Sunflower Bank, N.A.
Fair & Responsible Banking Officer
22 days ago
Dallas
Job DescriptionDescription: Dallas, TX – Must be local to Dallas, TX MUST HAVE: Knowledge of Compliance laws, rules, regulations, risks and typologies, including working knowledge of the US fair lending and fairness laws MUST HAVE: Prior experience with working at a large bank or similar organization, preferably in a Compliance. Legal or similar function. MUST HAVE: Ability to master laws, rules and regulations and apply them to business scenarios MUST HAVE: Strong written and verbal communication and interpersonal skills Salary: Pay is dependent on knowledge, skills, abilities, experience, and location. Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Fair & Responsible Banking Officer in our Dallas, Texas location. Summary The Fair & Responsible Banking Officer will be responsible for managing the Fair Banking Program to ensure the organization is operating in compliance with fair lending, anti-predatory and unfair, deceptive and abusive laws and regulations. Primary Responsibilities • Development and maintenance of the Bank’s Fair Banking programs., • Development and maintain formal process documentation including job aids and other procedural documents related to the Fair Banking program, • Prepares periodic reports concerning ongoing compliance with Fair Banking regulations., • Perform Fair Banking reviews, analyses, and testing, with subsequent comparative file reviews, including but not limited to underwriting, redlining, steering, and pricing, as applicable., • Reviews procedures in the business line to ensure compliance with applicable Fair Banking laws and regulations., • Collaborate with Community Affairs in establishing annual CRA and Fair Banking goals and monitor and reports upon the bank’s performance in achieving said goals., • Provides constructive feedback and coaching as well as prepare and submit performance reports., • Leads or assists in ongoing Fair Banking risk assessments based on lines of business and by CRA and Fair Banking regulations; identify acceptable level of compliance risk and corresponding controls; identify and provide solutions to address gaps in controls, mitigate Fair Banking risks, and enhance Fair Banking training., • Champions a corporate culture in which all personnel view Fair Banking & CRA compliance as aligned with the Company’s purpose and values and is regarded as a key objective in business decisions and process development/implementation., • Acts as subject matter expert and provide consulting or advisory services to business or internal partners on an as needed basis., • Collaborate with business partners on requests for internal audits, internal projects, regulatory examinations related to CRA, Fair Lending and UDAAP., • Contribute to the CRA & Fair Banking performance context., • Assist with training and education on Fair Banking and CRA topics as necessary., • Stays abreast of changes to the Fair Lending, CRA, and UDAAP laws, rules, and related regulations., • Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company., • Responsible for upholding Fair and Responsible Banking practices and Code of Ethics and Conduct guidelines., • Understand and participate in the Bank’s Community Reinvestment Act program., • Perform other duties as assigned. Education / Experience • Bachelors Degree or equivalent experience required in compliance, legal or other control-related function in the financial services firm, regulatory organization, or legal/consulting firm, or a combination thereof with knowledge of the fair lending laws and regulations; strong working knowledge of function/business/product supported and the related operations and financial requirements, • Advanced (MS, MBA, JD, etc.) Degree preferred, • CRCM or other relevant certification preferred, • Knowledge of Compliance laws, rules, regulations, risks and typologies, including working knowledge of the US fair lending and fairness laws, • Prior experience with working at a large bank or similar organization, preferably in a Compliance. Legal or similar function., • Must be a self-starter, flexible, innovative and adaptive, • Strong interpersonal skills with the ability to work collaboratively and with people at all levels of the organization, • Strong written and verbal communication and interpersonal skills, • Ability to both work collaboratively and independently; ability to navigate a complex organization, • Ability to master laws, rules and regulations and apply them to business scenarios, • Advanced analytical skills, • Ability to both work independently and collaborate with team members, • Excellent project management and organizational skills and capability to handle multiple projects at one time, • Proficient in MS Office applications (Excel, Word, PowerPoint), • Demonstrated knowledge in area of focus as noted above. Sunflower Bank Benefits Employees enjoy outstanding benefits, including: • 401(k) Plan with 6% Match, • Health/Dental/Vision Insurance, • Company-paid Life Insurance, • Tuition Reimbursement, • Fitness Reimbursement, • Paid Time Off, • Volunteer Leave, • Paid Holidays, • Plus many more employee perks & incentives! People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team. If you qualify, apply online at . You’ve never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy. Dallas, TX – Must be local to Dallas, TX MUST HAVE: Knowledge of Compliance laws, rules, regulations, risks and typologies, including working knowledge of the US fair lending and fairness laws MUST HAVE: Prior experience with working at a large bank or similar organization, preferably in a Compliance. Legal or similar function. MUST HAVE: Ability to master laws, rules and regulations and apply them to business scenarios MUST HAVE: Strong written and verbal communication and interpersonal skills Salary: Pay is dependent on knowledge, skills, abilities, experience, and location. Requirements: