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Corporate & Commercial Real Estate Underwriter\n\n📍 West London (Fully Office-Based)\n 💰 Salary: Competitive, dependent on experience\n\nWe are seeking an experienced Corporate & Commercial Real Estate (CRE) Underwriter to join a growing Credit function based in West London. This is a key role responsible for assessing, structuring, and managing a diverse portfolio of corporate, CRE, buy-to-let (BTL), and personal lending proposals.\n\nThe Role\n\nReporting directly to the Chief Credit Officer, you will play a pivotal role in underwriting and executing lending transactions, while ensuring robust risk management and regulatory compliance.\n\nKey Responsibilities\n\nUnderwrite Corporate, CRE, personal, and BTL loan applications, ensuring effective execution of transactions\nAssess and process lending proposals from the business team, including presenting cases to the Credit/Sanctioning Committee\nManage end-to-end credit processes, including liaising with clients, introducers, solicitors, and valuation firms\nConduct annual reviews of the existing credit portfolio, ensuring compliance with covenants and lending terms\nMonitor loan portfolios, identifying early warning signs, arrears, or potential problem accounts, and make recommendations\nWork closely with Originations teams to determine clear rationale for approving or declining applications\nPresent proposals to Risk and other internal committees for new and existing products\nEnsure all credit decisions meet regulatory standards and align with Treating Customers Fairly (TCF) principles\nSupport the Chief Credit Officer across broader Credit Department activities\nUndertake site visits where required\n\nKey Skills & Experience\n\n6-10 years' experience in credit underwriting or assessing lending proposals\nStrong knowledge of the UK lending environment and regulatory framework\nExperience across Corporate and Commercial Real Estate lending (essential)\nProficiency in Microsoft Office\nStrong analytical and risk assessment skills\n\nPerson Profile\n\nAble to work independently and collaboratively within a team\nStrong attention to detail with a diligent and methodical approach\nConfident communicator with the ability to present complex information clearly\nCommercially aware, with the ability to balance risk and business objectives\nProactive, adaptable, and motivated to take on new challenges\n\nKey Stakeholder Interaction\n\nSenior leadership including Chief Credit Officer, Chief Banking Officer, and CEO\nBusiness Development teams, Relationship Officers, and Branch Network\nCredit Committees and internal product and administration teams

Job Title: Business Development Manager - Commercial Real Estate (CRE)\n\nLocation: West London\n Salary: £65,000 - £70,000 per annum\n Work Arrangement: Fully Office Based\n Employment Type: Permanent\n\nAbout the Role\n\nA West London-based financial institution is seeking an experienced Business Development Manager - Commercial Real Estate (CRE) to join its Intermediary Services division. This role is responsible for the origination and execution of Commercial Real Estate and Commercial Retail credit proposals, alongside the management of key client and introducer relationships.\n\nReporting to the Chief Business Officer, the successful candidate will play a key role in driving growth through high-quality credit origination while ensuring robust risk management and regulatory compliance.\n\nKey Responsibilities\n\nOriginate Commercial Real Estate credit proposals up to £20 million and Development Finance proposals up to £10 million\n\nDevelop, manage, and maintain strong relationships with introducers including brokers, accountants, solicitors, valuers, and other industry professionals\n\nUndertake initial assessment and processing of CRE and Commercial Retail lending proposals, providing clear recommendations prior to submission\n\nPresent shortlisted proposals to the Credit team for underwriting and support approval processes, including Credit Committee submissions\n\nConduct initial reviews, assessments, and investigations to minimise credit risk in line with internal policies and procedures\n\nUndertake site visits where required and prepare supporting assessment reports\n\nMaintain accurate pipeline reporting, tracking proposals through all stages to ensure disbursement targets are met\n\nMonitor market conditions, identify emerging opportunities or risk sectors, and provide strategic recommendations\n\nEnsure all credit decisions adhere to regulatory standards, Treating Customers Fairly (TCF) principles, and Customer First standards\n\nDesign and deliver credit training to branch teams to ensure strong understanding of lending policies and practices\n\nSupport the Chief Business Officer across operational activities within the Retail Credit function\n\nLiaise with solicitors, valuation firms, credit teams, and credit administration to ensure smooth approval, disbursement, and post-disbursement processes\n\nPresent proposals and product introductions or renewals to Risk Committee and other UK management committees\n\nSkills & Experience Required\n\n3-5 years' experience in underwriting or assessing credit proposals, ideally within Commercial Real Estate\n\nStrong knowledge of the UK lending environment and regulatory framework\n\nExisting relationship base with business introducers\n\nProficient in Microsoft Office applications\n\nProven ability to balance commercial objectives with effective risk management\n\nStrong communication skills with the ability to clearly articulate and summarise complex credit arguments\n\nPersonal Attributes\n\nAble to work independently and collaboratively within a team environment\n\nEnthusiastic, proactive, and willing to take on new challenges\n\nHighly organised with strong attention to detail\n\nConfident decision-maker with a measured and analytical approach\n\nWhy Apply?\n\nThis is an excellent opportunity for a CRE professional to join a growing organisation in a senior origination role, offering strong earning potential, exposure to high-value transactions, and the chance to influence credit strategy within a fully office-based environment

We are currently hiring for an International Bank for the position of Credit Underwriter - Corporate, CRE & BTL Lending.\n\nLocation: Harrow Branch\n Employment Type: Full-Time\n\nRole Overview\n\nWe are seeking an experienced Credit Underwriter to join our Credit team, responsible for underwriting and processing a range of lending proposals including Corporate, Commercial Real Estate (CRE), Buy-to-Let (BTL), and Personal Loans. The role involves end-to-end credit assessment, portfolio monitoring, and stakeholder management to ensure high-quality lending decisions aligned with regulatory standards.\n\n* Knowledge of UK lending environment \n* 4-10 Years' experience in underwriting or assessing credit proposals.\n\nKey Responsibilities\n\nUnderwrite Corporate, CRE, Personal, and BTL loan proposals, ensuring effective execution of transactions.\nAssess and process lending proposals received from the business team and present recommendations to the Sanctioning Committee.\nConduct annual reviews of the existing credit portfolio, ensuring compliance with borrowing requirements and covenants.\nMinimize credit risk in line with internal policies and regulatory standards; conduct site visits where required.\nCollaborate with the Originations team to determine clear rationale for approval or rejection of applications.\nMonitor the existing loan portfolio, identifying early arrears or potential problem accounts, and recommend appropriate actions.\nEnsure all credit decisions adhere to regulatory requirements, TCF (Treating Customers Fairly), and Customer First principles.\nSupport the Chief Credit Officer (CCO) in operational and strategic activities within the Credit Department.\nLiaise with Solicitors and Valuation Firms to ensure smooth end-to-end execution of credit proposals.\nPrepare and present proposals to the Risk Committee and senior management for product approvals, renewals, and introductions.\n\nKey Requirements\n\nProven experience in credit underwriting across Corporate, CRE, BTL, and/or Retail lending.\nStrong knowledge of credit risk assessment, financial analysis, and loan structuring.\nExperience presenting cases to Credit/Sanctioning Committees.\nUnderstanding of regulatory frameworks and compliance standards (including TCF principles).\nAbility to manage credit portfolios, annual reviews, and covenant monitoring.\nExcellent stakeholder management skills, with experience liaising with internal teams and external partners (brokers, solicitors, valuers).\nStrong analytical, decision-making, and communication skills

* * LOCATION: Milton Keynes with occasional travel HYBRID WORKING: Our current hybrid working policy requires a minimum of 60% of working time to be based in the Milton Keynes office however flexibility is expected to meet the needs of the business and the role. CONTRACT TYPE: Permanent opportunity CLOSING DATE: 15/5/26 We reserve the right to close the advert earlier If we receive a high volume of applications. We’re looking for a highly experienced and inspirational commercial leader with a significant sales based background within a Captive Automotive Financial Services organisation and/or OEM. You'll report into our CEO and will drive our business forward through our teams in Sales, Sales Compliance and Development and, through strong, productive relationships across Volkswagen Group, our dealer network and brands. In this pivotal and influential position you will use your extensive commercial leadership skills to develop and deliver the Retail Sales strategy to maximise distribution channels, while creating opportunities and optimising new routes to market. You will role model our Guiding Principles, build a culture of psychological safety and inclusion and, provide ethical leadership to deliver great customer outcomes. What you’ll bring: You’ll be a forward thinking, strategic and motivational leader who delivers results through people, cross-functional teams, and 3rd parties to support the delivery of volume, breadth, and profit objectives. You’ll have a progressive and developmental mindset with demonstrable experience of developing strategic commercial initiatives. Essential experience & skills you’ll need to be a success in this role: • You have extensive experience in customer-facing environments with specific skills implementing and managing risk strategies, strong financial management, leading cross functional teams and functional management., • Through your experience of developing and managing customer facing processes, you have ensured fair treatment, transparency, value to customers and all other guidance from regulators has been accomplished., • More generally, you’ll have experience within regulated environments - ideally by the FCA along with a deep understanding of the UK business governance and regulatory regime and requirements implementation com pliance monitoring and management specifically, in organisations of a comparable size and scale., • You have successfully driven change and you're comfortable in dynamic, changing environments in a leading role., • You have well-developed emotional intelligence, influencing and communication skills which you can use to share information, listen, and create two-way dialogue that builds openness and commitment and, involve others to maximise contribution overall., • With great skills of analysis, you can interpret issues objectively to make sound decisions for the business that uphold our customer needs and good customer outcomes as a priority, • You are highly proactive, flexible, pragmatic, and able to react appropriately and effectively to changing circumstances and demands., • You'll effortlessly fit into the Commercial leadership structure with the potential for growth within FS or the OEM., • You’re collaborative and ambitious and work in the interest of customer and stakeholders, even when your own objectives are challenged., • You’ll report to the Chief Executive Officer for VWFS UK Ltd and lead the Retail Sales department and the teams responsible for Finance Sales, Sales Compliance, Sales Development and Dealer Network Oversight., • You’ll be responsible for developing sales strategies, policies, and procedures for the UK VWFS Group companies., • Develop and maintain strong productive relationships across senior management, departments, brands and key stakeholders., • Your span of control is across VWFS UK, VW Bank GmbH and compliance is required across the European Organisational Handbook (E-OHB), the FCA and the European Central Bank (ECB)., • You’ll have a team of circa. 50 people who work with our dealer network of circa. 800 sites to drive FS and network performance., • Be an agent for change by embracing new ways of working, innovative technologies and agile attitudes to work promoting ‘minimal viable everything’ attitude to encourage a collective growth mind-set in support of modernisation of the business., • You’ll develop and implement plans to meet objectives through existing and new routes to market by utilising current and, establishing new relationships with 3rd party retailers, emerging technology, and tech providers., • Plan and deliver sales, margin and market penetration objectives., • Lead sales activity that complies with internal and external regulations with the Consumer Credit Sourcebook (CONC) taking precedence over conflicting guidelines – this includes Vulnerable customers, product suitability and transparency and, behaviours and competence of introducers of our products., • Use strong negotiation skills with our network and 3rd parties, to grow sales, protect margin and support good customer outcomes., • Effectively manage introducer relationships through a robust communication infrastructure, clear performance indicators, and development with corrective action in place as appropriate., • Lead the sales engagement with our Enterprise Risk Framework and develop robust and effective reporting to support transparency with regulators., • You’ll engage and cooperate with VW companies in the UK to coordinate and implement joint strategies and build and maintain an effective industry network., • You’ll play a leading role within our Credit Assessment & Retailer Services functions. What’s in it for you? Bonus: Discretionary on-target bonus of up to 25% (based on personal and Group company performance) Pension: Employer pension contribution of 9% (based on employee contribution of 3%). VWFS will pay 6% if employee chooses a 2% employee contribution. Car schemes*: Choice of Employee Car Ownership (ECO) scheme for petrol/diesel and hybrid vehicles plus car insurance and fuel card. OR Company Car scheme for Battery Electric Vehicles (BEVs) plus car insurance cover for you and a partner/eligible family member. Other benefits: From day 1 we provide income protection, life assurance (4x salary), retail discount vouchers , access to Care Concierge (a service to support carers of adults), along with other salary sacrifice options including a will writing service and cycle to work (subject to scheme restrictions). Following successful completion of probation, you will have access to private medical insurance for you with the option to buy additional family cover/ and your family access to our loan car scheme for up to 2 cars for your partner or eligible family members (subject to scheme restrictions) and during our annual benefit window you can purchase critical illness cover and dental cover , so you can select the benefits that matter to you. We invest in our people and are passionate about driving development. You’ll have access to LinkedIn Learning via our Degreed platform as well as a host of professional development programmes and opportunities to build your technical and soft skills so you can further develop your career. We also offer mentoring schemes and reciprocal partnerships recognising that we can all learn from each other in the flow of work. * * * Why join VWFS UK? You’ll have the opportunity to make a difference by helping us to achieve our mission. Our mission is straight forward; we want to be 'The Key to Mobility'. That means we make getting from A-to-B as easy and simple for as many people as possible. To truly meet the mobility needs of people in a changing world, our offering goes beyond traditional vehicle financing. We do this by providing a range of finance and aftersales products on Volkswagen Group vehicles, as well as developing innovative mobility products designed to solve real problems and support our customers. No candidate will meet every single desired qualification. If your experience looks a little different from what we've identified and you think you can bring value to the role, we'd love to learn more about you! VWFS is proud to be an inclusive employer and encourages applications from a diverse range of candidates. Diversity, Equity & Inclusion isn’t just a statement for us, we encourage and aspire for all our colleagues to be their 100% self. If you need any reasonable adjustments to assist you with the application and/or recruitment processes, please contact our Resourcing Team. The Retail Sales Director is a ‘Certified’ /Senior Manager role under the Senior Manager and Certification Regime (SMCR) and the role holder is required to comply with the FCA’s Conduct Rules. A mandatory requirement of the SMCR is for VWFS to certify that the role holder is fit and proper to perform the duties on an ongoing basis.

Estates and Facilities Contract Manager Leek Wootton Permanent Contract Full Time Salary £43,668.00 - £49,716.00 Those currently eligible on the redeployment register will be given prior consideration. The main purpose of the role is to manage and oversee facilities and estates related contracts, ensuring that services such as maintenance, cleaning, grounds works and security are delivered efficiently on time, and within budget. The role includes contract negotiation, performance monitoring, financial oversight, and forward planning to support the organisation’s operational and compliance needs. Main Responsibilities: Contract and Financial Management: Manage a portfolio of estates and facilities contracts, ensuring compliance with procurement policies and effective budget control. Monitor expenditure against contracts and provide regular financial updates to the Head of Business Operations. Vendor and Stakeholder Relations: Work alongside Contracts & Procurement as the facilities and estates representative in negotiations with suppliers and maintain strong working relationships with internal and external stakeholders to ensure service delivery aligns with organisational needs. Performance Monitoring: Conduct regular audits and reviews of contracts and service level agreements (SLAs), ensuring that all contractual obligations are met and performance issues are addressed promptly. Operational Oversight: Working with Facilities Managers and the Health & Safety officer to ensure all facilities are safe, well-maintained, and compliant with health and safety regulations and statutory requirements initiating an escalation process to contractors if standards are not met. Problem Resolution: Resolve technical, contractual, and operational issues in a timely and cost-effective manner, escalating to the Estates Manager and Contracts and Procurement where necessary. Business Planning: Through the contractual management process, contribute to long-term planning for facilities management, including forecasting future needs, recommendations on budget allocation, and supporting sustainability initiatives. Compliance and Risk Management: Ensure all contracts adhere to relevant legislation including health and safety, environmental, and building regulations such as Health & Safety at Work Act 1974, Building Safety Act 2022 etc. Systems and Data Management: Utilise internal systems, including CAFM software, to manage estates data, monitor contract performance, and support decision-making. Ensures accurate record-keeping, interrogate data to identify trends and risks, and contributes to service improvement through data-driven insights. Knowledge: Minimum of a vocational qualification (Level 4-5) in relevant work areas and related disciplines for example, business administration, construction management, surveying etc. or 5yrs+ experience on contract or strategic management In-depth understanding of facilities and estates contract management, including procurement and supplier performance frameworks. Strong knowledge of health and safety legislation, building regulations, and compliance standards relevant to estates and facilities. Familiarity with service level agreements (SLAs), key performance indicators (KPIs), and contract law. Awareness of sustainability and energy efficiency practices in facilities management. Understanding of public sector operations and procurement processes (desirable). Experience: Desirable is police or public sector experience. Proven experience managing facilities-related contracts (e.g., cleaning, maintenance, security) in a complex or multi-site environment. Demonstrated ability to monitoring budgets, monitor financial performance, and deliver cost-effective solutions. Experience in negotiating and managing supplier relationships and resolving contractual disputes. Track record of conducting audits, performance reviews, and ensuring compliance with SLAs. Experience working with internal stakeholders and external partners to deliver operational improvements. Key Skills: Strong management and coordination skills, with the ability to influence and manage stakeholders at all levels. Excellent negotiation and contract management skills. High level of financial literacy and ability to manage and report on budgets. Analytical skills to assess performance data and identify areas for improvement. Proficiency in Microsoft Office and facilities management systems (e.g., CAFM). Clear and confident communication skills, both written and verbal. Ability to manage competing priorities and work under pressure. Special Conditions: Regular travel throughout Warwickshire. Potential to be site-based depending on contract management requirements. We want our organisation to be as diverse as the community it serves. We welcome applicants from all sections of the community. You will be required as part of Warwickshire Police recruitment process to successfully complete vetting and credit checks.

JUNIOR ASSOCIATE The role encompasses the business activities of State Bank of India UK Limited. It involves ensuring that all tasks listed below are completed accurately, within established cut-off times, and in full compliance with risk management standards, maintaining a high level of precision and error-free execution 2 JOB RESPONSIBILITY Processing inward clearing cheques, BACS credit and debit files with returns on cut off time to avoid risk/loss to the Bank. Checking whether stop payments and cancellation are in place and actioned when it comes to payment/clearing. Ensure customer chargeback queries are taken up with MasterCard on time and tracking of chargeback on a regular basis. Ensure all customer-related queries are attended in CRM/RMS. Debit card reconciliation and related issues. Processing the outward clearing and rejection entries after checking whether total is tallied. Monitoring and setting up standing orders instructions in line with the customer's request. Ensure that all faster payments requests are processed with necessary approvals in line with our policy and customer signature is matched. Co-coordinating with other departments/branches in case of any queries related to clearing work. Assisting the team members to get the job done on time. Reconciliation of internal accounts. Ensure that all day to day is completed at the end of the day. Othe...

Role Purpose You will lead the reporting, in-depth analysis, and comprehensive assessment of the credit risk portfolios throughout the product lifecycle, encompassing both onboarding/lending and in-life credit policies. This role will drive the evaluation and strategic management of credit risk, ensuring that our credit policies are robust, effective, and aligned with the company's risk appetite. You will independently prepare and present advanced data analyses to inform and influence key decision-making processes, with a primary focus on optimising the health and performance of our credit portfolios. Working closely with the wider Credit teams, you will proactively collaborate and provide expert guidance to ensure that data-driven insights and strategic recommendations are developed and implemented to enhance and maintain the Bank’s credit risk position. Description • Lead the evaluation and optimisation of the creditworthiness assessment of potential clients during the onboarding phase, ensuring alignment with relevant regulation and the company's risk appetite under guidance., • Proactively monitor and provide strategic insights on the credit risk profile and Cost of Risk performance of existing portfolios, identifying and proactively mitigating potential risks throughout the loan lifecycle. Drive the development and implementation of advanced credit ...

Intelligence Support Officer Leek Wootton Permanent Contract Full Time Salary £30,333.00 - £32,613.00 Those currently eligible on the redeployment register will be given prior consideration. The main purpose of the role is to process intelligence reports, employ effective decision making by interpreting and applying local guidelines and national practice in accordance with APP (Authorised Professional Practice). To oversee and co-ordinate on-going learning support to those engaged in submitting and processing intelligence. Main Responsibilities: To effectively assess and evaluate intelligence reports (including secure intelligence), incoming emails and requests, prioritising in accordance with approved professional practice (APP), providing grounds for rejecting/returning intelligence reports, supporting decision with a sound rationale. Identify threat, risk of harm and opportunity for interventions, and to escalate intelligence to the appropriate person promptly for further action which includes support to operations and live-time operational activities. Interrogate a range of systems to aid decision making through effective research, including to verify and cross-reference validity of information to identify and communicate links between different pieces of information. Identify and disseminate intelligence / information in line with policing purpose and national standards, to support ongoing operations and aid with achievement of forces policing objectives. Stay up-to-date with current intelligence strategies, including the process of sanitising, linking, flagging, ensuring the quality of data, disseminating intelligence effectively, embedding an appropriate security ethos in the day to day processing and management of intelligence. To coach submitting officers and new in post intelligence support officers by identifying efficient and effective practice, supporting the learning of others, thereby improving Intelligence Support Officer – October 2022 2 intelligence outcomes. Adhere to all relevant legal frameworks, key working principles, policies and guidance including Data Protection Act, Management of Police Information and National Decision Model. Collection, assimilation and presentation of performance information including quality assurance checks on intelligence processed. To undertake other duties commensurate with the nature, level of responsibility and grading of this post, as required. Knowledge: Educated to A level or equivalent. 5 A-C Grade GCSEs (or equivalent) including Maths and English. Broad understanding of the application of National Intelligence Model (NIM). Knowledge in relevant legislation, policy, and guidelines (e.g. Intelligence, APP, Freedom of Information Act, MoPI, GDPR, DPA, ECHR). Knowledge of associated issues and risks to policing and other government agencies Experience: Experience of researching, interpreting and collating complex information and demonstrating thorough attention to detail. Previous experience in providing coaching and supportive feedback. Ability to prioritise and plan own work, manage own time effectively to meet objectives and deadlines, acting on own judgement. Undertake College of Policing Intelligence Professionalisation Programme (IPP) Certification (to complete within 12 months of appointment). Key Skills: Ability to analyse, assimilate and record complex information, interpret and apply legislation / policy and make informed decisions. Good communication skills with the ability to listen to others and transmit and receive information effectively. Ability to demonstrate and maintain high standards of discretion, integrity and confidentiality. Skilled in the use of use standard IT packages, systems and/or databases to enter, record, and retrieve information effectively. We want our organisation to be as diverse as the community it serves. We welcome applicants from all sections of the community. You will be required as part of Warwickshire Police recruitment process to successfully complete vetting and credit checks. We support the “Happy to talk flexible working” campaign, which aims to encourage uptake of flexible working for individuals, the flexible working options that may be considered for this role include; Compressed Hours

NPCC Vetting Hub Senior Manager Permanent Full Time Stratford-upon-Avon / Remote The main purpose of the role is to provide national leadership and coordination for the operational delivery of police vetting across UK forces. To assist in the development of the strategy for an efficient and effective operational vetting function across national policing and the Annual National Vetting Strategic Threat and Risk Assessment (STRA) Assist in working in partnership with national police forces and external partner agencies and stakeholders. Coordinate the national vetting advisory function that supports forces with complex vetting cases. Provide expert direction, recommended lines of enquiry, and a consistent national approach. To ensure that operational practices comply with Authorised Professional Practice (APP) requirements. Main Responsibilities: • To provide specialist knowledge, advice and guidance in all aspects of National Police Vetting to inform strategic and operational decision making, interpretation of national legislation, offering guidance and support to all key internal and external stakeholders, and support forces with complex decision making., • As delegated, act as the NPCC senior point of contact for police forces on vetting matters, advising on risk, compliance and operational impact., • To develop an operational performance framework and culture of continuous improvement within your areas of responsibility using data to inform decision making and resource allocation., • Monitor force level operational compliance and performance, identifying areas of risk or inconsistency and initiating targeted support or intervention across UK policing, working in conjunction with the College of Policing., • As delegated, to represent NPCC Vetting at strategic board level within Warwickshire as well as with partner agencies such as College of Policing, Home Office and HMICFRS. To provide updates of activity, performance, professional advice and contribute to strategic decisions., • Lead on service delivery, performance, business processes, business practice and improvement activities in relation National Police Vetting and to engage directly with force vetting leads to understand delivery challenges and support continuous improvement, working in conjunction with the College of Policing., • Lead the development and use of national vetting performance dashboards and risk indicators and provide operational insight and feedback to the College of Policing to help inform updates to national vetting policy and guidance., • To have a working knowledge of budgetary management and understanding of financial planning, business planning and contract management., • To identify opportunities to improve skills, knowledge and health and well-being of staff and teams to ensure that continuous professional development addresses the changing requirements of the service., • To coordinate the national operational response to critical incidents or systemic failures in relation to vetting and provide proactive support in relation to HMICFRS inspection activities and the College of Policing in policy development., • To coordinate the NPCC response to national reports and recommendations., • Build and maintain strategic relationships with Chief Officers, Force vetting leads and key national stakeholders to ensure coordinated delivery, shared accountability and effective escalation pathways for national vetting issues., • Ensure integrity, fairness and consideration of the needs of others is incorporated into the daily duties and relationships with colleagues and the conduct and service delivery of allocated portfolio., • This post has been designated as ‘Politically Sensitive’ under the Local Government and Housing Act 1989 (as amended)., • Casual Car User, • Regular national travel Knowledge: • Honours Degree in a relevant subject or extensive experience in strategic leadership as a senior manager in a police vetting related service/profession., • Extensive knowledge of legislation and codified policy as they relate to National Police Vetting, including national vetting standards, Code of Practice, Approved Professional Practice, Police Vetting Regulations and the Rehabilitation of Offenders Act., • Proven ability to lead multi-agency coordination and deliver operational assurance., • Strong commitment to police vetting and public service., • Ability to drive change and rigorous performance management of people., • Extensive experience at a senior management level within a high-pressure department., • Experience of researching, validating, and corroborating complex information and presenting this in relevant products., • Experience of managing a process-driven environment with a proven ability to continuously improve efficiency and deliver change., • Proven experience of enabling organisational and cultural change, • Demonstrate successful management of programmes and projects., • Experience of managing budgets., • Experience of assessing and managing risk., • Experience of making decisions around risk based on an acknowledged process such as the National Decision Model., • Experience of dealing with external stakeholders., • Proven ability to work under pressure, managing a variable workload within strict deadlines., • Effective interpersonal skills including the ability to resolve conflict professionally and in a timely manner, • Ability to inspire, enthuse and to keep people focused in spite of setback/difficulty, • Demonstrable ability to operate calmly and professionally under pressure, • Demonstrable ability to provide senior leadership on change management, • Proficient in the knowledge and use of relevant IT systems and understand the interdependencies between them, • Proven people management, coaching and mentoring skills You will be required as part of Warwickshire Police recruitment process to successfully complete vetting and credit checks.

Credit Control Manager Hertfordshire (Hybrid 1 -2 days WFH) Circa £45,000 - £50,000 + Benefits We are delighted to be supporting a highly respected and well-established organisation as they continue to invest in the growth and evolution of their finance function. As part of this expansion, our client has created a brand-new opportunity for an experienced Credit Control professional to step into a pivotal leadership role. This position is not about firefighting. It is about shaping the future of an already capable team, strengthening foundations, and building a forward-thinking, proactive credit control operation. About You We are looking to speak with individuals who bring significant experience within credit control or accounts receivable, combined with a proven track record of people leadership. You will be someone who leads by example, enjoys developing others, and understands how to balance performance with wellbeing. You are likely to be recognised for building high-performing teams that are engaged, positive and commercially focused. Continuous improvement comes naturally to you, and you approach change with energy, clarity and empathy. The Opportunity Reporting into senior finance leadership, you will take ownership of a small, settled team of four and focus on developing a culture that is collaborative, motivated and solutions-led. The emphasis is on anticipation rather than reaction - ensuring customer accounts are structured correctly from the outset, potential payment issues are identified early, and robust processes are embedded to prevent delays further down the line. You will lead the team on a journey, creating an environment where people feel supported, proud of their contribution, and encouraged to continuously improve how things are done. Key Focus Areas * Providing confident, hands-on leadership to an established credit control team * Coaching, mentoring and developing individuals to build engagement and accountability * Designing and embedding meaningful KPIs that drive the right behaviours and outcomes * Strengthening proactive credit processes to reduce risk and improve cash flow * Enhancing visibility through cash forecasting, insightful reporting and clear dashboards * Introducing preventative controls, such as early identification of PO requirements, expiries or extensions * Partnering with internal stakeholders to resolve issues constructively and sustainably Why Apply? * Newly created role with real scope to shape and influence * Established, financially stable organisation that is a leader in its field * Opportunity to focus on people development as much as process improvement * Supportive senior leadership with appetite for ideas and innovation If you are passionate about developing people, building strong credit control functions, and creating teams that genuinely enjoy what they do while delivering excellent results, we would love to discuss this opportunity with you. AGY - Vitae Financial Recruitment We Exist To Be Different - Membership NOT Registration

Underwriting Team Leader – Property Finance (Bridging & Development Lending) Location: Borehamwood Salary: Up to £80,000 Are you an experienced underwriting professional with a strong background in bridging and short term property finance? Do you have the leadership skills to guide and develop a high-performing underwriting function within a fast-growing lender? If so, this could be the perfect next step in your career. I’m currently supporting a well-established and highly respected property investment and lending business that is continuing to expand its specialist finance offering. With a strong pipeline, an ambitious leadership team, and a reputation for delivering quick, commercial decisions, they are now looking for an Underwriting Team Leader to drive quality, efficiency, and consistency across their underwriting operations. The Role: As Underwriting Team Leader, you will: * Manage and mentor a team of underwriters handling bridging, refurbishment and development finance cases. * Act as a senior decision-maker on complex or higher-value applications. * Ensure underwriting standards, SLAs, and risk controls remain robust while supporting a fast-paced environment. * Work closely with credit, operations, BDMs and senior management to streamline processes and maintain exceptional service levels. * Support continuous improvement across the underwriting function as the business scales. About You: The ideal candidate will bring: * Proven experience in property-based lending—specifically bridging, development or specialist real-estate finance. * Strong understanding of risk assessment, due diligence, legal processes and property-backed security. * Prior experience coaching or managing underwriters (or ready to take a step up). * A commercial mindset with the ability to balance speed and quality. * Please note: candidates from an insurance underwriting background will not be suitable for this role. Why Apply? This is a fantastic opportunity to join a dynamic lender where your expertise will genuinely shape the underwriting function. You’ll be part of a collaborative culture where decisions are made quickly, ideas are welcomed, and progression is actively supported. If you’re ready to lead an underwriting team within a thriving property-finance environment, I’d be delighted to discuss the role further. Please apply online or contact Lesley Ray at Unico Recruitment London

NLB Solutions are working with a large business in Borehamwood to recruit for a new Credit Controller to join a newly restructure department. The role will report into a Head of Transactions who will be there to support and develop the new candidate. The client is looking for an experienced Credit Controller who deals with collections, sales ledger and billing queries, in effect someone that understands the process from end to end. With an opportunity for the right candidate to grow and develop into more senior roles in time. A great environment with supportive managers and plenty of internal growth opportunities for a new person to get involved in. Duties: * Credit Control * Invoicing * Query Resolution * Invoicing and Billing * Reporting and Reconciliations * Timely and Accurate Invoicing * Cash Flow Support * Customer Relationship Management * Data Integrity * Internal Collaboration * Process Improvement * Risk Mitigation Person Spec: * Proven experience in the full end to end process – Sales to Cash (accounts receivable, billing, and credit control). * Strong understanding of financial systems and accounting principles. * Proficient in Excel, with experience reconciling large and complex data sets * Excellent communication and interpersonal skills. * High level of accuracy and attention to detail. * Ability to manage multiple priorities and meet deadlines

Fintech, Finance, or Credit Risk is required. Affordability, income and expenditure analysis, credit risk, and fraud detection, with excellence in. Your work will directly help traditionally underserved consumers to access the most suitable financial products, whilst supporting our customers in disc

Background in credit risk or fraud analytics. They are a global, fully remote fintech working across payments and credit risk. Their teams operate internationally collaborating on high impact risk and credit solutions.

A banking client is seeking a Principal BCBS-239 consultant with strong Credit Risk Reporting and Risk Data Aggregation experience to lead a key regulatory review. Strong background within Credit Risk Reporting, Risk Data or Regulatory Reporting. The successful candidate will have proven delivery ex

Experience in credit risk or portfolio analytics within consumer lending. They are a major player in the unsecured lending market and continue to expand their credit risk and portfolio management capabilities. In this role, you will take responsibility for a key credit risk portfolio, using analytic

A leading fintech company in the UK is seeking a Senior/Lead Data Scientist specializing in credit risk analytics. In this hands-on role, you will analyze vast behavioral data from users to enhance Cleo's credit products.

You will manage credit risk coverage for a diverse portfolio, including hedge funds and private equity. The ideal candidate has a strong understanding of credit risk, exceptional interpersonal skills, and a minimum background in financial analysis.

Provide guidance for Private Credit risk governance policies and procedures to ensure Private Credit risk meets business/regulatory requirements and function as designed/planned. Maintain an active dialogue with the Private Credit investment teams and facilitate discussion between investment team me

A global insurance leader in London is seeking a Political Risk Credit Officer to join their Credit Risk Team. This role requires minimum 10 years of experience in credit risk analysis, alongside strong communication and organizational skills. Responsibilities include performing credit reviews, esta

Enhancing risk policies, procedures, risk appetite statements and key risk indicators. Professional qualifications or experience across enterprise risk, operational risk, operational resilience, compliance or internal audit are highly valued. Working closely with first-line teams (Operations, Techno

A leading insurance firm in London is seeking a Senior Credit Analyst to join their Credit Risk Team. The role involves conducting thorough financial analyses, assessing credit risk for various industries, and monitoring portfolios. Candidates should have a Bachelor's degree in economics or a relate

High level of intellectual curiosity and understanding of credit risk, developed through a minimum experience in a comparable environment, in a Credit Risk or Financial Analysis role. Conduct due diligence and credit analysis to assess counterparty creditworthiness and make recommendations to senior

The role supports structured finance and private credit businesses by managing risk events and governance efforts. M&GPrudential is looking for a Private Markets Business Risk Partner to join their team in London.

A financial services firm in Greater London is seeking a Credit Risk and Rating Analyst to manage credit risk for REITs and commercial real estate portfolios. The candidate should have 5-7 years of experience in credit analysis and a strong understanding of REITs. Responsibilities include evaluating

Ideal candidates will have experience in risk management, strong analytical skills, and proficiency in data analysis tools like Tableau, Python, and SQL. Attribution Search is seeking a talented Risk Analyst to join its team in London. The role involves analyzing and monitoring private debt transact

The role involves developing credit risk strategies and improving credit decisions through collaboration with data and engineering teams. Kinarden Search is seeking a Senior Credit Risk Analyst based in Greater London. The position offers immediate access to senior stakeholders and an opportunity to

YouLend is seeking a Credit Risk Lead to oversee the credit risk function and manage a team of analysts in London. The role includes ensuring high-quality credit decisions, developing risk policies, and collaborating across departments to align credit strategy with company goals. Candidates should h

A leading insurance and investment company is seeking a Senior Credit Manager to oversee 1st Line Credit Underwriting and portfolio surveillance. Candidates should possess a strong academic background and relevant experience in credit risk management.

Kriya Finance Limited is seeking a Head of Risk in London to oversee the risk strategy and execution across the business. This high-impact role will involve leading a risk team, guiding the credit lifecycle from underwriting to compliance, and leveraging AI tools.

A global beauty brand in Greater London is looking for a Treasury and Credit Analyst to support cash management, credit analysis, and financial reporting. The role includes monitoring cash flow and managing credit risk in a hybrid working environment.

Extensive experience in a similar role within Credit, Risk, or Origination focussing on Leveraged Finance* In-depth knowledge and experience of leveraged structures and terms* Advanced credit analysis skills, including financial forecasts and modelling awareness* The ability to work under pressure i

A leading digital bank in London is seeking a Borrowing Machine Learning Scientist to enhance credit risk modeling through innovative machine learning solutions.

Candidates should have expertise in credit risk models, strong communication skills, and a Bachelor's degree. Recruit4Mum is seeking a Senior Manager for BCG Vantage focused on Risk & Compliance in London. Responsibilities include driving client priorities, managing team performance, and leveraging

Credit Risk policy, credit approval authority and product risk appetite. Contribute to policy and framework evolution alongside central Credit Risk and Risk Management. Airwallex underwrites, monitors and manages credit risk for our card products (charge and credit cards).

Ensure all margin finance applications comply with Credit Policy and the business is protected as far as possible from credit risk events. Assess and judge the creditworthiness of existing and new counterparties and recommend appropriate credit limits. Liaise with EMEA Credit Department on annual cr

Applicants should have experience in Credit, Risk, or Origination, with strong skills in credit analysis and stakeholder management.

You’ll work closely with other analysts, Risk Modellers, Product Managers, and Engineers to diagnose portfolio trends, build monitoring frameworks, and deliver insights that inform how Cleo manages and optimises risk. Senior/Lead Data Scientist (Credit Risk) Office: United Kingdom Remote: UK Apply

Candidates with 1-2 years' experience in credit risk and strong SQL skills are encouraged to apply. A UK-based FinTech scale-up is seeking a Credit Risk Analyst to support acquisition strategies and underwriting for a growing loan portfolio. The role involves analyzing credit data to identify trends

Evaluate derivatives and financing transactions across Counterparty Credit Risk, reviewing and approving risk taking across this sector, while ensuring appropriate documentation and risk mitigants are in place to protect against default and minimize losses. Leveraging its extensive expertise in fina

As a Wholesale Credit Associate in the Corporate Credit Risk team, you support informed risk-taking by delivering high‑quality credit analysis and recommendations across a diverse portfolio of corporate clients. Prepare concise credit memoranda with clear recommendations on transaction structure,

Candidates should have strong analytical skills, experience in credit risk, and be effective communicators. A financial services company in the United Kingdom is seeking a professional to assess and manage lending risk across a portfolio. The role involves monitoring trends, preparing detailed repor

Candidates should possess strong understanding of credit risk, excellent communication skills, and hands-on experience in hedge fund or asset management. The role focuses on managing credit risk for a portfolio, overseeing exposure and regulatory developments, and building relationships with clients

Overview: The role resides within Firm Risk Management's Credit Risk Management (CRM) area, evaluating credit risk transactions, managing Internal Credit Ratings, and establishing credit risk limits in line with risk tolerance. Present transactions to Firm approval committees, the Global Credit Risk

As we scale our operations and launch new products, we’re expanding our Risk element with a key technical hire who will shape the future of our credit strategy and help us manage risk intelligently. Provide thought leadership on model risk and credit strategy. Experience with regulatory frameworks

Working closely with the Credit Risk Manager, you’ll have end‑to‑end responsibility for originations at the point of application, delivering insight‑driven analytical solutions that directly influence lending decisions. You’ll be part of a collaborative, forward‑thinking Credit Risk team

You'll be developing, delivering and monitoring credit risk strategies, analysing acquisition strategy and processes to provide insight and recommendations to Credit management. A growing specialist bank at the forefront of consumer and commercial lending is looking for two Senior Credit Risk Analys

A European fintech company based in London is looking for a Credit Risk Analyst to develop automated credit strategies for small and medium-sized enterprises. This role requires strong expertise in SQL and Python, as well as a solid understanding of credit risk strategies.