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Powered by Water, Driven by Purpose South West Water keeps the South West flowing with safe, reliable drinking water and wastewater services across some of the UK’s most stunning landscapes. We’re proud to be part of Pennon Group, a leader in the UK water sector, working towards a greener future. Our goals? As well as lowering our carbon footprint, we’re working with partners to plant 300,000 trees, restore peatlands and supporting farmers and landowners to improve water quality and wildlife. Whether you’re starting out or seeking a new challenge, our scale and ambition create opportunities for you to shape your own career. Ready to make a splash? Join our team today. Head of Economic Regulation As a company operating in a highly regulated industry, maintaining trust with regulators, customers, and stakeholders is critical. We are seeking a Head of Economic Regulation to play a key part of shaping our regulatory strategy and positioning the organisation for long-term success. This role is a full-time, permanent position and can be based out of our Exeter, Bristol, or Redhill HQ. Salary will be discussed at the interview stage, depending on experience and skills. Reporting to the Director of Economic Regulation and Chief Strategy & Regulatory Affairs Officer, this role leads on economic regulation, market reform, and price review strategy, ensuring the business is well-positioned within an evolving regulatory landscape. You will combine strategic foresight, regulatory expertise, and stakeholder leadership to influence industry developments, strengthen regulator relationships, and drive effective regulatory outcomes. Key Responsibilities You will lead the organisation’s economic regulation strategy, monitoring, interpreting and influencing trends across the water sector, while developing long-term approaches aligned to market reform and increasing competition. A key part of the role will involve leading critical elements of periodic price reviews, including the development of regulatory business plans and the design of associated incentives, ensuring robust programme management and governance across all regulatory submissions. You will take ownership of charges policy and tariff strategy, including the delivery of pricing reforms, and play a central role in building and maintaining strong, effective relationships with economic regulators. This includes coordinating responses to consultations, investigations and inquiries. The role will oversee the regulatory reporting framework and supervision arrangements, ensuring compliance with licence obligations and merger undertakings. Working closely with Finance and Business Unit leaders, you will help balance customer affordability with financial sustainability, bringing expertise in utility risk, return and economic valuation. You will collaborate across Legal, Compliance, IT and Customer teams to ensure cohesive regulatory delivery, while driving business improvement through efficiency benchmarking and industry analysis. In addition, you will support capability building by delivering training and developing internal expertise in economic regulation. What We're Looking For Significant experience (7–10+ years) in economic regulation, ideally within the water or utilities sector Proven leadership experience (minimum 3 years managing teams or strategic programmes) Strong track record delivering regulatory programmes, including price reviews Skills & Attributes Strategic thinker with a proactive, solutions-led mindset Ability to translate complex regulatory frameworks into clear, actionable insight Strong stakeholder engagement and influencing skills Highly organised with the ability to manage competing priorities under pressure QualificationsRequired Professional qualification in Economics and/or Finance (or equivalent experience) Advanced skills in Excel and PowerPoint Desirable Leadership or management qualifications Experience in data analysis, investigations, or project management What Will Motivate You Shaping the future of economic regulation within a critical national infrastructure sector Driving innovation and change during a time of industry reform Building and developing high-performing teams Working at pace on complex, high-impact challenges Influencing strategy at the highest levels of the organisation Why Join Us? This is a unique opportunity to lead at the forefront of regulatory strategy, shaping outcomes that impact millions of customers while driving sustainable, long-term value for the busines What's in it for you: We know our people drive our success — so we’re committed to offering an excellent range of benefits, including: 30 days annual leave + bank holidays Bonus Plan Private Healthcare Company car or cash for car allowance Competitive contributory pension Share-save scheme Health benefits & wellbeing support programmes Group discounts Cycle to Work scheme Financial support services Development and training opportunities… and much more! Closing Date: 16th June 2026 We may close this vacancy early if we receive a high volume of applications. We encourage you to apply as soon as possible. Please note that the successful candidate will be subject to a mandatory DBS check as part of the onboarding process. Be yourself, we like it that way. Together, we will build a culture of belonging, where inclusion is instinctive. Diversity is our strength and a reflection of our communities. We care, we value everyone, we celebrate uniqueness. Our core values, which are essential to our success, are: Be Rock Solid - Build trust and be trusted. Be the one we all look to and can depend on. Be You - We want you to bring your best everyday. Be yourself and make your mark in your individual way. Be the Future - Embrace change. Drive Progress. Own the challenge.

Allocations Officer\n\nExeter \n\nFull time, Temporary\n\nHybrid - 40% office, 60% home working\n\nWe are currently recruiting for a Social housing organisation based in Exeter who are looking for an Allocations Officer to join their team on a temporary basis.\n\nResponsibilities of the Allocations Officer include:\n\nEnsure that eligible applicants as defined by the current legislation and the Council's Allocations Policy are admitted onto the Housing Register.\nAnswer queries from customers, stakeholders, support workers, Councillors, MPs and other agencies regarding the housing register and the allocations policy.\nAssess and prioritise applications for Council and Housing Association properties, through the allocations scheme, within agreed timescales and in line with the Allocations policy\nAssess Health and Wellbeing applications and participate in multi-agency assessment panels to award banding, prioritise applications for adapted properties.\nCollate weekly adverts for available properties ensuring the information is clear and accessible for applicants.\nFull job description available upon requestThe successful candidate will have:\n\nExperience working within the social housing sector.\nHave up to date knowledge of housing and homeless legislation and guidance.\nKnowledge of Microsoft packages.\nA qualification in housing (desirable).If you believe that you are well-suited to the role of Allocations Officer, please apply. For additional information, please contact Chrissie at Sellick Partnership Derby office.\n\nSellick Partnership is proud to be an inclusive and accessible recruitment business and we support applications from candidates of all backgrounds and circumstances. Please note, our advertisements use years' experience, hourly rates, and salary levels purely as a guide and we assess applications based on the experience and skills evidenced on the CV. For information on how your personal details may be used by Sellick Partnership, please review our data processing notice on our website

Your new company\n\nYou'll be joining a well-established SME manufacturing business based in Exeter. With a busy operational period underway, they're looking for an experienced Finance Officer to come in on an interim basis and provide support across the team. It's a friendly, collaborative environment where you'll be able to make an impact quickly.\n\nYour new roleReporting to the Finance Manager, this is a varied and hands-on position supporting the day-to-day running of the finance function.You'll be involved across the full finance process, including managing purchase and sales ledger, supporting credit control, carrying out bank reconciliations, and assisting with month-end tasks such as journals, accruals, and reconciliations. There will also be exposure to stock and inventory accounting, along with some involvement in payroll processing.This is a great opportunity to work across a broad remit rather than being siloed into one area.\n\nWhat you'll need to succeedTo be successful in this role\n\nyou'll have previous experience in a Finance Officer or similar all-round finance position, ideally within an SME environment.You'll have a solid understanding of core finance processes (AP, AR, reconciliations), some exposure to month-end, and be confident picking things up quickly. Experience within a manufacturing or stock-based environment would be beneficial, but isn't essential.Strong Excel skills, attention to detail, and the ability to work independently in a fast-paced environment are key.\n\nWhat you'll get in returnIn return\n\nyou'll gain valuable experience within a fast-paced manufacturing business, working as part of a supportive and collaborative team.The role offers variety and the chance to broaden your skill set across multiple areas of finance, while stepping into a position where you can make an immediate impact.\n\nWhat you need to do nowIf you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.\n\nIf this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion about your career.\n\nHays Specialist Recruitment Limited acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be found at (url removed)

Group Financial Controller | Preston | up to £95k Talentedge is supporting a PE backed business in the Preston area that is looking to add a Group Financial Controller to their team to help achieve their ambitious goals and year on year growth. About the Role We are looking for a detail-oriented and highly organised Financial Controller. Reporting to the Chief Financial Officer, you will ensure robust financial control and will manage the development, implementation and documentation of internal financial control policies and procedures. The role will contribute to ensuring financial systems are effective and fit for purpose. The role will have core responsibility for management accounts, financial accounts payroll and accounts payable accounts payable. The role holder will instil core controls and ensure the delivery of insightful monthly reporting to the Board and annual financial accounts. We are looking for someone who can: • Be an effective business partner to members of the Senior Leadership Team, supporting Heads of Department and Regional Operations Teams in order to contribute to strategic alignment., • Prepare meaningful, accurate and insightful monthly finance pack and commentary to assist with decision support, delivering actionable commercial points to ensure we stay to plan., • Balance Sheet accountability, ensuring the balance sheet is accurate, understood and aligned with accounting policy and standards., • Overseeing the audit and tax process, managing the team and liaising with external personnel where required., • Seek opportunities to automate process through adoption of technology improvements and automation., • Challenge and improve existing controls and processes in the finance team and wider business, taking full ownership for finance systems and the internal control environment., • Project Management of key initiatives and system developments in the finance team (from evaluation, through to testing and implementation to live use). Experience & skills required: • CIMA/ACA/ACCA qualified or equivalent, • Experience managing and mentoring direct reports, including Management Accounts, • Demonstrated success in managing financial operations and driving process improvements, • Strong communication skills, with the ability to collaborate effectively across different teams and stakeholders, • Proficient in financial management software and ERP systems, • A proactive and problem-solving mindset, with a keen eye for detail and accuracy, • A background in audit Package & benefits: • Work from home up 2 days a week (after 3 month probation), • 33 days holiday including bank holidays, • Flexible working hours Mon-Fri (8-4, 8.30-4.30, 9-5), • Annual bonus scheme up to 6%, • Buy and sell annual leave scheme, • MediCash- health cash plan, • Refer a friend scheme, • Company pension, • Company sick pay scheme, • Life assurance scheme, • Bluelight Card- 100’s of discount and cashback options, • Performance review with a training and development plan, • Employee discounts portal, • Gym membership discounts, • Free parking onsite, • Tech scheme Apply now or contact Danielle Holly at Talentedge for more information.

FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures. In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents. FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities.To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative _. Role Overview We are hiring a Lead Risk Manager to own and scale our iOS (Apple) lending portfolio in Nigeria. You will own gross profit, expected credit loss, risk adjusted unite economics, portfolio scaling decisions and credit policy direction. You also be responsible for lead policy, experimentation, analytics, and performance — and be accountable for portfolio outcomes end-to-end. Key Responsibilities GP & ECL Ownership • Own portfolio level GP and ECL performance., • Maintain ECL/Revenue within risk appetite., • Optimise PD, LGD, exposure limits, pricing and tenure strategy, • Build and manage loan-level and user-level NPV frameworks, • Ensure scaling decisions improve long-term portfolio PV Credit Policy Leadership • Design and implement credit policy changes, • Define clear hypotheses before rollout, • Quantify impact across FPD, roll rates, NPL, ECL, NPV and GP uplift., • Present before/after impact analysis, • Ensure policy governance and documentation standards Portfolio Scaling & Experimentation • Design and execute A/B and multivariate tests, • Ensure statistical validity and bias control, • Measure impact beyond FPD — full unit economics view, • Scale winning strategies quickly, • Terminate underperforming experiments fast Unit Economics & PV Mastery • You must deeply understand loan level NPV, user level NPV, Behavioural EIR, discounting logic, lifetime value modelling and risk adjusted CAC impact. End-to-End Credit Product Ownership • Acquisition risk filters, • Limit assignment logic, • Pricing bands, • Tenure optimisation, • Top-up strategy, • Collections alignment, • Fraud overlays, • Model strategy alignment Team Leadership & Analytical Excellence • Lead and build a high-performance risk/analytics team, • Set weekly performance rhythms, • Ensure dashboards are decision-grade, • Review analysis rigorously, • Maintain strong data governance, • Portfolio scaled profitably, • ECL/Revenue within risk appetite, • Positive portfolio NPV under stress assumptions, • Strong experimentation culture embedded, • Clear policy governance framework, • iOS portfolio positioned for multi-market scaling, • 6–10+ years in consumer credit risk, • Strong exposure to African lending markets (Nigeria preferred), • Proven ownership of GP and ECL, • Experience scaling digital portfolios, • Advanced knowledge of PD / LGD / EAD frameworks, roll rate modelling, IFRS 9 concepts, NPV modelling and price optimization., • Strong SQL and analytical tooling comfort, • Deep A/B experimentation experience, • 25 days paid vacation, Sick & Public Holidays to B2B contractors., • Remote (timezone must have significant overlap with CET)., • Training & Development budget., • Paid company business trips. Recruitment Process • Screening call with Recruiter: 45 minutes., • Business Case Study, • Technical Interview & Case Study Review with Chief Credit Officer, • Final Interview with CEO

😎 Our CultureQuantum Metric's number one objective is happy people, diverse and inclusive culture. We’re passionate about empowering our people to become the best version of themselves, offering coaching and training programs designed to accelerate their career in whatever direction they choose. As a remote-first company, we understand the importance of building an engaged, diverse, and fun place to work. We hold regular company-wide events, seasonal challenges, and Quantum Metric sponsored local outings when Zoom becomes too much. We also have a number of Employee Resource Groups that provide spaces to discuss, share, and reflect on topics that impact us both inside and outside of work - from being new to SaaS or navigating it as a first-time parent, to overcoming the barriers faced as Black, Hispanic, Asian American and Native Hawaiian/Pacific Islander, LGBTQIA or other underrepresented backgrounds. We are also passionate about the connections we build with our customers. You’ll not only work with some of the world’s most recognized brands, but build lasting relationships. At Quantum Metric we value all types of experience and education and don’t expect you to meet every qualification for this position. We are most interested in the unique perspective you can bring and your ability to uphold our values of passion, persistence, and integrity. 🚀 About the RoleThe Business Consultant (BC) will drive client adoption of the Quantum Metric platform, while ensuring that customers are receiving tangible value through our partnership. The BC engages regularly with customers to provide tailored training aligned to organizational use cases, teaches customers how to apply our technology to solve key business challenges, and provides ad-hoc analysis/insights to improve digital experiences. The BC's performance is based on account retention, customer utilization of the platform, and insights provided to customers. • Teach clients how to analyze their data using the Quantum Metric platform to surface defects and opportunities for digital product enhancements, • Develop a consultative relationship with each client via a thorough understanding of their business model, strategy, digital properties, key initiatives, and business goals, • Provide guidance on best practices for leveraging Quantum Metric to solve business problems execute on their digital strategy via daily client interactions, • Lead training sessions across a plethora of use cases to enable customers to be autonomous, while driving adoption across large audiences, • Conduct regular working sessions with clients, product demos, and executive briefings. Travel up to 20% of the time to visit client onsite locations, • Proactively analyze client data using the Quantum Metric platform to inform data-driven improvements to digital experiences, • Create presentations to summarize opportunities for site optimization and revenue recovery. Present findings with data-driven recommendations and supporting analysis to key client stakeholders, • Proactively identify at-risk accounts based on low platform usage, while creating & executing an action plan to drive platform adoption, • Establish and maintain expert level knowledge of product capabilities & configuration options to leverage the Quantum Metric platform to enable customers and surface actionable insights, • Serve as the voice of the customer internally at Quantum Metric, advocating for customer needs and providing input into the development of new platform features, • Partner with account team to secure renewals and support upsell opportunities through enablement and business value, • Fluent in English with optional Spanish or Italian language skills, • 3+ years serving in a digital analytics oriented role: Product/Customer Experience/Optimization/Experimentation Analyst, Consulting, or Professional Services., • Must be able to analyze digital datasets to draw meaningful conclusions and recommendations. Enjoys solving complex problems without straight forward solutions, • Have client-facing experience and be comfortable in a training / subject matter expert (SME) capacity, • A solid understanding of eCommerce, web technologies, digital analytics, and best practices for UX/UI. Familiarity with HTML, CSS, and JavaScript is an advantage, • Experience with digital analytics and experimentation solutions such as Adobe Analytics, Google Analytics, Heap, Tealeaf, Optimizely, Maxymiser, or Adobe Target, • Socially capable and able to build relationships with diverse audiences: senior leaders, middle managers, and individual contributors, both technical and non-technical, • Strong time management skills. Must be able to multitask while juggling the needs of multiple clients simultaneously. Able to adapt quickly to changing priorities, • Must be a self-starter, who thrives in fast-paced, ambiguous environments, • Empathetic to client concerns and passionate about empowering customers to improve their digital experiences, • Excellent verbal and written communication skills with exemplary presentation skills. Must be comfortable presenting to large audiences of 50+ individuals💻 Recruitment ProcessNote: This interview process is subject to change. End stage candidates are also given the optional opportunity to meet with an Employee Resource Group Member if that is of interest., • Recruiter Screen (30 minutes)- Independent Assessment (1 hour)- Hiring Manager Interview (45 minutes)- Director Interview (30 minutes)- VP, Consulting Services Interview (45 minutes)- Chief Customer Officer Interview (30 minutes)- CEO Interview (30 minutes) 🏆 Perks & BenefitsGroup Health Plans (100% paid)Life Assurance Employee Assistance Program Stock OptionsEmployee Lead Referral ProgramInternal Lead Referral ProgramOne-Time Home Office Enhancement StipendMonthly Business Expense StipendParental LeaveCompany-Wide Unlimited Paid Time Off policy (In addition to statutory vacation entitlement)RECHARGE PROGRAM (after 3 years, disconnect for 3 weeks, no email/slack)Sick Pay in accordance with statutory requirements Automatic enrollment in QM Pension Plan with 4% match MacBook and awesome swag delivered to your doorEncouraging and collaborative culture 🐉 About Quantum MetricAs the leader in Continuous Product Design, Quantum Metric helps organizations put customers at the heart of everything they do. The Quantum Metric platform provides a structured approach to understanding the digital customer journey, enabling organizations to recognize customer needs, quantify the financial impact and prioritize based on the impact to the customer and business’ bottom line. Today, Quantum Metric captures insights from 40 percent of the world’s internet users, supporting nationally recognized brands in ecommerce and retail, travel, financial services and telecommunications. Our customer retention rate is 98%. Quantum Metric has been named to the Inc 5000 and the Deloitte 500 for the last five-consecutive years, and has made the Best Places to Work lists by Glassdoor, BuiltIn, Fast Company and Forbes. If the above role seems like a match and you’re interested in joining a team of people with exceptional potential from diverse backgrounds, perspectives, and life experiences, we want to hear from you! The job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Quantum Metric reserves the right to change, edit, and add duties and responsibilities of all job descriptions at any time, at its sole discretion, and to notify the respective employee accordingly. Quantum Metric will only provide offers of employment and all communications regarding employment from an official @quantummetric.com email address and/or LinkedIn inMail. Quantum does not recruit via channels such as WhatsApp or Telegram, and will not ask for a candidate’s sensitive information and/or any upfront fees/costs during the job application process. Quantum asks that any candidates report any suspicious recruitment efforts to security@quantummetric.com. Quantum Metric is an E-Verify employer: Applicant Privacy Policy: #LI-REMOTE #BI-Remote

We are proud to be working exclusively with Bracknell Forest Council to recruit a Procurement Officer position for the People & Communities directorates. In your role as a Procurement Officer with the Council you will be supporting cross-functional teams to develop new contracts, delivering clear service improvements and real cash savings. You will advise commissioners on procurement and contract management issues and deliver above threshold and strategic procurements, ensuring compliance with relevant legislation and contract standing orders. You will be a highly adaptable individual, looking for a challenging and rewarding role within a very supportive team environment. You'll be personable and self-motivated with excellent verbal and written communication skills and the ability to build strong and positive relationships internally with your stakeholders. We are also particularly interested in hearing from applicants who have good overall knowledge and experience of e-tendering and procurement systems, excellent computer skills and evidence of continuing professional development. Previous experience in either an IT or a Social Care category focused procurement position would be advantageous and you will ideally be working towards your MCIPS qualification and have up to date knowledge of the Procurement Act 2023. Salary and benefits The salary range is £40,476 - 45,718 + £706 London Weighting Allowance Bracknell Forest Council operates a very flexible hybrid working policy. You can be based at home or in the office, however you prefer to work, although you will need to be within a reasonable commute of Bracknell for meetings as and when required. The office is in Time Square in Bracknell, with great transport links and easy access to the regenerated town centre. Benefits include • Annual leave of 28 days increasing to 33 days after 3 year's service, • Local government pension scheme, • Life insurance cover (linked to the pension scheme)., • Opportunities for flexible and agile working, to support our work-life balance., • An inclusive and social working environment with a variety of staff networks including sports and social clubs., • Enhanced maternity, paternity, adoption and fostering leave., • Career development through internal and external training opportunities (including CIPS), • Employee Assistance Programme (EAP) to support employee's health and well being., • Staff dental and health plans., • Discounted leisure centre and gym membership. Additional information Bracknell Forest's Core values are: Inclusive | Ambitious | Always Learning These values influence the way the Council's employees work with each other and the way the Council serves its residents and engages with its communities. The values are made real by Bracknell Forest Council's employees demonstrating them in how they behave every day. If you're excited about joining a diverse team that celebrates learning and strives for excellence, we'd love to hear from you. Bracknell Forest Council is committed to ensuring an inclusive recruitment process for all applicants. If you require any reasonable adjustments to support your application or interview, please let us know and we will work with you to support you throughout the process. For further information about the role or to request a copy of the full job description please contact Simon Burr at Morgan Law. Please note Morgan Law are managing this campaign on behalf of Bracknell Forest Council and any CVs sent directly to the council will not be considered. We can also only accept applications from candidates currently residing in the UK. Candidates currently residing in the UK who require sponsorship to work are encouraged to assess their eligibility for a Certificate of Sponsorship (CoS) based on the relevant criteria. Please be aware that sponsorship availability varies and is subject to eligibility requirements and budget limitations. As a result, Bracknell Forest Council cannot guarantee sponsorship for all its roles and will evaluate sponsorship requests on a case-by-case basis.

An exciting opportunity has arisen for a School Business Development Executive / Account Manager to join a social enterprise that connects employers with schools to create inclusive work-based learning opportunities for students, particularly those with special educational needs or from disadvantaged backgrounds. As a School Business Development Executive / Account Manager, you will be developing relationships with schools and careers hubs to promote a well-established careers engagement platform. This role is full-time remote based offering a salary of £30k FTE plus generous commission and benefits. The candidate must possess experience in both account management and new business development. You will be responsible for: • Proactively reaching out to schools to introduce and promote an innovative platform supporting student career development, • Building and managing relationships with Careers Leaders, Officers, and occasionally Head Teachers, • Collaborating with regional Careers Hubs and education networks to broaden reach, • Coordinating meetings via phone, Teams, or face-to-face to support engagement and growth, • Representing the organisation at relevant regional and national events, • Providing accurate internal updates and contributing to reporting processes, • Ensuring internal policies, such as safeguarding and health & safety, are adhered to What we are looking for: • Previously worked as a Account Manager, Sales manager, Business Development Manager, Partnership Manager, School Engagement Manager, Education Partnership Manager, Educational Sales Executive, Education Account Manager, Education Outreach Coordinator, School Relationship Manager, Educational Partnerships Executive, School Liaison Manager, Student Career Development Officer, School Engagement Executive, Business Development Executive, Career Engagement Officer, Business Development Specialist, Business development Consultant, sales consultant, Business Development Advisor, Business Development Adviser, Business Development Officer or in a similar role, • Must have 3 years’ experience in direct sales (excluding retail or general customer service), • Have 2 years’ experience in selling or sales to schools., • Strong track record of working within the education supply chain or selling into schools, • Full UK driving licence and right to work in the UK What’s on offer: • Competitive salary, • Term-time only role, • Flexible working pattern, • Generous commission structure, • 25 days annual leave plus 8 bank holidays (pro rata, within school breaks), • Travel expenses covered This is a brilliant opportunity to join a values-led organisation and play a meaningful role in shaping young futures. Important Information: We endeavour to process your personal data in a fair and transparent manner. In applying for this role, Additional Resources will be acting in your best interest and may contact you in relation to the role, either by email, phone or text message. For more information see our Privacy Policy on our website. It is important you are aware of your individual rights and the provisions the company has put in place to protect your data. If you would like further information on the policy or GDPR please contact us. Additional Resources Ltd is an Employment Business and an Employment Agency as defined within The Conduct of Employment Agencies & Employment Businesses Regulations 2003.

WORKING FROM HOME OR HYBRID - Our Sussex based SME client requires an experienced high calibre Finance Manager to join their friendly team, where you will lead a small team who are responsible for the financial management of the company. Reporting into the Chief Financial Officer, you will oversee the preparation of monthly consolidated accounting, communicating financial results to the Directors, playing a key role in the strategic development of the company. Duties will include: • Analysis and interpretation of KPI’s, variances & forecasting, • Prepare forecasts, plans and consolidated management information, • Preparation and presentation of reports to the Board, • Responsible for management of the balance sheet, • Ensure all payments are made on time, • Ensure invoices are dispatched on time To apply for this role it is essential that you can demonstrate: • A professional Accounting Qualification (ACA/ACCA/CIMA) who possesses previous management experience, • Experienced at working through and developing strong teams and motivating a successful team to achieve results; must be effective at building relationships across the organisation, as well as externally Due to the high volume of applications we receive, only short listed applicants will be contacted in relation to this vacancy. We do however value your details and will retain them on file to enable our consultants to contact you should a suitable opportunity arise. Byron Recruitment Limited (BRL) trading as Byron Finance and Byron Technology operates as an Employment Agency and an Employment Business. BRL is committed to equal opportunity and diversity. BRL is a member of the Recruitment and Employment Confederation (REC). Upon application to this vacancy you accept the Privacy Policy, Disclaimers and T&C's which you can read in full on our website.

FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures. In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents. FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities.To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative _. Role Overview We are hiring a Lead Risk Manager to own and scale our iOS (Apple) lending portfolio in Nigeria. This is not a monitoring role. This is not a reporting role. This is a P&L-impacting, GP/ECL ownership role. You will: • Own Gross Profit (GP), • Own Expected Credit Loss (ECL), • Own risk-adjusted unit economics, • Own portfolio scaling decisions, • Own credit policy direction You will lead policy, experimentation, analytics, and performance — and be accountable for portfolio outcomes end-to-end. This is a high-impact role. Key Responsibilities GP & ECL Ownership • Own portfolio-level GP and ECL performance, • Maintain ECL/Revenue within risk appetite, • Optimise:, • PD, • LGD, • Exposure limits, • Pricing, • Tenure strategy, • Build and manage loan-level and user-level NPV frameworks, • Ensure scaling decisions improve long-term portfolio PV You must think in: • Risk-adjusted margin, • Behavioural lifetime value, • Capital efficiency, • Sustainable growth Credit Policy Leadership • Design and implement credit policy changes, • Define clear hypotheses before rollout, • Quantify impact across:, • FPD, • Roll rates, • NPL, • ECL, • NPV, • GP uplift, • Present before/after impact analysis, • Ensure policy governance and documentation standards Every policy change must be: • Hypothesis-driven, • Controlled, • Measurable, • Financially justified Portfolio Scaling & Experimentation • Design and execute A/B and multivariate tests, • Ensure statistical validity and bias control, • Measure impact beyond FPD — full unit economics view, • Scale winning strategies quickly, • Terminate underperforming experiments fast You must be comfortable making decisions under uncertainty — but never without data. Unit Economics & PV Mastery You must deeply understand: • Loan-level NPV, • User-level NPV, • Behavioural EIR, • Discounting logic, • Lifetime value modelling, • Risk-adjusted CAC impact You should be comfortable explaining why tenure, pricing, or exposure shifts change portfolio PV. End-to-End Credit Product Ownership • Acquisition risk filters, • Limit assignment logic, • Pricing bands, • Tenure optimisation, • Top-up strategy, • Collections alignment, • Fraud overlays, • Model strategy alignment You must understand how underwriting decisions today affect collections 90+ days later. Team Leadership & Analytical Excellence • Lead and build a high-performance risk/analytics team, • Set weekly performance rhythms, • Ensure dashboards are decision-grade, • Review analysis rigorously, • Maintain strong data governance We expect someone who: • Gets into SQL when needed, • Reviews modelling logic, • Challenges assumptions, • Doesn’t hide behind slides This is a builder role. • Portfolio scaled profitably, • ECL/Revenue within risk appetite, • Positive portfolio NPV under stress assumptions, • Strong experimentation culture embedded, • Clear policy governance framework, • iOS portfolio positioned for multi-market scaling, • 6–10+ years in consumer credit risk, • Strong exposure to African lending markets (Nigeria preferred), • Proven ownership of GP and ECL, • Experience scaling digital portfolios, • Advanced knowledge of:, • PD / LGD / EAD frameworks, • Roll-rate modelling, • IFRS9 concepts, • NPV modelling, • Pricing optimisation, • Strong SQL and analytical tooling comfort, • Deep A/B experimentation experience, • 25 days paid vacation, Sick & Public Holidays to B2B contractors., • Remote (timezone must have significant overlap with CET)., • Training & Development budget., • Paid company business trips. Recruitment Process • Screening call with Recruiter: 45 minutes., • Technical Interview with Chief Credit Officer

We are delighted to be partnering with Bracknell Forest Council to recruit two Procurement Officer positions for the Place & Resources directorates. In your role as a Procurement Officer with the Council you will be supporting cross-functional teams to develop new contracts, delivering clear service improvements and real cash savings. You will advise commissioners on procurement and contract management issues and deliver above threshold and strategic procurements, ensuring compliance with relevant legislation and contract standing orders. You will be a highly adaptable individual, looking for a challenging and rewarding role within a very supportive team environment. You'll be personable and self-motivated with excellent verbal and written communication skills and the ability to build strong and positive relationships internally with your stakeholders. We are also particularly interested in hearing from applicants who have good overall knowledge and experience of e-tendering and procurement systems, excellent computer skills and evidence of continuing professional development. Previous experience in either a Construction or Professional Services category focused procurement position would be advantageous and you will ideally be working towards your MCIPS qualification and have up to date knowledge of the Procurement Act 2023. Salary and benefits The salary range is £40,476 - 45,718 + £706 London Weighting Allowance Bracknell Forest Council operates a very flexible hybrid working policy. You can be based at home or in the office, however you prefer to work, although you will need to be within a reasonable commute of Bracknell for meetings as and when required. The office is in Time Square in Bracknell, with great transport links and easy access to the regenerated town centre. Benefits include • Annual leave of 28 days increasing to 33 days after 3 year's service, • Local government pension scheme, • Life insurance cover (linked to the pension scheme)., • Opportunities for flexible and agile working, to support our employee's work-life balance., • An inclusive and social working environment with a variety of staff networks including sports and social clubs., • Enhanced maternity, paternity, adoption and fostering leave., • Career development through internal and external training opportunities (including CIPS), • Employee Assistance Programme (EAP) to support employee's health and well being., • Staff dental and health plans., • Discounted leisure centre and gym membership. Additional information Bracknell Forest's Core values are: Inclusive | Ambitious | Always Learning These values influence the way the Council's employees work with each other and the way the Council serves its residents and engages with its communities. The values are made real by Bracknell Forest Council's employees demonstrating them in how they behave every day. If you're excited about joining a diverse team that celebrates learning and strives for excellence, we'd love to hear from you. Bracknell Forest Council is committed to ensuring an inclusive recruitment process for all applicants. If you require any reasonable adjustments to support your application or interview, please let us know and we will work with you to support you throughout the process. For further information about the role or to request a copy of the full job description please contact Simon Burr at Morgan Law. Please note Morgan Law are managing this campaign on behalf of Bracknell Forest Council and any CVs sent directly to the council will not be considered. We can also only accept applications from candidates currently residing in the UK. Candidates currently residing in the UK who require sponsorship to work are encouraged to assess their eligibility for a Certificate of Sponsorship (CoS) based on the relevant criteria. Please be aware that sponsorship availability varies and is subject to eligibility requirements and budget limitations. As a result, Bracknell Forest Council cannot guarantee sponsorship for all its roles and will evaluate sponsorship requests on a case-by-case basis.

We are seeking a proactive and customer-focused Allocations Officer to join a Local Authority in Devon and play a key role in helping residents access suitable affordable housing. As an Allocations Officer, you will assess and manage applications to the Housing Register, ensuring decisions are made in line with current housing legislation and the Council's Allocations Policy. You will prioritise applications, administer property allocations, coordinate weekly property adverts, and provide expert housing options advice to a wide range of applicants. The role involves working closely with customers, housing associations, support agencies, Councillors, MPs and other stakeholders, responding to enquiries and providing clear guidance on housing options and allocation processes. You will also participate in multi-agency panels, assess health and wellbeing applications, support local lettings initiatives, and undertake outreach activities across the district. We are looking for someone with excellent communication and organisational skills, strong attention to detail, and the ability to manage a varied caseload within agreed timescales. How to Apply If you are interested in this role and meet the criteria above, please send us your application today. If you do not hear from us within 2 working days of applying, your application has been unsuccessful. If you feel that this job matches your skills but not the rate, location, or seniority, please feel free to send us your CV anyway. We constantly recruit for similar roles across all levels, UK-wide, and would be pleased to speak with you confidentially about your employment status. Even if you're currently satisfied in your role, we welcome calls from public sector professionals looking to make future connections. Our specialist team at Carrington West has over 100 years of combined experience in this

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