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Department/Unit: HBD - Aids Program Work Shift: Day (United States of America) Salary Range: $83,200.00 - $128,960.00 Salary range: $33/hr. - $47.60/hr. Registered Nurse (RN) – Full Time HIV Medicine Clinic - Albany, NY We have an exciting part time opportunity for a caring and compassionate RN to join our HIV Medicine Clinic team of dedicated healthcare providers! The Albany Medical College Division of HIV Medicine (DHIVM) offers comprehensive HIV services including primary medical care, medical case management, medication adherence, peer services, substance abuse counseling, mental health counseling and psychiatric services, nutrition services, gynecological services, Hepatitis B and Hepatitis C management/ treatment, referral to clinical trials, pre-exposure prophylaxis (PrEP), post exposure prophylaxis (PEP), and HIV counseling and testing. This is a dynamic, quality focused, team-based department. Under the direction of the practice physician and/or advanced practice provider (APP) and the supervision of the Nurse Manager (RN) and/or Nurse Supervisor (RN), the RN may provide direct patient care, patient triage (in-person and telephonic), assessment, planning, directing and evaluating of a patient’s specific care plan and clinic visit. Able to work effectively within a team of multi-specialty professionals. Essential Duties and Responsibilities: • Obtains and accurately records patient’s vital signs; reports abnormal values to treating provider, • Documents components of patient’s history (Medical, Surgical and Social) in EHR, • Obtains and documents a patient’s focused physical assessment, related to the clinic visit and as dictated by clinic procedure, • Administers medications and treatments to patients in clinic, under the direction of a physician or APP, • Assesses and documents response to medication and treatments rendered to patient, if applicable, • Communicates in an open and appropriate manner with patients, visitors and staff, • Participates in in-office procedures under the direction and supervision of a Physician or APP, • Performs diagnostic POCT and CLIA waived testing per MD/APP order and documents results in EHR, • Performs venipuncture per order of MD/APP, • Performs review and triage of incoming test results, patient requests and pharmacy renewals; facilitates call-backs to patients as necessary, • Facilitates the utilization of resources to meet patient outcomes and contribute to Facility (AMC), New York State and National Quality data metrics, • Prepares patient’s chart for pertinent clinical information, • Delegates tasks deemed appropriate per licensure of LPN and/or MA, • Assists with in-office procedures, as related to Clinic Specialty, • Adheres to AMC’s regulatory agency (The Joint Commission) and internal compliance policies, • Orientation and education of newly hired staff, • Completes continuous/annual education related to Clinic specialty to maintain knowledge base on current practices, • Provides education to patients related to their visit and overall health and wellness, • Maintains inventory of supplies, and keeps patient examination rooms stocked, • Other duties and responsibilities, as within scope of practice, as required or deemed necessary to clinic functionality Minimum Qualifications: • Associate’s degree of a state accredited Registered Nursing program is required, • Current NYS license as a Registered Nurse is required, • Minimum of 1-2 years of prior clinical nursing experience is required Thank you for your interest in Albany Medical Center! Albany Medical is an equal opportunity employer. This role may require access to information considered sensitive to Albany Medical Center, its patients, affiliates, and partners, including but not limited to HIPAA Protected Health Information and other information regulated by Federal and New York State statutes. Workforce members are expected to ensure that: Access to information is based on a “need to know” and is the minimum necessary to properly perform assigned duties. Use or disclosure shall not exceed the minimum amount of information needed to accomplish an intended purpose. Reasonable efforts, consistent with Albany Med Center policies and standards, shall be made to ensure that information is adequately protected from unauthorized access and modification.

Melrose, NY, United States Department/Unit: Cardiovascular and Critical Care PRN Work Shift: Night (United States of America) Salary Range: $95,182.78 - $152,292.45 The Nurse Clinician is a blended role that combines the direct management of patient care at the bedside with responsibilities for providing leadership and direction that supports a high performing nursing specialty team through activities that meet the needs of the bedside nursing caregivers. The Nurse Clinician is responsible for participating in the development and implementation of systems that support staff involvement in practice, research, education, and quality decisions; promoting a collaborative environment where nurses practice at the highest level of licensure. This position is responsible for participating in the development and implementation of orientation and continuing education programs for specialty nursing. The educational outcomes of programming are evaluated and linked to the quality process and patient care outcomes. The Nurse Clinician is a nurse who, through clinical experience, study and supervise practice in patient care at the masters or doctoral level, has gained expertise in a specific specialty area of patient care services. The Nurse Clinician demonstrates the advanced knowledge and skills required for specialty nursing. The Nurse Clinician is responsible and accountable for the developement and application of specialty practice standards, staff development, regulatory compliance and research to enhance the quality of care to the patient and the patient’s family. As an advanced practitioner, the Nurse Clinician is essential to the management of complex patient and systems related issues. Thank you for your interest in Albany Medical Center! Albany Medical is an equal opportunity employer. This role may require access to information considered sensitive to Albany Medical Center, its patients, affiliates, and partners, including but not limited to HIPAA Protected Health Information and other information regulated by Federal and New York State statutes. Workforce members are expected to ensure that: Access to information is based on a “need to know” and is the minimum necessary to properly perform assigned duties. Use or disclosure shall not exceed the minimum amount of information needed to accomplish an intended purpose. Reasonable efforts, consistent with Albany Med Center policies and standards, shall be made to ensure that information is adequately protected from unauthorized access and modification.

Melrose, NY, United States Department/Unit: OBGYN General Work Shift: Day (United States of America) Salary Range: $0.00 - $0.00 The Certified Nurse Midwife (CNM) is a nurse who, through clinical experience, study and supervised practice in patient care at the master's or doctoral level, has gained expertise in a specific specialty area of patient care services. The CNM demonstrates the advanced knowledge, skills, and credentialing required to function in advanced practice and expanded specialty nursing. The CNM has the responsibility and accountability for the assessment and management of patients, including ordering diagnostic tests, consultations, therapeutic interventions and the day-today implementation and evaluation of an appropriate plan of care. As an advanced practitioner, the CNM is essential to the case management of patients with specialized health needs. The CNM works in collaboration with the attending physician, primary nurse and other health care providers to provide family centered care. The CNM is responsible and accountable for the development and application of specialty practice standards, and research to enhance the quality of care to the patient and the patient's family. Essential Duties and Responsibilities • Apply knowledge of anatomy, principles or theories of neurology, microbiology, physiology, psychology, human disabilities, pharmacology, gerontology, human growth and development, human developmental disease, and medical terminology as appropriate in the care setting and as appropriate for level of medical licensure., • Conduct patient assessments and complete physical examinations, collect clinical data including vital signs, collecting specimens, prepare patients for tests, therapy, or treatments, order and interpret medical laboratory test results, diagnose medical condition of patient, administer medications or treatments and perform minor surgery., • Knowledge of the information and techniques needed to diagnose and treat human injuries, diseases, and deformities, This includes symptoms, treatment alternatives, drug properties and interactions, and preventive healthcare measures., • Complete accurate patient coding for effective billing, maintain accurate and detailed patient medical reports, and maintain inventory of medical supplies and instruments,, • Serve as a resource and team leader during clinical shifts to ensure the smooth flow of patient processing, treatment and discharge including patient triaging., • Act as a mentor to new staff. Qualifications • Master's Degree of an accredited Midwifery program - required, • 4-6 years of related experience - required, • Able to quickly master all aspects of a computerized medical recordkeeping and billing system., • Must project a professional image and earn the confidence of others., • Excellent interpersonal, verbal, and written skills,, • Must be HIPAA compliant at all times., • CNM - Certified Nurse Midwife Upon Hire - required, • RN - Registered Nurse - State Licensure and/or Compact State Licensure Upon Hire - required, • ATLS - Advanced Trauma Life Support Upon Hire - required Physical Demands • Standing - Constantly, • Walking - Constantly, • Sitting - Rarely, • Lifting - Frequently, • Carrying - Frequently, • Pushing - Occasionally, • Pulling - Occasionally, • Climbing - Occasionally, • Balancing - Occasionally, • Stooping - Frequently, • Kneeling - Frequently, • Crouching - Frequently, • Crawling - Occasionally, • Reaching - Frequently, • Handling - Frequently, • Grasping - Frequently, • Feeling - Constantly, • Talking - Constantly, • Hearing - Constantly, • Repetitive Motions - Constantly, • Eye/Hand/Foot Coordination - Constantly Working Conditions • Extreme cold - Rarely, • Extreme heat - Rarely, • Humidity - Rarely, • Wet - Rarely, • Noise - Constantly, • Hazards - Frequently, • Temperature Change - Rarely, • Atmospheric Conditions - Rarely, • Vibration - Rarely Thank you for your interest in Albany Medical Center! Albany Medical Center is an equal opportunity employer. This role may require access to information considered sensitive to Albany Medical Center, its patients, affiliates, and partners, including but not limited to HIPAA Protected Health Information and other information regulated by Federal and New York State statutes. Workforce members are expected to ensure that: Access to information is based on a “need to know” and is the minimum necessary to properly perform assigned duties. Use or disclosure shall not exceed the minimum amount of information needed to accomplish an intended purpose. Reasonable efforts, consistent with Albany Medical Center policies and standards, shall be made to ensure that information is adequately protected from unauthorized access and modification. Thank you for your interest in Albany Medical Center! Albany Medical is an equal opportunity employer. This role may require access to information considered sensitive to Albany Medical Center, its patients, affiliates, and partners, including but not limited to HIPAA Protected Health Information and other information regulated by Federal and New York State statutes. Workforce members are expected to ensure that: Access to information is based on a “need to know” and is the minimum necessary to properly perform assigned duties. Use or disclosure shall not exceed the minimum amount of information needed to accomplish an intended purpose. Reasonable efforts, consistent with Albany Med Center policies and standards, shall be made to ensure that information is adequately protected from unauthorized access and modification.

Melrose, NY, United States Department/Unit: OBGYN General Work Shift: Day (United States of America) Salary Range: $0.00 - $0.00 The Certified Nurse Midwife (CNM) is a nurse who, through clinical experience, study and supervised practice in patient care at the master's or doctoral level, has gained expertise in a specific specialty area of patient care services. The CNM demonstrates the advanced knowledge, skills, and credentialing required to function in advanced practice and expanded specialty nursing. The CNM has the responsibility and accountability for the assessment and management of patients, including ordering diagnostic tests, consultations, therapeutic interventions and the day-today implementation and evaluation of an appropriate plan of care. As an advanced practitioner, the CNM is essential to the case management of patients with specialized health needs. The CNM works in collaboration with the attending physician, primary nurse and other health care providers to provide family centered care. The CNM is responsible and accountable for the development and application of specialty practice standards, and research to enhance the quality of care to the patient and the patient's family. Essential Duties and Responsibilities • Apply knowledge of anatomy, principles or theories of neurology, microbiology, physiology, psychology, human disabilities, pharmacology, gerontology, human growth and development, human developmental disease, and medical terminology as appropriate in the care setting and as appropriate for level of medical licensure., • Conduct patient assessments and complete physical examinations, collect clinical data including vital signs, collecting specimens, prepare patients for tests, therapy, or treatments, order and interpret medical laboratory test results, diagnose medical condition of patient, administer medications or treatments and perform minor surgery., • Knowledge of the information and techniques needed to diagnose and treat human injuries, diseases, and deformities, This includes symptoms, treatment alternatives, drug properties and interactions, and preventive healthcare measures., • Complete accurate patient coding for effective billing, maintain accurate and detailed patient medical reports, and maintain inventory of medical supplies and instruments,, • Serve as a resource and team leader during clinical shifts to ensure the smooth flow of patient processing, treatment and discharge including patient triaging., • Master's Degree of an accredited Midwifery program - required, • 4-6 years of related experience - required, • Able to quickly master all aspects of a computerized medical recordkeeping and billing system., • Must project a professional image and earn the confidence of others., • Excellent interpersonal, verbal, and written skills,, • Must be HIPAA compliant at all times., • CNM - Certified Nurse Midwife Upon Hire - required, • RN - Registered Nurse - State Licensure and/or Compact State Licensure Upon Hire - required, • ATLS - Advanced Trauma Life Support Upon Hire - required, • BCLS - Basic Life Support Upon Hire - required Equivalent combination of relevant education and experience may be substituted as appropriate. Physical Demands • Standing - Constantly, • Walking - Constantly, • Sitting - Rarely, • Lifting - Frequently, • Carrying - Frequently, • Pushing - Occasionally, • Pulling - Occasionally, • Climbing - Occasionally, • Balancing - Occasionally, • Stooping - Frequently, • Kneeling - Frequently, • Crouching - Frequently, • Crawling - Occasionally, • Reaching - Frequently, • Handling - Frequently, • Grasping - Frequently, • Feeling - Constantly, • Talking - Constantly, • Hearing - Constantly, • Repetitive Motions - Constantly, • Extreme cold - Rarely, • Extreme heat - Rarely, • Humidity - Rarely, • Wet - Rarely, • Noise - Constantly, • Hazards - Frequently, • Temperature Change - Rarely, • Atmospheric Conditions - Rarely Albany Medical Center is an equal opportunity employer. This role may require access to information considered sensitive to Albany Medical Center, its patients, affiliates, and partners, including but not limited to HIPAA Protected Health Information and other information regulated by Federal and New York State statutes. Workforce members are expected to ensure that: Access to information is based on a “need to know” and is the minimum necessary to properly perform assigned duties. Use or disclosure shall not exceed the minimum amount of information needed to accomplish an intended purpose. Reasonable efforts, consistent with Albany Medical Center policies and standards, shall be made to ensure that information is adequately protected from unauthorized access and modification. Thank you for your interest in Albany Medical Center! Albany Medical is an equal opportunity employer. This role may require access to information considered sensitive to Albany Medical Center, its patients, affiliates, and partners, including but not limited to HIPAA Protected Health Information and other information regulated by Federal and New York State statutes. Workforce members are expected to ensure that: Access to information is based on a “need to know” and is the minimum necessary to properly perform assigned duties. Use or disclosure shall not exceed the minimum amount of information needed to accomplish an intended purpose. Reasonable efforts, consistent with Albany Med Center policies and standards, shall be made to ensure that information is adequately protected from unauthorized access and modification.

Melrose, NY, United States Department/Unit: AMHS - Clinical Informatics Information Systems & Services Work Shift: Day (United States of America) Salary Range: $86,650.99 - $134,309.04 The Clinical Informatics Nurse utilizes the Tenets of American Nurses Association (ANA) Scope and Standards of practice for Nursing Informatics. The Clinical Informatics Nurse provides expertise in the planning, design, development, training, implementation, communication, maintenance, and evaluation of new or existing functionality related to clinical and business information systems. Working under the direction of the Director of Informatics, CNIO, the Clinical Informatics Nurse integrates nursing/clinical science, computer science, and information science to manage and communicate data, information, knowledge and wisdom in clinical practice. The Clinical Informatics Nurse supports the metaparadigm of nursing through information and data management, and works as a liaison among stakeholders to elicit, analyze, communicate, and validate requirements for changes to processes, workflow, policies, and information systems that support clinical practice and operations. The Clinical Informatics Nurse ensures data/information is current with regulatory agency and evidence-based practice standards and incorporates a unique body of nursing knowledge with clinical information systems. The Clinical Informatics Nurse coordinates the collection and reporting of outcome metrics associated with the clinical information systems. This position serves as an internal consultant to all departments to identify and achieve department and organizational goals and provides direct contact with vendors to ensure customer needs are met. Essential Duties and Responsibilities • Designs and supports systems and manages projects directed at improving quality and patient care outcomes using information technology., • Maintains current knowledge of computer applications used within the organization, evolving technologies, and current patient safety literature to guide system modifications and the pursuit of new clinical technology., • Conducts periodic workflow analysis to optimize the use of technology in patient care., • Provides input on clinical functions that are suitable for computer application and ensures the information systems are consistent with professional standards of nursing practice., • Collaborates with the end user throughout the organization on all computer system related initiatives., • Co-Lead and coordinate user group forums to continuously evaluate and improve system functionality., • Collaborates with Director of Informatics, CNIO, CHIO, CMIO, CNO, Nursing Directors, AVPs and managers, Technology and IT staff on special projects., • Utilizes a unique body of knowledge, preparation, and experience aligning with nursing profession., • Incorporates concepts in applications to role of nursing and nurses in the care continuum., • Coordinates the design and promotion of useful, innovative information technologies that advance practice interoperability and achieve desired outcomes., • Considers the impact of technological changes on patient safety, healthcare delivery, quality reporting, and nursing process., • Participates in organization level and divisional committees and work groups to advance technology and patient care., • Collaborates with Nursing Education department(s) to develop training for system enhancements and implementations., • Provides technical support for training., • Identifies and develops “super-users” to provide training and support to other users in the nursing division., • Communicates initiatives and enhancements for Patient Services, organizationally., • Collaborates with Nursing Leadership and Quality Department(s) staff to design documentation tools and technology interfaces that foster safe and efficient care, and satisfy regulatory and accreditation requirements., • Supports Data analytics and understands that real-time application of information by clinicians is a mechanism to change healthcare delivery and affect patient outcomes., • Identifies and supporting system changes to support improvements in patient care and enhanced workflow and productivity., • Incorporates key ethical concerns such as advocacy, privacy, and assurance of the confidentiality and security of data and information., • Supports decision making of consumers, nurses, and other professionals to achieve safety and advocacy., • Collaborates with Nursing and other disciplines to assure interdisciplinary integration of work processes. Qualifications • Bachelor's Degree in Nursing or related field - required, • 1-3 years of acute-care nursing or ambulatory/outpatient clinical experience - required, • 1-3 years of Electronic Health Record (EHR) implementation experience (super user, trainer, or implementation project team member) - required, • Strong organization, interpersonal communication and planning skills. (Medium proficiency), • Demonstrated ability to organize and present thoughts logically. (High proficiency), • Ability to work with others to accomplish goals and solve problems. (High proficiency), • Skills in effective project management. (Medium proficiency), • RN - Registered Nurse - State Licensure and/or Compact State Licensure in NYS Upon Hire - required Physical Demands • Standing - Constantly, • Walking - Constantly, • Sitting - Rarely, • Lifting - Frequently, • Carrying - Frequently, • Pushing - Occasionally, • Pulling - Occasionally, • Climbing - Occasionally, • Balancing - Occasionally, • Stooping - Frequently, • Kneeling - Frequently, • Crouching - Frequently, • Crawling - Occasionally, • Reaching - Frequently, • Handling - Frequently, • Grasping - Frequently, • Feeling - Constantly, • Talking - Constantly, • Hearing - Constantly, • Repetitive Motions - Constantly, • Eye/Hand/Foot Coordination - Constantly Working Conditions • Extreme cold - Rarely, • Extreme heat - Rarely, • Humidity - Rarely, • Wet - Rarely, • Noise - Constantly, • Hazards - Frequently, • Temperature Change - Rarely, • Atmospheric Conditions - Rarely, • Vibration - Rarely Thank you for your interest in Albany Medical Center! Albany Medical is an equal opportunity employer. This role may require access to information considered sensitive to Albany Medical Center, its patients, affiliates, and partners, including but not limited to HIPAA Protected Health Information and other information regulated by Federal and New York State statutes. Workforce members are expected to ensure that: Access to information is based on a “need to know” and is the minimum necessary to properly perform assigned duties. Use or disclosure shall not exceed the minimum amount of information needed to accomplish an intended purpose. Reasonable efforts, consistent with Albany Med Center policies and standards, shall be made to ensure that information is adequately protected from unauthorized access and modification.

As one of the nation's largest consumer finance organizations, OneMain serves more than 1 million customers with personal loans, automobile loans, and other credit-related products. "Lending Made Personal" reflects our commitment to putting customers first. For 90+ years, we've made the OneMain promise of friendly, fast and affordable financing a reality for our customers. Opportunities to advance to the roles of Branch Manager, District Manager and beyond are possible for those demonstrating leadership skills. You can also expand those opportunities by demonstrating a willingness to relocate. Relocation benefits are based on position eligibility and IRS guidelines. Starting your career with OneMain, you have the potential to earn $40,000+ per year with salary and incentives, with licensing requirements. As you progress to Branch Manager, you have the potential to earn $60,000+ per year with salary and incentives. • Business development and full cycle sales of personal loans, automobile loans and other credit related products, • Follow up on leads from customer inquiries (online or through customer service), • Assist customers in making financial decisions to help them achieve their financial goals., • Learn all facets of direct consumer lending, • Learn credit underwriting techniques and skills, • Manage servicing and collections activities, • Provide referral or walk-in customers with the proper loan products to fit their needs, • Accurately comply with company guidelines and procedures, • Educate customers on the terms and conditions of the loan to ensure a clear understanding, • Network within the community to gain referral business, • Work as an individual contributor and as part of the team to achieve business/organizational objectives, • Bachelor’s degree or some college preferred, • Relevant work experience in Retail Sales or Customer Service a plus, • OR, • HS Diploma/GED; and, • 1+ Years full-time, relevant work experience, • Sales experience (e.g. retail sales, sales goals, commission sales, account executive); or, • Management/Supervisory - in a sales/service industry, • AND, • Excellent verbal and written communication skills, • Ability to thrive in a fast-paced environment, • Demonstrated leadership abilities, motivation, competitive drive and outgoing personality, • Must have a valid driver's license One Main team members benefit from competitive pay and sales driven incentive programs, relocation benefits, health, dental, vision, 401K, profit sharing, paid time-off, paid volunteer time, tuition reimbursement and much more. Our Team Members work in a collaborative manner to support one another to create a great work environment. Take the first step toward a challenging and rewarding career at One Main! Apply now! Relevant Tags: Sales, Retail, Loan Sales, Customer Service, Business Development, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer Experience, Credit

Associate, Market Risk Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Associate, Market Risk monitors the liquidity risk metrics operates within Liquidity Policy guidelines and limits. This position will develop and implement all Regulatory and Corporate Liquidity Policy standards for market risk activities, lead discussions with management, and compare the Company risk profile against industry information. • Observes, analyzes and implements US regulation and Liquidity Policy Guidelines., • Documents effectively Liquidity assumptions, developing procedures related with daily and monthly liquidity process., • Identifies and contributes to resolution of emerging risk issues related to Liquidity Risk processes and exposure, anticipating and acting proactively on minimizing risk., • Ensures the commitment of the liquidity risk policy guidelines and the contingency plans, monitoring early warning indicators and warning about liquidity events,, • Assists with the validation, reconciliation and analysis of data, ensuring its accuracy, validating and implementing liquidity risk measurement methods., • Compares the Company risk profile against industry information. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Business, Finance, Management, or equivalent field. - Required. 5+ Years Risk Management/Controls - Required. • Advanced understanding of key inherent risk and market risk management control practices to perform periodic analysis with critical reasoning for high management reporting., • Strong market risk management principles, methodologies and tools, governance principles and activity preferably in a financial services technology environment., • Knowledge of workflow/processes and risks/controls, including: origination, underwriting, servicing, and collections/workout., • Ability to independently operate in a complex, matrixed environment; adept at delivering and maintaining productive working relationships across business, functions, geographies and lines of defense., • Ability to handle conflict resolution with other groups to ensure appropriate accounting guidance is followed., • Ability to adjust to new developments/changing circumstances., • Ability to convey a sense of urgency and drive issues/projects to closure., • Ability to effectively interact with the market, executive management and vendors., • Ability to adapt and adjust to multiple demands and competing priorities., • Excellent written and oral communication skills., • Strong analytical, organizational and project management skills. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $90,000.00 USD Maximum: $155,000.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

The Opportunity As a Deal Analyst, you will work directly with the Head of MMLIS Advisor Loans and Transitions to develop practice assessment capabilities for both EXP GDC Wealth Recruits and Practice Acquisition candidates. This will include detailed financial assessments, loan structures and break evens, sensitivity analysis and coordination of these efforts across the necessary home office partners. The Team At MM Wealth Management, we understand that the financial landscape is constantly evolving. As a member of the Wealth Management organization, you will join a team of passionate experts across multiple disciplines including Product, Financial Planning, Practice Management, Lending & Banking, Trust, Investments and Operations. Whether it’s advice on investment strategies, retirement planning, estate planning, lending and banking, or trust services, our goal is to provide innovative and effective solutions that positively impact advisors and clients. We are committed to transforming the way our clients manage their wealth and plan for the future. MMLIS Advisor Loans & Transitions is a newly formed team within the Wealth Management Business Development and Financial Planning organization of MassMutual. The team consists of Business Transition Consultants, Deal Analysts, and Wealth Management Transition Support. This is a dynamic and innovative team with significant experience in the Wealth Management space that focuses on driving inorganic practice and field growth through competitive recruiting and acquisitions, driving net flows for Wealth Management. In addition to your immediate team, you will work closely with many organizations across MassMutual, including Recruiting, Operations, and our product areas. The Impact: Align with the Head of MMLIS Advisor Loans & Transitions on: * Responsible for analysis, reporting and problem solving as it relates to all advisor loan programs administered through MMLIS. * Produces detailed reports and report summaries through the recruit deal generation process to allow for informed decision making on each candidate. With general guidance responsible for the collection, organization, analysis, and dissemination of significant amounts of information with attention to detail and accuracy. * Interpret loan profitability requirements into meaningful insights to allow for rapid decision making. * Identification/development of key performance indicators applicable to analysis. * Profile, categorize, and analyze quality of data. Derive meaningful insights through visualizations for the governance team. * Develop presentation materials, and meeting collateral for Advisor Loan programs. * Consult while providing directional guidance to data users. * Perform reporting and system testing related to system enhancements in scheduled timeframes. The Minimum Qualifications * 3+ years of professional experience in wealth management, financial planning, private banking, or investments * 3+ years of experience in client-facing analytics, strategy consulting, or financial analysis * 3+ years experience working with Microsoft Excel * 1+ years of experience working with field partners (career agents, financial advisors, RIAs, BDs, or general agencies) * Bachelor's degree * Due to the nature of this position, as a part of our background check process, candidates must be able to pass a non-registered fingerprint background check to qualify as a fingerprinted person under FINRA The Ideal Qualifications * Experience working with clients, advising on marketing/business performance, and influencing decisions with insights and measurement. * Ability to analyze datasets, identify actionable insights, and communicate findings via presentations and/or dashboards. * Ability to present simple and compelling stories to audiences of all levels. * Excellent written and verbal communication skills * Tableau and/or SAS software experience * Excel VBA experience What to Expect as Part of MassMutual and the Team * Regular meetings with the Head of MMLIS Advisor Loan Programs * Focused one-on-one meetings with your manager * Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran, and disability-focused Business Resource Groups * Access to learning content on Degreed and other informational platforms. * Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits. #LI-JLH3 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Description Citizens employs a group of experienced advisors that help individuals and families attain their financial goals. Our Private Client Financial Advisors (PCFAs) conduct thorough discoveries to understand a client’s short- and long-term goals, then construct a tailored financial plan that meets the client’s goals. The Citizens PCFA is a branch-based advisor who excels in a collaborative environment that emphasizes the paramount importance of client interests, as well as the personal and professional growth of team members. PCFAs work directly with a variety of business partners and centers of influence to uncover and identify prospective opportunities. Primary responsibilities include • Develop a high-quality wealth management practice that provides a personalized wealth management strategy., • Enhance and preserve relationships with key partners to boost client introductions and engagement., • Proactive client and prospect outreach promoting Citizens Wealth Management capabilities., • Grow existing relationships through partnership referrals., • Tailor wealth management planning to meet client needs., • Series 7, 63, 65 (or 66) active and valid., • A valid, active Insurance Life/Health/Variable licenses is required or must be obtained within 60 days of starting the role as a condition of employment., • A minimum of 2 years in a Financial Advisor role or equivalent experience in financial services., • Demonstrated track record in new business development and client book management., • Proven experience in a team-oriented consumer bank setting., • Familiarity with servicing high-net-worth individuals., • Comfortable operating in a dynamic, entrepreneurial environment. Commissioned based. Individuals in this role have historically earned between $105,000 and $250,000 per year based on performance and productivity against commission plan parameters. For an overview of our benefits, visit . We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit . Hours & Work Schedule Hours per Week: 40 Work Schedule: Varies #LI-CITIZENS6 Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. This sales role is commission-based. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

Cybersecurity Governance & Communications Specialist Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: We are seeking a Cyber Governance Senior Associate to join our team. This role plays a critical part in shaping and delivering governance materials that effectively communicate cyber risk and strategy across diverse audiences, including Technology teams, Business units, Executive management, and the Board of Directors. The ideal candidate brings a unique blend of cybersecurity knowledge, marketing and communications expertise, and exceptional critical thinking and storytelling skills. * Cyber Governance Communications * Develop, design, and deliver high-impact governance materials and visuals tailored to multiple stakeholders (presentations, reports, dashboards, narratives). * Translate complex cyber risk topics into clear, compelling, and actionable insights for both technical and non-technical audiences. * Partner with Technology, Risk, and Business leaders to ensure consistent messaging on cyber strategy, risks, and controls. * Executive & Board Reporting * Prepare and oversee cyber risk and governance updates for executive management and the Board of Directors. * Craft narratives that connect cyber metrics and activities to broader business objectives and risk management priorities. * Metrics & Monitoring Program Oversight * Lead the development, tracking, and reporting of key cyber risk, objective results, and performance metrics. * Continuously monitor effectiveness of controls and escalate issues where required. * Identify opportunities to enhance data quality, reporting tools, and visualization methods to improve decision-making. * Partner with Technology stakeholders and craft messages for senior leadership with clear remediation steps and maturity roadmaps as needed. * Cross-Functional Engagement * Collaborate with Cybersecurity, Risk, Technology, and Business stakeholders to align governance reporting with organizational priorities. * Act as a trusted advisor on cyber communications strategy, ensuring clarity, consistency, and impact. * Assist the GRC team Uplift all aspects of its Data Governance & Executive reporting program. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Marketing, Cybersecurity, Risk Management, or related field.- Required 5+ years of professional experience, ideally combining marketing and or communications expertise with cybersecurity/risk governance exposure. * Strong storytelling and presentation skills, with the ability to tailor messaging to varied audiences. * Exceptional critical thinking, analytical, and problem-solving abilities. * Demonstrated ability to distill technical and risk-related information into executive-ready materials. * Experience in metrics design, data monitoring, and governance reporting. * Proficiency with presentation tools (PowerPoint, Keynote, etc.) and data visualization platforms (Tableau, Power BI, or similar). * Strong collaboration and stakeholder management skills. Certifications: * PMP Project Management Professional - Preferred. * Vendor security certifications - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $101,250.00 USD Maximum: $175,000.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: Miami, FL, Miami Other Locations: Florida-Miami,Texas-Dallas,New York-New York,Massachusetts-Boston Organization: Santander Consumer USA Inc.

Investment Accounting Tax Manager - Special Projects & Strategic Initiatives Investment Taxes, Corporate Tax Department Full-Time New York NY, Boston MA, or Springfield MA This is an individual contributor role. The Opportunity As an Investment Accounting Tax Manager in the Investment Tax group, you will work in a dynamic and collaborative environment, primarily supporting securities tax operations, including system and process efficiency and enhancements, and you will support projects and strategic initiatives for other investment types, such as partnerships, real estate, and derivatives. The ideal candidate will have a convergent skillset of technical tax, accounting, and system proficiency, experience navigating large data sets, excellent communication skills, and the ability to partner effectively with tax colleagues, finance organization teams, and across the broader investment ecosystem. This position, in collaboration with cross-functional teams, will be responsible for analyzing securities transactions and processes to ensure accurate tax outcomes are achieved and a reliable control environment is maintained. Further, this position will participate in investment initiatives or project tracks to develop, enhance, and automate tax processes, and onboard significant transactions, new mandates, and tax legislation involving investments. The Team As an Investment Accounting Tax Manager, you will be a member of the Investment Tax team within the Corporate Tax Department, part of MassMutual’s Controllers Organization. The Corporate Tax Department is comprised of high-performing, collaborative, and agile tax professionals who are motivated by challenging work that delivers sustained value and a culture of accountability. Team members are focused on continuous improvement and transforming the department through innovative solutions that align with the finance organization’s strategic goals and initiatives. The Impact The Investment Accounting Tax Manager will help develop and execute Investment Tax goals and initiatives. Your responsibilities will include: • Monitor and track tax data quality and performance of securities tax results tracked in the Eagle processing system and compare to general ledger results., • Participate in daily, cross-functional Eagle operational governance meetings and other discussions that analyze and track system issues and changes in securities across the investment data ecosystem., • Participate in testing of Eagle software upgrades to ensure changes are applied accurately and existing software continues to operate as intended., • Ensure accurate tax basis is maintained for investments tracked in Eagle and accurate rules are applied as intended to exception situations., • Understand and analyze differences between the tax basis and Statutory or GAAP basis of accounting for various investment types., • Assist in reviewing new investment transactions for securities, partnerships, LLCs, and derivatives to determine correct tax treatment and how to efficiently operationalize., • Assist in executing various tax internal controls for investments., • Reconcile deferred tax balances for securities investments, collaborating with the securities tax operations team., • Assist in preparing wash sales analysis., • Assist in maintaining tax planning strategies involving investments., • Assist in analyzing exchange transactions to determine if taxable or non-taxable., • Assist in analyzing tax cash flows on structured securities to achieve correct processing of tax amortization in Eagle., • Stay current with tax law changes in general and impacting investments., • Proactively identify and implement process improvements, increase automation, and enhance digital analytics using existing and emerging technology solutions. The Minimum Qualifications • Undergraduate degree in Accounting/Finance or related field, • 6+ years of tax experience, preferably in public accounting or financial service environments. The Ideal Qualifications • Master’ degree in Taxation and/or CPA a plus., • 8+ years of tax experience, preferably in public accounting or large financial services environments., • Experienced tax and accounting technical knowledge, including tax code and regulations and GAAP accounting under ASC 740. Experience with Statutory Accounting Principles a plus., • Education and/or experience utilizing business intelligence applications, such as Alteryx, highly desirable., • Comfortable working with investment systems platforms, a data-intensive environment, and data interfaces between ERP and tax systems., • Understanding of tax treatments of various securities transaction types., • Experience with tax transactions, accounting and reporting for investment types other than securities, including partnerships, LLCs, real estate debt and equity, derivatives., • Proficient Excel skills and workpaper organizational ability, integrating systems and analytical results., • Excellent written and verbal communication skills., • General knowledge of corporate taxation to understand how investments fit into larger tax compliance, reporting and audit frameworks., • Some experience with U.S. tax aspects of non-U.S. transactions, issues, and reporting (e.g. PFICs, CFCs, foreign partnerships, foreign disregarded entities, withholding taxes)., • Experience with large, multidisciplinary projects that impact tax (e.g., ERP implementations, tax co-sourcing engagements, finance transformations)., • Conversant in Financial and Accounting Systems, such as SAP., • Ability to identify issues and recommend effective solutions., • Extremely organized, detail-oriented, and demonstrated ability to effectively prioritize and multi-task in a continually evolving environment., • Ability to utilize project management tools and best practices to organize and prioritize tasks., • Proven ability to collaborate cross-functionally and influence outcomes., • Exhibits intellectual curiosity to seek and broaden knowledge and understanding beyond the core responsibilities of the position. What to Expect as Part of MassMutual and the Team • An innovative, growth-oriented environment with a steady stream of interesting and challenging responsibilities., • Continual learning opportunities for the self-motivated contributor, supported by learning and development materials and opportunities., • Regular meetings with the Investment Tax team and cross-functional workgroups., • Focused one-on-one meetings with your manager., • Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, Veteran and disability-focused Business Resource Groups., • Access to learning content on Degreed and other informational platforms, • Your ethics and integrity will be valued by a company with a strong and stable ethical business with comprehensive benefits and performance-based pay., • Flexible work location policy, subject to manager approval and aligned to work requirements. #LI-CR37 #LI-MM1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Investment Tax Manager - Special Projects & Strategic Initiatives Investment Taxes, Corporate Tax Department Full-Time Boston MA, New York NY, or Springfield MA This is an individual contributor role. The Opportunity As an Investment Tax Manager in the Investment Tax group, you will work in a dynamic and collaborative environment, primarily supporting securities tax operations, including system and process efficiency and enhancements, and you will support projects and strategic initiatives for other investment types, such as partnerships, real estate, and derivatives. The ideal candidate will have a convergent skillset of technical tax, accounting, and system proficiency, experience navigating large data sets, excellent communication skills, and the ability to partner effectively with tax colleagues, finance organization teams, and across the broader investment ecosystem. This position, in collaboration with cross-functional teams, will be responsible for analyzing securities transactions and processes to ensure accurate tax outcomes are achieved and a reliable control environment is maintained. Further, this position will participate in investment initiatives or project tracks to develop, enhance, and automate tax processes, and onboard significant transactions, new mandates, and tax legislation involving investments. The Team As an Investment Tax Manager, you will be a member of the Investment Tax team within the Corporate Tax Department, part of MassMutual’s Controllers Organization. The Corporate Tax Department is comprised of high-performing, collaborative, and agile tax professionals who are motivated by challenging work that delivers sustained value and a culture of accountability. Team members are focused on continuous improvement and transforming the department through innovative solutions that align with the finance organization’s strategic goals and initiatives. The Impact The Investment Tax Manager will help develop and execute Investment Tax goals and initiatives. Your responsibilities will include: • Monitor and track tax data quality and performance of securities tax results tracked in the Eagle processing system and compare to general ledger results., • Participate in daily, cross-functional Eagle operational governance meetings and other discussions that analyze and track system issues and changes in securities across the investment data ecosystem., • Participate in testing of Eagle software upgrades to ensure changes are applied accurately and existing software continues to operate as intended., • Ensure accurate tax basis is maintained for investments tracked in Eagle and accurate rules are applied as intended to exception situations., • Understand and analyze differences between the tax basis and Statutory or GAAP basis of accounting for various investment types., • Assist in reviewing new investment transactions for securities, partnerships, LLCs, and derivatives to determine correct tax treatment and how to efficiently operationalize., • Assist in executing various tax internal controls for investments., • Reconcile deferred tax balances for securities investments, collaborating with the securities tax operations team., • Assist in preparing wash sales analysis., • Assist in maintaining tax planning strategies involving investments., • Assist in analyzing exchange transactions to determine if taxable or non-taxable., • Assist in analyzing tax cash flows on structured securities to achieve correct processing of tax amortization in Eagle., • Stay current with tax law changes in general and impacting investments., • Proactively identify and implement process improvements, increase automation, and enhance digital analytics using existing and emerging technology solutions. The Minimum Qualifications • Undergraduate degree in Accounting/Finance or related field, • 6+ years of tax experience, preferably in public accounting or financial service environments. The Ideal Qualifications • Master’ degree in Taxation and/or CPA a plus., • 8+ years of tax experience, preferably in public accounting or large financial services environments., • Experienced tax and accounting technical knowledge, including tax code and regulations and GAAP accounting under ASC 740. Experience with Statutory Accounting Principles a plus., • Education and/or experience utilizing business intelligence applications, such as Alteryx, highly desirable., • Comfortable working with investment systems platforms, a data-intensive environment, and data interfaces between ERP and tax systems., • Understanding of tax treatments of various securities transaction types., • Experience with tax transactions, accounting and reporting for investment types other than securities, including partnerships, LLCs, real estate debt and equity, derivatives., • Proficient Excel skills and workpaper organizational ability, integrating systems and analytical results., • Excellent written and verbal communication skills., • General knowledge of corporate taxation to understand how investments fit into larger tax compliance, reporting and audit frameworks., • Some experience with U.S. tax aspects of non-U.S. transactions, issues, and reporting (e.g. PFICs, CFCs, foreign partnerships, foreign disregarded entities, withholding taxes)., • Experience with large, multidisciplinary projects that impact tax (e.g., ERP implementations, tax co-sourcing engagements, finance transformations)., • Conversant in Financial and Accounting Systems, such as SAP., • Ability to identify issues and recommend effective solutions., • Extremely organized, detail-oriented, and demonstrated ability to effectively prioritize and multi-task in a continually evolving environment., • Ability to utilize project management tools and best practices to organize and prioritize tasks., • Proven ability to collaborate cross-functionally and influence outcomes., • Exhibits intellectual curiosity to seek and broaden knowledge and understanding beyond the core responsibilities of the position. What to Expect as Part of MassMutual and the Team • An innovative, growth-oriented environment with a steady stream of interesting and challenging responsibilities., • Continual learning opportunities for the self-motivated contributor, supported by learning and development materials and opportunities., • Regular meetings with the Investment Tax team and cross-functional workgroups., • Focused one-on-one meetings with your manager., • Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, Veteran and disability-focused Business Resource Groups., • Access to learning content on Degreed and other informational platforms, • Your ethics and integrity will be valued by a company with a strong and stable ethical business with comprehensive benefits and performance-based pay., • Flexible work location policy, subject to manager approval and aligned to work requirements. #LI-CR37 #LI-MM1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Director, Credit Risk, Liberty Street, New York, NY Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Director, Credit Risk leads the design, implementation, and oversight of risk strategies and governance frameworks for Santander’s consumer lending portfolios. This role is accountable for ensuring credit policy, model governance, and decisioning strategies are effectively aligned with risk appetite and business objectives. The Director partners with teams across Credit Risk, Data Science, Product, and Technology to ensure analytical insights translate into sound portfolio management, profitability, and regulatory compliance. General Responsibilities • Provide strategic leadership in the design and execution of credit risk management frameworks, policies, and decision strategies., • Lead portfolio performance assessment and ensure alignment with risk appetite and business strategy., • Oversee risk analytics, model performance monitoring, and governance of key risk indicators., • Direct the development and enhancement of credit decision engines and automation capabilities in partnership with technology teams., • Engage with executive stakeholders to communicate portfolio trends, risk exposures, and mitigation actions., • Partner with compliance and audit functions to ensure adherence to regulatory standards and internal controls. Implementation Oversight & Governance • The Director oversees the translation of business and risk strategies into operational decision systems and ensures governance of all implementation activities across the credit risk function. This includes leading teams that manage the deployment, testing, and validation of decision engine logic, ensuring the precision, integrity, and compliance of automated decision processes. Strategy Implementation • Oversee the design and translation of business and credit strategies into decision engine configurations and rules logic., • Ensure strategic intent is accurately represented in decision platforms through strong collaboration with Credit Policy, Model Development, Analytics, and Technology teams., • Direct governance reviews of proposed strategy changes to ensure consistency, control, and alignment with Santander’s risk appetite. Testing & Validation • Establish frameworks for testing and validating decision logic, models, and strategy deployments., • Oversee quality assurance processes to verify that system outputs align with approved credit policies and risk frameworks., • Drive post-implementation reviews and ensure corrective actions are identified and executed in a timely manner. Performance Monitoring • Lead ongoing monitoring of decision engine performance, including automation rates, approval trends, and error detection., • Partner with analytics and reporting teams to assess the business impact of strategy adjustments and model-driven decisions., • Use insights from performance tracking to inform continuous improvement and portfolio optimization initiatives. Cross-Functional Collaboration • Coordinate across Risk, Technology, Operations, and Product teams to ensure cohesive delivery of credit risk strategies and system updates., • Lead discussions on platform enhancements and new capabilities to support evolving risk and business needs., • Represent Credit Risk in governance forums, audits, and model validation reviews, ensuring transparent documentation and communication of implementation decisions. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Bachelor's Degree in Business, Finance, Computer Science, Engineering, or related field. - Required., • Master's Degree in Business, Finance, Computer Science, Engineering, or related field. - Preferred., • 12+ Years Risk Management, Credit Risk or Internal Audit experience. - Required., • 12+ Years Financial Industry experience. - Required., • 12+ Years Consulting - Preferred., • 3+ Years Experience in software testing or quality assurance roles. Required, • Experience with decision engines such as FICO , Experian PowerCurve, or Provenir., • Advanced understanding of consumer credit risk, models, lending policies, and/or financial products., • Extensive experience working in a financial institution or fintech environment., • Strong analytical and problem-solving skills with attention to detail., • Strong Proficiency in Excel; familiarity with SQL, Python, or other analytics tools is a plus., • Ability to independently operate in a complex, matrixed environment; adept at delivering and maintaining productive working relationships across business, functions, geographies and lines of defense., • Strong risk management principles, methodologies and tools, governance principles and activity preferably in a financial services technology environment., • Ability to direct, train and guide peers, subordinates and management., • Ability to strategically generate well supported conclusions based on trend analysis, credit risk due diligence performed, understanding of the Banks risk appetite and assessment of managements capabilities., • Ability to effectively interact and communicate with senior management across the enterprise., • Excellent written and verbal communication skills. Preferred Skills: • Exposure to agile delivery environments and product/strategy deployment cycles., • Understanding of model-driven decisioning and A/B testing frameworks. Certifications: • No Certifications listed for this job. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $135,000.00 USD Maximum: $240,000.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, New York Other Locations: New York-New York Organization: Santander Bank N.A.

Investment Data Analyst Investment Data Strategy & Governance Team Full-Time Boston, MA, New York, NY or Springfield, MA The Opportunity We are seeking a highly motivated and experienced Investment Data Product Analyst who will be responsible for creating and maintaining end to end business lineage of our critical data (sub-domain and elements) and contribute to business data modelling while working with data stewards to drive catalog completeness and review. The data analyst will also be responsible for tracking and creating reports of key metrics for data governance. This role reports to the Head of Investment Data Strategy and Governance. The ideal candidate will have a good understanding of investment data requirements and understand the language of investment data. The candidate also should be comfortable working with data tools such as SQL and Python and be able to understand logic embedded in ETL tools such as Informatica and stored procedures. Experience working in businesses with a varied mix of investment types (public, private and structured) will be a major plus. The Team You will be a key member of the Investment Data Strategy and Governance team within Investment Management. We ensure that our strategy for sourcing, aggregating, distributing, and governing Investment data adequately meets the broad requirements of the business community and we are accountable for defining, communicating, and driving forward the data strategy for the investment ecosystem. We partner with teams across Investment Management, Enterprise Risk Management, Corporate Finance, Enterprise Technology, Corporate PMO, MassMutual affiliates and external third parties. The Impact The Investment Data Analyst will have an impact in the following areas: Data Governance * Ensure that we have complete end to end lineage for critical data elements and sub domains. * Work with data owners and stewards to ensure that our list of critical data meets the needs of the business and lineage is created and validated for newly defined critical data elements. * Collaborate with stewards (people identified throughout our portfolio management teams, investment operations and accounting teams) to ensure that our data catalog is complete and accurate with data descriptions, usage rules and accuracy rules defined. * Data governance is a key function in a business that evolves constantly and holds information on complex investments. Your contribution in this area will ensure that our data is trusted, observable and usable by our partners and consumers. Data Strategy * Contribute to the business data model for the investment domains and sub domains based on the requirements of the businesses that we support. * You will contribute to the business data requirements and principles, and partner with Corporate Technology to deliver a next generation data platform for the business. * You will liaise with Data Owners identified within the business to stay up to date with their requirements and ensure that these are reflected withing the business data model. * You will be able to contribute to the future and evolving data needs of a dynamic business, bringing best practice experience and knowledge to bear. Communication * Manage interactions between operational and technology teams, communicating business needs into technical requirements with tech/data based on business needs. Metrics * Establish KPIs and track data governance adoption using tools and reports. * Track issues raised and their time to resolution. Min Qualifications * Bachelor’s degree in finance, economics, Data Science or related degree * 5+ years as an Investment Data Product Analyst or similar role * 3+ years of experience in financial services, insurance, or related industry. * 3+ years of experience in understanding of Investment Data needs across a wide variety of instruments including public and private assets, bank loans etc. * 3+ years of proficiency in SQL and data manipulation tools (e.g., Python, R). Ideal Qualifications * Experience with data governance tools such as Collibra, Alation and Data360 * Data Modelling, Data Governance or Data Science training and certification * Experience with Eagle STAR, Eagle Pace and Eagle DataMart will be a plus * Strong understanding of financial instruments, investment management workflows, and data governance principles * Excellent communication and interpersonal skills, highly collaborative * Ability to manage multiple projects and prioritize tasks effectively. * Experience in project planning * Strong analytical and problem-solving skills * Knowledge of data modelling concepts * Experience with data quality tools, data lineage tracking, and metadata management. What to Expect as Part of MassMutual and the Team * Regular meetings with the Investments Data Strategy and Governance team * Focused one-on-one meetings with your manager * Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, veteran and disability-focused Business Resource Groups * Access to learning content on Degreed and other informational platforms * Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits Must be authorized to work in the United States without requiring sponsorship now or in the future; no immigration sponsorship for this position. #LI-FT1 #IMOPS MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Schedule: Full time Availability: Morning, Afternoon, Evening (Includes Weekends). Age Requirement: Must be 18 years or older Location: New York, NY Address: 770 Broadway Pay: $43.00 / hour Job Posting: 10/02/2025 Job Posting End: 10/30/2025 Job ID:R0260589 EARN A BONUS UP TO $2,500! Hiring immediately! Note: Law enforcement and/or military law enforcement experience is required for this position. At Wegmans, our store security teams are committed to keeping our customers and employees safe. Our security specialists play a critical role helping to communicate between the Asset Protection team and the store leadership group. We’re seeking an independent individual who is task-oriented and can build strong relationships throughout the store while keeping customer service top of mind! What You Will Do • Prioritize safety in our stores to create a positive shopping and working environment, • Analyze trends and data to implement a strategy to maximize sales and minimize loss due to theft, • Monitor activity to prevent loss, including apprehending and processing shoplifters, • Foster a collaborative relationship with community partners and emergency responders, • Coordinate and manage the use of all Closed-Circuit TV (CCTV) systems, • Respond to emergency situations; provide ongoing support and guidance to both employees and customers, • Conduct investigations as directed by leadership Requirements • Police Officer, Deputy, or Trooper experience or US Military Law Enforcement experience, • Conflict management and problem-solving skills, • Skilled in using sound judgement to manage conflict and communicate effectively under pressure, • Proven ability to effectively communicate and maintain composure in stressful environments, • Strong technical aptitude, including proficiency with Microsoft Office, • Valid driver’s license Preferred Experience • Bachelor’s degree in criminal justice or related field, • Related experience, including security and/or loss prevention, • Emergency Medical Services (EMS) or First Responder, • Leadership experience, preferably in a retail setting At Wegmans, we’ve always believed we can achieve our goals only if we first fulfill the needs of our people. Putting our people first and offering competitive compensation, comprehensive benefits and a wide range of meaningful perks is just the beginning of what defines a rewarding career at Wegmans. Comprehensive benefits* • Paid time off (PTO) to help you balance your personal and work life, • Higher premium pay rates for working overtime, on Sundays, or on a recognized holiday, • Health care benefits that provide a high level of coverage at a low cost to you, • Retirement plan with a 401(k) match, • A generous scholarship program to help employees meet their educational goals *Certain eligibility requirements must be satisfied, and offerings may differ based upon area or the company and/or position. + At Wegmans, we’ve always believed we can achieve our goals only if we first fulfill the needs of our people. Putting our people first and offering competitive compensation, comprehensive benefits and a wide range of meaningful perks is just the beginning of what defines a rewarding career at Wegmans. • Paid time off (PTO) to help you balance your personal and work life, • Higher premium pay rates for working overtime, on Sundays, or on a recognized holiday, • Health care benefits that provide a high level of coverage at a low cost to you, • Retirement plan with a 401(k) match, • A generous scholarship program to help employees meet their educational goals *Certain eligibility requirements must be satisfied, and offerings may differ based upon area or the company and/or position.

Position Type: Regular Our branch network is part of the broader Investor Services organization and is primarily responsible for providing advice and counsel to individuals and families with their financial needs, including retirement planning, educational planning, investment management, estate planning, active investing, managed banking, and lending needs. To learn more about our client offerings visit:______. We place a premium on high performance, quality service and the ability to execute the Schwab strategy. Essential skills include: • Bachelor’s degree or equivalent work-related experience, • A valid and active Series 7 license required, • A valid and active Series 66 (63/65) license required (may be obtained within a 120 day condition of employment), • A valid and active Life and Health Insurance license is required (may be obtained within a 120 day condition of employment), • Certified Financial Planner (CFP) certification is preferred, • Minimum of two years of experience in the financial services industry (required), • Financial business development experience (highly preferred), • Knowledge of brokerage/banking products and services At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. We offer a competitive ___ that takes care of the whole you – both today and in the future: • 401(k) with company match and Employee stock purchase plan, • Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions, • Paid parental leave and family building benefits, • Tuition reimbursement, • Health, dental, and vision insurance

JOB DESCRIPTION Job Summary Designs and builds company specific enterprise application systems and technology expertise across multiple disciplines. Applies and promotes key principles (e.g., stability, scalability, performance, security, compatibility, re-use), helping ensure a balance between tactical and strategic technology solutions. Considers business problems “end-to-end”: including people, process, and technology, both within and outside the enterprise, as part of any design solution. Promotes use of industry and enterprise technology standards. Monitors emerging technologies for potential application within or across the Corporation. Adheres to design and application development standards, methodology and, framework within Architectural compliance and governance. KNOWLEDGE/SKILLS/ABILITIES • Experience with Edifecs/JavaScript/SQL, • Develops software (hands on code development) to meet key business objectives., • Practices and leads SW and applications development methodologies in adherence to SW development standards., • Designs and develops SW applications or systems solving specific business or processing problem (Web or Mobile)., • Gathers business requirements and develops conceptual design and technical design for multiple projects concurrently., • Reviews computer system capabilities, work flow and scheduling limitations to determine if requested program or program change is possible within existing system., • Conducts peer review of other developers (internal and contract staff) to ensure standards and quality., • Responsible for quality deliveries for self and application engineers. Participates in build vs. buy evaluation process., • Leads architecture and design discussions in adherence to SW development standards., • Provides design and architectural expertise on application systems / technologies, to both technical teams and business partners., • Responsible to support the application system / service owner for system performance, budgeting, and planning., • Responsible for application system stability and scalability related activities., • Responsible for alignment with project methodologies and change management processes., • Responsible to organize, manage and lead cross-team project tasks and deliverables., • Responsible for designing and building enterprise level application systems., • Responsible for presentations and solutions submitted to technical peer review committees., • Ownership to provide cross-organization teamwork, collaboration, communication, and leadership. Required Education Bachelor's Degree in relevant field Required Experience • 3+ years of hands-on technical implementation experience in mid to large IT Enterprise environments., • 5-6 years of IT technical experience with IT enterprise infrastructure., • Industry certifications preferred., • Experience with Edifecs/JavaScript/SQL To all current Molina employees: If you are interested in applying for this position, please apply through the intranet job listing. Molina Healthcare offers a competitive benefits and compensation package. Molina Healthcare is an Equal Opportunity Employer (EOE) M/F/D/V. #PJCorp #LI-AC1 #HTF Pay Range: $107,028 - $250,446 / ANNUAL *Actual compensation may vary from posting based on geographic location, work experience, education and/or skill level.

Head of Wealth Business Strategic Finance Full-Time New York, NY, Boston, MA or Springfield, MA The Opportunity Highly seasoned finance professional with specialized skills/knowledge, which is recognized across the organization for their expertise. Demonstrated potential to take on expanded responsibilities. Influences and makes decisions with significant impact on the organization and/or company. Influences the development of functional strategy. Establish medium to long term work plans for the function and contributes to the development of financial and resource planning needed to achieve department business objectives. Has an established track record of success for driving and accomplishing critical business objectives. Manage available resources at the single or multi-departmental level. Manage, coach and develop one or more direct reports. The Head of Wealth Management Strategic Finance will work with business partners in Wealth/ MMLIS, MMFA and Corporate Finance to provide high quality information and analysis to facilitate assessment and reporting of business performance, proactive identification of value creation strategies and clear tools and analytics to support decision-making. The role reports to the Head of BP&AD (Brand, Product and Affiliated Distribution) Strategic Finance within CFO, and will be working directly with the Head of Wealth Management and their team on a regular basis. You’ll have an opportunity to contribute to helping our businesses grow and become more profitable. You will be an integral part of the Wealth Growth Strategy with meaningful expansion by 2030. You will develop and maintain strong knowledge of products, markets, competitors and key industry metrics. You will utilize your understanding of the business’ challenges and priorities to help drive decision-making. You will partner across Finance to understand the financials, leveraging data platforms to identify key information that will help to tell the story. You will provide support to CFO customers on performance, opportunities for cost efficiencies, benchmarking comparisons, sales, profitability results and considerations for decision-making. You will contribute to engagement for change, innovation and value creation. The Team In this role, you will join our BP&AD Strategic Finance team primarily supporting Wealth Management solutions business. In addition, you will oversee a direct report who directly owns Flourish, MM Funds and who will support the broader wealth business under your leadership. The Strategic Finance team is a collaborative team whose members demonstrate accountability, agility, a dedication to be inclusive, strong business acumen, and show courage, even in the most difficult situations. Highly effective communication and influencing skills are key to successful relationship-building and the ability to articulate the reasoning and bases for recommendations and conclusions are imperative. Our team demonstrates an inquisitive approach, asking probing questions to identify issues with specificity. The Impact: Your work will impact strategic decisions made by your business partners, enabling better strategic decisions utilizing the financial data and tools. You will accomplish that through the responsibilities listed below: Monitor and Communicate Business Drivers and Results • Identify and monitor key performance drivers and risks with timely communications of trends and observations. This supports decision making, internal management reporting and external reporting., • Analyze sales, expenses, cash flows, AUM, unit costs and other financial business drivers, used by business partners and the CFO organization., • Influence, lead and educate on financial-related elements of the strategic and tactical success of the businesses Model and Analyze: • Prepare high quality analysis to influence key financial decisions, including developing and employing analytical models. This analysis is also used both with the business and within CFO for management reporting and external reporting., • Contribute to the development of driver-based forecasts, reviewing P&L assumption elements for reasonableness and assessing overall reasonableness of earnings forecasts. Ensure that key forecast business driver assumptions are developed in collaboration with business partners Drive and Support Strategic Initiatives: • Serve as a strategic consultant to the business, with the ability to work alongside seasoned business leaders while generating proactive recommendations for earnings optimization., • Actively participate in driving business financial projects/initiatives. Be a respected thought partner in the development and execution of strategies and initiatives to achieve the enterprise’s strategic aspirations and goals, including active, ongoing involvement in pursuing the Strategic Planning and Delivery revenue enhancement and efficiency goals., • Review forecast and initiative assumptions and contribute to cost-benefit analyses to support decision making, including prioritization, in order to pursue the most beneficial initiatives and maximize benefits., • Inspire, lead and execute on CFO transformation initiatives, including data driven financial analysis, automated reporting, advanced analytics, data governance, and talent strategy. Collaborate, Communicate and Influence: • Develop and maintain strong working relationships and collaborate with business partners and CFO co-workers to, among other outcomes, continuously improve CFO processes., • Use business acumen and communication skills to draft and contribute to commentary which enables readers to quickly understand why and how business drivers impact financial results. Communicate complex information and analysis in clear, understandable terms with appropriate context, focused on actionable content., • Address and drive solutions for financial-related issues and opportunities, including influencing cross-functional actions and collaboration. The Minimum Qualifications • 10+ years experience in finance or actuarial, ideally with life insurance, annuity products or wealth management experience, • Experience using data and information to analyze and communicate (in writing, orally and visually) the implications of business unit activity, leveraging business intelligence applications (Alation, Microstrategy, SQL queries etc.), • Intellectual curiosity to continue learning and adding breadth and depth to understanding. Ability to partner with and influence business leaders and peers in using financial information and tools to identify options and make decisions, • Excellent communication skills, including the ability to convey complex information in readily understandable terms, • Exceptional relationship building and influencing skills, • Experience with financial forecasting and quarter closes The Ideal Qualifications • FSA, CFA, CPA or MBA designation a plus, • Knowledge of U.S. GAAP and statutory financial reporting requirements is a plus, • Ability to work well under pressure and manage multiple deliverables, • Ability to lead and manage one or more direct reports What to Expect as Part of MassMutual and the Team • Regular meetings with the teams, • Focused one-on-one meetings with your manager, • Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran, and disability-focused Business Resource Groups, • Access to learning content on Degreed and other informational platforms, • Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits #LI-LC1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

As one of the nation's largest consumer finance organizations, OneMain serves more than 1 million customers with personal loans, automobile loans, and other credit-related products. "Lending Made Personal" reflects our commitment to putting customers first. For 90+ years, we've made the OneMain promise of friendly, fast and affordable financing a reality for our customers. Opportunities to advance to the roles of Branch Manager, District Manager and beyond are possible for those demonstrating leadership skills. You can also expand those opportunities by demonstrating a willingness to relocate. Relocation benefits are based on position eligibility and IRS guidelines. Starting your career with OneMain, you have the potential to earn $40,000+ per year with salary and incentives, with licensing requirements. As you progress to Branch Manager, you have the potential to earn $60,000+ per year with salary and incentives. • Business development and full cycle sales of personal loans, automobile loans and other credit related products, • Follow up on leads from customer inquiries (online or through customer service), • Assist customers in making financial decisions to help them achieve their financial goals., • Learn all facets of direct consumer lending, • Learn credit underwriting techniques and skills, • Manage servicing and collections activities, • Provide referral or walk-in customers with the proper loan products to fit their needs, • Accurately comply with company guidelines and procedures, • Educate customers on the terms and conditions of the loan to ensure a clear understanding, • Network within the community to gain referral business, • Work as an individual contributor and as part of the team to achieve business/organizational objectives, • Bachelor’s degree or some college preferred, • Relevant work experience in Retail Sales or Customer Service a plus, • OR, • HS Diploma/GED; and, • 1+ Years full-time, relevant work experience, • Sales experience (e.g. retail sales, sales goals, commission sales, account executive); or, • Management/Supervisory - in a sales/service industry, • AND, • Excellent verbal and written communication skills, • Ability to thrive in a fast-paced environment, • Demonstrated leadership abilities, motivation, competitive drive and outgoing personality, • Must have a valid driver's license One Main team members benefit from competitive pay and sales driven incentive programs, relocation benefits, health, dental, vision, 401K, profit sharing, paid time-off, paid volunteer time, tuition reimbursement and much more. Our Team Members work in a collaborative manner to support one another to create a great work environment. Take the first step toward a challenging and rewarding career at One Main! Apply now! Relevant Tags: Sales, Retail, Loan Sales, Customer Service, Business Development, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer Experience, Credit

USA Sr. Analyst, Credit Risk (048RI1) Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Analyst, Credit Risk is responsible for risk analysis and independent oversight of credit quality of assigned portfolios, may be responsible for monitoring risk exposures arising from trading activities. They are responsible for all aspects of credit quality including compliance with requirements of regulators and internal control and will recommend opportunities and proposed resolutions for improved efficiency, effectiveness, and/or risk reduction for the department. The incumbent is responsible for reviewing, analyzing, and/or evaluating the Company's credit risk management program that renders risk-based processing and reporting to reduce operating losses and maintain maximum protection of the organization's assets, products, and services. The Sr. Analyst will recommend opportunities and propose resolutions for improved efficiency, effectiveness, and/or risk reduction for the department. • Analyzes trends in credit risk data and escalates developments according to company policy and procedures for risk escalations., • Communicates and shares insight to causes of risk indicators and proposes recommendations to resolve or mitigate identified risks with team., • Reviews identified credit risks and liabilities; informs and recommends resolutions with business lines to mitigate risk potential., • Assists in processing risk assessments by analyzing risk data and identifying any plausible risks affecting the business and operations., • Serves as a point of contact for the department by responding to internal inquiries regarding credit risk, procedures, regulatory requirements, and project status updates., • Informs employees on credit and risk policies and guidelines to build a risk aware culture and practice across the organization., • Researches a wide variety of topics and issues including emerging credit risks and trends and credit risk management best practices; summarizes and communicates findings with team., • Evaluates credit risk management contingency plans and reports findings., • Assists in processing credit risk assessments by analyzing risk data and identifying any plausible risks affecting the business and operations., • Prepares appropriate review memorandum summarizing liabilities and recommending follow-up evaluations., • Provides procedural guidance and support to junior analysts in the various functions of the department, and in the methods of tools of analysis., • Interprets and applies credit and risk procedures, ensures analysis is documented and that records are maintained., • Evaluates the strengths and weaknesses of existing controls and provides recommendations on opportunities for improvement. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Required. Master's Degree Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Preferred. 1+ Years Risk Management, Credit Risk, Internal Audit or related experience. - Required., • Demonstrated credit analysis skills for understanding/tracking and market risk & modeling skills for evaluating related risk exposures., • Ability to work with large databases and datasets for extraction and conversion into useful final results with original numbers., • Strong quantitative capabilities and analytical skills, including an investigative mindset., • Strong MS Office (Excel, PowerPoint, Word, Visio, and Outlook) skills., • Strong verbal and written communication skills., • Ability to build and foster internal relationships., • Strong organizational and time management skills., • Ability to analyze risk and provide recommendations and/or resolutions to minimize risk., • Ability to summarize, document, and communicate information in a clear and concise manner., • Ability to work independently as well as collaboratively within a team environment., • Ability to stay abreast of industry best practices, procedures, and techniques., • Ability to change direction as project demand dictates., • Ability to effectively and clearly communicate instructions to others, summarize and articulate issues, and document findings in a clear and concise manner. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $58,125.00 USD Maximum: $107,500.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

Description Citizens employs a group of experienced advisors that help individuals and families attain their financial goals. Our Private Client Financial Advisors (PCFAs) conduct thorough discoveries to understand a client’s short- and long-term goals, then construct a tailored financial plan that meets the client’s goals. The Citizens PCFA is a branch-based advisor who excels in a collaborative environment that emphasizes the paramount importance of client interests, as well as the personal and professional growth of team members. PCFAs work directly with a variety of business partners and centers of influence to uncover and identify prospective opportunities. Primary responsibilities include • Develop a high-quality wealth management practice that provides a personalized wealth management strategy., • Enhance and preserve relationships with key partners to boost client introductions and engagement., • Proactive client and prospect outreach promoting Citizens Wealth Management capabilities., • Grow existing relationships through partnership referrals., • Tailor wealth management planning to meet client needs., • Series 7, 63, 65 (or 66) active and valid., • A valid, active Insurance Life/Health/Variable licenses is required or must be obtained within 60 days of starting the role as a condition of employment., • A minimum of 2 years in a Financial Advisor role or equivalent experience in financial services., • Demonstrated track record in new business development and client book management., • Proven experience in a team-oriented consumer bank setting., • Familiarity with servicing high-net-worth individuals., • Comfortable operating in a dynamic, entrepreneurial environment. Commissioned based. Individuals in this role have historically earned between $105,000 and $250,000 per year based on performance and productivity against commission plan parameters. For an overview of our benefits, visit . We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit . Hours & Work Schedule Hours per Week: 40 Work Schedule: M-F #LI-CITIZENS6 Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. This sales role is commission-based. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

Fund Finance – Vice President, Underwriting & Portfolio Management Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The candidate will be responsible for managing the Underwriting & Portfolio Management of a defined portfolio of Fund Finance transactions. The Portfolio is primary comprised of Fund Finance loans comprising of NAV, Subscription, ABL and range of other related facilities. This position will work closely with the product teams to present and defend business opportunities to the 2nd Line of Defense. The candidate will manage the business relationship with risk and ensure all required portfolio management tasks are completed. Responsibilities: • Work closely with product / origination team to develop credit recommendations on new transactions which include clear views of credit structures and risks on NAVs, subscription lines, ABLs and related fund facilities., • Lead underwriting, credit analysis and closing of refinancings, upsizes, extensions and amendments as needed, including annual reviews and credit approval memos., • Communicates portfolio trends, risks and mitigants to senior leadership., • Develops and manages portfolio information needed to accommodate sound risk management, economic and regulatory reporting requirements., • Lead the financial modelling review of complex structured fund finance facilities, including the impacts of complex transactions including mergers, acquisitions and divestitures., • Supports junior development through building strong relationships with the team as a mentor as needed., • Collaborates with product team members prior to loan closing on approval memos, legal documentation, collateral review and funding approvals., • Manages and controls risks throughout the post-closing credit process to ensure strong borrower performance., • Monitors and enforces terms of loan agreement / documents., • Identifies and establishes best practices policies and procedures., • Manages other Portfolio Management functions, including collaborating with new business team on up-front and ongoing client due diligence, etc., • Leads and/or provides valuable input for broader business initiatives, projects and goals. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience in Finance, Accounting, Management, Economics or equivalent field. (Required) CFA Charter and/or MBA (Preferred) Work Experience: Financial analysis, structuring, underwriting and portfolio management. Experience with Fund finance facilities across subscription facilities, NAVs and/or ABLs. Skills and Abilities: • Proficient communicator (orally and in writing) with clients, peers and fellow associates, • Proficient with Microsoft Office applications, • Ability to work and interact with various departments, • Ability to work in a fast-paced, sometimes stressful, environment with many critical deadlines, • Thorough knowledge and understanding of Structured Finance loan products and services Certifications: None It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $97,500.00 USD Maximum: $160,000.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

The Opportunity Join our dynamic team as a Data Software Engineer – Corporate Technology Data Engineering & Analytics, where you'll play a pivotal role in leading the design, development, and administration of complex AWS environments and contribute to enterprise-wide data initiatives. The ideal candidate will bring experience working with global delivery teams, demonstrate thought leadership in data architecture, and actively mentor junior engineers to build internal capability. The Team You’ll be an integral part of our esteemed Corporate Technology Team, focused on Data Engineering & Analytics. Our team operates on a global scale, driving innovation and excellence across diverse areas of expertise. As a Senior Business Systems Analyst, you'll play a pivotal role in high impact Corporate Technology Finance Initiatives, ensuring alignment with organizational objectives and driving impactful outcomes. This is an opportunity to collaborate closely with our Corp Technology leadership team as well as our CFO customers. Our team thrives on collaboration, innovation, and a shared commitment to excellence. Together, we're shaping the future of technology within our organization and making a lasting impact on a global scale. Join us and be part of a dynamic team where your contributions will be valued and your potential unleashed. The Impact: • Lead the design, development, and deployment of end-to-end data engineering solutions on AWS, ensuring scalability, performance, and security., • Administer and manage a broad range of AWS services such as EC2, S3, Glue, Lambda, IAM, and more in a production environment., • Develop and maintain infrastructure as code using tools like AWS CloudFormation or Terraform., • Design and orchestrate complex data pipelines using Apache Airflow or AWS Step Functions to enable reliable ELT/ETL processes., • Implement data quality checks, monitoring, and alerting to ensure data integrity and reliability., • Collaborate with global delivery teams across time zones to deliver high-quality, well-documented solutions on schedule., • Develop and evaluate proof-of-concepts (POCs) for AWS-native and third-party tool integrations (e.g., Databricks, Snowflake)., • Conduct architecture reviews, provide code-level guidance, and establish best practices across cloud, data, and DevOps efforts., • Mentor junior engineers and support team skill development through peer reviews, technical coaching, and design sessions., • Participate in roadmap planning and contribute to long-term data platform strategy and technology selection., • Ensure compliance with data governance, security, and operational standards across all engineering activities. The Minimum Qualifications • Bachelor’s in Computer Science, Engineering or related technical field, • 8+ years of experience building and managing Cloud solutions preferably in the AWS ecosystem, including infrastructure and data services, • 2+ years experience with understanding of data warehousing concepts, ODS, dimensional modeling, and scalable architecture design, • 2+ years experience with Terraform, Apache Airflow, Databricks or Snowflake in a production or large-scale prototype environment, • 2+ years experience in Python, SQL, and automation scripting, • 2+ years experience with containerization (Docker, ECS, EKS) The Ideal Qualifications • Master’s degree in Computer Science, Engineering or related field, • AWS Certifications (Solutions Architect, Data Analytics, or DevOps Engineer)., • Knowledge of streaming data technologies (e.g., Kinesis, Kafka), • Exposure to data lake and data warehouse architectures, • Experience with monitoring and observability tools (e.g., CloudWatch, Datadog, Prometheus), • Exposure to machine learning pipelines and MLOps tools (e.g., SageMaker, MLflow, Kubeflow), • Demonstrated experience working with global delivery teams and cross-functional stakeholders, • Strong communication skills with a proven ability to work across functional teams, • Experience with data lake architecture, data governance frameworks, and modern metadata management, • Familiarity with modern DevOps practices including CI/CD pipelines, monitoring, and alerting in cloud environments, • Experience with data cataloging tools (e.g., AWS Glue Data Catalog, Apache Atlas), • Understanding of data privacy regulations and compliance (e.g., GDPR, HIPAA), • Exceptional communication and interpersonal skills, • Ability to influence and motivate teams without direct authority, • Excellent time management and organizational skills, with the ability to prioritize multiple initiatives #LI-RK1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Description Citizens employs a group of experienced advisors that help individuals and families attain their financial goals. Our Private Client Financial Advisors (PCFAs) conduct thorough discoveries to understand a client’s short- and long-term goals, then construct a tailored financial plan that meets the client’s goals. The Citizens PCFA is a branch-based advisor who excels in a collaborative environment that emphasizes the paramount importance of client interests, as well as the personal and professional growth of team members. PCFAs work directly with a variety of business partners and centers of influence to uncover and identify prospective opportunities. Primary responsibilities include • Develop a high-quality wealth management practice that provides a personalized wealth management strategy., • Enhance and preserve relationships with key partners to boost client introductions and engagement., • Proactive client and prospect outreach promoting Citizens Wealth Management capabilities., • Grow existing relationships through partnership referrals., • Tailor wealth management planning to meet client needs., • Series 7, 63, 65 (or 66) active and valid., • A valid, active Insurance Life/Health/Variable licenses is required or must be obtained within 60 days of starting the role as a condition of employment., • A minimum of 2 years in a Financial Advisor role or equivalent experience in financial services., • Demonstrated track record in new business development and client book management., • Proven experience in a team-oriented consumer bank setting., • Familiarity with servicing high-net-worth individuals., • Comfortable operating in a dynamic, entrepreneurial environment. Commissioned based. Individuals in this role have historically earned between $105,000 and $250,000 per year based on performance and productivity against commission plan parameters. For an overview of our benefits, visit . We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit . Hours & Work Schedule Hours per Week: 40 Work Schedule: Varies #LI-CITIZENS6 Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. This sales role is commission-based. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Equal Employment Opportunity Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability. Why Work for Us At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

Job Overview: Operations Supervisor - Maspeth, NY The Operations Supervisor is responsible for supervising and coordinating activities of delivery drivers and warehouse workers in a warehouse distribution center that includes ordering, receiving, storing, inventorying, and shipping materials, supplies, tools, equipment, and parts. Shift and Schedule • 6pm until finished, • Monday-Friday, • Responsible for the direction, coordination and evaluation of all warehouse / distribution activities for assigned warehouse workers / loaders and drivers / routes., • Ensure proper execution and implementation of all policies procedures with regard to picking, packing, shipping, receiving, inventory management, and distribution., • Supervise a team of delivery drivers, warehouse workers, and loaders., • Ensure accurate deliveries and excellent customer service., • Train and evaluate warehouse staff on effective inventory techniques and daily tasks., • Supervise the planning and scheduling of company transport vehicles to maximize revenue producing opportunities and minimize downtime and excessive overtime., • Monitor the team to ensure vehicles and other equipment are well maintained and that related repairs and safety issues are addressed in a timely manner., • Ensure that optimal inventory levels of full goods are maintained in order to fulfill daily sales needs., • Conduct physical counts of inventory and reconcile floor counts and inventory shipments., • $70,500 - $93,500 / year, • Actual placement within the compensation range may vary depending on experience, skills, and other factors, • Benefits, subject to election and eligibility: Medical, Dental and Vision, Paid Time Off, 401(k) program with employer match, Child & Elder Care, Adoption Benefits, Paid Parental Leave, Fertility Benefits, Employee Resource Groups, Breastmilk Shipping Services, Dependent Scholarship Program, Education Assistance, Employee Assistance Program, Personalized Wellness Platform and more!, • High school diploma or general equivalency diploma (GED) preferred Keurig Dr Pepper (NASDAQ: KDP) is a leading beverage company in North America, with a portfolio of more than 125 owned, licensed and partner brands and powerful distribution capabilities to provide a beverage for every need, anytime, anywhere. We operate with a differentiated business model and world-class brand portfolio, powered by a talented and engaged team that is anchored in our values. We work with big, exciting beverage brands and the #1 single-serve coffee brewing system in North America at KDP, and we have fun doing it! Together, we have built a leading beverage company in North America offering hot and cold beverages together at scale. Whatever your area of expertise, at KDP you can be a part of a team that’s proud of its brands, partnerships, innovation, and growth. Will you join us? We strive to be an employer of choice, providing a culture and opportunities that empower our team of ~29,000 employees to grow and develop. We offer robust benefits to support your health and wellness as well as your personal and financial well-being. We also provide employee programs designed to enhance your professional growth and development, while ensuring you feel valued, inspired and appreciated at work. Keurig Dr Pepper is an equal opportunity employer and recruits qualified applicants and advances in employment its employees without regard to race, color, religion, gender, sexual orientation, gender identity, gender expression, age, disability or association with a person with a disability, medical condition, genetic information, ethnic or national origin, marital status, veteran status, or any other status protected by law.

Corporate Banking Underwriting & Portfolio Management - Associate Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Associate, Corporate Banking Underwriting & Portfolio Management underwrites and manages transactions, and routinely monitors them for risks inherent in a business loan portfolio. The incumbent provides support to the manager of the department on continuous improvement initiatives and takes the lead on projects that support loan growth and efficiency objectives within lines of business. The Associate helps deliver an industry-leading experience for both internal and external customers and acts as a subject matter expert. • Leads deal diligence process including identifying all key risks., • Reviews relevant deal documents / information provided in data room, by Company / Sponsor, and third party reports., • Helps to structure deals., • Oversees internal approval process including ensuring accurate and timely completion of internal approval write-ups and leading deal merit discussion on internal approval calls., • Manages legal aspect of deal process., • Mentors junior resources on underwriting best practices. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required. 5+ Years of financial analysis, structuring, and portfolio management experience - Required. 5+ Years of experience underwriting commercial and/or corporate loan transactions - Required. • Superior written and verbal communication skills., • Strong analytical skills and proficient with financial statements., • Ability to work in a fast paced environment with little supervision., • Ability to work well with others and on teams., • Proficient in Microsoft Office, including Word, Excel and PowerPoint., • Skilled in proposing and negotiating and recommending credit and covenant structures., • Comfortable in customer contact situations including escalations and potential work-out/loan restructure environments., • Ability to foster strong partnerships with the related documentation and underwriting units., • Demonstrated practical and conceptual knowledge of credit and risk analysis., • Demonstrated knowledge in financial modeling and able to structure credit in modeling environment. Able to assist RM's on how to structure the credit relationship., • Exhibits competency at independently reaching conclusions and forms clear view of credit structure and business risk to organization., • Solid understanding of industry nuances applicable to the credits contained within the group's portfolio., • Solid knowledge of loan and related legal documents., • Strong communication skills, and ability to influence others by persuasively presenting thoughts and ideas to gain commitment and agreement for proposed ideas and solutions., • Must demonstrate strong judgment and sound credit skills., • Knowledge of Federal banking regulations. Certifications: • Other Completion of bank-certified course in Credit Training - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $78,750.00 USD Maximum: $122,500.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

The Opportunity As a Strategic Project Consultant in the Wealth Management Advisory Oversight team, you will lead a portfolio of small to mid-sized projects that improve governance, mitigate risk, and enhance process efficiency across investment advisory services. You will have full ownership of project lifecycles — from identifying opportunities and developing critical milestones to driving successful implementation. You will operate with a high level of autonomy, managing multiple projects concurrently, while collaborating with cross-functional partners to ensure strategic alignment. You will also develop and present regular management reports to senior leadership, ensuring visibility into project progress, risks, and outcomes. At MassMutual Wealth Management, we understand that the financial landscape is constantly evolving. As a member of the Wealth Management organization, you will join a team of passionate experts across multiple disciplines including Product, Financial Planning, Practice Management, Lending & Banking, Trust, Investments and Operations. Whether it’s advice on investment strategies, retirement planning, estate planning, lending and banking, or trust services, our goal is to provide innovative and effective solutions that positively impact advisors and clients. We are committed to transforming the way our clients manage their wealth and plan for the future. The Advisory Oversight team sits within the broader Wealth Management organization and is responsible for oversight of advisory products, related field supervision practices and governance programs. Our team includes professionals with deep experience in risk management, compliance, operations, and product oversight. We are driven by a shared commitment to excellence, accountability, and doing what’s best for the client. We partner closely with Product, Compliance, Legal, Operations and Technology to ensure our solutions are balanced, scalable, and aligned to regulatory expectations. We pride ourselves on being strategic advisors to the business while maintaining strong risk discipline. Our team culture values intellectual curiosity, cross-functional collaboration, and continuous learning. In this role, you will: * Identify, design, and lead risk, governance, and process efficiency projects from initiation through deployment * Develop project plans, define deliverables and milestones, engage stakeholders, and track progress to ensure timely execution * Conduct gap analyses to identify opportunities for improvement and implement effective solutions * Build and deliver executive-level reporting on project progress, issues, and outcomes * Collaborate with internal and field partners to align project outcomes with strategic and operational goals * Ensure all projects are fully documented, with clear training and communication plans for sustained adoption * 5+ years of professional work experience in financial services industry * 3+ experience in project management or program delivery within wealth management, investment advisory services, risk management, compliance, research/reporting, or operations * 3+ years experience developing project charters, manage timelines, track milestones, and drive issues to resolution * 3+ years experience with Microsoft Office (Excel, PowerPoint, Word) and project tracking tools (e.g., Microsoft Project, Planner, SharePoint, etc.) * Bachelor’s degree * Due to the nature of this position, as a part of our background check process, candidates must be able to pass a non-registered fingerprint background check to qualify as a fingerprinted person under FINRA * PMP, CAPM, or other project management certification * Strong understanding of wealth management and investment advisory platforms, regulatory expectations, and operational risk principles * Familiarity with process reengineering, risk control design, or regulatory change management * Demonstrated commitment to MassMutual competencies including collaboration, decision quality, and driving results * Regular meetings with the Advisory Oversight, Product & Services, Operations, Compliance and Supervision teams * Focused one-on-one meetings with your manager * Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, veteran and disability-focused Business Resource Groups * Access to learning content on Degreed and other informational platforms * Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits #LI-JLH3 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Opportunities with Optum in the Tri-State region (formerly CareMount Medical, ProHEALTH New York and Riverside Medical Group). Come make a difference in the lives of people who turn to us for care at one of our hundreds of locations across New York, New Jersey and Connecticut. Work with state-of-the-art technology and brilliant co-workers who share your passion for helping people feel their best. Join a dynamic health care organization and discover the meaning behind Caring. Connecting. Growing together. Bayonne Rheumatology has an immediate opening for a friendly, patient focused and detailed oriented Patient Care Coordinator to join our team. The Patient Care Coordinator is responsible for the completion of set processes and protocols. Works cooperatively with all members of the care team to support the vision and mission of the organization, deliver excellent customer service and adhere to Lean processes. Supports the teams in meeting financial, clinical and service goals. Schedule: A 40-hour work week, Monday through Thursday from 8:00 am to 5:00 pm, Friday 8 am to noon. The schedule will be determined by the supervisor upon hire. Location: 191 Lefante Way, Suite 1-C, Bayonne, NJ 07002 Primary Responsibilities: • Obtain accurate and updated patient information, such as name, address and insurance information, • Perform insurance verification on the date of service, • Obtain patient signatures for required documents, • Upload a valid Government issued state ID of patient and patient insurance cards, • Accurate and complete occupational medicine registration workflow, • File and maintain medical records, • Consistently correct registration work queue errors, • Confirms and schedule appointments, • Answer telephone calls promptly and courteously, • Perform referral documentation promptly, • Working daily in the claims edit work queue to correct registration errors for submission to insurance companies, • Performs certain follow-up services for patients in a prompt and courteous manner, such as scheduling specialist appointments, scheduling follow-up appointments and obtaining copies of lab results or specialist reports, • Adhere to the standards identified via Sparq regarding Optum Employee Policies, • Work cohesively with fellow employees to achieve specific team goals, • Comfortable working in high pace environment, • Participate in planning, coordinating, and implementing care in conjunction with the multidisciplinary team in accordance with the Plan of Care, • Assure the continuity of care through scheduling and tracking systems, • Provide effective communication to patient / family team members and other health care professionals as evidenced by documentation, case conferences, communication notes, and evaluations, • Notify clinical staff of schedule changes as they occur, • Comply with administrative policies to ensure quality of care, • Demonstrate precision and efficiency in scanning documents and monitoring the fax server, retrieving and / or scanning documents and assigning to the appropriate electronic chart, • Participate in orientation (scheduling segment) of new field employees and distribute updates and changes as needed, • Perform other related duties and assignments as required, • Organize and maintain medical records, • All employees are expected to keep abreast of current medical requirements relevant to their position, which includes maintaining patient confidentiality and abiding by all HIPPA and OSHA requirements, • Complete new clinical competencies rolled out by the Educational Committee, • Paid Time Off which you start to accrue with your first pay period plus 8 Paid Holidays, • Medical Plan options along with participation in a Health Spending Account or a Health Saving account, • Dental, Vision, Life& AD&D Insurance along with Short-term disability and Long-Term Disability coverage, • 401(k) Savings Plan, Employee Stock Purchase Plan, • Education Reimbursement, • Employee Discounts, • Employee Assistance Program, • Employee Referral Bonus Program, • Voluntary Benefits (pet insurance, legal insurance, LTC Insurance, etc.) Required Qualifications: • High School Diploma/GED (or higher), • 1+ years of experience working in medical office position performing duties such as scheduling appointments, checking patients in/out, insurance verification, collecting co-pays, and maintaining medical records, • Intermediate level of computer proficiency including MS Word, Excel and Outlook be able to use multiple web applications, • Knowledge of Epic EMR software, • Ability to work independently and maintain good judgment and accountability, • Demonstrated ability to work well with health care providers, • Strong organizational and time management skills, • Ability to multi-task and prioritize tasks to meet all deadlines, • Ability to work well under pressure in a fast-paced environment, • Excellent verbal and written communication skills; ability to speak clearly and concisely, conveying information in a manner that others can understand, as well as ability to understand and interpret information from others Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The hourly pay for this role will range from $17.74 to $31.63 per hour based on full-time employment. We comply with all minimum wage laws as applicable. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location, and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups, and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission. UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment. #RPO #RED

The Opportunity Our ideal Business Systems Analyst will be responsible for defining business and/or systems scope and objectives based on both user needs and a thorough understanding of industry requirements. Devise or modify procedures to solve highly complex problems considering limitations, operating time, and form of desired results. Provide analysis of business and user needs, documentation of requirements, and translation into proper business and/or system requirements. Consider the business implications of the application of technology to the current and future business environment. Act as a team leader for complex projects. This role supports strategic investment initiatives and ensures recommended solutions are aligned with business and MassMutual IT strategies while adhering to relevant technology standards. This is a critical role in maintaining the cohesion between the business stakeholders and the technology delivery teams. It requires a strong work ethic, the ability to work independently or in collaboration, exceptional communication skills, and knowledge of, or the aptitude to learn the investment management data domain. The Team You'll be an integral part of our esteemed Corporate Technology Team, focused Investment Management Technology. Our mission is to build reliable solutions by utilizing our Investment Management applications and platforms. You will be part of a team that is technical, highly motivated and excels at working in a fast-paced and always evolving environment with agility and resilience. The team engages in business as usual (BAU) initiatives as well as major projects. When needed, they collaborate with vendor resources and infrastructure teams. The Impact The Business Systems Analyst is responsible for the analysis, design, and testing of complex applications and system integration processes supporting MassMutual’s Investment Management Unit. This role supports strategic investment initiatives within the areas of Portfolio Management, Investment Operations, Derivative Operations, Quantitative Research/Development, Investment Accounting, and ensures recommended solutions are aligned with business and MassMutual IT strategies while adhering to relevant technology standards. • Application support and maintenance in a DevOps/Agile delivery model, • Perform analysis of business process, procedures, data and rules, • Experience with data-centric architectures, multi-dimensional time series, and techniques to guarantee robust data integrity., • Demonstrated ability to identify and understand critical business features that drive value and translate those into solid technical solutions., • Excellent written and oral communication skills, ability to interact with business and technical personnel effectively and confidently, at all levels in the organization., • Proven technical leadership and mentoring skills., • Strong knowledge of the investment management industry, asset liability management, and risk management across multiple asset classes, public and private, including derivatives, • Candidates must combine an attention to detail with the ability to see the big picture., • Demonstrated ability to communicate effectively using verbal and written methods to all levels of an organization., • Proficient with standard documentation tools (Visio, Excel, Word), • Capable of applying knowledge to handle all but the most complex problems independently., • Drives continuous improvement and efficiency beyond own scope of responsibility., • Perform impact analysis on various proposed technical solutions, • Contribute to and review test strategy and test plans, • Participate / lead complex derivative accounting testing, • Understand the system architecture and translate into efficient designs that are scalable, maintainable, and re-usable, ensuring that designs are aligned with business and technical strategy, • Contribute to and review estimates for development and testing work, • Participate in / lead design review sessions, • Clarify and resolve design related issues with developers, • Highlight potential and actual issues effectively and work through to the appropriate resolution The Minimum Qualifications • Bachelor’s degree, • 7+ years of experience with designing and implementing complex solutions., • 5+ years of investment management experience with an understanding of systems and data management., • 5+ year of experience with investment management systems (from front office to middle office, to back office) The Ideal Qualifications • Masters degree or higher in computer or business-related field, • Exceptional data analysis experience working with large data sets and multiple sources of data. Expert user of excel and proficient with SQL/Oracle query tools., • Can work with limited guidance on complex projects. Anticipates change and is comfortable with multiple priorities., • Strong quantitative orientation, analytical skills, a high level of intellectual curiosity, tolerance for ambiguity and seasoned judgment., • Able to explore multiple solutions to a problem and present and defend solutions based on an analysis of facts and an understanding of client needs., • Demonstrated experience in solution design., • Strong understanding and adherence to IT SDLC and operational best practices, • Strong knowledge of DevOps and Agile concepts, including tools such as Jira and Confluence, • Self-managed and motivated individual with strong leadership skills., • Excellent written, oral and presentation skills., • Works with minimal oversight and proactively communicates status and risks to project leadership., • Ability to work well in a team environment., • Desire to learn and ability to apply learnings to business issues., • Self-starter with proven ability to organize and direct quality work efforts., • Ability to communicate well across all levels of the organization., • Strong collaboration skills and the ability to work in a team-based environment. #LI-SC1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Director - Reinsurance Controllership Controllers Organization of Corporate Finance Full-Time Boston, MA, Springfield, MA or New York, NY About the Corporate Controller Organization: The Controllers Organization is responsible for delivering on the foundation of credibility and control of the core financial information leveraged across Finance to communicate with leadership, key business partners and regulators on the enterprise’s actual results, forecast implications and strategic decision making. This work considers legal entity structures, distribution channel, and product results as well as how these impact our capital optimization and operating liquidity. The Opportunity The Director of Reinsurance Controllership will lead a team responsible for quarterly reinsurance accounting, settlements, cash processing oversight and business analysis with a focus on STAT and GAAP basis for reinsurance transactions. Additional responsibilities will include collaborating with business partners on strategic reinsurance transactions and initiatives, analysis and reporting of quarterly financial reinsurance impacts, regulatory filings for MassMutual, and related internal control activities. The Team The Reinsurance Controllership team is a high-profile team in the Controller’s organization comprised of talented accounting professionals who possess diverse ranges of experiences and backgrounds. Our team has a high business acumen and is driven to provide timely and accurate financial information to our customers. We pride ourselves on working with agility and being a reliable source of information in the organization. We strive to continuously improve and achieve results by actively listening, seeking, understanding and creating solutions as a unified team. The team continues to grow due to the growing number of new business initiatives and projects that we are part of. The Impact • Manage and lead a team of professionals responsible for the accurate and timely completion of quarterly reinsurance accounting close and settlement cycles by effectively planning, monitoring, and problem solving, • Lead the quarterly analysis on trends and results, • Lead transactional work to launch reinsurance treaties, • Add value to the enterprise through close collaboration and partnership with other MassMutual business units and corporate functions to ensure the accurate, timely and efficient submission of data and analysis required to meet reporting requirements, • Exhibit strong leadership presence and communications skills in presenting results to various levels of management. This will require thought leadership and entail developing sound accounting practices, efficient processes, and robust control documentation to effectively deliver timely and insightful results, • Assure adherence to an internal control framework that ensures accurate and timely financial reporting. Makes recommendations to continuously improve the overall control environment, • Understand how data flows through the financial systems to the accounting function, planning appropriately for changes and prioritizing and implementing enhancements, • Play a key role in creating a collaborative and inclusive culture by working closely with other areas within the Controllers Organization to build trust through increasing understanding of and respecting differences, • Use professional insight to identify, initiate and/or lead initiatives and continuous improvement activities that increase efficiency and add value. Leads problem solving to improve quality, reduce close cycle times, improve team collaboration, including collaboration with vendors, and improve customer satisfaction, • Demonstrate the technical and leadership competencies and passion for continuous improvements The Minimum Qualifications • Bachelor’s degree in accounting, finance, or related field, • 8+ years of progressive experience in public accounting or large sophisticated corporate environment The Ideal Qualifications • Experience in insurance or reinsurance accounting highly preferred, • CPA, • Proven ability to successfully handle competing priorities and multiple deliverables, • In-depth knowledge and experience of US GAAP and statutory accounting, • Experience in best-in-class control execution/documentation, • Experience in using accounting data and information to analyze and articulate financial results, • Ability to perform independent research and serve as a key resource for resolution of unique or complex business problems, • Experience in effectively coach and develop core level accountants and external consultants What to Expect as Part of MassMutual and the Team • Regular meetings with the Reinsurance Controllership team, • Focused one-on-one meetings with your manager, • Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, veteran and disability-focused Business Resource Groups, • Access to learning content on Degreed and other informational platforms, • Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits #LI-CR37 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Associate, Credit Risk Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Associate, Credit Risk is responsible for risk concentration monitoring, analysis, and reporting. The incumbent will analyze and summarize current and prospective trend financial characteristics, regulate risk exposure and controls by identifying areas of concern, opportunities, and reports on potential and/or known issues while recommending process improvements. The incumbent is responsible for reviewing, analyzing, and/or evaluating the Company's credit risk management program that renders risk-based processing and reporting to reduce operating losses and maintain maximum protection of the organization's assets, products, and services. The Sr. Analyst will recommend opportunities and propose resolutions for improved efficiency, effectiveness, and/or risk reduction for the department. * Evaluates counter party credit equivalent exposure in non-standard trade positions using modeling techniques. * Identifies potential credit risks and assesses impact, probability of occurrence and timeframe. * Analyzes counter party portfolio and cross-border risk data, events and trends. * Investigates various credit risk inquiries, proposals, plans, and makes recommendations as directed by management or at own initiative. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Required. Master's Degree Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Preferred. 5-9 years experience required; Risk Management, Credit Risk, or Internal Audit • Detailed knowledge of a commercial banks credit and counterparty customer populations, understanding their characteristics according to portfolio (aggregate) credit quality measures and individual customer financial characteristics., • Demonstrated credit analysis skills for understanding/tracking and market risk & modeling skills for evaluating related risk exposures., • Ability to work with large databases and datasets for extraction and conversion into useful final results with original numbers., • Ability to maintain accuracy while handling sensitive data files, working with that data and reconciling final results with original numbers., • Strong MS Office (Excel, PowerPoint, Word, Visio, and Outlook) skills., • Strong verbal and written communication skills., • Ability to build and foster internal relationships., • Strong organizational and time management skills., • Ability to analyze risk and provide recommendations and/or resolutions to minimize risk., • Ability to summarize, document, and communicate information in a clear and concise manner., • Ability to work independently as well as collaboratively within a team environment., • Ability to stay abreast of industry best practices, procedures, and techniques., • Ability to change direction as project demand dictates., • Ability to effectively and clearly communicate instructions to others, summarize and articulate issues, and document findings in a clear and concise manner. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $76,875.00 USD Maximum: $130,000.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

USA Underwriting & Portfolio Management Analyst Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The main function of the Sr. Specialist, Underwriting & Portfolio Management is to assist the Underwriter(s) in analyzing, processing and packaging commercial loans. • Collects, packages, reviews and reconciles loan application documents including financial/credit exhibits under various underwriting programs., • Orders and performs the preliminary review of all third party reports (appraisal, inspection and environmental) for compliance with guidelines., • Analyzes, interprets and underwrites complex transactions in compliance with respective agency guidelines., • Conducts detailed economic and demographic research to determine feasibility of transactions., • Assists the underwriter in preparing and presenting comprehensive loan approval package to credit committee., • Conducts inspections of physical assets. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required. 3+ Years Related experience and/or training. - Required., • Excellent written and verbal communication skills., • Strong analytical skills and proficient with financial statements., • Ability to work in a fast paced environment with little supervision., • Ability to work well with others and on teams., • Demonstrated proficiency in Microsoft Office, including Word, Excel and PowerPoint., • Demonstrates strong judgment and sound credit skills., • Knowledge of Federal banking regulations. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $63,750.00 USD Maximum: $97,500.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

The Opportunity MassMutual is at the forefront of innovation in the financial services and insurance industry. Our commitment to leveraging cutting-edge technology to deliver exceptional customer experiences and drive business growth sets us apart. MassMutual was recently ranked 8th overall in the Evident AI Insurance index, and 2nd for AI innovation. We are seeking a highly skilled and visionary leader to join MassMutual’s Research & Development (R&D) organization as the Head of AI Platform Engineering. In this key role, you will be responsible for MassMutual’s technology strategy. Cut through hype, drive beyond prototypes, and deliver scalable, performant AI systems with us! The Team The Research and Development organization is focused on delivering transformational change for MassMutual and its clients, financial professionals, and policyholders. We are a team of data scientists, engineers, social scientists, and product and project managers committed to innovation. We value creativity, courage, and accountability as well as our close partnerships with academia, government agencies, and the broader fintech community. The Impact: • Architect and build the core platform for applied, secure, and efficient AI/ML platform engineering to support a broad range of AI workloads, • Prototype and productionize agentic workflows and LLM-based systems that drive impact across the value chain, • through the automation, deployment, scaling, and management of AI platform services, ensuring high availability, performance, and resilience, • Be a talent magnet by attracting, developing, and retaining a world-class team of high-performing engineers, • Shape strategy in partnership with R&D leadership and senior executives across the enterprise, • Lead cross-functional teams of AI platform engineers, ML engineers, and decision engineers to deliver robust, production-ready AI solutions, • Collaborate with product managers, researchers, engineers, and business stakeholders to define and execute AI strategies aligned with company objectives. The Minimum Qualifications • Advanced degree in engineering, computer science, or related disciplines, • 10+ years of relevant engineering experience, • 5+ years of experience in managing research or engineering teams, • Exceptional problem-solving skills and willingness to learn new concepts, methods, and technologies, • Ability to work in a highly collaborative environment, • Outstanding written and verbal communication skills The Ideal Qualifications · Financial Industry knowledge · Strong publication history in area of expertise · Demonstrated ability to translate research into business impact What to Expect as Part of MassMutual and the Team Regular meetings with the Research and Development team Focused one-on-one meetings with your manager Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, veteran and disability-focused Business Resource Groups Access to learning content on Degreed and other informational platforms Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits #LI-MC1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Corporate Subsidiaries Controllership Manager Financial Controllership Organization Full-Time Hybrid Boston, MA, Springfield, MA, or New York, NY This is an individual contributor role About the Corporate Controller’s Organization The Controller’s Organization is responsible for delivering on the foundation of credibility and control of the core financial information leveraged across Finance to communicate with leadership, key business partners and regulators on the enterprise’s actual results, forecast implications and strategic decision-making. This work considers legal entity structures, distribution channel, and product results as well as how these impact our capital optimization and operating liquidity. We are a diverse group of professionals experienced in and responsible for accounting, financial reporting, tax, policy and controls, cash operations, corporate finance data and systems management as well as wealth management finance activities. We are seeking engaging professionals with strong communication skills and deep intellectual curiosity to ensure the timely and efficient reporting of results. We not only perform the required activities. We are looked to as business partners who add value by challenging existing operating practices, strengthening controls and highlighting trends and insights. The Opportunity This Corporate Subsidiaries Controllership Manager is a core member of the team. The position reports to the Director of Corporate Subsidiaries Controllership and resides within the Financial Controllership team, a critical team within the Controller’s Organization which aspires to be best in class financial stewards for MassMutual. This is an opportunity for an individual who thrives in a highly dynamic and agile accounting environment to collaborate across teams focused on solid execution and improving outcomes. We are seeking an accounting professional who wants to join a highly motivated team of professionals focused on proactively driving the development and execution of process improvements, meaningful analysis and improved coordination across the organization. The Team As a member of the Financial Controllership team, the incumbent will be involved in shaping the future of the organization, supporting both the on-going growth and analysis within the Corporate Subsidiaries Controllership team and more broadly across the entire Financial Controllership team. The Impact • Manage priorities effectively and adapt quickly to achieve goals while developing efficiencies and established methods in the process, • Thrive in a complex corporate structure and comfortably switch gears and alter course to adapt to changing circumstances, • Play a key role in leading a collaborative and inclusive culture by working closely with other Controllers teams, such as the financial close and consolidation team and external reporting to ensure the accurate recognition of accounting for various transactions and events related to the corporate subsidiaries, • Apply professional insight to identify and implement accounting improvements that increase the business value and efficiency of the team, • Lead and/ or support increasingly complex projects and continuous improvement activities that may span beyond the scope of the team's responsibilities, • Responsible for leading problem solving to improve quality, close cycle times, increase efficiencies, improve employee engagement and customer satisfaction., • Compile and review financial results and proactively support the external audits of MassMutual’s non-insurance subsidiaries including venture capital, asset management, bank, technology, and holding companies, • Develop and review the financial reporting and accounting implications for non-routine transactions, including partnering with various Corporate Finance groups and assisting in the creation of artifacts for leadership, • Contribute to the completion of accounting models and transaction memos for financial transactions ensuring accuracy and compliance with the appropriate accounting regulations, • Partner with the Capital Management team to ensure capital transactions are properly reflected in subsidiaries’ ledgers, • Develop, document, and assure adherence to an internal controls, policies and procedure that ensures accurate and timely financial reporting, • Support the close improvement efforts, including effectively communicating with managers to identify and assess areas of improvement and supporting the implementation of ongoing close improvements. The Minimum Qualifications • Bachelor’s degree in accounting, finance or related field, • 6+ years of related work experience with a track record of increasing responsibility, • 6+ years' experience with U.S. GAAP The Ideal Qualifications • CPA, strongly preferred, • Former experience in legal entity controller roles, strongly preferred, • Strong analytical skills: ability to analyze financial data sets and tell the story of the data, • Proven ability to complete high quality work efficiently and increase autonomy over time, • Able to build and maintain strong working relationships across cross-functional groups, • Excellent verbal and written communication skills with the ability to express ideas in and articulate in an organized and persuasive manner to leadership, staff, regulatory bodies, etc., • Able to work well in a dynamic and agile environment while leading the team in execution of various priorities and related deliverables, • Intellectual curiosity to continue learning and adding breadth and depth to understanding, • Experience with S4/ Hana What to Expect as Part of MassMutual and the Team • Regular meetings with the Investment Controllership team, • Focused one-on-one meetings with your manager, • Access to mentorship opportunities, • Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQ, veteran and disability-focused Business Resource Groups, • Access to learning content on Degreed and other informational platforms, • Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits #LI-CR37 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

The Opportunity Join our dynamic team as a Data Engineer – Corporate Technology Data Engineering & Analytics, where you'll play a pivotal role in driving the execution of our data and technology strategy. This role is crucial in driving digital transformation and operational efficiency across Investment Management. As part of this role, you will engage in building data solutions including streaming and batch pipelines, data marts & data warehouse. You will be responsible for establishing robust data collection and processing pipelines to fulfill Investment Management business requirements. The Team You’ll be an integral part of our esteemed Corporate Technology Team, focused on Data Engineering & Analytics. Our team operates on a global scale, driving innovation and excellence across diverse areas of expertise. As a Data Engineer, you'll play a critical role in high impact Corporate Technology Investment Initiatives, ensuring alignment with organizational objectives and driving impactful outcomes. This is an opportunity to collaborate closely with Corporate Technology Data and Analytics team and Investment management business stakeholders. Our team thrives on collaboration, innovation, and a shared commitment to excellence. Together, we're shaping the future of technology within our organization and making a lasting impact on a global scale. Join us and be part of a dynamic team where your contributions will be valued and your potential unleashed. The Impact: • Design, build, and measure complex ELT jobs to process disparate data sources and form a high integrity, high quality, clean data asset., • Executes and provides feedback for data modeling policies, procedure, processes, and standards., • Assists with capturing and documenting system flow and other pertinent technical information about data, database design, and systems., • Develop comprehensive data quality standards and implement effective tools to ensure data accuracy and reliability., • Collaborate with various Investment Management departments to gain a better understanding of new data patterns., • Collaborate with Data Analysts, Data Architects, and BI developers to ensure design and development of scalable data solutions aligning with business goals., • Translate high-level business requirements into detailed technical specs. The Minimum Qualifications • Bachelor’s degree in Computer Science, Engineering, Information Systems or related technical field., • 8+ years of experience with data analytics, data modeling, and database design., • 5+ years experience with ELT methodologies and tools., • 5+ years experience in designing, developing, tuning and troubleshooting SQL., • 3+ years of coding and scripting (Python, Java, Scala) and design experience., • 2+ years of experience with Spark framework. The Ideal Qualifications • Knowledge of Informatica Power center and Informatica IDMC., • Knowledge of distributed, column- orientated technology to create high-performant database technologies like - Vertica, Snowflake., • Strong data analysis skills for extracting insights from financial data, • Proficiency in reporting tools (e.g., Power BI, Tableau)., • Domain knowledge of Investment Management operations including Security Masters, Securities Trade and Recon Operations, Reference data management, Pricing., • Familiarity with regulatory requirements and compliance standards in the investment management industry., • Experience with IBOR’s such as Blackrock Alladin, CRD, Eagle STAR (ABOR), Eagle Pace, and Eagle DataMart., • Familiarity with investment data platforms such as GoldenSource, FINBOURNE, NeoXam, RIMES, and JPM Fusion., • Strong analytical and problem-solving abilities., • Exceptional communication and interpersonal skills., • Ability to influence and motivate teams without direct authority., • Excellent time management and organizational skills, with the ability to prioritize multiple initiatives. #LI-RK1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Job Family: Data Science Consulting Travel Required: Up to 10% Clearance Required: Ability to Obtain Public Trust What You Will Do: We are seeking an experienced Associate Director to join our growing AI and Data practice, with a dedicated focus on the Federal Civilian Agencies (FCA) market within the Communities, Energy & Infrastructure (CEI) segment. This individual will be a hands-on leader, responsible for both business development and delivery of AI- and data-driven solutions that enable federal clients to achieve mission outcomes, operational efficiency, and digital transformation. This is a leadership role for someone who thrives at the intersection of technology, data, and public sector strategy. The Associate Director will oversee cross-functional teams and collaborate directly with client executives and business leaders to drive value through advanced analytics, data strategy, and AI-based solutions. This is a leadership role for someone who thrives at the intersection of technology, data, and industry strategy. Key Responsibilities Include Client Leadership & Delivery • Serve as a trusted advisor to state and local government clients on establishing an AI strategy that encompass both building core AI capabilities, as well as addressing key use cases around organizational priorities (e.g., constituent facing AI-enabled services, mission operations optimiztions, enhanced predictive planning)., • Lead engagements from strategy through implementation, ensuring delivery excellence and measurable outcomes., • Translate complex business challenges into actionable AI/ML and data solutions using platforms such as Snowflake, Databricks, and Azure/AWS/GCP. Solution Development & Innovation • Design and lead AI/ML and analytics solutions using best-in-class tools and platforms., • Translate business challenges into actionable use cases and scalable data and AI products and services., • Stay ahead of industry trends and emerging technologies to inform solution development., • Advise and lead the technical design and development of AI/ML and data solutions. Business Development • Drive growth through capture support, proposal development, and strategic pursuits., • Collaborate with partners and directors to expand Guidehouse’s footprint in the state and local government market., • Contribute to thought leadership and represent the firm in industry forums and client discussions. Practice & Team Leadership • Mentor and lead multidisciplinary teams including scientists, engineers, and consultants., • Support recruiting, onboarding, and talent development within the AI & Data practice., • Foster a culture of innovation, collaboration, and continuous learning. What You Will Need: • Bachelor's degree is required, • Minimum SEVEN (7) years of experience of hands-on AI development, engineering, and analytics expertise, • Minimum FIVE (5) years of experience delivering technical solutions and programs to public sector organizations., • Strong understanding of AI/ML technologies, data platforms (e.g., Snowflake, Databricks, AWS/GCP/Azure), and analytics methodologies., • Demonstrated experience supporting the business development lifecycle, such as capture and proposal writing related activities., • Proven track record of leading large-scale AI/ML and data engagements from concept to execution., • Experience with GenAI technologies and trends, with an understanding of how to incorporate into impactful solutions and services., • Demonstrated ability to source and lead the formation and execution of successful partnerships between and across major stakeholders including technology partners and business end-users., • Proven ability to collaborate with audiences with a wide range of technical knowledge and at different levels of an organization, from the C-Suite (CIO, CISO, CDO) to an engineerng and or architectur team., • Ability to influence and motivate a team of data and AI specialists across a variety of functions to establish and deliver capabilities at scale., • Excellent communication, facilitation, and relationship-building skills. What Would Be Nice To Have: • Master’s Degree, • AI/LLM Certifications, • Project Management Professional (PMP), • Hands on experience bringing GenAI solutions to production., • Experience working with state and local clients., • Familiarity with federal contracting and procurement processes. The annual salary range for this position is $149,000.00-$248,000.00. Compensation decisions depend on a wide range of factors, including but not limited to skill sets, experience and training, security clearances, licensure and certifications, and other business and organizational needs. What We Offer: Guidehouse offers a comprehensive, total rewards package that includes competitive compensation and a flexible benefits package that reflects our commitment to creating a diverse and supportive workplace. Benefits include: * Medical, Rx, Dental & Vision Insurance * Personal and Family Sick Time & Company Paid Holidays * Position may be eligible for a discretionary variable incentive bonus * Parental Leave and Adoption Assistance * 401(k) Retirement Plan * Basic Life & Supplemental Life * Health Savings Account, Dental/Vision & Dependent Care Flexible Spending Accounts * Short-Term & Long-Term Disability * Student Loan PayDown * Tuition Reimbursement, Personal Development & Learning Opportunities * Skills Development & Certifications * Employee Referral Program * Corporate Sponsored Events & Community Outreach * Emergency Back-Up Childcare Program * Mobility Stipend About Guidehouse Guidehouse is an Equal Opportunity Employer–Protected Veterans, Individuals with Disabilities or any other basis protected by law, ordinance, or regulation. Guidehouse will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of applicable law or ordinance including the Fair Chance Ordinance of Los Angeles and San Francisco. If you have visited our website for information about employment opportunities, or to apply for a position, and you require an accommodation, please contact Guidehouse Recruiting at 1-571-633-1711 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodation. All communication regarding recruitment for a Guidehouse position will be sent from Guidehouse email domains including @guidehouse.com or ___. Correspondence received by an applicant from any other domain should be considered unauthorized and will not be honored by Guidehouse. Note that Guidehouse will never charge a fee or require a money transfer at any stage of the recruitment process and does not collect fees from educational institutions for participation in a recruitment event. Never provide your banking information to a third party purporting to need that information to proceed in the hiring process. If any person or organization demands money related to a job opportunity with Guidehouse, please report the matter to Guidehouse’s Ethics Hotline. If you want to check the validity of correspondence you have received, please contact ___. Guidehouse is not responsible for losses incurred (monetary or otherwise) from an applicant’s dealings with unauthorized third parties. Guidehouse does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Guidehouse and Guidehouse will not be obligated to pay a placement fee.

Director – Reporting Investment Controllership Full-Time New York, NY, Boston, MA or Springfield, MA About the Corporate Controller Organization: The Controllers Organization is responsible for delivering on the foundation of credibility and control of the core financial information leveraged across Finance to communicate with leadership, key business partners and regulators on the enterprise’s actual results, forecast implications and strategic decision making. This work considers legal entity structures, distribution channel, and product results as well as how these impact our capital optimization and operating liquidity. We are a diverse group of professionals experienced in and responsible for accounting, financial reporting, tax, policy and controls, cash operations, corporate finance data and systems management as well as wealth management finance activities. We are seeking engaging professionals with strong communication skills and deep intellectual curiosity to ensure the timely and efficient reporting of results. We not only perform the required activities. We are looked to as business partners who add value by challenging existing operating practices strengthening controls and highlighting trends and insights. The Opportunity As a Director – Reporting in the Controllers Organization of Corporate Finance you will join us as we continue our progress towards becoming best in class financial stewards for MassMutual. We are forward-thinking and seek others who will leverage their curiosity and take initiative. Join us as a partner who will work collaboratively and with determination to leave the company in a better place than you found it. You will be a leader on the team that manages and executes internal & external reporting of MassMutual financials, regulatory & management reports and related analysis & reconciliation including oversight of segment and profit center reporting for all MassMutual investment products. You will thrive in a highly dynamic and agile accounting & reporting environment, where we are focused on both execution and improvement of outcomes. If you want to continue your career as a part of a diverse team of highly motivated professionals who are focused on driving process improvement, meaningful analysis and control execution for insurance accounting activities, this role is for you! The Team As a member of the Financial Controllership Team, the incumbent will be involved in shaping the future of the organization, supporting both the on-going growth and analysis within the Investment Controllership team and other key initiatives. The Impact As director & lead of Reporting department for Controllers, you will execute, lead and manage Reporting team by ensuring accurate, timely completion & insightful external & internal reporting and presentation to various senior management and stakeholders for quarterly and annual accounting close cycles by effectively planning, monitoring, and problem solving. You will be responsible for all things Reporting that include quarterly Yellow & Blue Books review for all companies as well as investment performance presentation. The overall responsibilities would include SPOC for reporting needs for the entire Controller organization, liaison with Financial Reporting team, internal & external, auditors, internal control, and other stakeholders. This would also involve oversight & execution of accounting and regulatory changes as well as benchmarking and peer analysis for reporting domain. You will also contribute to various initiative work focusing on increasing efficiency and adding value, while continuing to develop your project management skills, hone your skills in investment product accounting and related financial impacts. Your daily/monthly responsibilities will include, but are not limited to the following: • SPOC for reporting matters related to Investment & related assets & liabilities, • Leadership and collaboration with Financial Reporting team, extended Controller organization, Investment Operations, Reporting, and other stakeholders and responsible to provide timely, accurate, complete & insightful data analysis, reporting & presentation, • Lead the team and design, implement and execute roles and responsibilities of the department, • Coach, mentor, train and positively engage the team and stakeholders for cohesive reporting strategy for the Controller & CFO organization, • Oversight our NAIC regulatory reporting including NAIC Schedules (schedule A, B, D, E etc) and STAT financial statement, notes to the financial and related work for all insurance companies, • Oversight of US GAAP of consolidated and subsidiaries financials & notes, • Review and oversight of internal Quarterly Management Report and other monthly reports, • Ensure appropriate presentation and completeness of all reporting deliverables and timely execution of internal controls and liaison & coordination of PBCs & audit workpapers & queries, • Oversight of GAAP, STAT, TAX & other accounting basis of reconciliation framework & controls, • Oversight of consolidation, foreign exchange & translation, Non-Control Intertest, Other Comprehensive Income, Cash flows and relevant disclosures for financials, • Lead team for timely and accurate monthly \ quarterly \ annual closes related, • Monitors, market, industry and peers’ trends in financial reporting as it relates to insurance industry and cohesively transmit to the CFO group, • Lead and participate in re-engineering & improvement projects for Credit & Valuation The Minimum Qualifications • 8+ years of experience in STAT, US GAAP & management reporting in insurance industry, • Bachelor’s degree in finance or business or related field The Ideal Qualifications • 10+ years of experience in STAT, US GAAP & management reporting in insurance industry, • CPA is preferred, • Experienced with Data Analytics, big data & trends with presentation and reporting, • Experienced with multi-layer consolidation, matrix organization, and best practices, • Candidate must have advanced data management skills including proficiency in MS Excel, SAP, Micro Strategy and general data flow of industry from trade to reporting, • Strong interpersonal and communication skills with emotional intelligence are essential, • Independent, self-motivated, detail-oriented and able to multi-task, sound judgement to deal with and manage conflicting priorities, • Cohesive, concise and clear communication and presentation style with ability to adapt & change What to Expect as Part of MassMutual and the Team • Regular meetings with the stakeholders & Controllers organization lead, • Focused one-on-one meetings with your manager, • Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, veteran and disability-focused Business Resource Groups, • Access to learning content on Degreed and other informational platforms., • Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits. #LI-CR37 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Join our team of more than 34,000 team members, supporting our members and communities in our Club Support Center, 235+ clubs and eight distribution centers. BJ’s Wholesale Club offers a collaborative and inclusive environment where all team members can learn, grow and be their authentic selves. Together, we’re committed to providing outstanding service and convenience to our members, helping them save on the products and services they need for their families and homes. The Benefits of working at BJ’s • BJ’s pays weekly, • Eligible for free BJ's Inner Circle and Supplemental membership(s)*, • Generous time off programs to support busy lifestyles* o Vacation, Personal, Holiday, Sick, Bereavement Leave, Jury Duty • Benefit plans for your changing needs* o Three medical plans**, Health Savings Account (HSA), two dental plans, vision plan, flexible spending • 401(k) plan with company match (must be at least 18 years old) *eligibility requirements vary by position **medical plans vary by location Job Summary Responsible for performing all the duties required of an optician, in addition to managerial duties. This position is responsible for managing, teaching, and coaching the optical team members, interacting with Members, confirming appointments, and department upkeep. The Optical Manager serves as the liaison between our members and the lab to ensure that orders are processed timely. The pay range advertised for this position does not include additional compensation paid out through our Manager Bonus and spiff programs. Leadership: • Exhibit strategic thinking and sound decision-making thorough knowledge and utilization of business data., • Lead through change. Model leadership competencies, build credibility and act as a champion for business growth., • Communicate effectively. Provide the information teams require to be successful., • Build high performing teams by creating a culture of collaboration. Provide honest and timely direction, follow up and feedback that will drive business results and support team member engagement., • Deliver results. Execute business expectations within expected timeframes by setting clear expectations, utilizing follow up and accountability. Team Members: • Teach, coach and lead through the club level training process. Support team member engagement within all areas of responsibility to enable the application of policies, procedures, and compliance., • Drive a culture of development, strategic thinking and acting, ethical decision making and engagement. Lead with the team member and member in mind to address all concerns and to escalate any concerns, as appropriate., • Ensure a safe and positive environment and experience for the team members., • Embrace inclusion and diversity, by working together with collaboration and respect. Acknowledge team member success, work as a team to achieve goals, identify and retain top talent. Members: • Guarantee service excellence through all points of contact., • Set service standard expectations for all team members. Provide team support and empowerment to resolve every member concern., • Ensure a safe and positive environment and experience for the members., • Daily commitment to GOLD Member Standards, • Greet, Anticipate, Appreciate (GAA), • Fast, Friendly Full, Fresh, Clean Club Standards: Lead teams to deliver GOLD club standards daily. • Define and model GOLD- Grand opening look daily., • All items stocked and planograms executed., • Maintain visible accurate signage., • Clean and organized, inside and out. Know Your Business: • Acquire a deep knowledge of key metrics and reporting for total club and department performance., • Drive performance and profitability by using reporting to identify trends and areas of opportunity., • Have the foresight to see a breakdown in process and correct it before it negatively impacts club performance metrics., • Communicate a simple message to your team on the connection between consistent operational performance and achieving club financial targets. Major Tasks, Responsibilities, and Key Accountabilities • Provides a high level of Member service, including answering all incoming calls, scheduling patients for eye exams, being open and honest in communication and maintaining a friendly, pleasant demeanor with Members at all times., • Provides support to Members in making eyeglass adjustments, taking measurements, reading prescriptions on the lensometer, timely notification of product readiness, proper handling of all money related transaction, and completing paperwork necessary to place and process orders., • Manages Optical department team members and ensures all team members diligently engage in person and over the phone with Members., • This position will have access to patient information therefore a high degree of discretion and adhering to all privacy and confidential/propriety company policies and procedures is required (i. e. Health Insurance Portability and Accountability Act, known as HIPAA)., • Manages all sales opening and closing procedures at the end of the shift. Must ensure that accurate funds are collected, and payments are made at the point of service., • Strives to deliver sales and metric goals by educating patients on the benefits of available products, and by recommending those that will improve their visual needs., • Spends downtime engaging with members in front of Optical., • Communicates and follows up with Club Manager and Regional Optical Manager regarding department performance, maintenance situations, team member’s performance, and doctor relations., • Ensure workstation/Optical department is always maintained and clean., • Supervises all team members in the Optical department and is responsible for training, separations, recommendation for promotions, and coaching., • Maintains all club policies and procedures., • Performs other duties as assigned., • Regular, predictable, full attendance is an essential function of this job. Qualifications • Must be licensed to work as an optician within the State and keep license up to date and active., • Knowledge of optical products and business practices preferred., • High school diploma, college degree, and/or big box wholesale, retail, optical, and/or management experience is preferred., • Demonstrated leadership capabilities, including managing/supervising cross-functional teams, training team members, and driving and communicating results., • Strong interpersonal skills, customer service skills, organizational skills and an attention to detail required., • Open shift availability required., • At least 18 years of age. Environmental Job Conditions • Most of the time is spent moving about frequently on hard surfaces. There may be a need to occasionally position oneself to examine or scan merchandise, including bending, handling, pulling, reaching, and/or stooping., • Frequently requires lifting objects up to 20 pounds. May require lifting and moving heavy and/or awkward objects more than 20 pounds with assistance., • Located in a comfortable indoor area with frequent exposure to temperature extremes and loud noises. There may be occasional exposure to cleaning agents., • Requires the use of Optical hand tools to adjust and repair Members’ eyeglasses, which includes the insertion and removal of nose pads and small screws. In accordance with the Pay Transparency requirements, the following represents a good faith estimate of the compensation range for this position. At BJ’s Wholesale Club, we carefully consider a wide range of non-discriminatory factors when determining salary. Actual salaries will vary depending on factors including but not limited to location, education, experience, and qualifications. The pay range for this position is $36.00-39.00.

USA Associate, Credit Risk (047RI1) Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Associate, Credit Risk is responsible for risk concentration monitoring, analysis, and reporting. The incumbent will analyze and summarize current and prospective trend financial characteristics, regulate risk exposure and controls by identifying areas of concern, opportunities, and reports on potential and/or known issues while recommending process improvements. • Evaluates counter party credit equivalent exposure in non-standard trade positions using modeling techniques., • Identifies potential credit risks and assesses impact, probability of occurrence and timeframe., • Analyzes counter party portfolio and cross-border risk data, events and trends., • Investigates various credit risk inquiries, proposals, plans, and makes recommendations as directed by management or at own initiative., • Provides guidance and subject matter expertise regarding credit risks and mitigation planning to colleagues across the organization., • Maintains abreast emerging risk trends and risk management best practices; summarizes and communicates findings with team., • Implements quality controls and processes; determines resolution steps for quality issue, with escalation and reporting as required., • Ensures business activities and operations are in compliance with applicable policies, procedures and/or regulatory requirements., • Generates routine analysis and insights using raw and multiple data sources for reporting., • Performs ad-hoc projects requiring planning, research, analysis, and recommendations to management via formal presentations and/or written communications., • Regulates credit risk exposure, mitigation, and controls for new products and implements solutions to existing programs., • Collaborates cross-functionally with Information Technology to ensure the establishment of recovery testing methodologies; the planning and coordination of the testing of recovery support and business resumption procedures., • Develops and presents comprehensive risk exposures and recommendations on best practices for remediate and implement to management. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Required. Master's Degree Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Preferred. 5+ Years Risk Management, Credit Risk, or Internal Audit - Required. 5+ Years Financial Services industry experience. - Required., • Detailed knowledge of a commercial banks credit and counterparty customer populations, understanding their characteristics according to portfolio (aggregate) credit quality measures and individual customer financial characteristics., • Demonstrated credit analysis skills for understanding/tracking and market risk & modeling skills for evaluating related risk exposures., • Ability to work with large databases and datasets for extraction and conversion into useful final results with original numbers., • Ability to maintain accuracy while handling sensitive data files, working with that data and reconciling final results with original numbers., • Ability to adjust to new developments/changing circumstances., • Ability to build and foster internal relationships., • Ability to maintain accuracy while handling sensitive data files, working with that data and reconciling final results with original numbers., • Strong project management skills., • Ability to summarize, document, and communicate information in a clear and concise manner. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $76,875.00 USD Maximum: $130,000.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

The Opportunity This is an exciting opportunity for a highly motivated and collaborative risk professional with strong quantitative and development expertise to join the Credit Risk Management team within the Capital and Investment Risk Management team and the broader Enterprise Risk Management division. As a quantitative risk developer within the Capital & Investment Risk Management team, you will be responsible for leading quantitative model implementation, development, and analysis. The ideal candidate will join a quant team to enhance Enterprise Risk Management (ERM)’s analytical and reporting capabilities, by expanding the use of existing models as well as designing and developing new tools and risk frameworks. You will work with capital, credit, market and portfolio risk teams, and ERM more broadly. This is an excellent opportunity to collaborate with risk, investment and finance, and enterprise technology (including data science) teams. The Team The Capital & Investment Risk team brings together a diverse team of experts across capital markets, risk management, actuarial, and quantitative disciplines that works together to deliver analysis and recommendations related to the management of credit, market, liquidity and capital risk, consistent with the enterprise risk appetite framework for which the team is also responsible. The team continues to be successful in driving improvements in tools, technology and processes, for more consistent risk analysis and reporting, and enabling greater opportunities for scale and efficiency within ERM and with stakeholders in Investment Management and Finance. The Impact * In this role, you will play a critical part in ensuring company’s credit risks are effectively identified, measured and mitigated, by bringing your deep analytical expertise and strong understanding of credit risk/ investment risk modeling, data and infrastructure. * Your work will help shape robust, data-driven decision-making across risk and investment areas and influence MassMutual’s evolving business strategy and operating environment. * You will partner with your peers in driving improvements in tools, technology and processes, for more consistent risk analysis and reporting, and enabling greater opportunities for scale and efficiency within ERM and with stakeholders in Investment Management and Finance. * There is a strong emphasis on innovation, with growing opportunity to apply AI-driven techniques and scalable data solutions to drive more forward-looking, efficient risk analytics that embrace emerging technologies. * The key to success in this role is a sharp analytical mindset, the ability to translate complex risk metrics into actionable insights, and a strong partnership approach with stakeholders across risk, investment management, finance, and technology. Notable responsibilities include: * Implement, develop and enhance ERM’s analytical capabilities related to credit/market risk across a wide range of fixed income asset classes * Building on MassMutual’s current approach, assist in developing and syndicating a comprehensive framework for measuring portfolio credit & market risk, that considers different accounting and capital regimes, including asset and liability impacts, with a particular emphasis on economic capital * Automate and expand the use of Moody’s credit risk tools in place today and build risk- reward framework * Use of Python/ SQL. Also, use of spreadsheets and VBA to prototype and analyze data including data investigation/cleanup * Strengthen ERM’s use and development of tools and analytics to support derivatives counterparty risk, portfolio concentration risk & stress testing capabilities * Mentor junior quantitative analysts * Scope and implement modeling, including building out requirements where not yet fully defined or understood. * The right candidate will be agile, accountable and resilient in driving initiatives and the results The Minimum Qualifications * Bachelors degree in Computer Science, Financial Engineering, Mathematics, Physics, Engineering or similar quantitative discipline * Minimum 8 years of relevant work experience with 5 years in investment (credit/market) quantitative risk analytics OR 5 years of relevant work experience in investment (credit/ market) quantitative risk analytics combined with graduate studies * 5+ years of experience with expertise in Python, SQL and development skills in object-oriented programing * 5+ years of experience with strong quantitative model development & implementation skills and ability to validate/understand and explain analytical results * 5+ years of experience in quantitative risk modeling across a wide range of asset classes * 3+ years of experience with ability to engage with operational work in production environment with IT developers/solution architects in maintaining infrastructure * 5+ years of experience with quantitative and programming skills in a hands-on setting to deliver new functionality The Ideal Qualifications * 7+ years of relevant work experience in investment (credit/market) quantitative risk analytics is desirable * Advanced degree in Computer Science, Financial Engineering, Mathematics, Physics, Engineering or similar quantitative discipline is preferred * Knowledge and experience working with derivatives and hedging risk management * Experience in using Moody’s Analytics credit risk tools is desirable. * Experience in CECL compliant portfolio credit models * Experience applying machine learning techniques in the financial industry is desirable * Software development using GitHub and Docker, adhering to enterprise standards and best practices ensuring models are validated and governed * Previous experience working on liability-driven investing projects within an insurance company is desirable What to Expect as Part of MassMutual and the Team * Regular meetings with the Quantitative teams within ERM, Investment management & ETX project teams * Focused one-on-one meetings with your manager * Networking opportunities including access to Asian, Hispanic/ Latinx, African American, women, LGBTQ, Veteran and disability-focused Business Resource Groups * Access to learning content on Degreed and other informational platforms * Your ethics and integrity will be valued by a company with a string and stable ethical business with industry leading pay and benefits #LI-ST1 MassMutual is an equal employment opportunity employer. We welcome all persons to apply. If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

Job Family: Data Science Consulting Travel Required: Up to 10% Clearance Required: None What You Will Do: We are seeking an experienced Associate Director to join our growing AI and Data practice, with a dedicated focus on commercial energy providers. This individual will be a hands-on leader, responsible for shaping and delivering AI- and data-driven transformations that enable utilities to achieve operational excellence, decarbonization goals, grid modernization, and customer-centric innovation. The Associate Director will oversee cross-functional teams and collaborate directly with client executives and business leaders to drive value through advanced analytics, data strategy, and AI-based solutions. This is a leadership role for someone who thrives at the intersection of technology, data, and industry strategy. Client Leadership & Engagement * Serve as a trusted advisor to utility clients on AI and data strategy, including demand forecasting, asset analytics, grid optimization, and customer engagement. * Lead client engagements end-to-end from strategy through implementation, ensuring delivery excellence and measurable business outcomes. * Develop and maintain relationships with key clients and stakeholders. Solution Development & Innovation * Design and lead AI/ML and analytics solutions using best-in-class tools and platforms. * Translate business challenges into actionable use cases and scalable data and analytics products. * Stay ahead of industry trends and emerging technologies to inform solution development. Team & Practice Leadership * Support business development through proposal development, thought leadership, and strategic pursuits. * Mentor and lead multi-disciplinary consulting teams including data scientists, engineers, and business consultants. * Contribute to recruiting, talent development, and thought leadership within the practice. Industry & Domain Expertise * Apply deep knowledge of the energy and utilities industry to shape strategies around DER integration, energy transition, grid modernization, regulatory compliance, and customer experience. * Interpret regulatory and policy changes to identify opportunities for AI and data enablement. What You Will Need: * Minimum SEVEN (7) years of experience of hands-on AI, data engineering, and analytics expertise * Minimum FIVE (5) years of experience delivering data-driven transformation programs within the utilities or broader energy sector. * Strong understanding of AI/ML technologies, data platforms (e.g., Snowflake, Databricks, AWS/GCP/Azure), and analytics methodologies. * Demonstrated experience supporting the business development lifecycle, such as capture and proposal writing related activities. * Proven track record of leading large-scale analytics and AI engagements from concept to execution. * Demonstrated ability to source and lead the formation and execution of successful partnerships between and across major stakeholders including technology partners and business end-users. * Proven ability to collaborate with audiences with a wide range of technical knowledge and at different levels of an organization, from the C-Suite (CIO, CISO, CDO) to a data engineer or data analyst. * Ability to influence and motivate a team of data and AI specialists across a variety of functions to establish and deliver capabilities at scale. * Excellent communication, facilitation, and relationship-building skills. What Would Be Nice To Have: * Bachelor's degree * Master’s Degree in Data Engineering, Data Science, Artificial Intelligence, Computer Science, or related technical field * AI/LLM Certifications * Project Management Professional (PMP) The annual salary range for this position is $149,000.00-$248,000.00. Compensation decisions depend on a wide range of factors, including but not limited to skill sets, experience and training, security clearances, licensure and certifications, and other business and organizational needs. What We Offer: Guidehouse offers a comprehensive, total rewards package that includes competitive compensation and a flexible benefits package that reflects our commitment to creating a diverse and supportive workplace. Benefits include: * Medical, Rx, Dental & Vision Insurance * Personal and Family Sick Time & Company Paid Holidays * Position may be eligible for a discretionary variable incentive bonus * Parental Leave and Adoption Assistance * 401(k) Retirement Plan * Basic Life & Supplemental Life * Health Savings Account, Dental/Vision & Dependent Care Flexible Spending Accounts * Short-Term & Long-Term Disability * Student Loan PayDown * Tuition Reimbursement, Personal Development & Learning Opportunities * Skills Development & Certifications * Employee Referral Program * Corporate Sponsored Events & Community Outreach * Emergency Back-Up Childcare Program * Mobility Stipend About Guidehouse Guidehouse is an Equal Opportunity Employer–Protected Veterans, Individuals with Disabilities or any other basis protected by law, ordinance, or regulation. Guidehouse will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of applicable law or ordinance including the Fair Chance Ordinance of Los Angeles and San Francisco. If you have visited our website for information about employment opportunities, or to apply for a position, and you require an accommodation, please contact Guidehouse Recruiting at 1-571-633-1711 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodation. All communication regarding recruitment for a Guidehouse position will be sent from Guidehouse email domains including @guidehouse.com or ___. Correspondence received by an applicant from any other domain should be considered unauthorized and will not be honored by Guidehouse. Note that Guidehouse will never charge a fee or require a money transfer at any stage of the recruitment process and does not collect fees from educational institutions for participation in a recruitment event. Never provide your banking information to a third party purporting to need that information to proceed in the hiring process. If any person or organization demands money related to a job opportunity with Guidehouse, please report the matter to Guidehouse’s Ethics Hotline. If you want to check the validity of correspondence you have received, please contact ___. Guidehouse is not responsible for losses incurred (monetary or otherwise) from an applicant’s dealings with unauthorized third parties. Guidehouse does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Guidehouse and Guidehouse will not be obligated to pay a placement fee.

Overview Plans and implements population/disease management programs and related protocols/policies based on evaluation of clinical outcomes and staff practice patterns. Collaborates with staff to improve clinical outcomes. Provides expert consultations, staff development plans, and continuous quality improvement (CQI) strategies. Works under general supervision. What We Provide • Referral bonus opportunities, • Generous paid time off (PTO), starting at 30 days of paid time off and 9 company holidays, • Health insurance plan for you and your loved ones, Medical, Dental, Vision, Life and Disability, • Employer-matched 401k retirement saving program and opportunity for both pre- and post-tax contributions, • Personal and financial wellness programs, • Pre-tax flexible spending accounts (FSAs) for healthcare and dependent care and commuter transit program, • Generous tuition reimbursement for qualifying degrees, • Supports the integration of evidence-based care practices into protocols/policies, consultation strategies, staff development plans, continuous quality improvement initiatives, and research., • Focuses on improving the patient’s experience of care (including quality and satisfaction) and reducing the need for hospitalizations and urgent care visits., • Ensures patient/family centered needs are addressed. Establishes and communicates protocols and standards of care for a cultural and demographic diverse patient/family population; provides intervention guidelines based on these population health needs., • Evaluates clinical outcomes data and analyzes practice patterns to promote organizational responses that meet the needs of the patients with specific complex and chronic illnesses., • Develops policies, standards and protocols for the application of evidence-based practice and evaluates their impact on care management outcomes., • Identifies and develops new programs designed to improve care outcomes for complex patients. Collaborates with program leadership in implementation and evaluation of such programs., • Collaborates with program leadership to identify, develop, implement and evaluate practice improvement plans., • Evaluates staff practice patterns on an individual and team level to identify gaps and improve communication skills and clinical practice. • Educates, mentors, coaches and develops clinical staff and integrates complex illness management expertise into practice to improve quality of care, reduce transition problems from hospital to home, and reduce hospitalization rates., • Performs telephonic and in-person clinical consultations as needed., • Provides clinical care in accordance with VNS Health policies, practices, procedures and Standards of Professional Practice. • Partners with the Research department to provide clinical expertise for the development, design and implementation of research proposals., • Plans, develops, and implements care management programs with key external customers • For Pediatric Palliative Care:, • Provides Pediatric End of Life Nursing Consortium (ELNEC) training for interdisciplinary clinical staff based on curriculum provided by ELNEC., • Collaborates with Community Pediatric Attending Physicians and key referral sources in all regions to facilitate admission of patients with complex and chronic illnesses to the Pediatric Palliative Care Program. Assist transfers of hospice eligible patients from the Pediatric Palliative Care Program to Hospice Care of choice., • Collaborates with Hospice program leadership in implementation and evaluation of patients transferred from Pediatric Palliative Care to Hospice., • Collaborates with Community Pediatric Attending Physicians, Hospice Physicians, families, and/or caregivers to assist transfers of hospice eligible patients from the Pediatric Palliative Care Program to the Hospice Care of choice., • Leads the Pediatric Palliative Care Interdisciplinary Team Meetings in all regions on a monthly basis., • Provides assistance to referral sources, families and VNS Health clinicians with the insurance covered services and utilization of the Key Provisions of the Affordable Care Act for Children., • Collaborates with management in implementation, evaluation, and transfer of eligible patients. • Collaborates with Clinical Education and Development staff in the development of educational seminars., • For WOCN:, • Develops and implements formalized disease and symptom management education programs for clinical staff based on evidence based guidelines and reimbursement regulations. Licenses and Certifications: License and current registration to practice as a Registered Professional Nurse in the State of New York within 6 mo. of hire requiredValid driver's license or NYS Non-Driver photo ID card, may be required as determined by operational needs.Clinical certification in a specific specialty, such as diabetes, oncology, wound/ostomy/continence etc. preferred Education: Bachelor's Degree in Nursing requiredMaster's Degree in Nursing preferred Work Experience: Minimum of five years clinical experience requiredExperience developing and delivering disease specific educational programs preferredEffective oral/written communication and interpersonal skills requiredProficient with personal computers, including Microsoft Office Word, Excel preferred Pay Range USD $98,200.00 - USD $130,800.00 /Yr. About Us VNS Health is one of the nation’s largest nonprofit home and community-based health care organizations. Innovating in health care for more than 130 years, our commitment to health and well-being is what drives us — we help people live, age and heal where they feel most comfortable, in their own homes, connected to their family and community. On any given day, more than 10,000 VNS Health team members deliver compassionate care, unparalleled expertise and 24/7 solutions and resources to the more than 43,000 “neighbors” who look to us for care. Powered and informed by data analytics that are unmatched in the home and community-health industry, VNS Health offers a full range of health care services, solutions and health plans designed to simplify the health care experience and meet the diverse and complex needs of the communities and people we serve in New York and beyond.

Overview Provides direct psychiatric evaluation, medical health assessment and intervention to clients admitted to Behavioral Health programs. Provides medication management and assessment on an ongoing basis. Provides consultation and education to other agencies and disciplines, including other VNS Health services. Assists in the overall management of the Behavioral Health program. Acts as a key resource in providing clinical and operational guidance and support to assigned teams and other staff to achieve and enhance team outcomes. Provides advanced nursing clinical care for clients in accordance with current State and Federal rules and regulations for nurse practitioner scope of practice and national standards of care, and specific program regulations/contract requirements. Works under general direction. Licenses and Certifications: License and current registration to practice as a Nurse Practitioner in New York State required Board Certified Psychiatric-Mental Health Nurse Practitioner within one year in role required DEA license required Valid driver's license may be required, as determined by operational/regional needs. Education: Master's Degree of Science in Nursing, or other graduate degree from a nurse practitioner educational program registered by the New York State Education Department as qualifying for NP licensure. required Master's Degree Psychiatric Mental Health Nurse Practitioner or any other specialized PMHNP degree. required Work Experience: Minimum of three years of clinical experience in treating clients in a behavioral health setting required For Certified Community Behavioral Health Clinic (CCBHC): Minimum of one years’ experience in a substance use treatment setting , evaluating patients with substance use disorders & prescribing medications for addiction treatment. Familiarity with OASAS regulations is a plus. required Excellent verbal and written communication skills required Strong computer literacy, including use of electronic systems for clinical record keeping required Bilingual in English and Spanish preferred Pay Range USD $64.88 - USD $87.00 /Hr. About Us VNS Health is one of the nation’s largest nonprofit home and community-based health care organizations. Innovating in health care for more than 130 years, our commitment to health and well-being is what drives us — we help people live, age and heal where they feel most comfortable, in their own homes, connected to their family and community. On any given day, more than 10,000 VNS Health team members deliver compassionate care, unparalleled expertise and 24/7 solutions and resources to the more than 43,000 “neighbors” who look to us for care. Powered and informed by data analytics that are unmatched in the home and community-health industry, VNS Health offers a full range of health care services, solutions and health plans designed to simplify the health care experience and meet the diverse and complex needs of the communities and people we serve in New York and beyond.

Overview Provides direct psychiatric evaluation, medical health assessment and intervention to clients admitted to Behavioral Health programs. Provides medication management and assessment on an ongoing basis. Provides consultation and education to other agencies and disciplines, including other VNS Health services. Assists in the overall management of the Behavioral Health program. Acts as a key resource in providing clinical and operational guidance and support to assigned teams and other staff to achieve and enhance team outcomes. Provides advanced nursing clinical care for clients in accordance with current State and Federal rules and regulations for nurse practitioner scope of practice and national standards of care, and specific program regulations/contract requirements. Works under general direction. What We Provide * Opportunities for professional growth and career advancement * Internal mobility, CEU credits, and advancement opportunities * Interdisciplinary network of colleagues through the VNS Health Social Services Community of Professionals What You Will Do • Performs psychiatric evaluations of identified clients., • Assesses current administrative processes and clinical protocols; identifies opportunities for improvement relating to quality and cost while maintaining adherence to compliance and nursing standards of care., • Provides medication management, ongoing assessment, and supportive counseling according to program requirements., • Evaluates need for physical evaluations and/or medical services and make referrals, as indicated., • Provides full scope of advanced nursing practice for targeted client populations. Evaluates client responses to therapy and interventions. Ensures revision of the inter-professional plan of care as necessary to achieve quality outcomes., • Consults with other mental health providers and community agencies, including other VNS Health department/programs, as well as members of the Behavioral Health program, regarding individual clients., • Participates in interdisciplinary team meetings and case conferences for the Behavioral Health program., • Maintains client records in compliance with VNS Health, state, city and federal requirements., • Evaluates clients for psychiatric hospitalization, as necessary., • Provides clinical supervision and direction to Behavioral Health program staff, including on-site observation of direct patient care and participation as needed in direct care. Participates with Behavioral Health program staff and other appropriate VNS Health staff in the development and implementation of in-service trainings., • Collaborates with program management to ensure the provision of the highest quality behavioral health services to clients. Participates in the formulation and update of clinical and administrative policies and procedures and the preparation of policy and procedure manuals., • Encourages clients and/or family members to participate in the services they have chosen to include in their treatment plan., • Participates in VNS Health and community programs and education, as requested., • Assists program management and any related staff in the prevention, identification, and resolution of client crises. Education: Master's Degree of Science in Nursing, or other graduate degree from a nurse practitioner educational program registered by the New York State Education Department as qualifying for NP licensure. required Master's Degree Psychiatric Mental Health Nurse Practitioner or any other specialized PMHNP degree. required Work Experience: Minimum of three years of clinical experience in treating clients in a behavioral health setting required For Certified Community Behavioral Health Clinic Pay Range USD $64.88 - USD $87.00 /Hr. About Us VNS Health is one of the nation’s largest nonprofit home and community-based health care organizations. Innovating in health care for more than 130 years, our commitment to health and well-being is what drives us — we help people live, age and heal where they feel most comfortable, in their own homes, connected to their family and community. On any given day, more than 10,000 VNS Health team members deliver compassionate care, unparalleled expertise and 24/7 solutions and resources to the more than 43,000 “neighbors” who look to us for care. Powered and informed by data analytics that are unmatched in the home and community-health industry, VNS Health offers a full range of health care services, solutions and health plans designed to simplify the health care experience and meet the diverse and complex needs of the communities and people we serve in New York and beyond.

Overview: Why Choose Metro? For over thirty years, Metro Therapy, Inc (a Powerback Rehabilitation company) has been serving the educational and developmental needs of the pediatric populations throughout the greater New York city area. Metro is proud of our dedication to the community and committed to bringing new, insightful knowledge that will allow us to provide the best services to our clients. We provide employees with comprehensive benefits and compensation, access to clinical support teams, and career growth opportunities. Seeking experienced professionals to work with our youngest population! We offer: Flexible scheduling Benefits for full time and part time team members (not applicable for 1099) Part time preferred hours or full time hours Access to clinical support teams Training workshops for which professional development credit may be earned Pay commensurate with experience Responsibilities and Duties Provide developmentally and educationally based intervention to improve safety and independence Data input into secure, computerized systems for reports and billing Job Types: Contract Pay: $70.00 - $90.00 per hour Expected hours: FLEXIBLE . Responsibilities: The Physical Therapist, Early Intervention provides and directs physical therapy services to children aged birth to three, including assessment, treatment, program planning and implementation, related documentation, and communication. RESPONSIBILITIES/ACCOUNTABILITIES: Provides physical therapy services to children as outlined in their treatment plan and initiates referrals when appropriate and in accordance with Bureau of Early Intervention procedures. Conducts evaluations annually and performs six-month reviews of IFSPs to determine the need for intervention and treatment and produce IFSP goals. Produces discharge reports in advance of reaching age-out of Early Intervention to assist with the transition process, or as required at discharge. Interprets and communicates evaluation findings to parents and other treatment team members. Establishes treatment schedule and provides frequency of services as determined by IFSP plan. Communicates and documents changes to IFSP as needed. Participates in co-treatment or IFSP consultation with other treatment team members to ensure coordination of patient care. Develops appropriate home or community programming to maintain and enhance the development of the child across therapeutic environments. Documents results of the child’s assessment, treatment, follow-up and termination of services. Adapts treatment plans, as needed to meet the individual needs of the child. Provides, recommends, and fabricates adaptive devices or other equipment and trains parents and caregivers in the appropriate use or application of orthotics. Supervises students and provides mentorship, as needed. Reviews the quality and appropriateness of services delivered and of individual physical therapy programs for effectiveness and efficiency, using predetermined criteria. Participates in family and caregiver education to discuss the client’s progress and strategies for continued support. Communicates with management regarding caseload status and capacity for new referrals. Provides timely services according to frequency determined by each child’s IFSP. Performs other duties as assigned. Qualifications: Appropriate State License Posted Salary Range: USD $70.00 - USD $90.00 /Hr.

Overview Oversees the clinical, financial, and quality operations and administration of a designated branch in accordance with VNS Health policies, procedures and standards of practice. Is also responsible for ensuring compliance with all applicable government regulations. Works under general direction. Licenses and Certifications: License and current registration to practice as a Registered Professional Nurse in New York State Required Education: Bachelor's Degree or Master’s degree in Nursing or equivalent work experience Required Work Experience: Minimum of six years of nursing experience in community health Required Minimum of two years managerial experience Required Prior utilization management or care management experience Required Thorough knowledge of home care regulations and clinical practice Required Knowledge of training and adult learning techniques Preferred Effective oral/written communication and organizational skills Required Proficient with personal computers, including MS Word, Excel Required Pay Range USD $58.30 - USD $77.72 /Hr. About Us VNS Health is one of the nation’s largest nonprofit home and community-based health care organizations. Innovating in health care for more than 130 years, our commitment to health and well-being is what drives us — we help people live, age and heal where they feel most comfortable, in their own homes, connected to their family and community. On any given day, more than 10,000 VNS Health team members deliver compassionate care, unparalleled expertise and 24/7 solutions and resources to the more than 43,000 “neighbors” who look to us for care. Powered and informed by data analytics that are unmatched in the home and community-health industry, VNS Health offers a full range of health care services, solutions and health plans designed to simplify the health care experience and meet the diverse and complex needs of the communities and people we serve in New York and beyond.

Job Title: Paramedic Location: Jersey City Medical Center Department: MH Hudson MICU Req#: 46588 Status: Full-Time Shift: Day Pay Range: $35.00 - $43.97 per hour Pay Transparency: The above reflects the anticipated hourly wage range for this position if hired to work in New Jersey. The compensation offered to the candidate selected for the position will depend on several factors, including the candidate's educational background, skills and professional experience. Job Overview: The Paramedic will provide Advanced Life Support (ALS) services to patients. • Opportunities for Fulltime Retention Agreement- paid at 1 year, 3 years and 5 years., • Free CEU’s and courses for recertification, • Looking for Part Time (24 h/wk)? We offer full benefits to Part-Time employees! Required: • High School Graduate or GED, • Must be 18 years of age, • Current Driver s License and must satisfy the current vehicle insurance company s requirements, • NJ Paramedic Certification or National Registry Paramedic Certification (eligible for reciprocity), • American Heart Association BLS for Healthcare Provider (CPR), • AHA Advanced Cardiovascular Life Support, • AHA Pediatric Advanced Life Support, • Hazmat Awareness Certification, • Must possess ICS 100, 200, and NIMS 700, 800, • PHTLS/ITLS, • NJ Paramedic Certification or National Registry Paramedic Certification (eligible for reciprocity), • American Heart Association BLS for Healthcare Provider (CPR), • AHA Advanced Cardiovascular Life Support, • AHA Pediatric Advanced Life Support, • Hazmat Awareness Certification, • Must possess ICS 100, 200, and NIMS 700, 800, • Per Diem- The employee must provide 10 shifts of availability and work 6 shifts over 3 months. Per Diem Employees must work 1 summer and 1 winter holiday along with 2 weekend shifts. All minimum shifts must be within the region applicant is hired within. Per Diems are tied only to their home region, and may choose to work dayshift, nightshift, and wherever they prefer- in terms of Station/Unit., • Per Diem Employees must maintain their minimum required shifts., • Part Time- The employee is assigned two regularly scheduled shifts per week, for a total of 4 shifts over 2 weeks, with at least 2 of the 4 shifts required to be a weekend, in the region they are hired into., • Part Time employees must work 24 hours per week., • Full Time- The employee is assigned 3 shifts a week, with weekend requirements, in the region they are hired into. This assignment consists of a Rotating Pitman schedule., • Conducts self in a professional, dignified, and compassionate manner at all times, • Capable of communicating clearly, effectively, professionally, and in the English language via written and verbal means, • Notifies Supervisor of any deficiencies regarding maintenance, equipment, or supplies, • Notifies Supervisor immediately of any unusual circumstances, • Provides treatment in accordance with established patient care protocols, • Operates department vehicles in accordance with all applicable NJ Motor Vehicle Laws and MH driving related policies, • Required to complete department specific continuing programs in addition to those required by the State of New Jersey Department of Health, Office of Emergency Medical Services, • Expected to complete all patient care documentation in accordance with the MH Documentation Procedure, • Interacts professionally with partners, patients, management, colleagues from other EMS agencies, public safety personnel, and other healthcare providers and members of the public, • Expected to perform routine duties intended to keep them safe and facilitate their ability to provide patient care, • This includes but is not limited to: completing vehicle inspection forms and vehicle maintenance requests, submitting copies of required certifications prior to their due date, remaining compliant with hospital Employee Health requirements such as TB testing and N95 fit testing, and completing hospital-required processes such as annual employee self-evaluations and employee engagement surveys in a timely manner. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Benefits and Perks: At RWJBarnabas Health, our market-competitive Total Rewards package provides comprehensive benefits and resources to support our employees’ physical, emotional, social, and financial health. • Medical/Dental/Vision plans, • 403(b), • PTO, • Short & Long Term Disability, • Basic Life & Accidental Death Insurance, • Tuition Reimbursement, • Health Care/Dependent Care Flexible Spending Accounts, • Discounts Through our Partners, • NJ Devils, • NJ Performing Arts Center, • Verizon Choosing RWJBarnabas Health! RWJBarnabas Health is the premier health care destination providing patient-centered,high-quality academic medicine in a compassionate and equitable manner, while delivering a best-in-class work experience to every member of the team. We honor and appreciate the privilege of creating and sustaining healthier communities, one person and one community at a time. As the leading academic health system in New Jersey, we advance innovative strategies in high-quality patient care, education, and research to address both the clinical and social determinants of health. RWJBarnabas Health aims to truly make a unique impact in local communities throughout New Jersey. From vastly improving the health of local residents to creating educational and career opportunities, this combination greatly benefits the state. We understand the growing and evolving needs of residents in New Jersey—whether that be enhancing the coordination for treating complex health conditions or improving community health through local programs and education. Equal Opportunity Employer

Job Title: Assistant Director Patient Care (Full Time Day) Operating Room, Livingston Location: Cooperman Barnabas Medical Ctr Department: Operating Room Req#: 0000190402 Status: Full-Time Shift: Evening Pay Range: $105,000.00 - $130,000.00, Annual Pay Transparency: The above reflects the anticipated annual salary range for this position if hired to work in New Jersey. The compensation offered to the candidate selected for the position will depend on several factors, including the candidate's educational background, skills and professional experience. Job Overview: Ensures all scheduled and add-on surgical procedures and pain management procedures have a completed electronic record in the OR Information Management System. Reconciles these records, auditing them for content accuracy and closing these records. Inputs new implant and supply information into the system. Allocates C-codes and system number and sends to the charge master so accurate billing can be accomplished. Assists OR Manager with creation of staff schedules as needed. Organizes and administers individualized age specific professional care to patients in the operating room. Participates in staff orientation in relation to appropriate documentation. Participates in unit performance improvement evaluation initiatives. Takes charge as needed. Insure that [unit/department/division] is in compliance with all applicable policies, laws and regulations. Qualifications: • Must be a graduate from an accredited school of nursing; RN BSN preferred; current NJ RN licensure required,, • BLS certification required; knowledge of BS in life science with a minor in information system preferred,, • 2-3 years experience in the Operating Room, • Knowledge of PICIS, data entry and PC environment,, • Current Registered Nurse License in the state of New Jersey, • Basic Life Support (BLS) from the American Heart Association upon hire, • Evening Shift, • Full-Time, • 37.5 Hrs weekly, • 2pm - 10pm Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Benefits and Perks: At RWJBarnabas Health, our market-competitive Total Rewards package provides comprehensive benefits and resources to support our employees’ physical, emotional, social, and financial health. • Paid Time Off (PTO), • Medical and Prescription Drug Insurance, • Dental and Vision Insurance, • Retirement Plans, • Short & Long Term Disability, • Life & Accidental Death Insurance, • Tuition Reimbursement, • Health Care/Dependent Care Flexible Spending Accounts, • Wellness Programs, • Voluntary Benefits (e.g., Pet Insurance) RWJBarnabas Health is the premier health care destination providing patient-centered, high-quality academic medicine in a compassionate and equitable manner, while delivering a best-in-class work experience to every member of the team. We honor and appreciate the privilege of creating and sustaining healthier communities, one person and one community at a time. As the leading academic health system in New Jersey, we advance innovative strategies in high-quality patient care, education, and research to address both the clinical and social determinants of health. RWJBarnabas Health aims to truly make a unique impact in local communities throughout New Jersey. From vastly improving the health of local residents to creating educational and career opportunities, this combination greatly benefits the state. We understand the growing and evolving needs of residents in New Jersey—whether that be enhancing the coordination for treating complex health conditions or improving community health through local programs and education. Equal Opportunity Employer