Payment SME/Solution Architect (with business analysis expertise)
il y a 29 jours
Bromley
Job Description: • We are seeking a Payments SME/Solution Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis. The ideal candidate should have experience in SEPA (SCT & Instant), Faster Payment, ISO 20022, SWIFT messaging (MT/MX), and domestic/cross-border payments., • This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment solutions while engaging with regulators, payment schemes, and internal stakeholders. Key Responsibilities: • Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, Faster Payment, & TARGET2., • Lead business analysis activities, including functional requirement gathering, solution documentation, and process reengineering., • Lead ISO 20022 migration projects, ensuring alignment with SWIFT MX and GPI standards., • Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks., • Conduct gap analysis and requirement validation to ensure completeness and accuracy in payment system implementations., • Drive payment system modernization initiatives, including real-time payment processing, accelerated settlements, and API-based payment integrations. Required Skills & Experience: • 15+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector., • Expertise in SEPA SCT & Instant, Faster Payment, SWIFT (MT/MX), ISO 20022, and real-time payments., • Strong knowledge of payment settlement mechanisms and FX integration., • Experience working with payment system regulators and payment scheme participation (direct/indirect)., • Proficiency in requirement gathering, process mapping, and gap analysis to identify and mitigate missed requirements., • Hands-on experience with payment orchestration, billing integration, and high-value/low-value payment processing., • Experience in Agile methodologies, working with cross-functional teams in a financial institution or fintech environment., • Ability to engage with stakeholders across business, operations, IT, and regulatory bodies to ensure smooth implementation of payment solutions. About Us: