Head of Legal & Regulatory Affairs
hace 12 días
Barcelona
PayXpert is a pioneer in omnichannel payments and a subsidiary of the Société Générale group. We serve a diverse array of local and international brands both online and in-store, spanning various sectors. At the heart of our vision is the creation of a payment ecosystem that fosters an inclusive commerce experience for all. We have developed services that focus on revenue optimisation, performance enhancement, fraud prevention, and seamless payment orchestration. Our expertise extends to cross-border payments and alternative payment methods such as Alipay+ and WeChat Pay. Furthermore, our solutions are designed with accessibility in mind, offering features that cater to the visually impaired, ensuring everyone can engage in the modern commerce landscape. The Head of Legal & Regulatory Affairs leads PayXpert’s legal and regulatory affairs function, ensuring that the Company can pursue its strategy, products, partnerships and transformation within a robust legal, regulatory and corporate governance framework. As a senior business partner to the Chief Executive Officer and leadership team, the role provides independent, pragmatic and commercially grounded legal advice on matters that may materially affect PayXpert’s growth, operations, regulatory position, reputation or risk profile. Operating in a regulated payments environment across multiple jurisdictions, the role owns the legal framework supporting commercial activity, product and market development, regulatory affairs, corporate governance, privacy and data protection, contractual risk and company secretariat responsibilities. Key Responsibilities Legal Strategy, Business Enablement & Executive Advisory • Set and maintain the Legal & Regulatory Affairs priorities, standards and operating model in alignment with PayXpert’s strategy, risk profile, regulatory obligations and growth agenda. • Act as a trusted legal adviser to the Chief Executive Officer, senior management and relevant governance bodies on material legal, regulatory, corporate and strategic matters. • Assess the legal implications of strategic initiatives, transformation programmes, new business models, partnerships, structural changes and significant commercial decisions. • Translate complex legal and regulatory requirements into clear options, trade-offs and recommendations that enable timely and informed business decisions. Commercial Contracts, Partnerships & Outsourcing • Lead the drafting, review and negotiation of material client, supplier, technology, outsourcing, strategic partnership and other commercial agreements across relevant jurisdictions. • Advise Commercial, Product, Operations and other business teams on contractual structures, liability, service commitments, regulatory constraints, data considerations and legal risk allocation. • Establish and maintain contractual standards, templates, playbooks and approval principles that support consistency, negotiation efficiency and controlled risk-taking. Product, Market Expansion & Regulatory Change • Advise on the legal and regulatory perimeter of new products, payment methods, partnerships, routes to market and market expansion initiatives, including the implications for entity structure, permissions, contractual models and customer propositions. • Lead the legal assessment of regulatory developments affecting PayXpert’s activities and translate relevant changes into clear business impacts, decision points and implementation requirements. • Support Product, Commercial and business teams in structuring initiatives so that legal and regulatory requirements are embedded early in design and delivery rather than addressed only at the point of launch. Corporate Governance, Company Secretariat & Group Alignment • Act as key legal adviser to the governance bodies of PayXpert Spain and support directors in understanding and discharging their corporate and governance obligations. • Serve as Secretary of the Board of Directors and relevant committees where required, ensuring governance processes are properly organised, documented and followed. • Coordinate Board and Shareholder meetings, including agendas, resolutions, minutes, corporate approvals and supporting documentation. Privacy, Data Protection & Legal Risk • Provide senior legal advice on GDPR, privacy and data protection matters, including contractual requirements, international data transfers and material privacy risks. • Review and negotiate Data Processing Agreements and other privacy-related legal documentation, ensuring appropriate allocation of responsibilities and protections. • Support business and technology initiatives involving personal data by identifying legal requirements and advising on proportionate safeguards and documentation. Legal Operating Model, Resources & Continuous Improvement • Own the Legal & Regulatory Affairs roadmap and legal work intake, prioritising matters according to business criticality, regulatory exposure, legal risk and strategic value. • Establish scalable legal processes, templates, guidance, knowledge resources and matter-management practices that improve speed, consistency, traceability and self-service where appropriate. • Select, instruct and manage external legal advisers and specialist providers, ensuring appropriate quality, cost discipline, scope and value for commissioned work. • Monitor recurring legal themes, material dependencies, service demand and emerging risks, using these insights to improve legal governance, resource allocation and ways of working. Requirements Education & Formal Requirements • Law degree or equivalent recognised legal qualification. • Qualified lawyer in an EU jurisdiction; qualification in Spain or France would be particularly relevant to PayXpert’s operating environment. Professional Experience • Minimum of 10–15 years of progressive experience in Legal, Regulatory Affairs, Corporate Legal, Financial Services Law or a closely related legal discipline. • Minimum of 8 years performing responsibilities comparable to those described in this role, including senior legal advisory, complex commercial contracting, product or regulatory matters, corporate governance and cross-functional legal risk management. • Demonstrated experience advising senior management and governance bodies on complex or material legal, regulatory and corporate matters. • Proven experience leading complex contract negotiations, regulatory change, product or market-entry matters, and coordinating internal and external stakeholders through high-impact legal issues. • Minimum of 5 years of relevant sector experience within payments, electronic money, banking, regulated fintech or financial services, whether gained in-house or within a leading law firm advising regulated financial institutions; direct exposure to payments regulation or regulated payment products is strongly preferred. Technical Knowledge • Strong expertise in commercial and contract law, including technology, outsourcing, strategic partnership, client and platform-related agreements. • Strong understanding of legal and regulatory requirements applicable to payment institutions and regulated financial services environments. • Ability to assess regulatory perimeter, permissions, legal structure and contractual implications associated with new products, payment methods, partnerships and cross-border activity. • Good knowledge of outsourcing, third-party risk and operational resilience requirements relevant to regulated entities. Languages • Fluent English and Spanish is required. • French would be highly desirable. At PayXpert, we want you to grow, feel valued and enjoy your work experience. Here’s what we bring to the table: Compensation & Stability Competitive salary package with a permanent contract Flexible working hours and a wellbeing-focused intensive summer schedule. Work Environment & Flexibility International, diverse and collaborative teams across Spain, France & the UK Regular engagement events to build strong connections Growth & Career Development Real ownership and visible impact on key HR initiatives Continuous learning opportunities tailored to your development plan Free language courses (Spanish, French, English) to support your global career Involvement in exciting and innovative fintech projects Apply now and let’s build the future of payments together. In line with our commitment to equal opportunities and fair recruitment practices, candidates may submit a blind CV, excluding personal details that are not relevant to the assessment of their skills, experience and professional suitability for the role. We believe in equal employment opportunity, a culture built around gender-balanced development opportunities for our professionals, a flexible and healthy working environment, and general equality in the workplace. The personal data collected is intended for PAYXPERT and used to process your application with a view to possibly offering you an employment contract. It is intended for use by the departments responsible for recruitment. This information will be kept for a maximum of 2 years if your application is not successful. In accordance with Regulation (EU) 2016/679 of 27 April 2016 on the protection of personal data, you have the right to access, rectify, delete, portability and limit the Processing of Data concerning you. You may also, for legitimate reasons, object to the Processing of your Data. You may exercise your rights by contacting our DPO at the following address gdpr@payxpert.com or at the following postal address Av. Diagonal 440, 08037 BARCELONA,SPAIN. For more information on the Processing of your Personal Data by PAYXPERT, please consult our privacy policy available on our website at the following address: https://www.payxpert.com/privacy-policy/ .
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