Underwriter jobs in Valley Stream, New YorkCreate job alerts

This position must collaborate with other underwriters, operations, claims, marketing, and home office management as necessary. The underwriter must implement and manage effective pricing and rate strategies that will produce profitability, book growth, and successful producer relations. Candidate m

Job Description We have an immediate opening for a bright, hard-working individual to join our Underwriting team. The ideal candidate will have had experience in the Merchant Cash Advance industry and a genuine interest in evolving credit analysis. The candidate will have the opportunity to be an integral part of a growing team in a fast-paced, work environment. Core Responsibilities • Perform due diligence on eligible deals, (e.g., valuation, credit review, financial document review, merchant research, risk assessment, review site inspections, etc.), • Conduct merchant interviews, • Work with existing and new CRM, • Collaborate with Processing department to finalize contracts and interface with external partners, • Collaborate with Business Development department to negotiate terms with key external business partnerships, • Present pricing, stipulations, and terms within risk parameters for eligible deals; communicate funding offers to ISOs and/or merchants, • Serve as a resource to junior underwriters regarding bank review, due diligence, stipulations, requirements, and pricing, • Perform renewal outreach for eligible deals, • Track deals with CRM database, • Must be able to work in fast paced environment, • 1 – 2 years of underwriting experience in alternative financing (MCA, Term Loans), • Highly motivated, entrepreneurial, and team-oriented candidates with strong accounting, finance, modeling, and problem-solving skills, • Strong combination of organization and interpersonal/communication skills

Job DescriptionDescription: Location: Remote ABOUT US: Hanover Bank – When you love your work and the people you work with, careers are made! Embracing diversity, valuing inclusion and showing respect are the foundation upon which we build our team. At Hanover Bank, inclusion means respecting personal beliefs and appreciating that we all have perspectives that matter. We are stronger together as we move toward a shared vision of personal and corporate growth. Whether you are just starting out or a seasoned professional, working for Hanover Bank can launch you on a path to success. With a passion for excellence, we strive to deliver exceptional service to our clients, foster a positive impact in the communities in which we work and live and help our team members achieve their professional goals. When you work with us you are empowered, engaged and encouraged to collaborate because every voice matters, every person counts! Job Summary Hanover Bank is looking for a Loan Closer II Officer - SBA. The Loan Closer II Officer - SBA reports directly to the Closing Manager and will be responsible for closing all SBA loans. Primary duties include, but are not limited to, the closing of SBA loans from the time that the loan is approved to the time the loan is funded. The Loan Closer II Officer - SBA is responsible for making sure that all items from the pre-closing checklist are reviewed accurately and uploaded to the bank's internal system before scheduling a closing date. The Loan Closer II Officer - SBA will ensure the loan is closed correctly within the guidelines of the SBA as well as within the Bank’s policy and procedures. Essential Job Duties and Responsibilities • Act as a liaison between the closing attorney and the loan originator to coordinate outstanding items associated with the loan closing, preparation of loan documents, and handling the closing/funding., • Review insurance accord forms and obtain policies., • Prepare escrow analysis forms for real estate taxes and insurance., • Review loan documents to ensure that they accurately reflect the intentions of the credit approval., • Review title reports and surveys., • Work with the SBA Lender and Underwriter to understand the transaction and ensure all relevant documents are obtained to ensure a timely closing., • Maintain and update files, databases, records, and/or other documents for recurring internal reports., • Ensure Know Your Customer (KYC) requirements have been met prior to the loan closing File System Management., • Complete the pre-closing checklist and loan booking sheet., • Compile documents for customer files and complete booking forms for processing and assessment, ensuring that all loan documents are received within 48 hours of closing for a timely booking to the loan servicing system., • Ensure that all customer files are complete and in compliance with regulatory agencies and internal policies., • Ensure customer privacy, security of files, and appropriate staff access to items., • Gather and analyze the required information to complete the equity injection, and complete the equity injection package to be reviewed by the Closing Manager., • Obtain the required information for construction transactions and post-closing transactions., • Work with the attorney to ensure the loan is clear to close and complete the required forms to fund the loan., • Input required information into the Bank’s wire system and Bank platforms for funding., • Upload the required backup information for funding to the Bank platform in connection with funding., • Ensure all loans are closed in compliance with the SBA, Bank loan policy, and procedures., • Obtain all executed documents via email and track the original binder from the closing to the Bank., • Create ticklers for post-closing items., • Maintain pipeline report and notify management of status as needed. Process the documents received for each file, verifying the accuracy and completeness of each document., • Make recommendations for procedural changes to increase efficiency., • Minimum 5 years of loan closing experience for SBA loans, • Knowledge of SBA 7a, 504, and Express Lines of Credit, • In-depth knowledge of SBA Standard Operating Procedures, • Promote a teamwork environment and actively participate as a team player with the ability to solve problems independently, • Communicate effectively and constructively with attorneys, underwriters, brokers, portfolio managers, and borrowers to enable the loans to close efficiently OUR BENEFITS: • Medical, Dental and Vision (including HSA, FSA & Commuter Benefits), • Company-paid benefits to include life insurance and AD&D plus long-term disability, • Voluntary Benefits (including additional life insurance and AD&D insurance for yourself, your spouse and/or your dependent children, Voluntary Short-Term Disability, Pet Insurance and Legal Services), • Supplemental Health Benefits (including Accident insurance, Hospital indemnity insurance and Cancer Care), • Retirement- 401(k) with Company Match, • Paid Personal Time Off (PTO) & Paid Company Holidays, • Annual Bonuses, • Annual Increases, • Employee Events and Contests Salary: $84,000.00 - $101,000.00; placement within this range will vary based on experience and skill level. Hanover Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. Requirements:

Job Description Full time Mortgage underwriter needed for busy mortgage office in Queens Village NY (THIS IS NOT A REMOTE POSITION ) Sufficient Prior work history with a mortgage company is required to apply. Salary plus commission Make your desired income here ! Text 516-991-4510 to schedule your interview.