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Job DescriptionDescription: TITLE: Credit Analyst DEPARTMENT: Credit Administration JOB SUMMARY: The Credit Analyst is responsible for supporting the Credit Administration Team and Commercial Bankers by performing a variety of administrative, analytical and reporting tasks related to the management of the commercial credit portfolio. This position will contribute to client relationships by providing consistent, high-quality service. ESSENTIAL FUNCTIONS: • Assist and support the Commercial Banking team from the inception of a loan request including, but not limited to, gathering financial information, preparing financial statement spreads, cash flow and other pertinent analysis and ordering appraisals/evaluation reports., • Assist Commercial Bankers with timely and accurate completion of commercial credit presentations, including analysis of appropriate data per credit policy, bank procedures and regulatory requirements., • Manage the portfolio tracking process, including gathering and entering data in the appropriate tracking reports, as well as reviewing and distributing monthly reports., • Manage a variety of routine administrative and reporting functions as assigned, including quarterly legal lending limit reports, and policy exception tracking and exposure monitoring reports (select markets)., • Assist with internal servicing of the portfolio by completing risk rating change documentation and performing floor plan checks/audits., • Ability to perform accurate credit analysis to identify relevant issues and key credit risks., • Independently manage workflow of credit underwriting and portfolio management to meet required deadlines and produce quality results., • Prepare annual term loan reviews as requested by the Commercial Banker staff., • Assist with completion of quarterly problem loan reports., • Provide credit administration support including but not limited to the following duties (select markets):, • Underwrite credit requests from Treasury Management including ACH/RDC and Business Credit Card approvals., • Prepare monthly Swap monitoring report, • Prepare annual Swap counterparty analysis and underwriting for new exposure or changes to current exposures for Swap counterparties as needed, • Provide financials and required loan documentation on an ongoing post-close basis, quarterly, to non-affiliate Banks which have purchased loan participations., • Complete credit reference inquiries for commercial borrowers, • Collaborate with Commercial Credit Operations, Administration and Lender staff to provide timely response to internal and external customer inquiries and servicing needs., • Build relationships with other bank personnel to facilitate effective working relationships between credit administration and production., • Assist the department with special projects and reporting as assigned., • Participation in community activities is encouraged. This involvement can include professional, civic and community groups., • Comply with all company or regulatory policies, procedures and requirements applicable to this position., • Foster and preserve a culture of inclusion., • Additional duties and responsibilities may be required to support the company’s mission, vision and values. QUALIFICATIONS: • High school diploma or equivalent required. Bachelor’s degree in accounting, finance, business administration or related field required., • Minimum of 1 year of experience in lending, banking, financial industry or client service working knowledge is preferred., • Capability to utilize various banking software and Microsoft 365 products, with a high level of accuracy and attention to detail., • Strong verbal, written and interpersonal communication skills., • Strong time management skills with capability to meet deadlines., • Capability to manage sensitive information and uphold confidentiality., • Capability to work and collaborate with a variety of individuals and groups in a constructive and professional manner., • Strong analytical and problem- solving capabilities., • Strong organizational skills with the ability to organize and manage a variety of projects and tasks in a fast-paced environment., • Ability to interpret, analyze, and communicate financial information effectively to a wide range of clients and audiences. WORKING CONDITIONS: • Duties are performed in a professional office environment., • Occasional travel may be required. At QCR Holdings, Inc. we are committed to fostering and preserving a culture of inclusion and strongly believe that it's our differences - of all kinds - that make our company and our communities better and stronger. QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status. It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment. Requirements:

Job Description SCHEDULE: Full-time; Monday through Friday (8:00 am – 5:00 pm) with some evenings and weekends, average of 40 hours/week. LOCATION: 3610 Williams Blvd SW, Cedar Rapids, IA 52404 BENEFITS: Our employees are our most valuable assets, so we invest in them with a comprehensive and competitive benefits package. Our philosophy of taking care of the customer extends to taking care of our employees so that they, in turn, can take good care of themselves and their families. Join Hills Bank and let us surprise you with even more perks! SCOPE: The position involves preparing the candidate for a commercial and agriculture lending position. The commercial lending position will involve selling commercial and agricultural loans and deposits/services to commercial clients, their managers and their employees. The Commercial Banker will spend 9 to 12 months working in both the Credit Underwriting Department and in the Commercial Lending Department. In the Credit Underwriting Department, the Banker will learn how to originate, underwrite, and manage commercial and agricultural loans in accordance with the established lending objectives, policies, and procedures. The training process will include a combination of individual training conducted by the credit underwriting staff, hands on experience gained by assisting with the underwriting process for new loan requests and the review of existing relationships. In the Commercial Lending Department, the Commercial Banker will learn how to sell loan and deposit products and services the Hills Bank Way, understand our competitive advantages and develop lasting relationships. In addition, the candidate will receive general training on loan servicing processes, Credit Quest, and applicable regulations. ACCOUNTABILITIES: Credit Underwriting: • The Commercial Banker will assist with the underwriting process for loans originated by the commercial lending function of the bank. The underwriting process involves determining the adequacy of the primary and secondary repayment source, analyzing supporting financial information, providing recommendations on loan structuring and pricing, determining adherence to loan policy and reviewing credit reports. The Commercial Banker will work closely with the lending staff to complete loan presentations for weekly loan committee meetings. The Commercial Banker will attend the loan committee meeting and will be expected to provide input during the loan discussion. This responsibility will involve extensive communication with the lending staff and will involve contact with the customer. Analysis of Ongoing Financial Information: • The Commercial Banker will analyze financial information received from existing loan customers and make an assessment of the credit quality of the relationship. The financial review process involves assigning risk ratings to the credit relationship and documenting the decision on the financial review forms. The process will involve ongoing communication with the commercial lending staff and may include communication with bank examiners and external loan review personnel. Sales Responsibilities: • The Commercial Banker will participate in the Bank's business development activities through individual and joint sales calls, represent the Bank in community organizations and promote the Bank's favorable image. Maintain favorable customer relations and cross-sell Bank services through needs identification thus ensuring the most positive and profitable relationship exists between the Bank and its customers. Ensure prompt and courteous response to customer inquiries. Learn to provide referrals to various departments; Commercial Deposits, Mortgage Lending, Retail and Wealth Management. The banker will learn to interview applicants and request specified information for loan application; request appraisals, obtain credit reports, reference checks, and other information pertinent to evaluation of loan application and correspond with or interview applicant or creditors to resolve questions regarding application information. In addition the banker will participate in the weekly roll up meetings and monthly commercial sales meeting to gain an understanding of the commercial sales process. EDUCATION AND SPECIAL REQUIREMENTS: • Bachelor's degree (B.A.) from a four-year college or university in the field of business, including specific courses in accounting, finance, and economics; or a minimum of 2-3 years banking experience and/or training; or equivalent combination of education and experience., • This job requires skills needed in a typical office environment. This includes computer skills as well as utilization of office equipment. Job Posted by ApplicantPro

Job DescriptionDescription: TITLE: Community Banker DEPARTMENT: Retail Banking JOB SUMMARY: The Community Banker is responsible for providing excellent service to our clients while processing various banking transactions, including but not limited to deposits, withdrawals, transfers, and loan payments. The position will also answer client inquiries, resolve issues, and promote the bank’s products and services that best meet the client’s needs. ESSENTIAL FUNCTIONS: • Process client transactions in a professional and efficient manner while following established policies and procedures., • Accept payments for various financial transactions and ensure associated tasks are promptly and accurately processed., • Complete additional transactions including, but not limited to, issuing cashier’s checks, certified checks, EE bond and money orders; processing stop payment orders and change orders; processing and issuing receipts on items left for collection, night drop and mail deposits., • Balance cash drawer according to established procedures and standards, paying special attention to reporting and collection of teller cash differences and operating losses., • Maintain the highest level of security by ensuring that security procedures are followed, and transactions are properly documented and recorded; complete IRS forms for large currency transaction reporting by following established procedures and ensuring compliance with federal regulation., • Uphold the confidentiality, integrity, and safekeeping of all sensitive client information, currency, coin, and other negotiable instruments., • Balance cash vault according to established procedures., • Process requests for foreign currency transactions., • Identify potential fraud accounts and take appropriate action to prevent loss., • Provide support and assist in balancing the ATM machine in a secure, timely, and accurate manner according to established procedures., • Follow all established procedures to ensure compliance with federal regulations., • Maintain basic understanding and knowledge of products and services and refer clients to the appropriate individuals., • Actively promote banking products and services to the community., • Answer client questions, address client concerns, and provide resolutions to inquiries., • May quote client deposit rates., • Collaborate with other team members to ensure a positive banking experience for all clients., • Comply with all company or regulatory policies, procedures and requirements that are applicable to this position., • Assist with client outreach and demonstrate support for company culture., • Foster and preserve a culture of diversity, equity, and inclusion., • Additional duties and responsibilities may be required to support the company’s mission and vision. QUALIFICATIONS: • High school diploma or equivalent required., • Previous banking, client service, or related field with cash handling experience., • Excellent client service skills., • Capability to prioritize and execute a variety of tasks simultaneously, at times in a demanding environment., • Strong interpersonal and written communication capabilities., • Capability to perform data entry utilizing banking software and Microsoft 365 products, with a high level of accuracy and attention to detail. WORKING CONDITIONS: • Duties are performed in a professional office environment., • Requires travel to other bank locations., • Availability to work on Saturdays., • Overtime may be required., • Extended periods of standing and ability to lift fifty pounds. At QCR Holdings, Inc. we are committed to fostering and preserving a culture of inclusion and strongly believe that it is our differences - of all kinds - that make our company and our communities better and stronger. QCR Holdings, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or other protected class status. It is the policy of QCR Holdings, Inc. to comply with the Americans with Disabilities Act by providing reasonable accommodations to enable qualified individuals with disabilities to access the job application and interview process, to perform the essential functions of the job, and to receive equal access to other benefits and privileges of employment.Requirements:

The Retail Banker career path begins with a focus on Foundational and Teller Training, and then proceeds into Banker Training. An individual in the Retail Banker 1 role will focus on mastering and applying skills needed for effectively managing customer relationships and providing basic retail banki

Job Description The starting wage for this position is $18.50/hr. with a comprehensive and competitive benefits package. SCHEDULE: Full-time; Monday through Friday (8:00am – 5:45pm) and every other Saturday morning (8:00am – 12:15pm). Average of 40 hours/week. LOCATION: 3204 7th Ave, Marion, IA 52302 TRAINING AND CAREER PATH: When starting out as a Retail Banker at Hills Bank, we ensure that you will already be set up to succeed with our designated career path and detailed training program. The Retail Banker career path begins with a focus on Foundational and Teller Training, and then proceeds into Banker Training. You will begin in your branch shadowing an experienced co-worker to gain familiarity with your new role. Next, you will be shadowed by a co-worker until you feel comfortable and confident you can give our Hills Bank customers the quality service they deserve. Upon demonstrating proficient Teller skills, you will advance into the next phases focusing on Banker Training. You will start out with the basics of opening accounts (RB1), then move on to credit cards and consumer loans (RB2). The top tier of a Retail Banker is working with different types of home equity loans (RB3). Where you take your career with Hills Bank is completely up to you, all you need to do is take the first step and apply now. SCOPE: Provide superior service to customers while working to meet their financial needs through a variety of retail banking functions. An individual in the Retail Banker 1 role will focus on mastering and applying skills needed for effectively managing customer relationships and providing basic retail banking services. ACCOUNTABILITIES: Service Requests: • Handle all typical banking transactions presented by customers in person, through drive up, via night depository, mail or digitally., • Handle cash and maintain an individual cash drawer in order to handle customer requests., • Assist customers with entry into safe deposit boxes, ensuring all procedures are properly followed., • Handle maintenance and service requests and customer inquiries regarding existing accounts and services., • Identify banking needs and recommend solutions for both prospective and current customers. New Accounts: • Support the Bank's overall sales efforts through direct sales of consumer banking products and related services., • Acquire the necessary product, compliance, and systems knowledge and accurately, efficiently open various types of deposit accounts and complementary services, such as checking, savings and money market accounts, certificates of deposit, safe deposit boxes, and complementary services for consumer relationships., • Complete training and begin handling credit card and consumer lending requests., • Ensure that new accounts and relationships are properly onboarded. Relationship Management: • Develop, manage, and grow customer relationships through ongoing contacts, recognition of key life events, needs-based cross-selling, etc., • Work within defined banking processes, such as customer service expectations, the 5 Step Retail Banking Conversation Model, Quarterly Action Plans, and New Relationship/New Account Onboarding to help ensure a consistent, positive experience for customers and success for your branch team., • Utilize the bank's Customer Relationship Management (CRM) system to plan for and personalize customer interactions and help develop corporate memory, manage referrals, and maintain appropriate entries regarding opportunities and interactions with customers., • Proactively reach out to customers through one-on-one contacts, larger retail campaigns, and product promotions throughout the year. This effort will include contacting customers by phone, direct mail, email and/or digital app., • Acquire the necessary knowledge about bank products and services, and other departments' and coworkers' functions in order to be able to refer customers to other individuals or departments appropriately and effectively. Maintain ownership of and follow up on any hand-offs or referrals to ensure that they have been handled. Other Duties: • Actively participate in office or bank events., • Maintain educational and professional expertise through attendance at internal and/or external educational opportunities., • Be a Notary Public., • It is important to Hills Bank to be a good corporate citizen and support our communities. Employees are expected to participate in community activities throughout the year., • Perform other duties as assigned. EDUCATION AND SPECIAL REQUIREMENTS: • High school diploma required. Prefer an associate's degree (AA) from a two-year college or technical school or bachelor's degree., • Prefer 1 or more years of experience in a related position., • Must have the dexterity to count money., • Must be able to lift 50 pounds., • Must be able to successfully meet the requirements of the SAFE Act including registering with the Nationwide Mortgage Licensing System & Registry and maintaining their unique identifying number., • Must successfully complete all training and evaluation requirements in the Retail Banker Career Path., • Must be able to work additional evening and Saturday hours as required., • Participate in at least 3 bank sponsored or community events annually. EQUAL OPPORTUNITY EMPLOYER Job Posted by ApplicantPro

Client Relationship Consultant.Bank, we're on a journey to do our best.Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.We believe it takes all of us to bring our shared ambition to life, and each

Client Relationship Consultant.Bank, we're on a journey to do our best.Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.We believe it takes all of us to bring our shared ambition to life, and each

Bank, we're on a journey to do our best.Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.We believe it takes all of us to bring our shared ambition to life, and each person is unique in their pote

Client Relationship Consultant.Client Relationship Consultants build relationships with customers, engaging them via multiple channels including in-person, by appointment, and virtually to provide the best possible counsel while adapting a digital first mindset.Strong client relationships are based

Bank, we're on a journey to do our best.Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.We believe it takes all of us to bring our shared ambition to life, and each person is unique in their pote

The Commercial Banker will assist with the underwriting process for loans originated by the commercial lending function of the bank. The Commercial Banker will work closely with the lending staff to complete loan presentations for weekly loan committee meetings. The Commercial Banker will attend the

Client Relationship Consultant.Bank, we're on a journey to do our best.Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.We believe it takes all of us to bring our shared ambition to life, and each

Client Relationship Consultant.Bank, we're on a journey to do our best.Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.We believe it takes all of us to bring our shared ambition to life, and each

Client Relationship Consultant.Bank, we're on a journey to do our best.Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.We believe it takes all of us to bring our shared ambition to life, and each

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DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.As a Dasher, you’ll stay busy with a variety of earnings opportunities and can work when it works for you.Whether you’re looking for a si

DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.As a Dasher, you’ll stay busy with a variety of earnings opportunities and can work when it works for you.Whether you’re looking for a si

DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.As a Dasher, you’ll stay busy with a variety of earnings opportunities and can work when it works for you.Whether you’re looking for a si

DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.As a Dasher, you’ll stay busy with a variety of earnings opportunities and can work when it works for you.Whether you’re looking for a si

DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.As a Dasher, you’ll stay busy with a variety of earnings opportunities and can work when it works for you.Whether you’re looking for a si

DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.As a Dasher, you’ll stay busy with a variety of earnings opportunities and can work when it works for you.Whether you’re looking for a si

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DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.As a Dasher, you’ll stay busy with a variety of earnings opportunities and can work when it works for you.Whether you’re looking for a si

DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.As a Dasher, you’ll stay busy with a variety of earnings opportunities and can work when it works for you.Whether you’re looking for a si

DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.As a Dasher, you’ll stay busy with a variety of earnings opportunities and can work when it works for you.Whether you’re looking for a si

DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.As a Dasher, you’ll stay busy with a variety of earnings opportunities and can work when it works for you.Whether you’re looking for a si

DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.As a Dasher, you’ll stay busy with a variety of earnings opportunities and can work when it works for you.Whether you’re looking for a si

DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.As a Dasher, you’ll stay busy with a variety of earnings opportunities and can work when it works for you.Whether you’re looking for a si

DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.As a Dasher, you’ll stay busy with a variety of earnings opportunities and can work when it works for you.Whether you’re looking for a si

DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.As a Dasher, you’ll stay busy with a variety of earnings opportunities and can work when it works for you.Whether you’re looking for a si

DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.As a Dasher, you’ll stay busy with a variety of earnings opportunities and can work when it works for you.Whether you’re looking for a si

DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.As a Dasher, you’ll stay busy with a variety of earnings opportunities and can work when it works for you.Whether you’re looking for a si

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