Financial Analyst
hace 22 días
Vacaville
Job Description Candidates must reside within a commutable distance to the communities that Travis Credit Union serves: Alameda, Colusa, Contra Costa, Merced, Napa, Placer, Sacramento, San Joaquin, Solano, Sonoma, Stanislaus and Yolo counties. This position is considered hybrid and will be required to be on-site 2-3 days per week. Summary: The Travis Credit Union (TCU) Financial Analyst is responsible for developing and implementing analytics and reporting solutions for the Accounting & Finance division of the organization. The Financial Analyst creates value for the organization by synthesizing data from multiple sources and liaising with other departments to share insights with respect to growth trends, profitability, potential efficiencies, and other knowledge which will help run the business more effectively. Profile: • Provides reporting and analytics focused on but not limited to budgeting; asset-liability management modeling (ALM); interest rate risk; liquidity management; balance sheet allocation; profitability; product pricing methodologies; cost-benefit analysis; static pool tracking; dividend verification and deposit analytics; financial trends; and ad-hoc analysis., • Maintains and runs various financial analytical software systems and models, both in-house and 3rd party, including but not limited to: Prologue General Ledger; Vantage Budgeting; 3rd party Asset/Liability Management (ALM) Model; DNA Profit Vision; Visible Equity Loan Analytics; DNA Core; Callahan Peer-to-Peer; Travis Intelligence Database., • Reconciles financial data between systems and models to ensure consistent, detailed and summary reporting to be provided to management, ALCO, and other end-users., • Monitors and measures risk in accordance with the metrics outlined in TCU’s policies: Asset-Liability Management; Concentration Risk; Investment; Liquidity Management., • Coordinates data gathering from each department for annual budget. Performs quarterly re-forecasts. Evaluates budget and what-if scenarios versus historical data, performs other budgeting duties as assigned., • Performs profitability analyses and develops pricing models to ensure product offerings are appropriately priced., • Ensures Budget, 3rd party ALM Model, Profitability Model, and Loan Analytics Model data is reconciled and uploaded. Develops and maintains financial analytics and reporting using modeling output., • Responsible for: daily share and loan balancing; deposit analytics; quarterly peer analysis; monthly dividend verification; establishing benchmarks for financial performance., • Accurately prepares reports for monthly ALCO and Board meetings., • Serves as a Finance Liaison to other departments as it relates to other functions and projects. Serves as TCU Liaison to: third-party software providers; entities that report on our financial data (Callahan, Raddon Financial Group, etc.)., • Basic understanding of accounting, balance sheets, income statements, depository institutions, and Asset Liability Management., • Strong analytical skills, highly organized, ability to prioritize workload and manage multiple assignments and deadlines simultaneously., • Reasoning ability - capable of logical, critical thinking. Ability to use logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusion or approaches to complex problems. Ability to define problems, collect data, establish facts and draw valid conclusions., • Detail-oriented and able to perform functions with accuracy and on rigid schedules., • Accuracy and attention to detail are paramount as errors in reporting can lead to material misstatements in both regulatory and public arenas, potentially resulting in financial penalties., • Effective, professional verbal and written communication skills., • Ability to work with all levels of the credit union staff., • Proficient in Microsoft Office suite of products., • Advanced Excel skills to include macro experience., • Budgeting software, General Ledger package, and reporting software experience is helpful. Experience: Associate Financial Analyst • This position has no supervisory responsibilities., • Bachelor's degree in Finance, Accounting, Statistics, Data Analytics Economics, Business or related field; or equivalent related work experience., • Minimum of 1 year previous related work experience., • Working knowledge of financial statements, intermediate skills in Microsoft Excel, and experience with databases (Tableau, Power BI, or Oracle) using user interface and/or coding languages (e.g., SQL or DAX) to query relevant data. Financial Analyst • Bachelor's degree in Finance, Accounting, Statistics, Data Analytics Economics, Business, or related field; or an advanced degree without experience; or equivalent related professional experience., • Minimum 2 years finance related work experience, preferably in the financial services and/or banking industry., • Associate Financial Analyst: Grade 13 – Base salary starting range: $32.48 - $40.12 hourly is commensurate with experience. At Travis Credit Union, our priority is that our employees and their loved ones are provided with a Total Rewards program that ensures their health and welfare safety which allows our employees to focus on the financial welfare of our members and the credit unions objectives. As such, Travis Credit Union offers a robust benefits package to our eligible employees, including competitive medical, dental, and vision insurance, mental health offerings, employee performance incentive plan, merit increases, 401(k) program with immediately vested employer match, generous holiday and vacation policy, and extensive TCU specific perks like employee loan and credit card discounts! Company DescriptionTCU began in 1951 on Travis Air Force Base with a mission to serve its community. Now the 12th largest credit union in California, it supports 12 Northern California counties with 250,000 members and $5 billion in assets. TCU helps members at every financial stage, offering savings and checking accounts, auto and home loans, college savings, retirement planning and more. A leader in financial education and advocacy, it has earned honors like Newsweek’s Best Regional Credit Unions (2025) and the U.S. Air Force Distinguished Credit Union award. TCU is a drug-free workplace. Pre-employment screening is required. Visit for a full list of our current openings EOE/Individual with Disability/Veteran StatusTCU began in 1951 on Travis Air Force Base with a mission to serve its community. Now the 12th largest credit union in California, it supports 12 Northern California counties with 250,000 members and $5 billion in assets. TCU helps members at every financial stage, offering savings and checking accounts, auto and home loans, college savings, retirement planning and more. A leader in financial education and advocacy, it has earned honors like Newsweek’s Best Regional Credit Unions (2025) and the U.S. Air Force Distinguished Credit Union award.\r\n\r\n\r\nTCU is a drug-free workplace. Pre-employment screening is required. \r\nVisit for a full list of our current openings\r\nEOE/Individual with Disability/Veteran Status