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Job Specification: Senior Credit Control Officer Reports to: [Head of Finance] Team: Financial Solutions / Arrears Management Location: Brentford or Harlow People responsibility: Initially none, but expected to take on leadership responsibilities as the function scales. Role Purpose The Senior Credit Control Officer is responsible for the end-to-end management of arrears, repayment solutions, and debt recovery activities across the Credit Union. The role ensures that members in financial difficulty are treated fairly and ethically while protecting the organisation’s financial position, minimising loan losses, and ensuring compliance with regulatory expectations. This is a senior, analytical, and member-focused role requiring strong judgement, excellent communication skills, and the ability to balance commercial, regulatory, and ethical considerations. Key Responsibilities 1. Arrears Management & Member Engagement • Monitor the loan book daily/weekly to identify emerging arrears and potential high-risk accounts., • Contact members in arrears via phone, email, SMS and written communication to understand circumstances, provide support, and agree appropriate repayment solutions., • Conduct affordability assessments (aligned with FCA and industry standards) to determine realistic repayment plans, forbearance, or restructuring options., • Manage sensitive conversations with members in financial difficulty in a compassionate, ethical, and solutions-oriented manner., • Oversee the process for rescheduled or re-written loans, ensuring consistent application of internal policies. 2. Credit Control Strategy, Policy & Process • Develop, update and embed Credit Control policies, procedures, and workflows in line with regulatory expectations, internal risk appetite, and best practice., • Identify control gaps, improve processes, and introduce new tools and technologies to enhance arrears collection efficiency and member experience., • Ensure all member-facing teams understand basic credit control processes and can provide accurate information to members. 3. External Debt Collection Oversight • Determine when accounts should transition from internal arrears management to external debt collection, based on risk appetite, cost/benefit analysis, and member circumstances., • Act as the primary liaison with third-party Debt Collection Agencies (DCAs), monitoring:, • performance KPIs,, • recovery rates,, • compliance with ethical and regulatory standards,, • value for money., • Review DCA performance data and recommend continuation, escalation, or termination of mandates. 4. Financial Analysis & Loan Loss Provisions • Analyse arrears trends, delinquency migrations, roll rates, and recovery patterns to identify emerging risks., • Provide monthly reporting for management and the Board on arrears, collections performance, and expected credit losses (ECL)., • Work closely with Finance to:, • calculate and validate loan loss provisions,, • understand the impact of write-offs on P&L,, • forecast impairment and recovery levels., • Contribute to stress testing, scenario analysis, and forward-looking risk assessments. 5. Data & Reporting • Maintain accurate and detailed member account notes, arrears records, and repayment agreements., • Produce high-quality management information, including:, • arrears by ageing category,, • new delinquencies vs cures,, • repayment plan performance,, • DCA outcomes,, • provisions and write-offs,, • Consumer Duty-aligned outcomes analysis., • Support quarterly and annual reporting requirements, including materials for the Board, auditors, and potential investors. 6. Risk, Compliance & Conduct • Maintain up-to-date knowledge of regulatory expectations relating to credit control, Consumer Duty, forbearance, fair treatment of customers, and debt collection., • Ensure all arrears and collections activity remains compliant with FCA Handbook, CONC, and internal policies., • Handle member complaints relating to arrears or collections promptly, fairly, and in line with internal complaints procedures., • Demonstrate high standards of integrity, professionalism, and ethical judgement in all member interactions. 7. Team & Leadership (as the function grows) • Support the training, coaching, and development of junior team members., • Help design team structure, performance metrics, and workflow standards for a growing arrears management function., • Provide cover for the Head of Finance or Risk & Compliance Manager as needed on credit-related matters. Person Specification Essential Skills & Experience • Significant experience in credit control, arrears management, or collections within a financial services organisation (bank, credit union, building society, or FCA-regulated lender)., • Strong understanding of ethical and responsible lending practices., • Experience conducting affordability assessments and agreeing repayment solutions., • Strong analytical capability, with the ability to interpret financial and member data to drive decisions., • Excellent communication and negotiation skills, including the ability to manage sensitive conversations., • High proficiency in Excel and core Microsoft applications., • Experience managing relationships with external service providers or debt collectors., • Proven ability to balance commercial objectives with fair customer outcomes. Desirable • Experience working within a credit union or similar mutual financial institution., • Understanding of IFRS 9 impairment principles (or willingness to learn)., • Experience building or improving credit control processes or systems., • Experience in team leadership or mentoring. Qualifications Essential • A finance-related qualification or equivalent relevant industry experience. Desirable • Additional credit management, financial analysis, or regulatory qualifications (e.g., CICM, CeMAP, or similar). Conduct Rules (FCA) You must: • Act with integrity., • Act with due skill, care and diligence., • Be open and cooperative with the FCA, PRA, and other regulators. Values & Behaviours • Ethical, member-focused and compassionate., • Highly organised and reliable., • Analytical and commercially aware., • Calm under pressure, able to manage complex or sensitive cases., • Collaborative team player who contributes to a strong risk culture.

WHO ARE YOU? After years of success in Canada, UROSPOT is expanding into the UK. As the Manager of Client Care you truly change lives. Using your nursing / healthcare background, you will lead our client experience team and ensure the clients who walk through our door, frustrated by their pelvic health challenges, receive world class care that restores their freedom, confidence, and trust in their body again. You ensure clients leave feeling educated and empowered about their health and wellness. At UROSPOT you’ll become a subject matter expert on all things pelvic health. You will lead our pelvic health done differently care model that incorporates education, health coaching and our non-invasive, disruptive technology that restores the fitness of the pelvic floor musculature to help improve quality of life for those struggling with bladder leaks, urgency, frequency, prolapse, GSM etc. No more changing pads and nappies as a nurse / healthcare professional. Our clients stay fully clothed throughout their journey at UROSPOT. You will build relationships with our clients by leading all client consultations, developing an individual care plan for each person and inspiring them to prioritize their health. Your impeccable listening skills, empathetic understanding and contagious passion will help ensure our clients feel heard, understood and are provided the hope they so deserve. You are a natural storyteller and leader. Your warmth, competence and professional appearance immediately build trust; making people feel comfortable. Your attention to detail will ensure a meaningful brand experience every time you interact with a client. You are excited to lead a small team of like-minded people passionate about improving women’s health. You are a confident coach and enjoy helping others succeed as well as inspiring a team around a common goal. Passion with purpose is what you’ve been craving. Setting a goal and crushing it lights you up inside. Leading a small team excites you. A regular Monday-Friday schedule feels like a dream come true. We can’t wait to meet you. JOB DUTIES: • As a passionate brand ambassador, take lead role in client consultations. Review intake forms in advance of consultation. Listen empathetically and question brilliantly to build an individualized care plan for each client. In a safe and effective manner provide trial treatment and coordinate their treatment protocol with the help of our Client Care Administrator. You are the ultimate owner of client experience., • Responsible for conversion from interest through to treatment., • Fully understand how to perform every role in the clinic operations. You are able to step in wherever necessary when staffing shortages occur or to cover breaks., • Correct performance in each role if process is not being adhered to., • Handle all customer complaints and comments in a professional, timely and mindful manner knowing “clients at our core” is a core value at UROSPOT., • Respect and protect the rights of clients, including but not limited to their right to independence, autonomy, and self-determination; their right to choose and practice individual values, beliefs, religion, and culture; their right to privacy and dignity; and their right to live free from retaliation, discrimination, and abuse., • Maintain and model appropriate personal boundaries with clients, and refrain from involvement with client personal affairs or other business that may constitute a conflict of interest., • Ensure that all direct reports delivering treatment comply with company policies, procedures, and ethical standards. Ensure clients receive exceptional care during their treatment protocol., • Ensure correct reporting procedures for all client sessions are entered completely and efficiently., • Ensure that team members adhere to all appearance standards, personal hygiene and safety procedures and guidelines., • Ensure that safe work practices are followed., • Contribute ideas and oversee and assist with the planning and implementation enhancements that make our client experience better., • Analyze departmental operations and identify areas requiring improvement., • Submit any required reports on time and complete., • Communicate effectively and use a professional approach with all team members, managers, supervisors, clients, and stakeholders., • Knowledge of external regulatory bodies governing the organization. This includes partnering with clinic owner to ensure policies and procedures adhere to CQC expectations., • Assist the owner in the hiring of staff., • Maintain current credentials as required for employment. JOB REQUIREMENTS: • Registered healthcare professional (e.g. RN / BScN or other healthcare professional); current certificate of competency from the appropriate regulating body and must be in good standing (e.g. NMC), • Completion of an Enhanced DBS check., • Further education / interest in women’s health, pelvic health or other related specialism., • Familiarity with CQC and keen to ensure the UROSPOT services adhere to all policies and procedures., • Sales and client management experience is an asset., • You are a storyteller, a planner, a lover of being organized., • Passionate about helping people., • An innate leader – you have led teams before and relish this opportunity., • Able to set expectations, delegate and monitor progress of all direct reports., • Effective leadership skills, with a strong focus on mentoring and motivation of employees., • A well-defined sense of diplomacy, including solid negotiation, conflict resolution, and people management skills., • You believe in women's empowerment and are eager to be a part of something with a true purpose that will change women's lives for the better. WORK CONDITIONS: • Work environment is one where you bring clients joy, freedom and confidence in a beautiful setting., • Currently a Monday-Friday operation during the day. Possibility of Saturdays in the future with expansion., • Interaction with clients, employees and owners., • Occasional help at marketing events. Acknowledgement and Agreement UROSPOT is an equal opportunity employer and strives to ensure that its hiring process meets the needs of all persons. As such, UROSPOT will provide reasonable accommodation for any applicant, as requested during the hiring process.

Job Overview: We are seeking an experienced and dedicated Care Manager to oversee and coordinate our residential, day, and domiciliary care services. The successful candidate will ensure that our services meet the highest standards of care, comply with regulatory requirements, and align with our organization's values and objectives. Key Responsibilities: Service Management: 1. Oversee the daily operations of residential, day, and domiciliary care services., 2. Ensure the delivery of high-quality, person-centered care that meets individual client needs., 3. Develop and implement care plans in collaboration with clients, families, and healthcare professionals. Staff Leadership: 1. Recruit, train, and manage care staff, fostering a supportive and effective team environment., 2. Conduct regular staff evaluations and provide ongoing professional development opportunities. Compliance and Quality Assurance: 1. Ensure services comply with all relevant legislation, regulations, and standards., 2. Monitor and evaluate service delivery, implementing improvements as necessary. Financial Oversight: 1. Manage budgets effectively, ensuring resources are used efficiently., 2. Monitor financial performance and implement cost-control measures. Stakeholder Engagement: 1. Build and maintain positive relationships with clients, families, staff, and external agencies., 2. Represent CareX Group in meetings with regulatory bodies and other stakeholders. Qualifications and Experience: 1. Proven experience in a managerial role within the care sector., 2. Relevant qualifications in health and social care (e.g., NVQ Level 5 in Leadership and Management for Health and Social Care)., 3. Strong knowledge of care regulations and standards., 4. Excellent leadership, communication, and organizational skills., 5. Ability to manage budgets and resources effectively. What We Offer: 1. Competitive salary and benefits package., 2. Opportunities for professional development and career progression., 3. A supportive and collaborative working environment., 4. The chance to make a meaningful difference in the lives of our clients.

We are seeking a dedicated and organized individual to manage our after-school club. As the After School Club Manager, you will be responsible for overseeing daily operations, planning engaging activities, and ensuring a safe and welcoming environment for children. Key Responsibilities: • Develop and implement a variety of stimulating activities for children., • Manage and supervise a small team of staff, ensuring high standards of care and education., • Maintain positive relationships with parents and guardians, addressing any concerns and providing regular updates., • Ensure compliance with all relevant health and safety regulations., • Handle administrative tasks such as scheduling and record-keeping. Qualifications: • Previous experience in a similar role working with children., • Strong leadership and organizational skills., • Excellent communication abilities., • A passion for creating a fun and educational environment for children. Join us in making a difference in the lives of children by providing a nurturing and creative after-school experience.

As a Deputy Manager at Little Lumos Nursery, your role will be pivotal in assisting the Manager with the day-to-day operations of the nursery. You will ensure a safe, nurturing, and stimulating environment for children, fostering their development and well-being. The position is room based and you will have key children. Key Responsibilities: • Support the Manager in overseeing nursery activities and staff., • Implement educational programs that align with the nursery's objectives., • Monitor child safety and welfare, ensuring compliance with all regulatory requirements., • Engage with parents and caregivers, providing updates on child progress and addressing concerns., • Assist in staff training and development to maintain a high standard of care., • Keyperson responsibilities Qualifications: • Relevant childcare qualifications Level 3 and experience in a similar role., • Strong leadership and communication skills., • Ability to work collaboratively with a team and handle multiple tasks efficiently., • Pediatric First Aid Certificate, • Enhanced DBS on update service or willing to undergo a CRB check.

Pamir Homecare is currently seeking a dedicated and experienced Care Coordinator/Field Supervisor to join our team in Ealing and Harrow. In this vital role, you will be responsible for supporting and monitoring the performance of domiciliary care workers, ensuring the smooth setup of new care packages, and maintaining high standards of client satisfaction. You will play a key part in creating and supervising optimised staff schedules that meet both client needs and workforce capacity. Working closely with the Registered Manager, you will also conduct field supervisions, competency assessments, and contribute to the ongoing professional development of care staff.

Company Overview BUTT & CO (UK) LIMITED, trading as AutoSqueak, is a UK-based wholesaler and distributor of car care and cleaning products, supplying professional car wash centres, detailing businesses, and trade resellers. The company is seeking a Commercial Manager to strengthen its sales operations, manage customer relationships, and support the company’s overall business growth. This position is particularly well suited to a candidate with a background in B2B sales, and commercial operations, who can take a hands-on approach in a dynamic, multicultural team environment. Main Responsibilities • Develop and implement commercial and sales strategies to achieve company revenue and growth targets., • Maintain strong relationships with existing clients while identifying and securing new wholesale and trade customers., • Utilise Chinese language skills to communicate effectively with Chinese-speaking suppliers and clients, strengthen partnerships, and develop new sales opportunities., • Conduct market research to analyse trends, customer demand, and competitor activity, and recommend product and pricing strategies., • Manage supplier communications, assist with procurement and negotiation of product pricing and terms., • Prepare quotations, negotiate business contracts and sales agreements., • Work closely with the operations team to ensure timely order fulfilment and inventory coordination., • Support marketing initiatives, including promotional activities and digital content planning, to enhance brand awareness and sales performance., • Monitor sales performance and profit margins to ensure business objectives are achieved., • Identify business risks and propose process or service improvements., • Provide guidance to junior team members and assist in improving overall commercial efficiency. Skills and Experience • Minimum 3 years’ experience in sales, or commercial management., • Proven experience working with B2B clients (wholesale or distribution sector preferred)., • Strong commercial awareness and ability to identify new business opportunities., • Excellent communication, presentation, and negotiation skills., • Understanding of pricing, cost control, and profit analysis., • Strong organisational and multitasking abilities., • Chinese language skills to liaise with local Chinese-speaking suppliers and clients.

We are currently looking for a reliable and experienced delivery driver holding a UK Category B driving licence, valid for driving vehicles up to 3.5 tonnes. The resource will take care of taking the goods in the warehouse, use pc. It will also do warehouse activities. We only consider candidates with proven experience in the same field. -Location: Our warehouse is based in Acton, London – candidates must live nearby for early morning starts. -Working Hours: Full-time, Monday to Friday, 05:00 AM – 1:00 PM -Hourly Pay: £15.00 per hour -Contract Type: Full-time -Requirements: • Valid UK driving licence – Category B 3.5 T, • Experience driving vans up to 3.5T, • Must have the legal right to work in the UK, • Punctual, responsible, and professional attitude, • Basic level of English, • Must live close to Acton (W3/W4/W12 or surrounding areas) Extra Benefits: • Free meals provided during your shift, • 20% in-store discount, • Referral bonus for recommending new team members, • Mystery Shopper bonus opportunities, • Birthday day off – employees can request a day off on their birthday by informing the store manager in advance