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Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity As a dedicated Bank Credit Risk Analyst Principal, you will be responsible for developing and driving the frameworks for the Bank Credit Risk program that provides oversight and governance to its maturing processes, advanced governance and oversight capabilities. Conducts complex credit and financial analyses to identify and mitigate emerging credit risks across the Bank. Leverages data analytics, data insights and industry expertise to build fit for purpose and sustainable outcomes/solutions. Partners with first line Bank executives, Bank Compliance leadership, and other key executive stakeholders to drive strategic alignment of the Bank Credit Risk policy and oversight. Leads and develops high quality committee, regulatory and executive reporting and responses as needed. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC or Tampa, FL. Relocation assistance is not available for this position. • Responsible for conducting statistical, econometric and financial analyses to identify and mitigate emerging credit risks across bank. Integrates artificial intelligence/ machine learning, credit and financial scenario modeling, complex data architecture, strategy, credit research, macro research and development, and design competencies. Delivers on highly complex credit and econometric solutions that mitigate the risk, costs and impacts of large and granular behavioral and macroeconomic credit risks., • Drives development and maturation of complex credit and financial frameworks. Delivers cross credit, and credit impacting operational, financial and strategic initiatives to leverage asset specific insights and drive scale economies; i.e. Enterprise capital concerns related to Basel III impacts, fraud spikes and emerging trends, enterprise stress contingency lever submission and integration accuracy; finance/strategy/marketing data sourcing for Level Up new prime card product, Eligibility Expansion, Economic Capital, CRA marketing, Secured card and enterprise segment targeting., • Advises on complicated credit and financial analyses across credit finance, product and marketing, operations and market risk, as well as lines of defense. Provides direction and consultation to senior leaders across the bank on highly complex and unique credit and financial risk issues. Serves as a key advisor and consultant to the Bank Head of Credit and SLOD Chief Credit Officer on risk management and mitigation efforts, a proxy / delegate in senior leadership forums., • Strengthens regulatory responses to ensure industry leading quality (Consent Order, Examinations, etc.), ensuring as well appropriate communication and collaboration with impacted stakeholders. Interacts with regulators and internal and external auditors related to bank credit risk appetite, stress test, provision, modeling issues and requests., • Drives remediation efforts by leveraging industry-leading subject matter expertise and experience to prioritize, strategize, and build consensus within the team and senior management (Audit findings, MRA’s, etc.) across various departments., • Develops efficiencies and strategic improvements to Bank Credit programs (Risk Appetite, Effective Challenge, KRI’s, RAMs). Leads collaborative engagements and creates best practices across the Bank Credit product teams and the horizontal risk-aligned teams to ensure proper identification of risks and emerging trends., • Responsible for the development and delivery of training to build technical and business acumen within the Bank organization., • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: • Bachelor’s degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree., • 10 years experience applying operational risk frameworks, oversight and best practices to include 6 years of bank credit risk with accountability for highly complex projects/initiatives with significant impact within a financial services/banking organization., • Extensive experience in model development and optimization for credit risk strategy development, delivery and implementation., • Extensive experience with data analytics and insights conducting complicated/complex credit and financial analyses; identifying and mitigating emerging credit risks across bank products., • Strong knowledge and understanding of interest rate, capital allocation and liquidity market to include fraud, operations, and compliance risk., • Executive-level business acumen in the areas of bank credit, finance and bank industry practices., • Bank credit risk consulting skills to include gathering and synthesizing business requirements and communicating and/or facilitating constructive opportunities to a variety of audience levels including senior management., • Experience collaborating with key resources and stakeholders, influencing decisions, and managing work to achieve strategic goals required., • Experience leading and developing high quality committee, regulatory and executive reporting and responses as needed., • Strong track record of driving change across risk areas, risk tools, asset classes and processes., • Demonstrated ability to manage and drive multiple remediation activities to completion timely and with high degree of quality. What sets you apart: • Proven track record at fin techs or large banks for driving large scale initiatives or platforms., • Experience in AI/ML or other complex initiative executions., • Balanced experience and skills across analytics and program leadership / execution. Compensation range: The salary range for this position is: $189,370 - $361,950. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity USAA is enhancing its digital experience to better serve our members' evolving needs. To support this, our marketing analytics team is expanding its focus to encompass the with a focus on paid media optimization to drive maximum efficiency & growth. We're seeking a Paid Media Decision Science Analyst to be a foundational member of our marketing team, playing a key role in shaping data-driven improvements across our digital sales experience. In this role, you'll leverage your advanced marketing analytics skills to deliver impactful insights and scalable frameworks that translate data into actionable strategies. This is a fantastic opportunity for a candidate with a strong blend of technical expertise and business understanding, capable of building trust through data and empowering decision-making throughout the organization. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, Chesapeake, VA or Tampa, FL. Relocation assistance is not available for this position. What you'll do: • Leverages intermediate and some advanced business, analytical and technical knowledge to participate in discussions with cross functional teams to understand and collaborate on business objectives and influence solution strategies., • Applies advanced analytical techniques to solve business problems that are typically medium to large scale with impact to current and/or future business strategy., • Applies innovative and scientific/quantitative analytical approaches to draw conclusions and make 'insight to action' recommendations to answer the business objective and drive the appropriate change., • Translates recommendation into communication materials to effectively present to colleagues for peer review and mid-to-upper level management., • Incorporates visualization techniques to support the relevant points of the analysis and ease the understanding for less technical audiences., • Identifies and gathers the relevant and quality data sources required to fully answer and address the problem for the recommended strategy through testing or exploratory data analysis (EDA)., • Integrates/transforms disparate data sources and determines the appropriate data hygiene techniques to apply., • Thoroughly documents assumptions, methodology, validation and testing to facilitate peer reviews and compliance requirements., • Understands and adopts emerging technology that can affect the application of scientific methodologies and/or quantitative analytical approaches to problem resolutions., • Delivers analysis/findings in a manner that conveys understanding, influences mid to upper level management, garners support for recommendations, drives business decisions, and influences business strategy., • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: • Bachelor's degree in quantitative analytics field such as Economics, Finance, Statistics, Mathematics, Actuarial Sciences, Operations Research, Data and/or Business Analysis, Data Science or other quantitative discipline; OR 4 years of related experience in statistics, mathematics or quantitative analytics (in addition to the minimum years of experience required) may be substituted in lieu of degree., • Demonstrates competency in mathematical and statistical techniques and approaches used to drive fact-based decision-making., • Intermediate and some advanced knowledge of data analysis tools, data visualization, developing analysis queries and procedures in SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems. What sets you apart: • 2+ years experience in paid media analytics and in-platform experience., • Web Analytics Tools: Google analytics, Adobe analytics, • Tagging: Teailum, GTM, etc., • Journey analysis (mining clickstream & behavioral data)., • SQL required and python a plus., • Predictive modeling experience Compensation range: The salary range for this position is: $93,770 - $179,240. Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Job Description About Carvana "We believe CVNA is in the early stages of becoming the next U.S. retail category killer." – Stephens Investment Bank, Analyst Report, Sept. 2024 Building leading-edge technology has been at the core of Carvana's strategy since our founding, driving us to become the 3rd fastest company in history to organically reach the Fortune 500 following only Amazon and Google. Today, we remain founder-lead and as ambitious as ever. In 2024, we have not only emerged as the fastest growing automotive retailer, but also the most profitable thanks to our deep vertical integration across retail, lending, vehicle transportation, wholesale auctions, and more. If you want to grow not just as a Product Manager but as a leader and business-builder, Carvana is the place for you. Our technology teams build: • End-to-end ecommerce for both selling and buying cars, including everything you see on Carvana.com and in our mobile apps., • AI-driven customer support across chat, email, SMS, and voice, as well as a proprietary CRM platform to ensure the most efficient and highest quality customer experience., • 360°ree; vehicle photography and interactive merchandising using cutting edge computer vision and AI techniques., • The most sophisticated and self-service automotive lending platform in the world., • Systems and tools behind a nationwide logistics network that has delivered and picked up over 3 million cars via our fully owned and operated fleet of automotive haulers, efficiently managing distribution of our massive inventory to 85% of US driveways., • Enterprise grade systems for operating the largest vehicle reconditioning facilities in the US, with workflow and automation to guide the work for everything mechanical, electrical, and cosmetic needed to bring each car to our high standards. THIS IS A 100% ON-SITE POSITION FROM OUR HQ IN TEMPE (Monday through Friday) About the team and position The Communication Platform team is a talented and humble group of people with backgrounds in Product, Design, Data Science and Engineering, that are focused on building out our core product: a communication platform that delivers the right message to the right person at the right time in the right channel tens of millions times a year. This team's scope focuses on transactional messages, delivered through email, SMS, push notifications, and website chat (powered by our conversational AI agent). We're looking for a product-minded innovator who combines quantitative rigor with sharp intuition who instinctively design experiments that move meaningful metrics. You thrive in a fast-moving, product-led environment, tackling high-level business problems with autonomy and speed. Equal parts customer-obsessed storyteller and entrepreneurial operator, you can craft a vision that rallies engineering, marketing, and operations around delighting users and moving metrics. Above all, you forge deep, trusted relationships across functions and turn shared goals into shippable products that scale. As an integral team member, you are ultimately responsible for the success of projects and the long-term trajectory of KPIs such as contacts per sale and conversion to sale. What you'll be doing You will work closely with design and engineering to scope and prioritize projects, write detailed requirements, define experimentation plans with A/B testing ownership, analyze data, and launch communications, including emails, SMS, push notifications, and interactions with Sebastian (our conversational AI agent). But most importantly, you will make business impact. Additionally: • Help drive the product roadmap and participate in end-to-end product life cycle development based on market research, analytics, and business requirements., • Collaborate with partners to create impactful customer communication strategies and identify optimization opportunities; size and prioritize opportunities., • Actively work with stakeholders to craft communication messages that are clear, direct, and empathetic to customers., • Be actively involved in interpreting analytics and customer data., • Communicate and collaborate effectively with Carvana's Engineering, Data Science, Design/UX, Analytics, and Customer Advocate teams., • A bachelor's degree in STEM, Economics/Finance, or Design/UX or equivalent experience., • 2-4 years of work experience, ideally in product, product analytics, or a related discipline., • Outcome-oriented and data-driven decision making, backed by expertise in metrics, analytics, and data tools such as SQL, Looker, Tableau., • Excellent written and verbal communication, organizational, and project management skills to maintain strong attention to detail while leading large cross-functional efforts., • Ability to learn and absorb technical concepts and effectively communicate them to a non-technical audience., • Intellectual curiosity to learn and ask questions to find creative ways to answer complex questions with data., • Opinions - you should be familiar with a lot of products in consumer web/mobile and have some degree of taste around what you do and don't like., • Experience with split-testing design and interpretation., • Willingness to roll up your sleeves and get it done, no matter what it is, for the sake of the team and our customers., • Strong UX instincts with the ability to understand and anticipate user needs and pain points, • Knowledge of data science best practices, • Skilled in generative AI and LLM technologies to quickly iterate on product requirements and low-fi wireframes to support expedited iterations., • Agile methodology experience, • Product strategy/road-mapping experience At Carvana, we value diversity in backgrounds and experiences. We encourage you to apply even if your experience doesn't fit exactly. Give it a shot! What we'll offer in return • Full-Time Salary Position with a competitive salary., • Medical, Dental, and Vision benefits., • 401K with company match., • A multitude of perks including student loan payments, discounts on vehicles, benefits for your pets, and much more., • A great wellness program to keep you healthy and happy both physically and mentally., • Access to opportunities to expand your skillset and share your knowledge with others across the organization. Hiring is contingent on passing a complete background check. This role is NOT ELIGIBLE for visa sponsorship. Carvana is an equal employment opportunity employer. All applicants receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, marital status, national origin, age, mental or physical disability, protected veteran status, or genetic information, or any other basis protected by applicable law. Carvana also prohibits harassment of applicants or employees based on any of these protected categories. Please note this job description is not designed to contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Job DescriptionATLAS Navigators, LLC is an accounting, tax, and consulting firm that is looking for someone who fits our culture, vision, work ethic, and team. ATLAS stands for Advisors That Listen And Serve, and our people strive to embody that saying every day. We are a solutions-based firm that keeps a positive space, always. ATLAS seeks to add value to our clients, our people, and our culture, inside and outside of our office walls. If you are looking for a company that will invest, motivate, and inspire you to aim high, ATLAS is it. OVERVIEW This Business Valuation Manager will report to the Business Valuation Partner. This role will oversee all duties and responsibilities performed by the analyst and senior analyst, while also contributing to staff reviews, client communications, and the management of accounts receivable and billing. The manager will be instrumental in guiding valuation methodology selection, performing analysis, and providing rationale for valuation decisions. MAJOR RESPONSIBILITIES • Manage staff, assign tasks, and oversee workflow for valuation projects., • Direct work efforts to ensure quality and timely completion of deliverables., • Apply advanced valuation concepts and methodologies in engagements., • Review valuation models and reports for accuracy, ensuring they are nearly error-free., • Perform valuation and projection modeling, applying appropriate assumptions and calculations., • Analyze tax returns, financial statements, and other financial data to support valuation conclusions., • Utilize industry and market transaction resources to support valuation analyses., • Advanced understanding of valuation concepts and projection modeling., • Intermediate proficiency with QuickBooks and knowledge of various tax returns and financial statements., • Advanced proficiency with Excel, including complex formulas and modeling tools., • Strong attention to detail with the ability to identify and correct errors in valuation work., • Basic understanding of discount concepts and holding company valuations., • Intermediate understanding of industry and market transaction resources., • Intermediate understanding of discount for lack of control and marketability., • Intermediate-level statistical analysis skills., • Bachelor’s Degree in Accounting, Finance, or Business., • At least one professional designation in valuation or forensic services (e.g., CVA, ABV, ASA, CBA, CFE, CFF)., • Medical, Dental, and Vision;, • GAP Benefits;, • Supplemental Benefits;, • Life & AD&D Insurance;, • Short & Long-term Disability Plans;, • 401(k) with company matching;, • Bonus Structure;, • Flexible PTO with sick time;, • Incentive Program, • Development Program WORKING CONDITIONS Must be able to operate a variety of machines and equipment, including computers, office equipment, telephone, etc. Tasks may require extended periods at a keyboard or workstation. Required to occasionally lift, hold, or carry items weighing up to 40 pounds. Individuals must perform the principal duties and responsibilities with or without reasonable accommodation. EQUAL OPPORTUNITY STATEMENT ATLAS Navigators, LLC is proud to be an Equal Opportunity and Affirmative Action employer. We do not discriminate based upon race, racial expression, including protective hairstyles, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, provided they are consistent with applicable federal, state, and local laws. ATLAS is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance or accommodations due to a disability, please let us know. #LI-Hybrid Texting Privacy Policy and Information: • Message type: Informational; you will receive text messages regarding your application and potentially regarding interview scheduling., • No mobile information will be shared with third parties/affiliates for marketing/promotional purposes., • Message frequency will vary depending on the application process., • Msg & data rates may apply. SRrSvavxAU

Job Description Location Scottsdale, AZ — Hybrid (Must come into office Monday, Wednesday, Thursday) Schedule Monday–Friday, 9:00 AM – 5:00 PM (optional lunch = 8:00 AM – 5:00 PM) Type Full-Time, Entry Level Pay $17–$22 DOE About the Role We’re a young, small, energetic team that genuinely loves what we do — collaborating, moving fast, and helping clients grow. If you thrive in a startup-style environment, bring good vibes to work, and are excited to learn the world of affiliate + influencer marketing, this role is for you. As an Affiliate Program Analyst, you’ll help support and grow affiliate programs for our clients while also assisting with influencer marketing and social media execution. You’ll work closely with our internal team to keep tasks organized, on-time, and performing. What You’ll Be Doing * Support the day-to-day management of affiliate programs across client accounts * Help identify, onboard, and communicate with affiliates and influencer partners * Assist with influencer outreach, coordination, and campaign execution (gifting, briefs, timelines, deliverables) * Track performance (links, codes, sales, engagement, ROI) and help compile weekly/monthly reports * Maintain organized spreadsheets and documentation for creators, deliverables, and results * Collaborate with internal team members (onshore and offshore) to ensure goas stay aligned * Stay up to date on trends in social media, influencer marketing, and creator partnerships What We’re Looking For * You’re based in/near Scottsdale and excited to work hybrid with in-office collaboration * Strong written communication skills (you can sound professional and personable) * Highly organized and detail-oriented — you can juggle multiple clients/projects without dropping the ball * Comfortable learning new platforms/tools and troubleshooting small issues independently * You’re open-minded, creative, fast-paced, and willing to wear multiple hats (agency life moves quick!) * Interest in influencer marketing, affiliate programs, and social media growth — you’re excited to learn and grow in this space Bonus Points * Experience with influencer outreach, affiliate platforms, or creator campaigns (even personal projects count!) * Familiarity with TikTok/IG content trends and what performs well * Basic reporting experience (Google Sheets, dashboards, pulling metrics, etc.) * You’ve worked in an agency environment or managed multiple priorities at once Why You’ll Love Working Here We’re a small, collaborative team who love what we do and support each other daily. We value positivity, initiative, and real growth — and we believe work should be something you actually enjoy showing up to. Plus: free breakfast and snacks at our Scottsdale office :) BONUS POINTS if you send a personable video telling us: * Why you want the job * Why you’d be a great asset to the team Send it to: :)))

Job DescriptionDescription: Why Good Night Stay? Goodnight Stay is the premier luxury corporate and vacation rental management company, utilizing cutting-edge technology and leveraging its 25 years of experience to provide an unparalleled experience through thoughtful curation and design, high standards of excellence, and impeccable customer service. Our team is passionate about cultivating unforgettable, amazing experiences for all of our guests. After all, a life well-lived is a life full of incredible memories. If this sounds like a mission you'd be proud to support, read on! What GoodNight Stay is looking for: As a Revenue Analyst for Goodnight Stay, your primary responsibility will be to analyze and optimize revenue performance for vacation rental properties. You will work closely with the revenue management team to develop and implement strategies that maximize rental revenue and occupancy rates. Your analytical skills and attention to detail will be critical in identifying trends, forecasting demand, and making data-driven pricing decisions. Additionally, you will collaborate with various departments to ensure the accuracy of inventory availability, pricing, and promotional campaigns. Key Responsibilities: 1. Revenue Analysis: Conduct in-depth analysis of rental revenue and occupancy data to identify patterns, trends, and opportunities for improvement. Utilize various tools and methodologies to track and evaluate key performance indicators (KPIs) such as average daily rate (ADR), occupancy rate, revenue per available room (RevPAR), and overall revenue., 2. Pricing Optimization: Develop and implement pricing strategies based on market demand, competitor analysis, and property-specific factors. Continuously monitor pricing performance, adjust rates as needed, and assess the impact of pricing changes on revenue and occupancy., 3. Demand Forecasting: Utilize historical data, market intelligence, and predictive analytics to forecast demand for vacation rental properties. Generate accurate demand forecasts to support inventory management decisions, marketing campaigns, and revenue optimization strategies., 4. Inventory Management: Collaborate with property managers and operations teams to ensure accurate and up-to-date inventory availability. Monitor and manage inventory levels to maximize revenue potential while minimizing the risk of overbooking or underutilization., 5. Performance Reporting: Prepare and present regular reports on revenue performance, occupancy trends, and pricing analysis to key stakeholders. Provide insights and recommendations based on data analysis to support strategic decision-making., 6. Competitive Analysis: Conduct ongoing market research and competitor analysis to identify industry trends, benchmark performance, and uncover opportunities for revenue growth. Stay updated on changes in the vacation rental market and adjust strategies accordingly. Qualifications: · Advanced computer knowledge – General · Advance Microsoft Office - Emphasis in Excel, PowerPoint, Word, Outlook, and Teams · Data entry and analytics experience · High school diploma or GED required, Bachelor’s degree in related fields preferred · Previous sales and/or revenue experience working in the hospitality industry preferred · Proven history for success, willing to do what it takes · Excellent communication and presentation skills to effectively convey complex data analysis to non-technical stakeholders. · Detail-oriented with a focus on accuracy and precision in data analysis and reporting. · Ability to work independently, prioritize tasks, and manage multiple projects simultaneously. · Strong problem-solving skills and a proactive mindset to identify revenue growth opportunities.