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Job Title: Change & Transformation Lead Location: Tunbridge Wells – Hybrid – Three Days in Office Employment Type: Permanent Hours: Monday-Friday AA Summary Think the AA is just about roadside assistance? Think again! As one of the UK's most trusted brands, we provide a wide range of services to millions of customers. From comprehensive Home and Motor Insurance to personalised Financial Services like Loans and Savings, and outstanding B2B, Consumer, Business Services, Driver Training, Car Care, and Service Maintenance and Repair, we've got you covered. Our mission is to keep Britain moving, and we're looking for dedicated individuals to join our team. Ready to join us? #LI-EJ1 #LI-Hybrid This is the job As a Change & Transformation Lead, you’ll take ownership of a diverse portfolio of change initiatives that shape the future of our Claims function. You’ll turn big ideas into practical, deliverable plans, making sure every project is well‑defined, properly prioritised and executed with precision to deliver real operational, customer and commercial impact. You’ll provide structure and clarity across all transformation activity, translating business strategy into a clear roadmap everyone can get behind. Acting as the vital bridge between senior leaders, operational teams and support functions, you’ll champion strong governance, disciplined delivery and transparent benefits tracking. You’ll also keep the whole programme moving at pace, managing interdependencies, identifying risks early and navigating change with confidence. Ultimately, your work will drive sustainable improvement, elevate customer experience, strengthen compliance and build long-term capability across the Claims function. What will I be doing? • Leading the end‑to‑end delivery of the Claims transformation portfolio, ensuring initiatives are clearly defined and executed with discipline., • Translating enterprise strategy into a structured, actionable roadmap that drives meaningful operational and customer improvements., • Prioritising programmes and projects using robust frameworks to ensure focus on the highest‑value outcomes., • Overseeing strong governance, maintaining effective forums, reporting rhythms and clear accountability across all activity., • Managing risks, issues, interdependencies and change impacts across a complex cross‑functional portfolio., • Driving benefits realisation by defining, baselining and tracking both financial and non‑financial metrics., • Partnering with senior leaders, operational teams and enabling functions to ensure alignment and timely decision‑making., • Challenging business cases and assumptions to ensure transformation activity delivers sustainable commercial value., • Embedding structured change controls, compliance expectations and regulatory considerations into delivery., • Coaching teams to improve delivery maturity, encouraging a data‑led, continuous improvement mindset. What do I need?, • Proven experience leading complex transformation portfolios within Claims or broader Financial Services operations., • Strong ability to shape and mobilise portfolios from early strategy through to execution and benefits realisation., • Deep understanding of governance, RAID management, change control and structured delivery frameworks., • Solid commercial acumen with experience building and validating business cases and ROI models., • Clear knowledge of Claims operations, regulatory considerations and conduct risk within financial services., • Confident stakeholder management skills, able to influence senior leaders and navigate conflicting priorities., • Working knowledge of Agile, Waterfall and Hybrid methodologies, with experience applying Lean principles., • 25 days annual leave plus bank holidays + holiday buying scheme, • Worksave pension scheme with up to 7% employer contribution, • Free AA breakdown membership from Day 1 plus 50% discount for family and friends, • Discounts on AA products including car and home insurance, • Employee discount scheme that gives you access to a car salary sacrifice scheme plus great discounts on healthcare, shopping, holidays and more, • Company funded life assurance, • Diverse learning and development opportunities to support you to progress in your career We’re an equal opportunities employer and welcome applications from everyone. The AA values diversity and the difference this brings to our culture and our customers. We actively seek people from diverse backgrounds to join us and become part of an inclusive company where you can be yourself, be empowered to be your best and feel like you truly belong. We have five communities to bring together people with shared characteristics and backgrounds and drive positive change. As part of the onboarding process, we complete several pre-employment checks including work reference, credit and criminal record checks. We may close the vacancy sooner than the advertised date if we get a high volume of applications, please apply now if you are interested.

Job Title: Transformation Delivery Manager Location: Tunbridge Wells – Hybrid – Three Days in Office Employment Type: Permanent Hours: Monday-Friday AA Summary Think the AA is just about roadside assistance? Think again! As one of the UK's most trusted brands, we provide a wide range of services to millions of customers. From comprehensive Home and Motor Insurance to personalised Financial Services like Loans and Savings, and outstanding B2B, Consumer, Business Services, Driver Training, Car Care, and Service Maintenance and Repair, we've got you covered. Our mission is to keep Britain moving, and we're looking for dedicated individuals to join our team. Ready to join us? #LI-EJ1 #LI-Hybrid This is the job As a Transformation Delivery Manager, you’ll take ownership of a diverse portfolio of change initiatives that shape the future of our Claims function. You’ll turn big ideas into practical, deliverable plans, making sure every project is well‑defined, properly prioritised and executed with precision to deliver real operational, customer and commercial impact. You’ll provide structure and clarity across all transformation activity, translating business strategy into a clear roadmap everyone can get behind. Acting as the vital bridge between senior leaders, operational teams and support functions, you’ll champion strong governance, disciplined delivery and transparent benefits tracking. You’ll also keep the whole programme moving at pace, managing interdependencies, identifying risks early and navigating change with confidence. Ultimately, your work will drive sustainable improvement, elevate customer experience, strengthen compliance and build long-term capability across the Claims function. What will I be doing? • Leading the end‑to‑end delivery of the Claims transformation portfolio, ensuring initiatives are clearly defined and executed with discipline., • Translating enterprise strategy into a structured, actionable roadmap that drives meaningful operational and customer improvements., • Prioritising programmes and projects using robust frameworks to ensure focus on the highest‑value outcomes., • Overseeing strong governance, maintaining effective forums, reporting rhythms and clear accountability across all activity., • Managing risks, issues, interdependencies and change impacts across a complex cross‑functional portfolio., • Driving benefits realisation by defining, baselining and tracking both financial and non‑financial metrics., • Partnering with senior leaders, operational teams and enabling functions to ensure alignment and timely decision‑making., • Challenging business cases and assumptions to ensure transformation activity delivers sustainable commercial value., • Embedding structured change controls, compliance expectations and regulatory considerations into delivery., • Coaching teams to improve delivery maturity, encouraging a data‑led, continuous improvement mindset. What do I need?, • Proven experience leading complex transformation portfolios within Claims or broader Financial Services operations., • Strong ability to shape and mobilise portfolios from early strategy through to execution and benefits realisation., • Deep understanding of governance, RAID management, change control and structured delivery frameworks., • Solid commercial acumen with experience building and validating business cases and ROI models., • Clear knowledge of Claims operations, regulatory considerations and conduct risk within financial services., • Confident stakeholder management skills, able to influence senior leaders and navigate conflicting priorities., • Working knowledge of Agile, Waterfall and Hybrid methodologies, with experience applying Lean principles., • 25 days annual leave plus bank holidays + holiday buying scheme, • Worksave pension scheme with up to 7% employer contribution, • Free AA breakdown membership from Day 1 plus 50% discount for family and friends, • Discounts on AA products including car and home insurance, • Employee discount scheme that gives you access to a car salary sacrifice scheme plus great discounts on healthcare, shopping, holidays and more, • Company funded life assurance, • Diverse learning and development opportunities to support you to progress in your career We’re an equal opportunities employer and welcome applications from everyone. The AA values diversity and the difference this brings to our culture and our customers. We actively seek people from diverse backgrounds to join us and become part of an inclusive company where you can be yourself, be empowered to be your best and feel like you truly belong. We have five communities to bring together people with shared characteristics and backgrounds and drive positive change. As part of the onboarding process, we complete several pre-employment checks including work reference, credit and criminal record checks. We may close the vacancy sooner than the advertised date if we get a high volume of applications, please apply now if you are interested.

We are Centrica! We’re so much more than an energy company. We’re a family of brands revolutionising a cleaner, greener future. Working here is #MoreThanACareer - we’re powered by purpose. Together we can make an impact that will truly change tomorrow. Whether you’re developing cutting-edge green tech, helping customers on the front line or simplifying operations behind the scenes.Your work here isn’t just a job – it’s a mission. We all play a vital role in energising a greener, fairer future . Centrica Energy is a leading European energy trading company with a global reach, operating out of eight offices across all time zones to move energy from source to use. Our mission is to drive the green transition while offering sustainable and predictable energy costs for suppliers and offtakers. We currently trade gas across 20 countries and power across 28 European countries and the United States, whilst our LNG business has a global reach with cargoes delivered almost anywhere in the world. To service our clients across the globe. #LI-CET As the LNG Credit Risk Manager , you will be responsible for managing the credit risk across the Centrica Energy LNG business, ensuring the monitoring, control, and mitigation of credit risks while supporting the development of business strategy. The role may also involve supporting credit risk activities related to the Gas and Power portfolio, depending on the needs of the business. The role holder will take decisions regarding credit risk within delegated competences and provide management with a motivated opinion regarding decisions to be taken at higher levels. You will ensure a high level of professionalism, knowledge, and exemplarity within the credit risk function and support the Head of Credit Risk and Head of Risk (Centrica Energy). The role is based out of our central London office (close to Marble Arch) with 3 days per week typically based within the office. What you'll be doing: * Oversee credit risk activities related to LNG transactions (with potential involvement in the Gas and Power portfolio), ensuring integrity of credit systems regarding exposure capture * Monitor and analyse credit exposures, identifying potential risks and opportunities for risk mitigation * Demonstrate an insightful understanding of financial accounts to review and approve credit assessments and scorings and set appropriate limits within group credit appetite * Implement and continually push the development of state-of-the-art information systems ensuring a thorough view of credit risks in cooperation with the dedicated IT and specialist quantitative teams * Collaborate closely with trading desks, finance teams, and other stakeholders to assess credit risks associated with new and existing transactions * Regularly review and update credit risk models, methodologies, and tools to enhance accuracy and effectiveness * Stay abreast of market trends, regulatory changes, and industry best practices related to credit risk management in commodity trading * Represent Centrica in negotiations with external trading counterparties regarding credit matters and demonstrate an excellent knowledge of trading documentation and credit clauses. We have a few must-haves: * Extensive experience in credit risk management, especially in the LNG business, from within either a commodity trading house or investment banking environment, with an in depth understanding of market dynamics, key energy market players and trading practices * Energy commodity knowledge ideally within LNG and Gas * Proven track record of developing and implementing effective credit risk policies and procedures * Deep knowledge of credit risk assessment methodologies, financial analysis, and risk modelling * Strong analytical skills, with the ability to interpret complex data and make informed decisions * Sound understanding of regulatory requirements and compliance frameworks relevant to commodity trading * Excellent communication and interpersonal skills, with the ability to collaborate effectively across teams and present findings in a clear manner to senior management * Experienced within stakeholder management, able to respond to demands of front, middle and back office teams * Demonstrated ability to thrive in a fast-paced, dynamic environment, managing multiple priorities with a strategic mindset.

A role focused on assessing and managing lending risk, monitoring portfolio performance, and supporting risk reporting and committees. The position involves developing risk policies, ensuring regulatory compliance, analysing data, and identifying potential risks. It requires strong analytical skills

You'll manage commercial customer credit risk, set limits, monitor exposure, and partner with Finance, Legal, and Sales to balance growth with risk control. Looking for a credit risk professional to work at group level in a large corporate business. Not a banking / investment / trading role - we're

A fast-growing UK fintech is seeking a Head of Credit & Analytics to lead its end-to-end credit strategy and portfolio analytics. Head of Credit & Analytics up to £140,000 basic. The company is developing a next-generation flexible line-of-credit product designed to give customers greater control,

Affordability, income and expenditure analysis, credit risk, and fraud detection, with excellence in. Fintech, Finance, or Credit Risk is required. Infact are a progressive, fast-moving, credit referencing start-up.

I am hiring a Senior Credit Risk analyst for lending business that leads the way on all types of unsecured lending for a large consumer base across the UK. Within this role you will help drive credit risk strategy using analytics to drive companywide profitability. As a Senior Credit Risk Analyst, y

Senior Credit Risk Analyst, Senior Risk Analyst, Risk Manager, Risk Analyst, Customer Insight Analyst, Modelling Analyst, Credit Risk Analyst, Credit Analyst, Econometrics, Analyst, SAS, SAS Analyst, Statistics, Statistician, Physics, Senior Risk Analyst, Risk Manager, Credit Risk, Modelling Analyst

Their teams operate internationally collaborating on high impact risk and credit solutions. Deliver credit risk and fraud analytics across partner portfolios. Background in credit risk or fraud analytics.

Centrica Energy is a leading European energy trading company with a global reach, operating out of eight offices across all time zones to move energy from source to use.Our mission is to drive the green transition while offering sustainable and predictable energy costs for suppliers and offtakers.We

They are a major player in the unsecured lending market and continue to expand their credit risk and portfolio management capabilities. In this role, you will take responsibility for a key credit risk portfolio, using analytics and insight to drive performance and improve strategy. Helping shape and

Description Join us, be part of more.We're so much more than an energy company.We're a family of brands revolutionising how we power the planet.One team of 21,000 colleagues that's energising a greener, fairer future by creating an energy system that doesn't rely on fossil fuels, whilst living our p

A leading investment bank in Greater London is seeking a Risk Management professional to evaluate credit risks and support trading activities. This role requires extensive experience in investment banking credit analysis and knowledge of trading products. The successful candidate will work closely w

Knowledge of Market Data, Credit Risk, and fixed income markets is a plus.

Seeking a professional with over 3 years of experience in forecasting and portfolio analysis, particularly within retail credit risk, to enhance data-driven decision-making. A leading consumer credit analysis firm in the United Kingdom, focused on developing forecasting models and strategic recommen

A leading financial services firm is seeking a Sales Specialist focused on Credit & Risk Solutions for their London office.

We are hiring a Head of Credit Risk and Reporting to support the Chief Risk Officer (CRO) in overseeing credit risk management across an expanding set of products, channels, and geographies. The role spans both traditional credit risk and new product risks (for example, Section 75 exposure), working

This role involves supporting the Credit team by analysing counterparty credit risk, preparing credit analyses, and monitoring exposures. A leading energy trading firm is seeking a talented Credit Risk Analyst to join their London-based team. The ideal candidate has at least 2 years of experience in

This role involves managing credit risk, evaluating counterparties, and collaborating with trading teams. A multinational energy corporation in London is seeking a Trading Credit Senior Advisor. Strong communication and risk management skills are essential.

As the Credit Risk Team Lead, you will take ownership of the day‑to‑day operations and development of our credit risk team, guiding credit risk professionals to ensure high‑quality risk decisions and controls. We’re looking for a Credit Risk Team Lead to help grow and manage our credit risk

Provide 2nd-line oversight across liquidity, credit, investment, treasury, and reinsurance counterparty risk. Lead stress testing, scenario analysis, and reverse stress testing across liquidity and credit risk. Direct enterprise-wide financial risk assessments, ensuring risks are identified, measure

A prestigious financial services organization in London is seeking a Credit Risk Management Analyst. Responsibilities include preparing accurate technical documentation, analyzing credit portfolio data, and crafting insightful reports.

Assist credit risk management which includes credit policy, credit review and approval, post-loan credit management, bad loan collection etc. Assist Head of Risk to manage a robust Credit Risk Management Framework for the London Branch, ensuring that London Branch has appropriate systems and control

A leading financial institution in the United Kingdom is seeking a Credit Risk Manager to lead and manage the credit risk assessment and control framework. The ideal candidate will have over 7 years of experience in credit risk analysis and a strong knowledge of UK banking regulations. Responsibilit

A leading global trading firm is seeking a Credit Risk Manager to join their Athens team. The successful candidate will oversee credit risk associated with complex transactions across various products. Candidates should have over 5 years of experience in credit risk roles, a degree in finance or rel

The Credit Risk Manager is responsible for leading and managing the credit risk assessment and control framework of the Bank. This includes analysing credit exposures, assessing counterparties’ financial strength, reviewing credit proposals, and ensuring adherence to the Bank’s risk appetite, cr

Our client, a leading global consultancy, is looking to recruit a Credit Risk Analytics and Modelling Assistant Manager to help clients improve and develop their credit measurement capabilities focusing on IFRS9, IRB and stress testing approaches across the full range of credit asset classes. Expert

Designing and delivering credit risk assurance activities, challenging the effectiveness of the control environment, adapting to regulatory or business change, and sharing insights across Enterprise Risk teams to drive a cohesive risk culture. Building strong governance and oversight of credit risk

A leading global consultancy is seeking a Senior Manager for Credit Risk Analytics and Modelling in Greater London. The role involves providing credit measurement modelling services, leading a diverse team, and managing client engagements. Ideal candidates will possess expert credit modelling skills

Credit Risk Director, Flex Portfolio Management (m|f|x) London. You will lead the team responsible for building a broad set of credit risk, pricing, engagement and retention strategies as the portfolio grows and diversifies. Be a member of the Borrowing Credit Leadership team which drives our vision

This role will focus on assessing, managing, and underwriting credit risk across various structured finance transactions and asset classes including accounts receivables, auto loans & leases, large and small ticket equipment loans & leases, consumer loans, credit cards and BNPL, whole business cash

A leading international bank in the UK is seeking a Senior Credit Officer to oversee complex credit risk within their Corporate & Investment Bank. This high-impact position involves managing asset-backed financing, leading due diligence processes, and partnering with business teams to ensure complia

Experience in mortgage credit risk. This is a hands on 2nd line credit risk role, working directly with a small, but growing mortgage book. Review and manage credit risk within the mortgage portfolio.

As part of the Credit Risk team under the Commercial department, you will be involved in liaising with both internal account managers, account management coordinators, and members of the trading desk, as well as external clients and prospect clients, third‑party intermediaries, credit rating agenc

A leading enterprise software firm in the UK is seeking a dynamic Senior Product Manager to drive the roadmap for their Credit Risk Expert product.

A leading financial technology firm in Greater London is looking for a Credit Risk Lead to manage the credit risk function and oversee the underwriting team. The ideal candidate will have extensive experience in credit risk, strong people management capabilities, and a deep understanding of financia

The role requires over 5 years of experience in credit risk modeling coupled with expertise in developing Probability of Default models. A leading financial technology company in Greater London is seeking a Lead Data Scientist to advance their consumer credit scoring and portfolio valuation models.

The team is responsible for managing all aspects of the credit risk life‐cycle, including researching and analysing counterparties, assessing credit exposure arising from new or legacy transactions, modelling potential future exposure (PFE), negotiating and structuring credit support arrangements,

A leading financial information provider is looking for a Sales Specialist in London.The role involves providing exceptional service to existing and potential clients, meeting growth quotas, and planning sales campaigns.Ideal candidates should have at least three years of relevant sales experience,

This role offers opportunities to enhance credit risk policies and work in a dynamic environment. A financial services provider in the Greater London area seeks a candidate to take ownership of credit analysis for its client base. Responsibilities include conducting in-depth client assessments, prod

A regulated UK bank is seeking a Credit Risk Analyst to assist in maintaining an effective Credit Risk Management function. The role involves assessing creditworthiness, monitoring risks, and preparing credit applications for clients.

The position involves evaluating credit risks, managing a client portfolio, and liaising with traders and clients to assess risk appetite. A leading trading and logistics company is seeking a Credit Risk Manager to join their team in Athens. The ideal candidate will have over 5 years of experience i

A financial services firm in the UK seeks a skilled Risk Analyst to manage counterparty credit risk, liquidity risk, and market risk. The successful candidate will develop internal credit rating models, assess creditworthiness, and monitor FX forward exposure. With at least 5 years of experience and

The department also assigns Internal Credit Ratings; establishes and manages credit risk limits in accordance with the risk tolerance established by the Board; monitors and reports on credit risk exposures on a regular basis to the Chief Risk Officer and Firm Risk Management. The role will reside wi