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Job Description Renovation Lending Analyst Job Description Full Time | Hybrid | Salary Range: $24.00/ hr - $27.50/ hr Pay Transparency: Compensation may vary outside of this range depending on a number of factors, including a candidate’s qualifications, skills, competencies and experience, and location. Base pay is one part of the total package that is provided to compensate and recognize employees for their work. About Premium Mortgage Since 1999, Premium Mortgage Corporation has been providing residential mortgages across New York State and beyond, offering competitive interest rates and a wide variety of loan programs to fit the needs of homebuyers. As a mortgage lender, our number one goal is for every customer to feel comfortable, informed, and well taken care of. After all, a mortgage isn’t just a transaction to us. It's a partnership for life. We accomplish this level of customer satisfaction by employing top tier talent—all of whom take part in our employee engagement program called the Premium Experience. This program allows our team members to live out our core values, while supporting them with opportunities for professional and personal growth. With hundreds of team members living out the Premium Experience every day, they are the driving force in making Premium Mortgage Corporation a leading lender in the communities we serve. All positions with Premium Mortgage operate on a Hybrid work schedule unless an exception has been granted by Upper Management. Why us? Benefits offered by Premium Mortgage: • Insurance: Medical, Dental, Vision, Company Paid Life Insurance, • Time Off: Paid Time Off, Sick Time, Federal Holidays, Birthday PTO, • Additional Perks: Employee Referral Fee, HSA Employer Contribution, Employee Mortgage Loans Role & Responsibilities The Renovation Lending Analyst supports the Renovation Lending Division by overseeing loan origination through clear to close, with cross-training to provide coverage for renovation escrow administration and draw processing when needed. This role ensures compliance with company and regulatory standards, and drives timely, high-quality customer outcomes. The position reports to the Head of Renovation Lending. Loan Processing • Reviews all documentation necessary for loan approval for accuracy, completeness, and tracks all data in origination software, • Processes verifications for credit items including, but not limited to: employment, asset information, rental history, and credit reports., • Reviews conditions and ensures borrower(s) are providing the correct documentation needed to achieve a Clear to Close, • Stays current on changing rules and regulations pertaining to Conventional, Government-insured mortgages, and all specialty products offered, • Works closely with Underwriting and Closing departments to ensure timely processing and quality loan file flow, • Responds quickly and efficiently to borrower inquiries throughout the mortgage process Renovation • Reviews Loan Estimates (LE) and Closing Disclosures (CD) to ensure proper accounting for all renovation-related fees and line items, • Sets up loans in the Renovation Lending System (RLS) to enable pre-closing renovation collateral documentation and configure for post-closing draw administration, • Assists in gathering and reviewing contractor documentation, including licenses, insurance, bids, and executed contracts, • Cross-trains on post-closing draw administration processes, including draw request review, inspection coordination, and disbursement workflows, • Maintains expertise in renovation guidelines and credit criteria for FHA (203k), Fannie Mae (HomeStyle), Freddie Mac (CHOICERenovation), VA renovation, and SONYMA RemodelNY, • Provides training and support as needed within the renovation lending team This job description reflects management’s assignment of essential functions; and nothing in this herein restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Qualifications for this position Education • A college degree with two years related experience and/or training. A combination of equivalent education and experience is acceptable Experience • Previous experience in the mortgage industry with understanding of loan processing, • Familiarity with Encompass Transferable Skills • Customer service skills, • Time management skills, • Written communication skills, • Verbal communication skills, • Team player, • Multi-tasking, • Detail orientated, • Organizational skills, • Problem solving skills, • Independent Judgement Working Conditions The Renovation Lending Analyst is primarily in an office setting and may be exposed to outdoor conditions. The working conditions are classified as Sedentary work: • Sedentary work - Exerting up to 10 pounds of force occasionally, and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time.

Job Description STATUS: Full Time / Exempt REPORTS TO: Senior Vice President, Enterprise Risk Management LOCATION: Rochester HOURS: 37.50 hours per week SCHEDULE: Monday – Friday, 8:30am – 5:00pm COMPENSATION: The salary range for this position is expected to be between $130,000-$140,000. The actual salary will be determined based on experience and other-job related factors, consistent with applicable law. Position Summary Under the general supervision of the Senior Vice President of Enterprise Risk Management, the primary function and responsibility of the Director of Risk Management is to oversee the Credit Union’s enterprise-wide risk assessment program, vendor management function and physical security role. This position manages a team of professionals in the development, implementation, and execution of various operational risk initiatives at the credit union. The Director of Risk Management assesses the implications of various legal, regulatory, or operational risks on credit union decisions. Perform all responsibilities in a manner that serves The Summit’s Mission and upholds the credit union’s values. Essential Responsibilities - Must be capable of performing the following essential responsibilities, with or without reasonable accommodations, as outlined below. • Lead the design, implementation, and ongoing maturity of the enterprise risk management (ERM) framework aligned with the Credit Union’s strategic objectives and risk appetite., • Serve as a key advisor to senior leadership and the Risk Committee on risk exposures, emerging threats, and risk mitigation strategies., • Ensure compliance with applicable regulatory guidance (e.g., NCUA, state regulators) and industry best practices., • Coordinate cross‑functional risk activities with all departments including IT, Compliance, Fraud, Facilities, Human Resources, and Operations., • Oversee periodic enterprise‑wide risk assessments, including operational, strategic, compliance, reputational, and third‑party risks., • Monitor risk metrics, key risk indicators (KRIs), and reporting dashboards for exposure and control effectiveness., • Ensure timely escalation of material risks, control weaknesses, or incidents to senior leadership and the Risk Committee., • Oversees the Physical Security Officer in day‑to‑day direction and priority setting, ensuring alignment with organizational goals, while operating within a shared physical security governance model with Facilities, Information Security and Member Services., • Coordinate with other Credit Union stakeholders to ensure appropriate safeguards are in place for members, employees, and asset protection (e.g., access controls, alarms, surveillance, cash handling controls)., • Oversee incident response, investigations, and post‑incident reviews related to robberies, break‑ins, workplace violence, or other security events., • Lead the third‑party risk management (TPRM) program, and maintain robust due diligence, onboarding, risk tiering, and ongoing monitoring standards for vendors and service providers., • Oversee the assessment of vendor controls related to security, business continuity, regulatory compliance, and financial stability., • Ensure contracts and service‑level agreements appropriately address risk, confidentiality, audit rights, and regulatory expectations., • Develop, maintain, and enforce risk management–related policies, standards, and procedures across the organization. Periodically test adherence to policies through reviews, assessments, and coordination with Internal Audit., • Communicate risk concepts in a practical, business‑focused manner that supports informed decision‑making., • Support risk education related to physical security awareness, vendor risks, and operational resilience., • Stay informed of regulatory changes, industry trends, and emerging threats relevant to credit unions., • Support regulatory examinations, audits, and remediation efforts related to risk management., • Coordinate with the Director of Compliance and Risk Management in the execution of the compliance testing program to validate the integrity of current policies and procedures pertaining to regulatory adherence., • Lead the vendor management function and supervise the ERM vendor management analyst in the execution of the vendor management program to provide for effective third-party risk management for the credit union., • Assist SVP of Enterprise Risk Management with the overall disaster recovery preparedness of the Credit Union. Oversee the coordination, testing and maintenance of the credit union’s business recovery plan as necessary. Other Responsibilities • Perform other tasks and duties as assigned., • Provide a positive example to all areas of the Credit Union through interactions with others. *Note: The above information on this job has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. Qualifications and Skills Education & Experience - Applicants must possess the following qualifications or an equivalent combination of education and experience: • Education: Must possess a four-year degree with a major in Business, Criminal Justice, Accounting, or other related field. Advanced degree and/or certification (Compliance, Risk Management, etc.) strongly preferred., • Experience: A minimum of 10 years’ experience in a financial services organization, to include demonstrated leadership. NCUA regulatory compliance experience preferred., • Senior manager with extensive experience in Enterprise Risk Management, governance, and regulatory oversight, • Trusted advisor to executive leadership on risk appetite, strategy, and resilience, • Proven leader in enterprise-wide risk program design and execution aligned to business objectives., • Deep knowledge of risk frameworks and regulatory standards (e.g., COSO ERM, ISO 31000), • Strong communicator recognized for translating complex risk into clear, actionable insights, • Collaborative leader with a record of building high-performing, cross‑functional teams Knowledge/Skills/Abilities (including Technical & Systems/Equipment Proficiencies) • Excellent leadership and communication skills, • Understanding of credit union products and services, • Excellent oral and written communication skills, • Sound analytical skills and strong problem-solving skills, • PC skills, including proficiency in Microsoft Word and Excel, • Ability to work under tight time frames and on issues that can have a significant impact on The Summit, • Ability to analyze data and make decisions or recommendations to Senior Leadership, • Ability to manage multiple deliverables, as well as ad hoc projects. Establish appropriate expectations and subsequently deliver the final product as agreed upon., • Ability to manage multiple tasks, • Ability to keep duties organized, • Must be able to travel to various branches and the corporate office periodically or as needed to attend meetings Physical Requirements • Lifting (5-10 pounds), • Standing/Sitting extended periods of time, while working in front of computer monitor, • Typing / Data Entry, • Professional Office Environment, • Overhead Lighting Training and Compliance Requirements Subject to the compliance requirements of all related federal regulations, including but not limited to; the Bank Secrecy Act (BSA), Anti Money Laundering (AML), Information Security and Privacy policies and procedures. Employees complete annual BSA, AML, Information Security, Privacy and other job-related training requirements as established by the Summit and within deadlines. The Summit Federal Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, gender identity, age, protected veteran status, or status as a qualified individual with disability.

Job Description Renovation Underwriter Job Description Full Time | Hybrid | Salary Range: $72,000 – $90,000 annual Pay Transparency: Compensation may vary outside of this range depending on a number of factors, including a candidate’s qualifications, skills, competencies and experience, and location. Base pay is one part of the total package that is provided to compensate and recognize employees for their work. About Premium Mortgage Since 1999, Premium Mortgage Corporation has been providing residential mortgages across New York State and beyond, offering competitive interest rates and a wide variety of loan programs to fit the needs of homebuyers. As a mortgage lender, our number one goal is for every customer to feel comfortable, informed, and well taken care of. After all, a mortgage isn’t just a transaction to us. It's a partnership for life. We accomplish this level of customer satisfaction by employing top tier talent—all of whom take part in our employee engagement program called the Premium Experience. This program allows our team members to live out our core values, while supporting them with opportunities for professional and personal growth. With hundreds of team members living out the Premium Experience every day, they are the driving force in making Premium Mortgage Corporation a leading lender in the communities we serve. All positions with Premium Mortgage operate on a Hybrid work schedule unless an exception has been granted by Upper Management. Why us? Benefits offered by Premium Mortgage: • Insurance: Medical, Dental, Vision, Company Paid Life Insurance, • Time Off: Paid Time Off, Sick Time, Federal Holidays, Birthday PTO, • Additional Perks: Employee Referral Fee, HSA Employer Contribution, Employee Mortgage Loans Role & Responsibilities The Renovation Underwriter is responsible for evaluating risk and rendering credit decisions on renovation loan applications in accordance with agency guidelines and company policy. This role requires in-depth knowledge of standard mortgage underwriting principles as well as specialized expertise in renovation lending programs across FHA, Fannie Mae, Freddie Mac, VA, and SONYMA, including the unique collateral, contractor, and project feasibility considerations inherent to renovation transactions. Underwriting Responsibilities • Completes full credit underwrite on files submitted to underwriting for approval within posted turn times, • Reviews conditions on files within posted turn times and communicates decisions clearly to all internal parties, • Maintains a unified voice with fellow underwriters on underwriting guidance and escalate file issues not covered by existing guidelines to the Head of Renovation for direction, • Provides feedback on loan quality and mentors processing staff and loan officers on file preparation and guideline compliance, • Works jointly with colleagues to respond to quality concerns, including QC, PETR, NOR, and audit or clarification requests from managers or other departments, • Stays current on changing rules and regulations pertaining to Conventional, Government-insured mortgages, and all renovation products offered, • Meets required KPI standards for the position, • Participate in training and development as needed Renovation Responsibilities • Underwrites renovation loan files in accordance with FHA 203(k), Fannie Mae HomeStyle, Freddie Mac CHOICERenovation, VA renovation, and SONYMA RemodelNY guidelines, • Evaluates project feasibility, including scope of work, contractor qualifications, construction bids and consultant reports to assess risk and ensure compliance with program requirements, • Reviews and approves contractor documentation, including licenses, insurance certificates, W-9s, executed contracts, and cost breakdowns, • Analyzes as-completed appraisals to confirm that the subject property’s projected value supports the renovation loan amount and complies with applicable LTV/CLTV requirements, • Reviews renovation escrow calculations and contingency reserves to ensure proper structuring of the renovation holdback in accordance with agency guidelines, • Coordinates with the Renovation Lending Analyst and closing team to confirm RLS system setup, pre-closing collateral documentation, and post-closing draw administration readiness, • Reviews Loan Estimates (LE) and Closing Disclosures (CD) to confirm accurate accounting of all renovation-related fees, holdbacks, and escrow items, • Identifies and escalates unusual project risks, incomplete contractor documentation, or scope-of-work concerns to the Head of Renovation prior to issuing a decision, • Supports post-closing draw administration oversight by providing underwriting guidance on change orders, project scope modifications, or borrower disputes as needed This job description reflects management’s assignment of essential functions; and nothing in this herein restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Qualifications for this position Education • A college degree with two years related experience and/or training. A combination of equivalent education and experience is acceptable. Experience • Minimum two years prior mortgage underwriting experience with a strong understanding of credit analysis, collateral evaluation, and agency guidelines., • Direct experience underwriting renovation loan products (FHA 203k, Fannie Mae HomeStyle, Freddie Mac CHOICERenovation, VA renovation, or SONYMA) strongly preferred., • Familiarity with renovation escrow administration, draw management processes, and as-completed appraisal review preferred., • DE/SAR certifications preferred; CHUMS ID required for FHA renovation underwriting. Transferable Skills • Strong analytical and independent judgment skills with the ability to make sound credit decisions., • Excellent written and verbal communication skills with the ability to clearly convey underwriting decisions and conditions., • Detail-oriented with strong organizational and problem-solving abilities., • Effective time management and ability to manage multiple files simultaneously within established turn times., • Collaborative team player with the ability to mentor and support processing and origination staff. Working Conditions The Renovation Underwriter is primarily in an office setting and may be exposed to outdoor conditions. The working conditions are classified as Sedentary work: • Sedentary work - Exerting up to 10 pounds of force occasionally, and/or a negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time.

We're currently looking for individuals across the country to take part in remote paid research, including remote focus groups, product trials, and consumer studies.Earn up to $750 a week in your free time by providing feedback on everyday products and services.If you're comfortable sharing your opi

You will be responsible for coordinating the efforts of a team of Project Analysts in fulfilling Project Execution’s mission to provide outstanding project controls services.

Negotiate pricing and evaluate vendor contracts.

Performs diversified clerical duties related to the operational needs of the office/department.Performs diversified clerical duties which may include, but are not limited to: Typing various correspondence, reports, articles; Greeting and directing visitors; Answering telephones, taking messages, dir

This role will be based out of our Syracuse, New York or Rochester, New York offices, or remote within the United States.Pinckney Hugo Group is seeking a Senior Retail Media Buyer to support national CPG clients across leading retailer media platforms.This is a hands-on keyboard role responsible for

We are seeking a senior accountant to join our team.The role focuses on day-to-day general ledger accounting, financial reporting, and inventory management within a manufacturing environment.Ideal candidates will have a bachelor's degree in accounting and 2-4 years of relevant experience.Strong exce

Financial Management Systems Specialist.As a community, the University of Rochester is defined by a deep commitment to Meliora - Ever Better.Embedded in that ideal are the values we share: equity, leadership, integrity, openness, respect, and accountability.Together, we will set the highest standard

This role will be based out of our Syracuse, New York or Rochester, New York offices, or remote within the United States.Pinckney Hugo Group is seeking a Retail Media Buyer to support national CPG clients across leading retailer media platforms.This is a hands-on keyboard role responsible for buildi

We are seeking a motivated and detail-oriented Indirect Buyer I to support procurement activities related to indirect products and services.This role is ideal for an early-career procurement professional who is developing foundational sourcing, supplier management, and purchasing skills.The Indirect

As a community, the University of Rochester is defined by a deep commitment to Meliora - Ever Better.Embedded in that ideal are the values we share: equity, leadership, integrity, openness, respect, and accountability.Together, we will set the highest standards for how we treat each other to ensure

Contracts professional looking to expand and grow strategic footprint within the organization. Self-starter capable of high-level independent work managing DoD, Commercial and CAS covered contracts. Manage a complex and strategic portfolio of work, providing business, contractual, and risk mitigatio

Contracts professional looking to expand and grow strategic footprint within the organization. Self-starter capable of high-level independent work managing DoD, Commercial and CAS covered contracts. Manage a complex and strategic portfolio of work, providing business, contractual, and risk mitigatio

Work in partnership with legal counsel to provide recommendations from a Contracts perspective on legal activities, intellectual property interests, disputes, claims, protests, and lawsuits. Contracts professional looking to expand and grow strategic footprint within the organization. Self-starter c

Job Description: Contracts professional looking to expand and grow strategic footprint within the organization. Self-starter capable of high-level independent work managing DoD, Commercial and CAS covered contracts. Manage a complex portfolio of DoD-related contracts.

Lead the end-to-end RFQ/RFP process: develop requirements, negotiate agreements, and manage contracts for both routine and complex sourcing needs.

Negotiate policies and contracts with various suppliers. Manage deliveries to confirm compliance with contracts.

Manage a complex portfolio of DoD-related contracts. Providing business, contractual, and risk mitigation strategic guidance for DoD-related Commercial and CAS covered contracts from contract inception to contract close-out. Work in partnership with legal counsel to provide recommendations from a Co

Monitors and analyzes pricing and adherence to contracts.

Choosing the suppliers of the products, negotiating the lowest price, and awarding contracts based on established guidelines and procedures.

Lead the end-to-end RFQ/RFP process: develop requirements, negotiate agreements, and manage contracts for both routine and complex sourcing needs.

Under the direction of the Purchasing Manager, the buyer position will purchase materials, supplies, parts, or components.Purchases materials, supplies, parts or components.Reviews and analyzes price quotations.Develops appropriate correspondence and records.Coordinates purchase requirements with op

The Senior Financial Analyst plays a key role within the Cotality Insurance Solutions Finance team, supporting financial reporting, forecasting, and decision support through accurate, timely, and insight-driven analysis. The analyst will collaborate on quarterly forecasting and annual budgeting proc

Department: Operations Americas.Compensation: USD 28 - USD 35 - hourly.To oversee the downstream supply chain to deliver great customer service and operational excellence, by delivering effective strategic and tactical production planning methodology.Taking full ownership of the customer experience

Join our mission as our next Senior Financial Analyst.

With us, you can redefine what's possible.You want purpose, growth, opportunity, and people who get it.We are the home of ambitious, passionate, and innovative world shapers.With an unmatched breadth and depth of engineering, advisory, and science-based expertise, our global minds unite to power loc

We are hiring a junior Data Analyst/Engineer to support data management and transformation efforts in a manufacturing environment.

Provide clerical support to the Provost and Vice President of Academic Affairs (PVPAA).Assist Academic Affairs Coordinator in day-to-day division responsibilities.Provide coverage in absence of Academic Affairs Coordinator.Provide clerical support, which includes, but is not limited to: answering an

Develop and manage supplier contracts and preferred supplier agreements.

We are seeking a contract engineer or data analyst to complete the implementation of the coating thin film data analysis solution.

Northwell Health - - Responsibilities: Typing various correspondence, reports, articles; Greeting and directing visitors; Answering telephones, taking messages, directing intercom pages; Scheduling appointments/meetings; Maintaining department/office files, record keeping, patient record filing.

A well-established mechanical contractor based in Suffolk County is seeking a Project Manager / Senior Project Manager to join their team, delivering HVAC and mechanical projects across Long Island and the Queens / Brooklyn / Manhattan corridor.This is an active requirement with a long-standing cont

ABOUT K L MASTERS CONSTRCUTION:.K L Masters Construction Company (KLMCC) is widely recognized as one of the Tri-state region’s premier general contractors for large scale residential projects.With a respected track record spanning over two decades, our team has delivered 40 large scale projects on

Manage RFIs, submittals, change orders, contracts, and project documentation.

Our client is seeking a highly experienced Senior Project Manager to lead large-scale capital projects domestically and internationally, including a major Hyderabad office development (~160,000 SF supporting ~800 headcount).This role operates as a sole practitioner (owner’s representative) respons

This role requires a strong leader with proven experience managing technical teams, driving project execution, coordinating with customers, and ensuring successful delivery of engineering programs from concept through manufacturing transfer.The ideal candidate will have experience working within eng

Purchases of subcontractors, materials and vendors (“buyout” process), which includes writing Scopes of Work, requesting and reviewing bids, selecting and writing contracts to subcontractors and vendors.

Negotiate contracts and drive strong commercial outcomes.

Manage purchase orders, contracts, and supplier agreements.

Our client is seeking a highly experienced Senior Project Manager to lead large-scale capital projects domestically and internationally, including a major Hyderabad office development (~160,000 SF supporting ~800 headcount).This role operates as a sole practitioner (owner’s representative) respons

This position is related to distributed generation energy projects in the utility sector.Experience with projects in this area is required.Project managers are responsible for guiding projects from start to finish.For the client we support these projects could be T&D, hydro-electric, substation, and

ESC Partners is a premier global technology consulting firm that helps utilities and municipalities modernize operations with Oracle Cloud solutions.The company delivers end-to-end services, including implementation, managed services, and ongoing support.ESC Partners focuses on improving customer en

Senior Highway Project Manager (PE) / Senior Transportation Project Manager.If you've built your career managing construction inspection work — and you're ready for a role with more scope, more influence, and a team that actually invests in its people — this is worth a look.A well-established We