Garden City
CRE Underwriter Location: Uniondale, NY The Opportunity Winston Staffing is seeking a high-caliber Commercial Real Estate (CRE) Underwriter to join the lending team for our client a leader in Commercial Banking . In this role, you will be the analytical bridge between opportunity and closing. We aren't looking for "form-fillers"—we are looking for credit professionals who can deconstruct complex financial scenarios and provide clear, risk-mitigated paths to approval for Multi-Family, Mixed-Use, and Construction projects. The Mission As an Underwriter, your goal is to drive the pipeline forward by delivering institutional-grade credit analysis. You will be responsible for the integrity of the bank’s portfolio by identifying risks that others might miss and ensuring every file is audit-ready and accurately modeled. Key Performance Objectives • High-Velocity Pipeline Management: Take ownership of a diverse pipeline, moving applications through the credit lifecycle with precision and speed to meet bank SLAs., • Advanced Financial Modeling: Develop "Bank Standard" income statements and global liquidity analyses. You will be expected to look past the tax return to find the true cash flow., • Risk Synthesis: Critically review 3rd-party reports (Appraisals, Environmental, Credit) and provide actionable recommendations that support the final credit decision., • Data Integrity: Maintain 100% accuracy within the Loan Origination System (LOS), ensuring that all supporting documentation is meticulously analyzed and filed., • Collaborative Advisory: Serve as a subject matter expert for Loan Administrators and Business Development Officers, resolving processing hurdles and clarifying credit policy. The Ideal Profile • Experience: 3+ years of dedicated CRE underwriting experience, specifically within the New York market., • Asset Class Expertise: Proven track record with Multi-Family, Underlying Co-Op, Mixed-Use, Retail, and Industrial properties., • Technical Toolbelt: Advanced Excel skills (v-lookups, pivot tables, complex modeling) and proficiency in professional credit writing., • Education: A Bachelor’s degree in Finance, Economics, or a related field (or equivalent real-world experience). Mindset: A "deal-mechanic" approach—you enjoy the puzzle of complex financials and take pride in the accuracy of your risk assessment