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EXL (NASDAQ: EXLS) is a global data and artificial intelligence ("AI") company that offers services and solutions to reinvent client business models, drive better outcomes and unlock growth with speed. EXL harnesses the power of data, AI, and deep industry knowledge to transform businesses, including the world’s leading corporations in industries including insurance, healthcare, banking and financial services, media and retail, among others. EXL was founded in 1999 with the core values of innovation, collaboration, excellence, integrity and respect. We are headquartered in New York and have more than 60,000 employees spanning six continents. For more information, visit . Role: QA Manager – Credit Risk Decisioning BU/Segment: Banking / Analytics Location: Halifax, United Kingdom (Flexible hybrid working) Employment Type: Umbrella Contract (Inside IR35) to start ASAP We are seeking an accomplished QA Manager to lead the quality assurance and testing of complex credit risk decisioning programmes within the retail banking domain. In this senior role, you will define and execute the end-to-end QA strategy, ensuring that all credit risk systems and processes meet the highest standards of quality, compliance, and performance. You will collaborate closely with delivery, business, and technology teams to validate decisioning logic, drive agile testing practices, and ensure alignment with business objectives and regulatory requirements. This position offers an exciting opportunity to influence large-scale transformation programmes, lead high-performing QA teams, and drive continuous improvement within a dynamic, fast-paced, and highly regulated environment. As part of your duties, you will be responsible for: • Develop and own the QA strategy and framework for credit risk decisioning systems and processes., • Lead test planning, execution, and automation, ensuring quality, compliance, and audit readiness., • Collaborate with delivery, business, and technology teams to validate solutions and ensure alignment with business intent., • Drive agile testing practices, including continuous integration, test automation, and iterative validation., • Oversee defect management, risk assessment, and root cause analysis to uphold quality standards and delivery timelines., • Mentor and guide QA teams to adopt best practices, fostering a culture of continuous improvement and delivery excellence. Qualifications and experience we consider to be essential for the role: • Proven experience in retail banking, with a solid understanding of credit risk strategies and decisioning logic., • Ability to interpret and validate decisioning rules against business and compliance requirements., • Strong hands-on experience in SAS programming for data validation, test data creation, and analysis., • Proficiency in Excel and QA/testing tools; experience in test automation and CI/CD environments., • Demonstrated success managing large-scale QA programmes with multiple stakeholders., • Excellent stakeholder management, communication, and leadership skills. Skills and Personal attributes we would like to have: • Experience testing credit risk systems or supporting strategy optimisation initiatives., • Advanced SAS programming skills for testing and data validation., • Prior QA leadership experience within major retail banks., • Professional certifications such as ISTQB, Agile, or Project Management (e.g. PMP, PRINCE2). To be considered for this role, you must already be eligible to work in the United Kingdom.

With 22 million digitally active customers and a tech transformation underway, were not tinkering at the edges. Were reinventing how banking and finance works and as a Technology Engineering Graduate, youll be right at the heart of it. Were one of the biggest investors in technology, putting up to £3bn a year into new tools, apps, platforms and new ways of working. Weve set ourselves the challenge of building banking thats safer, smarter, and simpler for everyone. This is where theory meets action. You wont just code youll create, test and deploy solutions that millions rely on every day. Youll focus on engineering, development, and deployment the practical build of the solutions that bring ideas to life. One important note: if your passion lies in AI and machine learning, this isnt the scheme for you. Those roles sit within our Data Science and AI Graduate Scheme. Two years. Real impact Aligned to one platform (like Cloud Services or Digital Banking) for two years, youll rotate across feature teams to see the whole software development life cycle. Expect hands-on experience in: Software Engineering coding in Java, Python, C#, JavaScript, Kotlin, Swift. DevOps building pipelines and automating releases. Quality Assurance testing, refining and improving customer journeys. This isnt work experience. This is work that matters - from improving mobile banking journeys to strengthening customer security and delivering value to millions every day. What your work could look like Building new app features. Automating processes to save thousands of hours. Engineering the cloud infrastructure that keeps us running. Stress-testing customer journeys. Collaborating on solutions that make banking safer and simpler. The skills youll master By the end of the scheme, youll be: Engineering-ready skilled in coding, testing, and delivering at pace. Cloud-certified with industry-recognised accreditations such as GCP. Agile-minded comfortable working in sprints, squads and labs. Customer-focused building tech that meets real needs. Collaboration-driven experienced in cross-functional teamwork. Along the way, youll take part in hackathons (sponsored by the likes of Google and Microsoft), showcase your skills at awards, and even help shape the future of the scheme itself through graduate feedback and innovation challenges. Support to succeed Youll get: In-house training on Engineering the Lloyds Way. A buddy and experienced mentors to guide you through. Agile learning culture with access to Viva Learning, Learning Management Systems and on-demand courses. Networking opportunities with colleagues across the Group. It all adds up to targeted training that matches your platform and role, helping you build expertise from day one. Benefits We also offer a wide-ranging benefits package, which includes: A generous pension contribution of up to 15% An annual bonus award, subject to Group performance Share schemes including free shares Benefits you can adapt to your lifestyle, such as discounted shopping 28 days holiday, with bank holidays on top A range of wellbeing initiatives and generous parental leave policies Requirements What you need to apply While we do not require a set minimum degree achievement, we strongly recommend the ability to be able to demonstrate sound knowledge, understanding and technical skills aligned to the role. Some aspects of this will be assessed through the application process. Knowledge of at least one modern programming language or framework. A genuine passion for technology and the drive to keep learning. We are unable to offer sponsorship for this programme and you must have full, unlimited right to work in the UK. Locations Bristol, Edinburgh, Halifax, Leeds, London and Manchester. With our hybrid working policy, all colleagues spend at least two days a week in the office. Opening and Closing date Applications for the Technology Engineering Graduate Scheme will open on 24th September 2025. Our graduate schemes may close early if we receive a high number of applications, so its best to apply as soon as possible. How to apply Our application process is designed to help you shine. We want everyone to feel they belong and can be their best, regardless of background, identity, or culture. At Lloyds Banking Group, we're driven by a clear purpose; to help Britainprosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together were building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. TPBN1_UKTJ

Trainee Mortgage & Protection Adviser Brighouse, Nr Halifax £25,000 - £30,000 Salary + Bonuses - Realistic OTE £40,000+ in your first year ( £50,000pa there after) An award winning Mortgage And Insurance Broker with offices in Wolverhampton and Portsmouth and Halifax has an exciting opportunity for a Trainee Financial Protection Adviser. The firm is expanding its Advice team at its Brighouse offices and is looking for trainee protection advisers as part of this expansion. Previous experience in Banking, Sales, Customer Services or Hospitality and also possessing CeMAP would be advantageous, but not essential. You will benefit from the support of the management and administration teams and on going training. You will end up with the industry recognised Mortgage Advice qualifications. In return you will receive a salary of £25,000 plus bonuses and benefits package which add up to a very realistic first year On Target Income of £40,000+, which will rise to £50,000 in your second year. For more information on this position please forward your CV to Douglas McDougall. ...

A leading banking and financial services company in the UK seeks senior engineers to design and develop robust software solutions. Candidates should have strong Java skills, experience with RESTful APIs, and familiarity with both frontend frameworks and cloud platforms.

Be among the first 25 applicants.This range is provided by Lloyds Banking Group.Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.Halifax, Bristol, Edinburgh, Manchester.Our work style is hybrid, which involves spending at least two days per week,

A leading banking institution in Halifax is seeking a Senior Software Engineer to lead technical development and team management.Responsibilities include enhancing software solutions, engaging in code reviews, and mentoring early career engineers.The ideal candidate has experience in JAVA and agile