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Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity As a dedicated Bank Credit Risk Analyst Principal, you will be responsible for developing and driving the frameworks for the Bank Credit Risk program that provides oversight and governance to its maturing processes, advanced governance and oversight capabilities. Conducts complex credit and financial analyses to identify and mitigate emerging credit risks across the Bank. Leverages data analytics, data insights and industry expertise to build fit for purpose and sustainable outcomes/solutions. Partners with first line Bank executives, Bank Compliance leadership, and other key executive stakeholders to drive strategic alignment of the Bank Credit Risk policy and oversight. Leads and develops high quality committee, regulatory and executive reporting and responses as needed. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC or Tampa, FL. Relocation assistance is not available for this position. • Responsible for conducting statistical, econometric and financial analyses to identify and mitigate emerging credit risks across bank. Integrates artificial intelligence/ machine learning, credit and financial scenario modeling, complex data architecture, strategy, credit research, macro research and development, and design competencies. Delivers on highly complex credit and econometric solutions that mitigate the risk, costs and impacts of large and granular behavioral and macroeconomic credit risks., • Drives development and maturation of complex credit and financial frameworks. Delivers cross credit, and credit impacting operational, financial and strategic initiatives to leverage asset specific insights and drive scale economies; i.e. Enterprise capital concerns related to Basel III impacts, fraud spikes and emerging trends, enterprise stress contingency lever submission and integration accuracy; finance/strategy/marketing data sourcing for Level Up new prime card product, Eligibility Expansion, Economic Capital, CRA marketing, Secured card and enterprise segment targeting., • Advises on complicated credit and financial analyses across credit finance, product and marketing, operations and market risk, as well as lines of defense. Provides direction and consultation to senior leaders across the bank on highly complex and unique credit and financial risk issues. Serves as a key advisor and consultant to the Bank Head of Credit and SLOD Chief Credit Officer on risk management and mitigation efforts, a proxy / delegate in senior leadership forums., • Strengthens regulatory responses to ensure industry leading quality (Consent Order, Examinations, etc.), ensuring as well appropriate communication and collaboration with impacted stakeholders. Interacts with regulators and internal and external auditors related to bank credit risk appetite, stress test, provision, modeling issues and requests., • Drives remediation efforts by leveraging industry-leading subject matter expertise and experience to prioritize, strategize, and build consensus within the team and senior management (Audit findings, MRA’s, etc.) across various departments., • Develops efficiencies and strategic improvements to Bank Credit programs (Risk Appetite, Effective Challenge, KRI’s, RAMs). Leads collaborative engagements and creates best practices across the Bank Credit product teams and the horizontal risk-aligned teams to ensure proper identification of risks and emerging trends., • Responsible for the development and delivery of training to build technical and business acumen within the Bank organization., • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: • Bachelor’s degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree., • 10 years experience applying operational risk frameworks, oversight and best practices to include 6 years of bank credit risk with accountability for highly complex projects/initiatives with significant impact within a financial services/banking organization., • Extensive experience in model development and optimization for credit risk strategy development, delivery and implementation., • Extensive experience with data analytics and insights conducting complicated/complex credit and financial analyses; identifying and mitigating emerging credit risks across bank products., • Strong knowledge and understanding of interest rate, capital allocation and liquidity market to include fraud, operations, and compliance risk., • Executive-level business acumen in the areas of bank credit, finance and bank industry practices., • Bank credit risk consulting skills to include gathering and synthesizing business requirements and communicating and/or facilitating constructive opportunities to a variety of audience levels including senior management., • Experience collaborating with key resources and stakeholders, influencing decisions, and managing work to achieve strategic goals required., • Experience leading and developing high quality committee, regulatory and executive reporting and responses as needed., • Strong track record of driving change across risk areas, risk tools, asset classes and processes., • Demonstrated ability to manage and drive multiple remediation activities to completion timely and with high degree of quality. What sets you apart: • Proven track record at fin techs or large banks for driving large scale initiatives or platforms., • Experience in AI/ML or other complex initiative executions., • Balanced experience and skills across analytics and program leadership / execution. Compensation range: The salary range for this position is: $189,370 - $361,950. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Job Description Hi, we're Oscar. We're hiring a Senior Analyst, Regulatory to join our Legal Regulatory. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. About the role: The Senior Analyst, Regulatory is a contributor and owner of mission-critical workflows to maintain and operate the Independent Dispute Resolution process. In assigned jurisdictions, the Senior Analyst, Regulatory Affairs will intake disputes from providers, participate in negotiation with team support, and prepare arbitration briefing where needed, all while maintaining detailed documentation for tracking purposes. The Senior Analyst, Regulatory Affairs supports the Regulatory Affairs function in serving as an enterprise wide resource on public policy and IDR trends. You will report into the Director, Regulatory Affairs. Work Location: This position is based in our Tempe, AZ office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in-office day for team meetings and events, while your other two office days are flexible to suit your schedule. #LI-Hybrid Pay Transparency: The base pay for this role is: $69,120 - $90,720 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses. Responsibilities: • Be the subject matter expert on assigned state and federal policy for provider dispute and IDR legislative matters, while applying newly proposed laws and regulations to processes in assigned jurisdictions., • Support sustainable processes which simplify our growing team's outputs while ensuring high quality deliverables., • Support the wider team and Regulatory Affairs Counsel with preparing concise, user-friendly briefing summaries and analyses based on case needs, • Manage projects with notable complexity with department possible effects, developing action plans and managing from start to completion., • Provide IDR expertise to designated teams and work with internal legal counsel., • Be the primary contact for provider negotiations relating to IDR., • Perform related tasks as assigned by Director, Regulatory Operations., • Compliance with all applicable laws and regulations., • Bachelor's degree in the humanities, legal studies, political science, public policy, public administration, public health or other relevant field or a combination of education and experience., • 2+ years of experience with project management experience., • 2+ years of experience communicating with and presenting information to all partners., • 2+ years of experience distilling complex issues into clear action items, for audiences at varying levels of seniority., • Experience working with Independent Dispute Resolution is a huge plus, • Experience working in personal injury law firms or as a paralegal, • Familiarity with the Affordable Care Act and the No Surprises Act, • Experience with the individual and/or group markets. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team () to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy.

Job Description Hi, we're Oscar. We're hiring a Senior Actuarial Analyst to join our Actuarial team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. About the role: The Senior Analyst, Actuarial contributes in supporting Oscar's network performance analytics for support across affordability, forecasting, strategy, and pricing efforts across several Affordable Care Act (ACA) markets. You will focus on analyzing network-related performance trends and provider contract terms to inform budget planning, pricing strategies, and overall company direction. The Senior Analyst is responsible for building and refining analytical models that evaluate both historical and current performance, providing insights into Oscar's network-focused programs. By bringing an actuarial perspective to these analyses, you will help shape network strategies and ensures data-driven decision-making. You will report into the Director, Actuarial. Work Location: This position is based in our Tempe, AZ office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in-office day for team meetings and events, while your other two office days are flexible to suit your schedule. #LI-Hybrid Pay Transparency: The base pay for this role is: $84,240 - $110,565 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses. Responsibilities: • Help develop models, leveraging tools, and conducting benchmarking analyses to measure the performance of provider contracts and networks, and the financial impact of contract negotiations., • Analyze the causes of observed trends - with a focus on unit monitoring unit cost trends and network improvement opportunities - to deliver relevant insights that inform financial planning, including budgeting, pricing, and strategic programs for network and member engagement., • Collaborate interdepartmentally to build analytic reporting tools that support network contractors, market management, and actuarial teams., • Provide actuarial expertise to cross-functional teams for Oscar's ACA-compliant individual markets, supporting growth in both our markets., • Advocate for and establish best practices in actuarial processes, emphasizing automation and documentation., • Foster relationships and communicate with all partners., • Support the onboarding of new analysts by facilitating their integration into established processes., • Compliance with all applicable laws and regulations., • Bachelor's degree in a STEM field., • Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one., • Strong knowledge of core health insurance concepts and experience with actuarial applications., • Highly technical with a strong enthusiasm to apply tech-forward methods in actuarial models. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team () to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy.

Job Description Job Description: Global Patent Solutions, LLC (GPS) has grown to become one of the nation's leading intellectual property (IP) research and consulting firms. In addition to supporting the nation's leading technology companies and IP law firms, GPS is a premier provider of IP-related services to the United States Patent & Trademark Office (USPTO). Our ongoing success and growth is creating the need for us to expand our Team. Specifically, we are presently seeking motivated Investigative Analysts to work with us performing investigative research services in support of a contract with the Trademark Office at the USPTO. The Trademark Office has experienced a historic surge of new trademark filings over the past year, and they have also seen an increase in suspicious trademark application submissions ranging from inaccurate to fraudulent. As part of their response to these challenges, the USPTO is engaging support from GPS to provide a solution. This is an opportunity to leverage your experience and background to assist the USPTO's efforts to protect the integrity and accuracy of the trademark registry and keep the system effective for everyone. In addition to the immediate opportunity this position affords today, the knowledge you will gain, and the skills employed while performing this job, will position you well for future IP career opportunities. Come grow with us! Responsibilities: The individual in this role will need to be able to work independently and manage multiple concurrent priorities, with minimal oversight. It is expected that the individual, once trained, will be able to prioritize their own work to ensure all quality and timeliness commitments are met to the full satisfaction of our customer (the USPTO). Specific accountabilities include: • Reviewing incident reports, such as fraud and other law violations, strategizing on effective ways to minimize losses and prevent misconduct reoccurrence, • Collecting evidence, including documents and interviews to support their claims and record their findings, • Working with attorneys, and other USPTO personnel to research and investigate improper trademark filing activities and to provide analysis related to research, investigations, and trends in such activities, • Performing computer-based analysis of data for investigative cases relating to trademark application/registration filing activities, including the use of electronic databases, spreadsheets, desktop publishing, word processing, statistical applications and specialized software applications to manage, analyze, and present data, research findings, and investigative information, • Gathering, organizing, and analyzing facts and evidence from trademark application/registration records, internally-generated reports, public records, and other available sources relating to improper trademark filing activities, • Drafting, reviewing, and delivering reports related to research, investigations, and trends in improper filing activities, and maintaining associated records, • Developing, advising on, and implementing investigative strategies to identify, mitigate, reduce, or eliminate improper trademark application/registration filing activities Overarching Expectations: • Quality: For GPS, quality is at the pinnacle of the work we perform. Employees must share in our belief and commitment of providing the highest quality of work., • Timeliness: Meeting agreed upon deadlines will be vital to success., • Continuous Improvement: Employees must be committed to continuous improvement, availing themselves of training and educational resources provided by GPS, the USPTO, and/or otherwise publicly available., • Independent Self-Starter: The individual in this role will need to be able to work independently and manage multiple concurrent priorities, with minimal oversight. It is expected that the individual, once trained, will be able to prioritize their own work to ensure all quality and timeliness commitments are met to the full satisfaction of our customer (the USPTO)., • Teamwork:Lead by example. Exemplify the positive attributes necessary to create and maintain a culture committed to high performance and support for both individual and collective team-member success. Experience: GPS is seeking support personnel who have knowledge and experience in U.S. Trademark prosecution. • At a minimum, personnel should have at least 6 years of relevant experience and familiarization with the statutes, regulations, and processes governing Trademarks, including the Trademark Act, the Trademark Rules of Practice, and the TMEP., • Must be a US Citizen or have been in the US for at least 2 years., • Minimum of 6 years job experience, • Bachelor's Degree required, • Must be a U.S. citizen or reside in the U.S for the most recent two years as a work-eligible legal resident. (Employment will be subject to security clearance.), • Excellent time management skills to properly plan and complete all work on-time., • Proficiency with computer databases, online research tools, spreadsheets and word processing software, • Detail-oriented, with excellent written and oral communication skills, • Exceptional research and analytical skills, • Ability to investigate facts and laws of cases, search public records and other resources to prepare cases and determine causes of action

Job Description We are looking for a skilled KYC/AML Analyst to join our team in Phoenix, Arizona. In this role, you will focus on investigating external financial crimes and supporting related functions across various business lines. This is a long-term contract position ideal for someone who thrives in a detail-oriented environment and enjoys collaborating with stakeholders to identify risks and drive resolutions. Responsibilities: • Conduct thorough investigations into financial crimes such as fraud, money laundering, and terrorist financing., • Prepare and submit Suspicious Activity Reports accurately and promptly for regulatory review., • Present findings to senior leaders, highlighting potential operational or compliance risks while collaborating with relevant teams to resolve issues., • Perform quality control checks on investigations to ensure adherence to established metrics and standards., • Provide training, guidance, and support to enhance investigative processes and procedures., • Monitor scenarios for development and enhancement, ensuring timely implementation and testing., • Act as a liaison with law enforcement agencies to facilitate the resolution of complex cases., • Support the team with communications and documentation related to investigative functions.AML.KYC Alayst, • Minimum of 2 years of detail-oriented experience in fraud, risk, compliance, or financial crimes., • Bachelor’s degree in a related field., • Proven ability to type at least 5,000 keystrokes per minute with accuracy., • Strong expertise in business analysis and gap analysis methodologies., • Experience working in call center environments or handling customer service issues., • Excellent communication skills and the ability to collaborate effectively with cross-functional teams.

Job Description Job Description: Global Patent Solutions, LLC (GPS) has grown to become one of the nation's leading intellectual property (IP) research and consulting firms. In addition to supporting the nation's leading technology companies and IP law firms, GPS is a premier provider of IP-related services to the United States Patent & Trademark Office (USPTO). Our ongoing success and growth is creating the need for us to expand our Team. Specifically, we are presently seeking motivated Investigative Analysts to work with us performing investigative research services in support of a contract with the Trademark Office at the USPTO. The Trademark Office has experienced a historic surge of new trademark filings over the past year, and they have also seen an increase in suspicious trademark application submissions ranging from inaccurate to fraudulent. As part of their response to these challenges, the USPTO is engaging support from GPS to provide a solution. This is an opportunity to leverage your experience and background to assist the USPTO's efforts to protect the integrity and accuracy of the trademark registry and keep the system effective for everyone. In addition to the immediate opportunity this position affords today, the knowledge you will gain, and the skills employed while performing this job, will position you well for future IP career opportunities. Come grow with us! Responsibilities: The individual in this role will need to be able to work independently and manage multiple concurrent priorities, with minimal oversight. It is expected that the individual, once trained, will be able to prioritize their own work to ensure all quality and timeliness commitments are met to the full satisfaction of our customer (the USPTO). It is also anticipated that this position will provide oversight, mentoring, and guidance for less senior Investigative Analysts. Specific accountabilities include: • Reviewing incident reports, such as fraud and other law violations, strategizing on effective ways to minimize losses and prevent misconduct reoccurrence, • Collecting evidence, including documents and interviews to support their claims and record their findings, • Working with attorneys, and other USPTO personnel to research and investigate improper trademark filing activities and to provide analysis related to research, investigations, and trends in such activities, • Performing computer-based analysis of data for investigative cases relating to trademark application/registration filing activities, including the use of electronic databases, spreadsheets, desktop publishing, word processing, statistical applications and specialized software applications to manage, analyze, and present data, research findings, and investigative information, • Gathering, organizing, and analyzing facts and evidence from trademark application/registration records, internally-generated reports, public records, and other available sources relating to improper trademark filing activities, • Drafting, reviewing, and delivering reports related to research, investigations, and trends in improper filing activities, and maintaining associated records, • Developing, advising on, and implementing investigative strategies to identify, mitigate, reduce, or eliminate improper trademark application/registration filing activities, • Reviewing or developing processes, managing multiple competing priorities, and developing and delivering recommendations for resolving and addressing substantive problems related to improper trademark filing activities to senior managers and executive leadership, • Acting as an investigative liaison to other USPTO business units to facilitate the exchange of information and participating as a member in relevant USPTO taskforces and working groups, • Participating in interagency working groups and occasionally representing the Trademarks Organization before relevant stakeholder groups on issues relating to analysis and research relating to improper trademark filing activities Overarching Expectations: • Quality: For GPS, quality is at the pinnacle of the work we perform. Employees must share in our belief and commitment of providing the highest quality of work., • Timeliness: Meeting agreed upon deadlines will be vital to success., • Continuous Improvement: Employees must be committed to continuous improvement, availing themselves of training and educational resources provided by GPS, the USPTO, and/or otherwise publicly available., • Teamwork:Lead by example. Exemplify the positive attributes necessary to create and maintain a culture committed to high performance and support for both individual and collective team-member success., • Leadership: Provide guidance and oversight to less senior support personnel. This includes performing quality reviews and providing guidance, training, mentorship and feedback. Experience: GPS is seeking support personnel who have knowledge and experience in U.S. Trademark prosecution. • At a minimum, personnel should have at least 4 years of relevant experience and familiarization with the statutes, regulations, and processes governing Trademarks, including the Trademark Act, the Trademark Rules of Practice, and the TMEP., • Must be a US Citizen or have been in the US for at least 2 years, • Minimum of 4 years job experience; Bachelor's Degree required, • Must be a U.S. citizen or reside in the U.S for the most recent two years as a work-eligible legal resident. (Employment will be subject to security clearance.), • Excellent time management skills to properly plan and complete all work on-time., • Proficiency with computer databases, online research tools, spreadsheets and word processing software, • Detail-oriented, with excellent written and oral communication skills, • Exceptional research and analytical skills, • Ability to investigate facts and laws of cases, search public records and other resources to prepare cases and determine causes of action