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Credit Risk Manager – SME Banking West Midlands | Hybrid Risk Appetitie Statement Setting, Stress Testing, Model Risk, Portfolio Analysis and Financial Risk Oversight. - If you're looking for an employer that will give you the opportunity to round out your experience, become more then a single skill credit risk proffesional, this is the perfect opportunity for you. You'll be front and centre of the direction of Credit Risk at the most pivitol time of the banks growth. What a genuinely exciting opportunity - to join one of the UK’s most credible purpose-led commercial banks during a major scaling phase. This is a bank large enough to matter, yet agile enough for your work to have genuine influence. The organisation is entering a pivotal stage of evolution across risk, governance, and portfolio complexity as its lending book increases and the banks scales. Unlike many lenders in the market, this bank combines strong commercial performance with a genuine social impact mission. Their lending supports sectors including development finance, healthcare, housing, community infrastructure, ethical banking, and social enterprise — creating a business model rooted in long-term value rather than short-term consumer churn. With a very strong capital position and lending growth significantly up year-on-year, this is a rare opportunity to help shape credit risk strategy within a scaling balance sheet environment. The Opportunity Reporting into the Head of Credit Risk, the Credit Risk Manager will play a key role in protecting the bank’s capital position while supporting sustainable commercial growth. You’ll work closely with underwriting, commercial and finance teams to assess and evolve risk appetite, strengthen governance frameworks, enhance lending policies, and identify emerging portfolio risks as the business continues to scale. This role offers significant visibility across the bank and the opportunity to influence risk strategy at a critical growth stage. Key Responsibilities • Support the development of credit risk appetite, frameworks and governance Partner with commercial and underwriting teams to optimise lending decisions • Assess acquisition and customer management strategies across SME lending portfolios, • Enhance lending policies, scoring models and credit risk frameworks, • Deliver portfolio analysis, stress testing and emerging risk insight, • Produce MI and reporting packs for senior stakeholders, • Ensure alignment with FCA, PRA and IFRS9 regulatory requirements What We’re Looking For • 5+ years’ experience within credit risk and/or credit analysis in banking, • SME lending experience essential, • Strong analytical and data interrogation capability, • Advanced Excel and financial modelling skills, • Ability to translate technical risk analysis into commercial insight, • Pragmatic, commercially minded and intellectually curious approach Why Join? • One of the UK’s most differentiated purpose-led lenders, • Commercial growth with genuine social impact, • Opportunity to influence risk appetite during a major scaling phase, • Strong profitability and capital strength, • More autonomy, exposure and visibility than a large incumbent bank, • ESG genuinely embedded into decision making and culture If you’re looking for a role where you can combine commercial credit expertise with meaningful impact — while helping shape the future of a growing bank, then apply now and we’ll be in touch.

Regional Oversight Manager- Motor Trade Audit\n\n North West region (North Birmingham/Stoke/Liverpool/Manchester area)\n\n £35K to £40K plus OTE = c£45K + car allowance, private health etc\n\n Location : Field Based\n\n Reporting to : Senior Oversight Manager / Head of Oversight\n\n Hours : 37.5 hours per week, Monday - Friday\n\n Contract : Full-time, Permanent\n\nThis is working for my Bristol based client who are experts in the financial compliance industry; focusing mainly on the Motor Trade so you would looking after large Automotive Dealership accounts and some Travel agents . They have one of the UK's largest regulatory networks with many retail sites across the UK benefiting from a range of Finance and Insurance services.\n\nYou would not need to based near any office as this is on the road regional role .\n\nTypically you would be visiting customers across the region ( planning your own day ) 3 to 4 days a week and a day at home with admin and initially one audit a day and they are visited annually with audits increasing as you gain experience to 2 or 3 a day depending on visit area .\n\nDepending on experience starting base salary is £35K to £40K with OTE c£45K ( OTE is paid monthly with a small quarterly uplift for consecutive achieving across the quarter ) plus car allowance ( £400 per month which means you can either use your existing car or lease one ) . plus bens which inc private health .\n\n £35K-£40K basic with OTE = c£46K\n\n Car Allowance £400 per month\n\n Business mileage paid\n\n Health Insurance after 6 months probationary period\n\n Birthday day off\n\n 25 days annual leave plus bank holidays\n\n Monday to Friday\n\n Pension Scheme\n\nThis is an auditory and account managing role rather than sales . Ideally they'd be looking for at least 2 years experience working in an FCA regulated environment , with some experience as an auditor or in an oversight function and prior experience of working in a field based role , if in the Motor Trade or Motor Finance that’s a bonus .\n\nPurpose of the role:\n\nReporting to the Senior Oversight Manager the purpose of the role is to conduct oversight audits at network members on a risk-based approach, producing detailed reports based on the findings and setting appropriate action plans to mitigate any risks. To effectively manage and support both existing and new Network Members within a given geographic area, providing a comprehensive first-class account management service.\n\nKey Deliverables:\n\nDuties to include but are not limited to:\n\n• Framework Setups - Undertake initial Framework set up visits for all Network Members (AR, VAR, Additional Services), including Approved Persons / Senior Manager Governance, staff induction training including system demonstrations using the relevant framework document to evidence the meeting and to set agreed action plans as appropriate, in line with company processes.\n\n• Oversight Audits - Undertake a variety of different oversight audits both remotely and on site in-line with the agreed risk-based approach, ensuring that the audits are booked and completed as per the required frequency effectively and in line with company policies. Produce detailed reports based on the findings and set appropriate action plans to mitigate any potential customer harm or other identified risks.\n\n• Escalations - Take direct responsibility for all escalations allocated and ensure they are completed within 28 days of allocation.\n\n• Training & Development - Delivery of high quality, professional training and development to network members both on site and remotely in line with company policies as identified via oversight audits, internal checks, or as requested by the company or the Network Member.\n\n• Cancellations - Take responsibility for network members with regards to cancellation requests (Network Membership and APEX Additions) in line with company processes.\n\n• Sales Referrals - Generating income from existing network members as well as Identifying opportunities and making the sales department aware using the sales referral form of where there may be an opportunity for them to obtain additional business.\n\nCritical Competencies:\n\n• Be able to understand and effectively convey relevant regulation and legislation from the Financial Conduct Authority (ICOBS / CONC)\n\n• Adhere to the ethos of Consumer Duty in all work activity.\n\n• Completion of the ITC Compliance Training program.\n\n• Manage customer relationships with a professional approach\n\n• Provide excellent customer service\n\n• Have good self-presentation and excellent inter-personal skills\n\n• Readily accept responsibility for your work\n\n• Ensure work is completed to internal procedures and external regulatory requirements\n\n• Able to make good decisions by using information effectively\n\n• Self-disciplined with excellent time management skills\n\n• Possess exceptional attention to detail skills\n\n• Be highly motivated with the ability to work independently\n\n• The ability to work effectively to deadlines\n\n• Good organisational and administrative skills\n\n• A strong communicator, able to handle objections, negotiate and close decision makers\n\n• The ability to relate to a wide range of people from Approved Persons / senior company management to Sales Executives and Administrators\n\n• Excellent presentation skills both face to face and via video call\n\n• The ability to prioritise and manage several different tasks at once\n\n• A polite, friendly and diplomatic manner\n\nDesirable Skills and Experience:\n\n• Experience of a retail insurance environment.\n\n• Experience of working with/for finance providers.\n\n• Experience of working within a risk related role.\n\n• Understanding of the Motor and Travel industry sectors.\n\n• Understanding of how to use the FCA Handbook, and knowledge of the FCA requirements DISP, PRIN, SYSC, ICOBS, SUP and CONC.\n\n• Excellent computer skills including Excel, One Drive, Teams, Word and Outlook.\n\n• Being able to work remotely on your own and as part of a team.\n\n• A full UK driving licence\n\nOther Significant Role Requirements:\n\n• Oversight Managers need to have a good understanding of legislation, as well as an excellent knowledge of the business , regulation and the products or service they advise on and sell.\n\n• Always Comply with the FCA’s (and other applicable regulators) principles, commitments and codes of practice.\n\n• Adhere to the ethos of Consumer Duty in all work activity.\n\n• Must achieve the minimum level of competency for the role relating to company, regulatory and legal standards, as defined by management.\n\n• Adhere to all Company Policies and Procedures, including Health & Safety, Equal Opportunities, Data Protection, Code of Conduct, Security, IT.\n\n• Ensure awareness of and adopt any changes in regulatory practice as advised by management.\n\n• Maintain a log of personal continuing professional development (CPD) and ensure a minimum of 20 hours a year is completed.\n\n• Ensure that online training is completed and kept up to date.\n\n• Adhere to the individual Conduct Rules as follows:\n\n1. You must act with integrity\n\n2. You must act with due care, skill and diligence\n\n3. You must be open and cooperative with the FCA, the PRA and other regulators\n\n4. You must pay due regard to the interests of customers and treat them fairly\n\n5. You must observe proper standards of market conduct\n\n• Report all failures to comply with requirements immediately to line manager.\n\n• Maintain a sound working relationship with all head office staff\n\n• Proactively promote the company and additional services\n\nTraining and Development\n\nWe pride ourselves on offering continuous training & development along with career progression opportunities for all employees. Appropriate training will be provided as the role demands ensuring the individual is set-up for success.\n\nA truly diverse place to work\n\nThe company celebrates the diversity of their people and we welcome applications from everyone.\n\nWe believe that having a culture of inclusion is essential in delivering good results. Attracting, retaining, and developing a diverse workforce where employees feel valued, respected and empowered allows people to reach their full potential. As a business this diversity helps us to better reflect and understand our customers’ needs to allow us to drive better outcomes. As an organisation, we respect and adheres to Equal Opportunities legislation and the Equality Act 2010.\n\nOversight manager region regional sales audit fca finance insurance motor trade dealership car audit fca compliance risk compliance risk travel north wales liverpool manchester stoke birmingham derby southport merseyside lancashire cheshire midlands north west uk oversight Oversight manager region regional sales audit fca finance insurance motor trade dealership car audit fca compliance risk compliance risk travel north wales liverpool manchester stoke birmingham derby southport merseyside lancashire cheshire midlands north west uk oversight Oversight manager region regional sales audit fca finance insurance motor trade dealership car audit fca compliance risk compliance risk travel north wales liverpool manchester stoke birmingham derby southport merseyside lancashire cheshire midlands north west uk oversight Oversight manager region regional sales audit fca finance insurance motor trade dealership car audit fca compliance risk compliance risk travel north wales liverpool manchester stoke birmingham derby southport merseyside lancashire cheshire midlands north west uk oversight manchester manchester

Ideas | People | Trust Find out if this opportunity is a good fit by reading all of the information that follows below. We're BDO. An accountancy and business advisory firm, providing the advice and solutions businesses need to navigate today's changing world. Our clients are Britain's economic engine - ambitious, entrepreneurially-spirited and high-growth businesses that fuel the economy - and the owners and management teams that lead them. We'll broaden your xrnqpay horizons BDO's Business Tax pra Please click on the apply button to read the full job description

The Gas Operative [NCO1 Support Engineer] will Work as part of a team and assist the Team Leader, you will be responsible for attending gas escapes and conducting appropriate repairs.You will need to have exceptional customer service skills, be extremely enthusiastic and can promote safe working pra

Bat Ecologists – Licenced Bat Ecologists and Bat Earned Recognition (BER) Level 1-3 Registered Consultant. Undertake a range of bat surveys including Daytime Bat Walkover, Daytime Preliminary Roost Assessments (PRA), dusk emergence and rarely dawn return surveys, backtracking surveys, hibernation

Proven experience as a practising Dentist with a valid registration with the General Dental Council (GDC). Proficiency in using CAD software for restorative dentistry is highly desirable. We are seeking a dedicated and skilled Associate Dentist 4 days a week to join our client's reputable dental pra

We are looking for a salaried GP to join our team between The Oaks Medical Centre and Blackwood Health Centre. To work autonomously, the GP must provide medical services to the population, comply with the GMS contract, maintain GMC standards for good medical practice, and contribute to effective pra

Deliver excellent general practice care – consultations, routine surgery, preventative health. Help develop client relationships and contribute to the practice’s positive reputation.

We Are Hiring – Healthcare Assistant | Ultrasound Department.Month Fixed Term Position £24-27k per annum.Based in various clinics in Surrey: GU22, KT12, TW20.Possibility to work overtime and cover weekend shifts.SAH Diagnostics is a growing healthcare provider dedicated to delivering high‑quali

As an Advanced Rheumatology Clinician, you will utilise Advanced Practice expertise to function as a rheumatology specialist, managing a varied and complex clinical caseload within the community service setting. As an Advanced Practitioner, you will work within a one-stop rheumatology clinic model,

Endoscopy Decontamination Technician - NHS Insourcing Opportunity.Are you an Endoscopy Decontamination Technician looking for additional weekend work? Here at 18 Week Support, we have an amazing opportunity to work with multiple well-established NHS Trusts in the West Midlands.This is an excellent o

Head of Operations – ADHD Assessment & Treatment Service.UK (Hybrid / Remote with travel as required).The Head of Operations is responsible for the end-to-end operational delivery, performance, and scalability of a national ADHD assessment and treatment service (adult and CAMHS).You will design, b

ENT Consultant - NHS Insourcing Opportunity.Competitive rates paid into your Limited Company.Are you an ENT Consultant looking for additional weekend work? Here at 18 Week Support, we have an amazing opportunity to work with a well-established NHS Trusts in the Somerset area, covering Surgery.This i

Lead the Studio Experience across Two Premium Clubs in the heart of Notting Hill.Permanent, Full-Time (40 hours/week including some weekends).Body Works West (Private Members Club) & Notting Hill Club (Boutique Fitness Studio).Are you a dynamic leader with a passion for group exercise and exceptiona

Area Operations Manager – Pharmacy (Multi-site).We are seeking experienced Area Operations Managers with a background in multi-site pharmacy management.We are looking for strong leaders who:.Thrive on colleague and patient interaction.Are passionate about spending the majority of their time in pha

Our Consultant in Care of the Elderly will play a pivotal role in the delivery of high-quality general medical care while helping to shape the development of frailty services for the Island of Jersey.This post sits within a newly formed Elderly Care and Frailty Department and combines inpatient ward

East Sussex (Eastbourne, Rye, Hastings and Heathfield).Competitive base salary + uncapped commission.Audiological Science Ltd is a leading provider of audiology services, dedicated to improving the quality of life for our patients.We provide expert care across both NHS and private sectors, blending

The practice manages a varied caseload spanning both routine and referral-level work, including the continued expansion of minimally invasive surgery and endoscopy services. The successful candidate will play an important role in helping shape the direction of these growing services while supporting

Adult Social Worker – Preparing for Adulthood.Service Care Solutions | Thurrock Council.Hybrid – expectation of attending the office twice per week (or as per service requirements).Job Overview Service Care Solutions are recruiting for an experienced Adult Social Worker to join Thurrock Council�

IT literate and confident using practice systems.

Band 8c (dependent on experience).Full-time or part-time considered (minimum 2 days per week).Competitive hourly rate (DOE, via Umbrella or PAYE).We are currently recruiting for a Locum Consultant Clinical Psychologist to join a specialist Tier 4 CAMHS inpatient service in Staffordshire.This is an e

Experienced Case Manager – Adult Brain & Spinal Injuries.Full or part time (minimum 3 days/week).Must have medico-legal case management experience*.Compass Associates is proud to be working with a well-established case management business, to recruit a new Case Manager to join their North West adu

This leading, innovative clinic based in North London are looking for a skilled and professional Phlebotomist to join their growing private healthcare team.This is an exciting opportunity to work in a modern, patient-focused clinic delivering high-quality healthcare services in a supportive and prof

Established in Hitchin in 1974, we’re proud to be the town’s primary independent practice, located in a busy pedestrian area in the heart of this historic market town. You’ll also be on hand to support patients with queries or concerns, help the team resolve any dispensing-related issues, and

Clinical Scientist – Exciting Career opportunity in Radiation Oncology – British overseas Territory.The small team in this centre are seeking to hire a new Medical Physicist/Clinical scientist.Life on the Island is excellent for those who enjoy an outdoors.Excellent basic salary (depending on ex

Specialty: Trauma & Orthopaedics.Hours: Monday–Friday, 09:00–17:00.We are currently recruiting for an SHO in Trauma & Orthopaedics for a long-term opportunity based in Wolverhampton.This is an excellent opportunity for an experienced SHO looking for consistent weekday hours within a busy and sup

Maintain up-to-date knowledge of autism assessment practice and participate in relevant professional development.

Consultant Dermatologist – General Dermatology Clinics | London 🌟.Help us reduce NHS waiting lists and deliver timely, compassionate care to patients across London.We’re seeking experienced Consultant Dermatologists to support our busy General Dermatology clinics, working with a dynamic and s

ADHD Specialist Independent Prescriber (Nurse or Pharmacist).Right to Choose (RTC) – Fully Remote ADHD Assessments.We are recruiting on behalf of a.Right to Choose (RTC) ADHD provider.ADHD assessment and treatment services across England.Our model is designed to improve access to timely, evidence-

Senior Radiographer | Private Hospital.Shift Pattern - 3 days / week 12.I am proud to be working with a well-established private healthcare provider in the Hertfordshire region.We are currently searching for an experienced Senior Radiographer to join a fast-paced and supportive imaging department.Th

Specialty Doctor – ADHD / General Adult Psychiatry.Contract Type: Full-Time / Part-Time / Sessional.Salary: Sessional Rate Negotiable Depending on Experience.Start Date: As soon as possible.We are recruiting a Specialty Doctor in General Adult Psychiatry to support a clients growing Community ADHD

Currently practicing or has practised within an outpatient setting as a HCA, for a minimum of 6 months, over the last 12-month period.

Do you want to become an Operational Director & Partner with Newmedica in the future?.One thing that unites everyone at Newmedica is a passion for our purpose: improving people’s sight and transforming lives.We want to deliver outstanding eye care that’s accessible, sustainable and patient‑cen

It’s ideal for people who don’t need a medical detox or ongoing medical care but would benefit from structured therapy, community connection, and practical tools to achieve meaningful, sustainable recovery.

Highly attractive salary or fee structure, continual professional development, great working environment with a professional team.A bit about us - and why we need you!.We currently require an Aesthetic Doctor with accredited training to fulfil Aesthetic treatment sessions in our Thurrock clinic, pro

Strong experience in private practice or domiciliary audiology, including hearing aid dispensing, sales/recommendations. Practical/working interview (could include a half-day, demonstrating clinical skills such as micro-suction, patient handling, domiciliary assessments).

This is a strong long-term opportunity for an orthodontist looking to build within well-established, independently branded practices with existing patient demand, experienced teams, and the backing of Australia and New Zealand’s largest orthodontic network. The role offers clinical autonomy, opera

Report into the Regional Lead Nurse and work alongside Practice Educators, and Care Coordinators.

It requires a manager who is confident operating at the intersection of social care, clinical care and therapeutic practice, and who can hold the standards expected by both Ofsted and the CQC simultaneously. Coaching and developing your team so that practice is consistently child-centred, trauma-inf

Escalate complex, unclear, or high-risk cases to an appropriate senior clinician or medical practitioner. Work within professional scope of practice and competence at all times.

Adhere to hospital policies, regulatory requirements, and industry best practices for IONM. Progress through the training program by completing theoretical exams and practical clinical assessments.

Ensure the safety and well-being of all children in the home, including safeguarding practices.

Advanced Pharmacist – Adult Medicine & Urgent Care (Band 8a).Kettering General Hospital | University Hospitals of Northamptonshire NHS Group.Start Date: As soon as possible.We are working with Kettering General Hospital to recruit an Advanced Pharmacist to join their Adult Medicine & Urgent Care d

Consultant Ophthalmologist - Glaucoma NHS Insourcing Opportunity.Competitive rates paid into your Limited Company.Are you an Consultant Ophthalmologist looking for additional work? Here at 18 Week Support, we have an amazing opportunity to work with a well-established NHS Trusts in the Warwickshire

Sun Pharmaceutical Industries Ltd.Sun Pharma) is the fourth largest specialty generic pharmaceutical company in the world with global revenues of US$6 billion.Supported by more than 40 manufacturing facilities and more than 40.Over the last two decades, Sun Pharma has established itself as a leading

The role combines advanced clinical practice with commercial awareness, exceptional patient communication, and adherence to the UK’s highly regulated assisted conception framework. Prescribe and monitor fertility medications in line with best practice and clinic protocols. Practise in full complia

Experienced in leading and managing psychological therapy services, including to primary care, and of providing clinical leadership for practitioners in a range of psychological therapies (a corporate climate is desirable not essential). Strong leadership skills, with the ability to inspire confiden

GMC registered Orthopaedic Consultant with Licence to Practise.