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Ideas | People | Trust \n \n We’re BDO. An accountancy and business advisory firm, providing the advice and solutions businesses need to navigate today’s changing world. \n \n Our clients are Britain’s economic engine – ambitious, entrepreneurially-spirited and high growth businesses that fuel the economy - and the owners and management teams that lead them. \n \n We’ll broaden your horizons \n \n Our Advisory team provide a wide variety of services that deliver value-led advice and outcomes. They have an in-depth knowledge of business, industry sectors and markets and understand the constantly changing risks and opportunities at the heart of our clients’ affairs. The team work across strategy, operations and improvement as well as at a transactional and defined project level. From technology to risk advisory, they’re experts in following through on top-level instructions and resolving the finer details – all in one straight-forward package. When you join them, you’ll work on some of the world's most exciting financial operations and business deals, building your experience and expertise alongside the brightest minds in the industry. \n \n We’ll help you succeed \n \n Our clients trust us because of the quality of our advice. That quality grows from a thorough understanding of their business, and that understanding comes from working closely with clients and building long-lasting relationships. \n \n You’ll be someone who can work pro-actively, managing your own tasks, but you’ll also be confident collaborating with others, communicating regularly with senior managers, Directors, and BDO’s Partners to enable us to serve our clients effectively. You’ll be encouraged to identify and draw attention to opportunities for enhancing our delivery and providing additional services to our clients. \n \n You’ll join our Strategic Resourcing Solutions (SRS) team, part of Business Services and Outsourcing (BSO). Working closely with our clients, you’ll support the timely delivery of accounting and consultancy services. You’ll work independently and take ownership of specific client projects, operating as a trusted extension of their finance team. Alongside strong accounting capabilities, you’ll bring broad commercial awareness, enabling you to analyse client data, make informed recommendations and discuss key issues confidently with clients, including their current trading position, future outlook and legislative changes. \n \n You'll be someone with: \n \n\n • Industry or practice qualified Accountant (ACA, ACCA, CIMA or equivalent) or equivalent experience\n, • Solid accounting knowledge with previous experience within accounts preparation and outsourced accounting\n, • Good knowledge of UK GAAP and IFRS\n, • Good knowledge of corporation tax, income tax, VAT, PAYE, company secretarial procedures and applications\n\n \n You’ll be able to be yourself; we’ll recognise and value you for who you are and celebrate and reward your contributions to the business. We’re committed to agile working, and we offer everyone the opportunity to work in ways that suit them, their teams, and the task in hand. \n \n At BDO, we’ll help you achieve your personal goals and career ambitions, and we have programmes, resources, and frameworks that provide clarity and structure around career development. \n \n We’re in it together \n \n Mutual support and respect is one of BDO’s core values and we’re proud of our distinctive, people-centred culture. From informal success conversations to formal mentoring and coaching, we’ll support you at every stage in your career, whatever your personal and professional needs. \n \n We can provide the best support for our clients and people when we’re working side by side. Our agile working framework helps us stay connected, bringing teams together where and when it counts so they can share ideas and help one another. At BDO, you’ll always have access to the people and resources you need to do your best work. \n \n We know that collaboration is the key to creating value for our clients and satisfying experiences at work, so we’ve invested in state-of-the-art collaboration spaces in our offices. BDO’s people represent a wealth of knowledge and expertise, and we’ll encourage you to build your network, work alongside others, and share your skills and experiences. With a range of multidisciplinary events and dedicated resources, you’ll never stop learning at BDO. \n \n We’re looking forward to the future \n \n At BDO, we help entrepreneurial businesses to succeed, fuelling the UK economy. \n \n Our success is powered by our people, which is why we’re always finding new ways to invest in them. Across the UK thousands of unique minds coming together to help our clients reach their ambitions. \n \n We’ve got a clear purpose, and we’re confident in our future, because we’re adapting and evolving to build on our strengths, ensuring we continue to find the right combination of global reach, integrity and expertise. We shape the future together with openness and clarity, because we believe in empowering people to think creatively about how we can do things better.

Baltic Recruitment are currently recruiting for a Permanent Head of Accounts/Legal Accounts Manager for a multi-office law firm located in the North East. Reporting into the Managing Partner / Partners. Our client is seeking a senior and experienced legal accounts professional to take overall responsibility for the firm's Accounts Department. This is a key management appointment within a growing law firm and the successful candidate will be expected to take responsibility for the day-to-day operation of the department, financial controls, regulatory compliance and the development of the accounts team. The role is particularly suited to an experienced Legal Accounts Manager, Legal Cashier, or existing Head of Accounts who has practical experience of working within a regulated solicitors' practice. Candidates should have substantial practical experience of legal accounts within a solicitors' firm. This is not a general accounts role and candidates whose experience is solely within commercial or general accountancy, without meaningful legal accounts experience, are unlikely to be suitable. Head of Accounts/Legal Accounts Manager Experience: Essential: • Previous substantial experience working within a solicitors' or law firm's Accounts Department., • Strong practical knowledge and understanding of the SRA Accounts Rules., • Hands-on experience of both client account and office account procedures., • Experience of client and office account bank reconciliations., • Experience maintaining and reviewing client ledgers and matter balances., • Experience dealing with client money, transfers, receipts, payments and financial controls., • Experience of legal billing and allocation of monies., • Experience of VAT and payroll., • Experience supervising, managing or taking responsibility for an accounts team., • Strong attention to detail and the ability to identify and resolve discrepancies., • Confidence to challenge fee earners where a transaction or proposed process raises financial or regulatory concerns. Highly Desirable: • Experience within a growing or multi-office law firm., • Experience of Legal Aid Agency contracts, claims and payments., • Experience reconciling Legal Aid receipts and allocating payments between profit costs, VAT and disbursements., • Experience of Legal Aid audits and contract compliance., • Experience preparing information for an external accountant's report., • Experience of improving accounts procedures, controls and reporting. Systems Experience: The firm currently uses LEAP as its case management and legal accounts system and Xero for office accounting. • Experience of LEAP would be advantageous., • Experience of Xero would be advantageous., • Experience with another established legal accounts/case management system will be considered where the candidate has strong underlying legal accounts knowledge., • The ability to learn new systems is more important than having used a particular software package. A formal accountancy qualification is not essential. We would prefer a candidate with extensive, high-quality legal accounts experience over a qualified accountant with no meaningful experience of solicitors' client accounts. Legal Aid experience is a significant advantage but should not be treated as an absolute requirement. Similarly, LEAP and Xero experience are advantageous but should not exclude an otherwise excellent candidate. Working Monday to Friday, 9am - 5pm, with an hour for lunch. Salary is to be agreed depending on experience. JBRP1_UKTJ

At Bristol Myers Squibb, our employees often ask, ‘Who are you working for?’—a question that fuels collaboration, accountability, and urgency in our work. Our purpose‑driven culture inspires us to discover, develop, and deliver innovative medicines to prevail over serious diseases. We offer uniquely interesting and meaningful work, opportunities for growth, and a supportive environment that values inclusion, wellbeing, flexibility, and comprehensive benefits. This is work that transforms the lives of patients, and the careers of those who do it. • Bristol Myers Squibb | European Tax Centre of Excellence, • Eligible for participation in the company’s annual bonus plan, • Family cover healthcare, • Attractive contributory pension scheme, • Hybrid working, 50% home / 50% office, giving you flexibility and balance, • 26 days holiday, plus bank holidays, plus festive shutdown, • Career and qualifications support, we invest in your growth, • Modern office with a range of on‑site benefits, including on‑site parking What if your tax expertise could do more than manage compliance — what if it could help change patients' lives? It might not be the first thing that comes to mind when you think about a tax role but at Bristol Myers Squibb, everything connects back to our purpose: transforming patients’ lives through science. And the team that keeps our tax operations running with precision and integrity? They're part of that story too. We're looking for a Senior Tax Manager to join our European Tax Centre of Excellence (COE) in Chester - a role where your technical skills meet real business influence and where the work you do every day genuinely matters. This is a tax role with real breadth. And real accountability for the outcomes across your markets. Here’s what makes this different from a standard in‑house tax position: you won't be a cog in a machine, processing the same returns year after year. You'll lead a portfolio of European markets and direct a team of tax professionals - working closely with local finance teams and external advisers to high‑quality processes. You'll be the expert your finance colleagues come to when they need clarity, the professional who challenges external advisers on both direct tax and VAT matters, the senior lead who manages tax audits through to resolution, and the person who translates complex legislation into practical action to guide our stakeholders. You’ll run the full direct tax cycle for your own markets - leading corporate income tax return preparation with local external advisers, applying genuine technical challenge to their work, managing tax authority audits and enquiries through to resolution, drawing on your working knowledge of VAT where indirect tax questions arise, and making sure nothing falls through the cracks. You’ll gain hands‑on US GAAP experience - preparing and submitting US tax reporting including quarterly current and deferred tax provisions using TaxStream technology. This isn't something most in‑house European tax roles offer, and it's a genuine differentiator for your CV. You’ll work across the full breadth of tax governance - staying on top of evolving regulatory requirements across your markets, including the evolving world of PillarTwo. You’ll be a genuine internal consultant - advising finance and business stakeholders on tax matters, explaining complex technical requirements in language they can act on, and building the kind of trusted relationships that make you indispensable. You’ll coach and assist in developing a team of tax professionals - setting objectives, coaching technical development, and building a team that delivers to a consistently high standard across your markets. You’ll shape how tax is done, not just do it - contributing to the COE's strategy around standardisation, automation, and continuous improvement. If you’re curious about tax technology and smarter ways of working, this team is actively investing in that space. You’ll stay ahead of legislative change - monitoring developments across your markets, analysing their impact, and proactively communicating what matters to the people who need to know. Let’s talk about what this role opens up for you - concretely. Breadth that most tax roles simply don’t offer. European direct tax, US GAAP reporting, transfer pricing exposure, Pillar Two - all under one role, in one team. Whether you’re looking to deepen your specialism or broaden your horizons, this role does both. Access to leading external advisers. You won’t be working in isolation. You’ll collaborate with top‑tier advisory firms, learn from their expertise, and develop the skills to challenge and manage them effectively - experience that builds your professional credibility significantly. Real stakeholder visibility. You’ll regularly engage with senior finance leaders and business partners globally. That kind of cross‑functional, international exposure builds commercial acumen and communication skills that go far beyond technical tax knowledge. Flexible, hybrid working from our modern office in Chester. A. With the 50% hybrid‑working model, you’ll get to collaborate and build supportive working relationships with the large tax team, as well as others in the ECC, whilst creating a healthy work‑life balance. B. The BMS mission as your backdrop. When you’re filing that return, managing that audit, or navigating a piece of new legislation — you’re doing it in support of a company that is genuinely working to help patients with serious diseases. That context changes how the work feels. You’ll thrive in this role if… • You’re a qualified accountant and/or chartered tax adviser (CTA, ACA, ACCA or equivalent) with solid experience in tax accounting, tax provisioning, and statutory audit support., • You have hands‑on tax audit experience, having led or managed enquiries with tax authorities, and a good working knowledge of VAT., • You have experience coaching and developing people, with a track record of managing, coaching and growing tax professionals., • You’ve managed external advisers and you know how to review compliance deliverables with the right level of technical rigour., • You communicate confidently - able to break down complex tax matters for finance colleagues and non‑tax stakeholders alike, without losing accuracy., • You’re genuinely interested in tax technology, process improvement, and automation and you see them as opportunities, not threats., • You’re organised, ownership‑driven, and comfortable managing multiple markets and deadlines simultaneously., • You’re fluent in English - additional European languages are a bonus, but not a requirement. Don't tick every single box? We’d still love to hear from you. If you believe you could succeed in this role, that matters to us and we mean it. #LI‑Hybrid We hire for skills and capabilities, not just credentials – if this role excites you, but doesn’t perfectly match your resume, we encourage you anyway. Where you work matters – because collaboration, innovation and patient impact happen in many settings. Our roles are structured across four work models: site-essential, site-by-design, field-based and remote‑by‑design. The model assigned to this role is based on its core responsibilities. Learn more at ways-of‑working. BMS is dedicated to ensuring that people with disabilities can excel through a transparent recruitment process, reasonable workplace accommodations/adjustments and ongoing support in their roles. Applicants can request a reasonable workplace accommodation/adjustment prior to accepting a job offer. If you require reasonable accommodations/adjustments in completing this application, or in any part of the recruitment process, direct your inquiries to . Visit careers.bms.com/eeo‑accessibility to access our complete Equal Employment Opportunity statement. Bristol Myers Squibb is Disability Confident – Employer A UK Government scheme Candidate Rights BMS will consider qualified applicants with arrest and conviction records, pursuant to applicable laws in your area. If you live in or expect to work from Los Angeles County if hired for this position, please visit this page for important additional information: california‑residents/ We will never request payments, financial information, or social security numbers during our application or recruitment process. Learn more about protecting yourself at fraud‑protection. Any data processed in connection with role applications will be treated in accordance with applicable data privacy policies and regulations. If this posting is missing required information required by local law or incorrect, contact BMS at with the Job Title and Requisition number. Do not send application‑related inquiries to this email. R1607132 : Senior Tax Manager - EMEA Data Privacy Link We’re creating innovative medicines for patients fighting serious diseases. We’re also nurturing our own diverse team with inspiring . #J-18808-Ljbffr

The Role: Oversee and manage an organisation's financial operations, ensuring accurate financial reporting, compliance with regulatory requirements, effective cash flow management, and the strategic use of financial resources. The role is critical in providing senior management with timely and reliable financial information to support decision-making, maintain financial health, and drive business performance. Additionally, a Financial Controller is responsible for managing the finance team, optimising financial processes, and safeguarding the organisation's assets. Duties/Responsibilities: Enhance current processes and procedures to ensure best in practice corporate governance Manage month-end reporting, ensuring deadlines and accuracy Prepare comprehensive management packs and executive summaries for the Board. Ownership of cash management and forecast process Produce and review financial reports, budgets, and forecasts Ensure financial controls, including PAYE, VAT, and payroll processes, are properly managed and compliant with relevant regulations Ensure the organisation remains compliant with corporation tax requirements and submit necessary documentation accurately and on time. Ensure that the purchase ledgers are reviewed regularly, supplier payments are made accurately and on time, maintaining good relationships with external stakeholders Regularly review debtors ledgers and enhance procedures to improve DSO Manage the annual audit process. Oversee the management of the fixed asset register and the HP Portfolio. Provide financial analysis and recommendations for key business investments. Assist the Finance Director with funding needs, reporting requirements, and other strategic financial activities as required. Investigate potential IT solutions or initiatives that could improve financial processes, enhance efficiency, and ensure better reporting Lead the finance team by providing support, mentoring, and coaching to team members, fostering a culture of empowerment, job enrichment, and continuous development Experience Required: Fully qualified Accountant (ACA, ACCA, CIMA or equivalent) with a strong track record in financial control and management reporting. Minimum 5 years post qualification experience Exceptional organisational skills with meticulous attention to detail. Strong leadership and team management capabilities. Excellent communication and presentation skills, with the ability to influence at all levels. Proven ability to analyse and improve systems, processes, and financial strategies. A proactive approach to problem-solving and adaptability to change. TPBN1_UKTJ

Could your financial skills help bring life-changing medicines to the world? Join a global pharmaceutical company where your numbers make a real difference. Proclinical is seeking a Tax Manager to join a dynamic team within the European Tax Centre of Excellence. In this role, you will manage direct tax reporting and compliance requirements for multiple markets across Europe. You will also provide expert advice on tax-related matters, ensuring alignment with local legislation and stakeholder expectations. This position offers a hybrid work model and requires strong collaboration with internal teams and external advisors. • Prepare and submit US tax reports, including quarterly current and deferred tax provisions, tax contingencies, and projections using TaxStream technology., • Coordinate annual transfer pricing documentation, including financial data analysis and collaboration with commercial teams and external advisors., • Oversee the preparation and submission of annual corporate income tax returns in partnership with external advisors., • Calculate and manage corporate income tax payments., • Liaise with tax authorities as needed., • Prepare annual tax disclosures for statutory financial statements, including current and deferred tax provisions, and address queries from external auditors., • Monitor and analyze changes in tax legislation, assess their impact, and communicate findings to business partners., • Participate in internal projects to ensure direct tax compliance and provide advisory support, leveraging third-party resources when necessary., • Support the strategy for standardization, automation, and continuous improvement in tax processes, while managing risks and utilizing tax technology advancements., • Assist other markets with tax-related matters as required., • Ensure proper engagement and approval of third-party resources in line with the COE strategy., • Qualified Accountant or Chartered Tax Adviser., • Strong experience in tax compliance within a practice or multinational corporate tax environment., • Solid understanding of accounting provisions, principles, statutory audits, and financial statement disclosure requirements in at least one European jurisdiction., • Familiarity with indirect taxes is desirable., • Proficiency in English is essential. #J-18808-Ljbffr

Interim Accountant Location: Warrington, three days onsite per week Benefits: 10% bonus, employee discounts Target start: Within four weeks An established international business is seeking an Interim Management Accountant to support its logistics finance function. This role connects transactional finance with management accounting, improving the accuracy of freight and duty costs, invoice reporting and month-end accruals. You will join a developing team with opportunities to broaden your management accounting experience. Key responsibilities Match and reconcile freight and duty invoices, investigating discrepancies. Monitor invoice volumes and outstanding charges. Provide accurate month-end cost information and support accrual calculations. Work closely with accounts payable and management accountants to resolve queries. Identify improvements to processes, controls and reporting. About you ACCA/CIMA or equivalent or QBE Sound understanding of management accounting principles and month-end processes. Strong attention to detail and confidence investigating financial information. Naturally curious, proactive and able to demonstrate examples of improving processes. Retail experience is not required. Robert Walters Operations Limited is an employment business and employment agency and welcomes applications from all candidates JBRP1_UKTJ

We're looking for an Operations Manager to own the entire operational backbone of our fast growing, internationally scaling business. This is not a coordinator role. It's autonomous ownership of supply chain, demand planning, and global logistics for a business that's tripling year on year with zero external investment. You'll work directly with our Founder and be instrumental in building the systems and processes that enable continued growth. You'll join a tiny, close knit team where everyone knows each other well, values transparency, and actually wants to be here building the business. • Location: Chelsea, London, • Setup: Hybrid (Tuesdays and Thursdays in office). Flexible beyond that., • Reports to: Founder & CEO, Amelia Hitchcock-Merritt, • Start Date: Flexible on the right person, • Salary: Competitive and flexible on the right person, • Holiday: 28 days (excluding bank holidays) plus your birthday off, • Probation: 3 months Build and own sales forecasting models using historical sales data, growth rates, marketing calendars, and seasonality to predict stock quantities across categories. Strategically allocate inventory across UK, EU, and US warehouses to maximise availability and minimise overstock. Predict and trigger reorders for all branded packaging in line with projected growth. Use sales data and margin analysis to recommend retail and wholesale price points. Monitor sell through rates and competitor positioning to flag opportunities for price adjustments. Own the primary contact relationship with jewellery and packaging manufacturers. Use order sheets and historical data to confirm quantities, place orders, and lock in lead times. Partner with our Designer on new product launches, ensuring production timelines sync with freight schedules. Own resolution of production defects and quality failures. Manage the claimback sheet for supplier deductions. Alert our Accountant to process payment once orders are confirmed and ready to ship. Book all international shipments via our carrier and oversee collections, customs, and delivery schedules. Generate Advanced Shipping Notices (ASNs) for all warehouses and ensure shipments arrive on agreed dates. Monitor warehouse SLAs for receiving speed, dispatch accuracy, and inventory integrity. Maintain 100% inventory synchronisation between Shopify and warehouse management systems. Own relationships with Littledart, Eurobase, Drive Commerce, and other fulfillment partners, solving problems and chasing shipments. Deliver SKUs, barcodes, HS codes, weights, and pricing specs to manufacturers. Generate and manage all barcode creation on our GS1 account. Own uploading all new product information to Shopify including product descriptions, prices, SKU codes, HS codes, weights, and images. Ensure Shopify remains the single source of truth for all product data. Use your own data-backed knowledge to agree price points and negotiate margins. Own all import and export decisions, deciding which routes are most cost effective and which tariff codes apply. Ensure all HS codes are correct before production and shipping. Own all commercial invoices, import documentation, and export compliance across UK, EU, and US. Manage freight costs, tariffs, duties, and packaging spend. Constantly audit workflows to find efficiencies, cost savings, and faster routes to market. We're a small team and we're not just looking for someone to execute the operational playbook. We want someone with supply chain, forecasting, and logistics expertise who can see gaps we might not see and suggest ways to scale smarter. If you spot inefficiencies, have ideas for cost reduction, or can streamline our relationships with manufacturers and warehouses, we want to hear them. This role has real influence over how we build our operational backbone for the next phase of growth, with the future goal of Head of Operations. • 5+ years in Operations, Supply Chain, or Demand Planning, ideally in fast growing DTC e commerce (fashion, accessories, lifestyle), • Strong analytical background: Economics, maths, or quantitative degree. You think in spreadsheets and can build forecasting models, • Day to day operations execution: You've booked shipments, managed lead times, liaised with 3PLs, and owned logistics schedules, • Proficiency with Shopify and warehouse management systems: You navigate these confidently and have worked with ASNs and inventory reconciliation, • Financial literacy: You understand cash flow, inventory carrying costs, and can make spend decisions confidently, • Import/export experience: You've dealt with customs, tariffs, documentation, or international logistics., • Experience in jewellery, fashion or e-commerce., • Autonomous operator: You're comfortable working with minimal oversight. You take ownership and make decisions without needing permission, • Detail oriented and proactive: You see risks early and fix them before they become problems, • Strong communicator: You can explain complex supply chain decisions in plain English to non ops people, • Growth mindset: You're excited about scaling with a founder led business in hypergrowth, • Familiarity with ZenCargo, Mintsoft, or similar operational platforms, • Experience managing multiple manufacturer relationships across geographies, • Background in a bootstrapped or founder led company, • The business is consistently, confidently well stocked across all regions with no surprise stockouts, • Product launches run smoothly and on time because production, freight, and warehouse coordination are locked in, • Inventory data across Shopify and warehouse management systems is accurate and reliable, • Quality issues and operational risks are identified early and resolved quickly, • Amelia is no longer involved in managing day to day operational execution, freeing her to focus on product, brand, and strategy, • Import/export is seamless with customs, tariffs, and documentation handled confidently, • Founder led:Amelia is hands on and actively involved in strategy, product, and key decisions., • Our values:Work hard, play hard. We believe in life balance. You'll get a 28 days holiday plus your birthday off. We offer flexible working beyond your office days. We host regular team dinners and experiences. There's genuine room to grow: if you're good, you'll have people reporting to you and the Head of Operations perspective in the future as the company grows. #J-18808-Ljbffr

Accountable Recruitment are delighted to be partnering exclusively on a retained basis with a fast growing, PE backed business based in Chester. This is an exciting opportunity to play a pivotal role in the business, learning from a strong CFO and gaining exposure to international growth. The Financial Controller will be dynamic and innovative, seeking to make continual improvements to the business, making their own stamp on its controls and processes. As Financial Controller you will operate as a strong right hand to the CFO: enhancing the quality of work produced by the finance team, improving current financial controls & processes, and optimising data. You will add value across the wider organisation and drive positive change. Key Responsibilities: Lead on technical accounting and month end, providing information for investors. Managing a small accounts team, including an assistant management accountant, supporting their continued learning and career development. Reviewing and evaluating existing financial controls and processes, creating a roadmap to enhance current practices, and continually building on these. Ensuring timely and accurate payments and cash collection through strong management of transactional finance. Leading on the monthly management accounts for the business, assisting and guiding the assistant management accountant. Building out the board pack and month end reporting. Taking a lead on revenue recognition to improve and automate reporting. Building, developing and maintaining robust financial models using Excel to support strategic decision-making and financial planning. Managing the regular cash flow forecasting process, whilst developing the existing cash flow model to ensure an accurate cash position is consistently established. Forming meaningful relationships with external stakeholders such as banks, auditors and tax advisors, taking the lead on the audit process each year. FP&A, business partnering and commercial financial management. Key Requirements: CIMA, ACCA or ACA qualified. Proven experience in a fast-paced environment. Drive enhancements in efficiencies and continuous improvement initiatives. Strong Communication skills. Ability to drive change and challenge status quo. Analytical and technically proficient, with a detail-orientated approach to reporting MI across the finance function and the wider business. Benefits: Private equity backed business with ambitious plans to scale internationally. Direct exposure to the CFO and senior leadership team Collaborative and entrepreneurial culture 25 days holiday Based in Chester with flexibility and hybrid working if required. 37.5 hours per week 25 days holiday plus bank holidays Statutory pension Bonus TPBN1_UKTJ

Description Preparation and submission of monthly, quarterly, and annual financial reports Assisting with budgeting and forecasting Performing financial analysis to support decision making Ensuring compliance with relevant accounting standards and regulations Working collaboratively with the account

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