Claims Handler (m/f/d*)
4 days ago
Birkenhead
This job is with Munich Re, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly. Location: Birkenhead Head Office Division: Operations Reporting to: Claims Manager As a Claims Handler, you will play a key role within the Claims team, managing new and existing Structural Warranty claims within delegated authority. You will act as a trusted point of contact for policyholders, ensuring claims are handled fairly, efficiently and in line with FCA regulations, internal procedures and service standards. • Manage a caseload of new and existing Structural Warranty claims, within delegated authority levels., • Act as the main point of contact for policyholders throughout the lifecycle of a claim., • Handle inbound calls and correspondence, providing clear guidance on the claims process and delivering an excellent customer experience., • Gather, review and accurately record all relevant information and documentation required to assess claims., • Assess claims fairly and consistently to ensure appropriate coverage decisions are made., • Proactively manage claims of small to medium value and complexity, ensuring valid claims are settled fairly and promptly., • Set and maintain appropriate claim reserves throughout the lifecycle of each claim., • Handle claim declinatures and appeals in line with policy terms and regulatory requirements., • Work closely with insurers, solicitors, technical surveyors and internal teams to progress claims efficiently., • Collaborate with the Recoveries Team to identify potential recovery and/or mitigation opportunities., • Ensure customers are treated fairly at all times, including those who may be vulnerable., • Adhere to legal requirements, FCA regulations, industry standards and internal quality frameworks., • Contribute to the review and continuous improvement of claims processes., • Undertake any other duties as reasonably required., • Experience handling insurance claims and delivering a high standard of customer service., • Working knowledge of FCA regulations and an understanding of their application within claims handling., • A customer‑focused mindset, with a strong commitment to fair and consistent outcomes., • Strong investigation, problem‑solving and analytical skills., • Ability to manage a varied caseload, prioritise effectively and meet deadlines., • Confident decision‑maker, able to assess coverage and progress claims independently within delegated authority., • Calm and resilient, able to work effectively under pressure and handle challenging situations., • Excellent written and verbal communication skills, with the ability to engage professionally with customers, colleagues and external stakeholders., • Well organised and detail‑focused, with the ability to maintain accurate and well‑structured claim files., • A collaborative team player who works well with others., • Familiarity with insurance claims systems and processes; experience within construction, property or latent defects claims is an advantage., • Confident using IT systems, including Microsoft Office applications., • To have, or be working towards, insurance‑related qualifications such as CII., • 25 days' annual leave plus bank holidays and well‑being days, • Up to 13% pension contribution, • Eligibility for an annual bonus, • Private medical coverLife assurance, • Wellbeing and development scheme, including EAP, • Study and continuing professional development support, • Hybrid working #J-18808-Ljbffr