’ve got you covered at Tend: 🦷 Assisted Hygiene – A dental assistant to support your patient flow and prep 🎓 CE & Professional Development – Virtual and in-person learning opportunities, with added leadership training for Leads 🛡️ Malpractice Insurance – Full coverage provided 🩺 Health Comes First – Medical, dental, and vision insurance — plus our own Dental Wellness Program 🌴 Time to Recharge – Generous Paid Time Off (PTO) and company holidays — because rest is productive 💰 Plan for the Future – 401(k) with company match 💡 Support, When You Need It – Life & AD&D insurance, EAP, legal support, and more 🛍️ Smart Spending Options – FSAs, HSAs, and pre-tax transit benefits Pay Range $56—$59 USD The Tend Difference The highest standard of care, anywhere. At Tend, you’ll work alongside esteemed clinical leaders and experience-obsessed colleagues to deliver care that’s not only top-tier — it’s unforgettable. With access to advanced technology and thoughtfully designed studios, you’ll help create dental experiences that patients actually look forward to. Our hospitality-driven approach makes every visit feel personal, warm, and empowering. A top-tier clinical team who puts patients first. We value science over sales and lead with empathy, transparency, and integrity. There are no production quotas here — just a shared commitment to doing what’s right for our patients. We foster a collaborative, inclusive culture where team members go the extra mile for each other and for every patient who walks through our doors. Innovate Dentistry. Tend to Others. Grow Together. Tend is redefining what it means to grow a career in dentistry. We offer a modern, patient-first environment backed by cutting-edge tools and systems, industry-leading compensation and benefits, and robust opportunities for continuing education and professional development. Whether you’re clinical or corporate, you’ll be part of something meaningful — and surrounded by people who care. Tend is an Equal Opportunity Employer. We’re committed to fostering a workplace where everyone feels seen, heard, and supported. Tend does not discriminate based on race, color, religion, sex, national origin, age, disability, genetics, gender identity or expression, sexual orientation, veteran status, or any other protected status in accordance with applicable federal, state, and local laws. This policy applies to all aspects of employment, including recruitment, hiring, promotion, compensation, benefits, and termination. Legal and Compliance Notice: Tend complies with all applicable federal, state, and local laws governing nondiscrimination, equal employment opportunity, pay transparency, and other employment-related requirements. Where specific state disclosures or postings are required by law, we provide this information as part of our hiring process or upon request. Your privacy matters. To learn more about how we collect, use, and protect your information, please review our privacy policy ___.

We’re Tend — Dental Done Differently. Tend was founded to make going to the dentist something people actually look forward to. We blend thoughtfully designed studios, top-tier clinical care, advanced technology, and a hospitality-driven mindset to create a dental experience that’s human, personalized, and exceptional from start to finish. Since launching in 2019, we’ve delivered care to over 100,000 patients across New York, Washington DC, Boston, Atlanta, and Nashville. With thousands of five-star reviews and over 650 passionate team members, Tend is one of the fastest-growing and highest-rated dental brands in the country — and we’re just getting started. Whether you’re delivering care in our studios or supporting our growth behind the scenes, every role at Tend contributes to reimagining the future of dental health — for patients and for the people who care for them. We’re growing fast — and we’re looking for values-driven, mission-aligned talent to grow with us. As a Dental Hygienist at Tend, you’ll deliver top-tier preventive care in a modern, thoughtfully designed studio — with the support of a dedicated dental assistant through our Team (Assisted) Hygiene model. You’ll treat a well-booked schedule of patients with the tools, systems, and support you need to deliver clinical excellence and outstanding patient experiences. At Tend, we’re committed to fostering a diverse, inclusive environment where both our patients and our teams feel respected, represented, and truly cared for. Our model is built for driven hygienists: those who value autonomy, crave efficiency, and take pride in high-performance care. We offer a competitive hourly rate and monthly bonus based on production with top earning Hygienists making an additional $10/hr in bonus. You’ll receive transparency and support to help you thrive — no surprises, just opportunity. What You’ll Do • Deliver comprehensive preventive and periodontal care — including prophylaxis, periodontal maintenance, scaling and root planing (SRP), gingivitis scaling, oral cancer screenings, Itero scan, sealants, Zoom whitening, Perio Protect, Curodont, fluoride treatments, and patient education — all in alignment with evidence-based clinical guidelines, • Collaborate with a dedicated dental assistant to optimize your schedule, manage sterilization and room turnover, and support patient care and documentation, • Partner with dentists for hygiene exams to identify and recommend treatment plans based on patient needs, • Proactively drive hygiene production by maximizing chair time, recommending preventive care, and supporting same-day treatment opportunities, • Maintain strong relationships with patients through clear communication, trust-building, and personalized education, • Collaborate closely with the broader studio team — including doctors, assistants, and operations leaders — to ensure seamless patient care You embody our Tend values and demonstrate key competencies that ensure both patient success and team excellence. At Tend, these aren’t just words on a wall — they’re how we hire, lead, and grow. Tend Values • Tend to Others – Deliver exceptional patient experiences and team collaboration, • Be Brave Enough to Lead – Take initiative to solve problems and improve clinical care, • Savor the Ride – Celebrate wins and stay positive in a fast-paced environment, • Embrace Our Differences – Communicate with respect and value diverse perspectives, • Earns Trust – Earn patient and team confidence through honesty and follow-through, • Works Together – Works fluidly across roles and functions to ensure excellent care, • Degree from an accredited dental hygiene program, • Current, active hygiene license in the state you’re applying for, • Current Anesthesia/ Nitrous license in applicable state, • Current CPR/BLS certification, • Comfort with digital charting and x-rays, intraoral cameras, and technology-driven care, • Ability to sit and stand for extended periods while performing hygiene procedures., • Manual dexterity and fine motor skills to handle instruments, perform scaling and polishing, and operate clinical equipment., • Adequate vision (with or without correction) to read charts, assess oral conditions, interpret radiographs, and document findings., • Ability to bend, reach, and maintain ergonomic positioning for patient care throughout the day., • Occasional lifting or movement of equipment, instrument trays, and supplies up to 25 pounds., • Ability to communicate effectively and compassionately with patients, team members, and other healthcare professionals in person and via technology. What We Offer We believe taking care of people starts with taking care of our own. Here’s how we’ve got you covered at Tend: • 🦷 Assisted Hygiene – A dental assistant to support your patient flow and prep, • 🎓 CE & Professional Development – Virtual and in-person learning opportunities, • 🛡️ Malpractice Insurance – Full coverage provided, • 🩺 Health Comes First – Medical, dental, and vision insurance — plus our own Dental Wellness Program, • 🌴 Time to Recharge - Enjoy generous Paid Time Off (PTO) and company holidays — because rest is productive., • 💰 Plan for the Future – 401(k) with company match, • 💡 Support, When You Need It – Life & AD&D insurance, EAP, legal support, and more, • 🛍️ Smart Spending Options – FSAs, HSAs, and pre-tax transit benefits #LI-Onsite Pay Range $52—$63 USD The Tend Difference The highest standard of care, anywhere. At Tend, you’ll work alongside esteemed clinical leaders and experience-obsessed colleagues to deliver care that’s not only top-tier — it’s unforgettable. With access to advanced technology and thoughtfully designed studios, you’ll help create dental experiences that patients actually look forward to. Our hospitality-driven approach makes every visit feel personal, warm, and empowering. A top-tier clinical team who puts patients first. We value science over sales and lead with empathy, transparency, and integrity. There are no production quotas here — just a shared commitment to doing what’s right for our patients. We foster a collaborative, inclusive culture where team members go the extra mile for each other and for every patient who walks through our doors. Innovate Dentistry. Tend to Others. Grow Together. Tend is redefining what it means to grow a career in dentistry. We offer a modern, patient-first environment backed by cutting-edge tools and systems, industry-leading compensation and benefits, and robust opportunities for continuing education and professional development. Whether you’re clinical or corporate, you’ll be part of something meaningful — and surrounded by people who care. Tend is an Equal Opportunity Employer. We’re committed to fostering a workplace where everyone feels seen, heard, and supported. Tend does not discriminate based on race, color, religion, sex, national origin, age, disability, genetics, gender identity or expression, sexual orientation, veteran status, or any other protected status in accordance with applicable federal, state, and local laws. This policy applies to all aspects of employment, including recruitment, hiring, promotion, compensation, benefits, and termination. Legal and Compliance Notice: Tend complies with all applicable federal, state, and local laws governing nondiscrimination, equal employment opportunity, pay transparency, and other employment-related requirements. Where specific state disclosures or postings are required by law, we provide this information as part of our hiring process or upon request. Your privacy matters. To learn more about how we collect, use, and protect your information, please review our privacy policy ___.

At LifeStance Health, we believe in a truly healthy society where mental and physical healthcare are unified to make lives better. Our mission is to help people lead healthier, more fulfilling lives by improving access to trusted, affordable, and personalized mental healthcare. Everywhere. Every day. It’s a lofty goal; we know. But we make it happen with the best team in behavioral health. Thank you for taking the time to explore a career with us. As the fastest growing behavioral health practice group in the country, now is the perfect time to join our clinical team! We are actively looking to hire talented Psychologists in the New Hyde Park, NY area, who are passionate about patient care and committed to clinical excellence. • Telemedicine and in-person flexibility., • Full benefits package W2: health, dental, vision, life, 401k (with match), paid parental leave, and more., • Collegial work environment., • Newly designed and modern offices., • Full administrative support., • Strong work/life balance., • Full-time Sign-on Bonus., • Cash based incentive plan., • Unlimited membership for continuing Education., • Above market compensation-Range from $102,000 to $164,000., • Fully licensed and credentialed in one or more US states, including a Ph.D. or Psy.D., • Experienced with caring for adult and/or child and adolescent populations., • Full-time

At LifeStance Health, we believe in a truly healthy society where mental and physical healthcare are unified to make lives better. Our mission is to help people lead healthier, more fulfilling lives by improving access to trusted, affordable, and personalized mental healthcare. Everywhere. Every day. It’s a lofty goal; we know. But we make it happen with the best team in behavioral health. Thank you for taking the time to explore a career with us. As the fastest growing behavioral health practice group in the country, now is the perfect time to join our clinical team! We are actively looking to hire talented Psychologists in the New Hyde Park, NY area, who are passionate about patient care and committed to clinical excellence. • Telemedicine and in-person flexibility., • Full benefits package W2: health, dental, vision, life, 401k (with match), paid parental leave, and more., • Collegial work environment., • Newly designed and modern offices., • Full administrative support., • Strong work/life balance., • Full-time Sign-on Bonus., • Cash based incentive plan., • Unlimited membership for continuing Education., • Above market compensation-Range from $102,000 to $164,000., • Fully licensed and credentialed in one or more US states, including a Ph.D. or Psy.D., • Experienced with caring for adult and/or child and adolescent populations., • Full-time

At LifeStance Health, we believe in a truly healthy society where mental and physical healthcare are unified to make lives better. Our mission is to help people lead healthier, more fulfilling lives by improving access to trusted, affordable, and personalized mental healthcare. Everywhere. Every day. It’s a lofty goal; we know. But we make it happen with the best team in behavioral health. Thank you for taking the time to explore a career with us. As the fastest growing behavioral health practice group in the country, now is the perfect time to join our clinical team! We are actively looking to hire talented Psychologists in the Tarrytown, NY office, who are passionate about patient care and committed to clinical excellence. • Flexible hybrid system, in person and remote., • Generous ‘above market’ compensation with unlimited/uncapped earnings., • Full benefits package W2: health, dental, vision, life, 401k (with match), paid parental leave, and more., • Collegial work environment., • Newly designed and modern offices., • Full administrative support., • Strong work/life balance., • Unlimited membership for continuing Education., • Above market compensation-Range from $81,000 to $113,000., • Post Doctorate Supervision, • 560 White Plains Road, Suite 215 Tarrytown, NY 10591, • Licensed and credentialed in one or more US states, including a Ph.D. or Psy.D., • Full-time

At LifeStance Health, we believe in a truly healthy society where mental and physical healthcare are unified to make lives better. Our mission is to help people lead healthier, more fulfilling lives by improving access to trusted, affordable, and personalized mental healthcare. Everywhere. Every day. It’s a lofty goal; we know. But we make it happen with the best team in behavioral health. Thank you for taking the time to explore a career with us. As the fastest growing behavioral health practice group in the country, now is the perfect time to join our clinical team! We are actively hiring talented Clinical Testing Psychologists in Manhattan, New York, who are passionate about patient care and committed to clinical excellence. • Full time (30+ hours) preferred flexible times/days, no required weekend or on-call duties, • Generous ‘above market’ compensation with unlimited/uncapped earnings., • Full benefits package W2 health, dental, vision, life, 401k (with match), paid parental leave., • Collegial work environment., • Newly designed and modern offices., • Full administrative support., • Latest in digital technology., • Strong work/life balance., • Full-time Sign-on Bonus., • Above market compensation-range from $92,000 to $140,000., • Cash based incentive plan., • Requirements & Qualifications:, • Doctoral degree (PhD, PsyD) from APA accredited program., • Fully licensed in New York., • Training in psychodiagnostics testing., • Midtown West 1501 Broadway, New York, NY 10036 or Midtown East 51 E 25th St Fl 5 New York, NY 10010 About LifeStance Health LifeStance is a national provider of mental healthcare services focused on evidenced-based, medically driven treatment services for children, adolescents and adults suffering from a variety of mental health issues in an outpatient care setting, both in-person at its clinics nationwide and through its digital health telemedicine offering. The company employs psychiatrists, psychologists, psychiatric nurse practitioners, and licensed therapists throughout the US. LifeStance Health is an equal opportunity employer. We celebrate diversity and are fully committed to creating an inclusive work environment for all our employees. Our values:Belonging: We cultivate a space where everyone can show up as their authentic self.Empathy: We seek out diverse perspectives and listen to learn without judgment.Courage: We are all accountable for doing the right thing - even when it's hard - because we know it's worth it.One Team: We realize our full potential when we work together towards our shared purpose. If you elect to interact with us via our website, please only use or . Additionally, our recruiters utilize email addresses with the @lifestance.com domain. Other websites and domains are not affiliated with LifeStance Health and may represent threats to your data security. LifeStance Health complies with federal and state disability laws and makes reasonable accommodations for applicants and employees with disabilities. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact our Human Resources Team at ___ or by calling +1-800-308-0994. Please note: This contact is intended solely for accommodation requests. Inquiries regarding applications, resumes and applicant status should not be sent to this email address as they will not be reviewed or responded to. To apply for a position, please use our official ___.

At LifeStance Health, we believe in a truly healthy society where mental and physical healthcare are unified to make lives better. Our mission is to help people lead healthier, more fulfilling lives by improving access to trusted, affordable, and personalized mental healthcare. Everywhere. Every day. It’s a lofty goal; we know. But we make it happen with the best team in behavioral health. Thank you for taking the time to explore a career with us. As the fastest growing behavioral health practice group in the country, now is the perfect time to join our clinical team! We are actively looking to hire talented Psychologists in the New Hyde Park, NY area, who are passionate about patient care and committed to clinical excellence. • Telemedicine and in-person flexibility., • Full benefits package W2: health, dental, vision, life, 401k (with match), paid parental leave, and more., • Collegial work environment., • Newly designed and modern offices., • Full administrative support., • Strong work/life balance., • Full-time Sign-on Bonus., • Cash based incentive plan., • Unlimited membership for continuing Education., • Above market compensation-Range from $102,000 to $164,000., • Fully licensed and credentialed in one or more US states, including a Ph.D. or Psy.D., • Experienced with caring for adult and/or child and adolescent populations., • Full-time

At LifeStance Health, we believe in a truly healthy society where mental and physical healthcare are unified to make lives better. Our mission is to help people lead healthier, more fulfilling lives by improving access to trusted, affordable, and personalized mental healthcare. Everywhere. Every day. It’s a lofty goal; we know. But we make it happen with the best team in behavioral health. Thank you for taking the time to explore a career with us. As the fastest growing behavioral health practice group in the country, now is the perfect time to join our clinical team! We are actively looking to hire talented Psychologists in the New Hyde Park, NY area, who are passionate about patient care and committed to clinical excellence. • Telemedicine and in-person flexibility., • Full benefits package W2: health, dental, vision, life, 401k (with match), paid parental leave, and more., • Collegial work environment., • Newly designed and modern offices., • Full administrative support., • Strong work/life balance., • Full-time Sign-on Bonus., • Cash based incentive plan., • Unlimited membership for continuing Education., • Above market compensation-Range from $102,000 to $164,000., • Fully licensed and credentialed in one or more US states, including a Ph.D. or Psy.D., • Experienced with caring for adult and/or child and adolescent populations., • Full-time

At LifeStance Health, we believe in a truly healthy society where mental and physical healthcare are unified to make lives better. Our mission is to help people lead healthier, more fulfilling lives by improving access to trusted, affordable, and personalized mental healthcare. Everywhere. Every day. It’s a lofty goal; we know. But we make it happen with the best team in behavioral health. Thank you for taking the time to explore a career with us. As the fastest growing behavioral health practice group in the country, now is the perfect time to join our clinical team! We are actively looking to hire talented Psychologists in the Tarrytown, NY office, who are passionate about patient care and committed to clinical excellence. • Flexible hybrid system, in person and remote., • Generous ‘above market’ compensation with unlimited/uncapped earnings., • Full benefits package W2: health, dental, vision, life, 401k (with match), paid parental leave, and more., • Collegial work environment., • Newly designed and modern offices., • Full administrative support., • Strong work/life balance., • Unlimited membership for continuing Education., • Above market compensation-Range from $81,000 to $113,000., • Post Doctorate Supervision, • 560 White Plains Road, Suite 215 Tarrytown, NY 10591, • Licensed and credentialed in one or more US states, including a Ph.D. or Psy.D., • Full-time