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Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity As a Data Scientist II for Fraud, you will be responsible the development of machine learning models that improve USAA’s ability to detect and prevent fraud on credit card, debit card, check, deposit, digital payments, as well as in other areas such as claims and disputes. Strong candidates will be able to deploy the following work products and processes: • Develop and continuously update internal fraud models in the transactions and payment space, demonstrating techniques ranging from statistics to highly sophisticated AI/ML techniques, to generate highly significant reduction in fraud losses and improvement in Member experience, • Work with Strategies and Model Management teams to understand and plan model needs, • Drives continuous innovation in modeling efforts, • Collaborate with the broader analytics community to share standard methodologies and techniques We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. This position can work remotely in the continental U.S. with occasional business travel. What you'll do: • Captures, interprets, and manipulates structured and unstructured data to enable analytical solutions for the business., • Selects the appropriate modeling technique and/or technology with consideration to data limitations, application, and business needs., • Develops and deploys models within the Model Development Control (MDC) and Model Risk Management (MRM) framework., • Composes technical documents for knowledge persistence, risk management, and technical review audiences. Consults with peers for mentorship, as needed., • Translates business request(s) into specific analytical questions, completing the analysis and/or modeling, and presenting outcomes to non-technical business colleagues., • Consults with Data Engineering, IT, the business, and other internal partners to deploy analytical solutions that are aligned with the customer’s vision and specifications and consistent with modeling best practices and model risk management standards., • Seeks opportunities and materials to learn new techniques, technologies, and methodologies., • Ensures risks associated with business activities are optimally identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: • Bachelor’s degree in mathematics, computer science, statistics, economics, finance, actuarial sciences, science and engineering, or other similar quantitative field; OR 4 years of experience in statistics, mathematics, quantitative analytics, or related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree., • 2 years of experience in predictive analytics or data analysis OR Advanced Degree (e.g., Master’s, PhD) in mathematics, computer science, statistics, economics, finance, actuarial sciences, science and engineering, or other similar quantitative field, • Experience in training and validating statistical, physical, machine learning, and other sophisticated analytics models., • Experience in one or more multifaceted scripted language (such as Python, R, etc.) for performing statistical analyses and/or building and scoring AI/ML models., • Ability to write code that is easy to follow, well detailed, and commented where vital to explain logic (high code transparency)., • Experience in querying and preprocessing data from structured and/or unstructured databases using query languages such as SQL, HQL, NoSQL, etc., • Experience in working with structured, semi-structured, and unstructured data files such as delimited numeric data files, JSON/XML files, and/or text documents, images, etc., • Familiarity with performing ad-hoc analytics using descriptive, diagnostic, and inferential statistics., • Experience with the concepts and technologies associated with classical supervised modeling for prediction such as linear/logistic regression, discriminant analysis, support vector machines, decision trees, forest models, etc., • Experience with the concepts and technologies associated with unsupervised modeling such as k-means clustering, hierarchical/agglomerative clustering, neighbors algorithms, DBSCAN, etc., • Ability to communicate analytical and modeling results to non-technical business partners. What sets you apart: • US military experience through military service or a military spouse/domestic partner, • Graduate degree in a quantitative subject area, • Experience in fraud/financial crimes model development Compensation range: The salary range for this position is: $93,770 - $168,790. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity As a dedicated Decision Science Analyst Senior - Member Value, you will contribute to transforming member service experiences by supporting end-to-end analytics. You'll help uncover valuable insights that improve member satisfaction and support our service strategies. You'll work closely with experienced team members, learn to apply analytical tools, and assist in translating data into understandable recommendations. This is a great opportunity to grow your skills in analytics and help shape how we understand and serve our members. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, Chesapeake, VA or Tampa, FL. Relocation assistance is not available for this position. What you'll do: * Leverages advanced business, analytical and technical knowledge to participate or lead discussions with cross functional teams to understand and collaborate highly complex business objectives and influence solution strategies. * Applies advanced analytical techniques to solve business problems that are typically medium to large scale with significant impact to current and/or future business strategy. * Applies innovative and scientific/quantitative analytical approaches to draw conclusions and make 'insight to action' recommendations to answer the business objective and drive the appropriate change * Translates recommendation into communication materials to effectively present to various levels of management. * Incorporates visualization techniques to support the relevant points of the analysis and ease the understanding for less technical audiences. * Identifies and gathers the relevant and quality data sources required to fully answer and address the problem for the recommended strategy through testing or exploratory data analysis (EDA). * Integrates/transforms disparate data sources and resolves appropriate data hygiene techniques to apply. * Thoroughly documents assumptions, methodology, validation and testing to facilitate peer reviews and compliance requirements. * Understands and adopts emerging technology that can affect the application of scientific methodologies and/or quantitative analytical approaches to problem resolutions. * Succinctly delivers analysis/findings in a manner that conveys understanding, influences various levels of management, garners support for recommendations, drives business decisions, and influences business strategy. * Provides subject matter expertise in operationalizing recommendations. * Remains informed on current data and analytics trends, (Ex: Cloud, Data Mining, Python, Neural Networks, Sensor data, IoT, Streaming/NRT data) * Finds opportunities to continue to learn in the data and analytics space, whether informal (E.g., Coursera, Udemy, Kaggle, Code Up, etc) or formal (E.g. Certifications or advanced coursework). * Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: * Bachelor's degree in quantitative analytics field such as Economics, Finance, Statistics, Mathematics, Actuarial Sciences, Operations Research, Data and/or Business Analysis, Data Science or other quantitative field; OR 4 years of related experience in statistics, mathematics or quantitative analytics (in addition to the minimum years of experience required) may be substituted in lieu of degree. * 6 years of data & analytics experience OR * a minimum of 4 years of data & analytics experience and up to 2 years of progressive functional business relevant experience within the respective industry of responsibility (i.e. P&C, Bank, Finance, Marketing etc.) for a total of 6 years combined experience OR * advanced degree in quantitative analytics field such as Economics, Finance, Statistics, Mathematics, Actuarial Sciences, Operations Research, Data and/or Business Analysis, Data Science or other quantitative field and 4 years of experience in data/analytics or functional business experience within the respective industry of responsibility (i.e. P&C, Bank, Finance, Marketing, etc.). * Demonstrates advanced skills in mathematical and statistical techniques and approaches used to drive fact-based decision-making. * Advanced knowledge of data analysis tools, data visualization, developing analysis queries and procedures in SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems. * Experience with new and emerging data sets, and incorporation (data wrangling, data munging) into new insights. What sets you apart: * An interest in supporting our military community or military families is a plus. * An understanding of how customers interact with services and what makes a good customer experience. * An interest in learning and applying analytical techniques to explore data and identify trends. * Good communication skills, with the ability to explain findings simply and clearly. * A strong desire to learn new analytical methods, tools, and grow your career in data science and analytics. * Ability to collaborate effectively with team members and contribute to shared goals. Compensation range: The salary range for this position is: $114,080.00 - $218,030.00. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity We are seeking a skilled individual to execute comprehensive model risk validation oversight for the lifecycle management of models. This includes conducting thorough model validation activities and ensuring adherence to written risk and compliance policies and procedures. The role requires strict independence from model stewards (e.g., model owners, developers, implementers, users) throughout all stages of the model's lifecycle, from development to ongoing maintenance. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: * Implement independent model validation control activities for high risk in-house and vendor models. * Leverage expert technical approaches to develop and implement validation testing plans. * Replicate model development and may develop challenger models through predictive modeling, machine learning, deep learning, time-series modeling/forecasting, stress testing, heuristic models, actuarial models, simulation, optimization, and/or other highly specialized techniques. * Conduct and develop plans for model testing and data quality assessments for models using various types of datasets including those employing large datasets and unstructured datasets. * Review at an extensive experience level the end-to-end life-cycle management of model development, implementation, ongoing monitoring, and use in areas of Banking and Insurance (Property & Casualty and Life) along with their corresponding business support functions and operational processes. * Assess model inherent risk ratings, model declassifications applications, the materiality of model changes, and conducts model change validations for all types models. Oversee and advises the model validation work of peers. * Produce and deliver validation reports and related validation work to model validation management, model partners, senior leadership, and others. * Implement the model validation process aligned with the risk and compliance policies and procedures. Evaluate model risk control strengths around model development, implementation, and use. Professionally develop on emerging modeling techniques and approaches. What you have: * Bachelor's degree in a quantitative field, such as Economics, Mathematics, Statistics, Actuarial Science, Data Science, Engineering, Computer Science, or a Related Field with Core Quantitative Curriculum. Four additional years of related experience beyond the minimum required may be substituted in lieu of a degree. * Minimum 6 years' related work experience in model validation, model development, statistical analysis, and/or advanced quantitative research OR Advanced degree (e.g., Master's, PhD) in a quantitative field, such as Economics, Mathematics, Statistics, Actuarial Science, Data Science, Engineering, Computer Science, or Related Field with Core Quantitative Curriculum and 4 years' related work experience in model validation, model development, statistical analysis, and/or advanced quantitative research. * Experience driving communication verbally and in writing quantitative/technical concepts and conclusions to non-technical audiences, senior leadership, auditors, and/or regulators. * Strong programming skills in R, Python, SAS, Java, C, SQL, and/or other comparable programming languages for the iterative methodological tenants of model and algorithm development including setting model specifications, assumption testing, data quality assessments, variable selection, back-testing, benchmarking, and other robust model testing. * Extensive Experience with at least three of the following statistical, econometric, data science, and predictive modeling approaches: Unsupervised Learning; K-Means; Linear Regression; Time-Series/Forecasting; Stress Testing; Logistic Regression; Gaussian Process; Simulation Models; Boosting/Bagging Trees; Neural Networks; Deep Learning Concepts; Bayesian Estimators. * Strong business context knowledge in operational and support functions of Banking and/or Insurance as well as associated modeling and analytics knowledge. What sets you apart: * Experience in developing / validating Artificial Intelligence Models (including Generative AI) for use in Large Financial Institutions in accordance with Federal Reserve Guidance on Model Risk Management (SR 11-7). * Working knowledge of Data engineering, understanding the key concepts, tools, and practices involved in designing, building, and maintaining data pipelines and infrastructure. * Provisioning, configuring, and managing cloud resources, including compute, storage, networking, and databases on both Azure and GCP * Experience with Disparate Impact/ Bias testing. Compensation range: The salary range for this position is: $127,310.00 - $243,340.00. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity As a dedicated Life Actuarial Solutions Analyst Senior to join the Life Company’s Modeling Operations Team. The Life Modeling Operations Team is a diverse team that supports the complex life actuarial modeling ecosystem, which consumes data from multiple sources across USAA to support actuarial functions. Your role also supports Life/Annuity/Health actuarial work through one or more of the following activities: data extraction, data transformation, validation and analysis, and system functionality oversight and integration. Responsible for providing technical and analytical solutions for one or more of the following functions: pricing and product development, experience studies, actuarial assumption reviews, reserve calculations, financial reporting, asset liability management or competitive analysis. This role is remote eligible in the continental U.S. with occasional business travel. However, individuals residing within a 60-mile radius of a USAA office will be expected to work on-site four days per week. What you'll do: • Independently extracts, integrates and transforms data from a multitude of sources, and may identify new sources., • Reconciles and validates data accuracy, and reasonability of actuarial or financial information., • Prepares reports, reserve estimates, journal entries, financial statements, industry surveys and/or special studies, analyzes data, and recommends solutions., • Develops comprehensive and innovative solutions that impact productivity to improve actuarial tools and processes., • Resolves unique and complex issues and navigates obstacles to deliver work product., • Develops cost benefit analysis., • Provides insight to management on issues and serves as a resource to team members on escalated issues of an unusual nature., • Leads projects related to actuarial solutions including automation, IT projects, or product development initiatives., • Oversees requirement development process through testing and implementation., • Demonstrates in depth understanding to identify and resolve issues or potential defects., • Maintains processes, procedures and tools, and ensures all regulatory requirements and internal controls are adhered to., • Works with business partners to understand key regulatory implications that impact processes, and may develop processes to comply with new or changing regulations., • May respond to audit requests and oversees coordination of responses to internal and external audit, such as Department of Insurance examination, as well as, other audit reports., • Anticipates and analyzes trends or deviations from forecast, plan or other projections., • Presents recommendations and communicates solutions to business partners and management in a clear, concise, logical and organized manner., • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: • Bachelor’s degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree., • 6 or more years of technical experience as an analyst or other relevant technical work experience. What sets you apart: • Bachelor’s degree in mathematics, computer science, statistics, economics, finance, actuarial science, or other similar quantitative field, • Experience with SQL or similar programming languages, • Experience working in IT for a life insurance company, • Experience supporting projects for actuarial or modeling functions, • Excellent verbal and written communication skills, with the ability to tailor the content for varying audiences., • Strong aptitude for problem solving and technology, • Quick learner, self-starter, and ability to work well autonomously and with others., • US military experience through military service or a military spouse/domestic partner Compensation range: The salary range for this position is: $93,770 - $168,790. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity USAA is enhancing its digital experience to better serve our members' evolving needs. To support this, our marketing analytics team is expanding its focus to encompass the with a focus on paid media optimization to drive maximum efficiency & growth. We're seeking a Paid Media Decision Science Analyst to be a foundational member of our marketing team, playing a key role in shaping data-driven improvements across our digital sales experience. In this role, you'll leverage your advanced marketing analytics skills to deliver impactful insights and scalable frameworks that translate data into actionable strategies. This is a fantastic opportunity for a candidate with a strong blend of technical expertise and business understanding, capable of building trust through data and empowering decision-making throughout the organization. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, Chesapeake, VA or Tampa, FL. Relocation assistance is not available for this position. What you'll do: • Leverages intermediate and some advanced business, analytical and technical knowledge to participate in discussions with cross functional teams to understand and collaborate on business objectives and influence solution strategies., • Applies advanced analytical techniques to solve business problems that are typically medium to large scale with impact to current and/or future business strategy., • Applies innovative and scientific/quantitative analytical approaches to draw conclusions and make 'insight to action' recommendations to answer the business objective and drive the appropriate change., • Translates recommendation into communication materials to effectively present to colleagues for peer review and mid-to-upper level management., • Incorporates visualization techniques to support the relevant points of the analysis and ease the understanding for less technical audiences., • Identifies and gathers the relevant and quality data sources required to fully answer and address the problem for the recommended strategy through testing or exploratory data analysis (EDA)., • Integrates/transforms disparate data sources and determines the appropriate data hygiene techniques to apply., • Thoroughly documents assumptions, methodology, validation and testing to facilitate peer reviews and compliance requirements., • Understands and adopts emerging technology that can affect the application of scientific methodologies and/or quantitative analytical approaches to problem resolutions., • Delivers analysis/findings in a manner that conveys understanding, influences mid to upper level management, garners support for recommendations, drives business decisions, and influences business strategy., • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: • Bachelor's degree in quantitative analytics field such as Economics, Finance, Statistics, Mathematics, Actuarial Sciences, Operations Research, Data and/or Business Analysis, Data Science or other quantitative discipline; OR 4 years of related experience in statistics, mathematics or quantitative analytics (in addition to the minimum years of experience required) may be substituted in lieu of degree., • Demonstrates competency in mathematical and statistical techniques and approaches used to drive fact-based decision-making., • Intermediate and some advanced knowledge of data analysis tools, data visualization, developing analysis queries and procedures in SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems. What sets you apart: • 2+ years experience in paid media analytics and in-platform experience., • Web Analytics Tools: Google analytics, Adobe analytics, • Tagging: Teailum, GTM, etc., • Journey analysis (mining clickstream & behavioral data)., • SQL required and python a plus., • Predictive modeling experience Compensation range: The salary range for this position is: $93,770 - $179,240. Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Job Description Overview Financial Analyst Required Skills and Education: Knowledge, Skills, and Abilities: · Strong analytical and quantitative skills. · Proficiency in financial modeling, forecasting, and variance analysis. · Experience in Excel and PowerPoint · Strong attention to detail with the ability to work independently and meet deadlines. · Excellent communication and presentation skills. · Ability to collaborate across teams in a fast-paced environment. · Strong organizational and time management abilities. · Requires the ability to read, write and speak effectively in English. Education or equivalency: · Requires a bachelor’s degree in Finance, Accounting, Economics or a related field; or an equivalent combination of training and progressively responsible experience that will result in the required specialized knowledge and abilities to perform the assigned work. Experience: · Must have a minimum of two (2) years of experience in financial analysis, accounting or related field. · Prefer experience in corporate financial planning and analysis or business analysis. Reporting to the Director of Financial Planning & Analysis, the Financial Analyst is responsible for supporting the company’s financial planning and analysis (FP&A) function. This role assists with forecasting, budgeting, financial modeling/reporting, and providing data-driven insights to help guide business decisions. The ideal candidate has strong analytical skills, attention to detail, and a proactive approach to problem-solving. ESSENTIAL FUNCTIONS: Assist in the preparation of annual budgets, forecasts, and long-term financial models. Perform detailed financial analyses, identify trends, and support variance explanations for management review. Prepare reports and presentations summarizing financial performance and key metrics. Collaborate cross-functionally to provide financial support for business initiatives. Maintain and improve financial models to enhance accuracy and efficiency. Support ad hoc analysis, including scenario planning and business performance reviews. Assist in developing dashboards and analytical tools using Excel, SQL, or other systems. Cadence Education is an Equal Opportunity Employer. Responsibilities Financial Analyst Scottsdale, AZ Cadence Education is currently in search of our next Financial Analyst in Scottsdale, AZ Cadence Education is one of the premier early childhood educators in the United States, operating over 325 private preschools and elementary schools across 30 states. With over 30 years in business, we have developed an unparalleled expertise in preparing students to thrive in the next step of their childhood. At Cadence Education, our mission is to create bright futures for children, families, employees and our communities. This mission can only be accomplished through a team of passionate childcare professionals who combine their talents to provide an unparalleled level of care and compassion for children and their families. Our research-based curriculum and home-based environments are the leading edge of early education. Our schools are staffed with individuals who are talented, fun, and genuinely enthusiastic about child development and learning. We encourage collaboration and cherish open-communication in each school and with our corporate office. We work hard to create an outstanding work-life balance by supporting leaders and staff members every step of the way. For additional information about Cadence, please visit . Benefits of Working Full Time at Cadence Education: • Competitive compensation, • On demand pay with UKG Wallet, • 50% childcare tuition discount, • 401(k) with employer match, • Educational and professional development, • Comprehensive benefit package for all full-time employees, including:, • Paid time off that increases with seniority, • Medical, dental, vision options available, • Additional life, disability, and retirement plans, • Tuition reimbursement, • Company-paid life insurance, • Paid holidays, • 401K, • Pet insurance, • Paid CDA

Job Description Are you a results-driven financial specialist who can translate massive datasets into strategic direction? Make your next career move with Saddle Rock Legal Group! This is your opportunity to step into the Financial Planning and Analyst Specialist - FP&A role in Scottsdale, AZ! Apply now for this full-time position! We offer a $70,000–$90,000 salary, along with a comprehensive benefits package: ● Health, dental, and vision insurance ● Short- and long-term disability insurance ● Life insurance ● A 401(k) with company match ● Paid time off (PTO) ● A health savings account (HSA) ● Paid holidays THE VITAL ROLE YOU HAVE You act as the key link between operational data and executive decision-making, delivering financial analysis and strategic modeling for the firm. Your responsibilities include supporting financial planning and analysis by compiling and presenting monthly performance data across litigation portfolios, with a focus on revenue, operating expenses, EBITDA, and case-level metrics. You prepare data for annual budgets, quarterly forecasts, and cash flow projections. In Mass Tort Economics & Modeling, you maintain settlement forecasting models, analyze intake funnel performance, and support attorney reporting on settlements. Additionally, you manage tranche investor reporting, ensure data reconciliation across systems like Litify and QuickBooks, and provide financial insights to senior leadership. OUR MISSION: Saddle Rock Legal Group is an Arizona-based ABS law firm that specializes in helping victims seek and attain justice for injuries arising from corporate wrongdoing, negligence, and other disasters. Through high-quality digital media and advertising, we educate people about their rights and connect them with experienced litigators who can help them pursue the compensation they deserve. We make strategic use of new and emerging technologies to broaden the availability of quality legal services to clients seeking justice. Our caring culture is rooted in integrity, innovation, and a strong commitment to the highest ethical standards. We value diversity of thought, an entrepreneurial mindset and ownership of outcomes. Saddle Rock Legal Group is committed to nurturing a supportive workplace environment in which every employee can grow professionally, collaborate with talented colleagues, and make a meaningful difference in the lives of the clients we serve. OUR IDEAL FINANCIAL PLANNING AND ANALYST SPECIALIST - FP&A: We're looking for a Financial Planning and Analyst Specialist - FP&A who meets the following qualifications: ● Bachelor's degree in finance, accounting, economics, or a related field ● 2–5 years of experience using advanced Excel in a professional setting ● 2+ years of experience building financial models supporting senior-level decision-making ● Advanced Excel proficiency (power formulas, pivot tables, large data sets, financial modeling) ● Comfortable working with Litify, Leadspedia, QuickBooks, Power BI, SharePoint, and complex Excel tranche models ● Familiarity with corporate finance concepts (IRR, cohort analysis, operating leverage) and a solid grounding in basic accounting ● Strong analytical and critical-thinking skills; able to make sense of messy or incomplete datasets ● Strong communication skills, with the ability to explain complex financial topics to non-finance stakeholders ● High level of professionalism and confidence when working directly with senior leadership ● Ability to thrive in a high-velocity, high-autonomy environment with shifting priorities ● Experience in legal services, professional services, private equity, or high-volume operational environments is preferred ● Progress toward CFA, CPA, CMA, or a relevant master's degree is preferred Ready to begin? Applying for the Financial Planning and Analyst Specialist - FP&A position is incredibly fast and simple. Complete our initial application today! Job Posted by ApplicantPro

Job Description Description: The CORE Institute is seeking highly qualified neurologists who wish to be part of a dynamic and integrated team dedicated to delivering the best in musculoskeletal healthcare in our Arizona markets. The ideal candidates will have a demonstrated track record of excellence in clinical care, integration with clinical quality standards, and fostering a high level of teamwork with colleagues. There are also ample opportunities for an academically active clinical practice involved in resident and fellow education as well as engaging in teaching for highly qualified candidates. The CORE Institute, one of the largest integrated musculoskeletal practices in the US , is built around a comprehensive infrastructure of highly specialized clinical care delivery, outcomes tracking and practice efficiencies which allow its physicians to optimize care for each patient, every time. The expert care is delivered across more than 25 clinical sites including state-of-the-art clinics, physical therapy, imaging, procedure & ambulatory surgical facilities and specialty hospitals all with dedicated teams and expert leaders focused solely on the delivery of excellent MSK care. Sophisticated on-site basic science and clinical research facilities and investigation teams are integral to the organization and support ongoing advanced academic pursuits. The practice utilizes unique and powerful clinical quality and healthcare analytics platforms along with expert-led Medical Economics and operational excellence teams to develop, deploy and lead advanced MSK value-based care activities across the region which have proven to create true practice differentiation with improved quality outcomes and lower costs of care. The CORE Institute continues to grow its clinical platform with measurable quality outcomes and an elevated patient experience with multiple quality and service awards voted by patients. Join our growing team today and unlock the opportunities Key Responsibilities: Patient Assessment and Diagnosis: • Conduct thorough patient assessments, including medical history reviews and physical examinations., • Utilize diagnostic tools such as MRI, CT scans, X-rays, and other imaging modalities to identify spinal disorders., • Perform minimally invasive spine procedures such as epidural steroid injections, facet joint injections, radiofrequency ablations, and spinal cord stimulator placements., • Conduct advanced surgical techniques, including decompressions, fusions, and disc replacements., • Ensure the use of sterile techniques and adherence to best practices in the operating room., • Postoperative Care and Follow-Up:, • Monitor patients' recovery and manage postoperative complications., • Provide comprehensive postoperative care instructions and coordinate follow-up appointments., • Work closely with a multidisciplinary team, including neurologists, pain management specialists, physical therapists, and radiologists., • Communicate effectively with patients and their families about diagnoses, treatment options, and recovery plans., • Stay updated with the latest advancements in spinal surgery and interventional techniques., • Engage in continuous professional development and contribute to research activities., • Maintain accurate and timely medical records., • Ensure compliance with hospital policies, medical regulations, and quality standards. Education: • Doctor of Medicine (MD) or Doctor of Osteopathic Medicine (DO) degree., • Completion of an accredited residency program in Orthopedic Surgery or Neurosurgery, • Licensure/Certification, • Board certification in Orthopedic Surgery, Neurosurgery, or Pain Management., • Valid medical license to practice in [Insert Location]., • Proven experience in performing interventional spine procedures and surgeries., • Demonstrated expertise in diagnosing and treating spinal disorders., • Skills:, • Excellent manual dexterity and hand-eye coordination., • Strong analytical and problem-solving abilities., • Exceptional communication and interpersonal skills., • Ability to work collaboratively in a team-oriented environment.

Job Description About Carvana At Carvana, we're changing the way people buy and sell cars. With an ambitious vision and a fundamentally different approach designed to be fun, fast, and fair, Carvana became the fastest-growing automotive retailer in history. We expanded nationally, went public on the New York Stock Exchange, sold our 1 millionth car, and reached the Fortune 500, all in just eight years. Today, with 4 million retail customers and counting, Carvana is both the fastest-growing and the most profitable public automotive retailer, and we're just getting started. We continue to raise the bar for our customers as we tackle the enormous opportunity still ahead in the largest consumer vertical. Working here means being part of a team that embraces change, celebrates creative problem solving, and always strives to be better. At Carvana, you'll have the opportunity to take on meaningful challenges, learn quickly, and help shape the future of automotive retail. If you're driven to grow and make an impact as part of a collaborative team, you'll fit right in. Learn more about what it's like to work here from the people that already do. About the team and position In today's world, data is king and this is the group with all the data. If you're excited about using complex data sets to drive business insights across our operations and analytics teams, we have the role for you. Carvana's operations are complex and benefit from data, analysis, reporting, and process improvements. At Carvana, we're looking for individuals like you who are ready to take the wheel and make recommendations for how we can improve decision-making based on patterns and insights found in your analysis. We have no shortage of data, resources or ambition at Carvana, and we are excited to bring on people who share our desire to leverage data and technology to accelerate our disruption of the traditional car buying experience. What you'll be doing • Using Your Technical Chops:, • SQL isn't just a language, it's our daily dialect. It's the tool that empowers us to dive deep and make sense of our data., • You'll be a wizard with business intelligence tools like Tableau or another visualization tool., • As a visual storyteller, you'll transform raw, unstructured data into compelling narratives, meticulously choosing the most effective visualizations. Your craftsmanship will turn information into inspiration, distilling data into precise insights that captivate and inspire., • Your curiosity won't just drive you, it'll define you. Your technical ability and statistical knowledge won't allow you to be content with just scratching the surface; you'll dig deeper to find the truth in the data, the story behind the numbers., • Being A Stellar Partner:, • You initiate and drive analyses that lead to operational improvement and process optimization across reconditioning, fulfillment and inventory quality., • Your unwavering commitment to execution will see you setting and exceeding expectations. Your self-motivated approach will result in well-executed plans, delivering constant value to the organization., • You will work with others to understand business processes and deliver data so that non-technical resources can understand and respond as needed., • Bachelor's degree in Business Administration, Economics, Engineering, Finance, Math, Supply Chain, or similar field from an accredited undergraduate institution required., • 1-3+ years of experience in data, reporting, or analytics., • Strong analytical skills with proficiency in SQL., • Knowledge of visualization software, such as Tableau., • Curiosity to continue learning new analytical methods and tools (Snowflake, Python, etc.)., • The ability to work cross-functionally with engineering, data science, and business teams and communicate across them in a clear and concise manner understood by all., • Full-Time Salary Position with a competitive salary., • Medical, Dental, and Vision benefits., • 401K with company match., • A multitude of perks including student loan payments, discounts on vehicles, benefits for your pets, and much more., • A great wellness program to keep you healthy and happy both physically and mentally., • Access to opportunities to expand your skill set and share your knowledge with others across the organization., • A company culture of promotions from within, with a start-up atmosphere allowing for varied and rapid career development. To be able to do your job at Carvana, there are some basic requirements we want to share with you. Legal Stuff Hiring is contingent on passing a complete background check. This role is not eligible for visa sponsorship. Carvana is an equal employment opportunity employer. All applicants receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, marital status, national origin, age, mental or physical disability, protected veteran status, or genetic information, or any other basis protected by applicable law. Carvana also prohibits harassment of applicants or employees based on any of these protected categories. Please note this job description is not designed to contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Job Description As a Barron’s Top 100 RIA firm and voted Best Places to Work by Fortune, Pacific Coast Business Times, Inc. (Best Workplaces), and Investment News, Mission Wealth is hiring a growth-minded part-time Wealth Advisor Associate Intern to join our award-winning team! Our ideal candidate has a passion for learning more about wealth management and is studying toward a bachelor’s degree with related coursework in Finance, Business, or Economics. You define ambition, have a sense of adventure, and a passion for purpose, both in life and in your approach to helping clients navigate their financial decisions. If this sounds like you, we want to hear from you, ASAP! As a Wealth Advisor Associate Intern, your service-oriented nature and impeccable attention to detail are critical in supporting an Advisor Team on business development and client service efforts. You are eager to learn about the world of wealth management, and you also possess a high emotional IQ. You’re articulate, polished, and have an aptitude for financial vernacular. Extremely analytical and a great listener, you will learn data gathering, drafting goals, and creating financial plans that speak to the clients in “their” language. Your commitment to making a positive impact in other people’s lives parallels your drive for personal and professional growth. Mission Wealth has offered 360-degree wealth management services to affluent families since 2000. Our dynamic planning process ensures that every piece of the puzzle is put into place as our clients’ lives unfold and their needs evolve. This gives them the complete picture and confidence in their financial future. Day-to-Day as Wealth Advisor Associate Intern: • Work with a high-performing & growth-oriented team of advisors, • Provide technical and financial support to the advisor team, • Contribute to research projects, • Create client presentation materials, • Be exposed to ongoing client service, sales presentations, and new client onboarding, • Self-starter with a proactive approach to asking questions and problem-solving, • Basic knowledge base across investments, economics, accounting, and financial planning, • A desire to learn more about the wealth management industry, • Excellent attention to detail, multi-tasking, and time management skills, • Proficient with the full MS Office Suite; ability to create complex and impactful presentations/analysis, • Graduation date in the Spring of 2027, • Able to commit 15-29 hours a week throughout your Senior year Location: This position is based out of our office in Scottsdale. This is an in-office position. Salary: $22/hour Please submit your cover letter and resume outlining your detailed experience and desire to excel in wealth management. Be sure to share one of your favorite volunteer projects, too!

Job Description About Carvana At Carvana, we're changing the way people buy and sell cars. With an ambitious vision and a fundamentally different approach designed to be fun, fast, and fair, Carvana became the fastest-growing automotive retailer in history. We expanded nationally, went public on the New York Stock Exchange, sold our 1 millionth car, and reached the Fortune 500, all in just eight years. Today, with 4 million retail customers and counting, Carvana is both the fastest-growing and the most profitable public automotive retailer, and we're just getting started. We continue to raise the bar for our customers as we tackle the enormous opportunity still ahead in the largest consumer vertical. Working here means being part of a team that embraces change, celebrates creative problem solving, and always strives to be better. At Carvana, you'll have the opportunity to take on meaningful challenges, learn quickly, and help shape the future of automotive retail. If you're driven to grow and make an impact as part of a collaborative team, you'll fit right in. Learn more about what it's like to work here from the people that already do. About the team and position The Senior Analyst, Capacity Planning at ADESA (owned by Carvana) will play a pivotal role in optimizing the layout and efficiency of our inspection centers and auction facilities. As Carvana continues to grow and ADESA's auctioning facilities play a major role, this position is an exciting opportunity to contribute to the success by ensuring smooth, organized, and efficient use of our auction spaces. This position involves analyzing and interpreting data to ensure the most effective use of space, accommodating various vehicle sizes and maximizing storage capacity. This person will collaborate closely with operational teams to identify areas for improvement and implement strategic plans that enhance workflow, reduce congestion, and improve the strategies for how we grow our auction and reconditioning capabilities. Key responsibilities include creating detailed space/capacity utilization models and reports, developing innovative layout solutions, and monitoring the effectiveness of implemented changes. The ideal candidate will possess strong analytical skills, experience in capacity planning or logistics, and knowledge of SQL (ideally using Snowflake!). What you'll be doing • Using Your Technical Chops:, • SQL isn't just a language, it's our daily dialect. It's the tool that empowers us to dive deep and make sense of our data., • You'll be a wizard with business intelligence tools like Tableau or another visualization tool., • As a visual storyteller, you'll transform raw, unstructured data into compelling narratives, meticulously choosing the most effective visualizations. Your craftsmanship will turn information into inspiration, distilling data into precise insights that captivate and inspire., • Your curiosity won't just drive you, it'll define you. Your technical ability and statistical knowledge won't allow you to be content with just scratching the surface; you'll dig deeper to find the truth in the data, the story behind the numbers., • Being A Stellar Partner:, • You initiate and drive analyses that lead to operational improvement and process optimization across reconditioning, fulfillment and inventory quality., • Your unwavering commitment to execution will see you setting and exceeding expectations. Your self-motivated approach will result in well-executed plans, delivering constant value to the organization., • You will work with others to understand business processes and deliver data so that non-technical resources can understand and respond as needed., • Bachelor's degree in Business Administration, Economics, Engineering, Finance, Math, Supply Chain, or similar field from an accredited undergraduate institution required., • 2-4+ years of experience in data, reporting, or analytics., • 2-4+ years of experience working on projects related to capacity planning or network optimization., • Strong analytical skills with proficiency in SQL., • Knowledge of visualization software, such as Tableau., • The ability to work cross-functionally with engineering, data science, and business teams and communicate across them in a clear and concise manner understood by all., • Full-Time Salary Position with a competitive salary., • Medical, Dental, and Vision benefits., • 401K with company match., • A multitude of perks including student loan payments, discounts on vehicles, benefits for your pets, and much more., • A great wellness program to keep you healthy and happy both physically and mentally., • Access to opportunities to expand your skill set and share your knowledge with others across the organization., • A company culture of promotions from within, with a start-up atmosphere allowing for varied and rapid career development. To be able to do your job at Carvana, there are some basic requirements we want to share with you. Legal Stuff Hiring is contingent on passing a complete background check. This role is eligible for visa sponsorship. Carvana is an equal employment opportunity employer. All applicants receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, marital status, national origin, age, mental or physical disability, protected veteran status, or genetic information, or any other basis protected by applicable law. Carvana also prohibits harassment of applicants or employees based on any of these protected categories. Please note this job description is not designed to contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Job Description Hi, we're Oscar. We're hiring a Treasury Manager to join our Strategic Finance. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. About the role: The Treasury Manager is an individual contributor responsible for managing Oscar Health's important treasury operations and daily liquidity. You will provide critical daily execution of cash management activities, optimizes cash usage across subsidiaries, and guides operational efficiencies in banking and treasury systems. The Manager will be a critical partner to the Treasury organization, driving the execution of cash management strategies in a capital-intensive insurance environment. You have a deep, operational understanding of Treasury practices. You will report into the Senior Director, Assistant Treasurer. Work Location: This position is based in our Tempe, AZ office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in-office day for team meetings and events, while your other two office days are flexible to suit your schedule. #LI-Hybrid Pay Transparency: The base pay for this role is: $97,200 - $127,575 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses. Responsibilities: • Liquidity Management & Optimization: Recommend and monitor minimum cash balances required at subsidiaries, based on forecasts from the Capital Planning team, to ensure safety and liquidity while optimizing excess cash for investment. Guide the efficient use of cash across the Parent and Subsidiaries., • Cash Flow Reporting & Forecasting: Responsible for updating actual cash flows for each subsidiary and synchronizing with the Capital Planning team to ensure forecasted outflows are current. Updated cash forecasts and variances to the broader finance team., • Reconciliation and Performance Analysis: Reconcile actual cash balances reported from Accounting with Treasury forecasts to true-up balances. Describe actual versus forecast variances, and update Net Investment Income (NII) actuals related to cash and short-term holdings., • Operational Oversight & Execution: Build all critical treasury operations and daily banking activities. This includes ensuring accurate daily funds settlement, bank account maintenance, processing signatory updates, and the administration of bank portal systems (e.g., CashPro, JPM Access, WF Vantage)., • Risk & Fee Analysis: Measure banking service fees paid to financial institutions. Analyze counterparty risk exposures related to cash and bank balances., • Operational Efficiency & Projects: Assist with project management, process improvement programs (e.g., RFPs, accounts/services rationalization), and implementing technology to enhance cash management and reporting functions., • Audit and Compliance Support: Provide comprehensive operational support for all internal and external audits, SOX compliance controls, and state regulatory examinations, ensuring all processes are documented., • Banking Relations: Serve as an important operational interface with external banking partners to resolve daily issues, manage service levels, and support routine operational tasks., • Experience: 5+ years of progressive, hands-on experience in Corporate Treasury, Cash Management, or Treasury Operations within the financial services or insurance industry., • Functional Expertise: 3+ years directly managing corporate liquidity, daily cash positioning, and detailed cash flow reporting/forecasting processes., • Operational Systems: Operational experience using major online bank portals (e.g., CashPro, JPM Access, WF Vantage) and managing daily fund movements and settlements., • Communication & Theory: Strong communication and presentation skills with the ability to articulate financial concepts. Must understand core Treasury Operations and cash management principle, • Prior experience in Treasury Operations within an insurance or healthcare company., • MBA and/or CTP certification is preferred. CFA designation is a plus At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team () to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy.

Job Description About Carvana At Carvana, we're changing the way people buy and sell cars. With an ambitious vision and a fundamentally different approach designed to be fun, fast, and fair, Carvana became the fastest-growing automotive retailer in history. We expanded nationally, went public on the New York Stock Exchange, sold our 1 millionth car, and reached the Fortune 500, all in just eight years. Today, with 4 million retail customers and counting, Carvana is both the fastest-growing and the most profitable public automotive retailer, and we're just getting started. We continue to raise the bar for our customers as we tackle the enormous opportunity still ahead in the largest consumer vertical. Working here means being part of a team that embraces change, celebrates creative problem solving, and always strives to be better. At Carvana, you'll have the opportunity to take on meaningful challenges, learn quickly, and help shape the future of automotive retail. If you're driven to grow and make an impact as part of a collaborative team, you'll fit right in. Learn more about what it's like to work here from the people that already do. THIS IS A 100% ON-SITE POSITION (Monday through Friday) About the team and position We are a team of highly enthusiastic, motivated and driven individuals. In this role, your primary responsibilities include staying abreast of the used vehicle market, knowledge of in-lane and online auctions, reviewing vehicle condition reports and displaying a solid understanding of vehicle reconditioning costs while acquiring inventory for Carvana. What you'll be doing • Conduct reviews and analysis of vehicle condition reports to select the most desirable inventory for Carvana., • Perform quality evaluations of vehicles to ensure accurate optioning during CR review., • Understand reconditioning costs and the impact to a vehicle's quality., • Acquire vehicle inventory through online auctions., • Assist with various individual or collaborative projects as needed and follow up after completion., • Multi-task in a high energy, fast paced work environment while always looking for ways to improve processes. The qualifying candidate must be analytically-oriented, demonstrate an interest in the automotive industry, goal-oriented, enthusiastic, energetic, organized, self-motivated, with the ability to interact and communicate with all levels of the organization. Qualifications: • Bachelor's degree in Business Administration, Economics, Engineering, Finance, Math, Supply Chain, or similar field., • 1-3 years of relevant experience, • Direct experience with auto auctions as a used car buyer or in the estimating of damage to automobiles., • Ability to think analytically and make report & process recommendations with proficiency in Excel., • Ability to collaborate among multiple business units., • Full-Time Salary Position with a competitive salary, • Medical, Dental, and Vision benefits, • 401K with company match, • A multitude of perks including student loan payments, discounts on vehicles, benefits for your pets, and much more, • A great wellness program to keep you healthy and happy both physically and mentally, • Access to opportunities to expand your skill set and share your knowledge with others across the organization, • A company culture of promotions from within, with a start-up atmosphere allowing for varied and rapid career development Hiring is contingent on passing a complete background check. This role is not eligible for visa sponsorship. Carvana is an equal employment opportunity employer. All applicants receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, marital status, national origin, age, mental or physical disability, protected veteran status, or genetic information, or any other basis protected by applicable law. Carvana also prohibits harassment of applicants or employees based on any of these protected categories. Please note this job description is not designed to contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Job Description About Carvana "We believe CVNA is in the early stages of becoming the next U.S. retail category killer." – Stephens Investment Bank, Analyst Report, Sept. 2024 Building leading-edge technology has been at the core of Carvana's strategy since our founding, driving us to become the 3rd fastest company in history to organically reach the Fortune 500 following only Amazon and Google. Today, we remain founder-lead and as ambitious as ever. In 2024, we have not only emerged as the fastest growing automotive retailer, but also the most profitable thanks to our deep vertical integration across retail, lending, vehicle transportation, wholesale auctions, and more. If you want to grow not just as a Product Manager but as a leader and business-builder, Carvana is the place for you. Our technology teams build: • End-to-end ecommerce for both selling and buying cars, including everything you see on Carvana.com and in our mobile apps., • AI-driven customer support across chat, email, SMS, and voice, as well as a proprietary CRM platform to ensure the most efficient and highest quality customer experience., • 360°ree; vehicle photography and interactive merchandising using cutting edge computer vision and AI techniques., • The most sophisticated and self-service automotive lending platform in the world., • Systems and tools behind a nationwide logistics network that has delivered and picked up over 3 million cars via our fully owned and operated fleet of automotive haulers, efficiently managing distribution of our massive inventory to 85% of US driveways., • Enterprise grade systems for operating the largest vehicle reconditioning facilities in the US, with workflow and automation to guide the work for everything mechanical, electrical, and cosmetic needed to bring each car to our high standards. THIS IS A 100% ON-SITE POSITION FROM OUR HQ IN TEMPE (Monday through Friday) About the team and position The Communication Platform team is a talented and humble group of people with backgrounds in Product, Design, Data Science and Engineering, that are focused on building out our core product: a communication platform that delivers the right message to the right person at the right time in the right channel tens of millions times a year. This team's scope focuses on transactional messages, delivered through email, SMS, push notifications, and website chat (powered by our conversational AI agent). We're looking for a product-minded innovator who combines quantitative rigor with sharp intuition who instinctively design experiments that move meaningful metrics. You thrive in a fast-moving, product-led environment, tackling high-level business problems with autonomy and speed. Equal parts customer-obsessed storyteller and entrepreneurial operator, you can craft a vision that rallies engineering, marketing, and operations around delighting users and moving metrics. Above all, you forge deep, trusted relationships across functions and turn shared goals into shippable products that scale. As an integral team member, you are ultimately responsible for the success of projects and the long-term trajectory of KPIs such as contacts per sale and conversion to sale. What you'll be doing You will work closely with design and engineering to scope and prioritize projects, write detailed requirements, define experimentation plans with A/B testing ownership, analyze data, and launch communications, including emails, SMS, push notifications, and interactions with Sebastian (our conversational AI agent). But most importantly, you will make business impact. Additionally: • Help drive the product roadmap and participate in end-to-end product life cycle development based on market research, analytics, and business requirements., • Collaborate with partners to create impactful customer communication strategies and identify optimization opportunities; size and prioritize opportunities., • Actively work with stakeholders to craft communication messages that are clear, direct, and empathetic to customers., • Be actively involved in interpreting analytics and customer data., • Communicate and collaborate effectively with Carvana's Engineering, Data Science, Design/UX, Analytics, and Customer Advocate teams., • A bachelor's degree in STEM, Economics/Finance, or Design/UX or equivalent experience., • 2-4 years of work experience, ideally in product, product analytics, or a related discipline., • Outcome-oriented and data-driven decision making, backed by expertise in metrics, analytics, and data tools such as SQL, Looker, Tableau., • Excellent written and verbal communication, organizational, and project management skills to maintain strong attention to detail while leading large cross-functional efforts., • Ability to learn and absorb technical concepts and effectively communicate them to a non-technical audience., • Intellectual curiosity to learn and ask questions to find creative ways to answer complex questions with data., • Opinions - you should be familiar with a lot of products in consumer web/mobile and have some degree of taste around what you do and don't like., • Experience with split-testing design and interpretation., • Willingness to roll up your sleeves and get it done, no matter what it is, for the sake of the team and our customers., • Strong UX instincts with the ability to understand and anticipate user needs and pain points, • Knowledge of data science best practices, • Skilled in generative AI and LLM technologies to quickly iterate on product requirements and low-fi wireframes to support expedited iterations., • Agile methodology experience, • Product strategy/road-mapping experience At Carvana, we value diversity in backgrounds and experiences. We encourage you to apply even if your experience doesn't fit exactly. Give it a shot! What we'll offer in return • Full-Time Salary Position with a competitive salary., • Medical, Dental, and Vision benefits., • 401K with company match., • A multitude of perks including student loan payments, discounts on vehicles, benefits for your pets, and much more., • A great wellness program to keep you healthy and happy both physically and mentally., • Access to opportunities to expand your skillset and share your knowledge with others across the organization. Hiring is contingent on passing a complete background check. This role is NOT ELIGIBLE for visa sponsorship. Carvana is an equal employment opportunity employer. All applicants receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, marital status, national origin, age, mental or physical disability, protected veteran status, or genetic information, or any other basis protected by applicable law. Carvana also prohibits harassment of applicants or employees based on any of these protected categories. Please note this job description is not designed to contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Job DescriptionCompany Description RRD is a leading global provider of marketing, packaging, print, and supply chain solutions that elevate engagement across the complete customer journey. The company offers the industry’s most trusted portfolio of creative execution and world-wide business process consulting, with services designed to lower environmental impact. With 22,000 clients, including 93% of the Fortune 100, and 32,000 employees across 28 countries, RRD brings the expertise, execution, and scale designed to transform customer touchpoints into meaningful moments of impact. Job Description The Associate - Sales position is a full-time, entry level role that offers a comprehensive four-month training program (Associate Development Program) designed to prepare you as a Sales Associate for RRD. The ADP program is designed to provide you with the necessary sales strategies, practices, and industry knowledge to ensure a successful career as a Sales Associate. Please note: The Associate Development Program has a required cohort start date. In Tempe, AZ, we are currently hiring for the July 2026 cohort. Responsibilities: • Understand and perform RRD's sales steps through training and observation Learn and successfully execute the arts of prospecting and cold calling to build new accounts, • Shadow sales representatives (some travel required), • Assist senior sales representatives in everyday functions such as sourcing, securing and managing business, both new and existing, • Attend internal and external sales meetings, • Maintain relationships with existing accounts and customers, • Build a sales funnel specific for your post-training assignment, • Continued development opportunities through marketing and sales publications to increase your understanding of the sales industry, • Perform other related duties and participate in special projects as assignedQualifications, • Bachelor's degree (Preferred) in sales, marketing, business, communications, packaging, economics, or related fields with an interest in sales, • Excellent listening skills to understand customer needs, • Strong communication skills, both written and verbal, • High motivation to learn Make data-driven decisions and explain the return on investments to customers, • Ability to make decisions and solve problems, • Driven, and motivated to succeed in the sales field, • Prior experience using a CRM (e.g. Salesforce) (Preferred), • Sales internship or experience selling, • Require reliable transportation method to get to and from clients within the designated territory Additional Information The national pay range for this role is $50,000 - $60,000 / year. The pay range may be slightly lower or higher based on the geographic location of the hired employee. The actual pay offered may vary based upon, but not limited to: education, skills, experience, proficiency, performance, shift and location. In addition to base salary, depending on the role, the total compensation package may also include participation in a bonus, commission or incentive program. RRD offers benefits including medical, dental, and vision coverage, paid time off, disability insurance, 401(k) with match, life insurance and other voluntary supplemental insurance coverages, plus tuition assistance, maternity leave, adoption assistance, and employer/partner discounts. All employment offers are contingent upon the successful completion of both a pre-employment background and drug screen. RRD is an Equal Opportunity Employer, including disability/veterans

Job Description Finance & Capital Markets Analyst (Japan) About Us Walton Global is a privately-owned real estate investment and land asset management company with more than 40 years of experience. Our mission is to create value for our investors, partners, and communities by acquiring, managing, and monetizing land assets in growth markets. Position Summary We are seeking a highly motivated and detail-oriented Finance & Capital Markets Analyst who is fluent in Japanese (speaking, reading, and writing) to join our Scottsdale-based team. This role will support our capital markets and finance teams in both U.S. and Japanese operations. The successful candidate will work closely with investors, partners, and internal stakeholders, dividing their time between the Scottsdale office and frequent travel to Japan (approximately 50%). Essential Duties and Responsibilities • Serve as the primary liaison for Japanese-speaking investors, partners, and financial institutions., • Translate and interpret financial reports, presentations, and legal documents between Japanese and English., • Prepare and present investment proposals, capital raising materials, and investor updates in both languages., • Conduct market research and financial analysis to support capital markets strategies., • Develop, maintain, and analyze financial models for investment opportunities and funding structures., • Support the structuring and execution of capital markets transactions, including equity and debt offerings., • Coordinate and attend investor meetings in Japan and the U.S., ensuring follow-up actions are completed., • Monitor industry trends, economic conditions, and market activity relevant to Japanese and U.S. investors., • Collaborate cross-functionally to ensure consistency and accuracy in financial data and communications., • Maintain detailed records of investor interactions, transaction details, and market insights. Qualifications • Bachelor’s degree in Finance, Economics, Business Administration, or a related field (Master’s degree preferred)., • 5+ years of experience in finance, capital markets, investment banking, or related field., • Native or near-native fluency in Japanese (speaking, reading, and writing) and proficiency in English., • Strong understanding of Japanese business culture and practices., • Proven experience in financial modeling, market analysis, and investor relations., • Willingness and ability to travel internationally (50% of the time)., • Excellent communication, presentation, and relationship-building skills. Preferred Skills • Prior experience working with Japanese investors or in Japan-based finance roles., • Knowledge of real estate investment, private equity, or alternative asset management. Why Join Walton Global? At Walton Global, we’re committed to supporting our employees both in and out of the workplace. Our comprehensive benefits package and employee perks are designed to promote well-being, growth, and a healthy work-life balance. Here’s what we offer: • Health & Wellness-, • Employer Paid: Medical, • Dental and Vision insurance, • HSA and FSA options, • Employer-paid life insurance, • Short-term and long-term disability coverage, • Mental health support and Employee Assistance Program (EAP), • Competitive compensation packages, • 401(k) retirement plan, • Bonus incentives (based on role and eligibility), • Paid parental leave, • Time Off & Flexibility, • Generous PTO policy and paid company holidays, • Flexible work schedules and hybrid/remote opportunities (depending on role), • Professional Growth, • Training and development opportunities, • Cross-functional collaboration and global exposure, • Additional Perks, • Company-sponsored events and team-building activities, • Casual dress code (where applicable) Note This job description in no way states or implies that these are the only duties to be performed by the employee(s) of this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the employee(s) will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an at will relationship. The company is an equal opportunity employer, drug-free workplace, and complies with ADA regulations as applicable.

Job Description Position: Capital Markets Associate Company: Pravati Capital Location: Scottsdale, Arizona – 100% in office About Pravati Capital: Pravati Capital is an SEC registered investment advisor established in 2013, and headquartered in Scottsdale, Arizona. Our distinctive investment strategy involves providing debt financing to law firms and litigants in the United States. Job Summary: Pravati Capital is seeking an ambitious Capital Markets Associate to join our team. Reporting directly to the Managing Director and CEO, this role is primarily responsible for spearheading and facilitating our fundraising endeavors as well as managing our existing investor client relationships. This role offers a unique opportunity to work with a growing fund manager and play a pivotal role in achieving our growth objectives. It involves direct interaction with prospective and current investors, demanding the highest standards of professionalism and client service. The role requires significant engagement with investors through calls, presentations, and pitches. Ideal candidates will possess a basic understanding of private market funds or have a basic background in finance or economics. They should also be self-starters, willing to dive into the details to facilitate the capital raising process. Key Responsibilities: • Engage prospective investors through outreach, scheduling meetings, and conducting in-person or virtual conferences. May involve making up to 25 phone calls daily., • Prepare due diligence materials, presentations, and assist with ad hoc requests from investors related to their potential investment in our fund(s)., • Organize and maintain prospective investor contacts while updating profile information in the company's CRM system. Curating lead and call lists., • Assist in developing and maintaining marketing materials, pitch decks, and presentations., • Collaborate on strategic capital raising initiatives and marketing efforts., • Address information requests from existing investors and maintain strong client relationships through regular communication., • Attending capital markets and industry conferences, participating in road shows as required, including periodic domestic and international travel (up to 30% of the time). Qualifications: • Bachelor’s Degree in Accounting, Finance, Marketing, Economics, or related field., • 1-3 years of experience in capital markets or investor relations within private equity, venture capital, private debt, hedge funds, investment banking, or institutional asset management. Sales and marketing experience is also acceptable., • Comfortable with phone-based outreach and outbound marketing efforts., • Exceptional multitasking skills, process-oriented, and adept at managing complex situations., • Proficiency with marketing tools and CRM software., • Strong communication skills, both written and oral., • Outstanding networking skills., • Should possess a fair amount of financial acumen, with a good understanding of financial markets and different types of investment strategies. Private debt experience is highly desired., • Has familiarity with SEC regulations as it pertains to investment advisors and private funds., • Intermediate proficiency in Microsoft Office, including Excel, Word, and PowerPoint., • Resides in the Phoenix-Scottsdale metro area or is willing to relocate.

Job Description About Radix Radix is a fast-growing SaaS company serving the multifamily industry with actionable data and insights. Our values-Curiosity, Resilience, Impact, Courage, and Responsibility-guide every strategic decision we make. As we scale, strategic financial insights are mission-critical. We're hiring a Senior Financial Analyst who will operate as a high-impact individual contributor-turning complex data into strategic intelligence that shapes Radix's growth story. This role has direct visibility at the highest levels of the company, with work regularly presented to our Board, VP of Finance, and CEO. This is a full-time, onsite role based in our Scottsdale, AZ office. We believe in the power of in-person collaboration-especially when working on high-visibility financial initiatives that directly influence board and executive decisions. Your Impact As a Senior Financial Analyst, you'll be the engine behind our financial planning, analysis, and decision support. You'll build board-level models, prepare investor-ready insights, and provide the clarity leadership needs to move fast and with confidence. Your analysis will influence product strategy, capital allocation, pricing, and growth initiatives. By partnering closely with our VP of Finance, Accounting team, and CEO, you'll ensure Radix deploys capital efficiently, maximizes margin, and maintains the agility required to outpace a dynamic market. Key Outcomes • Board-Ready Financial Models – Build and maintain strategic models (LTV/CAC, pricing, fundraising, M&A, capital allocation) that inform decisions at the Board and executive level., • Accurate Forecasting & Budgets – Deliver rolling forecasts and annual budgets that empower leadership to act with foresight and precision., • Actionable Business Insights – Design dashboards and KPIs that spotlight trends, risks, and opportunities, accelerating executive decision-making., • Profitability & Margin Expansion – Identify cost savings or margin lift opportunities through analytics-driven recommendations on spend, pricing, and product mix., • Strategic Partnerships – Serve as a trusted partner to the VP of Finance, Accounting, and CEO, providing clarity and decision support across the business. Key Responsibilities • Lead the FP&A cycle: budgeting, forecasting, variance analysis, and scenario planning., • Develop robust financial models in Excel/Sheets and/or FP&A tools (Adaptive, Anaplan) covering revenue, SaaS metrics, headcount, and cash flow., • Prepare board-level materials and presentations that communicate Radix's performance and strategy with clarity., • Design executive-level dashboards (Tableau, Power BI, Looker) that surface MRR/ARR, churn, expansion, and unit economics., • Provide financial guidance on product ROI, pricing, growth initiatives, and capital allocation., • Partner with Accounting to streamline month-end inputs, ensure GAAP/ASC 606 compliance, and enhance reporting speed and accuracy., • Automate processes where possible (SQL, Python) to drive efficiency and reliability in reporting. What You Bring Experience • 5–8 years in FP&A, corporate finance, or investment banking-ideally in SaaS, tech, or other data-centric businesses., • Advanced proficiency in Excel/Google Sheets modeling and scenario analysis., • Strong grasp of SaaS metrics (ARR, NRR, LTV/CAC, gross margin) and revenue recognition (ASC 606)., • Skilled at building board-level presentations that simplify complexity and inspire confidence., • Comfortable with SQL or BI tools (Looker, Tableau, Power BI) to extract and visualize data., • Clear communicator who can bridge technical finance with non-finance stakeholders., • CPA, CFA, or MBA credentials., • Exposure to fundraising, M&A, or investor relations in high-growth environments., • Experience at a Big 4 firm (audit, advisory, or transaction services) bringing added rigor and credibility to executive and board-level reporting., • Familiarity with property tech, real-estate analytics, or other asset-heavy verticals. Personal Attributes • Curiosity – You dig into the details to uncover insights others might miss., • Resilience – You thrive under pressure and adapt quickly to shifting priorities., • Impact-Focused – You measure success by clarity delivered, margin gained, and strategy shaped., • Courage – You make bold recommendations, backed by data., • Responsibility – You own your numbers and stand by your analyses. How We Work at Radix Trust, transparency, and collaboration are the bedrock of our culture. As a Senior Financial Analyst, you'll be empowered to make calls that shape our financial future-working side-by-side with our VP of Finance and CEO. Your work won't sit in spreadsheets; it will directly influence the Board, inform strategy, and accelerate Radix's mission to bring transparency and data-driven decision-making to the multifamily industry. Ready to turn data into strategic advantage? Join us onsite in Scottsdale, AZ, where your financial acumen will have a direct seat at the table and an outsized impact on our growth journey. Job Posted by ApplicantPro

Job DescriptionDescription: At Sunflower Bank, we’re experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it’s what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com. Sunflower Bank, N.A. is looking for self-motivated, well-rounded Commercial Relationship Managers looking to create possibility for their customers. We have the people, the platform, and the reach that will launch success for those who want to get business across the goal line. Successful Bankers in our organization have a confident tenacity in relationship building, strong personal brands and consistently generate business. If you bring the passion, we provide the team, the thriving environment, and the support to bring out the best in you! Description: The Commercial Relationship Manager works as part of a collaborative commercial lending team, in conjunction with senior management as part of the Commercial Line of Business, to develop, implement and execute a defined business plan and market strategy. Responsibilities: • Responsible for expanding, managing and optimizing a portfolio of commercial clients., • Lead and Participate acquisition and documentation of loan and deposit transactions., • Coordinate the completion of credit applications and credit administration., • Properly structure and price loan, deposit and TM transactions/relationships., • Present credit requests to senior management and/or the company’s Loan Committee for review and approval., • Manage all aspects of client relationships consisting of the portfolio loans, deposits, and other products., • Refer other traditional non-loan banking services to team members specializing in Wealth Management, Residential Mortgages, Treasury Management Services and appropriate banking opportunities to other departments and personnel., • Respond to referrals from senior management and others., • Actively participate in new business development programs and acquire new clients, • Interview commercial loan and deposit applicants., • Structure and analyze new and renewed loan requests and make loans within lending authority., • Close loans and new deposit relationships., • Complete file documentation., • Monitor compliance with loan policies and appropriate regulations., • Work with credit to assign appropriate risk grades to loans and relationships., • Collect past due loans, unless assigned to the centralized collectors., • Handle customer service matters and inquiries for lending and non-lending issues., • Send financial statements to the credit analysts for spreading and analysis., • Monitor and evaluate the performance of direct reports., • Provide informal training and guidance for less experienced lenders., • Participate in community activities and organizations., • Refer appropriate banking opportunities to other departments and personnel., • Bachelor’s Degree in Business Administration, Economics, Finance, Mathematics or Statistics with a minimum of 12 semester hours of Accounting; Master’s Degree or MBA preferred., • 5+ years of account relationship management experience., • 5+ years of relationship management experience with the majority of the time spent in commercial lending and/or agriculture related lending activities preferred., • 5+ years of relationship management experience around deposits and TM, • Formal credit training such as RMA, Omega CLB, or Regional or State Banking School preferred., • Experience in structuring and pricing loan, deposit and TM relationships., • Must be proficient in Microsoft Office Suite and Excel and Word specifically., • Must possess sales and leadership abilities. Sunflower Bank Benefits People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team. Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are: • Rooted in Strength, • Propelled by Growth, • Individuals in a Great Whole, • Creating Possibility, • 401(k) Plan with 6% Match, • Health/Dental/Vision Insurance, • Company-paid Life Insurance, • Tuition Reimbursement, • Fitness Reimbursement, • Paid Time Off, • Volunteer Leave, • Paid Holidays You’ve never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy. Requirements:

Job Description Hi, we're Oscar. We're hiring an Associate, Medical Economics to join our Medical Economics team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. About the role: The Associate, Medical Economics, is part of our Medical Cost Analytics team within the Medical Economics department. The Associate reports to the Senior Director, Medical Economics, and is part of a team that analyzes medical costs to understand trend drivers, project financial outcomes, monitor programs, and identify cost savings opportunities. You will partner with Medical Economics leadership, Data Science, Finance, Payment Integrity, and other analytic support responsibilities to ensure accurate projections are reflected in management reporting. You will report into the Senior Director, Medical Economics. Work Location: This position is based in our Tempe, AZ office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in-office day for team meetings and events, while your other two office days are flexible to suit your schedule. #LI-Hybrid Pay Transparency: The base pay for this role is: $118,080 - $154,980 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses. Responsibilities: • Work under the guidance of the Senior Director, Medical Economics., • Maintain sophisticated models to forecast the financial impact of proposed changes to clinical and payment policies. Conduct sensitivity analyses and stress testing on models to understand the range of potential outcomes under multiple utilization and cost scenarios., • Develop knowledge of industry best practices and work to drive innovation., • Perform in-depth analysis of integrated claims and operational data (medical, pharmacy, lab, auths) to identify cost and trend drivers., • Provide proactive financial guidance on latest clinical trends and their potential impact on our financial performance., • Accomplish retrospective studies to measure the actual financial and clinical outcomes of implemented policies, comparing results against initial projections., • Build repeatable analytic processes that scale across programs., • Create executive-ready visualizations tailored to different stakeholder audiences (clinical vs. financial)., • Promote and shape Oscar best practices concerning automation and documentation. Contribute to department initiatives around automation, AI use, and tooling improvements., • Compliance with all applicable laws and regulations, • College degree in a STEM field: e.g. Economics, Actuarial Science, Health Economics, Biostatistics, Health Informatics, Health Services Research., • 4+ years of quantitative analysis experience using SQL., • Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team () to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy.

Job Description Hi, we're Oscar. We're hiring a Senior Specialist to join our Marketing team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. About the role: The Senior Specialist, Marketing helps create engagement and retention strategies for our key audiences both B2B and D2C. The Senior Specialist works with various cross-functional partners to support the development and execution of marketing campaigns to drive engagement and outcomes that support a variety of key initiatives. The Senior Specialist, Marketing helps with campaign execution and program management and reporting, which includes brief development, segment definition, copywriting, workflow development, and reporting & analytics. You will report into the Associate Director, Product Marketing. Work Location: This position is based in our Tempe, AZ office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in-office day for team meetings and events, while your other two office days are flexible to suit your schedule. #LI-Hybrid Pay Transparency: The base pay for this role is: $69,120 - $90,720 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses. Responsibilities: • With support from the leader, contributes to helping define campaign objectives and how they will align with business goals based on understanding of company metrics and marketing acumen., • Support creation of marketing and communication tactics by thinking through segmentation and value propositions, writing copy, designing channel communications, and ensuring the campaign timeline remains on track., • Manage the creation of tactical campaigns that support both consumer experiences that influence workstreams across porters and experiences., • Think through campaign testing and A/B testing strategies that optimize campaigns over time, • Analyze campaign results, pulling out insights to share with cross-functional teams, • Act as a subject matter expert in the marketing organization and in your area, understanding membership, core Oscar products, provider experience, and what tactics move key metric, as well as, understanding the holistic experience, metrics, and tactics utilized to reach our audiences., • Compliance with all applicable laws and regulations, • Bachelor's degree or 4+ years commensurate experience, • 2+ years of experience engaging consumers and driving digital engagement within marketing, • 1+ years experience working closely with cross functional teams (ie brand strategy, creative teams, marketing strategy, and/or CRM teams), • 1+ years experience using data to inform decision making, • 1+ years experience with measurement and analytics and overseeing campaign tests/set up, • Experience using AI, automation and driving innovation At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team () to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy.

Job Description Hi, we're Oscar. We're hiring a Senior Manager, Medical Economics to join our Medical Economics. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. About the role: The Senior Manager, Medical Economics, leads a team of analysts to guide next steps to support Oscar's total cost of care (TCoC) strategy and efforts. The Senior Manager collaborates with analytical leads across forecasting, medical economics, pricing, network analytics, and data science units to identify medical expense saving opportunities and to develop sound projections and measurements of the medical cost effects and clinical outcomes of programs, with an ultimate goal of improving total cost of care and driving affordability value. You will partner with Oscar's Office of Clinical Affairs and data science team to ensure accurate projections of clinical policy initiatives are reflected in management reporting — e.g. financial close, forecasts, program performance monitoring. You will report into the Senior Director, Medical Cost Analytics. Work Location: This position is based in our Tempe, AZ office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in-office day for team meetings and events, while your other two office days are flexible to suit your schedule. #LI-Hybrid Pay Transparency: The base pay for this role is: $142,560 - $187,110 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses. Responsibilities: • Lead team programs to identify and measure cost-saving programs., • Provide mentorship, and development planning for team members to promote growth and learning., • Maintain current knowledge of medical economics best practices, and drive innovation and new approaches., • Develop proactive financial models to assess the potential cost and use impacts of proposed clinical programs, network strategies, and policy changes. Conduct sensitivity analyses and stress-testing on models to understand the range of potential outcomes under multiple utilization and cost scenarios., • Perform in-depth analysis of integrated claims and operational data — e.g. medical, pharmacy, labs, authorizations) to identify cost and trend drivers., • Design and build retrospective studies to measure the actual financial and clinical outcomes of implemented programs, comparing results against initial projections., • Promote and shape best practices with respect to documentation., • Contribute departmental improvements in automation, AI application, and analytic tooling to increase efficiency and the sophistication of your team's work., • Serve a trusted analytic partner and advisor to team members in supported functional units., • Maintain relationships and lines of communication with stakeholders., • Influence and collaborate with stakeholders to guide strategic business decisions with respect to medical expense initiatives., • Compliance with all applicable laws and regulations, • Bachelor's degree in a STEM field., • 7+ years of relevant quantitative analysis experience., • Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one., • Significant experience analyzing and forecasting the financial impact of proposed changes to clinical policies, policy sets, utilization management processes, and clinical pathways., • Experience developing measurement of clinical intervention ROI., • Knowledge of prior authorization optimization and automation., • Familiarity with pharmacy economics., • Background in value-based care analytics. At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team () to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy.

Job Description About Carvana If you like disrupting the norm and are looking to join a company revolutionizing an industry then you will LOVE what Carvana has done for the car buying experience. Buying a car the old fashioned way sucks and we are working hard to make it NOT suck. I mean, have you seen our vending machine?! We are looking for people who are excited to thrive in an environment of impactful change. Team spirit is evident at Carvana and every day we let our passions and creativity foster innovation. We take big swings, set ambitious goals, and challenge each other to make data- and process-driven decisions in everything we do. Here are a few of our stories! We've been changing the game since 2013, and we're not taking our foot off the gas now. For more information on Carvana and our mission, learn more about what it's like to work here from the people that already do. About the team and position We are looking for a Real Estate Associate to join a rapidly growing organization. The Real Estate Associate will help with market analysis, site selection, and property development in order to meet growth requirements. The ideal candidate will have relevant experience with industrial real estate research and trends, managing purchase and sale transactions and understanding zoning code. The ideal candidate must also possess superior communication skills and be capable of working independently and collaboratively. Most importantly, the Real Estate Associate will get to see their insights have an immediate, tangible impact every day in a unique and exciting company. This role is in-person, Monday-Friday at our corporate headquarters in Tempe, Arizona. What you'll be doing • Manage inventory of assigned markets with a high degree of autonomy., • Source, research, draft and negotiate Letters of Intent for either Lease or Sale., • Assesses and aides in the decision-making for projects and negotiates terms to finalize plans and/or transactions., • Develop and maintain relationships with a nationwide network of commercial brokers, landlords, government officials, and regional employees., • Maintain a database of work that can be easily presented and digested by members of senior management and executive leadership teams., • Site selection and market analysis, including demographic reports., • Develop knowledge of commercial real estate market dynamics and trends; consolidate information into concise reports., • Present market summary reports to senior management., • Assist in the structuring financial analysis and presentation of potential acquisition/dispositions deal structures to the senior management team., • Bachelor's degree in real estate, finance, economics, or related field., • 3 years minimum experience in commercial real estate, ideally in site acquisition or disposition., • Industrial or Commercial real estate acquisition/disposition experience with emphasis on negotiation, brokerage and analytics., • Knowledge of CoStar or other commercial MLS sites., • Broad understanding of lease/purchase agreement definitions and implications., • Exceptional written and verbal communication skills with the ability to tailor messages with polish and professionalism to various workgroups., • Ability to understand, summarize and present complex financial analyses, market concepts and characteristics to the senior management team., • Must be highly organized, able to work in a fast-paced, team-oriented environment with shifting deadlines, and able to quickly adapt to changing priorities., • Strong working knowledge of Microsoft and Google Suite., • Proven negotiation skills., • Industrial site acquisition and/or industrial tenant representation experience., • Familiarity with real estate entitlement issues (zoning variance, changes, conditional use, special use, planning commission and city council meetings)., • Full-Time Salary Position., • Medical, Dental, and Vision benefits., • 401K with company match., • A multitude of perks including student loan payments, discounts on vehicles, benefits for your pets, and much more., • A great wellness program to keep you healthy and happy both physically and mentally., • Access to opportunities to expand your skill set and share your knowledge with others across the organization. Legal stuff Hiring is contingent on passing a complete background check. This role is not eligible for visa sponsorship. Carvana is an equal employment opportunity employer. All applicants receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, marital status, national origin, age, mental or physical disability, protected veteran status, or genetic information, or any other basis protected by applicable law. Carvana also prohibits harassment of applicants or employees based on any of these protected categories. Please note this job description is not designed to contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Job Description Hi, we're Oscar. We're hiring a Claims Processor to join our Claims Production team. Oscar is the first health insurance company built around a full stack technology platform and a focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. About the role You will process incoming work associated with Claims operations following standard operating procedures. You will report to the Claims Production Team Lead. Work Location: This is a remote position, open to candidates who reside in: Arizona; Florida; Georgia; or Texas. While your daily work will be completed from your home office, occasional travel may be required for team meetings and company events. #LI-Remote Pay Transparency: The base pay for this role is: $19.00 per hour. You are also eligible for employee benefits and monthly vacation accrual at a rate of 15 days per year Responsibilities • Develop an excellent grasp of the Administrative Operations system and overall workflows., • Develop a comprehensive understanding of the current review processes that exist and additional processes needed to improve consistency and quality of review., • Contribute to the reduction of the daily inventory., • Form relationships with all partners., • Take ownership of monitoring, tracking, and providing a status on the health of all work-in-progress issues., • Manage the escalation and resolution process with external vendors to ensure appropriate turnaround times (where applicable)., • Contribute to team-wide goals that support the success of Claims Productions daily operations., • Compliance with all applicable laws and regulations, • Other responsibilities as assignedQualifications, • 1+ years previous work experience in claims processing, • 1+ years quantitative analysis skills demonstrated through the use of Excel or Google SheetsBonus Points, • A bachelor's degree in Business, Accounting, Finance, Economics, Healthcare, Public Policy, Technology or Math, • In-depth knowledge of general Insurance or Health Insurance operations processing protocols and payment schemes., • Experience manipulating and entering accurate data in a production environment., • Experience handling Personal Health Information (PHI). At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team () to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy.

Job DescriptionCompany Description Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch. We put people first and treat them like humans, not account numbers. Job Description The Role: We're hiring a General Manager to lead our newly created HELOC TPO (Third-Party Originations) business. We're looking for a visionary executive with an entrepreneurial mindset and a strong will-to-win who can own the operational and financial performance of the TPO business, including decisions on volume/margin tradeoffs, key proposed technology initiatives, and resource allocation. Reporting to the President of Achieve Lending, you'll be a change agent with the mandate to lead, innovate, and make a tangible impact in the mortgage industry through the distribution of our best-in-class HELOC offering. Responsibilities: • Strategy and Vision: Develop and execute the strategic plan for third-party loan origination channels to meet and exceed growth, profitability, and volume targets., • Business Development and Partnership Management: Identify, evaluate, and onboard new third-party originators - for both a correspondent and wholesale channel - as well as develop partnerships with key mortgage intermediaries (POS, LOS vendors, etc). Create the playbook for our complete partner lifecycle, from contract negotiation and implementation to ongoing relationship management., • Channel Optimization: Optimize the mix of third-party channels for volume and profitability. This includes staying updated on market trends and the competitive landscape to make informed decisions., • Product and Technology Initiatives: Work closely with technology, product, and engineering teams to ensure seamless integration of the brokers’ and correspondents' systems with the AHL platform via APIs or other methods., • Performance and Reporting: Define, track, and report on key performance indicators (KPIs) for all third-party channels. Use data analytics to guide strategy, optimize performance, and forecast future growth., • Risk and Compliance: Ensure all third-party origination activities comply with financial regulations and AHL risk management policies. Work with legal and compliance teams to manage contracts and oversight., • Team Leadership: Lead a small, high-performing team focused on growing and supporting third-party partnerships, fostering a culture of accountability and results., • Strategic thinking: Defines a clear, forward-looking vision and operational plan for the business; balances innovation and discipline to drive profitable growth, • Collaborative leadership: Partners effectively across marketing, sales, operations, compliance, credit risk, finance, and technology to achieve strategic outcomes, • Data-driven critical thinking: Analyzes data, identifies challenges, makes informed decisions, and develops effective solutions to business obstacles, • Results-obsessed & member-centric: Drives continuous improvement of the lender/broker experience, leveraging deep understanding of lender/broker needs, • Financial acumen & analytical prowess: Understand the key financial levers of the business to inform plans and daily activities, • Operational excellence: Manages the Profit & Loss (P&L) statement, optimizes budget allocation, controls expenditures, and identifies opportunities for growth, • Adaptability & unwavering resilience: Overcomes all internal & external obstacles, • Stellar interpersonal & negotiation skills: Expertly represents the organization in interactions with vendors, partners, investors, and senior stakeholders. Collaborates effectively with executive leadershipQualifications Requirements: • Relevant Experience: 10+ years of mortgage TPO experience in roles of progressive seniority, with 5 years minimum experience required in a senior leadership or management capacity (e.g., Director of TPO Sales or Ops, VP of Marketing or BD), demonstrating a proven ability to build a successful TPO business and deliver against ambitious operational goals through cross-functional collaboration. A comprehensive understanding of the TPO industry, with an established set of mortgage industry relationships. Experience with a broad set of business functions: BD, operations, cap markets, finance. Experience in a fintech environment preferred., • Education: A bachelor's degree in finance, economics, business administration, or a related field. Advanced Degree (Preferred): Master of Business Administration (MBA) or a master's degree in finance or a related field. Additional Information Achieve well-being with: • Hybrid and remote work opportunities, • 401 (k) with employer match, • Medical, dental, and vision with HSA and FSA options, • Competitive vacation and sick time off, as well as dedicated volunteer days, • Access to wellness support through Employee Assistance Program, Talkspace, and fitness discounts, • Up to $5,250 paid back to you on eligible education expenses, • Pet care discounts for your furry family members, • Financial support in times of hardship with our Achieve Care Fund Work from home/hybrid: We are proudly offering hybrid options in the Phoenix, AZ and San Francisco, CA metro market. We are offering 100% remote work in other approved locations. Salary Range: $250,000 to $275,000 + bonus + benefits. This information represents the expected salary range for this role. Should we decide to make an offer for employment, we'll consider your location, experience, and other job-related factors. Join Achieve, change the future. At Achieve, we’re changing millions of lives. From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future. We’re proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job—it’s a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first. Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve’s Talent Acquisition leader.

Job DescriptionAt Brighton Jones, we're not just looking for high performers—we're seeking outstanding collaborators who overachieve on curiosity and compassion. We offer the energy and opportunity of a high-growth organization, combined with the performance and vision of an industry leader. If you want to have an impact, we want to amplify it. Our mission goes beyond managing investments. We're changing the world through Wealth Alignment: helping our clients, teammates, and members of our global community align their time and money with their values and passions, empowering them to live more purposeful lives. This approach has fueled our growth, making us the largest RIA in the Pacific Northwest, with 18 national offices serving over 4,000 clients and managing over $26 billion in assets. Our 98% client retention rate reflects the fact that our growth has been intentional, sustainable, and 100% organic. At Brighton Jones, you'll be part of a culture that thinks big, cares deeply, and celebrates each other proudly. Our values—Commitment, Curiosity, Continuous Growth, Compassion, Collaboration, and Community—drive every decision we make. We foster this by building meaningful relationships, working hard while having fun, and giving back to our community through our Compassion in Action initiatives. We've won numerous Best Places to Work awards, but what truly sets us apart is our investment in your growth. Through programs like MESI Training, teammate-led Giving, Richer Life Partners, and a path to ownership for EVERY team member, we empower you to develop both personally and professionally. Join our #OneTeam of 300+ passionate individuals who bring a "How can I help?" attitude to their work every day. Together, we'll amplify our impact and help more people live richer lives. We are looking for a talented Central Operations Associate to join our regional operations team and provide immediate positive service impact for our Client Service teams and clients. The ideal candidate is passionate about helping others, thrives in a fast-paced environment, and loves to learn and be challenged. As a critical member of the Client Service Operations team, you directly impact the client experience and are vital to the success of the organization. You will be a member of a dynamic team in a collaborative, service obsessed environment utilizing your exceptional organization, communication and problem-solving skills. This role will support our Client Service teams across the country and be instrumental in onboarding and servicing clients. Take our Values in Action Self-Assessment to see how our values align! Your Role • Prepare and process all documentation related to client onboarding, implementation, and account confirmation, • Act as a primary point of contact for Client Service teams around all operational and tactical service matters, • Follow processes and workflows in CRM for all client service-related issues and partner with Operations Manager to drive and enhance processes, • Gather, organize, and input client data into the CRM (Salesforce); manage data accuracy and integrity and keep records current, • Execute account maintenance tasks such as, account terminations and other special requests as directed, • Handle money movement requests including capital calls, distributions, journals, trades, and asset transfers, • Research and handle incoming inquiries from Client Service teams related to the troubleshooting and review of complex account and data discrepancies, • Monitors daily custodial alerts including service changes, new account opening, money movement, trading, etc., • Partner with CS Operations Manager and internal teams to document, review, and update firm policies and procedures, • Participate in team meetings and collaborate with operations leadership team on ad hoc projects and/or initiatives designed to streamline firm policies and procedures around client and team support, • Provide support and respond to task requests from team members in a timely and accurate manner; follow up to ensure completionYour Experience, • Minimum of 2 years of relevant experience in financial services industry required; preferably with a Registered Investment Advisor (RIA), investment management firm, or bank, • Undergraduate degree desired; Business, Economics, Finance, or Accounting preferred. High school diploma, completed GED, or equivalent required., • Excellent interpersonal and verbal/written skills, • Self-motivated with a proven ability to work in a fast-paced, deadline oriented, evolving work environment, • Excellent organization, prioritization, and time management skills, • Must be detail oriented with a high degree of accuracy, • Takes pride in providing exceptional support and consistency to clients and the team, • Strong computer skills; proficiency in Microsoft Office products (Word, Excel, Windows) required, • Knowledge of Salesforce CRM, Tamarac, and banking or financial custodian platform preferred, • Expected to learn other position-related systems on the job

Mercor is hiring experienced Economics professionals to join an exciting collaboration with a top AI research lab. This role involves contributing to the development and evaluation of advanced AI systems designed to replicate real-world workflows across microeconomics, macroeconomics, game theory, econometrics, and behavioral economics. Key Responsibilities - Create and assess complex problems in the field of economics across various subdomains such as microeconomics, macroeconomics, game theory, econometrics, and behavioral economics - Evaluate AI-generated responses for conceptual accuracy, logical consistency, and domain relevance - Provide clear written feedback on economics problem sets and solutions - Collaborate asynchronously with AI researchers and engineers to iterate and improve model performance - Ensure academic rigor and precision in all economics content used to train or evaluate AI systems Ideal Qualifications - PhD in Economics from a top university - 2+ years of academic experience (research, publication, professor) or work experience - Deep subject-matter expertise across core areas of economics - Exceptional written and verbal communication skills - Strong attention to detail and analytical thinking - Prior teaching, research, or publication experience is a plus Project Timeline - Start Date: Immediate - Duration: 1–2 months - Commitment: Part-time, ~20 hours/week (potential to extend to 40 hours/week) - Schedule: Fully remote and asynchronous – flexible working hours Compensation & Contract - Competitive hourly rate based on experience ($65–$90 USD/hr) - Independent contractor - Daily payment via Stripe Connect Application & Onboarding Process - Upload your resume and application form - AI interview: A short, 15-minute conversational session to understand your background, experience, and interest in the role - Work trial: A paid, 3-hour assessment evaluating your ability to interpret project guidelines and deliver economics-specific output About Mercor Mercor is a San Francisco-based company specializing in connecting elite professionals with cutting-edge AI initiatives. Our investors include Benchmark, General Catalyst, Adam D’Angelo, Larry Summers, and Jack Dorsey. We help leading AI labs accelerate progress by bringing in top-tier human expertise. Apply today and leverage your economics expertise to help build the future of AI-driven economic workflows!

1\. Role Overview Mercor is collaborating with a leading AI organization to contract researchers with experience across domains such as computer science, biology, and economics. This project centers on reviewing research-oriented materials to assess methodological soundness, technical innovation, and logical consistency. Freelancers will analyze dense academic content and help distill the reasoning behind new models, algorithms, or theoretical contributions. 2\. Key Responsibilities - Analyze technical / research documents to identify and explain methodological advancements - Compare new approaches to baseline models and prior research - Evaluate the strength of evidence, logical structure, and argumentation - Summarize complex technical content in concise, structured formats - Flag inconsistencies, unclear reasoning, or unsupported claims 3\. Ideal Qualifications - Advanced degree (or equivalent experience) in a technical or quantitative field (e.g., computer science, biology, economics, statistics) - Strong foundation in academic research, experimental design, algorithm evaluation, or statistical methods - Proven ability to critically assess academic or research writing - Excellent analytical and writing skills, especially in technical contexts - Comfortable working independently in a remote and detail-oriented environment 4\. More About the Opportunity - Remote and asynchronous — set your own hours - Expected commitment: ~10–15 hours/week - Suitable for researchers, academics, or graduate-level freelancers 5\. Compensation & Contract Terms - $45/hour - You’ll be classified as an independent contractor - Payments processed weekly via Stripe Connect - US-Based 6\. Application Process - Submit your resume to get started - You may be asked to complete a short-form technical assessment - We typically follow up within 3–5 business days 7\. About Mercor - Mercor is a talent marketplace that connects top experts with leading AI labs and research organizations - Our investors include Benchmark, General Catalyst, Adam D’Angelo, Larry Summers, and Jack Dorsey - Thousands of professionals across domains like law, creatives, engineering, and research have joined Mercor to work on frontier projects shaping the next era of AI

Mercor is hiring experienced Investment Services professionals to join an exciting collaboration with a top AI research lab. This role involves contributing to the development and evaluation of advanced AI systems designed to replicate real-world workflows across investment banking, private equity, asset management, and equity research. Key Responsibilities - Evaluate investment-related outputs produced by AI systems for quality, accuracy, and alignment with business objectives - Calibrate AI decision-making processes in tasks such as valuation modeling, portfolio analysis, financial forecasting, risk assessment, and scenario planning Ideal Qualifications - 2+ years of experience in investment services, ideally in investment banking, private equity, asset management, equity research, or related buy-side/sell-side roles within established organizations - Bachelor’s degree in Finance, Economics, Business Administration, or a related quantitative/analytical field. Advanced degrees (e.g., MBA) or relevant certifications (e.g., CFA, CPA, CAIA) are a plus - Strong proficiency in investment analysis and financial modeling techniques, including valuation, market analysis, portfolio construction, and risk-return assessment - Solid understanding of investment processes, business performance metrics, and strategic decision-making frameworks - Excellent analytical, critical thinking, written, and presentation skills, with the ability to distill complex financial information into clear, actionable insights Project Timeline - Start Date: Immediate - Duration: 1–2 months - Commitment: Part-time, ~20 hours/week - Schedule: Fully remote and asynchronous — flexible working hours Compensation & Contract - Competitive hourly rate based on experience ($90–$150 USD/hr) - Top performers receive weekly bonus incentives ranging from $20–100/hr on top of their pay rate - Independent contractor - Daily payment via Stripe Connect Application & Onboarding Process - Upload your resume - AI interview: A short conversation about your background, no preparation necessary! - Work trial: A paid, 3-hour assessment evaluating your ability to interpret project guidelines and deliver investment services–specific output About Mercor Mercor is a San Francisco-based company specializing in connecting elite professionals with cutting-edge AI initiatives. Our investors include Benchmark, General Catalyst, Adam D’Angelo, Larry Summers, and Jack Dorsey. We help leading AI labs accelerate progress by bringing in top-tier human expertise. Apply today and leverage your investment services expertise to help build the future of AI-driven finance!

Job Description Community Management Holdings (CMH) is a family of community association (HOA) management companies serving 1,000 associations across 12 states. We partner with boards and residents to run great communities—operationally, financially, and experientially. Our goal is to increase the value of being a CMH client by offering new services that deliver meaningful benefits to boards and residents—and to leverage our growing scale to adapt quickly to client needs. We’ve launched several new services and are ready to accelerate. We’re seeking a proven business builder—entrepreneur or intrapreneur—to create and scale a portfolio across resident services, board services, and financial services. This is a general-manager remit: identify opportunities, design offers, launch pilots, stand up operations, and own P&L performance—turning concepts into durable, board-credible, resident-valued revenue streams. The VP, New Services & Operations (or VP, Growth Strategy & Operations, or VP, New Revenue & Operations) reports to the Chief Growth & Transformation Officer, has broad exposure to the executive leadership team, and partners closely with community operations at CCMC and across acquired portfolio companies. Responsibilities * Build and scale new businesses: Identify high-value opportunities for HOAs and residents, design compelling offers, run disciplined pilots, and scale winners with clear playbooks. * Own economics: Define pricing and unit economics, set goals, and manage to P&L outcomes (revenue quality, gross margin, payback). * Go-to-market strategy: Define targets, value propositions, pitches, and channels for each service; guide development of proposals, one-pagers, FAQs, and enablement materials. * Stand up operations: Establish delivery models (internal and third-party), QA, capacity plans, and incident management so services are reliable and board-credible. * Cross-functional leadership: Partner with Community Operations, Finance, Legal, IT, Marketing, and BD; communicate progress and trade-offs clearly to executives and, when needed, to boards. * Team building: Recruit and develop a lean, high-initiative team, set operating rhythms, and coach for outcomes. Requirements * Bachelor’s degree and MBA (or equivalent). * 10+ years of experience building and scaling new lines of business inside a mid/large company or founding/growing a services or marketplace business. * P&L ownership experience with command of economic levers. * Strong commercial and operational acumen —from strategic opportunity assessment and implementation to day-to-day performance oversight. * Proven ability to design scalable processes and playbooks to expand services quickly across the business, including acquisitions. * High initiative, resourceful, low-ego, hands-on; thrives in ambiguity with a strong execution bias. * Strong executive presence and influence, simplifying complexity, presenting trade-offs clearly, building credibility with data and sound reasoning, and cultivating executive-level relationships. * Experience in HOA/community association management, property management, or service-based organizations (plus). * Familiarity with proptech, fintech, telecom, insurance, or B2B services marketplaces (plus). * Willingness to travel up to 20%. WHAT WE OFFER: • Comprehensive benefits package including medical, dental, vision, and life insurance, • Wellness program, • Flexible Spending Accounts, • Company-matching 401k contributions, • Paid vacation, holiday, and volunteer time, • Optional Short-term Disability, • Optional Long-term Disability, • Employee assistance program, • Optional Pet Insurance, • Training and Educational Assistance, • Perhaps most importantly, a service-oriented team who is dedicated to your success!

Macdonald & Company are proudly partnered with a privately held real estate investment, development, and management firm based in Scottsdale, Arizona. The firm is one of the most active investors and operators in the Southwest, with a diverse portfolio spanning office, industrial, and medical office assets. The Role The Acquisitions & Asset Management Associate will play a key role in both evaluating new investment opportunities and supporting the execution of business plans across the existing portfolio of assets. Key Responsibilities: • Underwrite potential acquisitions, joint ventures, and development opportunities across office, industrial, and medical office sectors., • Prepare detailed financial models, sensitivity analyses, and investment memoranda for internal and external presentations., • Conduct market research and assist in asset-level strategy formulation., • Support ongoing asset management efforts, including leasing analysis, capital projects, and quarterly reporting., • Monitor portfolio performance and assist with budgeting, forecasting, and variance analysis., • Collaborate with property management, construction, and accounting teams to ensure effective execution of business plans. Qualifications • Bachelor’s degree in Finance, Real Estate, Economics, or a related field., • 2–5 years of experience in real estate acquisitions, asset management, or investment analysis., • Advanced proficiency in Excel-based underwriting and financial modeling., • Strong understanding of real estate valuation, capital structures, and performance metrics., • Exposure to office, industrial, or medical office properties strongly preferred., • Excellent written and verbal communication skills, attention to detail, and ability to manage multiple projects simultaneously.

Execution: Coordinate across the line of business to manage and sequence delivery of business intent, build business requirements and execute against the product strategy. This leader's scope will span two distinct areas, both the existing Velocity Black business and Capital One Concierge, to drive

Job Description Hi, we're Oscar. We're hiring a Manager, Formulary & Medical Pharmacy Operations to join our Pharmacy team. Oscar is the first health insurance company built around a full stack technology platform and a focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family. About the role You will oversee and manage clinical pharmacy initiatives driving affordability savings including core formulary management operations. You will partner across Pharmacy, Medical Economics, and the Office of Clinical Affairs to operationalize pharmacy related workflows and monitor existing savings initiatives for drugs on both the pharmacy and medical benefits. You will report to the Senior Manager, Formulary Operations and Pharmacy Utilization Management. Work Location: This position is based in our Tempe, AZ office, requiring a hybrid work schedule with 3 days of in-office work per week. Thursdays are a required in-office day for team meetings and events, while your other two office days are flexible to suit your schedule. #LI-Hybrid Pay Transparency: The base pay for this role is: $144,000 - $189,000 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses. Responsibilities • Provide insights and recommendations for trend management and clinical effectiveness, including serving as a key contributor in the enterprise affordability process for pharmacy, • Manage the pipeline of enterprise affordability projects across the pharmacy department (program operations and clinical) and oversee the performance of active initiatives, • Partner with leads across the organization as necessary in order to communicate, understand and identify upstream and downstream impacts to the business, • Contribute to the design and implementation of clinical programs focused on improving patient outcomes and reducing costs., • These programs may include medication adherence initiatives, chronic disease management programs, and patient education efforts, • Operationalize, develop and maintain a clinically appropriate and cost-effective formulary by operating and managing Oscar's P&T committee, which includes evaluating new developments in the drug treatment landscape and providing recommendations on how to manage new to market drugs and new drug indications., • Oversee and optimize medical pharmacy preferred drug lists and strategies to supports utilization of lowest unit cost infusion products, • Provide written recommendations with responses and corresponding documentation for regulatory inquiries, feedback on future legislation, and other business questions that probe at formulary operations., • Accountable and responsible for maintaining mental health parity NQTL responses and working cross-functionally for future filings and responding to ongoing objections during the audit process., • Compliance with all applicable laws and regulations, • Other duties as assignedQualifications, • Doctor of Pharmacy degree (PharmD), • 4+ years working for PBM or Payer in clinical pharmacy operations, • 4+ years leading cross-functional teams/projects and change management, • 3+ years supporting formulary management (P&T Committee, clinical policy development, formulary run operations)Bonus points, • Residency Training At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives. Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements. Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts. Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team () to make the need for an accommodation known. California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy.

Job DescriptionInfomatics is partnered with a large retail company that is hiring a Senior OCM Specialist on a direct/FTE basis in Phoenix, AZ. Will need to be onsite when everyone returns to the office. All applicants must be willing & eligible to be hired directly on W2. No 3rd parties need apply.The Principal Organizational Change Management (OCM) Specialist implements Organizational Change Management (OCM) discipline across the organization. Creates and facilitates OCM deliverables/activities to provide direct support for assigned major programs.Essential Duties and Responsibilities: • Supports and executes the overall OCM strategy and subsequent plan(s) for assigned major programs; ensures full coordination with project plan clearly defining dependencies, risks, and critical paths, • Identifies programmatic success metrics; facilitates success-based change progress of projects, • Proactively identifies upcoming organizational changes that come with strategy realization, including the organizational alignment, stakeholder management and change management strategies which may be necessitated, • Facilitates the on time, on budget, and exceptionally quality of support of Enterprise projects, programmatic efforts and OCM initiatives., • Leads the analysis, design and implementation of programs for organizational change management, including leadership alignment, organizational readiness, business processes, and training deliverables, • Coaches stakeholders to effectively increase their ability to manage change within their areas; increases visibility to risks and results, • Escalates and aligns the potential impact of change in the people, process, and technology areas of the organization with programmatic and strategic efforts, • Manages change activities, ensures quality, timeliness, and completeness all team deliverables, • Consults on proactive efforts to stimulate culture of problem identification and solving via OCM discipline; coaches key stakeholders and decision makers, • Designs and develops stakeholder analysis, action plans and support materials, • Oversees the translation of insights from broad-based survey data and communication feedback loop(s) drive continuous improvement in organizational change activities and optimize adoption efforts, • Facilitates team interaction, enabling the Company to fast-track mobilization of employees into productive teams, • Provides best practice guidance/support for prioritized OCM needs to ensure successful delivery of business results as it relates to the high-level goals established within the organization, • Stays current on the latest industry technologies, trends, and communication strategies, • Assists employees, vendors, or other customers by answering questions related to OCM processes, procedures, and Communication services.Background and Experience Required, • This position requires a minimum of 5 years of experience with Organizational Change Management., • Change navigation experience for at least 1 large scale change initiatives is necessary., • Experience supporting creation and roll out of organization tool kit/discipline is required., • Proven ability lead change management activities in accordance to defined process and Company OCM methodology is necessary., • Proven project management, problem solving, people persuasion, negotiation and crisis management skills are imperative. Proven experience providing OCM Leadership for large scale multi-site organizations is necessary., • Corporate training and education experience and retail business acumen is preferred., • Experience successfully collaborating across key training, communication, and change management teams to meet established OCM goals is crucial., • Strong ability to facilitate discussions and negotiate mutually beneficial solutions is vital., • Expert ability to communicate across all levels of the organization, present complex ideas concisely and clearly articulate technical ideas to a non-technical audience both verbally and in writing is necessary., • Demonstrated business acumen with knowledge and understanding of business issues, priorities, goals, and strategy is necessary., • Advanced skills with Microsoft office, including skills with Word, Excel, Project, Visio, and PowerPoint are necessary., • Proven collaboration, facilitation and negotiation skills are required. Proven ability to provide and recommend innovative ideas with the skill to align projects and Company strategy is vital., • Proven ability to multi-task and work successfully within strict deadlines while motivating others is necessary., • Able to work efficiently and accurately under pressure, meet deadlines, present a professional demeanor and work well independently is essential., • In addition, troubleshooting and organizational skills with a can-do attitude and the ability to adjust to changing requirements are needed., • Proven customer service skills including the ability to manage and respond to different customer situations while maintaining a positive and friendly attitude is crucial., • Maintaining confidentiality, treating others with respect and upholding Company values are key attributes.Educational Requirements:This position requires Bachelor's Degree in Organizational Change Management, Behavioral Economics, Communication, Organizational Psychology or related field or equivalent work experience. Master’s degree is preferred.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values honesty, integrity, loyalty and service define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity As a dedicated Decision Science Analyst Senior - Member Value, you will contribute to transforming member service experiences by supporting end-to-end analytics. You'll help uncover valuable insights that improve member satisfaction and support our service strategies. You'll work closely with experienced team members, learn to apply analytical tools, and assist in translating data into understandable recommendations. This is a great opportunity to grow your skills in analytics and help shape how we understand and serve our members. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, Chesapeake, VA or Tampa, FL. Relocation assistance is not available for this position. What you'll do: * Leverages advanced business, analytical and technical knowledge to participate or lead discussions with cross functional teams to understand and collaborate highly complex business objectives and influence solution strategies. * Applies advanced analytical techniques to solve business problems that are typically medium to large scale with significant impact to current and/or future business strategy. * Applies innovative and scientific/quantitative analytical approaches to draw conclusions and make 'insight to action' recommendations to answer the business objective and drive the appropriate change * Translates recommendation into communication materials to effectively present to various levels of management. * Incorporates visualization techniques to support the relevant points of the analysis and ease the understanding for less technical audiences. * Identifies and gathers the relevant and quality data sources required to fully answer and address the problem for the recommended strategy through testing or exploratory data analysis (EDA). * Integrates/transforms disparate data sources and resolves appropriate data hygiene techniques to apply. * Thoroughly documents assumptions, methodology, validation and testing to facilitate peer reviews and compliance requirements. * Understands and adopts emerging technology that can affect the application of scientific methodologies and/or quantitative analytical approaches to problem resolutions. * Succinctly delivers analysis/findings in a manner that conveys understanding, influences various levels of management, garners support for recommendations, drives business decisions, and influences business strategy. * Provides subject matter expertise in operationalizing recommendations. * Remains informed on current data and analytics trends, (Ex: Cloud, Data Mining, Python, Neural Networks, Sensor data, IoT, Streaming/NRT data) * Finds opportunities to continue to learn in the data and analytics space, whether informal (E.g., Coursera, Udemy, Kaggle, Code Up, etc) or formal (E.g. Certifications or advanced coursework). * Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: * Bachelor's degree in quantitative analytics field such as Economics, Finance, Statistics, Mathematics, Actuarial Sciences, Operations Research, Data and/or Business Analysis, Data Science or other quantitative field; OR 4 years of related experience in statistics, mathematics or quantitative analytics (in addition to the minimum years of experience required) may be substituted in lieu of degree. * 6 years of data & analytics experience OR * a minimum of 4 years of data & analytics experience and up to 2 years of progressive functional business relevant experience within the respective industry of responsibility (i.e. P&C, Bank, Finance, Marketing etc.) for a total of 6 years combined experience OR * advanced degree in quantitative analytics field such as Economics, Finance, Statistics, Mathematics, Actuarial Sciences, Operations Research, Data and/or Business Analysis, Data Science or other quantitative field and 4 years of experience in data/analytics or functional business experience within the respective industry of responsibility (i.e. P&C, Bank, Finance, Marketing, etc.). * Demonstrates advanced skills in mathematical and statistical techniques and approaches used to drive fact-based decision-making. * Advanced knowledge of data analysis tools, data visualization, developing analysis queries and procedures in SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems. * Experience with new and emerging data sets, and incorporation (data wrangling, data munging) into new insights. What sets you apart: * An interest in supporting our military community or military families is a plus. * An understanding of how customers interact with services and what makes a good customer experience. * An interest in learning and applying analytical techniques to explore data and identify trends. * Good communication skills, with the ability to explain findings simply and clearly. * A strong desire to learn new analytical methods, tools, and grow your career in data science and analytics. * Ability to collaborate effectively with team members and contribute to shared goals. Compensation range: The salary range for this position is: $114,080.00 - $218,030.00. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values honesty, integrity, loyalty and service define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity We are seeking a skilled individual to execute comprehensive model risk validation oversight for the lifecycle management of models. This includes conducting thorough model validation activities and ensuring adherence to written risk and compliance policies and procedures. The role requires strict independence from model stewards (e.g., model owners, developers, implementers, users) throughout all stages of the model's lifecycle, from development to ongoing maintenance. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: * Implement independent model validation control activities for high risk in-house and vendor models. * Leverage expert technical approaches to develop and implement validation testing plans. * Replicate model development and may develop challenger models through predictive modeling, machine learning, deep learning, time-series modeling/forecasting, stress testing, heuristic models, actuarial models, simulation, optimization, and/or other highly specialized techniques. * Conduct and develop plans for model testing and data quality assessments for models using various types of datasets including those employing large datasets and unstructured datasets. * Review at an extensive experience level the end-to-end life-cycle management of model development, implementation, ongoing monitoring, and use in areas of Banking and Insurance (Property & Casualty and Life) along with their corresponding business support functions and operational processes. * Assess model inherent risk ratings, model declassifications applications, the materiality of model changes, and conducts model change validations for all types of models. Oversee and advises the model validation work of peers. * Produce and deliver validation reports and related validation work to model validation management, model partners, senior leadership, and others. * Implement the model validation process aligned with the risk and compliance policies and procedures. Evaluate model risk control strengths around model development, implementation, and use. Professionally develop on emerging modeling techniques and approaches. What you have: * Bachelor's degree in a quantitative field, such as Economics, Mathematics, Statistics, Actuarial Science, Data Science, Engineering, Computer Science, or a related field with Core Quantitative Curriculum. (4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree). * Minimum 6 years' related work experience in model validation, model development, statistical analysis, and/or advanced quantitative research OR Advanced degree (e.g., Master's, PhD) in a quantitative field, such as Economics, Mathematics, Statistics, Actuarial Science, Data Science, Engineering, Computer Science, or Related Field with Core Quantitative Curriculum and 4 years' related work experience in model validation, model development, statistical analysis, and/or advanced quantitative research. * Experience driving communication verbally and in writing quantitative/technical concepts and conclusions to non-technical audiences, senior leadership, auditors, and/or regulators. * Strong programming skills in R, Python, SAS, Java, C, SQL, and/or other comparable programming languages for the iterative methodological tenants of model and algorithm development including setting model specifications, assumption testing, data quality assessments, variable selection, back-testing, benchmarking, and other robust model testing. * Extensive Experience with at least three of the following statistical, econometric, data science, and predictive modeling approaches: Unsupervised Learning; K-Means; Linear Regression; Time-Series/Forecasting; Stress Testing; Logistic Regression; Gaussian Process; Simulation Models; Boosting/Bagging Trees; Neural Networks; Deep Learning Concepts; Bayesian Estimators. * Strong business context knowledge in operational and support functions of Banking and/or Insurance as well as associated modeling and analytics knowledge. What sets you apart: * Experience as a Pricing / Reserving actuary (ACAS/FCAS) and/or Structural Engineer. * Experience in performing catastrophe risk analyses for multiple P&C personal lines insurance products by running catastrophe models to quantify catastrophe risk and validating catastrophe models in accordance with Federal Reserve Guidance on Model Risk Management (SR 11-7). * Experience in performing Disparate Impact/Bias testing at a large consumer facing organization. Compensation range: The salary range for this position is: $127,310.00 - $243,340.00. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values honesty, integrity, loyalty and service define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity As a Data Scientist II for Fraud, you will be responsible the development of machine learning models that improve USAAs ability to detect and prevent fraud on credit card, debit card, check, deposit, digital payments, as well as in other areas such as claims and disputes. Strong candidates will be able to deploy the following work products and processes: • Develop and continuously update internal fraud models in the transactions and payment space, demonstrating techniques ranging from statistics to highly sophisticated AI/ML techniques, to generate highly significant reduction in fraud losses and improvement in Member experience, • Work with Strategies and Model Management teams to understand and plan model needs, • Drives continuous innovation in modeling efforts, • Collaborate with the broader analytics community to share standard methodologies and techniques We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. This position can work remotely in the continental U.S. with occasional business travel. What you'll do: • Captures, interprets, and manipulates structured and unstructured data to enable analytical solutions for the business., • Selects the appropriate modeling technique and/or technology with consideration to data limitations, application, and business needs., • Develops and deploys models within the Model Development Control (MDC) and Model Risk Management (MRM) framework., • Composes technical documents for knowledge persistence, risk management, and technical review audiences. Consults with peers for mentorship, as needed., • Translates business request(s) into specific analytical questions, completing the analysis and/or modeling, and presenting outcomes to non-technical business colleagues., • Consults with Data Engineering, IT, the business, and other internal partners to deploy analytical solutions that are aligned with the customers vision and specifications and consistent with modeling best practices and model risk management standards., • Seeks opportunities and materials to learn new techniques, technologies, and methodologies., • Ensures risks associated with business activities are optimally identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: • Bachelors degree in mathematics, computer science, statistics, economics, finance, actuarial sciences, science and engineering, or other similar quantitative field; OR 4 years of experience in statistics, mathematics, quantitative analytics, or related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree., • 2 years of experience in predictive analytics or data analysis OR Advanced Degree (e.g., Masters, PhD) in mathematics, computer science, statistics, economics, finance, actuarial sciences, science and engineering, or other similar quantitative field, • Experience in training and validating statistical, physical, machine learning, and other sophisticated analytics models., • Experience in one or more multifaceted scripted language (such as Python, R, etc.) for performing statistical analyses and/or building and scoring AI/ML models., • Ability to write code that is easy to follow, well detailed, and commented where vital to explain logic (high code transparency)., • Experience in querying and preprocessing data from structured and/or unstructured databases using query languages such as SQL, HQL, NoSQL, etc., • Experience in working with structured, semi-structured, and unstructured data files such as delimited numeric data files, JSON/XML files, and/or text documents, images, etc., • Familiarity with performing ad-hoc analytics using descriptive, diagnostic, and inferential statistics., • Experience with the concepts and technologies associated with classical supervised modeling for prediction such as linear/logistic regression, discriminant analysis, support vector machines, decision trees, forest models, etc., • Experience with the concepts and technologies associated with unsupervised modeling such as k-means clustering, hierarchical/agglomerative clustering, neighbors algorithms, DBSCAN, etc., • Ability to communicate analytical and modeling results to non-technical business partners. What sets you apart: • US military experience through military service or a military spouse/domestic partner, • Graduate degree in a quantitative subject area, • Experience in fraud/financial crimes model development Compensation range: The salary range for this position is: $93,770 - $168,790. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Job DescriptionDescriptionRole SummaryJoin Align Technology’s Investor Relations team and gain hands-on experience at the intersection of finance, strategic communications, and innovation in med-tech. This internship is ideal for a rising senior passionate about financial markets, corporate storytelling, and technology-driven healthcare. You’ll contribute to investor-facing content, support quarterly earnings preparation, and collaborate cross-functionally to help shape Align’s narrative to the investment community. Key ResponsibilitiesEarnings Support: Assist in drafting quarterly FAQs, media alerts, and executive Q&A documents.Market Intelligence: Summarize analyst reports, investor sentiment, and competitive insights.Content Creation: Help develop presentations, investor decks, and IR website updates.Event Coordination: Support logistics for investor conferences, roadshows, and virtual events.CRM & Data Management: Maintain investor databases and track engagement metrics.Strategic Projects: Contribute to ad hoc projects including ESG reporting, peer benchmarking, and IR analytics.Executive Exposure: Present a summary of your work and learnings to senior leadership. What You’ll LearnHow a public med-tech company communicates with Wall Street.The role of IR in shaping corporate reputation and valuation.Real-world application of financial analysis and strategic messaging.Exposure to quarterly earnings cycles and investor engagement strategies. QualificationsEducation: College Junior or Senior pursuing a degree in Finance, Economics, Business, Communications, or related field.Skills: - Strong writing and editing skills tailored to financial audiences. - Analytical mindset with attention to detail. - Proficiency in Excel, PowerPoint; familiarity with IR tools (e.g., FactSet, Irwin, Nasdaq IR Insight) is a plus. - Ability to synthesize complex information into clear, compelling narratives.Soft Skills: - Excellent verbal communication and presentation skills. - Collaborative team player with a proactive attitude. - Comfortable working in a fast-paced, deadline-driven environment. What Top Interns ValueReal Impact: Contributing to meaningful projects that influence investor perception.Mentorship: Learning from experienced professionals in finance and communications.Skill Development: Gaining proficiency in financial modeling, data visualization, and strategic messaging.Networking: Building relationships across departments and with external stakeholders.Career Exposure: Understanding pathways in IR, corporate finance, and strategic communications. .. ..