Financial analyst jobs in Saratoga Springs, New YorkCreate job alerts

Job Description Invest in your future with BSNB! Are you looking to advance your Credit career with a nationally recognized community bank that is named one of the Best Places to Work? Ballston Spa National Bank (BSNB) is looking to hire a Credit Analyst to join our Credit Administration Team. How do we invest in you? This position earns competitive pay. We also offer great benefits, including medical, dental, vision, a 401(k) plan with a company match, a pension plan, 11 paid holidays, generous paid time off (PTO), company-paid life insurance, voluntary insurances, and more. If this sounds like the right opportunity for you, join our close-knit team today! A DAY IN THE LIFE OF THE CREDIT ANALYST: As a Credit Analyst, you will be responsible for underwriting loan requests and assessing credit risk by utilizing the client's business plan, financial statements, and related materials provided in conformity with standard financial reporting requirements and BSNB's lending policies. You will work closely with BSNB's Commercial Lending team and communicate with clients to obtain such materials in preparation of loan approval memoranda and credit file updates. In addition, you will be responsible for construction loan monitoring and appraisal reviews. QUALIFICATIONS OF THE CREDIT ANALYST: The ideal candidate will have a minimum of 5 years' Commercial Credit Analyst experience coupled with the highest levels of customer service and follow-through. A proven track record of process analysis and a proactive approach to problem solving; good analytical skills and a high level of attention to detail required. Bachelor's degree in Business, Finance or related field required. OUR INVESTMENT IN YOU BSNB offers a generous compensation and benefits package. This includes medical, dental, vision, company-paid life insurance, voluntary insurance, both a 401k) plan with a company match and a pension plan, and tuition reimbursement. We invest in you with a generous paid time off package along with 11 paid holidays. We believe providing a work-life balance is key to your success and investing in your professional development is key to your growth and satisfaction. ABOUT BALLSTON SPA NATIONAL BANK (BSNB) Established in 1838, we are proud to provide financial solutions to businesses, individuals and families located in the greater Capital Region and beyond. Thirteen full-service banking offices coupled with digital banking services provide products and services geared towards meeting the needs of the markets we serve. As a community-minded financial institution, we make giving back and volunteer work a priority. BSNB provides all employees and applicants an equal employment opportunity in the manner required by law in all aspects of employment regardless of race, color, religion, creed, national origin, age, sex, sexual orientation, gender identity or expression, marital status, military status, disability, predisposing genetic characteristics, domestic violence victim status or any other status protected by local, state, or federal law. BSNB is a VEVRAA employer and has a desire for priority referrals of protected veterans. We thank all applicants for their interest and will contact those candidates who are under consideration. Job Posted by ApplicantPro

Job Description SUMMARY: The Compliance Analyst will assist the Vice President, Legal and Regulatory Affairs in the administration of the consumer compliance, BSA/AML/OFAC, Fair Lending, complaints, training, change management, and CRA programs, including assisting with testing, drafting procedures, risk assessments, and reports for management, the Board, and regulators. ESSENTIAL DUTIES & RESPONSIBILITIES: Assist with Compliance Management, including compliance testing, action item tracking, Fair Lending analysis, customer complaint tracking, and compliance training. Prepare final reports. Draft and maintain current Compliance Department procedures and maintain Compliance Department files. Assist in all aspects of BSA Compliance, including but not limited to identifying, reviewing, and/or reporting cash transactions when necessary. Identify, recommend, and report suspicious activity, including conducting any investigation, as needed. Review and process Customer Due Diligence, Beneficial Ownership, and Enhanced Due Diligence processes, and document findings appropriately. Aid in the annual BSA Risk Assessment process. Aid in the collection of information with respect to various compliance risk assessments and policy reviews, such as consumer compliance, identity theft prevention, privacy, fair lending, etc., and prepare the risk assessments for review and approval. Assist with loan data programs such as HMDA, CRA, and Small Business Lending. Scrub loan data for appropriate government reporting; accurately report loan data to the appropriate regulator. For CRA, obtain and track bank charitable donations and investments, and obtain and track bank and staff’s community activities. Assist with information gathering for the annual CRA Public Statement. Assist in product, services, and systems change management, which includes identifying regulatory risk, making recommendations to mitigate risk, and preparing final reports. Keep current with emerging compliance trends and issues, including proposed or newly finalized laws, regulations, or guidance. Recommend enhancements to policies and procedures. *Other duties may be assigned. EDUCATION and/or EXPERIENCE: A 4-year degree preferred or a 2-year degree with 2-3 years’ experience in banking or a financial-related field. Proficient knowledge of BSA and consumer compliance requirements. Familiarity with bank systems and Microsoft Word, Excel, and PowerPoint. Strong interpersonal relationship skills and the demonstration of effective listening and communication abilities are highly recommended. PHYSICAL DEMANDS: Must be able to hear well enough to communicate with customers, co-workers, and outside bank personnel. Communicate Orally. Normal daily physical activities to include: walking, standing, sitting, stooping, bending, pushing, and pulling. Must be able to read reports and use a computer. Occasionally will lift 20-30 pounds (files, cash drawer, etc.) Adirondack Trust is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religious creed, sex, transgender status, gender identity, gender dysphoria, sexual orientation, national origin, physical or mental disability, protected veteran status, marital and familial status, domestic violence victim status, known relationship or association with any member of a protected class, or other characteristics protected by applicable law.

Job DescriptionJob Title: Commercial Real Estate Valuation Analyst (Recent Grad Opportunity) Location: Eastern New York State Region - Westchester/Rockland County up thru Saratoga Springs Position Type: Full-Time, Entry-Level (Hybrid Flexible) Compensation: $50,000 $55,000 Base Salary + Fee-Split Earning Potential (Post-Training) About Ard Appraisal Company Established in 1965, Ard Appraisal Company is a highly respected commercial real estate appraisal firm with a legacy of excellence spanning over six decades. With offices in Clark, NJ and Saratoga Springs, NY, we specialize in valuing simple to complex income-producing and special-use properties for leading banks, healthcare systems, attorneys, and governmental agencies and private clients. Led by two MAI-designated appraisers, we are deeply committed to professional development, mentorship, and training the next generation of real estate valuation experts. Why Launch Your Career in Commercial Appraisal? • The Best of Both Worlds: Forget being chained to a desk. This role perfectly blends analytical financial modeling and deep-dive market research with dynamic, hands-on fieldwork and property inspections., • Incredible Earning & Career Growth: Commercial appraisal is a stable, recession-resistant industry. As you advance and complete your training, you will unlock fee-split earning potential and a clear professional track toward state-recognized licensure., • Unmatched Variety: No two days are the same. You will analyze everything from bustling retail centers, special purpose properties, office spaces to proposed multi-family developments. What You Will Do (Responsibilities) As a Valuation Analyst, you will work side-by-side with industry veterans to master the commercial valuation process: • Field Inspections: Assist with local, on-site interior and exterior inspections of diverse commercial properties., • Market Research: Collect and analyze crucial real estate data, including sales, rents, zoning laws, and macroeconomic trends., • Financial Modeling: Participate in discounted cash flow (DCF) and financial modeling to evaluate property performance., • Report Writing: Support senior appraisers in preparing comprehensive valuation reports, eventually developing the skills to draft report components independently., • Master the Methodologies: Learn and apply the three core pillars of valuation: the Income, Cost, and Sales Comparison approaches. What We Are Looking For (Qualifications) • Education: A newly minted Bachelors degree (Background in Finance, Economics, Business, Real Estate, Mathematics, or a related field is preferred)., • Experience: No prior appraisal experience required! We provide dedicated, structured mentorship., • Technical Savvy: High proficiency with MS Office (Word and Excel). You should be comfortable navigating spreadsheets and data., • Strong Communicator: Exceptional writing and analytical skills are a must. You have a sharp eye for detail and the ability to articulate complex data clearly., • Passion: A genuine interest in commercial real estate, financial analysis, or valuation., • Mobility: A valid drivers license and access to a reliable vehicle are required for local site inspections. Perks & Benefits • Mentorship: Direct, daily guidance from MAI-designated appraisers., • Paid Education: We invest in you by paying for your appraisal coursework and continuing education., • Financial Security: IRA contributions and access to group healthcare., • Work-Life Balance: A flexible hybrid schedule once you are up to speed.How to Apply Ready to build a high-income, stable career in real estate? Submit your resume and a brief cover letter. Ard Appraisal Company is an equal opportunity employer. Flexible work from home options available.

Job DescriptionSalary: $85-$100K cb20 is a technology solutions provider of choice for organizations that value IT and Managed Services expertise and category-leading customer service.We partner with the worlds leading hardware and software companies to deliver end-to-end consulting, implementation and managed services across the U.S. With world-class engineering talent and 30+ years of experience cb20 delivers confidence, security, a true sense of control and the highest- quality, end-to-end customer experience in the business. Position Summary The IT Business Systems Analyst serves as a liaison between business departments and IT, translating business requirements into technical solutions that improve efficiency, accuracy, reporting, and overall business performance. This role analyzes business needs, troubleshoots application issues, analyzing data for reporting and data accuracy, and helps improve systems, workflows, and user experience. The ideal candidate has strong analytical and troubleshooting skills, business process knowledge, data analytics and the ability to communicate effectively with both technical and non-technical users. Key Responsibilities • Serve as the primary IT support resource for assigned business groups and applications., • Support the daily operations, stability, and performance of business-critical IT applications., • Respond to user issues, troubleshoot application problems, document root causes, and coordinate resolution with IT teams, vendors, or business stakeholders., • Perform system configuration, testing, upgrades, access support, data validation, and general application maintenance., • Partner with business users to understand operational needs, process gaps, reporting issues, and system improvement opportunities., • Develop, support, and enhance Power BI dashboards, SSRS reports, SharePoint solutions, SQL queries, automation workflows, and custom applications., • Analyze data, reporting needs, workflows, integrations, and system performance to recommend practical improvements., • Support system integrations, automation initiatives, and data accuracy improvements., • Create and maintain support documentation, process flows, user guides, configuration notes, test plans, and troubleshooting procedures., • Train end users on systems, reports, features, and business processes., • Ensure assigned systems comply with company policies, security standards, and data governance practices., • Research and evaluate relevant technologies, including Power Automate, Blazor, Azure-hosted applications, and advanced Power BI analytics. Required Qualifications • Bachelors degree in information technology, Business Administration, Computer Science, Management Information Systems, or a related field; equivalent experience may be considered., • 3+ years of experience as a Business Analyst, Systems Analyst, IT Analyst, ERP Analyst, Application Analyst, or similar role., • Experience supporting day-to-day operations of business applications or enterprise systems., • Strong understanding of business processes, enterprise applications, and application support., • Experience supporting ERP, CRM, reporting, financial, manufacturing, supply chain, or operational systems., • Strong analytical, problem-solving, troubleshooting, and documentation skills., • Ability to communicate effectively with technical and non-technical users., • Proficiency with Microsoft Office tools, especially Excel, Visio, PowerPoint, and Word., • Experience with ticketing systems, project tracking tools, or documentation platforms., • Ability to manage multiple priorities and work independently or collaboratively. Preferred Qualifications • Knowledge of SQL, databases, reporting tools, or business intelligence platforms., • Experience with Power BI, SSRS, or similar reporting tools., • Familiarity with manufacturing, distribution, finance, procurement, inventory, or supply chain operations., • Understanding system integrations, APIs, EDI, data mapping, or workflow automation., • Experience with Agile, Waterfall, or hybrid project methodologies. Key Competencies • Application support, • Business process analysis, • Systems troubleshooting, • Data analysis and reporting, • Communication and stakeholder support, • Documentation, • User support and training, • Change management, • Vendor coordination

DataAnnotation is committed to creating high-quality AI. Enjoy the flexibility of remote work and the freedom to set your own schedule. This is an opportunity to work with us as an independent contractor. We're currently expanding into an exciting new area – teaching AI Assistant models to be a more useful tool for finance professionals. We're seeking experienced finance professionals with advanced degrees (MBA+) and professional experience to use their expertise to help shape how AI understands financial principles and decision-making. In this role, you might: Review and improve AI Assistant answers to questions about macro trends, corporate finance, and capital markets Leverage your education and work experience to check the reasoning and accuracy of an AI Assistant's work Push the models with complex, real-world scenarios and edge cases to see where their reasoning holds up – and where it doesn’t. Share clear, structured feedback to help make each new version of the AI smarter and more reliable. To succeed in this position, you should have expert-level financial reasoning and formal training in a finance-related discipline. A Master’s or PhD (completed or in progress) is strongly preferred. Relevant backgrounds include Financial Accounting, Investment Banking, Corporate Development, Wealth Management, and Insurance Planning. Advantages of contracting with us: You'll be able to choose which projects you want to work on and when You work on your own schedule, on your own computer, from the comfort of your own home Projects are paid hourly starting at USD $50-$60 per hour, with bonus rates available on some projects Responsibilities: Give AI chatbots diverse and complex problems and evaluate their outputs Evaluate the quality produced by AI models for correctness and performance Qualifications: Fluency in English (native or bilingual level) Detail-oriented Proficient in financial analysis, financial modeling, data analysis, and other reasoning exercises related to finance management A current, in progress, or completed Master's and/or PhD is preferred but not required Note: Payment is made via PayPal. We will never ask for any money from you. PayPal will handle any currency conversions from USD. This is an independent contract position.

Financial Data AnalysisEmbedded FinanceInvestment Strategy & AdvisoryPredictive Analytics & Visualizationmicro1 is the leading AI data lab for training frontier models and evaluating AI agents. Experts contribute their diverse subject matter knowledge across domains such as finance, healthcare, STEM engineering, and more. micro1 transforms that real-world expertise into high-quality training data, evaluations, and feedback loops that improve how AI systems learn, reason, and perform. Our platform identifies and vets top talent through an AI recruiter, enabling high-quality expert contributions at scale. We aim to enable 1 billion people to do meaningful work by applying their expertise to AI. As our global expert network grows, micro1 is building the human intelligence layer for frontier AI. Job Title: Financial Analyst Job Type: Full-time or Part-time, Contract Location: Remote Job Summary: In this role, you'll apply your expertise to help train next-generation AI systems. Your work will shape how models learn, reason, and perform through high-quality, real-world input. No prior experience in AI is required — your domain knowledge is what matters. Key Responsibilities • Analyze complex financial data to identify key trends and provide actionable insights for strategic decision-making., • Lead the evaluation of embedded finance opportunities and contribute to advisory on investment strategies., • Develop predictive financial models and dynamic visualizations using up-to-date analytics platforms., • Conduct thorough market and industry research, synthesizing information from diverse sources to inform business recommendations., • Communicate findings and strategic recommendations clearly in both written reports and verbal presentations to stakeholders., • Stay ahead of the latest trends in the Asian economy, embedded finance, and digital financial solutions., • Collaborate with cross-functional teams to translate analytical results into business outcomes. Required Skills and Qualifications • Bachelor’s degree in Finance, Economics, or related field., • Professional certification (CFA, CIIA, CMA) or proven experience as a financial analyst in a leading finance institution., • Strong proficiency in financial data analysis, predictive analytics, and visualization tools (e.g., Power BI, Tableau, Python or R)., • Demonstrated experience in investment strategy and advisory, particularly within embedded finance contexts., • Exceptional written and verbal communication skills, with a keen eye for detail and clarity., • Advanced online research capabilities and ability to synthesize diverse financial information rapidly., • Experience working in or with Asia, with a solid understanding of regional financial markets and economic drivers. Preferred Qualifications • Previous experience at an MBB (McKinsey, BCG, Bain) firm or a major financial institution., • Familiarity with digital finance platforms and emerging fintech trends in the Asian market., • Based in Asia, or extensive prior exposure to the Asian economic landscape.