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Overview Provides physical therapy interventions to designated patients under the supervision of a Physical Therapist (PT). Assists in monitoring patient progress through observations and follows up with supervising therapist. Works under PT supervision as required under NY State Education law. Licenses and Certifications: New York State Certification as Physical Therapist Assistant required Valid driver's license may be required, as determined by operational/regional needs. Education: Associate's Degree as Physical Therapist Assistant from a New York State approved program or whose educational credentials have been approved equivalent by New York State required Work Experience: Minimum of two years experience in clinical patient care (per NY State Education Law) required Bilingual skills may be required, as determined by operational needs. Basic PC skills preferred Pay Range USD $33.88 - USD $42.35 /Hr. About Us VNS Health is one of the nation’s largest nonprofit home and community-based health care organizations. Innovating in health care for more than 130 years, our commitment to health and well-being is what drives us — we help people live, age and heal where they feel most comfortable, in their own homes, connected to their family and community. On any given day, more than 10,000 VNS Health team members deliver compassionate care, unparalleled expertise and 24/7 solutions and resources to the more than 43,000 “neighbors” who look to us for care. Powered and informed by data analytics that are unmatched in the home and community-health industry, VNS Health offers a full range of health care services, solutions and health plans designed to simplify the health care experience and meet the diverse and complex needs of the communities and people we serve in New York and beyond.

Overview Provides physical therapy interventions to designated patients under the supervision of a Physical Therapist (PT). Assists in monitoring patient progress through observations and follows up with supervising therapist. Works under PT supervision as required under NY State Education law. Licenses and Certifications: New York State Certification as Physical Therapist Assistant required Valid driver's license may be required, as determined by operational/regional needs. Education: Associate's Degree as Physical Therapist Assistant from a New York State approved program or whose educational credentials have been approved equivalent by New York State required Work Experience: Minimum of two years experience in clinical patient care (per NY State Education Law) required Bilingual skills may be required, as determined by operational needs. Basic PC skills preferred Pay Range USD $33.88 - USD $42.35 /Hr. About Us VNS Health is one of the nation’s largest nonprofit home and community-based health care organizations. Innovating in health care for more than 130 years, our commitment to health and well-being is what drives us — we help people live, age and heal where they feel most comfortable, in their own homes, connected to their family and community. On any given day, more than 10,000 VNS Health team members deliver compassionate care, unparalleled expertise and 24/7 solutions and resources to the more than 43,000 “neighbors” who look to us for care. Powered and informed by data analytics that are unmatched in the home and community-health industry, VNS Health offers a full range of health care services, solutions and health plans designed to simplify the health care experience and meet the diverse and complex needs of the communities and people we serve in New York and beyond.

Overview Provides physical therapy interventions to designated patients under the supervision of a Physical Therapist (PT). Assists in monitoring patient progress through observations and follows up with supervising therapist. Works under PT supervision as required under NY State Education law. Licenses and Certifications: New York State Certification as Physical Therapist Assistant required Valid driver's license may be required, as determined by operational/regional needs. Education: Associate's Degree as Physical Therapist Assistant from a New York State approved program or whose educational credentials have been approved equivalent by New York State required Work Experience: Minimum of two years experience in clinical patient care (per NY State Education Law) required Bilingual skills may be required, as determined by operational needs. Basic PC skills preferred Pay Range USD $33.88 - USD $42.35 /Hr. About Us VNS Health is one of the nation’s largest nonprofit home and community-based health care organizations. Innovating in health care for more than 130 years, our commitment to health and well-being is what drives us — we help people live, age and heal where they feel most comfortable, in their own homes, connected to their family and community. On any given day, more than 10,000 VNS Health team members deliver compassionate care, unparalleled expertise and 24/7 solutions and resources to the more than 43,000 “neighbors” who look to us for care. Powered and informed by data analytics that are unmatched in the home and community-health industry, VNS Health offers a full range of health care services, solutions and health plans designed to simplify the health care experience and meet the diverse and complex needs of the communities and people we serve in New York and beyond.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: As an Associate on the NY Technology team in Investment Banking Coverage, you will build on the foundational skills developed as an Analyst, with increased responsibilities in project management and client interaction. Associates continue to participate in structured training while taking a more active role in deal execution and mentoring junior staff. • Participate in advanced training programs to further develop technical expertise and leadership skills., • Take a leadership role in the preparation of client presentations, pitch books, and financial analysis., • Manage and review financial models, valuation analyses, and transaction documentation., • Oversee Analysts’ work and ensure accuracy in deliverables., • Actively participate in client meetings and deal discussions., • Contribute to transaction structuring discussions and negotiation processes., • Support senior bankers in identifying and pursuing new business opportunities. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. • Bachelor’s degree or equivalent from an accredited institution., • 3+ Years Finance, Investment Banking or related field/sector experience.., • Demonstrated knowledge of corporate finance and investment banking products, with experience working on executed M&A and other advisory transactions., • Expert knowledge of Excel and PowerPoint with advanced financial modeling skills., • Exceptional attention to detail, analytical rigor, and the ability to manage multiple transaction processes concurrently., • Strong communication and interpersonal skills with the ability to operate effectively in a client-facing environment, • Team player and self-starter., • Strong technical financial modeling and valuation skills. Certifications: • No Certifications listed for this job., • Transaction exposure within IT Services, FinTech, or Business Services. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $175,000.00 USD Maximum: $225,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: As a CIB, FIG Associate in Investment Banking Coverage, you will build on the foundational skills developed as an Analyst, with increased responsibilities in project management and client interaction. Associates continue to participate in structured training while taking a more active role in deal execution and mentoring junior staff. • Participate in advanced training programs to further develop technical expertise and leadership skills., • Take a leadership role in the preparation of client presentations, pitch books, and financial analysis., • Manage and review financial models, valuation analyses, and transaction documentation., • Oversee Analysts’ work and ensure accuracy in deliverables., • Actively participate in client meetings and deal discussions., • Contribute to deal structuring and negotiation processes., • Support senior bankers in identifying and pursuing new business opportunities. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Bachelor’s degree or equivalent: in Finance, Business or equivalent degree - Required., • Master's Degree/ MBA: MBA - Preferred., • 3+ Years Finance, Business or related field/sector - Required., • Demonstrated knowledge of corporate finance and investment banking products, with a preference to experience in [sector]., • Expert knowledge of Excel and PowerPoint with advanced financial modeling skills., • Strong communication and interpersonal skills., • Team player and self-starter., • Strong technical financial modeling and valuation skills. Certifications: • No Certifications listed for this job. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $175,000.00 USD Maximum: $225,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Vice President in Corporate & Investment Banking Export & Agency Finance will play a key role in originating, structuring, and executing export credit agency (ECA)-backed and agency-supported financing transactions. The role involves close collaboration with corporate clients, ECAs, multilaterals, and internal stakeholders to deliver tailored financing solutions supporting cross-border trade and infrastructure projects. Key Responsibilities: • Origination & Client Coverage, • Develop and maintain relationships with corporate clients, sponsors, exporters, and financial institutions., • Identify and originate ECA-backed and agency financing opportunities across sectors (infrastructure, energy, transportation, etc.)., • Support senior bankers in marketing and pitching structured financing solutions., • Structuring & Execution, • Lead or support structuring of complex ECA and agency-backed transactions (buyer credits, supplier credits, guarantees, insurance)., • Coordinate due diligence, financial modeling, and credit analysis., • Manage end-to-end execution, including term sheet negotiation, documentation, and financial close., • Agency & Stakeholder Management, • Build and maintain relationships with export credit agencies (e.g., UKEF, Euler Hermes, SACE, US EXIM) and multilateral institutions (e.g., IFC, EBRD)., • Act as a key point of contact between clients, ECAs, legal counsel, and internal teams., • Credit & Risk Management, • Prepare credit memos and internal approval materials., • Work closely with risk, legal, and compliance teams to ensure transactions meet internal and regulatory standards., • Monitor portfolio performance and manage ongoing client relationships., • Market Intelligence & Strategy, • Track market trends, regulatory developments, and ECA program changes., • Contribute to business strategy, pipeline development, and product innovation., • Team Leadership What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Requisites / Qualifications: Education & Experience • Bachelor’s degree in Finance, Economics, Business, or related field (MBA or advanced degree preferred)., • 6–10+ years of experience in structured finance, export finance, project finance, or corporate banking., • Proven experience working with ECAs and agency-backed financing structures. Technical Skills • Strong financial modeling and credit analysis skills., • In-depth knowledge of ECA products (buyer credit, supplier credit, guarantees, insurance)., • Familiarity with loan documentation (LMA standards preferred). Core Competencies • Strong analytical and problem-solving abilities., • Excellent communication and client-facing skills., • Ability to manage multiple transactions simultaneously under tight deadlines., • High attention to detail and strong organizational skills. Relationship & Commercial Skills • Established network with ECAs, banks, sponsors, or exporters is a plus., • Demonstrated ability to originate business and contribute to revenue generation. Other Requirements • Proficiency in Microsoft Office (Excel, PowerPoint)., • Additional languages are a plus, especially for international coverage roles., • Experience in infrastructure or energy project finance., • Exposure to emerging markets transactions., • Prior experience at an international bank or financial institution. Certifications: • No Certifications listed for this job. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $185,000.00 USD Maximum: $220,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Corporate & Investment Banking Associate is responsible for supporting Senior Relationship Managers with client management, transaction execution and portfolio management. The Associate will also to take part in other strategic business activities including industry sector analysis, market analysis, internal reporting and budget initiatives. Essential Functions/Responsibilities: Build excel models to project financial performance. Build powerpoint slides for client presentations and pitch books. Perform industry research. Provide support to senior bankers. Adhere to compliance procedures and internal/operational risk controls in accordance with any and all applicable regulatory standards, requirements, and policies. Support product partners and monitor entire execution process for transactions ensuring timely execution to meet client expectations. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree or equivalent work experience in Finance, Business or equivalent field. Work Experience: Prior corporate banking experience as an analyst or associate, 2-5 years Skills and Abilities: Superb Excel and Powerpoint skills and knowledge. Understanding of corporate finance and banking products. Demonstrated knowledge of credit. Solid financial modeling skills. Strong communication and interpersonal skills. Ability to coordinate across multiple teams. Team player and self starter. Certifications: • No Certifications listed for this job. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $145,000.00 USD Maximum: $175,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Role Overview Santander is seeking an Executive Director, Non-linear Rates Trader to join the Rates trading team within Santander’s U.S. Corporate Investment Banking. The role will focus on building and running the USD rates options business, with primary responsibility for pricing, trading, and risk management across nonlinear products, while covering US clients. The successful candidate will combine strong options trading experience with the ability to drive systems development to enhance pricing, risk, and trade execution capabilities across the desk. Responsibilities * Price, quote, and trade USD rates options (nonlinear products), ensuring competitive pricing and disciplined risk-taking. * Partner with existing USD rates options trading team in Europe to expand coverage of US clients and initiate buildout of a stand-alone nonlinear trading desk in NY * Partner with Sales and Structuring to support and expand coverage of US clients, driving growth of the USD options franchise. * Collaborate with global trading partners where needed to support cross-regional risk transfer, product coverage, and market continuity. * Lead enhancements to desk infrastructure, including pricing tools, risk analytics, market data workflows, and automation. * Work closely with Quant, Technology, and Risk to improve model implementation, calibration processes, and control environment. * Ensure adherence to all relevant governance, limits, policies, and regulatory requirements. Qualifications * Significant experience trading rates options / nonlinear rates products, with demonstrated ability to run risk and generate P&L. * Demonstrated systems development capability. * Strong quantitative intuition and comfort working closely with models and analytics. * Excellent communication skills and a client-oriented mindset, with experience supporting coverage of US clients. * Ability to work effectively in a fast-paced trading environment with strong ownership and accountability. Education * Bachelor’s degree or equivalent work experience * FINRA Certificates Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent Minimal physical effort such as sitting, standing, and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders. Employer Rights: Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $250,000.00 USD Maximum: $320,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Corporate Investment Bank (CIB) VP - Leveraged Finance Credit Risk is responsible for risk analysis and independent oversight and effective challenge of credit quality of his/her assigned portfolio and new transactions. They are responsible for all aspects of credit quality including compliance with requirements of regulators and internal policies and standards. The Vice President will review, challenge, and recommend or decline credit requests, including underwrites, revolver holds, derivative transactions, trade finance, etc. * Provides oversight and effective challenge on credit analysis, modeling, and committee papers written by the 1st Line of Defense. * Ensures that transactions are taken to and approved at the appropriate forums in line with credit policies and standards. * Provides independent oversight of credit quality of assigned portfolio, including risk ratings and regulatory risk ratings. * Acts as a subject matter expert (SME) for Leveraged Finance, while guidance and mentorship to junior members of the team. * Recommends appropriate changes to structure and/or terms when waiver and/or amendments are requested by underperforming clients. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Bachelor's Degree or equivalent work experience: Accounting, Business, Finance, Economics or equivalent field. - Required. * 6+ Years Credit Risk Management, including 5+ years within Leveraged Finance Credit Risk. - Required. * 6+ Years Financial Industry experience. - Required. * Demonstrated knowledge of credit policies and procedures, regulations and applicable law(s). * Demonstrated credit analysis skills for understanding/monitoring client and industry financial performance. * Demonstrated track record interacting with the regulators, external and internal audit. * Excellent written and verbal communication. * Ability to interact with all levels of management, work independently and in a team environment. * Ability to multi-task, prioritize activities, manage conflicts of interest, delegate, and meet deadlines while working in a fast paced-environment. * Strong presentation skills. Certifications: * No Certifications listed for this job. It Would Be Nice For You To Have: * Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. * Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $101,250.00 USD Maximum: $185,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The CIB, Securitization Senior Legal Counsel – Vice President performs substantive and procedural legal tasks requiring knowledge of legal concepts which are customarily, but not exclusively, performed by a lawyer in the delivery of corporate and legal services to the organization. They organize and supervise processes and special projects as they may arise. • Provide legal coverage to Santander’s Corporate and Investment Banking (“CIB”) Securitized Products Group on their banking, lending and capital markets transactions involving a broad range of asset classes and products (including RMBS, CMBS, ABS and CLOs). Knowledge of residential whole loan trading is a plus., • Must have strong legal experience and substantive knowledge reviewing, negotiating and/or drafting deal documents related to financing and securitization transactions., • Such documents include, but are not limited to, loan agreements, repo agreements, offering documents (private placements, exempted, or publicly registered U.S. securities offerings), underwriting/placement agreements, term sheets, commitment letters, engagement letters, confidentiality agreements, and form legal documents., • Advise Santander’s CIB on its growing Securitized Products business, including in its role as underwriter, structurer, arranger, book runner and placement agent of securities in public and private offerings., • Monitor developments and advise on applicable (with focus on structured products) U.S. securities laws (such as the ‘33 Act and the ‘34 Act), U.S. banking law matters, and other applicable state and federal laws relating to lending, securities offerings and advisory services., • J.D. Degree: Admitted to practice in and member of the bar in good standing in the state in which the candidate will practice., • At least 4 years of relevant experience at a law firm and/or in-house at a financial services firm., • High attention to detail and strong organizational skills., • Excellent oral and written communication skills., • Ability to solve problems quickly and efficiently in a fast-paced environment., • Self-starter with initiative and excellent anticipation skills., • Ability to effectively prioritize and handle multiple tasks under a tight deadline., • Excellent judgment; independent thinker, and resourceful, with ability to work at a high level independently., • Team player with a positive attitude., • Strict adherence to deadlines., • Strong verbal and written communication skills., • Strong PC skills, particularly MS Office suite of applications., • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $230,000.00 USD Maximum: $280,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Analyst, Corporate Banking plays a key role in building relationships with our highest value clients and are tasked with delivering an exceptional customer experience designed to retain and grow our top customers. Incumbents usually handle complex accounts and sensitive client relationships. Ability to source, structure and present business lending opportunities. * Support senior bankers with new business generation and relationship management efforts * Build a collaborative internal relationship with key partners. * Provide specific assistance to assigned internal partners * Utilizes sales tracking database to manage call/relationship management activities. * Practice sounds risk management protocols and adhere to internal and regulatory requirements. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Bachelor's Degree or equivalent work experience: Business, Finance, Economics, or equivalent field. - Required., • 1+ years of corporate banking experience, • Excellent communication skills, • Strong Microsoft office skills, • Ability to manage multiple priorities in a team environment. Certifications: • No Certifications listed for this job. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $110,000.00 USD Maximum: $135,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: As a Leveraged Finance Investment Banking Vice President in the Corporate Investment Bank (CIB), you will assist in the structuring, negotiating and execution or syndicated and private credit facilities for leveraged buyouts, mergers and acquisitions, dividend recapitalizations, refinancings and various other purposes. • Lead the creation of client presentation materials and pitchbooks, including all background research, analysis and drafting. Oversee the work of the junior bankers., • Manage the creation and 'own' the final product for valuation analyses including discounted cash flow; trading comparables; company comparables; and LBO analysis. Prepare committee approval requests, including and IBC., • Work directly with Capital Markets and the Coverage bankers on the syndication process, including the preparation of materials for launch, and supporting the response to investor questions., • Work directly with Capital Markets and the Coverage bankers on the syndication process, including the preparation of materials for launch, and supporting the response to investor questions., • Support the Senior Banker in negotiations with private equity sponsors and corporate clients on business terms and legal documentation, including grids, commitment / engagement letters, credit agreements, bond documents, and various other legal documentation., • Oversee the execution process for transactions to meet client expectations., • Analyze detailed corporate and financial information and conduct detailed due diligence, • Adheres to compliance procedures and internal/operational risk controls in accordance with any and all applicable regulatory standards, requirements and policies., • Train the associates and analysts What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree with equivalent work experience: in Finance, Economics, Business Administration, or a related field - Required. MBA / CFA /Masters, or equivalent work experience in Finance, Economics, Business Administration, or a related field - Preferred. 6+ Years Experience in Leveraged Finance Investment Banking - Required. • Prior work experience in investment banking front office role., • Direct work experience with leveraged finance companies and understands the leveraged loan and HY bond product as well as the underlying transactions (LBO's, M&A, dividend recaps, refinances, etc.) that drive the business., • Exceptional written and verbal communications skills., • Strong quantitative and analytical skills including Excel modelling and valuation work., • Ability to work under pressure and meet tight deadlines, and have the aptitude to synthesize large amounts of information and develop innovation solutions., • Ability to manage projects independently and assume a high level of responsibility., • Ability to interact and work with clients., • Ability to coordinate and lead multiple deal teams., • Ability to assess and mitigate reputational, operational and credit risk., • Strong organizational skills and detail orientation, as well as analytical skills., • Demonstrated ability to motivate and influence others. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $275,000.00 USD Maximum: $275,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Role Overview The VP, Corporate & Financial Sponsor Structuring will partner closely with Sales and Trading within Santander’s U.S. Corporate Investment Banking to originate, structure, and deliver differentiated Rates and FX solutions for Corporates, Financial Sponsors, and Project Finance clients in the US (working in collaboration with the global structuring hub). The role focuses on private-side solutions/structuring, developing new trade ideas, improving franchise quality, and enhancing scalability through automation and strong cross-functional coordination. Secondary product exposure may include commodities, equity, credit, and inflation as needed to support client objectives. Responsibilities * Work alongside Sales teams to build pipeline and improve the quality of the client franchise through differentiated trade ideas, structuring expertise in key areas, and automation of recurring processes. * Originate, design, price and deliver Rates and FX solutions tailored to client objectives * Participate in client calls and meetings related to structuring pitches to obtain first-hand feedback on product delivery, solution fit, and client interest; translate feedback into refinements of trade ideas and execution approach. * Maintain frequent interaction with internal stakeholders, including Trading, Banking, Financing teams, and XVA partners across geographies, to align on pricing, risk, documentation, execution, and delivery timelines. * Support structuring and execution topics including structured FX / FX options, deal-contingent Rates and FX, and Project Finance hedging requirements. * Lead or contribute to XVA and RWA optimization for collateralized and uncollateralized counterparties, incorporating specific CSAs and client requirements. * Pitch and Coordinate New Issue Swap, ensuring effective connectivity between client, trading, and operational stakeholders. * Contribute to new product development by identifying market needs, defining product requirements, partnering with risk/legal/operations on governance and documentation, and supporting go-to-market readiness. * Provide strong documentation and process discipline, including expertise and collaboration on ISDAs and CSAs, and awareness of Hedge Accounting under US GAAP considerations where relevant to client solutions. * Develop tools, analytics, and automation to improve speed-to-market for indicative pricing, scenario analysis, pitch materials, and recurring internal workflows. Qualifications Required * Previous experience and demonstrated success in a similar structuring/solutions role at an appropriate level. * Strong knowledge of Rates and Structured FX derivatives, with the ability to translate objectives into executable structures. * Prior experience in a related role (trading and/or sales experience is beneficial). * Proven ability to collaborate across Sales, Trading, Banking, Financing, and XVA, and to engage directly with external clients. Desirable * Ability to code and automate processes; comfort building scalable tools to improve structuring delivery. * Experience with new product development; XVA and RWA optimization; New Issue Swap coordination; structured FX; deal-contingent Rates and FX; Project Finance hedging; ISDA/CSA documentation; Hedge Accounting under US GAAP. Education * Bachelor’s Degree (preferred degree: physics, computer science, math, engineering, finance) Certificates Series 7, 63, 79, SIE What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $225,000.00 USD Maximum: $250,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The CIB Market Risk Associate is part of a team responsible for risk management, risk infrastructure and risk reporting for a broad range of growing businesses including agency and non-agency securitized products, rates, credit, equity and convertibles. Responsibilities include: · Provide day-to-day support of the risk management infrastructure · Perform daily risk reporting and performance analysis · Perform ad hoc risk analysis and support senior risk managers · Lead project and change management efforts · Participate in regulatory projects · Utilize Python scripting (or similar languages) or AI to automate routine tasks and improve the efficiency of the risk monitoring process What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. · Bachelor’s or master’s degree in a quantitative discipline · 3+ years of experience in Market Risk, Trading, or Financial Market Technology. Work experience in financial services required. · Strong knowledge of Microsoft Office and solid Python experience · Solid knowledge of financial products and market risk metrics · Strong reporting, project management and organizational skills · Solid quantitative skills (e.g., statistics) Certifications: * No Certifications listed for this job. It Would Be Nice For You To Have: * Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. * Knowledge of Bloomberg (API), Intex and Polypaths preferred What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $90,000.00 USD Maximum: $155,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Corporate & Investment Banking Associate, Underwriting & Portfolio Management, underwrites and manages a portfolio of FIG loan relationships, and routinely monitors them for risks inherent in the loan portfolio. The incumbent provides support to the manager of the department on continuous improvement initiatives and take the lead on projects that support loan growth and efficiency objectives within lines of business. The Associate helps deliver an industry-leading experience for both internal and external customers and acts as a subject matter expert. • Leads deal diligence process including identifying all key risks., • Reviews relevant deal documents / information provided in data room, by Company / Sponsor, and third party reports., • Helps to structure deals., • Oversees internal approval process including ensuring accurate and timely completion of internal approval write-ups and leading deal merit discussion on internal approval calls., • Manages legal aspect of deal process., • Mentors junior resources, if necessary, on underwriting best practices. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required., • 5+ year of financial analysis, structuring, underwriting and portfolio management experience. - Required., • Superior written and verbal communication skills., • Strong analytical skills and proficient with financial statements., • Ability to work in a fast paced environment with little supervision., • Ability to work well with others and on teams., • Proficient in Microsoft Office, including Word, Excel and PowerPoint., • Skilled in proposing and negotiating and recommending credit and covenant structures., • Comfortable in customer contact situations including escalations and potential work-out/loan restructure environments., • Ability to foster strong partnerships with the related documentation and underwriting units., • Demonstrated practical and conceptual knowledge of credit and risk analysis., • Demonstrated knowledge in financial modeling and able to structure credit in modeling environment. Able to assist RM's on how to structure the credit relationship., • Exhibits competency at independently reaching conclusions and forms clear view of credit structure and business risk to organization., • Solid understanding of industry nuances applicable to the credits contained within the group's portfolio., • Solid knowledge of loan and related legal documents., • Strong communication skills, and ability to influence others by persuasively presenting thoughts and ideas to gain commitment and agreement for proposed ideas and solutions., • Must demonstrate strong judgment and sound credit skills., • Knowledge of Federal banking regulations. Certifications: • Other: Completion of bank-certified course in Credit Training - Preferred. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $86,250.00 USD Maximum: $135,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The CIB, Associate role sits within Santander Corporate & Investment Banking and functions as a front-office, First Line of Defense credit role supporting the underwriting, structuring, and active management of infrastructure and real assets credit exposures, with a strong emphasis on renewable energy, energy transition, and infrastructure (including digital infrastructure). The role operates as a credit function within the business, partnering closely with origination and product teams and maintaining direct accountability for asset-level underwriting, credit quality, documentation, and execution. The Associate leads transactions across the full investment lifecycle, from underwriting through active asset-level portfolio management, applying rigorous credit judgment and engaging credibly with the 2nd Line of Defense. This position is designed for a highly motivated professional who thrives in a fast-paced, client-facing investment banking environment and demonstrates strong judgment, ownership, and commitment to Santander’s risk culture. Underwriting * Support underwriting and structuring of new infrastructure and real assets transactions, including new originations, refinancings, extensions, upsizes, amendments. * Act as the First Line of Defense credit owner, accountable for the accuracy and completeness of credit analysis, due diligence, and supporting documentation. * Develop clear, concise, and judgment-driven credit recommendations that articulate key risks, mitigants, and structural protections in line with Santander credit standards * Support the senior underwriter to defend credit recommendations and actively drive and accelerate approvals with the 2nd Line of Defense. Portfolio Management * Participate in and, as appropriate, lead client interactions, demonstrating command of asset performance, financing structure, and client requests. * When acting in an Administrative Agent role, take a leadership position in coordinating the lender group building consensus. * Develop and maintain complex financial models, incorporating debt, tax equity, and equity structures, with a focus on operating cash flows. * Own post-close portfolio management end-to-end, with direct accountability for asset performance monitoring, covenant compliance, proactive risk identification, and delivery against client and transaction timelines. * Own consent, waiver, and amendment processes, leveraging asset-level analysis to prepare credit write-ups and recommendations, structure and negotiate outcomes with sponsors and counterparties. Synthesize portfolio performance, trends, and emerging risks into clear, concise written materials and presentations for senior management. * Represent the business in interactions with auditors and regulators, demonstrating command of underlying credit decisions, asset fundamentals, and Santander’s risk framework. * Respond to ad-hoc requests from Senior Management, often covering implications of law changes and shifts in government policy * Perform annual credit reviews of assigned exposures, reassessing performance, risk profile, and adherence to original underwriting. Strong ability to synthesize complex asset-level and cash flow analysis into clear, credit narratives. Leadership & Development * Provide guidance, review, and mentorship to Analysts, setting expectations for analytical rigor, writing quality, and execution discipline. * Contribute to continuous improvement of underwriting, portfolio management, and credit processes. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Bachelor’s degree in Finance, Accounting, Economics, Engineering, Applied Sciences, or a related quantitative or analytical field. * Advanced coursework or demonstrated academic focus in infrastructure, energy systems, engineering, or real assets viewed positively. * 3–6 years of experience in infrastructure or project finance, real assets credit, leveraged finance, structured finance, or related investment or credit roles. * Experience with infrastructure, energy, renewables, or other real assets strongly preferred. * Advanced Excel and PowerPoint skills with a solid foundation in financial modeling. * Strong written and verbal communication skills; comfortable engaging with sponsors, clients, senior bankers, and independent risk partners. * Highly motivated self-starter with the resilience to perform in a demanding, high-expectation environment. Certifications: * Registration for FINRA SIE must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted. * Registration for FINRA Series 79 must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted. * Registration for FINRA Series 63 must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted. * This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to comply with 17 CFR 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening and are required to report certain incidents. It Would Be Nice For You To Have: * Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. * Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $145,000.00 USD Maximum: $175,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Vice President/Executive Director in the Corporate Investment Bank (CIB) is responsible for control and execution of investor orders in LatAm and US Equity markets, in full coordination with the rest of the trading team and local trading desks in Brazil, Mexico and Chile. The incumbent will drive the growth and retention of existing client relationships, build new client relationships, and provide the full breadth of the Company's products and services to clients and prospects. Leads the Company's business development efforts throughout the assigned region targeting larger scale clients. Provides the full breadth of the Company's products and services to clients and prospects. Researches and analyses clients and market data. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Bachelor's Degree - Required., • 10+ Years in trading or similar experience. - Required., • Very strong interpersonal communication skills, complemented by both excellent verbal and written communication., • Deep knowledge of LatAm Equity markets., • Strong relationship management and negotiation skills., • Strong organizational skills and detail orientation, as well as analytical skills., • Ability to travel within assigned territory as required. Certifications: • No Certifications listed for this job. It Would Be Nice For You To Have: • Perfect control of English, Spanish and Portuguese languages., • Knowledge of Fidessa OMS system. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $250,000.00 USD Maximum: $300,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Essential Functions/Responsibilities: • Provide support to senior bankers in their coverage and execution efforts, • Manage the deal team and monitor entire transaction execution process ensuring timely execution to meet client expectations; serve as the primary day-to-day client point of contact on deals, • Liaise with internal product partners and other external parties (e.g., lawyers, accountants) on transactions, • Oversee the creation of financial models, valuation analyses and marketing materials during the execution process, working closely with the associates and analysts, • Support team in campus recruiting efforts and mentoring/training associates and analysts, • Adhere to compliance procedures and internal/operational risk controls in accordance with all applicable regulatory standards, requirements and policies Qualifications: • To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The listed requirements are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions Education and Work Experience: • Bachelor's (or equivalent) degree in Finance, Accounting, Business, or a related field, • 5+ years of front office Investment Banking experience Skills and Abilities: • Exceptional understanding of corporate finance and accounting concepts as well as investment banking products, • Excellent written and verbal communication skills with ability to communicate and defend concepts and ideas concisely, • Very strong quantitative and analytical skills (including Excel modelling and valuation work), • Ability to synthesize and analyze large amounts of data efficiently and accurately; create impactful client presentations, • Ability to independently manage teams and perform well under pressure and tight deadlines, • Ability to comfortably interact with clients in a professional and thoughtful manner EEO Statements: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent Minimal physical effort such as sitting, standing and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $275,000.00 USD Maximum: $275,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Overview The Associate / Vice President will be responsible for originating, structuring, and executing LATAM-only solutions for onshore financial institutions (banks, asset managers, insurance companied) , local sovereign/Quasi sovereign clients and offshore Latam focus Real Money/Hedge funds, with a focus on Funding, Derivatives, Rates, FX and asset side ideas within Santander’s U.S. Corporate Investment Banking. The role partners closely with Sales, Trading, and Coverage teams to deliver customized structures that address hedging, financing, and risk management objectives. Responsibilities * Structure and execute tailored solutions across Funding, FX, Rates, and Derivatives for LATAM onshore financial institutions and sovereign clients along with LATAM focused offshore funds. * Drive idea generation and develop bespoke structures aligned to client objectives, including hedging, liability management, cash flow optimization, and balance sheet strategy. * Partner closely with Sales/Coverage, Trading, Treasury/Funding, Risk, Legal, and Compliance to deliver end-to-end execution from origination through post-trade support. * Prepare client-facing and internal materials including pitches, scenarios, payoff explanations, and approvals documentation. * Maintain strong knowledge of LATAM market dynamics, including rates, FX drivers, cross-currency funding considerations, and local market conventions. * Support pricing discussions by coordinating with trading desks and ensuring structures are appropriately designed, documented, and risk managed. * Ensure adherence to internal policies, suitability frameworks, and all applicable local regulations and conduct standards. Qualifications * 3+ years of relevant experience in structuring and/or markets solutions for financial institutions, sovereign clients and offshore LATAM focus funds. * Demonstrated experience across Funding, Derivatives, Rates, and FX, including building and executing structured solutions. * Proven ability to manage multiple workstreams and execute accurately in a fast-paced environment. * Strong understanding of product mechanics, pricing fundamentals, and risk considerations, with the ability to communicate clearly to internal stakeholders and senior client contacts. * Fluency in Spanish is required; Portuguese is a plus. * Strong communication, stakeholder management, and commercial judgment. * High integrity, disciplined risk mindset, and strong attention to detail. Education * Bachelor’s degree or equivalent work experience Certifications * Series 7,63 Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent Minimal physical effort such as sitting, standing, and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders. Employer Rights: Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $225,000.00 USD Maximum: $250,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Analyst, Corporate & Investment Banking Global Trade & Working Capital Sales supports the senior Trade Finance bankers. They serve as first-line support to clients, other banks and internal clients to ensure transactions are completed, transfers are made on time and for all operational purposes. • Creates and ensures accuracy for various reports and the design and execution of new reports to meet changing or ad-hoc requirements., • Ensures the calculation of funding requirements and communication with relevant areas is completed and accurate., • Identifies any issues and implements necessary actions to resolve issues when necessary., • Acts as first-line support to clients, banks and internal clients., • Uses own discretion to resolve errors and disputes., • Coordinates with FO and Loan Operations to ensure all deals are correctly booked and independently identifying appropriate remedies where necessary., • Reviews all documentation for accuracy and completeness and determines appropriate remedial action when needed., • Provides guidance to the deal booking teams in Loan Operations for structured and/or non-standard transactions., • Ensures client folders are maintained with updated financials and legal documentation. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Bachelor's Degree or equivalent work experience: Business, Finance or equivalent field. - Required., • 1+ Years of Trade & Working Capital experience preferred, • Ability to multi-task and self-prioritize a heavy workload., • Strong analytical skills/financial acumen., • Demonstrates the ability to translate customer needs into marketable product features., • Excellent verbal, written, and interpersonal communication skills., • Ability to interact with integrity and a high level of professionalism with all levels of team members and management., • Demonstrated understanding of product development life cycle. Certifications: • No Certifications listed for this job. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $110,000.00 USD Maximum: $135,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Role Overview We are seeking a highly motivated Analyst to join the Corporate & Investment Banking Export & Agency Finance team, with a primary focus on Latin America and Multilateral Development Banks (MDBs). The role involves supporting the origination, structuring, and execution of financing solutions backed by Export Credit Agencies (ECAs) and Multilaterals across a range of sectors, including infrastructure, energy, and industrial projects. The Analyst will work closely with senior bankers, credit, risk, and legal teams to deliver tailored financing solutions to clients, including corporates, sovereigns, and public sector entities. Key Responsibilities • Support the origination and execution of Export & Agency Finance transactions in Latin America, • Assist in structuring financings supported by Export Credit Agencies (ECAs), Multilateral Development Banks (MDBs), and Development Finance Institutions (DFIs), • Develop and maintain financial models to evaluate transaction viability, optimize structuring, and support investment and credit decisions in project finance and structured lending, • Conduct credit analysis, including financial statement analysis, country risk, and counterparty risk assessment, • Prepare client presentations, credit memos, and internal approval materials, • Coordinate with internal stakeholders (Risk, Legal, Compliance, Syndications) to support deal execution, • Liaise with external stakeholders including ECAs, MDBs, borrowers, sponsors, and advisors, • Monitor market trends, regulatory developments, and opportunities in Latin America and across multilateral financing programs, • Support portfolio monitoring and ongoing transaction management What You Bring: Qualifications & Experience • Bachelor’s degree in Finance, Economics, Business, or a related field, • 1–3 years of experience in project finance, structured finance, investment banking, or corporate banking (internships considered), • Exposure to Export Credit Agencies (e.g., UKEF, Euler Hermes, SACE, US EXIM) or Multilateral institutions (e.g., World Bank, IFC, IDB) is a strong plus, • Experience or academic focus on Latin America markets preferred, • Solid understanding of structured finance and project finance fundamentals, • Strong quantitative and financial analysis capabilities, • Excellent written and verbal communication skills, • High attention to detail and strong organizational skills, • Ability to manage multiple workstreams in a fast-paced environment, • Proficiency in Excel and PowerPoint, • Fluency in Spanish and English required; Portuguese is a plus Certifications: • No Certifications listed for this job. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $110,000.00 USD Maximum: $135,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: You will serve as a structuring SME responsible for the origination of Supply Chain Finance transactions within the Corporate & Investment Bank, with focus on US and cross-border flows. The individual manages transactions from origination through execution and liaises with relationship managers on business plans. • Act as advisor, consultant, and first point of contact for clients seeking to optimize working capital across their supply chains through structured and platform-based SCF solutions., • Serves as SME for structuring & origination of Supply Chain Finance (SCF) solutions, • Responsible for end-to-end structuring, pricing and execution of SCF transactions, • Structuring includes bespoke solutions to accommodate specific working capital needs, for both US domiciled and offshore client relationships., • Development of internal network particularly in support areas critical to successfully execute deals - Legal, Risk & Business Committees, Compliance, Operations., • The role requires active portfolio management besides new origination to continue growing our existing book in terms of revenue and profitability., • Promotes and develops close relationship with Corporate Banking team to align growth strategy & business planning efforts. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Strong experience in trade finance, supply chain finance, working capital solutions., • Bachelor's Degree or equivalent work experience: Business, Finance or equivalent field, • 5+ years of relevant experience, including origination of new business, • Advanced knowledge of financial analysis, risk evaluation, legal documentation and familiarity with accounting considerations (i.e. IFRS and US-GAAP views to payables finance and receivables sales in particular), • Demonstrated ability to work independently and leverage professional relationships internally and externally, • Excellent business development and presentation skills, • Superior client relationship, marketing presentation and sales/closing skills, • Strong computer skills to include Microsoft Office (Word, PowerPoint and Excel) and ability to quickly learn new software and/or systems, • Ability to maintain and demonstrate high ethical standards and personal integrity to build credibility and trust while enhancing the organization’s reputation., • Ability to translate customer needs into marketable product features, • Self-starter: forward thinking, with a positive/can-do attitude, • Demonstrates the ability to create strategic plans and lay out a strategic course of action to drive future business growth for a specific product, • Understanding of SCF technology platforms and the role of digitalization in Trade and Working Capital Finance, • Experience negotiating and structuring legal documentation for SCF transactions, including receivables purchase and payables finance agreements, • Desirable, but not required:, • Knowledge of broader Trade Finance products (Documentary Trade, ECA, Structured Trade, Commodity Finance)., • Familiarity with ERP systems (SAP, Oracle) and integration of SCF platforms, • Additional languages (particularly Spanish)., • Experience working with SCF FinTech platforms or bank-led technology solutions, • Experience in syndication and distribution of trade assets Certifications: • No Certifications listed for this job. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $185,000.00 USD Maximum: $220,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Associate (Supervisor) – CIB Audit is an individual contributor responsible for executing audit testing across the Corporate & Investment Banking (CIB) portfolio, covering both Markets (Sales & Trading) and non-Markets businesses, including lending, risk, operations, and supporting functions. The Associate applies independent judgment in executing assigned audit procedures, identifying control weaknesses, and assessing risk, with work reviewed by a Sr. Supervisor or Audit Manager prior to finalization. The role requires a strong foundation in internal audit methodology and a developing understanding of CIB products and activities, including Equities, Fixed Income, Securitization, FX, Rates, Derivatives, Leveraged Finance, and related lending and trading businesses. Key Responsibilities * Execute audit testing and analysis for internal audit reviews covering CIB businesses, processes, and control environments. * Perform control design and operating effectiveness testing across moderate to high-complexity audit areas under the guidance of a Sr. Supervisor or Audit Manager. * Examine business records, transaction data, and supporting documentation to identify control gaps, issues, and risk exposures. * Apply independent judgment in assessing risks, documenting observations, and escalating issues as appropriate. * Prepare clear, well-supported audit workpapers in accordance with internal audit standards and methodology. * Participate in audit planning activities, including understanding process flows, identifying key risks, and assisting in the development of audit test steps. * Support post-audit follow-up testing to assess the adequacy and timeliness of management remediation efforts. * Assist in drafting audit observations and recommendations for review by the Sr. Supervisor or Audit Manager. * Develop and maintain an understanding of CIB products, processes, and regulatory expectations, with a focus on Markets activities. * Demonstrate commitment to professional development through training, on-the-job learning, and feedback incorporation. * Provide consistent, high-quality support to audit stakeholders while maintaining professionalism and objectivity. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Bachelor's Degree: Accounting, Finance, Business or equivalent field. - Required. * 3+ Years Audit or relevant experience. - Required. * 5+ Years Relevant experience. - Required. * Analytical and problem solving skills as well as the ability to work independently . * Technology and computer skills, with the ability to effectively use Microsoft Office (Word, Excel, Outlook, PowerPoint) . * Support audit execution through the use of data analytics, automation, and AI-enabled tools to analyze large datasets, identify control gaps, and enhance audit efficiency. * Detail oriented with organizational skills . * Verbal and written communication skills. * Time management skills and the ability to complete multiple projects simultaneously and in a timely manner. * Ability to work independently with limited supervision . * Solid diplomatic skills with the ability to resolve conflict in a civil manner . Certifications: Certifications are not required; progress toward or interest in professional certifications (e.g., CPA, CIA, CFA, FRM) is a plus. It Would Be Nice For You To Have: * Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. * Experience in Microsoft Office products. Locations: New York, NY Miami, FL Dallas, TX Boston, MA What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $76,875.00 USD Maximum: $130,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: This is a senior leadership role within Santander’s U.S. Corporate Investment Banking Structured Finance Credit Risk organization (2nd Line of Defense), responsible for shaping and overseeing the firm’s Project Finance (“PF”) and Renewable Energy Tax Equity risk agenda. The CIB Executive Director will act as a key decision-maker and trusted advisor to senior management, providing independent credit judgment on complex, high-profile transactions while influencing portfolio strategy, risk appetite, and underwriting standards across the platform. This position offers the opportunity to lead, build, and scale a critical risk function aligned to one of the most active sectors in the market—energy transition, infrastructure, and digital assets. The role carries significant credit approval authority and influence over transaction outcomes, with direct visibility to senior risk committees and executive leadership. The successful candidate will play a central role in ensuring that Santander continues to grow its PF franchise in a disciplined, risk-focused, and regulator-credible manner. The role will report directly to the Head of Structured Finance Credit Risk in the US and lead and further develop a high-performing team of credit risk professionals, with responsibility for strengthening the PF risk platform, enhancing underwriting standards, and scaling capabilities in line with business growth. This position offers continued technical development, increasing credit responsibility, and long-term growth within Santander’s risk organization. Coverage Areas: • Renewable Energy (Wind, Solar, Battery Storage), • Renewable Energy Tax Equity (including Tax Equity structures), • Liquefied Natural Gas (LNG), • Data Centers and Digital Infrastructure, • Midstream and downstream infrastructure Transaction Leadership & Independent Credit Decisioning • Provide independent approval, oversight, and effective challenge on all U.S. PF and Tax Equity transactions, including new originations, amendments, renewals, and restructurings., • Exercise sound credit judgment on complex structures, assessing financial models, contractual frameworks, and key risk mitigants., • Ensure underwriting reflects robust downside analysis, stress scenarios, and disciplined credit standards., • Shape and oversee the PF portfolio strategy, including sector focus, concentration management, and risk appetite calibration., • Monitor portfolio performance, including risk migration, stress sensitivities, and emerging vulnerabilities., • Ensure alignment of exposures across Banking Book frameworks with regulatory expectations., • Drive the ongoing development and enhancement of PF credit policies, underwriting standards, and risk frameworks., • Strengthen consistency and rigor across transactions, sectors, and business lines., • Oversee control frameworks, including issue identification, remediation, and testing effectiveness., • Serve as a senior representative in regulatory examinations, internal audits, and supervisory interactions., • Ensure exam readiness and timely remediation of findings and risk issues., • Maintain clear, defensible documentation and governance practices aligned with regulatory expectations., • Reinforce Santander’s reputation as a disciplined and credible PF lender., • Lead and develop a high-performing team, fostering strong technical skills and risk judgment., • Act as a subject matter expert on U.S. PF and Tax Equity risk ., • Partner with senior stakeholders across Risk, Front Office, and executive leadership to support disciplined growth and strategic decision-making., • Promote a culture of accountability, transparency, and effective challenge. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • ~10+ years of experience in Credit Risk, PF, Capital Markets, or Underwriting., • Extensive experience in U.S. PF credit risk within a regulated financial institution., • Proven track record in a 2nd Line of Defense or independent credit risk role., • Demonstrated ability to operate at a senior level, influencing stakeholders and challenging effectively., • Strong understanding of stress testing and capital considerations., • Experience with capital markets execution, including securitization and public take-outs., • Track record of regulatory engagement, exam management, and issue remediation., • Excellent judgment, communication skills, and executive presence. Certifications: • No Certifications listed for this job. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $205,000.00 USD Maximum: $270,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The CIB, Executive Assistant performs secretarial and administrative assignments of a confidential nature including, but not limited to, calendar management; scheduling meetings; booking meeting rooms; coordinating travel arrangements including booking travel tickets and settlement of related expenses. S/he also conducts administrative and office related project functions for multiple directors/managers and their teams. • Creates filing systems when needed and monitors efficiency, copies/collates complex materials., • Circulates presentation materials and other documents for meeting attendees as appropriate., • Takes and relays messages and appropriately escalates calls to the appropriate personnel., • Organizes and maintains diaries/calendars/schedules and maintain responsibility for scheduling appointments., • Drafts emails and other documentation as instructed for review by management., • Prepares purchase orders as required and obtains the appropriate approvals. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Bachelor's Degree or equivalent work experience: Business Administration or equivalent field. - Required., • 3+ Years Administrative support experience. - Required., • Excellent interpersonal, written and communication skills., • Ability to recognize sensitive material and maintain the utmost discretion and diplomacy with a high degree of confidentiality., • Polished executive assistant with professional maturity and previous corporate environment experience., • Ability to effectively interact with senior level management both internally and with external clients., • Demonstrated ability to work independently to establish priorities, multi-task, meet deadlines, strong organizational, time management and planning skills., • Ability to multi-task, react and think quickly., • Self-starter with strong sense of ownership and involvement., • Ability to seek clarification or assistance when needed., • Thorough knowledge of a variety of software programs (particularly Excel, Word, and PowerPoint)., • Demonstrated calendar management and scheduling., • Attention to detail and problem solving skills., • Continual attention to detail in composing, typing, and proofing materials, establishing priorities and meeting deadlines., • Demonstrated ability to organize, plan and develop multiple projects within time constraints to meet deadlines while staying within budget/guidelines., • Exceptional customer service skills., • High level of attention to detail and demonstrated problem solving skills. Approaching tasks from a positive perspective and with openness to change., • Ability to apply independent judgment when resolving routine enquiries., • Excellent interpersonal, written and communication skills. Ability to recognize sensitive material and maintain the utmost discretion and diplomacy with a high degree of confidentiality., • Requires professional demeanor at all times and must be flexible in a fast changing environment., • No Certifications listed for this job. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products including Teams; Concur T&E; Workday; CCure; Adobe and PowerPoint a plus. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $61,875.00 USD Maximum: $105,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Santander Corporate & Investment Banking is seeking a Vice President – Cash Management Sales to drive new business origination, revenue growth, and client expansion across a portfolio of multinational corporate clients. This is a front-office, revenue-generating role with direct accountability for individual sales targets, including revenue, deposit growth, and fee income. The role requires a strong hunter mentality, combined with the ability to deliver sophisticated, cross-border cash management and liquidity solutions. Key Responsibilities Sales Origination & Revenue Delivery • Own and deliver against annual sales targets, including revenue, deposits, and fee income, • Actively originate new business through prospecting, client outreach, and structured calling strategies, • Build and manage a robust, disciplined sales pipeline, including forecasting and conversion tracking, • Drive wallet share growth across existing clients while prioritizing new client acquisition, • Develop and execute strategic account plans aligned with client needs and market opportunities Client Coverage & Advisory • Build and maintain senior relationships with CFOs, Treasurers, and Treasury teams, • Act as a trusted advisor, delivering tailored solutions across payments, liquidity, and treasury services, • Identify opportunities to optimize client liquidity structures and operating models Solution Structuring & Execution • Structure and deliver integrated solutions including payments, liquidity, corporate cards, and digital banking platforms, • Lead transactions end-to-end, from origination through implementation, • Drive core deposit acquisition and optimize balance sheet contribution Cross-Functional & Global Collaboration • Partner with Coverage, Product, Risk, Legal, Compliance, and Operations to execute transactions, • Coordinate opportunities across Santander’s global network, • Support product commercialization, pricing strategy, and competitive positioning Market Intelligence & Growth • Maintain strong awareness of industry trends, payments innovation, and regulatory developments, • Provide client insights to support product development and strategic initiatives What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Qualifications • 7+ years of experience in Cash Management / Transaction Banking Sales covering multinational corporates, • Proven track record of meeting or exceeding sales and revenue targets, • Demonstrated ability to originate, structure, and close complex deals, • Strong expertise in payments, liquidity, and treasury solutions, • Solid understanding of commercial banking, trade finance, and risk frameworks Core Competencies • Sales & Origination Excellence, • Pipeline Management & Execution Discipline, • Client Advisory & Relationship Management, • Cross-Functional Leadership, • Strategic Thinking with Strong Execution Focus Preferred Qualifications • Fluency in Spanish strongly preferred, • Experience across U.S.–Asian - Latin America corridors Why Santander CIB • High-growth global transaction banking platform, • Direct ownership of client relationships and revenue generation, • Exposure to complex, cross-border transactions, • Collaborative, international environment Certifications: * No Certifications listed for this job. It Would Be Nice For You To Have: * Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. * Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $185,000.00 USD Maximum: $185,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Role Overview The Associate / VP, Corporate & Financial Sponsor Structuring will partner closely with Sales and Trading within Santander’s U.S. Corporate Investment Banking to originate, structure, and deliver differentiated Rates and FX solutions for Corporates, Financial Sponsors, and Project Finance clients in the US (working in collaboration with the global structuring hub). The role focuses on private-side solutions/structuring, developing new trade ideas, improving franchise quality, and enhancing scalability through automation and strong cross-functional coordination. Secondary product exposure may include commodities, equity, credit, and inflation as needed to support client objectives. Responsibilities * Work alongside Sales teams to build pipeline and improve the quality of the client franchise through differentiated trade ideas, structuring expertise in key areas, and automation of recurring processes. * Originate, design, price and deliver Rates and FX solutions tailored to client objectives * Participate in client calls and meetings related to structuring pitches to obtain first-hand feedback on product delivery, solution fit, and client interest; translate feedback into refinements of trade ideas and execution approach. * Maintain frequent interaction with internal stakeholders, including Trading, Banking, Financing teams, and XVA partners across geographies, to align on pricing, risk, documentation, execution, and delivery timelines. * Support structuring and execution topics including structured FX / FX options, deal-contingent Rates and FX, and Project Finance hedging requirements. * Lead or contribute to XVA and RWA optimization for collateralized and uncollateralized counterparties, incorporating specific CSAs and client requirements. * Pitch and Coordinate New Issue Swap, ensuring effective connectivity between client, trading, and operational stakeholders. * Contribute to new product development by identifying market needs, defining product requirements, partnering with risk/legal/operations on governance and documentation, and supporting go-to-market readiness. * Provide strong documentation and process discipline, including expertise and collaboration on ISDAs and CSAs, and awareness of Hedge Accounting under US GAAP considerations where relevant to client solutions. * Develop tools, analytics, and automation to improve speed-to-market for indicative pricing, scenario analysis, pitch materials, and recurring internal workflows. Qualifications Required * Previous experience and demonstrated success in a similar structuring/solutions role at an appropriate level, or prior experience in similar role (trading / sales / quant / XVA). * Strong Knowledge of Rates and Structured FX derivatives, with the ability to translate objectives into executable structures. * Proven ability to collaborate across teams. Desirable * Ability to code and automate processes; comfort building scalable tools to improve structuring delivery. * Experience with new product development; XVA and RWA optimization; New Issue Swap coordination; structured FX; deal-contingent Rates and FX; Project Finance hedging; ISDA/CSA documentation; Hedge Accounting under US GAAP. Education * Bachelor’s Degree (preferred degree: physics, computer science, math, engineering, finance) Certificates Series 7, 63, 79, SIE Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent Minimal physical effort such as sitting, standing, and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders. Employer Rights: Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $175,000.00 USD Maximum: $225,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Role Overview The Emerging Markets, Brazil Sales - Executive Director in Santander’s U.S. Corporate Investment Banking will be responsible for originating, developing, and managing senior institutional client relationships with a primary focus on Brazil. This individual will lead coverage of institutional clients including hedge funds, banks, asset managers, and other financial institutions, delivering cross-asset solutions across FX, rates, credit, and related Emerging Markets products. The role requires a senior sales professional with strong knowledge of the Brazilian market, deep client relationships, and the ability to partner across trading, structuring, banking, legal, compliance, and operations to provide thoughtful, commercially relevant solutions. Responsibilities * Lead institutional sales coverage for clients focused on Brazil, developing and expanding relationships across hedge funds, banks, asset managers, and other institutional accounts. * Originate new business opportunities and deepen existing client relationships to drive revenue growth across Emerging Markets products. * Provide clients with market color, trade ideas, and strategic insight related to Brazil macro trends, rates, FX, credit, and political and economic developments. * Partner closely with trading, structuring, financing, and banking teams to deliver coordinated cross-asset solutions tailored to client needs. * Identify client demand, anticipate market trends, and position the firm’s capabilities to capture new opportunities in Brazil-related markets. * Act as a senior point of contact for client coverage, ensuring strong execution, high-touch relationship management, and consistent follow-through. * Expand wallet share within existing accounts while building new relationships across targeted institutional investors. * Work across internal stakeholders to support client onboarding, documentation, approvals, and transaction execution. * Collaborate with legal, compliance, credit, and operations teams to ensure all business activity is conducted within regulatory and firm guidelines. * Mentor junior colleagues and contribute to team strategy, commercial discipline, and best practices across the platform. Qualifications * Significant experience in institutional sales within Global Markets, Sales and Trading, or Capital Markets, with direct coverage responsibility for Brazilian clients or Brazil-related products. * Strong product knowledge across FX, rates, credit, and broader Emerging Markets solutions. * Proven ability to build and monetize senior relationships with institutional investors including hedge funds, banks, and asset managers. * Strong understanding of the Brazilian macroeconomic, political, and market landscape, and the ability to translate developments into actionable client ideas. * Demonstrated success in revenue generation, client development, and opportunity sourcing within a fast-paced institutional sales environment. * Ability to work effectively across business lines and partner with trading, structuring, banking, legal, compliance, and operations teams. * Strong communication, presentation, and negotiation skills, with the ability to influence both clients and internal stakeholders. * Experience with client onboarding and trading documentation processes is preferred. * Portuguese is required, Spanish is a plus. Education * Bachelor’s degree required, preferably in Finance, Economics, Business, or a related field. Certificates: FINRA licenses What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $250,000.00 USD Maximum: $320,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Corporate Investment Banking (CIB) Market Risk is responsible for defining and establishing a Market Risk management framework for the Bank by coordinating the efforts of the Market Risk team. S/he ensures the accurate identification, calculation, analysis and reporting of market- and liquidity-risk metrics in order to support the decision-making process of senior management. The role also entails the definition and improvement of market risk policies and governance and ensures compliance of business lines of the Bank to said polices, consistent with regulatory guidance and expectations. The roles The responsibilities of the “CIB Head of Market Risk for Securitized Products Trading” (reporting to the US Head of CIB Market Risk/CRO of Santander Capital) include: • Market Risk Management for all securitized products trading in the US. Products include secondary trading of agency RMBS (passthroughs, CMOs), agency CMBS, non-agency products (ABS, RMBS, CMBS, CLOs) as well as whole loan trading and securitization., • Market Risk lead for the new CMBS conduit business., • Limit management including coordination of policy & procedure review as well as products onboarding., • Management of the risk infrastructure and systems supporting the securitized products., • Management of relationships with US and European regulators, • Management of large (regulatory) projects (e.g., FRTB), • Implementation of AI tools., • Additional responsibilities depending on the candidate’s experience and skill set. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Bachelor's Degree or equivalent work experience: Business, Finance, Management, or equivalent field. – Required. Graduate degree in a quantitative field preferred., • In-depth understanding of products and trading strategies across agency and non-agency securitized products, • Strong knowledge of prepayment and valuation methodologies for securitized products., • Ability to advise trading desks on risk taking/mitigation and (regulatory) capital usage, • Strong cross-functional expertise (e.g., market risk, finance, model risk management, technology), • Strong knowledge of regulatory standards and experience with market risk methodologies (e.g., VaR, ES, CCAR, stress testing), • Solid quantitative skills (e.g., statistics, probability theory, derivatives valuation) and basic programming skills (e.g., Python)., • Superior verbal and written communication skills including the ability to tailor a message to the relevant audience (e.g., trading desk, senior management, regulators, quantitative developers), • Experience in managing teams and proven people management skills, • No Certifications listed for this job. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $240,000.00 USD Maximum: $300,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Role Overview We are seeking an experienced and dynamic Institutional FX Sales, Executive Director to join our Institutional Sales team within the Global Markets division in the Corporate Investment Banking . The ideal candidate will have a strong understanding of FX markets and derivative products, a strong institutional client network, and a proven track record of growing an FX franchise. This role will focus on institutional client coverage related to the hedge funds client segment, with an emphasis on options and broader derivative solutions. The successful candidate will combine strong product expertise, excellent client relationship skills, and an operationally minded approach to delivering solutions and supporting franchise growth. Responsibilities * Build, maintain, and deepen relationships with institutional clients across the region. * Demonstrate a very strong understanding of FX Options and the associated risks. * Provide clients with timely and insightful market updates, trade ideas, and macroeconomic commentary to expand the FX franchise in the region. * Drive revenue growth by identifying new business opportunities and leveraging cross-selling opportunities within the Bank. * Collaborate with trading desks on hedging solutions. * Partner closely with Trading, Desk Strategists, and other Sales teams to deliver a seamless client experience. * Support an efficient and well-coordinated sales process through a strong operational mindset. * Ensure full adherence to internal policies, compliance and risk requirements, and regulatory frameworks. Qualifications * Bachelor’s degree and relevant work experience required. * 10+ years of FX Sales experience within a financial institution, with a focus on institutional clients, required. * Deep knowledge of FX products, including spot, forwards, NDFs, swaps, and options. * Strong client network and demonstrated ability to originate and manage institutional FX flows. * Experience covering institutional clients, including hedge funds, strongly preferred. * Strong understanding of macroeconomics and financial markets. * Proven ability to generate revenue and meet performance targets in a competitive and challenging environment. * Excellent communication, interpersonal, and negotiation skills. * Strong compliance mindset and understanding of global regulatory requirements. * Strong derivative product expertise and an operationally focused approach to client coverage and execution. Education Bachelor’s degree. FINRA Certificates. Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent Minimal physical effort such as sitting, standing, and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders. Employer Rights: Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $250,000.00 USD Maximum: $320,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Role Overview We are seeking an Agency MBS Investment Strategist, Vice President, to support market coverage, client engagement, and the development of actionable insights across the Agency MBS space within Santander’s U.S. Corporate Investment Banking. This role will work closely with internal partners and external clients, providing market intelligence, relative value analysis, and product insight to support investment discussions and client needs. Responsibilities * Cover the Agency MBS market, with a focus on pass-throughs, CMOs, and mortgage derivatives * Monitor these markets closely daily to assess relative value and changes in demand across asset classes * Analyze market data, trends, and client activity to develop actionable insights * Prepare reports, market updates, and written commentary for internal stakeholders and clients * Partner directly with clients to understand their needs and provide relevant market color and investment ideas * Translate client objectives and market developments into clear, tailored solutions * Collaborate with internal teams to support business development and client coverage efforts * Deliver presentations and communicate market views clearly and effectively to a range of audiences Qualifications * Strong understanding of Agency MBS products, including pass-throughs, CMOs, and mortgage derivatives * Excellent communication and interpersonal skills, including written, verbal, and presentation abilities * Strong selling skills and the ability to engage effectively with institutional clients * Strong analytical skills, with the ability to interpret data and translate them into relevant solutions * Commercial mindset with the ability to identify opportunities across changing market conditions * Highly motivated, ambitious, and entrepreneurial approach * Ability to work effectively in a fast-paced, client-oriented environment Education * Bachelor’s degree or equivalent experience * FINRA Series 7 and Series 63 Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent Minimal physical effort such as sitting, standing, and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders. Employer Rights: Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $225,000.00 USD Maximum: $250,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Santander Corporate Investment Bank (CIB) is seeking an experienced and driven Vice President to join its Consumer & Retail Investment Banking team in New York. The role offers the opportunity to play a key leadership role within a growing platform that combines the resources of a global institution with an entrepreneurial, hands-on culture. The Vice President will lead transaction execution across M&A, debt, and equity advisory and actively contribute to strategic dialogue with clients across the consumer and retail sectors This is a critical position for an individual looking to take on significant responsibility within a dynamic and high-growth coverage group that sits at the core of Santander’s North America CIB strategy The Difference You Make: As a Vice President in Investment Banking Coverage, you will play a key leadership role in the execution of complex transactions while developing relationships with key clients and driving new business opportunities Deal Execution & Project Management • Lead end-to-end execution of M&A, equity capital markets and debt capital markets transactions, • Manage cross-border transactions in close coordination with international colleagues in Europe and Latin America, • Coordinate the development of client deliverables, including detailed financial models, valuation analyses and marketing materials, • Serve as a trusted advisor to corporate and financial sponsor clients across the consumer and retail landscape, • Support Managing Directors in origination efforts through strategic idea generation, pitch development and market analysis, • Contribute to building long-term client relationships by delivering high-quality content and thoughtful, proactive insights, • Supervise and mentor Associates and Analysts, providing guidance on execution, modeling and presentation development, • Help shape the group’s culture through team-building, knowledge sharing and coaching, • Maintain deep familiarity with industry trends, sector dynamics and investor sentiment in the consumer and retail space, • Support thought leadership initiatives, including proprietary content development, client events and market briefings What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions • Bachelor’s degree from a leading academic institution; MBA or other advanced degree preferred but not required, • 7+ years of experience in investment banking; preference for prior experience in the consumer and / or retail sectors, • Strong transaction execution experience across M&A, ECM and DCM; cross-border experience is a plus, • Strong leadership, client relationship management, and negotiation skills, • Highly proficient in valuation, modeling and financial analysis, • Exceptional communication, presentation and client-facing skills, • Strong organizational and project management capabilities with the ability to manage multiple priorities under tight deadlines, • Manage projects independently and assume a high level of responsibility, • Assess and mitigate reputational, operational and credit risk What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $275,000.00 USD Maximum: $275,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Corporate Investment Banking (CIB) Finance Product Control Vice President manages and monitors large project or accounting processes within the accounting function. The incumbent provides subject matter expertise to leaders and business lines by providing guidance, interpretation, and communicating impact to business lines/accounting team. * Manages and monitors any large project or process implementation within the Finance function. * Shares accounting expertise with leaders and business lines by providing guidance, interpretation, and communication of policy and/or procedural changes and impact. * Directs and guides accounting teams by reviewing financial information, reporting, and disclosures. * Ensures compliance and regulatory standards are met within the department. * Researches and analyzes new products, systems, and/or best practices within the accounting function; proposes findings to CFO Director. * Monitors and analyzes department work to develop more efficient procedures and use of resources while maintaining a high level of accuracy. * Monitors and communicates accounting developments to the organization's operations, financials, and regulatory reporting to management. * Collaborates cross-functionally with all lines of businesses to facilitate and lead timely implementation and standardization of any new accounting requirements made to the existing accounting policies and procedures. * Collaborates with other finance department managers to support overall department goals and objectives. * Advises senior management on the best practices needed to meet defined goals and objectives. * Manages projects and initiatives as requested by senior management. * Establishes and maintains collaborative relationships with internal and external stakeholders. * Improves existing processes and practices within the Accounting department. * Represents the organization as a primary resource and subject matter expert for specific accounting projects, initiatives, and updates. * Coaches, reviews, and delegates work to junior professionals as needed. * CIB Pipeline Manager oversees the end-to-end flow of banking transactions, client onboarding, or technical projects, ensuring efficient delivery from initiation to completion. They act as a central coordinator between business lines, technology, and risk management to meet strategic goals, optimize workflows, and enhance the client experience. * Project and Workflow Management: Manage the lifecycle of banking products or client onboardings, tracking progress through structured project plans, ensuring adherence to timelines, and maintaining high-quality delivery. * Strategic Planning & Execution: Collaborate with senior leadership to implement business strategy, create operational workflows, and manage capacity, ensuring that new transactions are aligned with firm-wide goals. * Stakeholder Coordination & Escalation: Act as a central point of contact for internal teams (Relationship Management, Operations, Technology) and clients, handling escalations regarding delays or service issues. * Risk and Compliance Control: Ensure all deals or operational processes meet regulatory, security, and internal risk standards, including developing controls to maintain compliance. * Data Analytics and Reporting: Provide metrics on pipeline performance, portfolio analytics, and progress reports to leadership to drive decision-making. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Bachelor's Degree: Accounting, Finance, Business Administration or equivalent field. - Required. * Master's Degree: Accounting, Finance, Business Administration, or equivalent field. - Preferred. * 3+ Years Accounting, Finance, Business Administration or similar field within the Banking or Financial Services Industry - Required. * Advanced accounting practices and procedures, including US GAAP/IFRS and regulatory reporting standards. . * Ability to lead, influence and direct peers, subordinates and management. * Ability to make effective decision making on complex matters. * Ability to convey a sense or urgency and drive . * Ability to multi-task and meet strict deadlines. * Ability to handle conflict resolution with other groups (e.g. business units) outside of Corporate Accounting to ensure appropriate accounting guidance is followed. * Ability to adjust to new developments/changing circumstances. * Ability to interact with senior level management; experience interfacing with multiple levels of the organizational structure. * Ability to maintain and report on confidential information in an appropriate manner. * Strong interpersonal, supervisory, and customer service skills required. * Strong attention to details and can analyze information quickly. * Self-directed, self-motivated and demonstrated experience providing ideas and solutions to further business understanding. * Excellent written and oral communication skills. * Excellent analytical, organizational and project management skills. * Results oriented; ability to work efficiently and meet strict reporting deadlines. Certifications: * CPA : (Certified Public Accountant) - Desirable It Would Be Nice For You To Have: * Experience in Corporate and Investment banking, Operations, or Product Control within financial services * Experience in Microsoft Office products. * Skills: Strong analytical and organizational abilities, proficiency in data analysis, and experience with CRM or project management tools. * Communication: Ability to influence stakeholders without authority and articulate strategic goals to various teams. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $145,000.00 USD Maximum: $195,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Direct responsibility under the supervision of the Corporate & Investment Banking Head of Trade Select for the origination, structuring and execution of mandates obtained for Global Transaction Banking Trade products. • Identify opportunities and successfully sell innovative GTB solutions to new-to-bank clients., • This initiative will target the expansion of Santander’s portfolio of clients in the US and will be part of GTB’s Trade Origination Team, • Act as BOTH the banker and product specialist for products under the GTB scope, • Act as advisor, consultant, and first point of contact for clients’ ongoing GTB needs, • Manage client journey from sales through implementation, and act as escalation point of contact, • Manage all aspects of the relationship between Santander and its clients including but not limited to managing the application and allocation of the bank’s credit risk appetite, • Achieve business through developing new relationships and by maintaining and enhancing those revenue streams as manage the portfolio going forward, • Adherence to internal processes to ensure control and transparency over sales activity What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Minimum of 5 years’ experience in Trade Finance & Working Capital sales to Corporates and/or experience in client relationship management & development of new to bank relationships, • Deep understanding of Working Capital and Trade Finance products (Receivables, SCF, Structured Trade, Letters of Credit)., • Bachelor's Degree or equivalent work experience: Business, Finance or equivalent field., • Ideally exposure to CIB / Commercial Banking and ability to interface with corporate clients at strategic levels., • Advanced knowledge of financial analysis, risk evaluation, loan documentation., • Perform first line of defense role for the bank across all risks: Financial/ Credit, Legal, Reputational, Regulatory, Compliance, etc., • Demonstrated ability to work independently and leverage professional relationships internally and externally., • Superior client relationship, marketing presentation and sales/closing skills., • Strong presentation & communication skills to articulate solutions clearly to corporate clients and internal stakeholders., • Ability to maintain and demonstrate high ethical standards and personal integrity to build credibility and trust while enhancing the organization’s reputation., • A self-starter with a forward-thinking mindset and a positive, proactive attitude., • Demonstrates the ability to create strategic plans and lay out a strategic course of action to drive future business growth for a specific product., • Fluent in Spanish preferred but not required., • Computer skills to include Microsoft Office (Word, PowerPoint and Excel) and ability to quickly learn new software and or systems. Certifications: • No Certifications listed for this job. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $185,000.00 USD Maximum: $220,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Role Overview We are seeking an Associate / VP level Securitized Products Trader to join the Securitized Products team. This individual will support the trading, risk management, and market-making of securitized products, while contributing to client engagement and broader platform growth. The role requires strong market judgment, product knowledge, and interpersonal skills, with the ability to work effectively across trading, sales, research, and structuring. Responsibilities * Support trading and market-making across securitized products * Monitor market developments, relative value opportunities, and sector trends to inform trading decisions * Manage risk and contribute to positioning, portfolio analysis, and inventory management * Partner with sales to identify client demand, communicate market color, and execute trading ideas * Work closely with research, structuring and other trading desks to evaluate opportunities across the securitized products platform * Build and maintain strong relationships with internal stakeholders and external market participants * Contribute to the development of trading strategy and franchise growth within securitized products trading Qualifications * Experience in fixed income, structured products, or securitized markets * Strong interpersonal and communication skills, with the ability to collaborate effectively across teams and interact confidently with clients and counterparties * Strong securitized products experience required * Preferred backgrounds include securitized products trading, securitized products sales, or rating agency analyst * Strong analytical skills and familiarity with collateral, deal structures, and market dynamics * Demonstrated interest in markets, trading, and risk management * Experience with Intex, Bloomberg a plus * Strong Microsoft Excel skills required, programming ability a plus * Ability to synthesize quantitative and qualitative information quickly and make sound decisions in a fast-paced environment * High attention to detail and strong commercial judgment Education * Bachelor’s degree or equivalent experience Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent Minimal physical effort such as sitting, standing, and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders. Employer Rights: Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $225,000.00 USD Maximum: $250,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Executive Director, CIB IT – Front Office Rates & Credit, is responsible for defining and executing the technology strategy supporting the Rates and Credit trading businesses. This role partners directly with Front Office leadership to deliver technology capabilities that drive revenue growth, enhance client offering, and enable new product development. Operating at the intersection of trading, risk, and technology, the incumbent leads the evolution of low-latency, high-performance platforms supporting pricing, execution, and real-time risk. The role combines strategic leadership, deep technical expertise, and strong business engagement to ensure platform resiliency, scalability, and competitive advantage in global markets. Key Responsibilities: Strategic Technology Leadership • Partner with Rates & Credit business heads to define and execute the technolgy strategy and roadmap aligned with business growth and market expansion, • Influence investment decisions and prioritize the technology book of work across front-office platforms, • Drive innovation and modernization initiatives across trading systems and architecture Front Office Platform Ownership & Excellence • Own the end-to-end delivery of front-office trading platforms, including pricing, execution, and risk systems, • Ensure platforms are robust, scalable, low-latency, and highly resilient in a real-time trading environment, • Lead integration and optimization of ION platforms and other vendor/in-house systems, • Oversee market data, pricing engines, and trade lifecycle flows across Rates and Credit products Technical Leadership & Architecture • Drive target-state architecture, ensuring alignment with enterprise standards while meeting front-office performance demands, • Promote modern engineering practices (API-driven architecture, event-based systems, DevOps), • Partner with Quant and Risk teams to enhance pricing models and analytics capabilities Platform Resiliency & Risk Management • Ensure strong operational stability, resiliency, and control frameworks, • Lead incident, problem, and change management in a mission-critical trading environment, • Maintain compliance with regulatory, audit, and risk requirements Global Team Leadership & Delivery • Lead, mentor, and scale a globally distributed technology organization, • Foster a culture of engineering excellence, accountability, and continuous improvement, • Manage large-scale delivery programs across multiple applications and teams What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: • Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required, • Master's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Preferred Qualifications: • 12+ Years Experience in field or similar industry - Required., • Significant experience in Financial Services technology, with a strong focus on Front Office / Global Markets (Rates & Credit), • Proven track record in a senior technology leadership role (ED level or equivalent), • Deep understanding of Rates and/or Credit products (IR derivatives, bonds, CDS, structured products), • Strong experience with front-office trading systems, pricing, and real-time risk, • Hands-on experience with ION platforms or equivalent vendor systems, • Demonstrated experience delivering large-scale, complex technology ecosystems (architecture through production), • Strong background in low-latency, high-throughput systems and distributed architectures, • Proven ability to lead transformation and modernization programs, • Experience managing budgets, priorities, and investment decisions Leadership & Competencies: • Strong ability to influence senior stakeholders and build trusted partnerships with Front Office leadership, • Demonstrated people leadership, with experience managing global teams, • Ability to operate in an environment with rapidly changing priorities and high pressure, • Strong problem-solving skills with ability to translate business needs into technology solutions, • Clear communicator across technical and non-technical audiences, • Strong awareness of regulatory, risk, and control frameworks It Would Be Nice For You To Have: • Experience with electronic trading and algorithmic platforms, • Exposure to quantitative models and pricing libraries, • Experience with cloud adoption in trading environments, • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $220,000.00 USD Maximum: $275,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The CIB, Analyst/Associate, Strategy + Business Development (SCIB) partners closely with senior stakeholders to drive strategic planning, business development initiatives, client and market analytics, pipeline and coverage optimization and creation of high-impact materials for senior executives and stakeholders. The ideal candidate is highly analytical, detail-oriented and comfortable operating in a fast-paced environment. This role has multiple openings spanning key business areas, including Global Banking Client Coverage (Corporate Banking and Lending) across our three core client segments—Corporates, Financial Sponsors, and Financial Institutions—as well as M&A and Investment Banking. * Supports the development and execution of strategic initiatives within Global Banking, including coverage strategy, wallet sizing, targeting and competitive intelligence. * Analyzes client revenue opportunities, sector trends, and product penetration to inform prioritization of BD efforts. * Builds and maintains business development dashboards and KPIs (pipeline, wins/losses, client activity, cross-sell, coverage effectiveness). * Coordinates with partners across Investment Banking and Corporate Banking to support origination priorities, internal planning, and go-to-market initiatives. * Conducts company and industry research leveraging FactSet / Capital IQ / Bloomberg and internal data to support targeting and client development. * Uses Dealogic to track market activity, league tables, transaction comparables, and competitive positioning. * Analyzes trends in investment banking products and capital markets activity (e.g., M&A, ECM, DCM, Leveraged Finance, Structured Products). * Produce high-quality PowerPoint presentations and materials for senior management: strategy readouts, BD reviews, client meeting prep, performance reporting, and quarterly/annual planning decks. * Create polished client-facing and internal messaging: talking points, one-pagers, market snapshots, and competitive summaries. * Ensure presentations reflect strong storyline, consistent formatting, and executive-ready conclusions. * Maintains and enhances internal databases/trackers for client activity, pipeline, and performance metrics. * Improves efficiency through Excel automation, templates, and repeatable processes; identify opportunities to streamline recurring reporting. * Applies AI tools to accelerate research, summarize market developments, draft outlines, and improve workflow What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Bachelor's Degree or equivalent work experience: in Finance, Accounting, Business Administration or equivalent field - Required. * 2+ Years Experience as an analyst in investment banking, corporate banking, strategy and business development or consulting - Required. * Advanced proficiency in Microsoft Excel (modeling, pivot tables, lookups, scenario analysis, clean data structures; VBA a plus)- Required * Advanced proficiency in PowerPoint (executive story lining, charting, formatting, slide design discipline)- Required * Strong working knowledge of corporate and investment banking products * Experience with Dealogic, Factset/CapitalIQ, and/or Bloomberg * Proficiency with AI tools for productivity and analysis * Fluency in written and spoken English Certifications: * No Certifications listed for this job. It Would Be Nice For You To Have: * Experience building BI-style dashboards or automated reporting * Familiarity with CRM tools (e.g. Salesforce, DealCloud) and managing a deal pipeline * Spanish language skills are a plus, but not required. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $125,000.00 USD Maximum: $165,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Santander Corporate & Investment Banking is seeking an Analyst to support the Structured Finance business with a focus on strategy, business development support, market intelligence, and transaction analytics. The Analyst will partner with senior originators and product team members to help drive pipeline management, competitive positioning, and high-quality client and internal materials. This is a product-focused structured finance role with an emphasis on lending / structured lending solutions and related analytics. • Pipeline & BD support: Maintain structured finance pipeline, prepare summaries for senior management, and support opportunity prioritization, client targeting, and sector activity monitoring., • Market & competitor intelligence: Track structured finance market activity (pricing/terms, structures, competitors, league tables, relevant comparables) using Infralogic and other sources; synthesize key takeaways., • Business Performance: P&L, balance sheet, distribution activity, and RWA/capital analysis and forecasting, partnering closely with product teams and support areas to deliver integrated analysis and actionable insights., • Strategic Planning: Develop and maintain forward-looking strategic plan across the business and product portfolios, delivering rigorous analysis and clearly defined strategic levers to achieve growth and performance objectives., • Presentation materials: Build polished presentation materials, capability decks, and internal readouts; ensure accuracy, clean storylines, and executive-ready formatting., • Process improvement: Improve recurring reporting and content production through templates, automation, and the thoughtful use of AI tools. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • 2+ years of experience in structured finance, project/infrastructure finance, leveraged/structured lending, credit, capital markets analytics, or a closely related banking role; or 2+ years of experience in a business development, strategy or finance role at an investment bank., • Bachelor’s degree required., • Advanced Excel skills., • Strong PowerPoint skills., • Working knowledge of structured finance and lending concepts (capital structure, credit metrics, pricing/terms, documentation mechanics at a high level)., • Hands-on experience with: Dealogic/Infralogic, FactSet and/or Capital IQ, and Bloomberg., • No Certifications listed for this job. It Would Be Nice For You To Have: • Exposure to structured finance subsectors (e.g., infrastructure, renewables, transportation, digital infrastructure, fund finance, asset-based/structured lending)., • Experience with internal banking processes (credit approval support, diligence tracking, coordination across risk/credit, legal, syndications/capital markets partners)., • Power Query / Power Pivot, basic VBA, or other productivity enhancements., • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $90,000.00 USD Maximum: $125,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Vice President - Product Control, Market Risk – Corporate and Investment Banking (CIB) role is responsible for risk analysis and independent oversight of market data quality certification used for market risk metrics and reporting. The analyst is responsible for all aspects of market data quality including compliance with requirements of regulators and internal control and will recommend opportunities and proposed resolutions for improved efficiency, effectiveness, and/or risk reduction for the department. The Vice President - Product Control, Market Risk – Corporate and Investment Banking (CIB) should have the technical skill to create market data time series and historical reconstruction. The analyst is responsible for reviewing, analyzing, and/or evaluating the Company's market data management that renders risk-based processing and reporting to reduce operating losses and maintain maximum protection of the organization's assets, products, and services. The analyst will recommend opportunities and propose resolutions for improved efficiency, effectiveness, and/or risk reduction for pricing and reporting. • EOD certification process occurs daily from 3 to 8 PM, • Morning hours are dedicated to market data maintenance and data quality check, • Perform daily review, maintenance, and certification of market data accuracy, • Analyze, maintain, and build history for market data proxy used for VAR reporting., • Review market data and static data configuration in multiple platforms., • Liaise with multiple teams to implement and resolve market data discrepancies., • Monitor and manage risk/exposure and compliance with the company's policies., • Identify, manage, and report on daily market data process and workflow., • Quantitative support to the different participants of market data development process., • Activities may include quantitative analysis, risk identification and remediation., • Oversee and ensure the development and implementation of short-term projects., • Organize and implement upgrades in Risk System with the support teams and Methodology., • Perform test on systems in order to improve efficiency in analyzing the reports for risk metrics. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Experience in valuation of financial products and / or market risk management (FX, Rates, Bonds, Equities, CDS, Convertibles, Fixed Income Structured products (RMBS, CMO, MBS, CLO,…)., • Experience in knowledge of market products, obtaining inputs for valuation and market information systems (Bloomberg, Reuters, ICE, Market, etc.)., • Development of analysis tools and prototypes for defined market data feed (mainly in VBA or Python)., • Bachelor's degree (or equivalent) in Economics, Mathematics, Physics, Engineering, or a related field., • Knowledge in market data and financial products., • Strong Excel, Excel VBA and Python a must, • Knowledge in external vendor tools as Murex and Asset Control will be a plus., • No Certifications listed for this job. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $190,000.00 USD Maximum: $245,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Executive Director, Credit Risk (2nd Line of Defense) – Commercial Real Estate (CRE) is responsible for providing independent, credible, and effective challenge over U.S. Commercial Real Estate credit risk across both the Banking Book and Trading Book, consistent with supervisory expectations for risk governance, risk appetite adherence, and independent oversight. The role ensures that CRE credit risks are identified, measured, monitored, controlled, and escalated in line with the firm’s risk appetite, internal credit policies, and applicable U.S. regulatory requirements. The position partners closely with the 1st Line of Defense and Front Office, while maintaining clear independence, and serves as a key point of accountability for exam readiness, issue remediation, and portfolio transparency. The role requires experience with Credit, Warehouse, and Acquisition facilities supporting Real Estate investment funds. This role requires a seasoned, regulator-credible CRE risk executive with deep U.S. market expertise, sound judgment under stress, and the stature to represent the firm confidently in front of senior management and supervisors. Independent Risk Oversight & Effective Challenge • Provide independent review, approval, and challenge of all U.S. CRE credit exposures, including new transactions, amendments, renewals, and restructurings., • Ensure underwriting decisions reflect conservative downside analysis, credible stress scenarios, and compliance with established credit standards., • Oversee adherence to the firm’s CRE risk appetite, including limits on concentrations, leverage, asset classes, sponsors, and markets., • Conduct and oversee ongoing portfolio monitoring, including risk migration, stress sensitivity, and early warning indicators., • Participate in the development, maintenance, and enhancement of CRE credit policies, underwriting standards, and procedures, ensuring alignment with regulatory guidance and supervisory expectations., • Oversee the design and effectiveness of internal controls, including testing, issue tracking, and remediation., • Serve as a senior risk representative in regulatory examinations, internal audits, and supervisory reviews related to CRE credit risk., • Ensure timely remediation of regulatory findings, audit issues, and risk events., • Produce and oversee clear, accurate, and decision-useful risk reporting for senior management, risk committees, and regulators., • Function as a subject matter expert on U.S. CRE credit risk and regulatory expectations., • Promote a strong risk culture, reinforcing accountability, transparency, and independent challenge., • Provide leadership, guidance, and mentorship to credit risk professionals within the CRE risk organization. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • At least 10 years within Risk Management, Credit Risk, Capital Markets, or Commercial Real Estate Underwriting., • Extensive experience in U.S. Commercial Real Estate credit underwriting and risk management, within a large regulated financial institution., • Demonstrated senior experience in a 2nd Line of Defense, independent credit risk, or regulatory-facing role., • Strong understanding of Banking Book and Trading Book credit risk frameworks, including stress testing, capital considerations, and valuation risk., • Proven expertise in CRE capital markets, including securitization, warehouse/repo lending, and fund-level facilities., • Track record of effective regulatory interaction, issue management, and exam readiness., • No Certifications listed for this job. It Would Be Nice For You To Have: • Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education., • Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $205,000.00 USD Maximum: $270,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Associate Supports the distribution and execution of Investment Grade credit products to a broad institutional client base, including asset managers, insurance companies, and financial institutions within Santander’s U.S. Corporate Investment Banking. Contributes to client coverage, market execution, and business development efforts in alignment with the firm’s strategic objectives. * Support the Institutional Credit Sales team across key offices, including New York, Chicago, Los Angeles, and Boston. * Partner with sales professionals to manage day-to-day client activity and deliver timely market color and execution support. * Enhance processes related to the dissemination of desk axes, leveraging available technology to improve efficiency and client reach. * Monitor market trends, credit developments, and macroeconomic factors to provide relevant and timely insights to clients. * Contribute to the development and strengthening of client relationships, supporting broader franchise growth initiatives. * Collaborate with Research to generate actionable trade ideas and relative value opportunities. * Coordinate with Syndicate on primary market transactions, including new issue execution and distribution. * Work closely with Debt Capital Markets to support liability management exercises, including debt tenders and exchanges. We anticipate this role will quickly evolve into independent account/client coverage What You Bring: We are looking for a highly motivated and detail-oriented sales assistant to join our Investment Grade Institutional Sales team. * Bachelor’s degree with 2–4 years of relevant experience in financial services or capital markets. * Highly motivated, proactive, and results-driven professional with a strong work ethic. * Advanced proficiency in Microsoft Office Suite, with familiarity and practical understanding of AI-driven tools and applications. * Strong analytical and problem-solving capabilities, with the ability to synthesize complex information into actionable insights. * Excellent communication, presentation, and public speaking skills, with the ability to effectively engage diverse audiences. Certifications: Series 7 Diversity & EEO Statements: At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent Minimal physical effort such as sitting, standing, and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders. Employer Rights: Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $175,000.00 USD Maximum: $225,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The CIB, Structured Finance & Advisory - Analyst researches, analyzes, and prepares support documents and client presentation materials as requested by the team and management. Essential Functions/Responsibility Statements: • Create, modify or otherwise utilize financial models, and produce detailed analysis, in support of the group’s origination, execution and portfolio activities., • Lead or support the production of credit applications and memos, offering memoranda and engagement letters., • Research/analyze industries and market data., • Support and lead certain aspects of transaction execution, coordinating the underwriting process, due diligence, documentation and interface with other areas (credit, syndication other products involved)., • Support in the structuring of the transaction: review of the key features of the financing strategy and any financial documentation, • Operate within compliance parameters and demonstrate sound business judgement, • Support marketing and origination of new transactions by preparing pitch books and marketing materials and attending client meetings with senior colleagues., • Collaborate and coordinate with other departments and develop internal network to enhance effectiveness., • Develop and maintain expertise in primary sectors covered by the Structured Finance team including helping develop ideas and related content, • Support underwriting and structuring of new infrastructure and real assets transactions, including new originations, refinancings, extensions, upsizes, consents, and amendments., • May work in financing and advisory verticals across energy, digital, infrastructure, funds finance, and commercial real estate. Asset classes may include but not limited to solar, onshore and offshore wind, transmission, BESS, fuels, LNG, midstream, data centers, fiber / telecommunication, transportation, and social infrastructure. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • Bachelor's Degree or equivalent work experience: Business or equivalent field. - Required., • Ability to be flexible, adapt to changing priorities and prioritize deadlines., • Ability to manage and uphold departmental standards., • Process-oriented, detailed and strong aesthetic sensibility., • Advanced in Microsoft Office applications (Word, Excel) with ability to learn new software(s)., • Proven ability work collaboratively in a team environment., • Strong verbal and written communication skills, organizational skills and project management skills., • This position is designed for a highly motivated professional who thrives in a fast-paced, client-facing investment banking environment and demonstrates strong judgment, ownership, and commitment to Santander’s risk culture., • Bachelor’s degree or equivalent: in Finance, Business or equivalent degree. 1+ Years Finance, Business or related field/sector - Preferred. Certifications: Registration for FINRA SIE must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted. • Registration for FINRA Series 79 must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted., • Registration for FINRA Series 63 must be completed within 90 days of hire date if it is not available for transfer upon hire. FINRA recognized equivalents will be accepted., • This position is subject to FINRA Background Screening Requirements, including successful completion and clearing of a background check. Internal transfers are subject to comply with 17 CFR 240.17f-2 of the Securities Exchange Act of 1934 and FINRA Bylaws, Article III, Section 3, which states that Associated Persons should not be subject to statutory disqualification. Successful candidates must also meet ongoing regulatory requirements including additional screening and are required to report certain incidents. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $110,000.00 USD Maximum: $135,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. ___ Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ___ to discuss your needs.

Overview Coordinates and provides high quality nursing care to Hospice patients and families consistent with Hospice Care philosophy, policy, goals and objectives, and Standards of Nursing Practice. Works under moderate supervision. SCHEDULE: Admissions RNs can work either 7.25, 4.50, or 21.75 hours per week (1-3 shifts). Number of hours worked, as well as specific days worked can vary week to week. • Assesses the physical, social, psychological, living conditions and pastoral care needs of the patient/family through professional knowledge and skills of observation, interviewing and physical examination on an ongoing basis., • Establishes and revises, as necessary, the nursing component of the patient/family plan of care based on goals mutually acceptable to the patient/family and significant others and makes referrals to other services, as necessary., • Coordinates implements and evaluates the effectiveness and outcome of the care plan by ongoing assessment, planning, coordination, counseling, teaching and supervision., • Travels to patients’ homes and/or other facilities with varying environments (e.g., elevated buildings, walk-ups, care facilities, single/multiple family homes, presence of pets, etc.) using approved transportation options to deliver direct care to the patient., • Transports and utilizes required medical equipment and supplies using VNS Health designated/supplied carrying case weighing approximately 25 – 30 lbs. to and from patient homes/care facilities, VNS Health offices and other locations., • Provides nursing care in accordance with Agency policies, practices, procedures and Standards of Nursing Practice, which may require standing, stooping, sitting, crouching, bending and stretching to deliver patient care., • Assists patients with activities of daily living, which may require positioning, moving, transferring and lifting patients of varying weights and physical conditions, with and without assistance and as appropriate, from family members and/or paraprofessionals., • Visits clients every two weeks to assess the clients’ condition and update the plan of treatment., • Monitors the effect of the plan of cares on the patient/family and informs physician and other personnel of changes in the patient's needs., • Manages a caseload of patients., • Provides nursing care services and initiates appropriate preventive and rehabilitative nursing procedures., • Participates in interdisciplinary team meetings., • Appraises care provided and revises the goals and approaches to patient/family care in coordination with the interdisciplinary team., • In coordination with the interdisciplinary team, assesses the family's needs during the bereavement period and provides ongoing counseling with referral to community resources, as appropriate., • Initiates and maintains written (including clinical and progress notes) and verbal communications to assure optimal patient care., • Understands and interprets Hospice Care reimbursement policy and determines the billing source for patient care., • Maintains productivity sufficient to meet Hospice goals., • Participates in the orientation of new staff., • Orients, instructs and supervises License Practical Nurses, paraprofessional staff and volunteers., • Consults with and educates the client and family regarding the disease process, self-care techniques, and prevention strategies., • Performs established work procedures in relation to Region/Program workflow., • Understands and interprets the Hospice philosophy and responsibility to other health professionals, laymen and community., • Assumes responsibility for professional growth., • Evaluates conformance of the inpatient facility in carrying out the interdisciplinary team's plan of care for select patients, when assigned., • Participates in special projects and performs other duties as assigned. Qualifications Licenses and Certifications: License and current registration to practice as a Registered Professional Nurse in New York State required Education: Associate's Degree in Nursing, with at least one year of experience as a full-time staff nurse in a medical-surgical nursing area or other clinical healthcare experience required or Bachelor's Degree in Nursing from a State-approved diploma program required Work Experience: Minimum of one year of clinical nursing experience including at least six months of Hospice, or Med/Surg or ICU or Emergency Department or Home care, Palliative Care, Oncology or Long Term Care experience required Demonstrated computer skills may be required based on operational needs Pay Range USD $118,942.00 - USD $152,717.00 /Yr. About Us VNS Health is one of the nation’s largest nonprofit home and community-based health care organizations. Innovating in health care for more than 130 years, our commitment to health and well-being is what drives us — we help people live, age and heal where they feel most comfortable, in their own homes, connected to their family and community. On any given day, more than 10,000 VNS Health team members deliver compassionate care, unparalleled expertise and 24/7 solutions and resources to the more than 43,000 “neighbors” who look to us for care. Powered and informed by data analytics that are unmatched in the home and community-health industry, VNS Health offers a full range of health care services, solutions and health plans designed to simplify the health care experience and meet the diverse and complex needs of the communities and people we serve in New York and beyond.

Overview Provides social work services to patients and families in collaboration with the health care team consistent with VNS Home Care policies. Works under general supervision. • Assesses clients and/or family psychosocial status, social work needs and living conditions utilizing professional knowledge, skills of observations and interviewing skills., • Establishes the social work component of the patient/family plan of care based on goals mutually acceptable to the client, family and significant others. Makes referrals to other community services, as necessary., • Travels to patients’ homes and/or other facilities with varying environments (e.g., elevated buildings, walk-ups, care facilities, single/multiple family homes, presence of pets, etc.) using approved transportation options to deliver direct service to the client., • Provides psychosocial work services to patient and/or family, including short-term individual counseling, community resource planning, and crisis intervention. Responds to emergent psychosocial patient and family needs, as requested., • Provides advocacy to patient and/or family, e.g., assistance in obtaining entitlements and community services., • Provides social work services in accordance with VNS Health policies, practices, procedures and Standards of Social Work Practice, which may require standing, stooping, sitting, crouching, bending and stretching to deliver patient care, as needed., • Initiates and maintains verbal and written communication according to VNS Home Care policy, including the preparation of clinical and progress notes, to ensure optimal quality care., • Manages social work planning for a caseload of patients prescribed by the physician and other team members from assessment to discharge. Maintains productivity sufficient to meet program goals., • Assists the physician and other team members in understanding the significant social and emotional factors related to the patient’s health problems., • Participates in the development of treatment plans and revises the goals as needed. Coordinates approaches to patient and/or family care with other team members., • Consults with and educates the patient and family regarding the treatment plan, self-care techniques and prevention strategies., • Utilizes appropriate community resources and serves as a liaison between VNS Health and other community agencies., • Participates in discharge planning., • Assumes responsibility for continued professional growth, such as in-service programs., • Transports and utilizes VNS Health designated/supplied carrying case weighing up to 30 lbs. (as needed) to and from patient homes/care facilities, VNS Health offices and other locations., • Acts as a resource to VNS Health staff., • Participates in special projects and performs other duties as assigned. Qualifications Licenses and Certifications: Current registration to practice as a Licensed Social Worker in New York State required or Current registration to practice as a Licensed Clinical Social Worker (LCSW) in New York State required Valid driver's license required for all areas outside of Manhattan Education: Master's Degree in Social Work after successfully completing a prescribed course of study at a graduate school of Social Work accredited by the Council on Social Work Education and the Education Dept. and who is certified or licensed by the Education Dept to practice Social Work in New York State required Work Experience: Minimum of one year of social work experience in a health care setting required Chinese-speaking or Spanish-speaking skills are preferred Pay Range USD $70,200.00 - USD $87,700.00 /Yr. About Us VNS Health is one of the nation’s largest nonprofit home and community-based health care organizations. Innovating in health care for more than 130 years, our commitment to health and well-being is what drives us — we help people live, age and heal where they feel most comfortable, in their own homes, connected to their family and community. On any given day, more than 10,000 VNS Health team members deliver compassionate care, unparalleled expertise and 24/7 solutions and resources to the more than 43,000 “neighbors” who look to us for care. Powered and informed by data analytics that are unmatched in the home and community-health industry, VNS Health offers a full range of health care services, solutions and health plans designed to simplify the health care experience and meet the diverse and complex needs of the communities and people we serve in New York and beyond.

Overview Provides social work services to patients and families in collaboration with the health care team consistent with VNS Home Care policies. Works under general supervision. • Assesses clients and/or family psychosocial status, social work needs and living conditions utilizing professional knowledge, skills of observations and interviewing skills., • Establishes the social work component of the patient/family plan of care based on goals mutually acceptable to the client, family and significant others. Makes referrals to other community services, as necessary., • Travels to patients’ homes and/or other facilities with varying environments (e.g., elevated buildings, walk-ups, care facilities, single/multiple family homes, presence of pets, etc.) using approved transportation options to deliver direct service to the client., • Provides psychosocial work services to patient and/or family, including short-term individual counseling, community resource planning, and crisis intervention. Responds to emergent psychosocial patient and family needs, as requested., • Provides advocacy to patient and/or family, e.g., assistance in obtaining entitlements and community services., • Provides social work services in accordance with VNS Health policies, practices, procedures and Standards of Social Work Practice, which may require standing, stooping, sitting, crouching, bending and stretching to deliver patient care, as needed., • Initiates and maintains verbal and written communication according to VNS Home Care policy, including the preparation of clinical and progress notes, to ensure optimal quality care., • Manages social work planning for a caseload of patients prescribed by the physician and other team members from assessment to discharge. Maintains productivity sufficient to meet program goals., • Assists the physician and other team members in understanding the significant social and emotional factors related to the patient’s health problems., • Participates in the development of treatment plans and revises the goals as needed. Coordinates approaches to patient and/or family care with other team members., • Consults with and educates the patient and family regarding the treatment plan, self-care techniques and prevention strategies., • Utilizes appropriate community resources and serves as a liaison between VNS Health and other community agencies., • Participates in discharge planning., • Assumes responsibility for continued professional growth, such as in-service programs., • Transports and utilizes VNS Health designated/supplied carrying case weighing up to 30 lbs. (as needed) to and from patient homes/care facilities, VNS Health offices and other locations., • Acts as a resource to VNS Health staff., • Participates in special projects and performs other duties as assigned. Qualifications Licenses and Certifications: Current registration to practice as a Licensed Social Worker in New York State required or Current registration to practice as a Licensed Clinical Social Worker (LCSW) in New York State required Valid driver's license required for all areas outside of Manhattan Education: Master's Degree in Social Work after successfully completing a prescribed course of study at a graduate school of Social Work accredited by the Council on Social Work Education and the Education Dept. and who is certified or licensed by the Education Dept to practice Social Work in New York State required Work Experience: Minimum of one year of social work experience in a health care setting required Spanish-speaking skills are preferred Pay Range USD $70,200.00 - USD $87,700.00 /Yr. About Us VNS Health is one of the nation’s largest nonprofit home and community-based health care organizations. Innovating in health care for more than 130 years, our commitment to health and well-being is what drives us — we help people live, age and heal where they feel most comfortable, in their own homes, connected to their family and community. On any given day, more than 10,000 VNS Health team members deliver compassionate care, unparalleled expertise and 24/7 solutions and resources to the more than 43,000 “neighbors” who look to us for care. Powered and informed by data analytics that are unmatched in the home and community-health industry, VNS Health offers a full range of health care services, solutions and health plans designed to simplify the health care experience and meet the diverse and complex needs of the communities and people we serve in New York and beyond.

Overview Provides high quality comprehensive nursing care to meet the needs of the patient/client and manages/coordinates the delivery of cost effective multidisciplinary health care services for a caseload of patients/clients consistent with VNS Health philosophy, policy, goals and objectives, and Standards of Nursing Practice. Works under moderate supervision. Licenses and Certifications: License and current registration to practice as a registered professional nurse in New York State Required and Valid driver's license or NYS Non-Driver photo ID card, as determined by operational/regional needs. Required Education: Degree in Nursing from an approved program required Work Experience: Minimum of one year of experience in a medical/surgical environment. preferred Pay Range USD $118,942.00 - USD $152,717.00 /Yr. About Us VNS Health is one of the nation’s largest nonprofit home and community-based health care organizations. Innovating in health care for more than 130 years, our commitment to health and well-being is what drives us — we help people live, age and heal where they feel most comfortable, in their own homes, connected to their family and community. On any given day, more than 10,000 VNS Health team members deliver compassionate care, unparalleled expertise and 24/7 solutions and resources to the more than 43,000 “neighbors” who look to us for care. Powered and informed by data analytics that are unmatched in the home and community-health industry, VNS Health offers a full range of health care services, solutions and health plans designed to simplify the health care experience and meet the diverse and complex needs of the communities and people we serve in New York and beyond.

Are you looking to Optimize your life? Start your exciting path to a rewarding career today! We are Optimum, a leader in the fast-paced world of connectivity, and we're seeking driven and enthusiastic professionals to join our team, empower lives, fuel businesses, and drive innovation. Connectivity is now longer a luxury, but a necessity. A career at Optimum means you'll be enabling progress and enhancing lives by providing reliable, high-speed connectivity solutions that keep the world connected. Our successes, now and in the future, are powered by our amazing product, a commitment to our people and culture, and the connections we make in our communities. If you are resourceful, collaborative, and passionate about delivering consistent excellence, Optimum is for you! In the Direct Sales Representative role, you will be part of one of the most dynamic sales departments in the company. As a valued member of the Optimum door-to-door team, you will work in the ever-changing consumer landscape. Every day will be different, every interaction will be unique, and you will have the opportunity to provide our valued customers with a memorable experience, guiding them through our full suite of Optimum products and services, such as high-speed internet, advanced TV, mobile, and voice technologies, ensuring that their solution, best fits their needs. Our culture of excellence provides a pathway to success as local leaders and peers, will support your personal and professional growth by cultivating the skills needed to achieve sales targets, allowing you to be a successful earner in our lucrative compensation plan. • Customized Solutions: Be a telecom wizard! Dive into the unique needs of each customer, crafting tailored telecom packages that leave them speechless with satisfaction., • Product Knowledge: Stay ahead of the curve by staying up to date with the latest offerings, pricing plans, and technological wizardry. You're the walking encyclopedia of telecom goodness!, • Sales Pitch: Become a master of persuasion selling in the field. Showcase the unparalleled advantages of our products and services, effortlessly addressing customer concerns and objections., • Closing Deals: You're not just a salesperson; you're a deal-making maestro. Skillfully negotiate and close sales agreements, ensuring customers are thrilled and locked in for life., • Documentation: Your attention to detail is impeccable. Complete all paperwork, contracts, and sales reports with precision, ensuring we have everything we need for smooth sailing., • Relationship Building: You're not just closing deals; you're opening doors to lasting connections. Provide exceptional post-sales support and assistance, turning customers into lifelong advocates., • Team Collaboration: Teamwork makes the dream work. Collaborate, share insights, and create strategies with your fellow sales dynamos to conquer collective goals., • Targets and Quotas: You're driven by success. Consistently meet or surpass monthly sales targets and quotas, showing your unwavering commitment to personal and team triumph., • High school diploma or equivalent is necessary., • Effective communication, negotiation, and problem-solving skills., • Self-motivator with a knack for working independently., • Proficient computer and technical skills, that help support the best customer solutions., • Reliable personal vehicle (where applicable), valid driver license, car insurance, and a satisfactory driving record., • Must possess and maintain a valid driver’s license in good standing within the state of current residence., • Physical Abilities: Work environment includes sitting, standing, and walking., • Bilingual preferred to support effective communication with diverse employee and/or customer populations., • Sales-centric mindset: A genuine passion for delivering exceptional sales results by achieving sales targets. Ability to empathize with customers, understand their needs, and provide tailored solutions. Strong interpersonal and communication skills to build rapport and establish trust., • Extensive product knowledge: Deep understanding of mobile and fixed-line products and services. Stay current with industry trends, technological advancements, and competitive offerings. Ability to translate technical information into easily understandable terms for customers., • Unlimited earning potential: Base pay + Uncapped Commission structure, • Comprehensive training: We'll equip you with the knowledge you need to succeed., • Top-notch benefits: Medical, Dental & Vision Insurance from day one., • Time to relax: Enjoy paid vacation and sick pay., • Incentives galore: Dive into our Sales Incentive and Bonus programs for additional earning opportunities, • Invest in yourself: We offer tuition reimbursement and employee referral earning opportunities., • Stay connected: Discounted TV/Internet/Phone Employee product benefits.[1], • Secure your future: Contribute to a 401(k) with company-matched funds. At Optimum, every action and interaction we take part in, is driven by our three Guiding Principles: Do What’s Right, Drive One Optimum, and Make It Happen. These aren’t just words, they help us build trust, create real community, and embrace new ways of thinking. Our employees are empowered to do the right thing for our customers and co-workers and to recognize and reward these behaviors when we see them. It’s all part of the bigger picture of “Be The Difference” where each employee knows they have the power to enact real change, share new ideas, and understand that learning never stops. If you have the drive to succeed and are ready to embark on a thrilling career, seize this opportunity today, and join our winning team. Together, we'll shape the future of connectivity. All job descriptions and required skills, qualifications and responsibilities for a particular position are subject to modification by the Company from time to time, in the Company’s discretion based on business necessity. We are an Equal Opportunity Employer committed to recruiting, hiring and promoting qualified people of all backgrounds regardless of gender, race, color, creed, national origin, religion, age, marital status, pregnancy, physical or mental disability, sexual orientation, gender identity, military or veteran status, or any other basis protected by federal, state, or local law. The Company collects personal information about its applicants for employment that may include personal identifiers, professional or employment related information, photos, education information and/or protected classifications under federal and state law. This information is collected for employment purposes, including identification, work authorization, FCRA-compliant background screening, human resource administration and compliance with federal, state and local law. Applicants for employment with The Company will never be asked to provide money (even if reimbursable) as part of the job application or hiring process. Please review our ___ for further details. The pay range is $95,000.00 - $125,000.00/ year (which includes base plus estimated average annual commissions). Base salary at time of hire: $45,000, plus commissions. Commissions are estimated and not guaranteed. Earning potential varies based on individual sales performance and are subject to the terms of applicable commission plan(s). We appreciate your interest in this opportunity. Applicants must be authorized to work for ANY employer in the U.S. Please note that at this time, we do not provide visa sponsorship for employment.

Are you looking to Optimize your life? Start your exciting path to a rewarding career today! We are Optimum, a leader in the fast-paced world of connectivity, and we're seeking driven and enthusiastic professionals to join our team, empower lives, fuel businesses, and drive innovation. Connectivity is now longer a luxury, but a necessity. A career at Optimum means you'll be enabling progress and enhancing lives by providing reliable, high-speed connectivity solutions that keep the world connected. Our successes, now and in the future, are powered by our amazing product, a commitment to our people and culture, and the connections we make in our communities. If you are resourceful, collaborative, and passionate about delivering consistent excellence, Optimum is for you! In the Direct Sales Representative role, you will be part of one of the most dynamic sales departments in the company. As a valued member of the Optimum door-to-door team, you will work in the ever-changing consumer landscape. Every day will be different, every interaction will be unique, and you will have the opportunity to provide our valued customers with a memorable experience, guiding them through our full suite of Optimum products and services, such as high-speed internet, advanced TV, mobile, and voice technologies, ensuring that their solution, best fits their needs. Our culture of excellence provides a pathway to success as local leaders and peers, will support your personal and professional growth by cultivating the skills needed to achieve sales targets, allowing you to be a successful earner in our lucrative compensation plan. • Customized Solutions: Be a telecom wizard! Dive into the unique needs of each customer, crafting tailored telecom packages that leave them speechless with satisfaction., • Product Knowledge: Stay ahead of the curve by staying up to date with the latest offerings, pricing plans, and technological wizardry. You're the walking encyclopedia of telecom goodness!, • Sales Pitch: Become a master of persuasion selling in the field. Showcase the unparalleled advantages of our products and services, effortlessly addressing customer concerns and objections., • Closing Deals: You're not just a salesperson; you're a deal-making maestro. Skillfully negotiate and close sales agreements, ensuring customers are thrilled and locked in for life., • Documentation: Your attention to detail is impeccable. Complete all paperwork, contracts, and sales reports with precision, ensuring we have everything we need for smooth sailing., • Relationship Building: You're not just closing deals; you're opening doors to lasting connections. Provide exceptional post-sales support and assistance, turning customers into lifelong advocates., • Team Collaboration: Teamwork makes the dream work. Collaborate, share insights, and create strategies with your fellow sales dynamos to conquer collective goals., • Targets and Quotas: You're driven by success. Consistently meet or surpass monthly sales targets and quotas, showing your unwavering commitment to personal and team triumph., • High school diploma or equivalent is necessary., • Effective communication, negotiation, and problem-solving skills., • Self-motivator with a knack for working independently., • Proficient computer and technical skills, that help support the best customer solutions., • Reliable personal vehicle (where applicable), valid driver license, car insurance, and a satisfactory driving record., • Must possess and maintain a valid driver’s license in good standing within the state of current residence., • Physical Abilities: Work environment includes sitting, standing, and walking., • Bilingual preferred to support effective communication with diverse employee and/or customer populations., • Sales-centric mindset: A genuine passion for delivering exceptional sales results by achieving sales targets. Ability to empathize with customers, understand their needs, and provide tailored solutions. Strong interpersonal and communication skills to build rapport and establish trust., • Extensive product knowledge: Deep understanding of mobile and fixed-line products and services. Stay current with industry trends, technological advancements, and competitive offerings. Ability to translate technical information into easily understandable terms for customers., • Unlimited earning potential: Base pay + Uncapped Commission structure, • Comprehensive training: We'll equip you with the knowledge you need to succeed., • Top-notch benefits: Medical, Dental & Vision Insurance from day one., • Time to relax: Enjoy paid vacation and sick pay., • Incentives galore: Dive into our Sales Incentive and Bonus programs for additional earning opportunities, • Invest in yourself: We offer tuition reimbursement and employee referral earning opportunities., • Stay connected: Discounted TV/Internet/Phone Employee product benefits.[1], • Secure your future: Contribute to a 401(k) with company-matched funds. At Optimum, every action and interaction we take part in, is driven by our three Guiding Principles: Do What’s Right, Drive One Optimum, and Make It Happen. These aren’t just words, they help us build trust, create real community, and embrace new ways of thinking. Our employees are empowered to do the right thing for our customers and co-workers and to recognize and reward these behaviors when we see them. It’s all part of the bigger picture of “Be The Difference” where each employee knows they have the power to enact real change, share new ideas, and understand that learning never stops. If you have the drive to succeed and are ready to embark on a thrilling career, seize this opportunity today, and join our winning team. Together, we'll shape the future of connectivity. All job descriptions and required skills, qualifications and responsibilities for a particular position are subject to modification by the Company from time to time, in the Company’s discretion based on business necessity. We are an Equal Opportunity Employer committed to recruiting, hiring and promoting qualified people of all backgrounds regardless of gender, race, color, creed, national origin, religion, age, marital status, pregnancy, physical or mental disability, sexual orientation, gender identity, military or veteran status, or any other basis protected by federal, state, or local law. The Company collects personal information about its applicants for employment that may include personal identifiers, professional or employment related information, photos, education information and/or protected classifications under federal and state law. This information is collected for employment purposes, including identification, work authorization, FCRA-compliant background screening, human resource administration and compliance with federal, state and local law. Applicants for employment with The Company will never be asked to provide money (even if reimbursable) as part of the job application or hiring process. Please review our ___ for further details. The pay range is $95,000.00 - $125,000.00/ year (which includes base plus estimated average annual commissions). Base salary at time of hire: $45,000, plus commissions. Commissions are estimated and not guaranteed. Earning potential varies based on individual sales performance and are subject to the terms of applicable commission plan(s). We appreciate your interest in this opportunity. Applicants must be authorized to work for ANY employer in the U.S. Please note that at this time, we do not provide visa sponsorship for employment.