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Work closely with a diverse steering group of disabled people, building positive relationships and facilitating genuine co-production. Proven experience managing community-based projects, ideally with direct involvement in co-production or co-design. Project Manager – Co-production & Disability In

Business Unit: Finance Salary range: £45,600 - £57,000 per annum DOE + Benefits Location: Hybrid – Glasgow, Gosforth, Edinburgh, Leeds, London Contract type : Permanent Our Team Financial Data & Analytics owns many existing data-led production processes and is establishing a centre of excellence to enhance the use of data within Finance. Within the Operations team you’ll help to drive continuous improvement and have the chance to bring new ways of working to life within the team. We are the perfect team to see every product, every customer, all the time, whilst learning every day about data and the value it will bring. We are a remote team in multiple locations and will meet infrequently at Hub sites, but we are part of a bigger team with critical masses in Glasgow and Leeds for regular colleague interaction. What you’ll be doing Driving improvement in existing processes to enable better outcomes for our customers. Continually assessing and identifying processes/code to promote simplification and automation, reducing any operational risk inherent in the current environment. Leading the maintenance of the IFRS 9 Calculator database and controls. Integration of any future data infrastructure changes to ensure data used in Impairment is fit for purpose. Adding insight to the provision calculation process and challenging inputs and assumptions proactively. Representing the Ops team at various stakeholder/change management meetings. Take ownership of own workload, and support team planning and prioritisation. Providing support to other members of the team when required. We need you to have Fantastic technical proficiency in SAS, with the ability to apply it effectively in complex data environments. An understanding of how to control change. Our processes are continually evolving and improving, but this needs to be done in a controlled way. Understanding of change management principles, particularly in dynamic environments where processes are continuously evolving. Prior exposure to credit risk, financial risk regulation, or related data domains. While the learning curve may be steep, we provide support to help you succeed. A curious nature - we need you to enjoy solving problems It’s a bonus if you have but not essential Experience of IFRS9 ECL and/or AIRB RWA SQL/Azure practical knowledge Credit risk modelling exposure – how models work and how they sometimes don’t. Power Platform development examples to share Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time)plus the option to buy more. Up to five extra paid well-being days per year. 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of theNationwide group,together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks –we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks. #J-18808-Ljbffr

End Date Monday 08 September 2025 Salary Range £76,194 - £89,640 We support flexible working – click here for more information on flexible working options Flexible Working Options Flexibility in when hours are worked, Hybrid Working Job Description Summary JOB TITLE: Senior Manager: Service, Resourcing & Insights - Consumer Growth LOCATION: Belfast, Birmingham, Bristol, Chester, Edinburgh, Glasgow, Halifax, Manchester or Newport HOURS: Full time WORKING PATTERN: Hybrid, 40% (or two days) in one of our office hubs mentioned above Job Description Consumer Growth is uniquely set up to be a key driver of the Group’s growth strategy, focused on supporting customers across their Home, Borrowing, Savings, and Investment needs. By harnessing the potential of our digital channels and skilled colleagues, we’re deepening customer relationships and delivering exceptional experiences that make a meaningful difference. About this opportunity This role presents a unique opportunity to lead strategic resource optimisation and recruitment operations across Consumer Growth , ensuring the effective deployment of talent and alignment with business objectives. This role plays a critical part in driving operational efficiency, fostering collaboration across business areas, and leveraging deep insight into the factors that influence resource optimisation. With a strong focus on delivering a seamless recruitment experience, the role supports both immediate delivery needs and long-term growth ambitions — enabling the business to attract, deploy, and retain the right talent at the right time. Day to day responsibilities include: Strategic Resource Planning Develop and execute resource optimisation strategies that support business priorities and future growth. Recruitment Leadership Oversee end-to-end recruitment processes, ensuring timely, high-quality hiring aligned with organisational needs and regulatory standards. Stakeholder Engagement Partner with senior leaders, HR business partners, and operational teams to understand resourcing requirements and deliver tailored solutions. Governance & Compliance Ensure all recruitment and resource planning activities comply with internal policies and external regulations, maintaining audit readiness and robust risk controls. Data & Insight Leverage workforce analytics to inform strategic decisions, identify trends, and drive continuous improvement in recruitment and resource utilisation. Process Improvement Champion enhancements across recruitment and resource planning processes, incorporating technology and automation where appropriate. Team Leadership Lead and develop a team of resource managers, fostering a high-performance culture and encouraging continuous learning and development. Key qualities we’re looking for in the successful candidate: A curious mind Proven experience in initiating change Confidence in influencing without authority to deliver more together Ability to manage multiple priorities A willingness to get stuck in, fail fast and learn! About working for us Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need. We also offer a wide-ranging benefits package, which includes: A generous pension contribution of up to 15% An annual bonus award, subject to Group performance Share schemes including free shares Benefits you can adapt to your lifestyle, such as discounted shopping 30 days’ holiday, with bank holidays on top Want to do amazing work, that’s interesting and makes a difference to millions of people? Join our journey! At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop. We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. #J-18808-Ljbffr

Business Unit: Technology Operations & Cyber Security Salary range: £39,200 to £49,000 Per Annum DOE Location: Hybrid – Occasional Travel to a UK Virgin Money Hub when required Contract type : Permanent – Full Time Our Team The overarching ambition for COO remains – leverage the power of technology to deliver superb products and services for our customers. Technology Operations & Cyber Security (TOCS) plays a critical role in that pursuit, specifically, protecting our organisation and its critical data from cyber criminals as well as managing all technical services used by colleagues and customers alike. Business Management and Control (BM&C) ensures TOCS is effective and fit for purpose in this ambition by leading the way in Financial Planning & Management, Third Party Management, Risk & Control, People & Engagement and Insights & Reporting. We are seeking a highly skilled and motivated Technology Control Specialist to join our team, reporting directly to the Technology Control Manager. In this role, you will support the Technology Control Manager in maintaining the technology operations and cyber security risk and control profile. You will be responsible for ensuring robust risk and control governance, managing currency and resilience risk, and conducting comprehensive risk and control assessments. Your insights and analysis will be crucial in driving our risk management strategy. What you’ll be doing: Supporting the Technology Control Manager and Lead in maintaining the TOCS risk and control profile within the Integrated Risk Management system and in line with VM Risk Management Framework. Assist with risk and control governance, monitoring compliance with relevant standards and regulations. Monitor currency and resilience risk to ensure the stability and reliability of our technology infrastructure. Assist with thorough risk and control assessments, providing detailed insights and analysis. Assist with independent control testing and validation to ensure the effectiveness of risk controls. Manage and validate risk issues, ensuring timely resolution and mitigation. Monitor risk event management, including identification, assessment, and response. Assist with the development and delivery of risk education and awareness programs to enhance the risk culture within the organization. Collaborate with all lines of defence and key stakeholders to ensure a cohesive and comprehensive approach to risk management. This role requires a unique blend of technical skills and experience. You’ll need to have: Proven experience in technology risk management and control. Strong understanding of cyber security principles and practices. Excellent analytical and problem-solving skills. Ability to work collaboratively with cross-functional teams and stakeholders. Strong communication and presentation skills. Relevant certifications (e.g., CISA, CISSP, CRISC) are a plus. It’s a bonus if you have but not essential Experience as a Cyber Security Engineer, Cyber Security Analyst with an interest in becoming a Cyber Security Engineer. Experience with Terraform, Python, Javascript/Node.js, PowerShell or Bash Knowledge of infrastructure and application monitoring, such as Icinga, Elastic Stack or Dynatrace. Endpoint Security certifications (especially Microsoft centric) would be advantageous. Proven ability to design and deploy endpoint/server security solutions. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time)plus the option to buy more. Up to five extra paid well-being days per year. 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we’re lucky to receive a lot of interest, we may close the advert early, please ensure to submit your applications as soon as possible. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of theNationwide group,together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It’s important to note that there may be occasions where it’s not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks –we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks. #J-18808-Ljbffr

Business Unit : Group Credit Stress Testing, Finance Salary Range: Up to circa £65,000 per annum DOE red-hot benefits Location: UK Remote with occasional need to travel to HUB for team meetings / collaborations (~4x per year) Our Team The Group Credit Stress Testing team are responsible for understanding and forecasting how our credit portfolios would react under acute stress economic conditions and the impact this has on impairment and minimum capital requirements. These insights are used to understand the extent to which current capital levels are eroded under stress and safeguards the bank in supporting the setting of capital buffers. The team also contributes to and plays a key role in the coordination of the Bank’s corporate planning process for impairment and RWA, whilst there are plans to enhance the usage of stress test outputs to help drive commercial performance and support the development of more granular ROTE measures. What you’ll be doing Supporting management in the production of stress testing outputs, insights and associated documentation and proactively investigating/exploring trends or observations which may be of interest. Independently recommend and implement changes and enhancements to the SAS based Credit Stress Testing Engines and associated analytical tools and Excel interfaces, with evidenced assurance of implementation and controls. Supporting integration of any future data infrastructure changes to ensure data used in Credit Stress Testing is fit for purpose. Taking the lead in continually driving improvements in existing processes to promote simplification and automation, reducing operational risk and enabling a better outcome for our customers. Ensuring continued credit stress testing data consistency with internal and external reporting. Proficient in the use of statistical analysis software SAS (or equivalent) An inquisitive nature to spot trends or underlying observations and ability to articulate to various audiences while reviewing stress testing outputs including proactively assessing materiality of the observation made. Demonstrable knowledge of Credit Risk, particularly an understanding of Credit Risk Metrics such as PD/LGD/EAD. Expert user with MS Office suite. We'd love you to have but not essential Experience in a Credit Stress Testing environment with proven exposure to processing stress and scenario outputs. Familiarity with macroeconomic time series models, knowledge of the macroeconomy and potential impact on credit portfolio performance. Red Hot Rewards Generous holidays - 5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year. 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Banking – but fairer, more rewarding, and for the good of society. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: Risk Salary range: £Read the overview of this opportunity to understand what skills, including and relevant soft skills and software package proficiencies, are required. - £41,000 per annum Location: UK, Remote Contract type : Permanent Our Team We have an exciting opportunity in our IFRS 9 and Stress Testing team in Model Risk & Analytics. The Model Monitoring Senior Analyst is a key role in the maintenance and performance monitoring of VMUK’s suite of IFRS 9, macro-economic and stress testing models, which are used to forecast loan loss provisions and capital requirements under a range of scenarios, including regulatory stress tests. The role holder will have the opportunity to work across a broad range of models spanning retail and business asset classes and drive business insight. Additionally, the role involves supporting model calibrations, IFRS 9 monitoring, macroeconomic monitoring, and presenting findings to stakeholders. What you’ll be doing Monitor and support the suite of IFRS 9, stress testing models and macroeconomic models across Retail and Business portfolios, including IRB and IFRS 9 modelling environments. Develop and maintain Management Information (MI) dashboards in Power BI to track model performance and outcomes. Focus on continuous improvement by identifying and addressing model performance issues and embedding learnings from evolving business and regulatory requirements. Collaborate closely with credit risk modelling, finance, and business teams to obtain insights and feedback for the management of the credit stress testing models. Support the operational/delivery arm of the credit stress testing team in relation to model usage. We need you to have Good knowledge of IFRS 9, stress testing frameworks and macroeconomic model methodologies across a range of Retail and Business credit portfolios, with a strong understanding of model usage. Strong experience in model monitoring and development, ideally using Power BI, SAS and R. Proficiency in developing and maintaining Management Information (MI) dashboards, preferably in Power BI. It’s a bonus if you have but not essential Python experience Red Hot Rewards Generous holidays - 5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year. 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Banking – but fairer, more rewarding, and for the good of society. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: Risk Salary range: £Read the overview of this opportunity to understand what skills, including and relevant soft skills and software package proficiencies, are required. - £41,000 per annum Location: UK, Remote Contract type : Permanent Our Team We have an exciting opportunity in our IFRS 9 and Stress Testing team in Model Risk & Analytics. The Model Monitoring Senior Analyst is a key role in the maintenance and performance monitoring of VMUK’s suite of IFRS 9, macro-economic and stress testing models, which are used to forecast loan loss provisions and capital requirements under a range of scenarios, including regulatory stress tests. The role holder will have the opportunity to work across a broad range of models spanning retail and business asset classes and drive business insight. Additionally, the role involves supporting model calibrations, IFRS 9 monitoring, macroeconomic monitoring, and presenting findings to stakeholders. What you’ll be doing Monitor and support the suite of IFRS 9, stress testing models and macroeconomic models across Retail and Business portfolios, including IRB and IFRS 9 modelling environments. Develop and maintain Management Information (MI) dashboards in Power BI to track model performance and outcomes. Focus on continuous improvement by identifying and addressing model performance issues and embedding learnings from evolving business and regulatory requirements. Collaborate closely with credit risk modelling, finance, and business teams to obtain insights and feedback for the management of the credit stress testing models. Support the operational/delivery arm of the credit stress testing team in relation to model usage. We need you to have Good knowledge of IFRS 9, stress testing frameworks and macroeconomic model methodologies across a range of Retail and Business credit portfolios, with a strong understanding of model usage. Strong experience in model monitoring and development, ideally using Power BI, SAS and R. Proficiency in developing and maintaining Management Information (MI) dashboards, preferably in Power BI. It’s a bonus if you have but not essential Python experience Red Hot Rewards Generous holidays - 5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year. 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Banking – but fairer, more rewarding, and for the good of society. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.