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Job Description California is OPEN! Join our Farmers Family and become a part of one of the fastest growing Insurance Companies in America! Want to own your own business in the ever growing Insurance Industry? Click apply now to schedule your call with us today. Responsibilities: • Expanding the company's book of business by offering expert consultations on over 50 insurance products to new and existing clients., • Facilitate resolution strategies for client inquiries., • Expand business reach by engaging in your local community and building business relationships with other professionals such as CPAs, Lawyers, Realtors and Mortgage Brokers., • Comply with insurance standards and regulations through continuous education, training and implementation., • Develop and implement your own sales strategy while building and leading a high- performing team, backed by an award-winning Farmers District team! Qualifications: • Entrepreneurial spirit, with strong drive and ambition., • Previous experience in insurance, along with Property Casualty License and/or Life Insurance License is a plus., • Minimum 1 year experience in a leadership role, customer relations or sales., • Maintain a client-centric business culture by building rapport and proactively communicating., • Strong negotiation, work ethic and time management skills., • Excellent written and verbal communication skills., • Ability to self-manage, prioritize business needs and multitask., • No criminal convictions, felonies or misdemeanors within the past 10 years., • Ability to show credit worthiness and qualify for business capital requirement. Projected Income: Our agency owners, on average, achieve the following during their first 5 years of operation: • Year 1: $60,000-$90,000, • Year 2: $90,000-$120,000, • Year 3: $120,000-$150,000, • Year 4: $150,000-$180,000, • Year 5: $180,000-$250,000+ Benefits: • Award-Winning Training Program and a proven turnkey system., • Uncapped commission=Unlimited income potential, while helping people protect and grow their assets., • New Business and Renewal commissions create consistent residual income., • Competitive, performance driven quarterly and annual bonus opportunities., • Stability with a solid, top-performing company within the California insurance industry., • Access to industry-leading Insurance products., • Independent Contractor: Build equity in your business., • Local training: Dedicated business coach and a team of trainers., • Access to business, financial support through our partner financial institution. Our District offers multiple entry points into agency ownership. Ask us about our Protégé program and the opportunity to waive the capital requirement.

Job Description WelbeHealth provides life-extending health care to our most vulnerable seniors. Our PACE model of care is unique, in that we are the health plan and the provider of primary care services that allow our participants to stay in their homes rather than a skilled nursing facility. The Outreach Specialist is a member of our Marketing, Outreach, & Enrollment (MOE) team and is the owner and driver accountable for successful enrollment of prospective participants into our PACE program. They do this by developing and building relationships and generating quality participant referrals that lead to enrollment. They are key to our success and why we are the fastest growing PACE program in California. Our Outreach Specialists are sales professionals who are metrics-driven, thrive in a fast-paced environment, and are great collaborators who promote Welbehealth's values, team culture, and mission. Essential Job Duties: • Coordinate and initiate outreach and engagement activities in the communities where seniors live, • Consistently meet monthly enrollment metric goals, • Identify opportunities to collaborate with community organizations to generate qualified leads, leading to potential enrollments, • Establish and maintain best-in-class relationships with community leaders and partners including senior centers, assisted living facilities, food banks, churches, and other community-based organizations, • Develop and implement monthly marketing plans to achieve monthly enrollment goals with MOE Director, • Bachelor's degree in marketing or health care administration preferred, • DHCS training and exam as a marketing representative within 30 days of hire, • Minimum of two (2) years of experience in a sales and marketing role with at least one (1) year in a healthcare or senior care setting (within service area preferred; outside sales experience preferred), • Medical insurance coverage (Medical, Dental, Vision), • Work/life balance - we mean it! 17 days of personal time off (PTO), 12 holidays observed annually, and sick time, • 401 K savings + match, • And additional benefits Salary/Wage base for this role is $75,000/ year + uncapped commission + Equity. WelbeHealth offers competitive total rewards package that includes, 401k match, healthcare coverage and a broad range of other benefits. Actual pay will be adjusted based on experience and other qualifications. Compensation $75,000—$75,000 USD COVID-19 Vaccination Policy At WelbeHealth, our mission is to unlock the full potential of our vulnerable seniors. In this spirit, please note that we have a vaccination policy for all our employees and proof of vaccination, or a vaccine declination form will be required prior to employment. WelbeHealth maintains required infection control and PPE standards and has requirements relevant to all team members regarding vaccinations. Our Commitment to Diversity, Equity and Inclusion At WelbeHealth, we embrace and cherish the diversity of our team members, and we're committed to building a culture of inclusion and belonging. We're proud to be an equal opportunity employer. People seeking employment at WelbeHealth are considered without regard to race, color, religion, sex, gender, gender identity, gender expression, sexual orientation, marital or veteran status, age, national origin, ancestry, citizenship, physical or mental disability, medical condition, genetic information or characteristics (or those of a family member), pregnancy or other status protected by applicable law. Beware of Scams Please ensure your application is being submitted through a WelbeHealth sponsored site only. Our emails will come from @welbehealth.com email addresses. You will never be asked to purchase your own employment equipment. You can report suspected scam activity to

Job Description Program Manager – Defense Search OVERVIEW Are you looking for a new career opportunity with an exciting Defense/Aerospace company?! Then we've got the right team for you! In this role, you're responsible for the duties listed below. Immediate opening for a Program Manager in Hawthorne, CA who possesses: • Bachelor's Degree in Engineering or Management, • 3+ years' experience relevant experience in Program or Project Management; preferably within Aerospace, • Strong experience related to Cost and Schedule management Email resumes to and call 949.225.4141 FULL DESCRIPTION: Provide coordination and oversight to key company programs including internal research & development, and customer funded projects. Program management includes typical project management duties such as cost and schedule management, resource management, and providing status to key customer and internal stakeholders. Technical knowledge is also needed for engineering coordination, effective planning, and customer communication. Program Managers will often have more than one project at any given time. The selected candidate will be responsible for: • Develops technically sound project plans, schedules and budgets, to meet both customer and internal, technical and contractual requirement, • Develops technically sound project plans, schedules and budgets, to meet both customer and internal, technical and contractual requirements, • Identifies resource needs (this position will typically not have direct reports) from the larger engineering staff pool, • Manages tasks and resources to the established budget and schedule, developing and implementing corrective action and recovery plans when the project falls behind schedule or runs over budget, • Chairs frequent meetings, normally at least weekly, with the project team to assign tasks, review status, discuss issues, make decisions and work problem resolutions, minimizing and eliminating barriers to program success, • Interacts with outside suppliers to help manage requirements, schedule and cost issues related to specific components and/or services being purchased from the particular supplier, • Manages the customer relationship through effective and frequent communication as the primary point of contact, • Creates and presents effective Powerpoint presentations for in-depth design reviews, both internally and for customer milestones, • Assesses, manages, and communicates project risk, • Communicates internally with management regarding program status and needs, identifying issues and recommending solutions, • Manages and maintains scope changes whether from the customer or internally driven, • Identifies additional sales and up-scope opportunities based on conversations and interactions with customers, • Provides inputs to support new business proposals, • Supports Production Reviews, • Aids in the transition of a design from engineering to production and assists in mitigation of production issues, • Supports production customer related issues, • Other tasks as assigned from time to time The selected candidate will also possess: • BS in Engineering, BS/MS in Management, or equivalent experience, • 2 years of experience in relevant program management or equivalent, • Demonstrated skills in organizing and directing people and programs, • Interpersonal skills to constructively manage interactions and working relationships of engineering personnel, • Ability to multitask effectively and efficiently, • Ability to negotiate effectively, • Technically proficient in computer applications: MS Word, Project, Excel, PowerPoint, • Requires strong interpersonal skills and presentation skills. able to effectively present information and respond to questions from groups of management and/or customers, • Must have substantial reasoning and problem-solving abilities extensive planning and scheduling skills, able to define problems, collect data, establish facts, and draw valid conclusions, • Energetic and creative with strong analytical skills and solid work ethic, • Must be able to make decisions and get the team working together effectively in accordance with the decision made, • Familiar with engineering drawings, design tools, Windchill PLM software, • Ability to travel 10% of the time, • This position is primarily a sedentary office position working in a controlled, quiet office environment but requires a reasonable amount of time either at the customer or on the production floor being actively involved with employees, in resolving issues and determining corrective action plans, • This position uses a computer terminal to access, input, and retrieve data, • This position may be subject to frequent or occasional on the job interruptions that may cause a change in immediate priorities and/or work focus, • While performing duties of this position, employee is occasionally required to stand, walk, sit, stoop, reach, and/or bend, • May occasionally be required to lift, push, or pull maximum of 50 lbs., • May be subjected to irregular or extended work hours, • Must be able to work in an environment that may be subjected to occasional loud noises, hazardous materials, chemicals and electro-magnetic energy Salary Range: $130k-$165/yr For immediate and confidential consideration, please email your resume to and call 949.225.4141 More information can be found at Company DescriptionTalentZok was founded in 2008 and has been repeatedly recognized as one of San Diego County's fastest growing businesses. In 2022, we were named Business Journal's 'Best Places to Work'. Even as our competitors are scaling back and laying off staff, TalentZok is expanding to new markets and hiring additional staff in existing offices.TalentZok was founded in 2008 and has been repeatedly recognized as one of San Diego County's fastest growing businesses. In 2022, we were named Business Journal's 'Best Places to Work'. Even as our competitors are scaling back and laying off staff, TalentZok is expanding to new markets and hiring additional staff in existing offices.

Job Description Position: Line Cook Level: Team Member Position Status: Full Time or Part Time available We Think We Would Make A Great Combo. Lettuce Tell You Why! As a member of the Farmer Boys family, you have the privilege and opportunity to make a difference in the lives of your team members and your Guests, every day. Farmer Boys has some of the best people in the industry working every day to serve our Guest. A Day in the Life of a Line Cook You’re the meat to our burger! You prepare our Farm Fresh menu items and make sure they meet our high standards/specifications for food safety, portioning, sizing, packaging and plating. You are also a key player in achieving our speed of service goals. Experience is great, but not required. We love to teach if you love to learn. We’ll provide hands on training and online courses to prepare you for great things. We’re Looking For · At least 17 years old · Previous Customer Service and/or restaurant experience a plus · Able to read, speak, take direction and comprehend written instructions in the English language · Physically required to stand (up to 4 hours at a time), walk, bend, and lift up to 65 pounds. Approximately 99% of time is spent in a standing and/or walking mode · Must be able to present State or County mandated Food Handler Card within the time allowed for the specific State or County Why Choose Farmer Boys · Food Discounts · Flexible work schedule · Leadership and Growth opportunities · Local Minimum Wage: to be discussed Farmer Burger fact: Did you know that most of our managers started as a Cook? We can’t wait to meet you! As one of the fastest growing restaurant chains around, there are plenty of opportunities for friendly, dedicated farmhands to help us grow. Farm-to-table is hotter than a Farmer’s Burger® right off the grill. If you’re passionate about fresh food that comes straight from the earth, you’ll be happy to work here. We treat our team members like family. As one of the founders says, “Once a farmer, always a farmer”. If this sounds good to you, and you’re genuinely a nice person, give us a shout. As one of the fastest growing restaurant chains around, there are plenty of opportunities for friendly, dedicated farmhands to help us grow. Farm-to-table is hotter than a Farmer’s Burger® right off the grill. If you’re passionate about fresh food that comes straight from the earth, you’ll be happy to work here. We treat our team members like family. As one of the founders says, “Once a farmer, always a farmer”. If this sounds good to you, and you’re genuinely a nice person, give us a shout.

Job Description Ardurra has been recognized as one of the fastest-growing architectural, engineering, and environmental consulting firms. Ardurra prides itself on its reputation as an emerging leader in the engineering consulting business, and we understand that our reputation is wholly founded on the strength of the professionals who work hard daily to serve our clients and our communities. Ardurra is ranked #84 in ENR’s 2024 Top 500 Design Firms and has made Zweig Group’s prestigious Hot Firms and Best Firms to Work For lists each year since 2019! Ardurra is seeking a West Transportation Marketing Lead to join our National Transportation Marketing Team. • Conceptualize, research and produce marketing materials, proposals, promotions and presentations, • Assist Project Managers, Client Service Managers, and Regional Directors on a variety of assignments, including facilitating RFP/RFQ responses, gathering, writing, and editing resume information and project experience, assisting with complex forms, and compiling additional materials necessary for marketing proposals, award submissions, and other collateral, • Prepare proposal responses and qualification packages, regional prequalification, and subconsultant packages (resumes, project experience, certifications, etc.) as assigned, • Write non-technical text, edit, and proofread all marketing communications, • Collaborate with internal client managers, marketing and business development team, and technical staff in the development of marketing strategies, outreach, and approaches. Provide storyboarding and message development for strategic pursuits, • Create, update, and maintain project, employee, and client data in CRM, • Create graphics for proposals, events, brochures, and other corporate marketing materials, • Track leads and upcoming RFPs, • Build and manage a regional transportation team, while supporting the seamless integration of new acquisitions in alignment with Ardurra’s marketing processes and procedures., • Develop capture plans and client business plans to promote targeted and strategic growth., • Act as escalation support for Marketing Coordinators, • Manage multiple projects and deadlines simultaneously and proactively, • Bachelor’s or Master’s Degree required., • 8+ years of experience in Marketing., • 5+ years of experience within the AEC industry., • Self-starter with the ability to prioritize and multitask., • Manage project assignments from start to finish., • Work independently and within a team setting., • Excellent verbal, written, and interpersonal communication skills., • Ability to work under pressure and meet tight deadlines in a fast-paced environment., • Detail-oriented with the ability to identify problems and recommend solutions., • Proficient with Microsoft Office Suite., • Experience with Adobe Creative Suite and Deltek is a plus. While Ardurra offers competitive compensation and rich benefits programs, it is our culture that truly sets us apart from our peers. We nurture a family-like culture, striving to create a work environment that is enjoyable, challenging and rewarding but also fun. We are acutely focused on developing our staff, whether through our internal Ardurra Academy or through our industry-leading Leadership program. We have made a deliberate and focused commitment to nurture a people-centric culture where people are: valued as individuals; supported in their professional and career development with multiple, varied career paths; provided the tools and resources to be successful, engaged, and satisfied in their work; and positive benefits, time-off programs, and flexibility to help maintain a healthy balance between work and home. NOTICE TO THIRD PARTY AGENCIES: Ardurra does not accept unsolicited resumes from recruiters or employment agencies. In the absence of a signed Agency Agreement, Ardurra will not consider or agree to payment of any referral compensation or recruiter fee. If a resume or candidate is submitted to any hiring manager without a previously signed agreement, Ardurra reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. These candidates will be considered property of Ardurra. We’re not currently looking to add any more agencies to our list of approved vendors, so please do not contact any of our managers or recruitment team with sales calls or details of your candidates. #LI-ES1

Job Description Decide what your 9-5 looks like and control your financial future. COMMISSION:Year one earnings can range $65K-$100K [USD] with potential to exceed $150K-$250K in year two! What you put it is what you get out. B2B SALES: Sell print and digital ad products & solutions, with commissions and immediate earned bonuses. No ceiling on growth! ENTREPRENEURS: Be the sole Publisher for your neighborhood, enjoying full autonomy and schedule flexibility (turnkey business model). Your Role: Meet: Call on and conduct in-person meetings with business owners and showcase community highlights through your publications and online presence. Sell: Create a powerful branding program for local businesses using our multi-channel approach (print, digital, website, listings, reputation management, etc.) Grow: As an Independent Contractor, benefit from professional training and ongoing support, a community in itself! Commit: Being a better version of yourself daily is in the name. This role takes grit & perseverance. Join a Proven Leader: Recognition: Voted one of Glassdoor's Best Places to Work 2025! Growth: Contribute to 1,400 community publications across North America, reaching billions digitally! LET'S GO!: Ready to make an impact? Apply today and start building your future with Best Version Media! A Few Notes: >Reliable transportation, a laptop, internet connectivity, and a phone are highly recommended for Publishers' success. >For Canadian Applicants: This role does not earn points toward Permanent Residency. Desired Skills: B2B Sales; Community Marketing; Digital Marketing; Digital Advertising; Print Advertising; Sales Experience; Cold-Calling; Entrepreneurship; Collaboration; Self-driven; Client Prospecting; Culture Champion Company DescriptionRecent BVM Awards: Glassdoor's Best Places to Work (2023) Great Place to Work Certified (2020 - 2023) Top Workplaces USA (2021, 2022 & 2023) Company of the Year - Advertising, Marketing & PR (CEO World Awards; 2021 & 2022) CEO of the Year, Kevin O'Brien - Advertising, Marketing & PR (CEO World Awards; 2022) Executive of the Year, Kevin O'Brien - Advertising, Marketing & PR (CEO World Awards, 2022) Best New Product, Service or Solution of the Year, BVM Sports (CEO World Awards; 2021) Employer of the Year - Advertising, Marketing & PR (Stevie Awards; 2020, 2022) Fastest-Growing Company of the Year (Best in Biz; 2020 & 2021) Most Resilient Company of the Year (Best in Biz; 2021) Milwaukee's Best and Brightest Companies to Work For (NABR; 2020, 2021 & 2022) Top Workplaces (Milwaukee Journal Sentinel; 2020, 2021 & 2022) Best Places to Work (Milwaukee Business Journal; 2020 & 2021) American Inhouse Design Awards (GDUSA; 2020 - 2023) Graphics Excellence Awards (Great Lakes Graphics Association; 2020, 2021 & 2022) American Graphic Design Awards (GDUSA; 2021) Future 50 Awards (BizTimes Media; 2022 & 2023)Recent BVM Awards:\r\n\r\n\r\nGlassdoor's Best Places to Work (2023)\r\nGreat Place to Work Certified (2020 - 2023)\r\nTop Workplaces USA (2021, 2022 & 2023)\r\nCompany of the Year - Advertising, Marketing & PR (CEO World Awards; 2021 & 2022)\r\nCEO of the Year, Kevin O'Brien - Advertising, Marketing & PR (CEO World Awards; 2022)\r\nExecutive of the Year, Kevin O'Brien - Advertising, Marketing & PR (CEO World Awards, 2022)\r\nBest New Product, Service or Solution of the Year, BVM Sports (CEO World Awards; 2021)\r\nEmployer of the Year - Advertising, Marketing & PR (Stevie Awards; 2020, 2022)\r\nFastest-Growing Company of the Year (Best in Biz; 2020 & 2021)\r\nMost Resilient Company of the Year (Best in Biz; 2021)\r\nMilwaukee's Best and Brightest Companies to Work For (NABR; 2020, 2021 & 2022)\r\nTop Workplaces (Milwaukee Journal Sentinel; 2020, 2021 & 2022)\r\nBest Places to Work (Milwaukee Business Journal; 2020 & 2021)\r\nAmerican Inhouse Design Awards (GDUSA; 2020 - 2023)\r\nGraphics Excellence Awards (Great Lakes Graphics Association; 2020, 2021 & 2022)\r\nAmerican Graphic Design Awards (GDUSA; 2021)\r\nFuture 50 Awards (BizTimes Media; 2022 & 2023)

Job DescriptionBenefits: • 401(k), • 401(k) matching, • Bonus based on performance, • Dental insurance, • Employee discounts, • Free uniforms, • Health insurance, • Training & development, • Vision insurance, • A competitive salary plus bonuses, • Flexible Schedules, • Casual Dress-code Job Summary Restore is seeking a General Manager with strong leadership skills and a knack for business development and sales. If you thrive in an entrepreneurial environment and have a background in the health and wellness or retail landscape, we want to meet you. As a General Manager, youll play an integral role in cultivating and maintaining the Restore culture. Youll have the opportunity to build your own team, train and coach them to be successful wellness professionals, and become part of the health and wellness community. This is your chance to join Restore on a mission to help people feel better so they can do more of what they love. Responsibilities People Management • Lead performance management activities with each staff member, including setting goals, ongoing coaching, career development, and performance reviews., • Assist in selecting and developing high-performance employees for additional responsibilities and internal profitability., • Partner with the corporate HR department to identify and interview potential high-performance employees during the recruiting process., • Oversee onsite onboarding and the training of new employees, including but not limited to the verification of I-9s, completion of new hire checklists and paperwork, and all mandatory compliance and specialized Restore training., • Ensure 100% completion of all required ongoing training (monthly and annually) per Restore compliance standards., • Lead and influence managerial staff through motivation, leveraging individual strengths to ensure maximum productivity, and aligning the team on goals and expectations., • Enforce store policies, procedures, and productivity standards., • Monitor and formally document staff performance/behavior with the support of the HR Department., • Oversee employee schedules to maximize usage and efficiency while ensuring adequate coverage during peak hours and special events., • Audit and verify payroll information for each pay cycle and ensure staff commissions, bonuses and tips are accounted for., • Maintain a safe, clean and secure environment for all guests and staff., • Continuously improve operational execution through attention to detail and adherence to operating and safety standards., • Communicate any equipment maintenance or construction needs to lead and help oversee repairs., • Accept guidance and collaborate with your supervisor to ensure optimal store performance and staff development., • Ensure an exceptional store experience that engages and retains customers., • Be flexible with your schedule - youll work hours based on business needs and store operating hours. This will include some weekends and holidays., • Make timely and effective decisions regarding customer service issues., • Daily reporting of appointments, revenue, and inbound/outbound calls., • Drive store sales through membership, packages, and retail opportunities while adhering to sales success metrics., • Maintain a strong local presence through partnerships with community and business organizations., • Participate in local events and wellness initiatives and establish partnerships with fitness and wellness enthusiasts to generate interest in Restores services., • Lead store team in service and product knowledge and motivate them to meet and exceed sales goals., • Manage the proven sales process and work to exceed all sales while maintaining budgetary targets., • Manage local grassroots marketing and prospecting initiatives. Solicit, coordinate and participate in community events., • Set daily, weekly and monthly goals across all services to ensure clear expectations for staff and the success of overall store performance., • Maintain and track active marketing efforts through events, B2B, word-of-mouth, and social media platforms., • Manage or delegate social media channels for the store to create compelling posts and communicate with guests and leads., • Ensure all lead generation platforms are managed effectively and all marketing campaigns are followed., • Represent the brand by embodying Restores core values and acting in alignment with the mission and vision of Restore Hyper Wellness and the Hyper Wellness lifestyle., • Youve obtained an undergraduate degree or higher., • You love the sales process and have a proven track record of B2B sales., • You have at least three to five years of management experience., • Youre passionate about fitness, athletic achievement, and general health and wellness., • Your verbal and written communication skills are on point., • Youre a numbers person and can deliver action plans based on key metrics., • Youre tech-savvy and have experience processing payroll and creating employee schedules., • You embrace a leadership role and are also a strong team player., • Youre driven to meet monthly, quarterly, and annual financial goals for yourself and your team., • You get joy and fulfillment from helping people feel better and live healthier lifestyles., • You place importance on ethics and integrity and exhibit this every day.

Job Description California is OPEN! Join our Farmers Family and become a part of one of the fastest growing Insurance Companies in America! Want to own your own business in the ever growing Insurance Industry? Click apply now to schedule your call with us today. Responsibilities: • Expanding the company's book of business by offering expert consultations on over 50 insurance products to new and existing clients., • Facilitate resolution strategies for client inquiries., • Expand business reach by engaging in your local community and building business relationships with other professionals such as CPAs, Lawyers, Realtors and Mortgage Brokers., • Comply with insurance standards and regulations through continuous education, training and implementation., • Develop and implement your own sales strategy while building and leading a high- performing team, backed by an award-winning Farmers District team! Qualifications: • Entrepreneurial spirit, with strong drive and ambition., • Previous experience in insurance, along with Property Casualty License and/or Life Insurance License is a plus., • Minimum 1 year experience in a leadership role, customer relations or sales., • Maintain a client-centric business culture by building rapport and proactively communicating., • Strong negotiation, work ethic and time management skills., • Excellent written and verbal communication skills., • Ability to self-manage, prioritize business needs and multitask., • No criminal convictions, felonies or misdemeanors within the past 10 years., • Ability to show credit worthiness and qualify for business capital requirement. Projected Income: Our agency owners, on average, achieve the following during their first 5 years of operation: • Year 1: $60,000-$90,000, • Year 2: $90,000-$120,000, • Year 3: $120,000-$150,000, • Year 4: $150,000-$180,000, • Year 5: $180,000-$250,000+ Benefits: • Award-Winning Training Program and a proven turnkey system., • Uncapped commission=Unlimited income potential, while helping people protect and grow their assets., • New Business and Renewal commissions create consistent residual income., • Competitive, performance driven quarterly and annual bonus opportunities., • Stability with a solid, top-performing company within the California insurance industry., • Access to industry-leading Insurance products., • Independent Contractor: Build equity in your business., • Local training: Dedicated business coach and a team of trainers., • Access to business, financial support through our partner financial institution. Our District offers multiple entry points into agency ownership. Ask us about our Protégé program and the opportunity to waive the capital requirement.