Regional Asset-Based Lending Origination Director
5 days ago
Scotland
We are seeking an experienced Regional Lead – Growth Finance to drive the origination, structuring, and execution of working capital lending solutions, including ABL and Invoice Finance, across a key regional footprint. You will grow a dynamic loan portfolio, manage risk, and represent our clients Growth Finance offering both externally and internally. If you have a strong commercial mindset and a proven track record in SME finance, this is a unique opportunity to make a real impact. Region (Leeds / Newcastle / Glasgow / Edinburgh) Key Responsibilities • Identify, structure, and execute working capital lending facilities, including ABL and Invoice Finance, ranging from £1m–£10m., • Assess financials and collateral, prepare clear credit submissions, and highlight risks and mitigants., • Build and manage a high-quality regional portfolio in line with lending and risk policies., • Monitor performance and implement proactive risk mitigation strategies., • Develop and maintain a network of professional introducers, including corporate finance advisors, debt specialists, and selected brokers., • Represent Growth Finance externally to SMEs, promoting ABL, Invoice Finance, and working capital solutions effectively., • Work closely with credit, operations, and product teams to ensure seamless delivery of financing solutions., • Provide market insights to enhance product offerings and act as an internal champion for Growth Finance. Required Skills & Experience • Deep knowledge of working capital finance, Asset-Based Lending (ABL), and Invoice Finance for SMEs., • Proven experience in originating, structuring, and managing lending facilities in the £1m–£10m range., • Strong financial analysis skills, including balance sheets, cashflow forecasting, and sensitivity modelling., • Established network of introducers in the SME finance market.