- Greet customers warmly and assist them in selecting menu items - Operate the cash register and handle transactions accurately - Prepare fresh juices, smoothies and other beverages according to recipes and customer preferences - Prepare food menu items hygienically while maintaining proper portion control and minimize waste - Food protection certification needed - Morning, afternoon and evening shifts maybe required, including weekends and holidays
About Company: Nimbus Solutions, Inc. is a cutting-edge technology firm specializing in cloud computing solutions and data management services. Our mission is to empower businesses by providing innovative tools and seamless integration solutions. We pride ourselves on fostering a dynamic work environment that encourages creativity, collaboration, and professional growth. Job Description: Nimbus Solutions, Inc. is seeking an experienced Office Manager to oversee the daily operations of our Bronx office. The ideal candidate will have 3 to 5 years of experience in office management and a passion for creating an efficient and positive work environment. The Office Manager will play a critical role in ensuring the smooth functioning of the office and supporting our team members. Key Responsibilities: - Manage and coordinate office operations, procedures, and resources to facilitate organizational effectiveness and efficiency. - Oversee administrative staff, including receptionists, administrative assistants, and office support personnel. - Maintain office services by organizing office operations and procedures, controlling correspondence, designing filing systems, and overseeing supply requisitions. - Implement and manage office policies and procedures to ensure compliance and consistency. - Coordinate with HR for employee onboarding, training, and maintaining employee records. - Manage office budgets, track expenses, and ensure cost-effectiveness. - Schedule and coordinate meetings, appointments, and travel arrangements for executives and employees. - Serve as the primary point of contact for office-related inquiries and issues. - Foster a positive office culture by organizing team-building activities and events. - Ensure the office environment is clean, safe, and well-maintained. - Qualifications: - Bachelor’s degree in Business Administration, Management, or a related field is preferred. - 3 to 5 years of proven experience as an Office Manager or in a similar administrative role. - Excellent organizational and time-management skills. - Strong written and verbal communication skills. - Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) and familiarity with office management software. - Ability to multitask, prioritize, and work independently in a fast-paced environment. - Strong interpersonal skills and the ability to work effectively with diverse teams. - Attention to detail and problem-solving skills. - Ability to maintain confidentiality and handle sensitive information. Benefits: - Competitive salary and performance-based bonuses. - Comprehensive health, dental, and vision insurance plans. - Generous paid time off and holidays. - Opportunities for professional development and career growth. - Friendly and collaborative work environment.
About us Sunny Dental Care is a happy work environment office. We focus on our dental work quality, patients' experience, and patients' satisfaction. Sunny Dental Care is looking for a reliable, responsible and competent 4-handed dental assistant to become a member of our happy and friendly team. Job Functions Take X-rays Sterilization Infection control according to regulations Procedures set up Four-handed dental assistance Ensuring patients' comfort, be skilled in providing direct or indirect patient care Knowledge of dental instruments Make office procedures as smooth as possible Able to finish assigned tasks by supervisor Requirements Team player Reliable Honest HIPPA Able to follow instructions and respect dental office regulations Attention to detail Well-organized Excellent communication and people skills 4 weekdays and Saturday/Sunday per week Dental assistant experience must High school diploma; graduating from dental assistant school is preferred Job Types Full-time Part-time Pay $16.50 - $24.00 per hour Benefits 401(k) Employee discount Flexible schedule Paid time off Schedule 8 hour shift Day shift Monday to Friday Weekends must (Saturday/Sunday) Work Location: In person
Accounting Assistant/Bedroom Coordinator Position Summary We are seeking a skilled Accounts Payable & Receivable Specialist to assist the controller and help manage the company’s financial transactions. Handle all bedroom reservations using Rezstream software. The ideal candidate will have a strong background in accounting and financial processes, excellent multi-tasking and organizational skills. Salary · $30-$33 depending on experience Qualifications · B.A. degree ( Accounting major preferred) or comparable work experience · Full working knowledge of Microsoft Word, Excel · Excellent spelling, grammar, and writing skills · Detail-oriented · Good phone/voice manner · Good interpersonal skills · Well-groomed appearance, business attire; casual attire is not acceptable Key Responsibilities Process and manage accounts payable (AP) and accounts receivable (AR) transactions accurately and timely. Reconcile vendor and member accounts to ensure all payments and receipts are accounted for. Prepare and distribute monthly statements to members and follow up on overdue payments. Update and maintain monthly AR reports for management. Post payments and deposits. Assist the Finance Department Managers as needed. · Handle all bedroom reservations. · Hire and schedule housekeeping staff. · Train new employees on software. · Monitor and inspect bedrooms on a daily basis. Work Schedule · Monday through Friday, 9 a.m. - 5 p.m. Benefits · Co-pay medical, dental, optical, and paid vacation to be discussed.
The Security Systems Analyst will be responsible for configuring, operating, and maintaining the park's security camera and access controls systems. This includes retrieving and storing security camera footage for business practices and legal proceedings, liaising with external State and City agencies and vendors, and providing technical assistance to Trust staff on an as-needed basis. Key Responsibilities: Security Cameras: Monitor and maintain the security camera network utilizing Genetec software, including reviewing daily outage reports and taking corrective action, periodically checking cameras for changes to alignment, monitoring bandwidth rates and adjusting as needed, and monitoring camera server storage consumption. Conduct preliminary troubleshooting on camera outages, download videos as needed or upon request, review block diagrams and request updates when needed, coordinate new installations, systems maintenance, and service repairs, configure new cameras and servers, and liaison with security camera contractors, NYPD LMSI, and internal departments. Serve as Genetec system administrator. Access Controls: Provide helpdesk support for issuance of new access control cards, support ID Cart Printing Machine, update lock/unlock schedules for doors, make modifications to user groups, monitor cloudlink status on daily basis and take corrective actions when needed, and coordinate new installations, systems maintenance, and service repairs. Requirements: Bachelor's degree or higher in public or business administration, information technology, finance, or a related area and five (5) years of relevant work experience, or Master's degree in information technology or a related field may be substituted for two (2) years of work experience. Excellent organizational and analytical skills. Familiarity with public sector procedures and operations. Proficiency with SQL and Microsoft SQL Server. Proficiency with Genetec Security Center 5.11, Genetec Cloudlinks, Genetec Streamvault Directory Servers and Archivers. Proficiency with Citrix and camera KVM. Experience working with Axis and Monotix security cameras, Siklu radios. Experience working with Mercury Access Control Panel, Best Key Systems, and IDH Max Lockesets. Proficiency with MS Excel (VBA), Adobe Acrobat, and/or MS Project; ArcGIS, MS 365, and/or other database platforms are a plus. Ability to prioritize tasks in a timely manner within a complex, rapidly evolving, and regulated environment. Essential Traits: Motivated self-starter with ability to work independently. Sound Business Judgment. Ethical Conduct. Strategic Thinking. Problem Solving/Analysis. Good Financial and Quantitative Skills. Collaboration/Congeniality. Thorough/Detailed/Organized. Excellent Communication (written and oral). Compensation/Benefits: Competitive salary of $70,000 - $80,000 annually and excellent benefits package including: paid holidays, generous PTO, medical, dental and vision insurance, and participation in New York State Pension System.
Job Title: FOH Team Member - Expo, Cashier, or “Flex FOH” Location: New York City, NY Company: Brown Bag Sandwich Co. Brown Bag Sandwich Co. is the first chopped sandwich concept in NYC. We are looki for an organized individual to join our Front of House (FOH) team. You will be responsible for managing the smooth flow of sandwich orders from our kitchen to t customer. Whether you’re working as an Expo, Cashier, or Flex FOH, you will be responsible for managing the flow of orders, assisting the kitchen team, ensuring t quality of the food, and delivering excellent customer service. Key Responsibilities: ● Lead Sandwich Order Flow: ○ Oversee the sandwich-making process by instructing the kitchen sta on which sandwiches to make based on incoming orders (both in-house and online). You will be supported by our Kitchen Display Screen to prioritize orders in real-time. ● Timing & Coordination: ○ Coordinate the timing of dropping batches of hot sandwiches or cold sandwiches when inventory is low on busy days. ● Wrap & Package Orders: ○ Carefully wrap sandwiches and assemble orders to ensure they are complete, visually appealing, and ready for service. Confirm that ea order is correctly prepared and packaged before hand-o ● Quality Control: ○ Inspect the final product of each sandwich before it leaves the kitchen ensure it meets our quality standards. Provide constructive feedback to kitchen sta if a sandwich requires improvement or adjustments. ● Customer Engagement: ○ Interact with customers in a friendly, engaging, and informative manner. Answer questions about our menu items, suggest sandwiches, and help create an overall positive customer experience. ● Flex to Cashier or Delivery Support: ○ Be flexible and ready to assist at the cash register, take payments, package sides and drinks as needed. Support the team by handing o orders to delivery drivers or customers directly. Qualification ● Previous experience in a fast-paced foodservice environment (Expo, Cashier, or similar roles) preferred. ● Strong communication skills with the ability to provide clear, concise instructions to kitchen sta. ● Ability to multitask and stay organized while managing the flow of order ● A keen eye for food quality and presentation, with the ability to give constructive feedback. ● Positive attitude and a passion for customer service. ● Must be able to stand for long periods and handle the physical demands of the role. ● Flexibility to work in dierent FOH roles as needed (Expo, Cashier, Delivery Support). What We Oer: ● Opportunity to be a part of a unique and innovative food concept in NYC. ● Friendly and supportive work environment. ● Competitive pay and potential for growth within the company. ● A chance to help shape the future of Brown Bag Sandwich Co. as we expand and evolve. ● Employee discount Pay: ● $19/hour ● Estimate of $100-$200 per week in tips
Assistant Manager – Sunspel Store At Sunspel, we are proud to represent a legacy of timeless craftsmanship and quality. As an Assistant Manager, you will play a pivotal role in delivering an exceptional customer experience while supporting the Store Manager in driving sales and operational excellence. Key Responsibilities 1. Leadership & Team Development • Assist in leading, motivating, and developing the store team to achieve sales targets and deliver outstanding customer service. • Provide mentorship and training to team members, ensuring they embody Sunspel’s brand values and standards. • Step in to manage the store in the absence of the Store Manager. 2. Customer Experience • Deliver a personalized, high-quality shopping experience that reflects Sunspel’s heritage and commitment to craftsmanship. • Build lasting relationships with customers, focusing on client development and repeat business. 3. Sales Performance • Assist in achieving store sales goals by driving individual and team performance. • Monitor key performance metrics, such as conversion rates and average transaction value, and implement strategies to improve results. 4. Store Operations • Support the Store Manager in managing day-to-day operations, including stock control, visual merchandising, and ensuring the store is presented to the highest standard. • Ensure compliance with company policies and procedures, including health and safety regulations. 5. Problem Solving & Decision Making • Address customer concerns effectively, resolving any issues promptly and professionally. • Identify opportunities to improve store processes and share feedback with the Store Manager and Head Office. Skills & Qualifications • Proven retail experience, preferably within a luxury or premium brand environment. • Strong leadership and interpersonal skills, with a passion for team development. • Excellent customer service skills and the ability to build rapport with diverse clientele. • A results-driven mindset with the ability to analyze sales data and identify improvement areas. • Organizational and multitasking skills to manage priorities effectively. Why Join Sunspel? At Sunspel, you’ll be part of a team that values heritage, quality, and innovation. This role offers opportunities for professional growth, a collaborative work environment, and the chance to represent a brand synonymous with timeless luxury. If you’re passionate about delivering exceptional customer experiences and thrive in a leadership role, we’d love to hear from you!
Job Title: Crepes Maker Location: Bora Bora Smoothie Cafe - Staten Island Hylan Blvd Position Type: Full-Time/Part-Time About Us: At Bora Bora Smoothie Cafe - Staten Island Hylan Blvd, we specialize in crafting delicious and beautifully presented crepes that delight our customers. We’re dedicated to using high-quality ingredients and providing a warm, welcoming atmosphere for our guests. Role Overview: As a Crepes Maker, you will be responsible for preparing a variety of sweet and savory crepes to order. Your expertise and creativity will help us deliver exceptional dishes that enhance our menu and attract new customers. Key Responsibilities: Crepe Preparation: Prepare and cook crepes according to our recipes and presentation guidelines. Ensure each crepe meets our quality standards for taste and appearance. Customer Interaction: Take orders and interact with customers to understand their preferences and special requests. Provide recommendations and answer questions about the menu. Menu Development: Assist in developing new crepe recipes and seasonal specials. Experiment with flavors and ingredients to keep our menu exciting and innovative. Quality Control: Monitor the quality and consistency of crepes. Make adjustments to cooking techniques and recipes as needed. Sanitation and Safety: Maintain a clean and organized kitchen area. Follow all food safety and hygiene procedures to ensure a safe working environment. Inventory Management: Keep track of ingredient levels and assist with ordering supplies. Ensure proper storage and handling of ingredients. Qualifications: Previous experience as a crepe maker or in a similar role is preferred but not required. Strong passion for cooking and attention to detail. Excellent customer service skills and the ability to work well in a team. Ability to handle a fast-paced environment and multitask effectively. Flexibility to work various shifts, including weekends and holidays.
Job description The Manager of Dog Walking role includes organizational administrative tasks, people management and also some hands-on, dog interaction. This role is responsible for the organization and success of the dog walking departing at NY Tails. Every day is a little different so applicants for this role must be comfortable with a fast-pace, competing priorities, being able to focus despite interruptions and carefully managing their time. Schedule -- Weekdays approx. 9am - 4:30pm. **Flexibility is key as an occasional change of schedule may be required. For example, if you are training a new dog walker for the early AM shift, you will need to come in early on those days. ESSENTIAL DUTIES AND RESPONSIBILITIES - *other duties may be assigned. · Recruit qualified Dog Walking candidates. Determine hiring with business owner and Manager. After hire, perform orientation and training. Announce new Dog Walkers to their route and clients. · Address all client inquiries. Explain services, schedule meet-and-greet with walker. Maintain detailed notes for each dog so that health, behavior, housing information can be relayed to Walkers and company. Confirm paperwork is completed prior to performing any walking services. · Address client questions, concerns or incidents. Seek resolution suitable to all, discuss with AM/Owner if needed or if approval for refund/credit is requested. Also, communicate any concerns, health or behavior issues to owner about their dog. · Schedule walkers. Address last minute cancellations and walk requests. Find solutions for Walker absences, schedule changes or emergency delays. If needed, Walk Coordinator will need to provide walking services themselves. · Spot check walker performance regularly to ensure standard of care. Applied disciplinary action if needed and provides new or reminder training as appropriate. · Control client keys; ensure all are labeled, organized, current and kept secured. · Maintain walk records and client accounts. Ensure all payments are collected. · Enforce all NY TAILS policies, procedures and safety protocol. Perform inventory checks, order supplies as needed. · Provide reports and information on dog walking department as needed. Give insight into reports from a management, staffing and client demand perspective. · Process Walker commission / pay. Review payroll for accuracy prior to submitting. Discuss commission structure and pay with Walkers, answer payroll questions. · When not actively completing Walking Coordinator tasks, will be asked to assist other roles. Special projects may be assigned to assist with improving the business. · Must have ability to work professionally in a non-standard work environment. This includes being physically active throughout the work shift, enduring temperature changes (indoors/outdoors), being in contact with dog waste and dog hair, withstanding smells and noise associated with live animals. SUPERVISORY RESPONSIBILITY This role supervises the Dog Walkers. They work closely with the business Managers, Office Admin and also with dog daycare Front Desk Admin. QUALIFICATIONS/REQUIRED BACKGROUND: · High School Diploma or equivalence · Comfortable with dogs of all sizes, breeds and various temperaments. · At least 2 years experience as a Professional Dog Walker. Min 1 year experience managing people. · The ability speak, write and communicate in a professional manner · Computer literacy and familiarity with a variety of software programs is required. · Numerical accuracy, detail oriented, keen time management and ability to work with frequent interruptions · Comfortable working outside in all weather, year round. Physically capable of standing/walking/taking stairs throughout entirety of shift when needed. Able to physically handle and control up to 3 dogs safely. Job Type: Full-time Pay: From $22.00 per hour Schedule: 8 hour shift Day shift Weekends as needed Experience: People Management: 1 year (Required) Professional Dog Walker (for a company): 2 years (Required) Work Location: In person Job Type: Full-time Pay: $21.00 - $24.00 per hour Benefits: Referral program Compensation Package: Hourly pay Schedule: Day shift Monday to Friday Experience: working with dogs: 1 year (Required) Ability to Relocate: New York, NY 10022: Relocate before starting work (Required) Work Location: In person
The Assistant Manager is typically in training to become a store General Manager. This position requires a full time commitment, both physically and mentally as this is a very demanding position. The Assistant Manager works in an hourly capacity and may work as many as 55 hours a week in the lunch, evening and late night dayparts. Candidates for this position must be available to work any hours of the day and any day of the week. Weekend hours are required for this position. Although no pizza making experience is required, prior retail / restaurant experience is preferred. The Assistant Manager will be in training for between six months and two years and in that time will complete a series of formal training modules and classes on the path to the General Manager position. The Assistant Manager will learn everything from customer service to people management, from product preparation and quality to inventory control. This position is ideal for someone with a strong work ethic and ambition to rise in the managment ranks of the Company. This job posting is for a position in a store owned and operated by an independent franchisee, not Domino’s Pizza LLC, Domino’s Pizza Franchising LLC, or Domino’s Pizza, Inc. (“Domino’s Corporate”). This means, among other things, that the independent franchisee is alone responsible for and will independently make all decisions concerning employment matters for the store, including those relating to hiring, firing, discipline, supervision, compensation and benefits, staffing, and scheduling. Domino’s will not receive a copy of any application you submit for this job posting and will not have any control over whether you receive an interview and/or are ultimately hired. Further, Domino’s does not control and is not responsible for the employment policies and practices of independent franchisees. If you are hired for this job posting, the independent franchisee will be your only employer, and you will not be an employee of Domino’s.
Key Responsibilities: Clinical Duties: - Prepare examination rooms, ensuring cleanliness and readiness for patient appointments. - Assist healthcare providers during patient examinations and procedures. - Measure and document vital signs, including blood pressure, pulse, temperature, and weight. - Administer medications and vaccines as directed by providers and in accordance with regulatory guidelines. - Perform routine diagnostic tests, such as EKGs, phlebotomy, and specimen collection, ensuring proper handling and labeling. - Provide patient education on treatments, medications, and follow-up care instructions. - Maintain accurate and up-to-date patient medical records in compliance with HIPAA regulations. - Administrative Duties: - Greet and check-in patients, verifying demographic and insurance information. - Schedule patient appointments and manage the clinic’s calendar efficiently. - Answer phones, address inquiries, and relay messages to appropriate staff members. - Process referrals, prior authorizations, and insurance documentation. - Monitor inventory and restock medical supplies as needed. - Qualifications: - Certification: Active Certified Medical Assistant (CMA) certification from a recognized accrediting body (e.g., AAMA, AMT, NCCT, NHA). - Experience: Minimum of 2-3 years of hands-on experience in a clinical setting, preferably in Primary Care. - Education: High school diploma or equivalent; completion of an accredited medical assisting program. - Skills: Proficient in electronic medical records (EMR) systems, strong organizational and multitasking abilities, excellent communication and interpersonal skills. - Knowledge: Understanding of medical terminology, infection control protocols, and OSHA guidelines. - Physical Requirements: - Ability to stand, walk, and remain active for extended periods. - Capable of lifting up to 5-10lbs as required for patient care. - Manual dexterity to operate medical equipment and perform clinical tasks. Work Environment: Fast-paced clinical setting with direct patient interaction. - Occasional exposure to infectious diseases and bodily fluids, with appropriate protective measures provided.
Bedford Stuyvesant Early Childhood Development Center (BSECDC) has been “Rooted in the Community since 1966.” A federally funded Head Start program whose mission is to provide high quality, comprehensive early education and family engagement services to families and their children ages 2 to 5 years old. BSECDC embraces a holistic strength-based approach to meet the needs of our earliest learners and their families within the Bedford Stuyvesant community. POSITION/JOB TITLE: STATUS: REPORTS TO: SALARY RANGE: JOB SUMMARY: JOB DESCRIPTION: LEAD TEACHER Lead Teacher (UNCERTIFIED OR CERTIFIED) Full Time/Non-Exempt Education Site Manager $51,100 - $80,010 The Lead Teacher supports BSECDC’s mission to make a difference in the lives of children, their families, and communities through the delivery of high-quality early education and child development services that promote children’s school readiness through growth and development across all developmental domains. The Lead Teacher adheres to all federal, state, and local regulations, as well as BSECDC program policies, procedures, and administrative guidance. ESSENTIAL DUTIES AND RESPONSIBILITIES: ● Implement a well-organized learning environment with developmentally appropriate schedules, lesson plans, and indoor and outdoor learning experiences that provide adequate opportunities for choice, play, exploration, and experimentation among a variety of learning, sensory, and motor experiences. ● Develop and implement weekly lesson plans, including plans for individualized instruction, in accordance with BSECDC’s procedures and the research-based curriculum, that include indoor and outdoor learning experiences to support physical health and development, social and emotional development, approaches to learning, language development and communication, and cognitive development. ● Recognize bilingualism and biliteracy as strengths and, for children who are dual language learners, plan and implement experiences to support English language development. ● Ensure the physical environment and lesson plans reflect the diversity represented in the children and families served. ● Implement nurturing, responsive, and effective teaching practices to ensure daily learning experiences promote critical thinking, inquiry-based learning, STEM, and reading and writing readiness, as well as children’s social emotional development and universal values of tolerance, compassion, and respect among children. ● Use positive guidance strategies to create a peaceful classroom environment where children resolve conflicts using language to express their feelings and opinion. ● Expose children to individuals of different cultural life styles, different genders, and different sexual orientation through stories, posted pictures and discussion. ● Plan and communicate effectively with all other classroom staff, including the assistant teacher, special education staff, volunteers and interns about weekly lessons, classroom activities, and other pertinent information regarding children. ● Establish and maintain collaborative relationships with families, while maintaining professional boundaries, to encourage their input and support two-way communication regarding the growth and development of their children. ● Conduct two home visits and two parent-teacher conferences per child per year. ● Create and adhere to a posted classroom daily schedule that includes sufficient time for established routines such as nap/rest time, meal time, handwashing, toileting, and transition through activities. ● Ensure that children are engaged in oral hygiene education through daily tooth brushing, stories, skits, and other activities. ● Facilitate, observe, and communicate the importance of healthy eating habits through family style meal time, including ensuring all adults eat with children during meal time. ● Conduct all screenings and ongoing assessment of the children in the class, as required, and use data gathered to inform instruction, including individualization, and measure progress towards School Readiness Goals. ● Monitor children’s daily attendance and communicate with the assigned BSECDC staff member if a child needs additional supports ● Support tracking responsibilities of the daily meal count for the CACFP program, as requested. ● Maintain active supervision, group size, and ratios at all times indoors and outdoors. ● Maintain a safe and healthy environment in the classroom and on the playground, including following all health and safety rules pertaining to food allergies, universal precautions, and personal hygiene. ● Maintain consistent attendance to support continuity of care for children and families. ● Participate in staff meetings, in-service training, coaching, workshops, and staff development programs, as requested. ● Ensure complete, accurate, and timely completion of all required data, documentation, and paperwork, including child files. ● Follow all applicable BSECDC policies and procedures, including the Standards of Conduct to safeguard children from abuse, neglect, or exploitation while in the care of the Center. ● Implement fully all applicable federal, state, and local laws and regulations as cited in the Head Start Performance Standards, the Head Start Act, IDEA, IFSP, FERPA, ACYFIM, Department of Education and the NYC Department of Health and Mental Health Licensing Code, Article 47 NAEYC. ● Perform other duties as assigned. REQUIRED QUALIFICATIONS ● Bachelor’s Degree with a study plan toward a degree in Early Childhood Education OR ● Master’s Degree in Early Childhood Education with NY State Certification OR ● Master’s Degree in Early Childhood Education working towards NYS Certification ● Excellent interpersonal, organizational, written, and verbal communications skills ● Proficient with Google and Microsoft Office, Microsoft Word, Excel applications EXPERIENCE ● Minimum of two years-experience working with preschoolers PHYSICAL REQUIREMENTS Physical demands described below are representative of only some that must be met to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions. • Walk, sit, stand, climb, balance and stoop, kneel, crouch or crawl. • Regularly lift and/or move up to forty pounds and frequently lift and/or move up to fifty pounds. • Use hands and fingers to handle or feel objects, tools or controls; reach with hands and arms; talk and hear. • Specific vision abilities required include close vision, distance vision, peripheral vision, depth perception and ability to adjust focus. BENEFITS: ● DC 37 Union ● Competitive Health Insurance ● Retirement ● Life Insurance