Head of Product ZINIA - OPENBANK
3 days ago
Madrid
Openbank Madrid, Community of Madrid, Spain Join to apply for the Head of Product ZINIA - OPENBANK role at Openbank Openbank Madrid, Community of Madrid, Spain Join to apply for the Head of Product ZINIA - OPENBANK role at Openbank Get AI-powered advice on this job and more exclusive features. Country: Spain Business Developer Vice President Zinia is the new checkout lending platform of the Santander Group. Zinia makes shopping simple, offering the possibility of splitting payments into interest-free installments in a fast and transparent way, powering merchants across Europe using technology from Openbank and Santander Consumer Finance. This is an exciting opportunity to make your contribution over a growing market within the business areas of lending, cobranded credit cards and buy-now-pay-later with a solid expansion across different countries with global leading merchants. Zinia leverages the technological resources and expertise of Openbank, the digital-native bank of the Santander Group, which is currently rolling out its international expansion plans. Through a simple and flexible banking model, Openbank offers customers the possibility to manage their finances on the website or app. Role Summary OpenBank is seeking a strategic and experienced Head of Product to lead the definition, execution and continuous evolution of its multi-product offering — including BNPL, Installments, Cards (branded & co-branded), Pay-in-POS and Cash Loans — across both consumer (B2C) and merchant/partner (B2B) channels. You will own the full product lifecycle: from opportunity identification and business case definition to functional specification, development and market launch. You will lead a team of Product Owners and work cross-functionally with Engineering, UX, Risk, Compliance, Legal, Marketing and Commercial to deliver products that are scalable, compliant and user-centric. This role also plays a critical part in shapingOpenBank´s innovation in agentic commerce , ensuring product readiness for integration into AI-native environments and ecosystems powered by intelligent agents. Key Responsibilities Product Strategy & Portfolio Ownership • Define and oversee OpenBank’s product vision and roadmap across all core offerings and geographies., • Ensure strategic alignment between product initiatives, business goals and market opportunities., • Lead and manage the team of Product Owners across all product lines., • Ensure clear ownership of business and functional requirements, product specifications and backlog prioritization., • Promote agile methodologies and outcome-oriented product development culture., • Own the UX strategy for both consumer and merchant experiences (web, app, embedded)., • Coordinate user research, design systems and prototyping to deliver frictionless, accessible and high-conversion journeys., • Partner with cross-functional leads to embed OpenBank’s financing capabilities into agent-driven ecosystems (LLMs, wallets, Operator agents)., • Collaborate with Engineering, Risk, Legal, Compliance, and Commercial to ensure successful product delivery from concept to deployment., • Ensure that every product solves real pain points and delivers measurable value to users and partners., • 15+ years of experience in product management or product leadership, ideally in fintech, credit, payments, or ecommerce., • Demonstrated success in leading multi-product portfolios in high-growth, regulated environments., • Strong skills in team leadership, functional specification, agile delivery and UX coordination., • Experience building products for both end-users (B2C) and business partners (B2B, merchants, embedded finance)., • Ability to synthesize business, technical, legal and design inputs into clear, actionable product plans., • Knowledge of agentic commerce ecosystems, LLM-powered interfaces, or developer-first platforms., • Familiarity with product design for lending, cards or merchant tools., • Experience in pan-European product launches and multi-country coordination., • Joining a dynamic and agile company undergoing international expansion., • Working in start-up mode with the support of the Santander Group., • Competitive remuneration and attractive benefits package., • Possibility of growth within the company and the Group., • Collaborating on international projects in different countries., • Executive, • Full-time Madrid, Community of Madrid, Spain 1 week ago Madrid, Community of Madrid, Spain 1 month ago Madrid, Community of Madrid, Spain 2 weeks ago Madrid, Community of Madrid, Spain 5 hours ago Madrid, Community of Madrid, Spain 5 days ago Madrid, Community of Madrid, Spain 1 week ago Madrid, Community of Madrid, Spain 1 week ago Madrid, Community of Madrid, Spain 9 months ago Madrid, Community of Madrid, Spain 1 day ago Madrid, Community of Madrid, Spain 3 months ago Madrid, Community of Madrid, Spain 2 months ago Madrid, Community of Madrid, Spain 7 months ago Madrid, Community of Madrid, Spain 1 week ago Boadilla del Monte, Community of Madrid, Spain 1 week ago Madrid, Community of Madrid, Spain 2 weeks ago Madrid, Community of Madrid, Spain 4 days ago Madrid, Community of Madrid, Spain 1 week ago Madrid, Community of Madrid, Spain 1 week ago Madrid, Community of Madrid, Spain 2 weeks ago Madrid, Community of Madrid, Spain 6 days ago Madrid, Community of Madrid, Spain 2 weeks ago We’re unlocking community knowledge in a new way. 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