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OneMain is the largest non-bank lender in the United States, proudly serving millions of customers with safe, affordable, and transparent installment loans. One of our critical and highly visible initiatives is building, scaling, and maintaining an industry-leading lending technology stack for credit, pricing, and data sciences to drive the best omni-channel experiences for our customers. We are seeking a Senior Product Manager to drive the evolution of a portfolio of modernizing capabilities aligned to a common set of objectives that drives OMF’s core lending business forward. The role is responsible for creating and executing the product roadmap that achieves business objectives, such as growth in new money, reduction in costs, and transition to a modernized, scalable target-state tech platform. Consistent engagement and clear communication with senior executives and front-line stakeholders are paramount to building consensus and driving decisions. The role will partner with Engineering Leads who will drive the technical agenda and workforce in delivering against the Product roadmap. By building strong relationships and fostering open dialogue, the Senior Product Manager will drive informed decisions that align with business objectives and improve the overall performance of their cross-functional team. Responsibilities: * Work with business and engineering leadership to develop, document, and communicate OKRs, ensuring alignment with the broader business strategy. * Create and maintain a clear and actionable product roadmap that balances short-term objectives with long-term goals while prioritizing initiatives based on impact, feasibility, and level of effort. * Manage the software development life cycle for respective team by creating high-level themes/epics, developing detailed product requirements via user stories, manage the product backlog, plan feature/product releases, and ensure that work is aligned with delivery of the OKRs. Proactively manage and mitigate risks. * Be an active party in a high performing product organization, fostering a culture of collaboration, innovation, and accountability. * Collaborate cross-functionally, have a deep understanding of competitive dynamics and ensure product development is aligned with market needs and capabilities. * Regularly update executive teams on product performance including challenges and successes using key performance indicators. Make data-driven recommendations for product enhancements to business and technical stakeholders as needed. Key Skills: * Strategic Thinking: Strong understanding of business strategy and how to align product initiatives to drive company success. Curiosity to explore and uncover areas of opportunity. * Cross-Functional Communication: Ability to communicate and collaborate effectively with diverse stakeholders ranging from executives to business partners and technical teams. * Analytical & Data-Driven: Skilled in using data to inform decisions, measure success, and iterate on the product with a focus on continuous improvement. * Customer-Focused: Passion for understanding customer pain points and solving them through innovative product solutions. * Problem-Solving: Ability to navigate complex problems, manage competing priorities, and make tough decisions. * Change Management: Ability to manage change in a dynamic environment and lead teams through periods of transition while constantly re-evaluating priorities as situations evolve. * Domain Expertise: Experience in building modern credit, pricing and data science platforms or platforms of similar complexity in a reputed financial services or financial technology organization. * Experience: 5+ years of progressive experience in a plan, build and/or product/operation role in a high-performing, technology-powered product organization. Bachelor’s degree in engineering or equivalent practical experience. This role is Hybrid. You should be located within a commutable distance to one of our offices located in New York, NY, Wilmington, DE, or Baltimore MD with the expectation to be in the office Tuesday, Wednesday and Thursday. Target base salary for Baltimore, MD and New York, NY is $120k-$140k, which is based on various factors including skills, work experience, and location. In addition to base salary, this role is eligible for a competitive additional compensation program that is based on individual and company performance. Who We Are OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future. Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain. Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with: * Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances * Up to 4% matching 401(k) * Employee Stock Purchase Plan (10% share discount) * Tuition reimbursement * Paid time off (15 days’ vacation per year, plus 2 personal days, prorated based on start date) * Paid sick leave as determined by state or local ordinance, prorated based on start date * Paid holidays (7 days per year, based on start date) * Paid volunteer time (3 days per year, prorated based on start date)

JOB DESCRIPTION Job Summary Leads and directs a team supporting clinical systems. Responsible for provision of product ownership of clinical applications including design, development, implementation, and oversight of technology that drives core utilization management, care management, long-term services and supports (LTSS), clinical operations and business processes. Considers business problems “end-to-end”: including people, process, and technology, both within and outside the enterprise, as part of any design solution. Monitors emerging technologies for potential application within or across the business. Provides solution ideation to drive operational excellence, efficiencies and compliance for clinical functions supported through technology. Maintains lights-on support and governance of clinical system changes. Participates with senior leadership to establish strategic plans and objectives. Contributes to overarching strategy to provide quality and cost-effective member care. Essential Job Duties • Responsible for collaborating with the information technology team (IT) for product delivery through oversight and management of the system development lifecycle (SDLC)., • Manages teams that drive business requirements documents, test plans, requirements traceability matrix, user training materials and other related documentations, • Serves as industry subject matter expert in the functional area and leads clinical systems to meet critical needs., • Communicates and collaborates with customers to analyze and transform needs and goals into functional requirements., • Works with operational leaders within the business to provide recommendations on opportunities for process improvements., • Develops, defines, and executes plans, schedules, and deliverables; monitors programs from initiation through delivery., • Establishes and manages key performance metrics and develops goals and strategies to achieve corporate objectives., • Serves as mentor, coach and leader to the application design and development and support teams. Required Qualifications • At least 8 years clinical systems experience, preferably as a product owner / manager within a managed care, nursing informatics or health care environment, or equivalent combination of relevant education and experience., • At least 3 years management/leadership experience in a clinical leadership, clinical systems and/or informatics, utilization management, or care management role., • Experience leading cross-functional teams and change management., • Experience aligning clinical systems with organizational goals., • Project management experience to include managing timelines, resources, and stakeholder expectations., • Previous data integration and analytics experience., • Operational and process improvement experience., • Ability to work collaboratively in a highly matrixed organization., • Excellent organizational, problem-solving and critical-thinking skills., • Strong written and verbal communication skills., • Microsoft Office suite/applicable software program(s) proficiency. Preferred Qualifications • Registered Nurse (RN). License must be active and unrestricted in state of practice. Product owner / management certification (CSM, SAFe PO/PM, or other Lean Agile Product Management Certifications), • Sigma Black Belt certification or Information Technology Infrastructure Library (ITIL) certification. To all current Molina employees: If you are interested in applying for this position, please apply through the Internal Job Board. Molina Healthcare offers a competitive benefits and compensation package. Molina Healthcare is an Equal Opportunity Employer (EOE) M/F/D/V Pay Range: $97,299 - $189,732 / ANNUAL *Actual compensation may vary from posting based on geographic location, work experience, education and/or skill level.

Job Family: Data Science Consulting Travel Required: Up to 10% Clearance Required: Ability to Obtain Public Trust What You Will Do: We are seeking an experienced Associate Director to join our growing AI and Data practice, with a dedicated focus on the Federal Civilian Agencies (FCA) market within the Communities, Energy & Infrastructure (CEI) segment. This individual will be a hands-on leader, responsible for both business development and delivery of AI- and data-driven solutions that enable federal clients to achieve mission outcomes, operational efficiency, and digital transformation. This is a leadership role for someone who thrives at the intersection of technology, data, and public sector strategy. The Associate Director will oversee cross-functional teams and collaborate directly with client executives and business leaders to drive value through advanced analytics, data strategy, and AI-based solutions. This is a leadership role for someone who thrives at the intersection of technology, data, and industry strategy. Key Responsibilities Include Client Leadership & Delivery • Serve as a trusted advisor to state and local government clients on establishing an AI strategy that encompass both building core AI capabilities, as well as addressing key use cases around organizational priorities (e.g., constituent facing AI-enabled services, mission operations optimiztions, enhanced predictive planning)., • Lead engagements from strategy through implementation, ensuring delivery excellence and measurable outcomes., • Translate complex business challenges into actionable AI/ML and data solutions using platforms such as Snowflake, Databricks, and Azure/AWS/GCP. Solution Development & Innovation • Design and lead AI/ML and analytics solutions using best-in-class tools and platforms., • Translate business challenges into actionable use cases and scalable data and AI products and services., • Stay ahead of industry trends and emerging technologies to inform solution development., • Advise and lead the technical design and development of AI/ML and data solutions. Business Development • Drive growth through capture support, proposal development, and strategic pursuits., • Collaborate with partners and directors to expand Guidehouse’s footprint in the state and local government market., • Contribute to thought leadership and represent the firm in industry forums and client discussions. Practice & Team Leadership • Mentor and lead multidisciplinary teams including scientists, engineers, and consultants., • Support recruiting, onboarding, and talent development within the AI & Data practice., • Foster a culture of innovation, collaboration, and continuous learning. What You Will Need: • Bachelor's degree is required, • Minimum SEVEN (7) years of experience of hands-on AI development, engineering, and analytics expertise, • Minimum FIVE (5) years of experience delivering technical solutions and programs to public sector organizations., • Strong understanding of AI/ML technologies, data platforms (e.g., Snowflake, Databricks, AWS/GCP/Azure), and analytics methodologies., • Demonstrated experience supporting the business development lifecycle, such as capture and proposal writing related activities., • Proven track record of leading large-scale AI/ML and data engagements from concept to execution., • Experience with GenAI technologies and trends, with an understanding of how to incorporate into impactful solutions and services., • Demonstrated ability to source and lead the formation and execution of successful partnerships between and across major stakeholders including technology partners and business end-users., • Proven ability to collaborate with audiences with a wide range of technical knowledge and at different levels of an organization, from the C-Suite (CIO, CISO, CDO) to an engineerng and or architectur team., • Ability to influence and motivate a team of data and AI specialists across a variety of functions to establish and deliver capabilities at scale., • Excellent communication, facilitation, and relationship-building skills. What Would Be Nice To Have: • Master’s Degree, • AI/LLM Certifications, • Project Management Professional (PMP), • Hands on experience bringing GenAI solutions to production., • Experience working with state and local clients., • Familiarity with federal contracting and procurement processes. The annual salary range for this position is $149,000.00-$248,000.00. Compensation decisions depend on a wide range of factors, including but not limited to skill sets, experience and training, security clearances, licensure and certifications, and other business and organizational needs. What We Offer: Guidehouse offers a comprehensive, total rewards package that includes competitive compensation and a flexible benefits package that reflects our commitment to creating a diverse and supportive workplace. Benefits include: * Medical, Rx, Dental & Vision Insurance * Personal and Family Sick Time & Company Paid Holidays * Position may be eligible for a discretionary variable incentive bonus * Parental Leave and Adoption Assistance * 401(k) Retirement Plan * Basic Life & Supplemental Life * Health Savings Account, Dental/Vision & Dependent Care Flexible Spending Accounts * Short-Term & Long-Term Disability * Student Loan PayDown * Tuition Reimbursement, Personal Development & Learning Opportunities * Skills Development & Certifications * Employee Referral Program * Corporate Sponsored Events & Community Outreach * Emergency Back-Up Childcare Program * Mobility Stipend About Guidehouse Guidehouse is an Equal Opportunity Employer–Protected Veterans, Individuals with Disabilities or any other basis protected by law, ordinance, or regulation. Guidehouse will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of applicable law or ordinance including the Fair Chance Ordinance of Los Angeles and San Francisco. If you have visited our website for information about employment opportunities, or to apply for a position, and you require an accommodation, please contact Guidehouse Recruiting at 1-571-633-1711 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodation. All communication regarding recruitment for a Guidehouse position will be sent from Guidehouse email domains including @guidehouse.com or ___. Correspondence received by an applicant from any other domain should be considered unauthorized and will not be honored by Guidehouse. Note that Guidehouse will never charge a fee or require a money transfer at any stage of the recruitment process and does not collect fees from educational institutions for participation in a recruitment event. Never provide your banking information to a third party purporting to need that information to proceed in the hiring process. If any person or organization demands money related to a job opportunity with Guidehouse, please report the matter to Guidehouse’s Ethics Hotline. If you want to check the validity of correspondence you have received, please contact ___. Guidehouse is not responsible for losses incurred (monetary or otherwise) from an applicant’s dealings with unauthorized third parties. Guidehouse does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Guidehouse and Guidehouse will not be obligated to pay a placement fee.

Job Family: Data Science Consulting Travel Required: Up to 10% Clearance Required: None What You Will Do: We are seeking an experienced Associate Director to join our growing AI and Data practice, with a dedicated focus on commercial energy providers. This individual will be a hands-on leader, responsible for shaping and delivering AI- and data-driven transformations that enable utilities to achieve operational excellence, decarbonization goals, grid modernization, and customer-centric innovation. The Associate Director will oversee cross-functional teams and collaborate directly with client executives and business leaders to drive value through advanced analytics, data strategy, and AI-based solutions. This is a leadership role for someone who thrives at the intersection of technology, data, and industry strategy. Client Leadership & Engagement * Serve as a trusted advisor to utility clients on AI and data strategy, including demand forecasting, asset analytics, grid optimization, and customer engagement. * Lead client engagements end-to-end from strategy through implementation, ensuring delivery excellence and measurable business outcomes. * Develop and maintain relationships with key clients and stakeholders. Solution Development & Innovation * Design and lead AI/ML and analytics solutions using best-in-class tools and platforms. * Translate business challenges into actionable use cases and scalable data and analytics products. * Stay ahead of industry trends and emerging technologies to inform solution development. Team & Practice Leadership * Support business development through proposal development, thought leadership, and strategic pursuits. * Mentor and lead multi-disciplinary consulting teams including data scientists, engineers, and business consultants. * Contribute to recruiting, talent development, and thought leadership within the practice. Industry & Domain Expertise * Apply deep knowledge of the energy and utilities industry to shape strategies around DER integration, energy transition, grid modernization, regulatory compliance, and customer experience. * Interpret regulatory and policy changes to identify opportunities for AI and data enablement. What You Will Need: * Minimum SEVEN (7) years of experience of hands-on AI, data engineering, and analytics expertise * Minimum FIVE (5) years of experience delivering data-driven transformation programs within the utilities or broader energy sector. * Strong understanding of AI/ML technologies, data platforms (e.g., Snowflake, Databricks, AWS/GCP/Azure), and analytics methodologies. * Demonstrated experience supporting the business development lifecycle, such as capture and proposal writing related activities. * Proven track record of leading large-scale analytics and AI engagements from concept to execution. * Demonstrated ability to source and lead the formation and execution of successful partnerships between and across major stakeholders including technology partners and business end-users. * Proven ability to collaborate with audiences with a wide range of technical knowledge and at different levels of an organization, from the C-Suite (CIO, CISO, CDO) to a data engineer or data analyst. * Ability to influence and motivate a team of data and AI specialists across a variety of functions to establish and deliver capabilities at scale. * Excellent communication, facilitation, and relationship-building skills. What Would Be Nice To Have: * Bachelor's degree * Master’s Degree in Data Engineering, Data Science, Artificial Intelligence, Computer Science, or related technical field * AI/LLM Certifications * Project Management Professional (PMP) The annual salary range for this position is $149,000.00-$248,000.00. Compensation decisions depend on a wide range of factors, including but not limited to skill sets, experience and training, security clearances, licensure and certifications, and other business and organizational needs. What We Offer: Guidehouse offers a comprehensive, total rewards package that includes competitive compensation and a flexible benefits package that reflects our commitment to creating a diverse and supportive workplace. Benefits include: * Medical, Rx, Dental & Vision Insurance * Personal and Family Sick Time & Company Paid Holidays * Position may be eligible for a discretionary variable incentive bonus * Parental Leave and Adoption Assistance * 401(k) Retirement Plan * Basic Life & Supplemental Life * Health Savings Account, Dental/Vision & Dependent Care Flexible Spending Accounts * Short-Term & Long-Term Disability * Student Loan PayDown * Tuition Reimbursement, Personal Development & Learning Opportunities * Skills Development & Certifications * Employee Referral Program * Corporate Sponsored Events & Community Outreach * Emergency Back-Up Childcare Program * Mobility Stipend About Guidehouse Guidehouse is an Equal Opportunity Employer–Protected Veterans, Individuals with Disabilities or any other basis protected by law, ordinance, or regulation. Guidehouse will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of applicable law or ordinance including the Fair Chance Ordinance of Los Angeles and San Francisco. If you have visited our website for information about employment opportunities, or to apply for a position, and you require an accommodation, please contact Guidehouse Recruiting at 1-571-633-1711 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodation. All communication regarding recruitment for a Guidehouse position will be sent from Guidehouse email domains including @guidehouse.com or ___. Correspondence received by an applicant from any other domain should be considered unauthorized and will not be honored by Guidehouse. Note that Guidehouse will never charge a fee or require a money transfer at any stage of the recruitment process and does not collect fees from educational institutions for participation in a recruitment event. Never provide your banking information to a third party purporting to need that information to proceed in the hiring process. If any person or organization demands money related to a job opportunity with Guidehouse, please report the matter to Guidehouse’s Ethics Hotline. If you want to check the validity of correspondence you have received, please contact ___. Guidehouse is not responsible for losses incurred (monetary or otherwise) from an applicant’s dealings with unauthorized third parties. Guidehouse does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Guidehouse and Guidehouse will not be obligated to pay a placement fee.

Director, Credit Risk, Liberty Street, New York, NY Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Director, Credit Risk leads the design, implementation, and oversight of risk strategies and governance frameworks for Santander’s consumer lending portfolios. This role is accountable for ensuring credit policy, model governance, and decisioning strategies are effectively aligned with risk appetite and business objectives. The Director partners with teams across Credit Risk, Data Science, Product, and Technology to ensure analytical insights translate into sound portfolio management, profitability, and regulatory compliance. General Responsibilities • Provide strategic leadership in the design and execution of credit risk management frameworks, policies, and decision strategies., • Lead portfolio performance assessment and ensure alignment with risk appetite and business strategy., • Oversee risk analytics, model performance monitoring, and governance of key risk indicators., • Direct the development and enhancement of credit decision engines and automation capabilities in partnership with technology teams., • Engage with executive stakeholders to communicate portfolio trends, risk exposures, and mitigation actions., • Partner with compliance and audit functions to ensure adherence to regulatory standards and internal controls. Implementation Oversight & Governance • The Director oversees the translation of business and risk strategies into operational decision systems and ensures governance of all implementation activities across the credit risk function. This includes leading teams that manage the deployment, testing, and validation of decision engine logic, ensuring the precision, integrity, and compliance of automated decision processes. Strategy Implementation • Oversee the design and translation of business and credit strategies into decision engine configurations and rules logic., • Ensure strategic intent is accurately represented in decision platforms through strong collaboration with Credit Policy, Model Development, Analytics, and Technology teams., • Direct governance reviews of proposed strategy changes to ensure consistency, control, and alignment with Santander’s risk appetite. Testing & Validation • Establish frameworks for testing and validating decision logic, models, and strategy deployments., • Oversee quality assurance processes to verify that system outputs align with approved credit policies and risk frameworks., • Drive post-implementation reviews and ensure corrective actions are identified and executed in a timely manner. Performance Monitoring • Lead ongoing monitoring of decision engine performance, including automation rates, approval trends, and error detection., • Partner with analytics and reporting teams to assess the business impact of strategy adjustments and model-driven decisions., • Use insights from performance tracking to inform continuous improvement and portfolio optimization initiatives. Cross-Functional Collaboration • Coordinate across Risk, Technology, Operations, and Product teams to ensure cohesive delivery of credit risk strategies and system updates., • Lead discussions on platform enhancements and new capabilities to support evolving risk and business needs., • Represent Credit Risk in governance forums, audits, and model validation reviews, ensuring transparent documentation and communication of implementation decisions. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Bachelor's Degree in Business, Finance, Computer Science, Engineering, or related field. - Required., • Master's Degree in Business, Finance, Computer Science, Engineering, or related field. - Preferred., • 12+ Years Risk Management, Credit Risk or Internal Audit experience. - Required., • 12+ Years Financial Industry experience. - Required., • 12+ Years Consulting - Preferred., • 3+ Years Experience in software testing or quality assurance roles. Required, • Experience with decision engines such as FICO , Experian PowerCurve, or Provenir., • Advanced understanding of consumer credit risk, models, lending policies, and/or financial products., • Extensive experience working in a financial institution or fintech environment., • Strong analytical and problem-solving skills with attention to detail., • Strong Proficiency in Excel; familiarity with SQL, Python, or other analytics tools is a plus., • Ability to independently operate in a complex, matrixed environment; adept at delivering and maintaining productive working relationships across business, functions, geographies and lines of defense., • Strong risk management principles, methodologies and tools, governance principles and activity preferably in a financial services technology environment., • Ability to direct, train and guide peers, subordinates and management., • Ability to strategically generate well supported conclusions based on trend analysis, credit risk due diligence performed, understanding of the Banks risk appetite and assessment of managements capabilities., • Ability to effectively interact and communicate with senior management across the enterprise., • Excellent written and verbal communication skills. Preferred Skills: • Exposure to agile delivery environments and product/strategy deployment cycles., • Understanding of model-driven decisioning and A/B testing frameworks. Certifications: • No Certifications listed for this job. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $135,000.00 USD Maximum: $240,000.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: New York, NY, New York Other Locations: New York-New York Organization: Santander Bank N.A.

Cybersecurity Governance & Communications Specialist Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: We are seeking a Cyber Governance Senior Associate to join our team. This role plays a critical part in shaping and delivering governance materials that effectively communicate cyber risk and strategy across diverse audiences, including Technology teams, Business units, Executive management, and the Board of Directors. The ideal candidate brings a unique blend of cybersecurity knowledge, marketing and communications expertise, and exceptional critical thinking and storytelling skills. * Cyber Governance Communications * Develop, design, and deliver high-impact governance materials and visuals tailored to multiple stakeholders (presentations, reports, dashboards, narratives). * Translate complex cyber risk topics into clear, compelling, and actionable insights for both technical and non-technical audiences. * Partner with Technology, Risk, and Business leaders to ensure consistent messaging on cyber strategy, risks, and controls. * Executive & Board Reporting * Prepare and oversee cyber risk and governance updates for executive management and the Board of Directors. * Craft narratives that connect cyber metrics and activities to broader business objectives and risk management priorities. * Metrics & Monitoring Program Oversight * Lead the development, tracking, and reporting of key cyber risk, objective results, and performance metrics. * Continuously monitor effectiveness of controls and escalate issues where required. * Identify opportunities to enhance data quality, reporting tools, and visualization methods to improve decision-making. * Partner with Technology stakeholders and craft messages for senior leadership with clear remediation steps and maturity roadmaps as needed. * Cross-Functional Engagement * Collaborate with Cybersecurity, Risk, Technology, and Business stakeholders to align governance reporting with organizational priorities. * Act as a trusted advisor on cyber communications strategy, ensuring clarity, consistency, and impact. * Assist the GRC team Uplift all aspects of its Data Governance & Executive reporting program. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Marketing, Cybersecurity, Risk Management, or related field.- Required 5+ years of professional experience, ideally combining marketing and or communications expertise with cybersecurity/risk governance exposure. * Strong storytelling and presentation skills, with the ability to tailor messaging to varied audiences. * Exceptional critical thinking, analytical, and problem-solving abilities. * Demonstrated ability to distill technical and risk-related information into executive-ready materials. * Experience in metrics design, data monitoring, and governance reporting. * Proficiency with presentation tools (PowerPoint, Keynote, etc.) and data visualization platforms (Tableau, Power BI, or similar). * Strong collaboration and stakeholder management skills. Certifications: * PMP Project Management Professional - Preferred. * Vendor security certifications - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Minimum: $101,250.00 USD Maximum: $175,000.00 USD Link to Santander Benefits: Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs. Primary Location: Miami, FL, Miami Other Locations: Florida-Miami,Texas-Dallas,New York-New York,Massachusetts-Boston Organization: Santander Consumer USA Inc.

We are currently seeking an Associate Director, Credit Underwriting Analytics, to help lead our joint borrower installment loan business. In this critical role, the select individual will help grow the newly formed joint loan strategy team. This leader will be responsible for complex end-to-end strategy development focused on how we better serve customers through joint loan offers. The role will provide the opportunity to develop new ways we partner with key business partners to improve the lending process while growing the joint loan business. Working with various partners, this individual will deliver new policies to market, monitoring, and reporting on existing strategies, and partner with technology and marketing to create new functionalities and customer experiences. They will directly impact business processes, policy/product development, revenue growth, and risk management of OneMain’s largest business. A successful candidate will expand their competencies and grow their business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project lifecycle. They will gain knowledge to suggest new answers to old questions and continue experimenting with new technology to find better ways to provide information delivery throughout the company. In this role: * Develop strong understanding of OMF customer, benefits of lending to two applicants compared to one, underwriting policies, and credit risk * Develop and execute on business requirements to implement credit/business strategies to improve our lending portfolio * Create end-to-end project plans, including design, execution, and testing to ensure projects function as intended with intended business outcomes * Utilize data query tools (i.e., R, SAS, SQL, MATLAB, Python) and/or other analytical techniques and software to develop, test and execute analyses and reporting * Effectively prioritize competing initiatives and share with senior leadership tradeoffs and constraints across various projects * Partner with business leaders and different teams to define priorities, align resources, and communicate progress to executive leadership Requirements * Bachelor’s degree (Graduate Preferred) in a quantitative discipline, such as Engineering, Statistics, Economics, Business Management, or Computer Science is preferred. * 8+ years of experience in a data driven analytics environment; consumer lending, credit cards, or Fintech preferred; PHD degrees may offset experience * Advanced analytical skillset using tools such as SQL, Excel skills required; experience with multiple types of relational databases and/or querying languages is a plus * Innovative and capable of developing a highly analytical approach to solving problems preferably inside consumer lending * Strong communication, interpersonal and negotiation skills to achieve business objectives * Ability to work in fast-paced ever-changing environment and the ability to juggle an array of tasks and individuals on tight timelines Preferred Qualifications: * people management experience Location: Baltimore, MD or New York, NY Who we Are OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future. Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain. Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with: * Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurance * Up to 4% matching 401(k) * Employee Stock Purchase Plan (10% share discount) * Tuition reimbursement * Paid time off (15 days’ vacation per year, plus 2 personal days, prorated based on start date) * Paid sick leave as determined by state or local ordinance, prorated based on start date * Paid holidays (7 days per year, based on start date) * Paid volunteer time (3 days per year, prorated based on start date) Target base salary range is $160k - $180k, which is based on various factors including skills and work experience. In addition to base salary, this role is eligible for a competitive additional compensation program that is based on individual and company performance.

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Director, Start Path Lead, North America Director, Start Path Lead, North America Overview: • Are you motivated by a fast-paced environment where you would be a subject matter expert, a connector, and a leader with a reputation for impact?, • Do you have a passion for later-stage startups and emerging technology, and possess an entrepreneurial spirit?, • Are you interested in working in an environment that has the nimbleness of a fintech and works with startups regionally and globally? The Role: • Ensure best-in-class sourcing of fintechs through relationship building with external ecosystem (e.g. investor network, ecosystem partners), • Partner with regional product teams to identify opportunities for new product development and expanded distribution that can be unlocked via fintech partnerships, • Develop regional fintech distribution strategy, identifying and onboarding Mastercard resellers, system integrators, and other indirect sales partners, • Facilitate and close commercial deals with strategic fintech partners that align with business objectives, ensuring mutual value creation, • Manage top fintech accounts to drive product development and distribution, and track commercial outcomes to demonstrate business value, • Function as a regional expert; consolidate and synthesize signals from fintech, investment, regulatory landscape to central Start Path team and product teams, • Work closely with regional account teams to evangelize the Start Path program and train Account Managers and Sales teams on how Start Path creates commercial value for Mastercard and our customers, • Contribute to evaluation and selection of fintechs pre-program and mentoring of fintechs during program, • Create a go-to-market strategy to maximize commercial engagements between fintechs and customers, • Cultivate effective senior level relationships in the region, building rapport and trust with Mastercard customers All About You: • Strong commercial acumen and track record of identifying strategic partnerships that drive business value, • Ability to build valuable relationships with ecosystem partners and customers, • Expert consultative selling, influencing, and negotiation skills, • Quick learner of emerging technologies, demonstrating thought leadership, • Customer-focused, solutions-driven, with a strong sense of urgency, • Proven ability to take accountability and deliver results in ambiguous environments, • Multi-disciplinary expertise in product development, product management, business development, marketing, and client relationship management Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges New York City, New York: $178,000 - $284,000 USD Purchase, New York: $170,000 - $273,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Director, Product Development Overview The Director, Credit Products, will support the development, management, and execution of the consumer credit product line strategy (PLS) globally, reporting to the VP, Credit Products. This role is responsible for developing and enhancing CVPs in line with the PLS based on the latest consumer insights and market landscape to ensure product competitiveness globally. This role will also work with the commercialization team to drive the commercial success of consumer credit execution and commercialization of PLS/CVPs, including high-priority RFP and customer engagements. Role · Develop and maintain up-to-date consumer and market insights and intelligence to identify PLS/CVP opportunities globally. · Support the relevant research activities that inform both the current and future credit products at a global, regional, or country level that will enhance existing product lines. · Support the development and management of the product governance framework and forum. · Lead the effort in managing and enhancing product operations and core product requirements globally by partnering with key functional stakeholders such as legal, compliance, franchise, and engineering etc. · Support the development of differentiated value propositions to meet the current and emerging needs of consumers and customers; identify critical internal and external benefits and platforms that will be required to fulfill the end value proposition, including the definition of a Minimum Viable Product. · Work with the regional product teams to execute against the global PLS/credit product strategy, including but not limited to ensuring ongoing CVP modernization/optimization, providing PLS toolkits, and more. · Support the development of internal and external product narratives, including FSMs, by partnering with product marketing and regional product teams. · Support account teams to win high-priority deals and manage critical customer engagements by developing and delivering competitive product responses in collaboration with regional and functional stakeholders. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges Purchase, New York: $170,000 - $273,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Manager, Innovation / New Product Development Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Overview Mastercard Foundry is the innovation engine of Mastercard and a hub for new product development. We do this by driving product innovation in emerging technologies and interfaces while focusing on developing a point of view to enhance existing solutions and new use-cases. We also focus on building revenue generating ecosystems and flywheels that can be standalone in adjacent segments and markets. Examples of focus areas include Consumer value propositions, Digital payments, Tokenization / Privacy enhancing technologies, Payment Acceptance and Processing, and applications of Artificial Intelligence. Within Foundry, the Manager, will be a critical driver of new product development, including identification, execution, and in-market delivery of new Digital products and solutions. The responsibilities will include execution of near-term opportunities that drive significant in year revenue and strategic differentiation for Mastercard, as well as scoping, identification, in-market testing of longer-term product concepts and solutions. Role: • Uncover new trends and identify relevant opportunities in the future of payments., • Present findings that translate complex concepts into simple, compelling narratives., • Experiment quickly with proposed solutions via development of prototypes and proofs-of-concept., • Develop go-to-market plan to deploy pilots and commercial solutions in market, in partnership with regional leads and sponsoring business units., • Coordinate strategic, tactical efforts, and planning to facilitate execution and deployment of key priorities globally, partnering with cross-functional teams., • Drive thought leadership and the learning agenda across key opportunity spaces and emerging technologies (e.g., Social Commerce, Generative AI)., • Build analytics and business cases to prove commercial value of products launched., • Partner with cross-functional teams (e.g., Technology, Legal, Data Privacy, Delivery, Finance, Marketing, Sales, etc.) to develop concepts and navigate the product development lifecycle, from early-stage concept ideation through commercialization., • Analyze and translate information into actionable insights and recommendations to drive business strategy and innovation., • Manage assigned initiatives and compile updates to share progress with executive leadership., • Mentor and provide guidance to junior team members. All about you: • Passion for innovation and emerging technology, • Strong problem solving, research, analytical and quantitative skills, with the ability to build business cases that articulate commercial value, • Experience in product management, fast prototyping and design thinking, • Experience in the evolution of digital payments, including key trends market, competitive and regulatory trends, • Excellent project management and organizational skills, • Strong track record of driving tangible business results, • Excellent presentation and communication skills, both drafting and presenting, oral and written, • Prior consulting, banking or emerging payments experience a plus, • Abide by Mastercard’s security policies and practices;, • Ensure the confidentiality and integrity of the information being accessed;, • Report any suspected information security violation or breach, and, • Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges New York City, New York: $143,000 - $228,000 USD Purchase, New York: $137,000 - $219,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Director, Product Management, Agentic Commerce Director, Product Management, Agentic Commerce Locations: New York City, San Francisco Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Overview The Mastercard Checkout Solutions team is looking for a Director, Product Management, Agentic Commerce to bring Mastercard’s flagship agentic commerce product, Mastercard Agent Pay, from concept to market and scale. The ideal candidate will be highly motivated, intellectually curious, analytical, and excited by the challenge of balancing the needs of many diverse stakeholders. Our team leads Mastercard's efforts to build and scale digital payment products that enable commerce across devices, contexts, and geographies. We work with the biggest names in tech, ecommerce and financial services to leverage Mastercard's technological capabilities to solve partner business problems, create new propositions, and ensure seamless, secure and inclusive payments. Role The Director, Product Management, Agentic Commerce will be focused on defining Mastercard's strategy to enable access to digital credentials wherever consumers engage with the world using agentic AI. This individual will drive components of Mastercard’s agentic commerce product suite from concept to market launch and scale across global markets. Success in this endeavor will mean delivering a familiar and accessible consumer payment experience using a combination of Mastercard's technology platforms, driving adoption of secure digital payments to new contexts, interfaces, and market segments. • Act as the business owner for a key pillar of Mastercard’s flagship agentic commerce product and lead its journey to market. Collaborate with internal stakeholders, building a coalition to progress the product through the first phases of its lifecycle with a vision and objective of rapidly achieving scale. Interface regularly with external customers and stakeholders, including AI firms, agentic providers, startups, large issuers, digital wallets, merchants, acquirers, and payment service providers, to ensure challenges and opportunities are fully understood and captured., • Help to develop and refine product value propositions that resonate with customers, balance contrasting interests among customer sets, and function across target markets / regions with different consumer-level considerations. Build enthusiasm around this value proposition among key stakeholders and work with the communications & sales teams to create corresponding sales and training materials., • Lead the commercial strategy for the product, including pricing at the global and regional level, ongoing P&L, and long-term revenue projections., • Define and execute the strategy for development, pilot, go-to-market, and scaling of the product. Act as the central, global point of contact for strategic coordination among your counterparts in each target region. Provide direct support as each of these teams drives product adoption among customers in their market. Build and maintain a global customer pipeline and support regional delivery teams to onboard customers., • Plan & track product performance and develop product enhancements to address emerging customer requirements or scale customer adoption., • High level of fluency in AI, including deep technology foundations and thorough industry awareness. The ideal candidate for this position will have personal experience and a network in the industry, as well as the ability to build and deploy an agent., • Strong experience and knowledge of the business drivers and technology of consumer payments, especially digital wallets, tokenization, and authentication, across global regions and markets., • Awareness and understanding of Mastercard's key customers, partners, and external stakeholders in these areas, including Issuers, Payment Service Providers, Acquirers, Digital Wallet Operators, and Merchants., • Comfortable rapidly absorbing large volumes of complex business and technical knowledge. You seek out daunting intellectual challenges as a pastime., • Possess a blend of analytical capability, strategic thinking, and emotional intelligence and able to dive deep on all areas of the business to deliver creative solutions to unstructured problems., • Comfortable communicating strategy, project status, and complex ideas to executive leadership., • Willing to hear new ideas and objectively consider challengers in the interest of achieving the best possible customer outcomes., • Bachelor's degree required., • Strong written and verbal communication skills. #LI-MF1 Total Base Pay Range 178,000.00 - 284,000.00 Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges New York City, New York: $178,000 - $284,000 USD San Francisco, California: $178,000 - $284,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Senior Specialist, Product Development Overview: Mastercard’s North America (NAM) Small Business segment team is responsible for advancing the company’s efforts to address the needs of small businesses through innovative and business-centric solutions, alleviating small business pain points while driving stickiness and utility for bank, merchant, and fintech customers. The NAM Small Business ‘core products’ are comprised of credit, debit and prepaid card solutions. We are seeking a Senior Specialist, Small Business Partnerships sitting within the NAM Small Business Core team to be responsible for supporting and driving the delivery of the partnership strategy for merchant card benefits and will support benefit innovation and implementation overall on the core. Merchant benefits are critical to the way small business cardholders engage with their cards, their bank, and our brand. The candidate will support the negotiation and management of strategic partner relationships, working alongside the Director of Core & Partnerships and the head of Core Management & Partnerships. They will be responsible for leading the Easy Savings small business offers program within the U.S and helping to drive customer enrollment as well as the acquisition of new merchant offers. They will also support the overall core product strategy as it evolves to continue to meet the needs of businesses. Role and Responsibilities: Manage relationships with merchant partners on our U.S. small business card propositions and oversee key initiatives including benefit UX development and implementation, performance reporting to issuers and leadership, contract amendments, optimization, and more. Support the identification, negotiation, and launch of net new merchant benefits in the core product line. Work with the small business data analyst and Core Product team leads to develop business cases, manage budgets, and gain approvals for new merchant deals. Lead go-to-market efforts with the merchant partners and Mastercard product marketing teams to develop and disseminate marketing materials related to benefit launches and sunsets – including issuer bulletin announcements, B2B2C marketing materials, sales materials, press releases and more. Serve as the main point of contact in the U.S. for the Easy Savings offers program; support new customer enrollment and merchant offers, and partner with Global to define the program roadmap in the region. Serve as a subject matter expert on the core product line and support customer efforts to promote and optimize card benefits. Support the core product team on furtherance of forward looking strategies to grow the business and market share Represent the business narrative and card value propositions to issuing and fintech customers to drive customer promotion of and cardholder engagement in small business core benefits. Work with the team to identify, scope, size, and implement innovative card benefits that alleviate business pain points and drive card engagement All About You: You are passionate about small businesses and are deeply engrained in the card, payments and issuer landscape. You have a solid understanding of network dynamics. You are a team player who thrives in a fast-paced environment, and who can work both independently at times in addition to across large cross-functional teams. You are an excellent written and verbal communicator with superb analytical skills; you are comfortable synthesizing complex information and presenting to senior audiences. You have experience managing partners or external clients, supporting contract negotiations, and building business cases. You have experience navigating data platforms and are comfortable gleaning insights from raw data to build a strategy or narrative. You have strong organizational and project management skills, with the ability to execute against a vision while balancing priorities. You are adept at mobilizing support and soliciting input from cross-functional partners to bridge strategy into execution. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges New York City, New York: $119,000 - $190,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Director, Global Product Management The Services team and solutions fuel growth for partners globally by providing cutting edge services in the areas of Customer Acquisition and Engagement, Security Solutions, Business and Market Insights, and Open Banking. Focused on thinking big and scaling fast, our agile sales team is responsible for end-to-end solutions for a diverse global customer base including retailers, airlines, hotels, tourism agencies, public sector entities, restaurants, consumer goods and telecom companies. We are seeking an experienced Director of Product Management to join the Operational Insights (OI) Global Product Management team. In this role, you will drive the product vision, define business requirements for the innovation pillar, and lead commercialization and go-to-market strategy. You will manage a team of product managers focused on identifying white space opportunities in card operations, while overseeing key activities including product strategy, business requirements, pricing, and sales and delivery enablement. This role partners closely with the Global Product Management technical team to ensure product vision, roadmap, and priorities are aligned with business strategy and go-to-market execution. Product Managers in Services at Mastercard - Build revolutionary products that advance how businesses all over the world derive the most value from their data assets - Translate a deep understanding of our customers into products and solutions that drive significant customer value - Balance the long-term direction of a product with today’s needs and constraints by fully understanding the technical, competitive, and commercial contexts of our products - Act as connectors to ensure the commercial success of our products by working with Sales and Marketing while ensuring technical success through close partnership with Technology teams - Drive globally relevant solutions by understanding regional needs and tradeoffs, and build scalable products that serve an array of customer segments - Set product direction with coordination, not isolation—considering how our products all work together to serve customer needs Role • Drive the Operational Insights (OI) strategy based on a deep understanding of operations trends in card networks, payment processing, and reconciliation., • Identify white space opportunities for Operational Insights and new solution areas; translate business needs, customer pain points, and market trends into actionable product initiatives., • Engage directly with clients and partners to validate needs, test concepts, and refine solutions., • Lead global product management efforts, providing analytically driven input into strategic business plans and product roadmaps., • Define and own the product strategy, roadmap, and success metrics., • Partner with cross-functional teams to ensure timely product delivery, working closely with product development and engineering., • Drive the business strategy for the product, including customer impact analysis, pricing, sales, and go-to-market plans., • Manage the product P&L, including forecasting and budgeting discussions., • Effectively communicate product strategy, priorities, and vision across all organizational levels., • Build strong, collaborative relationships with a diverse set of internal and external stakeholders to achieve product goals. Basic Technical Skills • Understanding of APIs, data flows, and system architecture at a conceptual level., • Comfortable writing basic SQL queries and analyzing data to inform product decisions., • Experience collaborating closely with engineering and technical teams., • Familiarity with cloud platforms (AWS, GCP, Azure) and SaaS products (nice to have)., • Ability to engage in discussions on technical feasibility, trade-offs, and dependencies. All About You • Proven track record of defining product strategy and delivering successful products at scale., • Strong communication, storytelling, and executive presence., • Experience in Agile product management, ideally with analytical solutions in payments or financial services., • Highly organized with the ability to manage multiple, competing priorities., • Bachelor’s degree in business or equivalent experience; MBA preferred., • Demonstrated success in leading end-to-end execution of cross-functional initiatives, with strong prioritization skills., • Familiarity with Mastercard products & services and revenue drivers (nice to have). Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges Purchase, New York: $170,000 - $273,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Global Acceptance & Merchant Solutions Strategy Director, Gateway Overview Mastercard’s Global Acceptance & Merchant Solutions team is at the forefront of enabling seamless, secure, and scalable commerce across the globe. In this role you will work side-by-side our Product & Engineering teams to develop and deliver key strategic initiatives. You will be developing and implementing strategies as well as supporting the planning, coordination, and management of a diverse range of programs and projects. These will involve a unique combination of strategy, product management, research and analysis and will also require engaging with critical stakeholders across Mastercard's global and regional teams. You will also work on projects to explore partnerships, investments and acquisition opportunities as ways to expand our strategies and accelerate progress. You will leverage analytical methods to complete 360 degree analyses of products and markets with consideration of value-propositions, partner opportunities, competitive landscapes/positions, risk profiling, financial opportunities, and strategic trade-offs. Key Responsibilities • Define and drive the global strategy for Mastercard’s gateway business, aligning with broader Acceptance priorities and corporate objectives., • Lead strategic assessments of acquisition targets, partnerships, and investment opportunities. Collaborate with internal M&A, finance, legal, and product teams to evaluate and execute deals., • Conduct deep market analysis, competitive benchmarking, and financial modelling to inform strategic decisions and identify growth opportunities., • Partner with Product, Engineering, Finance, Legal, and Regional teams to ensure alignment and execution of strategic initiatives., • Prepare and present strategic recommendations to senior leadership, including business cases, investment memos, and integration plans., • Identify emerging trends in gateway technology, fraud solutions, and value-added services to inform product strategy and roadmap development., • Proven experience in corporate development, investment banking, strategy consulting, or similar roles with exposure to strategy and M&A., • Strong strategic and analytical capabilities, with the ability to synthesize complex information and develop actionable insights., • Demonstrated ability to lead cross-functional initiatives and influence senior stakeholders in a global, matrixed organization., • Excellent communication and presentation skills, with experience preparing materials for executive audiences., • Collaborative mindset with a track record of working across global teams and driving consensus., • Experience in the payments ecosystem and familiarity with gateway platforms or technologies is a plus. Qualifications • Bachelor’s degree in Business, Finance, Economics, Engineering or related field; MBA or advanced degree preferred., • 7+ years of experience with exposure to corporate development, investment banking, strategy consulting, or strategic planning within fintech, payments, or technology sectors., • Experience with M&A deal flow, including target identification, due diligence, valuation, and integration planning. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges Purchase, New York: $170,000 - $273,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Manager, Airport Experiences Overview Cardholder Services is a critical organization within the Consumer Products & Processing business, delivering best in class benefits. With a dual mandate to enhance the Core value proposition and drive services revenue, Cardholder Services is a dynamic and high impact program. The team combines deep product expertise and partner management excellence to deliver industry leading customer experiences. In this role, you will help with the development, optimization and delivery of Mastercard Collection Airport benefits, to bring to life the Mastercard Collection fast track lanes and Taste of Priceless dining locations. You will manage key partner relationships and ensure seamless execution across product, services and operational teams. You will also play a critical role in ensuring market competitiveness, pricing consistency and differentiation for Mastercard in the Travel vertical. This role supports LAC/NAM asset development, vendor management, issuer communication, coordination with regional teams, and launch timelines. The ideal candidate excels in communication, works independently, and ability to flex to align global teams. Data-driven insights are valued. Responsibilities • Card Benefits Strategy & Development: align with relevant product teams and deliver benefits that enhance customer value and align to global Airport strategy, • Revenue Growth: identify and execute opportunities that expand monetization of Airport benefits, • Partner Relationship Management: Serve as the primary point of contact for strategic partners, negotiating agreements, ensuring quarterly business reviews and monitoring performance against SLAs, • Alignment: ensure benefit initiatives are coordinated across card product teams, integrated into platform roadmaps and correctly set up with operational enablers, • Go To Market: ensure that Commercialization teams, B2B Marketing and other relevant teams are equipped with tools, training and insights to effectively sell and benefit awareness, • Performance and Reporting: track product KPIs, partner performance and ROI to inform strategic decisions and create continuous improvement, • Global Execution: Support asset development, vendor management, and communication with our issuers across the Americas regions. You will also be responsible for coordinating with regional teams and managing project timelines from start to finish. Experience • Deep understanding of the airport and travel landscape, including industry dynamics, operational requirements and effective go to market strategies, • Strong financial acumen with ability to build business cases, manage budgets, understand cost drivers and own P&L, • Experience with airport lounge operations and external vendor management is preferred., • Experience in product management, partnerships or related roles in payments, financial services or travel loyalty programs, • Proven track record of managing high-value partner relationships and delivering measurable business results Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges Purchase, New York: $137,000 - $218,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Senior Specialist, Advertising CLO & Affiliate Network Mastercard Services is responsible for acquiring, engaging and retaining customers by managing fraud and risk, cybersecurity and improving the digital payments experience while providing value added services and using expertise, data-driven insights and execution support. Within Mastercard Services, our Customer Acquisition & Engagement business drives profitable business growth and maximizes customer lifetime value by transforming routine interactions into lasting relationships. We leverage our unique advantages in data, personalization, incentives, and optimization, in addition to our global expertise and scale, to efficiently acquire high value new customers, drive engagement and desired behaviors, and build customer loyalty. Our products encompass a full range of capabilities, including strategic consulting, campaign and creative design and execution, on-going optimization and personalization, rewards and offers, and loyalty program design and execution. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Role & Responsibilities: You will demonstrate your expertise at working with Advertising Networks and Aggregators that provide Offers and Content to Publishers. As the expert, you will develop our strategy to scale globally these partnerships. The strategy will include technology, and an operational model that is repeatable to scale and execute to deliver content at scale. You will demonstrate your experience doing this in an agency or network previously and can bring thought leadership on day 1. You will be part of the global Connected Commerce team and will report to the global sales and partnership lead. • Develop the strategy to systematically unlock the power of the network and aggregator partnerships at a global level, while thinking about regional and local nuances., • Understand the technology that is being used today by networks, aggregators, and Mastercard; and where the technology is headed in the future to guide the strategy., • Clearly communicate complex business needs including technology and operations so that the business easily understands and can also communicate that into technical requirements. All About You: • Expert in card-linked offers, and affiliate marketing programs, have established advertising network relationships., • Deep understanding of the network and aggregator ecosystem., • Clearly articulates what will be needed, they have scaled card linked and affiliate offers programs before in a similar capacity., • Experienced at navigating complex organizations with multiple stakeholders, easily shifts the conversation between technology and business teams., • Proven ability to act with a persistent and urgent approach to tasks., • Demonstrated ability to handle multiple projects simultaneously while maintaining a keen attention to detail., • Strong analytical, problem-solving, and cross-functional team-building capabilities., • A Bachelor’s degree is required. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges Purchase, New York: $114,000 - $182,000 USD Arlington, Virginia: $114,000 - $182,000 USD Miami, Florida: $99,000 - $158,000 USD New York City, New York: $119,000 - $190,000 USD O'Fallon, Missouri: $99,000 - $158,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Manager, Product Management, B2B Acceptance About Mastercard At Mastercard, we power economies and empower people by enabling secure, simple, and smart payments. Through our Commercial Solutions, we deliver smarter payments and enable stronger business across a rapidly digitizing economy. Our Corporate Solutions Acceptance strategy is focused on scaling B2B card payments globally—helping issuers, acquirers, buyers, and suppliers connect seamlessly to unlock the full potential of commercial payments. About the Role We are seeking an experienced Product Manager to drive forward our B2B Acceptance capability within Mastercard Corporate Solutions Team. This critical pillar is focused on B2B commerce, designing and delivering solutions that enable suppliers and acquirers to process commercial card payments efficiently, reconcile transactions seamlessly, and reduce operational friction across complex B2B supplier lifecycle. This is a global role, working closely with Mastercard’s regional product and market teams to understand local requirements, align on priorities, and deliver solutions that scale across diverse markets. You will: • Define and deliver the vision and roadmap for B2B Acceptance capabilities across the supplier lifecycle., • Build tools and services that simplify supplier onboarding, enable straight-through processing, and support automated reconciliation for B2B transactions. Key Responsibilities • Contribute to the global product strategy and roadmap for B2B Acceptance, with a focus on solving B2B commercial payment challenges., • Define product requirements and partner with technology teams to deliver scalable, modular solutions for B2B Acceptance., • Collaborate with regional teams to capture market-specific needs, integrate insights, and ensure successful in-market deployment., • Engage with acquirers, suppliers, and ecosystem participants to gather feedback and validate product designs., • Track product performance against KPIs and iterate based on input from internal and external stakeholders., • Ensure solutions comply with Mastercard’s high standards for security, privacy, and regulatory requirements., • Monitor market trends and competitive offerings in B2B payments to drive continuous innovation and differentiation. About You • Proven experience as a Product Manager in payments, fintech, or enterprise SaaS., • Strong domain expertise in acquiring, B2B card payments, or AR/AP platforms (essential)., • Familiarity with the complexities of B2B payment flows, supplier onboarding, and reconciliation processes., • Experience delivering APIs, integrations, or reconciliation tools in complex global ecosystems., • Skilled at collaborating with regional teams in matrixed organizations to align global strategy with local execution., • Excellent stakeholder management skills, able to engage effectively with technical and non-technical audiences across markets., • Outcome-focused, with a strong sense of ownership and accountability. Why Join Us? This is your opportunity to shape the Integrated Payment & Reconciliation capabilities at the heart of Mastercard’s Commercial Acceptance strategy. You’ll work globally and regionally to design solutions that help acquirers and suppliers overcome complexity and scale B2B card payments worldwide. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges Purchase, New York: $137,000 - $218,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Director, Product Management Mastercard’s Global Acceptance team is on a mission to make Mastercard the best way to pay everywhere. With our powerful suite of acceptance products, we are working on shaping the online and in-store payment experiences of the future. As payments evolve and new players reshape the ecosystem, we are seeking a Director to lead product strategy and execution for our Acceptance Channel Partner enablement and engagement initiatives. Director, Acceptance Channel Partner Strategy & Execution role will focus on building scalable programs, bundles, value propositions, and engagement strategies for Channel Partners—such as FinTechs, Payment Facilitators, Payment Orchestrators, Gateways, PSPs, ISVs, tech enablers etc.—who serve as critical enablers in the merchant acceptance journey, reshaping how merchants accept payments with their innovative, nimble, and modern software-based payment solutions. This is a high-impact, global role that blends product leadership, strategic thinking, and cross-functional collaboration, shaping the future of payment industry. The ideal candidate is highly motivated, intellectually curious, analytical, strategic-thinker, possesses an entrepreneurial mindset and has a strong product management expertise, with proven experience in delivering programs. Primary Responsibilities Include: • Define and execute product strategy and GTM commercialization for different types of Channel Partners (especially hyper-specialized & vertical-focused ISVs), aligning with Mastercard’s broader acceptance goals., • Develop programmatic approach, scalable bundles, product value propositions, and go-to-market strategies tailored to drive acceptance growth across Channel Partner types., • Lead engagement with fintech startups in the Acceptance space. Identify, qualify, onboard, and collaborate with high-potential companies through the Start Path program, • Execute Mastercard’s fintech startup partnership strategy, working closely with business development (BD) teams, product teams, and regional and local teams supporting integration of Mastercard’s products and services into their business models., • Source and evaluate fintech startups and channel partners for strategic alignment with Mastercard’s product roadmap and to accelerate product adoption., • Drive thought leadership through white papers, social campaigns, trainings and industry engagement to strengthen Mastercard’s position as the partner of choice., • Equip regional and local sales teams with landscape analysis, pipeline, sales enablement materials, toolkits, and data-driven insights to grow acceptance and scale products with Channel Partners, • Track and report on program performance, partner engagement, and commercial impact., • Lead by example and build a strong culture of excellence, sense of urgency, customer centricity and winning with decency ALL ABOUT YOU • 8–12 years of experience in product management, partner strategy, program execution., • Deep understanding of the acquiring landscape and channel partner ecosystem (e.g., ISVs, Gateways, Payment Facilitators)., • Proven track record of building and launching product value propositions and programs., • Strong analytical and strategic thinking skills; experience building business cases and TAM models., • Excellent communication and stakeholder management skills. Ability to interact and coordinate effectively with business partners globally, across different cultures and geographies, • Entrepreneurial mindset with a bias for action, execution and ownership., • Motivated by working in a flat hierarchy and making broad contributions, • Experience working in global, matrixed environments and across cultures. Nice to have: • Bachelor’s degree required; MBA or advanced degree preferred., • Experience of living and studying abroad strongly preferred, • Self-motivated with a proven track record of delivering success, • Demonstrated experince in new products/programs/bundles., • Published thought leadership associated with the payment industry Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary based on location, experience and other qualifications for the role and may be eligible for an annual bonus or commissions depending on the role. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance), flexible spending account and health savings account, paid leaves (including 16 weeks new parent leave, up to 20 paid days bereavement leave), 10 annual paid sick days, 10 or more annual paid vacation days based on level, 5 personal days, 10 annual paid U.S. observed holidays, 401k with a best-in-class company match, deferred compensation for eligible roles, fitness reimbursement or on-site fitness facilities, eligibility for tuition reimbursement, gender-inclusive benefits and many more. Pay Ranges Purchase, New York: $170,000 - $273,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Manager, Product Management As Manager, Network Products you will join a team leading product strategy, roadmap and execution of the future of Mastercard’s global card payments network. The network is the company's core strategic asset, directly driving over $8 billion in revenue and providing the platform for our other key services. The successful candidate will define and execute strategy + product management for Mastercard Authorization Resiliency - ensuring real-time approval of purchases and other transactions as well as the provision of value-added services. Authorization is an essential component of our network and a foundational part of Mastercard’s business. The role will lead the development and market rollout of functional upgrades and new product offerings, as well as other initiatives including changes to our Franchise rules and programs. The role As lead for Mastercard Authorization Resiliency, you will be responsible for the creation and execution of a Resiliency product roadmap to ensure that every transaction receives decisioning and fulfillment. • Participate and lead projects for product enhancements to address market needs, • Shape and pursue new product and pricing opportunities; drive new offerings from concept to market, and go to market process, in partnership with regional product leads and market teams, • Propose and drive changes to Mastercard Franchise or other rules or programs to drive outcomes beneficial to the ecosystem, including cardholders, merchants and financial institution customers, • Partner with internal and external stakeholders to gather feedback, understand needs, shape proposals and drive execution, • Perform high-quality analysis for identifying opportunities, preparing business cases for proposed solutions and estimating impact, • Present overviews of your approach, proposals and progress to key executive leadership, • Maintain an independent mindset and view of the facts, develop a strong view of the best available approaches, make a compelling case and push hard for the right outcome – and stay flexible and pragmatic in your approach to getting things done The candidate • Prior experience in payments is preferred, • Superior communications, visual and verbal presentation, and interpersonal skills, • Excellent analytical skills and relevant experience is required, • Desire to dive deep and learn about our technology, system structure, and rules, • Business-oriented and strategic mindset in product development and decision-making, • Flexibility to work with ambiguity and handle multiple projects, • Demonstrated ability to work independently and with minimal day-to-day supervision, • Ability to interact and build relationships with all levels of leadership across the organization and with internal and external clients Total Base Pay Range Purchase 137,000.00 - 218,000.00 Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges Purchase, New York: $137,000 - $218,000 USD O'Fallon, Missouri: $119,000 - $190,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Director, Small Business Product and Partnerships Mastercard’s North America (NAM) Small Business segment team is responsible for advancing the company’s efforts to address the needs of small businesses through innovative and business-centric solutions, alleviating small business pain points while driving stickiness and utility for bank, merchant, and fintech customers. The NAM Small Business ‘core’ is comprised of credit, debit and prepaid card solutions. Within the core, debit and prepaid cards represent a significant share of the NAM small business card portfolio and a large opportunity for growth. We are searching for a Director of US Small Business Debit, Prepaid, and Partnerships to lead the implementation of Mastercard’s growth strategies in these areas. This fast-paced, high-profile leadership role will own these two products and lead the merchant partnerships pillar for the NAM Small Business core team. The position will be responsible for the day-to-day management of product operations for business debit and prepaid including the management of the value propositions on these cards (a selection of merchant-led and Mastercard-led benefits). With support from the team, he/she will oversee the negotiation, launch and ongoing management of merchant partnerships related to benefits on all core cards. The successful candidate will be a highly motivated, analytical, and independent thinker with a proven track record in product management, partnerships management, and cross-functional partnerships. • Are you passionate about the prospect of supporting small business owners through the right card solutions?, • Do you have a solid understanding of card payment products- including the network payments landscape (specifically pertaining to debit & prepaid) and the fundamentals of issuer economics in payments?, • Do you have experience negotiating and managing partnership deals? Do you have experience putting yourself in the small business’ shoes to create seamless customer experiences that work for them?, • Are you an out-of-the-box thinker with strong attention to detail who can execute autonomously? Role – Director, Product Management, US Small Business Debit, Prepaid and Partnerships: Product Management – Business Debit and Prepaid • Drive growth for US Small Business Debit and Prepaid through the development of a core product roadmap that delivers against the team’s targets, evolves the product line, and meets the needs of small businesses., • Own the day-to-day operations of debit and prepaid including the card value propositions, participate in business development efforts and in new product launches with Mastercard issuer, alternative distribution and fintech customers, • Partner with colleagues on NAM small business product team to articulate and execute the SMB narrative and forward-looking strategy for the products, including merchant benefit partnerships, • Leverage “Beyond Card” capabilities to develop compelling value to issuers and businesses that grow the small business book, • Track and analyze key Debit and Prepaid performance indicators (KPIs), including Gross Dollar Volume (GDV), revenue growth, and interchange trends. Merchant Benefit Partnerships • Oversee card benefit partnerships for small business credit, debit and prepaid with support from members of the team, • Lead merchant negotiations for prospective and renewing small business card benefits. Collaborate with cross functional stakeholders to take deals from concept to completion., • Oversee business case development and implementation of benefits or enhancements, • Maintain a pipeline of prospective merchant partners, • Stay abreast of competitive trends and relevant, fast-growing merchants that may be good partnership candidates, • Contribute to and execute Mastercard’s small business merchant benefit strategy for the short and longer term Job Specific Skills: • Expertise in U.S. Payments & Debit Ecosystem – Deep understanding of Single Message and Dual Message transaction flows, interchange structures, and regulatory impacts. Prepaid knowledge a strong plus., • Partnerships – Minimum 2 years experience in negotiating with third party partners including in contract negotiations for consumer-facing deals and ongoing relationship management, • Industry Experience – Minimum 5 years in product management, strategy, consulting, or a related field in the payments industry., • Analytical & Data Skills – Strong proficiency in Microsoft Excel (pivot tables, data modeling) and PowerPoint (storytelling, presentations)., • Regulatory & Compliance Knowledge – Familiarity with payment regulations, interchange pricing models, and issuer processing., • Small Business Passion – Enthusiasm for Mastercard’s focus on supporting the needs of small business owners., • Strategic Execution – Ability to interpret complex data, manage multiple projects, and drive business impact., • Collaboration & Communication – Strong interpersonal skills to work cross-functionally and influence stakeholders at all levels, both internal and external to Mastercard., • Adaptability & Ownership – Self-starter mindset, proactively solving challenges and driving results., • Bachelor’s degree required; MBA or Graduate degree preferred., • Location is flexible between Purchase, NY or New York City; limited travel may be required. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges Purchase, New York: $170,000 - $273,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Senior Specialist, Product Management Mastercard Loyalty Solutions is the world's largest loyalty company, a service division within Mastercard that provides reward programs, offers, and benefits to both financial institutions and merchants. We manage over 600 million accounts on our loyalty systems, serving over 2,000 global clients. We offer an end-to-end outsourced service and are at the forefront of next-generation loyalty solutions. The Global Offers Team at Mastercard is focused on driving revenue through our proprietary platform and merchant network. As part of our transformational journey, we are seeking a Product Management Specialist to join our Product Enablement and Commercialization teams. This role supports a high-growth global product delivering Offers to cardholders globally. The Senior Specialist will work alongside Directors across Enablement and Commercialization and play a key role in supporting the team across marketing strategy and execution, internal and external communications, and cross-functional product initiatives. The ideal candidate brings experience across product management, marketing, sales, communications, and partner management, with a strong ability to deliver strategic objectives in a fast-paced environment. Responsibilities: -Support and manage CRM initiatives for Global Offers team inclusive of managing internal and external partners, reporting on key metrics, and expanding existing communication use cases and languages. -Maintain marketing materials for clients and regions ensuring marketing materials meet internal and external requirements. -Partner with external partners to develop marketing creative for CRM and B2B2C clients. -Support in developing and maintaining up-to-date sales enablement materials, external communication support and team communications such as quarterly newsletters, monthly pulse newsletter and competitive newsletters. -Work cross-functionally across offers organization: Product Enablement, Product Development, Commercialization, and Engineering Teams and partner with broader support operational teams such as Product Operations, CIS, and Business Operations as needed to deploy new websites. -Works alongside Offers leadership to ensure materials are prepared for internal and external stakeholders. -Lead and support various ad-hoc projects and initiatives as our business continues to grow and evolve. About you: -In depth experience in product management, marketing, or sales. -Strong project management skills and ability to juggle multiple priorities simultaneously. -Creative problem-solver with a bias for action and experimentation. -Excellent written and verbal communication skills. -Highly organized and detail-oriented. -Self-starter who thrives in a dynamic, global environment. -Working knowledge of Excel, Powerpoint, Figma -Bachelor’s Degree required Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges Purchase, New York: $114,000 - $182,000 USD Arlington, Virginia: $114,000 - $182,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Vice President, Product Management Global Credit Overview The VP Global Credit will lead the commercialization effort of consumer credit products, reporting to SVP Global Credit SVP. This role will develop in-depth knowledge of consumer credit products, key consumer and customer insights & priorities as well as a competitive market landscape to develop and execute a successful commercialization strategy for consumer credit products globally. This includes supporting critical credit RFP, spearheading sales enablement and support efforts globally, ensuring strong credit product marketing and communication strategy and execution, and collaborating with key global and regional partners to drive customer and consumer awareness and usage of Mastercard consumer credit products and value proposition, and more. This role may also support informing the agenda for new product development ideas. Role · Lead the development and execution of consumer credit commercialization strategy globally. · Identify and lead relevant consumer and customer research that informs both the current and future credit products at a global, regional, or country level. · Lead the effort to maintain and refresh global insights related to key consumer, customer, and industry insights related to credit business such as best practices, competitive updates, etc. to inform ideas for enhancements or new value propositions/products. · Present key insights to internal and external stakeholders including industry forums, customer meetings, and external media engagements. Understand and help regions leverage such insights as well as global practice around product positioning and insights. · Lead the global support of critical credit RFPs in partnership with regional and local products & CSCs as well as important customer meetings/engagements. · Lead the management of all consumer credit sales pipeline, MI, and KPI management. · Partner with the IMC team to develop and execute external marketing and communication strategies globally; ensure alignment and collaboration with the regional product and marketing team. · Collaborate and work together with the Digital Performance Management team for development of portfolio management tools including portfolio segmentation, acquisition best practices as well as tailor portfolio P&L’s to support individual issuer business cases for pro-active portfolio management and optimization activities. · Collaborate with global and regional services teams in developing and implementing new solutions generating incremental cardholder spend, and/or services revenue (e.g., Marketing Services, Security Services, Consultancy, etc.) · Lead the partnership with Sales Excellence and IMC to ensure robust sales enablement and internal communication and engagement. All About You/Key Requirements · Strong business acumen with the ability to provide creative solutions that drive positive results to both the customer and Mastercard · Strong interpersonal skills, covering but not limited to an ability to lead cross-functional teams, manage internal stakeholders (such as Marketing, Regional product teams, Services and etc.) · Very strong written and verbal communication skills; excellent presentation (PowerPoint) skill is a plus · Proven experience and performance in translating consumer insights into actionable product strategies and plans oriented around driving business growth, positive customer experience, and brand perception · Experience in marketing and/or sales (either in B2C or B2B) · Passionate for delivering the best customer and consumer experience into live in every product management effort · Strong people management skill and leadership experience · Great executional capability, driving for excellence in quality as well as delivery on time · Demonstrate willingness to learn, ability to challenge the status quo with a constructive attitude Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges Purchase, New York: $223,000 - $357,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Airport Services Product Manager, Cardholder Services - North America Job Overview: Develops product strategies and roadmaps to execute to ensure maximum penetration of market segments. Manages and maintains existing product lines on an on-going basis, including partner management. Conducts opportunity assessments on new ideas and concepts. Provides design specifications for product enhancements to Product Development. Defines business and technical requirements, and manages the relationships of technical resources and the Global Technology Organization to maintain and build out platforms. Major Accountabilities: • Monitor product performance, provide feedback, define or approve/disapprove change control processes, and manage vendor relationships • Coordinate with customer teams, customers and third parties to develop product strategies and possible enhancements of existing product offerings • Develop and implement programs and initiatives using the Go-To-Market process to increase card issuance in both established and emerging markets • Engage in idea generation, concept validation, business case development, and in some instances financial modeling and planning • Execute business plans which promote the value and profitability of MasterCard acceptance • Enhance the development and design of product-marketing strategy from product decision through product life cycle • Coordinate the execution of advertising, promotional, and sales programs to meet objectives Education: • Bachelor’s degree in business or equivalent work experience Knowledge / Experience: • 5-8 years prior related work experience with at least two years of management experience desirable • Extensive experience in new product development • Must have strong business/market/financial analysis and project management skills Skills/ Abilities: • Ability to interact and coordinate effectively with internal and external business partners • Business Acumen with the ability to provide solutions that drive positive results to the customer and MasterCard • Self motivated with a proven track record of delivering success while operating within a team Work Conditions: • Some travel required • General office environment Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges Purchase, New York: $137,000 - $218,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Director, Product Development, Optimization Solutions Overview: Mastercard is a global technology company. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making payment and data transactions safe, simple, smart, and successful. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. The Digital Transformation team is part of our Core Payments product organization. We are responsible for optimizing eCommerce solutions and for driving transaction authorization improvement for digital transactions globally. We do this by being consumer and merchant centric for our products and services, focusing on excellence in all payment flows. Role: We are looking for a top performer with deep product development and management experience, who will be responsible for identifying, analyzing, defining, developing, and bringing to market, digital solutions that address payment gaps and improve performance and helps merchants and acceptance partners expand to new geographies and markets. The ideal candidate should also hold experience across pricing, economics and revenue modelling and be able to build compelling business cases and scalable product strategies. This individual will leverage a strong understanding of acquiring and the payment’s ecosystem—including payment processing, checkout flows, clearing, and settlement and be able to analyze data to uncover global, regional and market-specific insights, assess industry trends in the digital space, and identify key opportunities to drive performance improvements. They will work cross-functionally with internal teams including Franchise, Product Teams, and Network teams, as well as with global customers and partners to develop impactful, digital solutions. Success in this role requires the ability to drive product development from concept through execution, manage complex customer deals that are global in nature and deliver polished executive leadership updates. Key responsibilities: • Lead cross-functional efforts to define customer-driven business requirements and partner closely with engineering teams in delivering phased, value-driven solutions., • Engage in idea generation, concept validation, business case development, and financial modeling and planning for new and enhanced products that drive measurable improvements in digital performance, • Manage the end-to-end studio process for product(s) in development, • Drive product innovation through discovery of high value use cases, defining compelling value propositions, and aligning offerings with customer and market demands., • Own the end-to-end product development lifecycle: from business case development and revenue modelling to launch and performance tracking., • Continually monitor the market landscape to get a view of competitive solutions and opportunities, as well as provide thought-leadership and market insights to support customers and guide product development, • Lead development of internal presentations, external thought leadership, training, sales materials and prepare and deliver executive-level presentations, clearly articulating strategy, performance, and product roadmap updates., • Ability to work in a matrix organization and influence various teams at the global and local level; key stakeholders include Finance, Market Development, Account Management, Customer Experience, Marketing, and other product teams, • Develop regional go-to-market strategies and lead execution to ensure maximum penetration of product and value delivered to customers. This includes aligning with regional teams and supporting customer-facing teams with go-to-market plans, material, pricing, and training. You will oversee pilots to propose and deliver new features/enhancements., • Create and maintain material in support of product development and management: business cases, market needs, product roadmaps, customer feedback, success metrics, marketing and sales material, guides, etc., • Identify, track and report regularly on performance metrics related to digital commerce transactions globally All about you: The candidate should demonstrate: • Passion for all things digital and intrinsic curiosity to understand new technology, • Entrepreneurial spirit and global mindset with a passion for learning and using data to solve large scale business problems, • Foundational background in product development and management, • Strong knowledge of acquiring and payments, including processing workflows, checkout flows, clearing, and settlement., • Strong analytical skills with a track record of translating data into compelling insights, market assessments and business cases, • Sound business judgment with established strategic/conceptual thinking and strategic planning skills to ideate, design, and deliver on solutions, • Excellent communication & influencing skills to work with internal and external stakeholders; ability to articulate problem statements, opportunity areas and complex data models, • Excellent project management and execution skills, with strong problem solving, highly analytical, quantitative communication and organizational skills. #LI-MF1 $170,000.00 - 273,000.00 USD Annual Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary based on location, experience and other qualifications for the role and may be eligible for an annual bonus or commissions depending on the role. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance), flexible spending account and health savings account, paid leaves (including 16 weeks new parent leave, up to 20 paid days bereavement leave), 10 annual paid sick days, 10 or more annual paid vacation days based on level, 5 personal days, 10 annual paid U.S. observed holidays, 401k with a best-in-class company match, deferred compensation for eligible roles, fitness reimbursement or on-site fitness facilities, eligibility for tuition reimbursement, gender-inclusive benefits and many more. Pay Ranges Purchase, New York: $170,000 - $273,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Vice President, Product Development Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Overview: At Mastercard, we connect and power an inclusive digital economy that benefits everyone, everywhere. As Global Vice President of Account Level Management Product Development, you will be responsible for setting and managing the global development strategy for Account Level Management and manage a team responsible for the assessment, definition and deployment of services creating segmentation tools and strategies for our issuers, processors and merchants, removing friction and ultimately driving brand preference, increased spend and loyalty. Account Level Management is a global platform that enables several portfolio segmentation services across credit & debit for consumer, small business & large market, with a footprint in 95+ countries and growing. Opportunity: As Vice President of the Account Level Management (ALM) Product Development Team, you will lead this high-performing Global Product Development Team and play a pivotal role in Mastercard’s ambition to grow our revenue by 150% in 5 years. You and your team will identify new opportunities, define business requirements, on-board new customers, partner with cross-functional teams to design, develop and deliver new products or capabilities that drive incremental revenues for Mastercard, supporting our Consumer, SME & Commercial product strategies. Role, you will: • Partner closely with the Global VP of Account Level Management, supporting our global strategy and ensuring alignment across global & regional leadership., • Lead all product development efforts related to ALM which have global visibility and are shaping the future of portfolio management for our issuers driving impact, scale, and creating compelling brand preference., • Actively manage talent on your team by continuously assessing talent needs against current capabilities, addressing any gaps with a combination of pro-active learning, talent moves and timely feedback., • Continually raise the bar with talent across your team with a combination of hiring top new talent and actively growing existing talent., • Ensure the Product Development Team has a full understanding of vision for the platform which powers multiple strategic services across credit & debit, for Consumer, SME and Commercial globally., • Maintain a pulse on competitive and technology landscapes, with added insight on the full transactional eco-system to identify technical efficiencies both internal & external., • Define, evaluates and prioritizes Global and/or Regional product ideas, markets and opportunities and determines which projects to initiate into the development process, deploying 15+ markets YoY, and on-boarding customers in every region., • Provides strategic advisory to the ALM Leadership Team providing expert guidance and insights to help the team make informed decisions, align with long-term goals, and enhance overall business performance of ALM., • Embodies a design thinking methodology or problem-solving approach that emphasizes user-centricity, creativity, and iterative processes to develop innovative solutions to complex challenges – focusing on the user/customer experience., • Identify and recommend new payments products or services that can leverage the ALM rails in partnership with internal and external stakeholders at a global and regional level., • Partner with ALM Engineering to ensure appropriate testing on new services and regression testing on existing services as standard practice for ALM development & deployment., • Partners with ALM Engineering to maintain a best-in-class technical environment supporting our existing book of business while driving new use cases, growing our footprint & revenue., • Collaborates with cross-functional stakeholders in ALM Product Management, Legal, Data Privacy, Customer Delivery, Product Integration, Finance, Regional Sales, etc. to ensure that any new product requests have a robust go-to-market plan focused on speed to market and ease of delivery., • Partners with ALM Product Management Team to Commercialize new products, providing a seamless handover supported by a robust 12-month roadmap including CX, revenue projections, and product quality enhancements., • Navigate across cultures and geographies leveraging strong relationships with key groups across Mastercard to gain support and buy-in for key decisions related to ALM development engagements., • Emulate and drive Mastercard Way behaviors through their behavior, recognition, coaching, and employee engagement. About You • Deep expertise in payment industry and Mastercard transaction flow., • Strong understanding of issuing & acquiring systems & operations., • Proven ability to influence cross-functional teams, complemented by the skills to engage across various levels of leadership and across engineering, account teams, regional & global product teams, and operational teams to deliver results end-to-end., • Track record of designing and executing error-free customer experiences & products from idea to action., • Experience incubating and shaping solutions from insights into successful products or initiatives., • Strong credit & debit acumen, experience in consumer, small business and commercial projects., • Able to develop compelling business cases and align with global stakeholders., • Inspirational leadership skills and the ability to build and empower high-performing teams in an agile environment. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges O'Fallon, Missouri: $194,000 - $310,000 USD Purchase, New York: $223,000 - $357,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Director, Product Management Blockchain and Crypto The Mastercard Blockchain and Crypto team, part of Mastercard’s global Core Payments division, is focused on the rapidly evolving blockchain technology and stablecoins, related ecosystems and their impacts to consumers, merchants, and other market participants. The team leads the development, management, and commercialization of compliant crypto solutions with the goal of providing a wide range of payment products and value add services to our stakeholders and aligning closely with Mastercard’s multi-rail strategy and commitment to consumer choice. The Blockchain and Crypto team is looking for a Director, Product Management to support the execution of Mastercard’s crypto roadmap by consistently innovating and collaborating with multi-functional teams worldwide. The individual will drive the development of key products and solutions, including focusing on enabling stablecoins and its related uses cases on Mastercard’s network. The ideal candidate is passionate about the payments and the crypto space, has experience managing payment products and has working knowledge of B2B payments and card networks. Role In this product management role you will, • Work closely with customers, Mastercard global and regional teams and sales colleagues to engage in concept validation, business case development, financial modeling and planning for new products or enhancements, • Engage with treasury, franchise, legal, regulatory teams and external partners to build and launch capabilities and services for crypto transactions and settlement, • Partner with platform and engineering teams by providing a clear product vision, well-defined product roadmap and initiatives; define and prioritize product features, • Provide support to sales and customer facing teams with communication and training on product functionality and enhancements, • Provide support to other product and commercialization areas on the team as needed, • Ideally based in Purchase, New York or London. All about you • Strong interest in blockchain and crypto space, • Experience in the payments industry and ability to adapt new technologies to existing use cases; prior knowledge of payment networks and processing is a plus, • Knowledge of the card authorization, clearing and settlement process and systems is a plus, • Experience in product development and product management, including concept definition / validation, and business requirements definition, • Strong written and verbal communication skills; ability to communicate your vision and roadmap effectively to a wide variety of stakeholders, • Entrepreneurial attitude, self-starter, ability to work independently, • Strong analytical skills, problem solver with the ability to take thoughtful risks Total Base Pay Range 170,000.00 - 273,000.00 Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges Purchase, New York: $170,000 - $273,000 USD New York City, New York: $178,000 - $284,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Director, Global Dining Experience (Cardholder Services) Director, Global Dining Experience Cardholder Services is a critical organization within the Consumer Products & Processing business, delivering best in class benefits. With a dual mandate to enhance the Core value proposition and drive services revenue, Cardholder Services is a dynamic and high impact program. The team combines deep product expertise and partner management excellence to deliver industry leading customer experiences. In this role, you will lead the development, optimization and delivery of Dining benefits, including the new Mastercard Collection dining benefits. You will have the opportunity to create the dining strategy for Mastercard, manage key partner relationships in the dining space, negotiate new opportunities and ensure seamless execution across product, services and operational teams. You will also play a critical role in ensuring market competitiveness, pricing consistency and differentiation for Mastercard in the dining vertical. Responsibilities • Dining Strategy & Development: align with relevant card product teams and deliver dining benefits that enhance customer value and align to global strategy, • Revenue Growth: identify and execute opportunities that expand monetization of Dining benefits, • Partner Relationship Management: Serve as the primary point of contact for strategic partners, negotiating agreements, ensuring quarterly business reviews and monitoring performance against SLAs in the dining space, • Alignment: ensure benefit initiatives are coordinated across card product teams, integrated into platform roadmaps and correctly set up with operational enablers, • Go To Market: ensure that Commercialization teams, B2B Marketing and other relevant teams are equipped with tools, training and insights to effectively sell and benefit awareness, • Performance and Reporting: track product KPIs, partner performance and ROI to inform strategic decisions and create continuous improvement Experience • 8+ years experience in product management, partnerships or related roles in the dining industry. Experience in payments and financial services preferred., • Proven track record of managing high-value partner relationships and delivering measurable business results, • Strong commercial acumen with experience in revenue generation, analytics and using data to drive timely decisions, • Excellent communication (verbal and presentation) and stakeholder management skills, including experience working in global, matrixed organizations, • Ability to operate strategically while managing multiple complex initiatives in fast paced environments Total Base Pay Range 178,000.00 - 284,000.00 Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges Purchase, New York: $170,000 - $273,000 USD Miami, Florida: $148,000 - $237,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Manager, Product Management, Airport Experiences Cardholder Services is a critical organization within the Consumer Products & Processing business, delivering best in class benefits. With a dual mandate to enhance the Core value proposition and drive services revenue, Cardholder Services is a dynamic and high impact program. The team combines deep product expertise and partner management excellence to deliver industry leading customer experiences. In this role, you will help with the development, optimization and delivery of global Airport Services benefits. You will manage key partner relationships and ensure seamless execution across product, services and operational teams. You will also play a critical role in ensuring market competitiveness, pricing consistency and differentiation for Mastercard in the Travel vertical. This role supports global asset development, vendor management, issuer communication, coordination with regional teams, and launch timelines. The ideal candidate excels in communication, works independently, and ability to flex to align global teams. Data-driven insights are valued. Responsibilities Card Benefits Strategy & Development: align with relevant product teams and deliver benefits that enhance customer value in line with Mastercard’s global Airport Services strategy Revenue Growth: identify and execute opportunities that expand monetization of Airport Services benefits, manage Airport Services strategic roadmap and support regional pipeline. Partner Relationship Management: Serve as the primary point of contact for strategic partners, negotiating agreements, ensuring quarterly business reviews and monitoring performance against SLAs Alignment: ensure benefit initiatives are coordinated across card product teams, integrated into platform roadmaps and correctly set up with operational enablers Go To Market: ensure that Commercialization teams, B2B Marketing and other relevant teams are equipped with tools, training and insights to effectively sell and promote benefit awareness Performance and Reporting: track product KPIs, partner performance and ROI to inform strategic decisions and create continuous improvement Global Execution: Support asset development, vendor management, and communication with our issuers across the Americas regions. You will also be responsible for coordinating with regional teams and managing project timelines from start to finish. Experience Deep understanding of the airport and travel landscape, including industry dynamics, operational requirements and effective go-to-market strategies Strong financial acumen with ability to build business cases, manage budgets, understand cost drivers and own P&L Experience with airport lounge operations and external vendor management is preferred. Experience in product management, partnerships or related roles in payments, financial services or travel loyalty programs Proven track record of managing high-value partner relationships and delivering measurable business results Strong commercial acumen with experience in revenue generation, analytics and using data to drive timely decisions Excellent communication (verbal and presentation) and stakeholder management skills, including experience working in global, matrixed organizations Ability to operate strategically while managing multiple complex initiatives in fast paced environments Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Offers Product Development Manager Overview We are seeking a dynamic and technically fluent Product Manager to lead initiatives that drive revenue and consumer engagement in the Loyalty Offers space. This role sits at the intersection of product strategy, user experience, and programmatic advertising, requiring a strong grasp of APIs, front-end technologies, and the evolving AdTech ecosystem. Key Responsibilities Own and evolve the end-to-end product roadmap, from ideation through delivery and ongoing optimization. Collaborate with UX designers and third-party partners to craft and refine best-in-class consumer experiences across portals, apps, and sites. Partner with Commercialization and Market Enablement teams to define and optimize consumer touchpoints that drive engagement and conversion. Leverage research, user studies, competitive analysis, and performance metrics to identify product gaps and inform roadmap decisions. Work cross-functionally with Engineering, Sales, Marketing, and Strategy to ensure alignment on product delivery plans and incremental value releases. Design and execute experiments to optimize acquisition and activation funnels, in collaboration with Go-to-Market and Strategy teams. Support integration efforts with SSPs, DSPs, Ad Exchanges, and Retail Media Networks, ensuring seamless API and SDK implementations. Define and manage product requirements, including Business Requirement Docs (BRDs), Product Requirement Docs (PRDs), and User Stories. Make informed trade-off decisions on features and priorities, maintaining transparency with stakeholders. Use runtime metrics and feedback loops to inform backlog prioritization and product evolution. Stay current on industry trends such as Header Bidding, RTB, Privacy Sandbox, and Identity Resolution to inform product strategy. Qualifications Proven experience as a Product Manager or Product Marketing Manager in AdTech, MarTech, or Media, within both high-growth and large enterprise settings. Technical fluency with APIs, SDKs (especially mobile), and WebView integrations. Skilled in agile product lifecycle tools and methodologies. Ability to write clear BRDs, PRDs, and User Stories. Knowledge of programmatic advertising concepts and ad serving. Experience collaborating with UX teams on digital products. Understanding of privacy frameworks (GDPR, CCPA, TCF) and data clean rooms. Familiarity with marketing tech ecosystems, supply side platforms, audience targeting, and performance optimization. Comfortable working cross-regionally in global organizations. Strong organizational and detail-oriented skills. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges O'Fallon, Missouri: $119,000 - $190,000 USD Arlington, Virginia: $137,000 - $219,000 USD Purchase, New York: $137,000 - $219,000 USD

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Director, Product Management – Mastercard Move Do you enjoy being part of a team that drives business growth by delivering strategic value, fostering deep partnerships, and enabling seamless adoption of innovative payment solutions? Are you passionate about cutting edge innovation in domestic and cross-border money movement? The Mastercard Move Commercialization team is responsible for formulating and executing the Go to Market strategy and to successfully launch, scale, and optimize our domestic and cross border money movement solutions This selected candidate will be responsible for accelerating the growth of B2B and Disbursement use cases through the Mastercard Move suite of products. This pivotal role will lead go-to-market efforts in close collaboration with Regional teams and Cross-functional partners to drive commercialization, sales enablement, increase product adoption, and deliver revenue growth across key customer segments. The ideal candidate combines strategic vision, strong execution skills, and deep payments expertise to deliver impactful results. Key Responsibilities • Develop and execute commercialization strategy for Mastercard Move solutions focused on Business and Government payment flows, • Lead go-to-market planning and execution, including value proposition development for use cases, identifying target segments and supporting Regional teams to define the GTM and growth strategy, • Drive revenue growth and adoption, through effective pipeline tracking, performance analysis, providing support to unblock / expedite sales opportunities and identifying growth opportunities in partnership with broader Mastercard teams, • Sales enablement support by equipping regional teams with the tools, training, RFP support and other sales materials needed to effectively position Mastercard Move solutions and accelerate adoption., • Advisory support to Regions to ensure feasibility and viability of customer opportunities, support solutioning as required while having the ability to drive customer conversations as needed, • Collaborate with Marketing and Communications to develop compelling collaterals, deliver successful campaigns, streamline customer & market communications and develop thought leadership content that supports pipeline generation and customer engagement., • Partner with Product, Network, and Regional teams to identify market needs, influence product/ network roadmaps, and deliver innovative solutions that address customer pain points., • Monitor market trends and competitive landscape to refine our product positioning, help inform product strategy as well as support sales teams with relevant insights including battlecards, competition benchmarking information etc. to secure deals, • Collaborate with internal stakeholders such as Legal, Compliance, Risk to ensure adherence to the agreed Compliance framework for these flows Requirements • Deep expertise in payments, with strong knowledge of domestic and cross-border money movement for businesses and governments., • Proven experience in commercialization or go-to-market roles, ideally within financial services, fintech, or B2B payment solutions., • Customer centric approach with excellent storytelling abilities, capable of articulating value propositions and developing robust collaterals & training materials, • Strategic thinker with strong execution skills, able to translate vision into actionable plans and deliver results in a fast-paced environment., • Strong communication and influencing skills, with experience managing cross-functional teams and engaging senior stakeholders., • Analytical and data-driven mindset, with the ability to provide actionable insights to drive growth Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard’s security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Pay Ranges Purchase, New York: $170,000 - $273,000 USD

Director, Technical Program Management - Finance Tech. As a Director of Technical Program Management (TPM) within Capital One's Finance Technology organization, you'll be a hands-on leader, driving complex, multi-year modernization initiatives and defining strategy across multiple lines of business.

Lead Software Engineer, iOS (Bank Tech) Do you love building and pioneering in the technology space? Do you enjoy solving complex business problems in a fast-paced, collaborative, inclusive, and iterative delivery environment? At Capital One, you'll be part of a big group of makers, breakers, doers and disruptors, who love to solve real problems and meet real customer needs. As a Capital One iOS Software Engineer, you’ll have the opportunity to be on the forefront of driving a major transformation within Capital One. At Capital One, the iOS and Android platforms are recognized as an opportunity to reach our customers in unique, personal and engaging ways. Nothing is off limits as we explore exciting ways to take advantage of the full ecosystem of mobile devices including Watch, TV, and whatever future developments Apple or Google creates. Our engineers are provided with top of the line Macbook Pros, multiple high-end monitors and the necessary tooling to develop the best possible products with the least amount of friction. We operate in small, productive agile teams and use the best industry tools to collaborate across teams. What You’ll Do: * Develop iOS client code solutions that deliver on Product Strategy and adhere to established engineering best practices, design guidelines and principles * Partner with Software Engineers, UX/UI, Quality Engineers, Product Owners/Analysts to deliver high performing quality customer experiences that are engaging, purposeful and powerful in their simplicity * Actively participate in all team agile ceremonies, contributing to ensure that all team commitments are delivered on time and of the highest quality * Be an active advocate of the mobile platform through both internal and external developer communities * Remain an active learner in all technologies related to mobile development (Swift, Kotlin, 3rd party libraries, etc.) * Influence and contribute to group discussions and incorporate feedback/communication from the broader team * Mentor junior to mid-level members of the team * Actively engage with developers outside of the local sprint team across various disciplines (Android, iOS, APIs, Web, etc.) * Own and lead delivery of major components and platform needs in partnership with senior engineers and Architects * Consistently share best practices and improve processes within and across sprint teams * Identify technical obstacles early and work closely with the team to find creative solutions * Review pull requests and ensure adherence to Swift and other language idioms Basic Qualifications: * Bachelor’s Degree * At least 4 years of experience in software engineering (Internship experience does not apply) * At least 3 years of experience building iOS applications * At least 3 years of experience with Swift Preferred Qualifications: * Master’s Degree * 5+ years of experience building iOS applications * 4+ years of experience with Swift * 4+ years of experience in open source frameworks * 2+ years of experience with Agile practices At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (i.e. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-2, E-3, L-1 and O-1, or any EADs or other forms of work authorization that require immigration support from an employer). The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. New York, NY: $211,000 - $240,800 for Lead Software Engineer Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the ___. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ___ For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Continue to Grow with GXO. At GXO, we know our greatest asset is people like you - energetic, innovative people of all experience levels and talents who make GXO a great place to work. Your career matters to us because your passion and excitement will help keep our company moving forward. Logistics at full potential. At GXO, our people drive our success—innovative professionals whose expertise shapes our industry leadership. Your career growth is our priority, and your impact helps fuel GXO’s vision for the future. We are seeking a strategic Senior Director of Benefits to lead our benefits function and drive GXO’s benefits strategy across the regions. This role is pivotal in architecting, scaling, and optimizing benefits programs that support GXO’s diverse and evolving workforce. You will oversee multiple teams, collaborate with senior leaders, and engage with global partners to ensure GXO’s benefits offerings are competitive, compliant, and aligned with organizational objectives. Pay, benefits and more. We offer competitive compensation and a comprehensive benefits package, including medical, dental, vision, 401(k), life insurance, disability coverage, and more. What you’ll do on a typical day: • Shape and execute GXO’s global benefits strategy in alignment with business growth, workforce needs, and cost objectives., • Lead, mentor, and develop a high-performing, multi-regional benefits team and empower their professional growth., • Oversee the design, implementation, and continuous improvement of benefits programs for all employee segments, including union, non-union, and international populations., • Partner with executive leadership, finance, legal, and HR to align benefits strategy with business priorities and drive change initiatives., • Ensure global compliance with all relevant regulations (ERISA, ACA, HIPAA, local country requirements), governance standards, and risk management protocols., • Direct vendor strategy and negotiations, managing relationships with brokers, consultants, insurers, and wellness partners to optimize service and value., • Drive benefits innovation—leveraging technology platforms to enhance employee experience and automate administration at scale., • Lead annual renewals, plan design, and cost modeling, providing strategic recommendations to executive teams., • Champion global well-being, mental health, and safety initiatives tailored to the demands of logistics and supply chain work., • Develop and oversee communication strategies that increase employee engagement, understanding, and participation in benefits programs worldwide., • Represent GXO externally at industry forums and ensure best practice benchmarking. What you need to succeed at GXO: At a minimum, you’ll need: • Bachelor’s degree or equivalent work/military experience, • 10+ years of progressive experience in U.S. and international benefits, with at least 5 years in a senior leadership role, • Proven experience leading large, multi-regional teams and managing complex vendor relationships, • Strong knowledge of ERISA, ACA, COBRA, HIPAA, 409A, and other global compliance regulations, • Strong business acumen, strategic planning, and financial modeling capabilities, • Proficiency in Microsoft Office and HR technology platforms (Darwin, Workday, etc.), • Experience in logistics, manufacturing, or large-scale shift-based environments, • Strong analytical, research, and problem-solving skills, • Ability to drive innovation, lead transformation, and deliver results in a global, matrixed organization GXO is a leading provider of cutting-edge supply chain solutions to the most successful companies in the world. We help our customers manage their goods most efficiently using our technology and services. Our greatest strength is our global team – energetic, innovative people of all experience levels and talents who make GXO a great place to work. We are proud to be an Equal Opportunity/Affirmative Action employer. Qualified applicants will receive consideration for employment without regard to race, sex, disability, veteran or other protected status. GXO adheres to CDC, OSHA and state and local requirements regarding COVID safety. All employees and visitors are expected to comply with GXO policies which are in place to safeguard our employees and customers. All applicants who receive a conditional offer of employment may be required to take and pass a pre-employment drug test. The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. All employees may be required to perform duties outside of their normal responsibilities from time to time, as needed. Review GXO's candidate privacy statement ___The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified. All employees may be required to perform duties outside of their normal responsibilities from time to time, as needed. Review GXO's candidate privacy statement

Lead Software Engineer, Android Do you love building and pioneering in the technology space? Do you enjoy solving complex business problems in a fast-paced, collaborative, inclusive, and iterative delivery environment? At Capital One, you'll be part of a big group of makers, breakers, doers and disruptors, who love to solve real problems and meet real customer needs. As a Capital One Android Software Engineer, you’ll have the opportunity to be on the forefront of driving a major transformation within Capital One. At Capital One, the iOS and Android platforms are recognized as an opportunity to reach our customers in unique, personal and engaging ways. Nothing is off limits as we explore exciting ways to take advantage of the full ecosystem of mobile devices including Watch, TV, and whatever future developments Apple or Google creates. Our engineers are provided with top of the line Macbook Pros, multiple high-end monitors and the necessary tooling to develop the best possible products with the least amount of friction. We operate in small, productive agile teams and use the best industry tools to collaborate across teams. Responsibilities: * Develop Android client code solutions that deliver on Product Strategy and adhere to established engineering best practices, design guidelines and principles * Partner with Software Engineers, UX/UI, Quality Engineers, Product Owners/Analysts to deliver high performing quality customer experiences that are engaging, purposeful and powerful in their simplicity * Actively participate in all team agile ceremonies, contributing to ensure that all team commitments are delivered on time and of the highest quality * Be an active advocate of the mobile platform through both internal and external developer communities * Remain an active learner in all technologies related to mobile development (Kotlin, Swift, 3rd party libraries, etc.) * Influence and contribute to group discussions and incorporate feedback/communication from the broader team * Mentor junior to mid-level members of the team * Actively engage with developers outside of the local sprint team across various disciplines (Android, iOS, APIs, Web, etc.) * Own and lead delivery of major components and platform needs in partnership with senior engineers and Architects * Consistently share best practices and improve processes within and across sprint teams * Identify technical obstacles early and work closely with the team to find creative solutions * Review pull requests and ensure adherence to Kotlin and other language idioms * Grow and provide SME level leadership Basic Qualifications: * Bachelor’s Degree * At least 4 years of professional software engineering experience (Internship experience does not apply) * At least 3 years of experience building Android applications * At least 3 years of experience with Kotlin Preferred Qualifications: * Master’s Degree * 5+ years of experience building Android applications * 4+ years of experience with Kotlin * 4+ years of experience in open source frameworks * 2+ years of experience with Agile practices At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (i.e. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-2, E-3, L-1 and O-1, or any EADs or other forms of work authorization that require immigration support from an employer). The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. New York, NY: $211,000 - $240,800 for Lead Software Engineer Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the ___. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ___ For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Lead Software Engineer, Android (Bank Tech) Do you love building and pioneering in the technology space? Do you enjoy solving complex business problems in a fast-paced, collaborative, inclusive, and iterative delivery environment? At Capital One, you'll be part of a big group of makers, breakers, doers and disruptors, who love to solve real problems and meet real customer needs. As a Capital One Android Software Engineer, you’ll have the opportunity to be on the forefront of driving a major transformation within Capital One. At Capital One, the iOS and Android platforms are recognized as an opportunity to reach our customers in unique, personal and engaging ways. Nothing is off limits as we explore exciting ways to take advantage of the full ecosystem of mobile devices including Watch, TV, and whatever future developments Apple or Google creates. Our engineers are provided with top of the line MacBook Pros, multiple high-end monitors and the necessary tooling to develop the best possible products with the least amount of friction. We operate in small, productive agile teams and use the best industry tools to collaborate across teams. Responsibilities: * Develop Android client code solutions that deliver on Product Strategy and adhere to established engineering best practices, design guidelines and principles * Partner with Software Engineers, UX/UI, Quality Engineers, Product Owners/Analysts to deliver high performing quality customer experiences that are engaging, purposeful and powerful in their simplicity * Actively participate in all team agile ceremonies, contributing to ensure that all team commitments are delivered on time and of the highest quality * Be an active advocate of the mobile platform through both internal and external developer communities * Remain an active learner in all technologies related to mobile development (Kotlin, Swift, 3rd party libraries, etc.) * Influence and contribute to group discussions and incorporate feedback/communication from the broader team * Mentor junior to mid-level members of the team * Actively engage with developers outside of the local sprint team across various disciplines (Android, iOS, APIs, Web, etc.) * Own and lead delivery of major components and platform needs in partnership with senior engineers and Architects * Consistently share best practices and improve processes within and across sprint teams * Identify technical obstacles early and work closely with the team to find creative solutions * Review pull requests and ensure adherence to Kotlin and other language idioms * Grow and provide SME level leadership Basic Qualifications: * Bachelor’s Degree * At least 4 years of professional software engineering experience (Internship experience does not apply) * At least 3 years of experience building Android applications * At least 3 years of experience with Kotlin Preferred Qualifications: * Master’s Degree * 5+ years of experience building Android applications * 4+ years of experience with Kotlin * 2+ years of experience with JetPack Compose * 1+ years of experience with a Cloud Platform like AWS/Azure/GCP At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (i.e. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-2, E-3, L-1 and O-1, or any EADs or other forms of work authorization that require immigration support from an employer) The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. New York, NY: $211,000 - $240,800 for Lead Software Engineer Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the ___. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ___ For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Senior Android Developer Do you love building and pioneering in the technology space? Do you enjoy solving complex business problems in a fast-paced, collaborative, inclusive, and iterative delivery environment? At Capital One, you'll be part of a big group of makers, breakers, doers and disruptors, who love to solve real problems and meet real customer needs. As a Capital One Android Software Engineer, you’ll have the opportunity to be on the forefront of driving a major transformation within Capital One. At Capital One, the iOS and Android platforms are recognized as an opportunity to reach our customers in unique, personal and engaging ways. Nothing is off limits as we explore exciting ways to take advantage of the full ecosystem of mobile devices including Watch, TV, and whatever future developments Apple or Google creates. Our engineers are provided with top of the line Macbook Pros, multiple high-end monitors and the necessary tooling to develop the best possible products with the least amount of friction. We operate in small, productive agile teams and use the best industry tools to collaborate across teams. Responsibilities: * Develop Android client code solutions that deliver on Product Strategy and adhere to established engineering best practices, design guidelines and principles * Partner with Software Engineers, UX/UI, Quality Engineers, Product Owners/Analysts to deliver high performing quality customer experiences that are engaging, purposeful and powerful in their simplicity * Actively participate in all team agile ceremonies, contributing to ensure that all team commitments are delivered on time and of the highest quality * Be an active advocate of the mobile platform through both internal and external developer communities * Remain an active learner in all technologies related to mobile development (Kotlin, Swift 3rd party libraries, etc.) * Influence and contribute to group discussions and incorporate feedback/communication from the broader team * Mentor junior to mid-level members of the team * Actively engage with developers outside of the local sprint team across various disciplines (Android, iOS, APIs, Web, etc.) * Own and lead delivery of major components and platform needs in partnership with Senior Engineers and Architects * Consistently share best practices and improve processes within and across sprint teams * Identify technical obstacles early and work closely with the team to find creative solutions * Review pull requests and ensure adherence to Kotlin and other language idioms Basic Qualifications: * Bachelor’s Degree * At least 3 years of professional software engineering experience (Internship experience does not apply) * At least 2 years of experience building Android applications * At least 2 years of experience with Kotlin Preferred Qualifications: * 3+ years of experience building Android applications * 3+ years of experience with Kotlin * 1+ years of experience in open source frameworks * 1+ years of experience with Agile practices At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (i.e. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-2, E-3, L-1 and O-1, or any EADs or other forms of work authorization that require immigration support from an employer). The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. New York, NY: $173,000 - $197,400 for Senior Software Engineer Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the ___. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ___ For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Manager, Ontology and Data Modeling The role of the Manager of Ontology and Data Modeling is to develop, implement, and maintain enterprise ontologies in support of Capital One's Data Strategy. The Manager of Ontology and Data Modeling, as part of Enterprise Products and Platforms, will be responsible for working collaboratively across Capital One Lines of Business and Functions to develop domain ontologies in support of enterprise initiatives. The Manager of Ontology and Data Modeling will be responsible for partnering with Technology, Machine Learning, and other Capital One teams to support the development and integration of semantic technology into Capital One data products and services. The Manager of Ontology and Data Modeling should be capable of supporting an emerging and evolving semantic program at Capital One, capable of clearly communicating and advocating the value of using semantic technology and knowledge organization concepts. Primary Responsibilities * Partnering with Enterprise governance and tooling teams to develop and implement standards for ontologies to support data consumers * Partnering with Data Product Managers, data modelers, and other ontologists to understand use cases and pain points for data discovery and consumption * Partnering with Data Product teams to align on shared vocabularies within and across data domains, and design modeling solutions that meet consumer needs and requirements * Maintaining a scalable ontology that seamlessly integrates vocabularies across domains (Account, Customer, etc), types of data (structured, unstructured), and levels of granularity (up and down the ontology’s hierarchy) Role-Based Competencies * Modeling and implementing taxonomies/ontologies that solve pain points for data consumers trying to find, understand, or use data * Able to partner across business, technical, and data science teams to implement standardized vocabularies, metadata, and relationships (aka taxonomies/ontologies) in data consumption experiences * Able to autonomously structure solutions to complex problems and develop modeling frameworks in collaboration with the broader Capital One Ontologist community * Able to make balanced decisions in modeling design and implementation, such as balancing standardization, scalability, and convergence with user-specific needs for customization and ease of use * Able to develop and implement ontologies and data models in consultation with stakeholders in teams dedicated to data management, search, product management, machine learning, and other enterprise initiatives. * Able to analyze and implement knowledge organization strategies using tools capable of machine learning and semantic enrichment. Basic Qualifications * Bachelor’s degree in information science, computer science, engineering, library science, ontology, semantics or computational linguistics * At least 4 years’ experience in a metadata field of work (such as ontology, taxonomy, semantics or computational linguistics) * At least 4 years’ experience or training in using W3C standards including linked and canonical data and ontologies (JSON, XML, RDF, RDFS, OWL, and SKOS) * At least 4 years’ experience or training in ontology and linked data tools (Protégé, TopQuadrant, PoolParty, Stardog, AnzoGraph, Neptune, or Data.World) * At least 4 years’ experience or training with SQL or SPARQL Preferred Qualifications * Master’s degree or PhD in information science, computer science, engineering, library science, ontology, semantics or computational linguistics * Understanding of the development of ontologies and the use of controlled vocabularies and thesauri in enhancing the discovery of management of enterprise data * Familiarity with graph databases and technologies * Familiarity with Python or R * Familiarity with JSON, OpenAPI/YAML, AVRO * Familiarity with Agile principles, processes, and methodologies * Strong project management experience At this time, Capital One will not sponsor a new applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. Cambridge, MA: $158,400 - $180,800 for Manager, Ontology and Data Modeling McLean, VA: $158,400 - $180,800 for Manager, Ontology and Data Modeling New York, NY: $172,800 - $197,200 for Manager, Ontology and Data Modeling Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the ___. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ___ For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Senior Manager, Information Security Office (ISO) Consultant At Capital One, you will help consult on initiatives, programs, and projects to raise their game in Information Security. You are pragmatic and practical in your understanding of risk and security, but also willing to know when to pull in experts and escalate. You collaborate and innovate with other teams within Capital One to push the envelope. You are comfortable with Cloud Service technologies like Storage Services, Security & Access Control Management, Container Services, and API Implementation and Management. You are familiar with various Cloud computing models to include IaaS, PaaS, and SaaS along with their architectural differences. Security is essential to what we do here, from protecting our customers to our associates. Responsibilities: The Senior Manager, ISO Consultant will provide cybersecurity architecture advisory support needed to build the Technology & Business capabilities on a novel Modern platform, that will enable customer set-up, use, and management of a Capital One Credit Card, including Data Product. In this role, the responsibilities will include: * Act as a central Information Security point of contact for the Commercial line of business * Coordinate and execute proactive Information Security consulting to the business and technology teams covering Infrastructure Security, Resiliency, Data Security, Network Architecture and Design, and User Access Management * Serve as an expert in Capital One’s Information Security capabilities, solutions, policies, procedures, and standards * Collaborating with enterprise cyber teams and tech architects in defining and driving the cyber architecture strategy and guiding principles for the architecting and designing of the modern platforms * Support security architecture and implementation needs for technology modernization efforts * Overseeing all cyber related dependencies across the multiple components being built for the modernization effort * Influence customers to leverage security capabilities and solutions to shift and integrate security to the left in the development processes * Escalate and manage cybersecurity risk * Provide ad hoc support on special Information Security hot topics for the business * Provide regular updates to executive leadership with your line of business on the overall Information Security health and risk environment * Work with line of business leadership to anticipate their objectives and needs to better serve the line of business * Support the team on collectively mapping technologies to a standardized framework in order to identify and execute on best practices in risk reduction through the configuration of cybersecurity tools and platforms * Support the development, modification, and use of capability, risk, or threat classification frameworks and standardization methodologies to facilitate the conduct of correlative capability, maturity, and effectiveness evaluations * Support data validation and communications on the impact of identified operational, compliance, process, control, and tooling gaps and potential remediation courses of action to multiple audiences, including leadership, to support the enhancement of their cybersecurity postures About You: * You have a desire to work in a very fast moving, forward leaning, and modern computing environment * You have a deep passion for Securing modern computing platforms * You have a strong desire to continually learn about new technologies * You possess strong conceptual thinking and communication skills * You are able to work well under minimal supervision * You are a demonstrated leader with team-oriented interpersonal skills and the ability to interface effectively with a broad range of people and roles, including upper management, IT leaders, and technology vendors * You maintain calmness and clarity of thought under pressure and ability to maintain confidentiality * You have a deep understanding of strategic business objectives and the ability to drive results toward those objectives Basic Qualifications: * High School Diploma, GED or equivalent certification * At least 6 years of experience working in cybersecurity or information technology * At least 5 years of experience providing guidance and oversight of cybersecurity concepts * At least 5 years of experience performing cybersecurity risk assessments or cybersecurity architecture reviews * At least 4 years of experience with cloud security * At least 3 years of experience in Cyber Risk Management * At least 2 years of experience in Cyber Technical Program Management Preferred Qualifications: * Bachelor’s Degree * 7+ years of experience in securing a public cloud environment * AWS Certified Solutions Architect or Certified Information Systems Security Professional (CISSP) certification At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (i.e. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-2, E-3, L-1 and O-1, or any EADs or other forms of work authorization that require immigration support from an employer). The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. McLean, VA: $225,400 - $257,200 for Sr Manager, Cyber Technical New York, NY: $245,900 - $280,600 for Sr Manager, Cyber Technical Plano, TX: $204,900 - $233,800 for Sr Manager, Cyber Technical Richmond, VA: $204,900 - $233,800 for Sr Manager, Cyber Technical Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the ___. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ___ For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

SaaS Sales Representative - Capital One Software (Remote) Ever since our first credit card customer in 1994, Capital One has recognized that technology and data can enable even large companies to be innovative and personalized. As one of the first large enterprises to go all-in on the public cloud, Capital One needed to build cloud and data management tools that didn’t exist in the marketplace to enable us to operate at scale in the cloud. And in 2022, we publicly announced Capital One Software and brought our first B2B software solution, Slingshot, to market. Building on Capital One’s pioneering adoption of modern cloud and data capabilities, Capital One Software is helping accelerate the data management journey at scale for businesses operating in the cloud. If you think of the kind of challenges that companies face – things like data publishing, data consumption, data governance, and infrastructure management – we’ve built tools to address these various needs along the way. Capital One Software will continue to explore where we can bring our solutions to market to help other businesses address these same needs going forward. We are seeking top tier talent to join our pioneering team and propel us towards our destination. You will be joining a team of innovative product, tech, and design leaders that tirelessly seek to question the status quo. As a Capital SaaS Sales Representative , you’ll have the opportunity to be on the forefront of building this business and bring these tools to market. Who we are searching for: Capital One Software is looking for a tenacious and talented Software Sales Professional to join our newly established Business Development Team. In this SaaS startup-type (B2B) environment, you will effectively seek and manage new business opportunities. You will also be leaned on to provide consulting and guidance to our collective Capital One Software Teams and participate in important projects that dramatically enhance the customer experience. Due to the entrepreneurial spirit required to thrive in this role, you will be intelligent about market trends and leverage sales techniques that enable us to be a best-in-class business development shop. Roles and Responsibilities * Leverage customer insights, competitor insights, analytics and creative thinking to help your team develop compelling deck materials to support meetings and pitches with prospective partners. * Identify any potential impediments to the business development process and autonomously solve or escalate to senior leaders if necessary. * Utilize various forms for communication including, but not limited to email, phone, direct mail, and Linkedin channels to prospect/set presentations with potential clients. * Create testing, evaluation and performance feedback processes * Provide ongoing consumer research expertise and consultation to internal partners and senior leaders in support of marketing strategy decisions. * Lead research design, execution and delivery of insights utilizing a variety of brand measurement sources, including brand health and communications trackers, creative pre-testing, in-market advertising and media effectiveness studies, and ad-hoc custom qualitative and quantitative studies. Proactively engaging in outbound activity leveraging best of breed software and tactics to effectively target ideal customers * Track and manage sales activities in CRM system * Communicating customer needs with software developers, managers and executives * Submitting orders for sales processing * Negotiating service agreements and product prices with customers * Discussing software needs with customers to determine the best-matched products * Advising customers on technical matters regarding their software options Business Growth: Develop thorough understanding of partner’s business dynamics and identify opportunities to strengthen the strategic relationship with customers to mutually grow our respective businesses, deliver improved customer experience, and position Capital One Software as the partner of choice for future opportunities. Influence senior leaders on storytelling approach and value proposition/marketing recommendations. Partnership: Evaluate industry trends, technological shifts and market dynamics to identify and engage the right partners to advance the development of Capital One Software projects, programs and products that positively impact the customer experience. Collaboration: Work closely with colleagues across Capital One Software including: Product, Engineering, Marketing, Operations, Finance, Customer Success and others to identify opportunities to drive improvement in quality, volume, service, and profitability. Strategic leadership: Develop business strategies that will drive growth, profitability, and competitive success for Capital One Software in the face of shifting consumer and regulatory behavior. Basic Qualifications: * High School Diploma, GED or equivalent certification * At least 2 years of experience in business development using a CRM * At least 2 years of experience with Enterprise SaaS Sales Preferred Qualifications: * 1+ year of Salesforce, Databricks, or other cloud-related technology sales platform * 5+ years of experience in business development using a CRM * 2+ years of experience in AWS, Azure, GCP, or Snowflake * 3+ years of experience with Enterprise SaaS Sales * Ability to influence, take initiative, and drive results in a fast-paced environment At this time, Capital One will not sponsor a new applicant for employment authorization for this position The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. Remote (Regardless of Location): $165,000 - $165,000 for Sr. Manager, SaaS Sales Richmond, VA: $165,000 - $165,000 for Sr. Manager, SaaS Sales San Francisco, CA: $165,000 - $165,000 for Sr. Manager, SaaS Sales Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the ___. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ___ For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Senior Manager, Salesforce Solutions Architect (Revenue Technology) - Capital One Software (Remote) Capital One is hiring a skilled Solutions Architect to join our exceptional team of talented technologists within Capital One Software. We have built out a large engineering organization, moved to the cloud, re-architected our applications and data platforms, and embraced machine learning at scale. Through this journey, we've developed a suite of internal solutions uniquely designed to meet the challenges of a digital-first, cloud-first business at scale. We also recognize that many other businesses are facing similar data management needs as they accelerate their cloud and data journeys, and are exploring how best to bring some of the tools to market as enterprise B2B software solutions. As a Capital One Solutions Architect, you’ll have the opportunity to be on the forefront of driving transformations within Capital One Software. In this role, you will provide technical leadership for designing and implementing Salesforce and Integrated application solutions which span across Capital One Software. Primary Responsibilities: Architecture & Design * Own the end-to-end Salesforce architectural strategy across Sales, Service, Revenue Cloud, Marketing, and AI/Einstein use cases. * Define data models, integration patterns, API frameworks, and governance standards to ensure a scalable, secure, and future-proof platform. * Balance innovation with technical debt management, ensuring sustainable delivery. Leadership & Collaboration * Lead and mentor Salesforce developers and admins, instilling best practices in coding, design patterns, and DevOps. * Partner with Product Management to translate business requirements into robust Salesforce solutions. * Act as a bridge between RevTech, Platform, and System Integrators, ensuring architectural consistency. Delivery & Governance * Establish and enforce architectural guardrails across multiple Salesforce orgs and connected platforms (GitHub, OnePipeline, Data Lakes, MDM, AI/ML). * Oversee CI/CD practices and automated testing strategies for Salesforce releases. * Ensure compliance with security, data privacy, and audit requirements. Innovation & Future Readiness * Drive adoption of AI/Einstein, predictive analytics, and RevTech integrations (e.g., Gong, Crossbeam, HG Insights, ZoomInfo). * Identify opportunities to enhance customer experiences and revenue outcomes through technology. * Stay ahead of Salesforce ecosystem advancements and emerging technologies. The successful candidate will: * Effectively communicate and build relationships to interact, inform, influence and communicate with key stakeholders at all levels across the company * Exhibit mastery of facilitation and influence across teams, departments and divisions * Enjoy the camaraderie, debates, and learning that comes from working with a team of passionate technologists * See the impact of near term and long term choices, and are great at explaining it * Possess excellent organizational skills and ability to multitask, while quickly shifting context and priorities * Have a proven track record for leading and enabling technology, architecture and software engineering activities at enterprise scale * Be self-motivated and display an unwavering responsibility to deliver high quality results and commitments * Possess a keen attention to detail and a passion for Architecture, Software Engineering, Technology and Customer Experience * Have an intellectual curiosity and interest to maintain and acquire new business, technology and architecture skills * Have a background in implementing AI/Einstein features and integrating third-party RevTech tools. * Ability to balance strategic architecture vision with hands-on technical delivery. * Possess strong communication skills with both technical and non-technical audiences. * Experience managing relationships with system integrators and platform teams. * Have a proven track record of influencing product roadmaps and aligning technology with business outcomes. Basic Qualifications: * At least 8 years experience with Salesforce (Sales Cloud, Service Cloud, Revenue Cloud, Experience Cloud) * At least 3 years of experience in an architectural leadership role * At least 4 years of experience designing multi-cloud data models and scalable integrations (REST, SOAP, Mulesoft, Kafka, Snowflake, Databricks, etc.). * At least 3 years of experience with CI/CD pipelines (GitHub, OnePipeline, Copado/Flosum) * ADM 201- Salesforce Certified Administrator, Salesforce Certified Sales Cloud Consultant, or Salesforce Certified Service Cloud Consultant certification Preferred Qualifications: * 5+ years experience in enterprise data architecture, API management, and identity/security (SSO, OAuth, etc.). * Strong knowledge of APEX, Lightning Web Components, Flows, and SOQL * At least one additional Salesforce certification: Salesforce Certified Technical Architect (CTA) , Salesforce Application Architect / System Architect, or Salesforce Revenue Cloud Specialist Capital One will consider sponsoring a new qualified applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. Remote (Regardless of Location): $204,900 - $233,800 for Sr. Manager, Solution Arch McLean, VA: $225,400 - $257,200 for Sr. Manager, Solution Arch Richmond, VA: $204,900 - $233,800 for Sr. Manager, Solution Arch Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the ___. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ___ For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Distinguished Engineer - Velocity Black As a Distinguished Engineer at Capital One, you will be a part of a community of technical experts working to define the future of banking in the cloud. You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Distinguished Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions. At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence, and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next-generation talent for Capital One Tech, mentoring internal talent and actively recruiting to keep building our community. Distinguished Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other material to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization. The Distinguished Engineer (Director-level IC) will be part of Velocity Black by Capital One that harnesses the power of artificial intelligence, the warmth of human experts and the convenience of the latest interfaces to help high-performance people actualize the full potential of their lives. By harnessing 24/7 chat, AI, and mobile payments, we help our customers do more and be more in the digital age. From access to the hottest restaurants to guaranteed upgrades at the world’s finest resorts. Make a custom request through the app and you will be chatting to our team within 1 minute, 24/7/365. The service we offer and build upon is unlike anything ever built before, and our product is rapidly evolving. Velocity Black is our core product, offering exclusive access and unbeatable word-wide service across Travel, Experiences, Luxury Goods and Dining via a mobile application. Our internal and bespoke request management platform, Gravity, is built with React and Node.js micro services, virtually augmenting our expert customer service agents with AI, delivering the unrivalled personal service our members expect and love. As a candidate for this role, you’re able to seamlessly switch from diving deep into technology with engineers to driving high-level, strategic discussions. You are a naturally curious technologist and stay on top of emerging trends, including prototyping of nascent technologies. You are not afraid to question any existing processes and solutions, yet you display a keen sense of business value proposition and focus on the right priorities. If you are ready to provide thought leadership and build engineering excellence across Capital One's engineering teams, come join us in our mission to change banking for good. You will: * Design, build and deliver meaningful consumer products powered by the latest technology with a focus bringing cohesiveness and development to features for for web and mobile * Need to wear the ‘Product hat’ with deep empathy for the customer while helping to inform and develop the technology strategy, roadmap and vision for the platforms you own while delivering application capabilities * Partner with a cross-functional team of engineers, research scientists, technical program managers, and product managers to evolve how our customers interact with Capital One and Velocity Black * Work within and across teams to design, develop, test, implement, and support technical solutions across a full-stack of development tools and technologies * Develop and leverage trusted relationships across Architecture, Design, and other Technology leaders to ensure strategic alignment across key Velocity Black and broader Digital Commerce and Innovation initiatives * Lead the craftsmanship, availability, resilience, and scalability of our solutions Key responsibilities: * Articulate and evangelize a bold technical vision for your domain * Decompose complex problems into practical and operational solutions * Ensure the quality of technical design and implementation * Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability * Continue learning and injecting advanced technical knowledge into our community * Handle several projects simultaneously, balancing your time to maximize impact * Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community Basic Qualifications: * Bachelor’s Degree * At least 7 years of software engineering or software development experience * At least 5 years of experience with cloud native technologies (Amazon Web Services, Microsoft Azure, Google Cloud) Preferred Qualifications: * Bachelor’s or Masters’ Degree in Computer Science or related field * 10+ years of experience in software engineering or software development * 7+ years of experience with public cloud providers (Amazon Web Services, Google Cloud Platform, Microsoft Azure) * 5+ years of experience in building large scale, customer facing systems * 5+ years of experience in Agile practices * 3+ years of experience in modernizing technology stacks * 2+ years of experience in fintech or a startup Capital One will consider sponsoring a new qualified applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. Chicago, IL: $239,900 - $273,800 for Distinguished Engineer New York, NY: $287,800 - $328,500 for Distinguished Engineer Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the ___. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ___ For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Manager, International Risk Management Capital One is one of the fastest growing organizations in the world today and we are growing our tech teams globally. You’ll play a pivotal role in developing and driving our international risk management strategy—from day one. Teamwork is at the heart of our innovation and we empower each other to think big. We welcome diverse perspectives and experiences as we reshape the financial industry. Just as we prioritize driving innovation through technology, we equally prioritize cybersecurity and managing technology risk. Technology/Cyber Risk Managers are experienced and progressive individuals that operate within a highly collaborative team environment to deliver value-added risk management services to our Technology and Business partners. You will have a high level of exposure across lines of business to create and implement innovative solutions to identify and mitigate potential risks to the Company. Proficiency in risk management program (ideally Technology risk-driven program) development and management are key to success in this role. The successful candidate will be an experienced risk management professional who understands cyber technology functions and organizations, with strong analytical, planning, strategic thinking, organizational and communication skills. As a Manager of Technology/Cyber Risk in Capital One’s Enterprise Services Risk Office (ES Risk, first line of defense), you will execute on high priority enterprise-level technology/cyber initiatives related to our international expansion in Mexico, help influence across the organization, and drive the implementation of our strategy. This includes analyzing technology initiatives to identify cybersecurity and technology risks to help ensure our Company remains well-managed and avoids unnecessary risk. You will collaborate closely with associates across all lines of defense, Lines of Business, and other risk management teams to perform and support the work related to further maturing risk management practices. The ideal candidate is an analytical thinker with expertise in technology and cybersecurity domains that has the ability to manage competing priorities, collaborate with stakeholders at all levels to gain consensus, communicate effectively in a cross-functional organization, and facilitate constructive problem-solving to achieve objectives and remove roadblocks. Responsibilities: * Support the coordination of work related to Capital One’s emerging international risk management function, working with the first line of defense Technology and Cyber teams, Lines of Business, and second line of defense teams, to ensure effective collaboration within the team and across stakeholder groups * Assist the ES Risk leadership team in delivering against their strategy and service model * Participate in and support the development of international processes and the related risk management framework across Capital One by providing thought leadership, oversight, and coordination with lines of business and other risk management activities across the company * Drive program and process level assessments to identify related risks and mitigation plans based on industry standards and best practices related to risk management (especially technology risk) and aligned with Capital One’s strategic risk direction * Analyze information to proactively identify risks, trends, and process improvements; supporting reporting on international risk topics to management * Stay current on the changing regulatory environment and understand the impacts to our efforts * Assist with project and program delivery, including project and process management, reporting, engagement in senior leadership meetings, drafting and reviewing materials for senior management and the Board of directors, and other governance activities * Participate in risk and other management forums and contribute to continuous improvement of risk and project / program management practices * Support direction, manage expectations, and support/help lead cross-functional teams through various initiatives * Support interactions with Internal Audit and Regulatory agencies related to our work, as applicable * Write and revise documents such as policies, standards, procedures, and guidelines. Develop and enhance processes, tools, templates, and job aids. Draft, contribute to, edit, and deliver presentations that aid in the design, development, refinement, and usage of risk methods * Participate in and execute other special projects for the team on a periodic basis Basic Qualifications: * Bachelor's Degree or military experience * At least 4 years of experience in information security or technology risk management * At least 4 years of experience supporting, partnering, and interacting with internal business clients * At least 3 years of project or program management experience * At least 2 years of experience developing, evaluating, and implementing information security or technology controls * At least 2 years of experience with information security, technology practices, standards or procedures Preferred Qualifications: * Proficiency in conversing in Spanish * At least 7 years of experience in information security or technology risk management * At least 5 years of project management experience leading cross functional projects and programs * At least 4 years of experience with analysis of information security or technology threats and risks * At least 4 years of experience in information security or technology risk identification and assessments associated with new or change-driven initiatives * Background in the financial services industry * Certified Information Systems Security Professional (CISSP), Certified Information Security Manager (CISM), Project Management Professional (PMP), or Masters Certificate of Project Management (CPM) * Strong verbal presentation and written communication skills to confidently interact at all levels of the organization (e.g., technology/cyber organizations, enterprise business stakeholders, and executive leadership) * Excellent problem-solving, analytical and critical thinking skills to effectively respond to shifting priorities, demands and timelines * Ability to set direction, manage expectations, and lead cross-functional teams * Consulting experience with a Big 4 firm * Familiarity with financial sector regulatory practices and three lines of defense * Proficient with G Suite, Google Workspace for reports, analysis, and presentations is a plus At this time, Capital One will not sponsor a new applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. McLean, VA: $158,400 - $180,800 for Manager, Cyber Risk & Analysis Richmond, VA: $144,000 - $164,400 for Manager, Cyber Risk & Analysis New York, NY: $172,800 - $197,200 for Manager, Cyber Risk & Analysis Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the ___. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ___ For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Disinguished Engineer In Risk Tech, we provide the foundation for Capital One to thrive in an uncertain world. Our engaged, empowered, and intelligent people produce outstanding products, working toward the common goal of transforming risk management with technology. We build data-driven tools that use machine learning to prevent risks & automatically detect issues before they impact our business, our customers, or our communities. This is a unique opportunity to be the key technical force behind a CEO-visible initiative at the heart of Capital One's long-term risk management strategy. As the senior-most engineer reporting directly to the Senior Director, you will be the lead technical expert for Core Compliance. You will actively participate in and support a fundamental transformation: moving from traditional spot-checking to an "always-on," continuous monitoring ecosystem for our internal processes. You will partner closely with the engineering manager and team responsible for delivery, providing the deep technical guidance to solve their most complex challenges. Furthermore, you will be at the epicenter of our practical application of Generative AI. This team launched Capital One's first production-level GenAI use cases, and has many more in the pipeline. You will not just oversee these rollouts but actively accelerate our adoption, setting the pattern for how we apply these powerful new technologies to solve critical business problems. As a seriously great software engineer, you will contribute by leading from the front, focusing on hands-on technical execution to solve our most complex challenges. You will personally write code, build prototypes, and lead the design for our most critical systems, rotating between leading projects from inception to production and diving into areas of need to get them to the finish line. A core part of your role will be to partner with leadership to drive the technical strategy for our pioneering GenAI work, leading its hands-on implementation. You will use your deep expertise in AWS and our internal infrastructure to relentlessly push us to improve our tooling and delivery speed. In all of this, you will act as a role model and coach, investing deeply in mentoring other engineers and championing our culture. We're looking for a leader with a distinct bias for action and a deep sense of ownership. You are a hands-on technologist who thrives in the trenches and is a pragmatic problem-solver, with a proven ability to translate ambiguous, high-stakes business challenges into concrete, executable technical plans. This technical skill is matched by an obsession with customer and business results, always starting with the user and working backward to deliver measurable impact. Distinguished Engineers are: * Deep technical experts and thought leaders that help accelerate adoption of the very best engineering practices, while maintaining knowledge on industry innovations, trends and practices * Visionaries, collaborating on Capital One’s toughest issues, to deliver on business needs that directly impact the lives of our customers and associates. They set the architecture and technical strategy for the domain * Role models and mentors, helping to coach and strengthen the technical expertise and know-how of our engineering and product community * Evangelists, both internally and externally, helping to elevate the Distinguished Engineering community and establish themselves as a go-to resource on given technologies and technology-enabled capabilities Responsibilities: * Build awareness, increase knowledge and drive adoption of modern technologies, sharing consumer and engineering benefits to gain buy-in * Strike the right balance between lending expertise and providing an inclusive environment where others’ ideas can be heard and championed; leverage expertise to grow skills in the broader Capital One team * Promote a culture of engineering excellence, using opportunities to reuse and innersource solutions where possible * Effectively communicate with and influence key stakeholders across the enterprise, at all levels of the organization * Operate as a trusted advisor for a specific technology, platform or capability domain, helping to shape use cases and implementation in an unified manner * Lead the way in creating next-generation talent for Tech, mentoring internal talent and actively recruiting external talent to bolster Capital One’s Tech talent Basic Qualifications: * Bachelor’s Degree * At least 7 years of experience with application architecture and design patterns * At least 5 years of experience with architectural patterns (SOA), building APIs, microservices, event streams, and high throughput systems Preferred Qualifications: * Master’s Degree in Computer Science or a Master’s Degree in Software Engineering * 10+ years of experience of working with business leaders on the implications of architectural decisions * 4+ years building cloud native architectures, architecting enterprise applications on public cloud platforms and cloud ecosystems (AWS, GCP or Azure) * 5+ years experience with DevOps or DevSecOps and building CI/CD pipelines using Jenkins, Artifactory, Chef, Ansible, AWS CloudFormation templates, GitHub, and Sonar * 12+ years of experience in software engineering, with focus on designing and implementing enterprise-level systems * 10+ years of experience with enterprise architecture, software architecture, and design patterns * 3+ years of experience with cloud computing (AWS, Microsoft Azure, Google Cloud) * Strong proficiency in modern programming languages and data processing frameworks * 3+ years of experience with Data strategy, AI and ML Technologies * AWS Solution Architect - Professional or Associate Capital One will consider sponsoring a new qualified applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. New York, NY: $287,800 - $328,500 for Distinguished Engineer Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the ___. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ___ For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Senior Manager, Risk Advisor, Technology and Data Risk Management Capital One is one of the fastest growing organizations in the world today, powered by our passion for our customers. We are serious about technology, we dream big, and we execute: Capital One moved our entire enterprise to the public cloud over the course of five years. Just as we prioritize driving innovation through technology, we equally prioritize cybersecurity, reliability, software quality, and data management. Technology & Data Risk Management (TDRM) is a small organization that packs a big punch. The ~200 professionals in TDRM are trusted experts who oversee ~14,000 developers at Capital One. We raise the bar for excellence in cybersecurity, reliability, and tech risk, and data management risk. We shape strategy and decisions, challenge activities to ensure they meet our standards, and perform independent tests of our security and technology risk. For years, the cybersecurity community has debated whether the CISO should report to the CIO or not. In regulated financial services, the answer is: both. The first-line CISO has operational responsibilities and reports to the CIO. The second-line Chief Tech Risk Officer (CTRO) and the Tech & Data Risk Management (TRM) organization have broader responsibilities for cybersecurity but also reliability, software quality, resilience, and the risk of failing to manage our data. The CTRO is independent and oversees the work of the CISO, the CIO/CTO, and the Chief Data Officer. The CTRO reports to the Chief Risk Officer, who reports directly to the CEO. Our business leaders must make technology decisions constantly. TDRM makes sure they have the tech and data risk information they need to make good decisions. Associates within TDRM are highly-skilled information security, cybersecurity, site reliability engineering, technology, data analyst, data scientist, and risk management professionals. They have a wealth of experience and a demonstrated ability to add value with their advice and to deliver high-impact results. This position – Senior Manager, Cyber Risk and Analysis – will play a key role in shaping the second line’s independent point of view on cybersecurity, reliability, and tech risk, and analyzing the outcomes of the first line’s analysis to enable robust challenge across assessments. This includes leading independent risk analysis workshops, applying quantitative and qualitative risk assessment methodologies, understanding the stack of controls, identifying new approaches to reducing risk, systematically reviewing, analyzing, aggregating and comparing outputs of different assessments, and influencing 1st Line to drive definition and prioritization of high leverage risk reduction initiatives. It will be critical for this role to provide expert guidance and mentorship across TRM, foster strong working relationships with other 1st and 2nd Line groups, and expertly navigate the Enterprise Risk Management framework. As a member of a growing organization, you are expected to shape and further refine the risk program, and will have the opportunity to operate with both autonomy and empowerment from senior leadership. The successful candidate will be a seasoned leader with strong practical knowledge of risk frameworks and risk assessment methodologies applied to technology/cyber risk, who can think strategically and make data-driven decisions, who is intellectually curious, and who thrives driving change. Desired Outcomes: * Review and challenge first line periodic and change-driven risk assessments, including risk sizing, control suite adequacy and mitigation plan relevance * Prepare executive reports summarizing TDRM’s point of view on technology risks * Research industry trends and internal data to substantiate risk management decisions and make recommendations * Scope and facilitate cross-functional risk workshops and document the conclusions to influence 1st line’s risk framing * Foster a collaborative relationship with stakeholders across 1st and 2nd line * Develop and implement plans to orchestrate the operational rollout of risk methodology changes Ideal Candidate: * Positively contributes to an inclusive and accountable team culture * Critical analytical thinker, including the ability to express a point of view supported by data (with both technical and non-technical audiences) * Excellent communication and teaching skills, proven record teaching complex concepts to large audiences. Strong influencing and persuasion skills * Raises concerns early and knows when to escalate, including the ability to raise issues and facilitate constructive problem-solving at all levels of the organization * Passion and expertise in technology and cybersecurity domains, with an ability to be confident, respectful, and articulate when registering dissenting or unpopular opinions * Ability to manage multiple parallel initiatives while maintaining superior results * Execution oriented and a self-motivator * Personal resilience - the ability to stay optimistic and keep people focused during crises or times of change Basic Qualifications: * Bachelor’s degree or military experience * At least 6 years of experience managing, consulting, or auditing in the fields of risk management, information security or technology * At least 5 years of experience performing or challenging risk assessments leveraging qualitative and quantitative methodologies (COSO Framework, quantitative analysis, Factor Analysis Information Risk (FAIR), Process, Risk & Control (PRC) library, Risk and Control Self Assessment (RCSA), scenario analysis, new initiative risk assessments) * Professional security management certification (Open FAIR, Certified Information Systems Security Professional (CISSP), Certified Information Security Manager (CISM), Certified Information Systems Auditor (CISA), or Certified in Risk and Information Systems Control (CRISC)) Preferred Qualifications: * Master’s degree in Information Technology, Cybersecurity, or equivalent * 5+ years of experience communicating and presenting data to both technical and non-technical audiences * 5+ years of experience applying risk quantification methodologies and rolling out risk framework changes * 4+ years of experience interacting with different stakeholders and leaders across multiple organizations * 4+ years of experience in a second-line or oversight role at a financial institution or regulatory agency At this time, Capital One will not sponsor a new applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. Chicago, IL: $175,500 - $200,300 for Sr. Manager, Cyber Risk & Analysis McLean, VA: $193,000 - $220,300 for Sr. Manager, Cyber Risk & Analysis New York, NY: $210,500 - $240,300 for Sr. Manager, Cyber Risk & Analysis Plano, TX: $175,500 - $200,300 for Sr. Manager, Cyber Risk & Analysis Richmond, VA: $175,500 - $200,300 for Sr. Manager, Cyber Risk & Analysis Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the ___. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ___ For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Senior Android Engineer Do you love building and pioneering in the technology space? Do you enjoy solving complex business problems in a fast-paced, collaborative, inclusive, and iterative delivery environment? At Capital One, you'll be part of a big group of makers, breakers, doers and disruptors, who love to solve real problems and meet real customer needs. As a Capital One Android Software Engineer, you’ll have the opportunity to be on the forefront of driving a major transformation within Capital One. At Capital One, the iOS and Android platforms are recognized as an opportunity to reach our customers in unique, personal and engaging ways. Nothing is off limits as we explore exciting ways to take advantage of the full ecosystem of mobile devices including Watch, TV, and whatever future developments Apple or Google creates. Our engineers are provided with top of the line Macbook Pros, multiple high-end monitors and the necessary tooling to develop the best possible products with the least amount of friction. We operate in small, productive agile teams and use the best industry tools to collaborate across teams. Responsibilities: * Develop Android client code solutions that deliver on Product Strategy and adhere to established engineering best practices, design guidelines and principles * Partner with Software Engineers, UX/UI, Quality Engineers, Product Owners/Analysts to deliver high performing quality customer experiences that are engaging, purposeful and powerful in their simplicity * Actively participate in all team agile ceremonies, contributing to ensure that all team commitments are delivered on time and of the highest quality * Be an active advocate of the mobile platform through both internal and external developer communities * Remain an active learner in all technologies related to mobile development (Kotlin, Swift 3rd party libraries, etc.) * Influence and contribute to group discussions and incorporate feedback/communication from the broader team * Mentor junior to mid-level members of the team * Actively engage with developers outside of the local sprint team across various disciplines (Android, iOS, APIs, Web, etc.) * Own and lead delivery of major components and platform needs in partnership with Senior Engineers and Architects * Consistently share best practices and improve processes within and across sprint teams * Identify technical obstacles early and work closely with the team to find creative solutions * Review pull requests and ensure adherence to Kotlin and other language idioms Basic Qualifications: * Bachelor’s Degree * At least 3 years of professional software engineering experience (Internship experience does not apply) * At least 2 years of experience building Android applications * At least 2 years of experience with Kotlin Preferred Qualifications: * 3+ years of experience building Android applications * 3+ years of experience with Kotlin * 1+ years of experience in open source frameworks * 1+ years of experience with Agile practices At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (i.e. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-2, E-3, L-1 and O-1, or any EADs or other forms of work authorization that require immigration support from an employer). The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. New York, NY: $173,000 - $197,400 for Senior Software Engineer Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the ___. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ___ For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Director, Payment Network Technology Risk Capital One is one of the fastest growing organizations in the world today, powered by our passion for our customers. We are serious about technology, we dream big, and we execute: Capital One moved our entire enterprise to the public cloud over the course of five years. Just as we prioritize driving innovation through technology, we equally prioritize cybersecurity, reliability, software quality, and data management. Technology & Data Risk Management (TDRM) is a small organization that packs a big punch. The ~200 professionals in TDRM are trusted experts who oversee ~14,000 developers at Capital One. We raise the bar for excellence in cybersecurity, reliability, and tech risk, and data management risk. We shape strategy and decisions, challenge activities to ensure they meet our standards, and perform independent tests of our security and technology risk. For years, the cybersecurity community has debated whether the CISO should report to the CIO or not. In regulated financial services, the answer is: both. The first-line CISO has operational responsibilities and reports to the CIO. The second-line Chief Tech Risk Officer (CTRO) and the Tech & Data Risk Management (TRM) organization have broader responsibilities for cybersecurity but also reliability, software quality, resilience, and the risk of failing to manage our data. The CTRO is independent and oversees the work of the CISO, the CIO/CTO, and the Chief Data Officer. The CTRO reports to the Chief Risk Officer, who reports directly to the CEO. Our business leaders must make technology decisions constantly. TDRM makes sure they have the tech and data risk information they need to make good decisions. Associates within TDRM are highly-skilled information security, cybersecurity, site reliability engineering, technology, data analyst, data scientist, and risk management professionals. They have a wealth of experience and a demonstrated ability to add value with their advice and to deliver high-impact results. Director, Payment Network Technology Risk We are actively seeking a highly technical and influential thought leader to join our team as a Director, Payment Network Technology Risk. This pivotal individual contributor role demands a proven track record of partnering with senior business and technology leaders to proactively identify and strategically mitigate complex technology risks. The ideal candidate will possess a profound, hands-on understanding of global Credit and Debit Card Payment Network architectures (spanning both legacy systems and cutting-edge modern stacks), viewed through a dual lens of deep technical insight and robust risk management expertise within a fast-paced financial services payments environment. We value experience with traditional data centers infrastructure, but public cloud architecture and engineering proficiency, particularly within AWS will be a great addition. In this role, you will be instrumental in forging collaborative relationships and exerting significant influence across engineering and risk teams throughout Capital One. Responsibilities: * Serve as a technical authority, providing rigorous oversight and feedback to Payment Network Line of Business (LOB) integration activities, including strategic initiatives, tooling, processes, and technical requirements. * Strategically influence Capital One's Payment Network LOB reliability roadmap, leveraging your deep understanding of resilient system architectures and large-scale operations. * Collaborate intensely with LOB architects, product managers, engineers, and Site Reliability Engineering (SRE) teams to thoroughly comprehend existing technologies, processes and approaches, driving impactful changes. * Provide expert counsel on the development and implementation of robust policies and standards to effectively guide our critical technology migration and modernization efforts. Basic Qualifications: * Bachelor’s Degree or military experience * At least 10 years of experience in technology, reliability engineering, operational resilience, or risk management * At least 3 years of experience with payment networks, financial payment processes or technologies Preferred Qualifications: * Understanding of payment network transactional processing systems, real-time analytics, and fraud detection technologies within a high-volume financial context. * Prior experience working directly within or extensively collaborating with the technology and/or operations teams of a major global payment network (e.g., Visa, Mastercard, American Express), understanding their unique operational models and resilience challenges. * Strong technical or business architecture experience with major card payment networks (e.g., authorization, clearing/settlement systems, fraud, or dispute technologies). * Possess a recognized Cloud certification (e.g., AWS Solutions Architect Professional, GCP Professional Cloud Architect, or other relevant cloud engineering/architecture certifications). * Demonstrated experience with financial sector regulatory practices and providing effective challenges from a second line of defense perspective. * Proven expertise in performing, documenting, and effectively communicating complex technology risk assessments to diverse audiences. * 5+ years of hands-on, practitioner experience with large-scale public cloud technologies (AWS and GCP), including advanced cloud tooling, best practices, and technical architecture patterns. At this time, Capital One will not sponsor a new applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. McLean, VA: $263,900 - $301,200 for Director, Cyber Technical New York, NY: $287,800 - $328,500 for Director, Cyber Technical Richmond, VA: $239,900 - $273,800 for Director, Cyber Technical Riverwoods, IL: $239,900 - $273,800 for Director, Cyber Technical Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the ___. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ___ For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Director, Business Risk Guide- Enterprise Services Risk Office We are hiring! The Enterprise Services Business Risk Office provides risk management support to several lines of business including: Brand, Enterprise Supplier Management, Enterprise Products & Experience (EPX), Software, External Affairs, eData, Global Workplace Solutions, Emerging Payments, Ventures, and Tech. As the risk team for Enterprise Services Business Risk, we are on the cutting edge of risk management and provide support for new and emerging technologies as well as critical business strategies. Capital One has taken a bold journey to build a technology company, while operating in a complex, highly regulated business. As a Business Risk Manager in Capital One’s Enterprise Services (ES) Risk organization, you will apply your risk management and analytical skills to some of our highest profile Risk Management projects.As a Risk Manager in the Enterprise Services Risk Office, we are the first line of defense to help ensure our Company remains well-managed and avoid unnecessary risk. In this position, you will play a key role in enhancing our third party risk management processes across Capital One and driving project and program delivery. Here's what we're looking for in an ideal teammate: * You are a critical thinker who seeks to understand the business and its control environment. * You possess a relentless focus on quality and timeliness. * You adapt to change, embrace bold ideas, and are intellectually curious. You like to ask questions, test assumptions, and challenge conventional thinking. * You develop influential relationships based upon shared risk objectives and trust to deliver outstanding business impact. * You create energy and an environment that fosters trust, collaboration, and belonging, making it easy to attract, hire, and retain top talent. Responsibilities: * Build successful relationships with ESM and other team members to understand the impact of technology risk on critical business processes * Perform risk reviews during various processes such as Risk Control and Self Assessments (RCSAs), Process Level Assessments (PLA), Exceptions, Applications, Targeted Risk Assessments and recommend on risk mitigation activities. * Influence leaders within ESM, Compliance, Cyber Security, second line risk organizations, and Internal Audit on key technology risks and actions needed * Conduct periodic risk reviews with the executives and support reporting for risk metrics * Develop risk analysis, perform deep dive investigations, and drive specific risk initiatives to minimize risk posture and strengthen overall control suite effectiveness * Design and support internal risk and control governance processes * Identify and implement continual risk program enhancements based on industry standards and best practices in alignment with Capital One’s strategic risk direction * Support the Enterprise Services (ES) Risk organization by implementing new and innovative ideas Basic Qualifications: * Bachelor's Degree or military experience * At least 10 years of experience in Risk Management * At least 10 years of People Management experience * At least 10 years of experience in project, risk program, Cloud risk management, or process management * At least 10 years of experience supporting, partnering, and interacting with internal and external business clients * At least 10 years of experience consulting with senior executives or strategy building * At least 4 years of experience working in cross functional teams Preferred Qualifications: * 10+ years of experience in project or process management, or agile delivery * At least 10 years of experience managing senior stakeholders across different business functions * At least 10 years of experience writing communications and presentations for leadership audience * At least 10 years of experience in strategy development, preferably working in financial services and/or technology * Excellent verbal presentation and written communication skills to confidently interact at all levels of the organization (e.g., technology/cyber organizations, enterprise business stakeholders, and executive leadership) * Excellent problem-solving, analytical and critical thinking skills to effectively respond to shifting priorities, demands and timelines * Strong communication and relationship building skills, customer focus, and ability to collaborate and influence across teams to deliver * Ability to set direction, delegate tasks, manage multiple stakeholder expectations, and coordinate a cross-functional team * Ability to set direction, manage expectations, and lead cross-functional teams * Consulting experience with a Big 4 firm At this time, Capital One will not sponsor a new applicant for employment authorization for this position The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. Sales Territory: $205,400 - $234,400 for Director, Cyber Risk & Analysis Plano, TX: $205,400 - $234,400 for Director, Cyber Risk & Analysis McLean, VA: $226,000 - $257,900 for Director, Cyber Risk & Analysis Richmond, VA: $205,400 - $234,400 for Director, Cyber Risk & Analysis New York, NY: $246,500 - $281,300 for Director, Cyber Risk & Analysis Wilmington, DE: $205,400 - $234,400 for Director, Cyber Risk & Analysis Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the ___. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ___ For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Senior Manager, Customer Trust & Field Security Specialist - Capital One Software (Remote) About the Role: We are seeking an experienced and detail-oriented Senior Manager with horizontal cybersecurity expertise to join our dynamic Customer Trust & Field Security team. This critical role acts as the security expert for our sales and business development efforts, bridging our technical security posture with the questions of prospective customers. You will be responsible for reviewing, interpreting, and responding to customer security-related inquiries, ensuring our responses are accurate, complete, and aligned with our security certifications and documentation. This position is pivotal in establishing and strengthening customer confidence in our cybersecurity, privacy, and compliance programs, influencing product direction and sales strategy to solve real-world security challenges. You will drive transparency, thought leadership, and strategic engagement, ensuring our security posture aligns with industry best practices while enabling business growth. This is an opportunity to be a crucial part of our growth. If you’re a cybersecurity professional who enjoys the challenge of communicating technical concepts in a business context, we’d love to hear from you. Key Responsibilities: * Customer Trust & Transparency: Scale and build upon existing programs like the Customer Trust Center, providing customers with self-service access to relevant security, privacy, and compliance information. * Customer Engagement: Act as a trusted technical and security advisor, engaging customer security teams and IT leaders to align on their cybersecurity & business needs. Serve as the internal subject matter expert on security for the GTM team, supporting sales and account managers in client-facing discussions and presentations. * Industry Thought Leadership: Represent the company externally in security and technology conversations, shaping best practices and positioning our solutions as industry-leading. * Go-to-Market & Sales Acceleration: Bridge the gap between technical value and business outcomes, aligning security messaging with sales and marketing strategies to drive adoption of our products. * Cross-functional Influence & Collaboration: Work closely with the engineering, legal, risk, cyber, and compliance teams to ensure our security responses are accurate and reflect our latest technical and regulatory standing. * RFI/RFP Response: Analyze and respond to cybersecurity sections of RFIs (Requests for Information) and RFPs (Requests for Proposal), providing detailed and precise information about our security controls, policies, and procedures. * Security Documentation: Maintain and update a knowledge base of our security posture, including security policies, certifications (e.g., SOC 2, ISO 27001), and compliance documentation. * Continuous Improvement: Identify trends in customer security inquiries to help improve our documentation and proactive communication strategies. * Third-Party Risk & Due Diligence: Support third-party risk and due diligence processes, helping customers efficiently evaluate our security posture. * Product Roadmap Contribution: Provide insights on emerging cybersecurity trends and customer expectations to contribute to the product roadmap. * Security Sales Playbook Development: Develop and standardize security sales playbooks, equipping sales teams with messaging, objection handling, and case studies, as applicable. Why Join Us: * Impactful Role: Play a critical role in shaping our customer trust strategy, directly influencing business growth and sales success by building trust and demonstrating our commitment to security for our customers. * Collaborative Culture: Partner with diverse teams across the organization, from engineering to sales, in a fast-paced work environment. * Thought Leadership: Represent the company externally and contribute to industry best practices. * Customer-Centric Focus: Be part of a team dedicated to empowering organizations to confidently adopt our solutions. Basic Qualifications: * At least 7 years of progressive experience in a cybersecurity or information security role, with a strong understanding of security frameworks and best practices, and a focus on horizontal expertise across various domains. * At least 4 years in customer-facing roles, acting as a trusted advisor to senior security and IT leaders. * Deep technical understanding of cybersecurity principles, data protection, privacy, and compliance frameworks. Familiarity with common cybersecurity concepts, including access control, encryption, network security, and incident response. * Excellent written and verbal communication skills with the ability to translate complex technical information into clear, concise, and professional responses for both technical and non-technical audiences. * Meticulous and organized, with a proven ability to manage multiple projects and deadlines simultaneously and great attention to detail. * Ability to influence and collaborate effectively with cross-functional teams. Preferred Qualifications: * 8+ years experience in developing and implementing scalable Customer Trust programs. * 3+ years experience with Third Party Risk Management programs. * Strong business acumen and the ability to translate complex technical concepts into business value. * Professional certifications such as CISSP, CISM, CIPP/E, or CompTIA Security+ * Experience with cloud services and cloud technologies (e.g., AWS, Microsoft Azure, GCP), cybersecurity technologies, data cloud platforms (e.g., Snowflake, Databricks). Capital One will consider sponsoring a new qualified applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. Remote (Regardless of Location): $204,900 - $233,800 for Sr. Manager, Solutions Architecture Richmond, VA: $204,900 - $233,800 for Sr. Manager, Solutions Architecture Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the ___. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at ___. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to ___ For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).