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  • Credit Analyst
    Credit Analyst
    il y a 1 jour
    Temps plein
    London

    About the job Job Title: Credit Analyst Department: Credit and Risk Location: London, Paddington Office based Hybrid or Remote: Office based (full time) Type: Permanent Job Purpose This is a core role within Winyield’s credit and risk function, responsible for the assessment, monitoring, and governance of both consumer and business lending exposures. The Credit Analyst will play a central role in designing and operating disciplined underwriting processes, maintaining robust credit policies, and supporting the responsible scaling of Winyield’s lending activities. The role requires a strong understanding of UK consumer credit standards alongside experience assessing small business and SME credit risk. The Credit Analyst will work closely with senior management, operations, product, and technology teams to ensure credit decisions are consistent, well-documented, and embedded into scalable systems and controls. Key Responsibilities Credit Analysis and Underwriting • Assess the underwriting rules for consumer and business credit applications using financial, behavioural, and affordability data, • Perform affordability assessments, income verification, cash flow analysis, and stress testing in line with UK responsible lending standards, • Apply and continuously refine credit policies, decision frameworks, and eligibility criteria, • Produce clear, consistent, and well-documented credit rationales suitable for internal review, audit, and regulatory scrutiny Automation, Data, and AI-driven Underwriting • Support the design and implementation of automated underwriting workflows for consumer and business lending, • Work with product and technology teams to translate credit policies into system-based rules, decision engines, and AI-assisted models, • Help define controls, monitoring, and explainability requirements for automated and AI-supported credit decisions, • Review model outputs, exceptions, and overrides to ensure outcomes remain consistent with policy and risk appetite Investment memo and portfolio analysis • Build investment memo on new portfolio and origination opportunities with the required loan tape analysis Policies, Governance, and Controls • Maintain and update credit policies, underwriting manuals, and procedural documentation, • Ensure strong governance around credit decisioning, overrides, and exceptions, • Support internal reviews, audits, and information requests with accurate and complete documentation, • Contribute to the ongoing development of compliant customer journeys from a credit risk perspective Cross-functional Collaboration • Work closely with operations and collections teams to ensure alignment between underwriting assumptions and real-world outcomes, • Support senior management with credit reporting, portfolio analysis, and ad-hoc risk assessments, • Contribute to strategic initiatives aimed at scaling WinYield’s lending platform in a controlled and compliant manner Requirements • Minimum 4 years of experience in credit analysis, underwriting, or credit risk, • Demonstrable experience with UK consumer and SME credit, including affordability assessments and responsible lending principles, • Strong understanding of credit governance, documentation standards, and auditability, • Exposure to automated or AI-supported underwriting systems, • Strong analytical skills and attention to detail, with sound credit judgement, • Comfortable working with data, codes, and internal risk dashboards What We Offer • Competitive compensation, • The opportunity to play a foundational role in a fast growing lending fintech company., • Close collaboration with senior leadership and influence over credit strategy and framework design, • A high-accountability, intellectually rigorous working environment based in London How to Apply Submit an application by 31 January 2026

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  • Software Engineer
    Software Engineer
    il y a 1 mois
    £41700–£44350 par an
    Temps plein
    London

    Overview: London Recruitment Services is currently recruiting on behalf of our client, a dynamic and fast-growing technology solution provider based in London, for the position of Software Engineer. This role is ideal for a highly skilled and technically proficient individual with strong leadership capabilities and a deep understanding of IT systems & infrastructure. You will work closely with our technical leads and product teams to build robust solutions that support the company’s long-term growth. The Role As a Software Engineer, you will play a key role in designing, developing, and maintaining high-quality software applications. You will work closely with our technical leads and product teams to build robust solutions that support the company’s long-term growth. This role is eligible for sponsorship under the Skilled Worker Visa (SOC 2136 – Programmers and Software Development Professionals). Key Responsibilities • Develop, test, and maintain high-quality software solutions., • Write clean, efficient, and well-documented code., • Contribute to system and application design, architecture, and planning., • Debug, diagnose, and resolve software defects and performance issues., • Collaborate with cross-functional teams including product managers, designers, and QA engineers., • Participate in code reviews and ensure development best practices., • Support continual improvement in development processes and tools. Essential Skills & Experience • Strong programming experience in at least one major language (e.g., Java, Python, C#, JavaScript, Go, or similar)., • Experience with software development lifecycle (SDLC) methodologies., • Knowledge of databases (SQL or NoSQL)., • Understanding of version control (e.g., Git)., • Ability to solve complex technical problems and think analytically., • Good communication skills and ability to work in a team environment. Desirable Skills • Experience with cloud platforms (AWS, Azure, or GCP)., • Familiarity with microservices, containerisation (Docker, Kubernetes)., • Front-end experience (React, Angular, Vue) or mobile development., • Experience working in an Agile environment. Benefits: • Competitive salary aligned with experience and visa requirement, • Visa sponsorship and compliance support, • Opportunity to work in a fast-growing technology environment, • Long-term career growth within the business support function Application Deadline: Applications will be evaluated continuously as they are received. Please ensure your submission by 20th December 2025 How to Apply: Interested candidates should apply through Job Today or send their CV and a short cover letter. Please note: Only shortlisted applicants will be contacted

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  • Recruitment Consultant
    Recruitment Consultant
    il y a 2 mois
    £28000–£38000 par an
    Temps plein
    Bromley

    Join a boutique recruitment partner, supplying permanent and freelance professionals to top-tier residential and commercial contractors, leading M&E firms, civil engineering companies, and fit-out specialists. We are now looking for a driven Recruitment Consultant to join our industry-recognised team. Renowned for delivering a first-class service backed by in-depth industry knowledge, we take pride in offering a quality-over-quantity approach to recruitment. Soft Landing – This is a warm desk opportunity with access to live roles and long-standing client relationships. You’ll be recruiting across a wide range of White-Collar M&E roles, including but not limited to: M&E roles covered by the Recruitment Consultant includes – Contract Managers, Construction Managers, Estimators, Quantity Surveyors, Engineers, Project Managers, Site Managers, Supervisors, Technical Managers and Commercial Managers etc. With over 30 years of industry presence, you’ll be leveraging a well-established reputation, industry-leading tools, and a loyal client base comprising specialist contractors, SMEs, and major consultancies—empowering you to build a profitable desk from day one. What We Offer • A supportive, professional working environment, • Competitive basic salary: £30,000 – £40,000 (flexible depending on experience), • Guaranteed earnings during your transition period, • Uncapped commission structure (up to 30% of billed revenue), • Excellent company benefits, • Clearly defined career development path, • To be considered, you must have proven recruitment consultant experience within the UK construction industry. Established in 1980, join a trusted resourcing specialist across the Development, Building Design, Building Services, and Building Contracting sectors. Our experienced team sources and headhunts top talent across executive leadership, design, pre-construction, project delivery, and engineering roles. We are only able to respond to Candidates who have AGENCY RECRUITMENT Industry Experience. If you have not heard from us within one week, please assume you have not been selected for an interview. Rec2 Recruitment Ltd is acting as an Employment Agency in relation to this vacancy. Rec2 Recruitment specifically focuses on the placement of experienced Recruitment Professionals into the Built Environment, Engineering, and Energy sectors conversation. This vacancy is for a permanent, full-time role based in the UK. Applicants must have independent legal authorisation to live and work in the UK.

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  • Project Manager
    Project Manager
    il y a 2 mois
    £42000–£45000 par an
    Temps plein
    London

    We are Sky House Construction Limited, opening great career development opportunities to talented individuals who are eager to build up their professional experience, believe in the company vision, and are ready to work hard to make it come true. We currently have a position available for a Site Manager working alongside the construction team. You would be assisting with our current projects that are mostly small to medium scale houses renovations & extensions. -Start Date: ASAP -Duration: FULL TIME Essential criteria: • Excellent organisational & team management skills, experienced in delivering demanding build programmes, • Driven and determined to succeed, • Good communicator, customer-focused, upholding quality brand reputation, • Sound working knowledge of health & safety requirements and practices, • Language: English - Greek (required) Main Responsibilities: • Overseeing of all projects, from start through to completion, and report directly to the Director, • Assist in the liaison with customers, architects, and engineers on all aspects of construction projects, • Lead weekly progress meetings and producing the required timeline of works/action points, • Identify materials, workforce, tools etc needed for the project phases and arrange purchases and deliveries accordingly, • Timely support and advice in the selection of finishes that require the customers’ involvement, so that ordering and delivery don't create disruption and delays in the progress of the projects, • Assist in the overall follow up of the sub contractor's monthly progress, • Deal with sub-contractors and suppliers to solve and unblock any issue related to delays, amendment of orders and other delivery issues, • Assist in the monitoring and advising of the workforce on all aspects of the build, • Constantly monitor the expenditure per each activity, material, labour and finishing, so to keep the budget in check, • Lead weekly progress meetings and producing the required timeline of works/action points, • Assist in managing the Health and Safety on project sites The successful applicant will receive: • Salary dependent upon experience, • Private health insurance, • 20 days holiday, • Job Types: Full-time, Contract, • Salary: £42.000.00-£45,000.00 per year Schedule: • 8 hour shift, • Work Location: In person, • Job Type: Full-time, • Pay: £42,000.00-£45,000.00 per year Benefits: • Company pension, • On-site parking, • Work from home, • Schedule:, • Monday to Friday Experience: • Project Management: 1 year (required), • Work Location: In person

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