Call Center Representative
3 days ago
Laurel
Job Description Job title Call Center Representative Reports to Branch Manager Job purpose The Call Center Representative is responsible for providing a variety of member service functions via phone including but not limited to, presenting and explaining Credit Union products and services to prospective and current members, assisting them in utilizing these products and services and resolving account related problems. Essential Duties • Act in accordance with the core values to assist in reaching APL Federal Credit Union’s mission and vision., • Provide exceptional customer service to current and prospective members., • Inform Branch Manager and/or Assistant Branch Manager of complaints and/or problems with members., • Evaluate and suggest procedures to improve efficiency of the Branch as it pertains to Call Center operations., • Adhere to credit union policies, operational controls, and regulatory procedures when identifying members to ensure the safety and security of member and credit union assets to prevent loss and/or fraud. Maintain information security., • Prepare BSA reports for necessary transactions utilizing the appropriate system., • Train peers in practices and procedures needed to ensure they are fully competent in performing the Call Center role., • Open various types of accounts including savings, checking, IRA, Certificates of Deposit, and special accounts (such as Estate Accounts, Trust Accounts and Deceased Accounts). Provide necessary literature., • Provide information and assistance with telephone and online banking., • Research and provide resolution of member inquiries received by telephone, e-mail, staff members, or any other source. This includes the operation of accounts, access to services, resolving account discrepancies, balancing and reconciling, adding or reducing service features on various accounts, statement questions, and assisting members to make the most effective use of services offered., • Ability to process a needs assessment to introduce and explain available Credit Union products and services to current and prospective members., • Process membership/account applications through credit union software following security protocols., • Receive consumer loan applications via telephone and submit applications for decision., • Maintain updates and renewals for certificates of deposit., • Processing basic, non-cash financial transactions for members including closing of accounts, issuing checks, transfers, transfer payments, fees and fee refunds with Manager’s approval., • Support the additional functions with respect to lending and deposit services including, but not limited to:, • Check and statement copy requests, • Check/ACH stop payment processing, • Check and coupon orders, • Online banking, bill payment, and Zelle enrollment and administration, • Address changes and member profile maintenance, • Processing of internal and external deposit and loan verification., • Support all Credit Union departments by assisting members with issues regarding:, • Visa Cards, • ACH processing, • Individual Retirement Accounts, • ATM transactions, • Statement interpretation, review, and analysis, • Act as MSA when necessary., • Participate in the Saturday rotation., • Other duties as assigned. Qualifications Education: High school diploma or GED required. Must be able to secure and maintain a Resident Producer Individual (RPI) License. Experience: One year of related experience in customer service or retail environment is required. Call Center experience preferred. Working conditions Work is performed in an office environment with minimal chance for personal injury and moderate noise level. There may be occasions when the work environment is stressful. Work hours will normally be from Monday through Friday and may change depending upon our needs. You will be expected to be available during weekends or after business hours as business dictates. May also be asked to work additional hours as needed to provide adequate coverage at any of our three branch locations. Physical requirements The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to use hands and fingers, handle or feel, among other things, objects, tools, PC keyboard or controls; reach with hands and arms; talk and hear. The employee frequently is required to stand, walk and sit. The employee is occasionally required to stoop, kneel, and or crouch. The employee will need to lift box[es] and other supplies that may weigh in excess of 50 pounds. Specific vision abilities required by this job include close vision, color vision, peripheral vision, depth perception and the ability to adjust focus. Benefits and Salary The hourly compensation range for this position is $21.15/hr - $26.00/hr. In addition, APL Federal Credit Union provides employees with a generous benefits package that includes health, dental, vision, life insurance, company paid Short-Term and Long-Term Disability, a 401(k)-retirement plan with employer contribution, Pension Plan, paid vacation, paid holidays, and more! APL Federal Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.