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Job Description Location: Sunny Isles Beach, Florida (On-Site) Company: Neto Capital Employment Type: Full-Time Working Hours: 9:30AM–5:30PM Start Date: Immediate / Based on availability Compensation: Competitive compensation based on experience and level (Junior through Senior candidates encouraged to apply) About Neto Capital Neto Capital is a fast-growing FinTech company operating in the U.S. business financing space, building advanced technology infrastructure designed to make financing, underwriting, risk management, and reporting faster, smarter, more transparent, and more scalable. The company combines financial and operational experience with data, automation, and AI/ML capabilities, and is developing a platform to manage financing processes end-to-end — from financial data collection and analysis, to data-driven decision-making, underwriting, portfolio management, operational controls, collections, investor reporting, and internal process optimization. Neto Capital operates in a dynamic, entrepreneurial, and family-oriented environment, with a focus on growth, innovation, operational excellence, and building systems that connect finance, technology, data, and operations. We are looking for smart, independent, and curious people who want to take part in building a growing company and help shape the next generation of business financing solutions. Position Overview We are looking for Underwriters to join Neto Capital's underwriting and financial analysis team — we welcome candidates across all experience levels, from those early in their underwriting career to seasoned professionals ready to take on complex files and lead within the team. The scope of the role and level of responsibility will be tailored based on the candidate's experience. This is an analytical, dynamic, and central role in the company's decision-making process. Underwriters are responsible for analyzing financing applications, reviewing financial data, working with bank statements, identifying risks, preparing underwriting summaries, and supporting (or, depending on experience, independently driving) data-driven decision-making processes. More experienced Underwriters will also take ownership of higher-exposure and complex deals, mentor newer team members, and contribute to underwriting policy and risk framework development. As part of the role, Underwriters will make ongoing use of the company's AI and ML-based underwriting tools, designed to improve analysis quality, identify patterns and risks, streamline workflows, and support faster and more accurate decision-making — and, for more senior candidates, help refine those tools based on real-world underwriting experience. We are looking for people who not only know how to work with numbers, but also understand the story behind the data, identify irregularities, ask the right questions, think outside the box, and turn financial information into clear and practical recommendations. Key Responsibilities • Review and analyze new business financing applications, ranging from routine to complex and higher-exposure files depending on experience level., • Analyze bank statements, cash flow data, revenue, expenses, balances, returns, liabilities, and financial activity patterns., • Conduct cash flow analysis and assess the financial capacity and risk exposure of businesses., • Identify trends, irregularities, warning signs, and potential risks in financing files., • Review client documents, financial statements, credit data, business documents, and additional supporting information., • Prepare clear and organized underwriting summaries for decision-making purposes., • Develop and, depending on experience, independently finalize recommendations regarding approvals, declines, terms, pricing, exposure, and risk level., • Use the company's AI and ML-based underwriting tools on an ongoing basis as part of the financing analysis, risk identification, and decision-making process, and help refine these tools based on real-world experience., • Provide professional feedback on internal underwriting tools, identify gaps, suggest improvements, and support the improvement of data-driven workflows., • Work with management, product, and technology teams to support continuous improvement of underwriting processes, models, data, automation, and workflows., • Work with Excel / Google Sheets for analysis, checks, reconciliations, calculations, and controls., • Use AI tools for information analysis, data organization, checks, research, document summaries, and workflow improvement., • Work with CRM systems, underwriting tools, bank verification tools, and other internal systems., • Support data-driven decision-making and work closely with Risk, Sales, Operations, and company management., • Identify recurring patterns, file issues, improvement opportunities, and insights that can help improve underwriting processes., • Maintain accuracy, organization, and proper documentation of data, decisions, documents, and processes., • Mentor, train, and support the development of newer team members as experience grows., • Contribute to underwriting policies, credit guidelines, and risk frameworks as experience grows. Requirements • Bachelor's degree required., • Bachelor's degree in Finance, Economics, Accounting, Business Administration, Mathematics, Statistics, Data Analytics, or a related field — strong advantage., • Experience in an analytical, financial, underwriting, credit, banking, FinTech, lending, operations analysis, or similar role — required (open to candidates ranging from 1+ years to 5+ years of experience)., • Strong proficiency in Excel / Google Sheets — required., • Strong analytical ability and ability to work with complex financial data., • Understanding of bank statements, cash flow, revenue, expenses, liabilities, and financial risks — depth of understanding scaled to experience level., • Experience using AI tools for analysis, summaries, research, checks, and process improvement — required., • Ability to work with underwriting tools, data analysis systems, and AI/ML-based tools as part of financial decision-making processes., • Strong understanding of the connection between data, underwriting, risk, and business decision-making., • Fast and independent learning ability., • Ability to work independently with strong organization and attention to detail., • Critical thinking and ability to identify irregularities, risks, and unusual patterns., • Ability to work in a fast-paced, dynamic, and multi-tasking environment., • Ability to communicate conclusions clearly and in an organized way., • Sound judgment, personal responsibility, and discretion when working with sensitive financial information. Nice to Have • Previous experience in FinTech, lending, business financing, credit underwriting, risk analysis, or financial operations., • Experience analyzing business bank statements., • Experience working with data-driven underwriting tools, automation, AI/ML, or credit decisioning platforms., • Prior experience mentoring, training, or leading other underwriters or analysts., • Experience developing or contributing to underwriting policies, credit guidelines, or risk frameworks., • Interest in AI-driven underwriting, risk scoring, financial data analysis, and process automation., • Familiarity with CRM or underwriting platforms., • Familiarity with tools such as Plaid, DecisionLogic, Ocrolus, Salesforce, HubSpot, DataMerch, TLOxp, or similar systems., • Experience building models, dashboards, templates, or analysis reports in Excel / Google Sheets., • Basic to strong understanding of AI/ML, data workflows, or automation., • Experience working in a startup or growing company., • Additional languages — advantage. Who You Are • You have strong analytical thinking and curiosity to understand how things work., • You know how to work with numbers, but also understand the business logic behind them., • You are independent, organized, responsible, and a fast learner., • You enjoy solving problems, identifying patterns, and thinking outside the box., • You are highly accurate, detail-oriented, and able to identify irregularities., • You know how to work in a fast-paced environment where speed, accuracy, and judgment all matter., • You are open to learning new tools, using technology and AI, and improving existing processes., • You want to work with advanced underwriting tools and be part of the continuous improvement of data and AI-driven underwriting processes., • You are looking for a role with real responsibility, exposure to finance, and room to grow — whether you're building your foundation in underwriting or ready to take on more ownership and mentor others. Why Join Neto Capital? • Opportunity to join a growing FinTech company and grow in the world of underwriting, risk management, and business financing, at a pace that matches your experience., • Analytical and meaningful role with direct impact on financing decisions and portfolio performance., • Work with AI/ML-based underwriting tools developed by the company as part of its technology infrastructure., • Close collaboration with Risk, Underwriting, Operations, Product, and company management., • Exposure to data, AI, automation, finance, and operations., • Dynamic, entrepreneurial, and family-oriented work environment., • Opportunity to grow into more advanced roles in Underwriting, Risk, Portfolio Management, Data, or Operations., • Competitive compensation based on experience, capabilities, and fit.\nCompany Description Neto Capital is a fast-growing fintech company operating in the U.S. small business financing space. We're not a brokerage — we're a technology company that funds businesses. We combine financial and operational expertise with data, automation, and cutting-edge AI/ML to make funding faster, smarter, and more transparent. Here's what makes us different: most MCA shops win on volume and grind. We win on technology. Our sales team gets access to the best AI and tech tools on the market — the kind that surface the right merchants, sharpen your pitch, and move deals to funded faster than anyone else in the industry. While our competitors hand reps a dialer and a list of dead leads, we hand you a real edge. You still bring the drive — but here, your drive is multiplied by tools that actually help you win. Neto Capital operates in a dynamic, entrepreneurial, and family-oriented environment built around one idea: when you succeed, we succeed. We invest heavily in our people — training, coaching, technology, warm leads, and a culture that pushes you to be great. Whether you're a seasoned vet looking for a smarter home or a hungry newcomer ready to break into financial sales, we set you up to win. Neto Capital is a fast-growing fintech company operating in the U.S. small business financing space. We're not a brokerage — we're a technology company that funds businesses. We combine financial and operational expertise with data, automation, and cutting-edge AI/ML to make funding faster, smarter, and more transparent.\r\n\r\nHere's what makes us different: most MCA shops win on volume and grind. We win on technology. Our sales team gets access to the best AI and tech tools on the market — the kind that surface the right merchants, sharpen your pitch, and move deals to funded faster than anyone else in the industry. While our competitors hand reps a dialer and a list of dead leads, we hand you a real edge. You still bring the drive — but here, your drive is multiplied by tools that actually help you win.\r\n\r\nNeto Capital operates in a dynamic, entrepreneurial, and family-oriented environment built around one idea: when you succeed, we succeed. We invest heavily in our people — training, coaching, technology, warm leads, and a culture that pushes you to be great. Whether you're a seasoned vet looking for a smarter home or a hungry newcomer ready to break into financial sales, we set you up to win.

Job Description The Mortgage Origination Specialist is responsible for delivering an exceptional borrower experience by supporting the mortgage loan process from initial prequalification through closing. This role performs income and financial analysis, prepares and issues required loan disclosures, reviews documentation for completeness and accuracy, and coordinates the timely submission of loan files to processing. The Mortgage Origination Specialist manages a pipeline of loans, monitors milestones and outstanding conditions, and serves as a key point of contact for borrowers and business partners throughout the loan process. This person will support Loan Officers in South Florida and Pensacola. Compensation: $50,000 - $60,000 yearly Responsibilities: Assist with borrower prequalification and collection of initial loan documentation. Calculate and analyze borrower income to determine loan eligibility. Run Desktop Underwriter (DU) and review findings for accuracy and completeness. Schedule and coordinate communications with borrowers, real estate agents, referral partners, and other stakeholders on behalf of the Branch Manager. Support the loan process from contract through closing, ensuring established milestones are met. Review mortgage loan applications, disclosures, supporting documentation, and loan files for completeness, accuracy, and compliance. Create and distribute disclosure, re-disclosure, appraisal, and property valuation packages, obtaining required borrower acknowledgments. Communicate with borrowers and other parties to obtain, clarify, and follow up on required information and documentation. Monitor and manage the loan pipeline by tracking outstanding conditions, documentation, and loan milestones to support timely processing and closing. Identify missing or deficient loan file documentation and communicate findings to the Loan Officer and/or Loan Processor for resolution. Coordinate with borrowers, title companies, processors, underwriters, and other stakeholders to facilitate smooth loan closings. Maintain accurate loan records and ensure compliance with CCM policies and applicable regulatory requirements. Provide administrative, operational, clerical, and customer service support to Branch Managers and lending staff as needed. Collaborate with management and team members to support various stages of the mortgage origination and processing workflow. Assist in managing a pipeline that may include conventional, non-QM, FHA, VA, USDA, renovation, and reverse mortgage loan products. Pull credit reports and prepare files for initial review and assessment. Track required documentation and loan milestones within Encompass or other loan origination systems. Review documentation within established service-level timeframes to identify discrepancies, omissions, income calculation issues, and asset verification concerns, and communicate findings to the appropriate parties. Manage multiple loan files and competing priorities while meeting established deadlines. Pre-underwrite items to help support loan approval (paystubs, credit reports, W2’s, bank statements, court orders, etc.) Qualifications: High School Diploma, General Equivalency Diploma (GED), or equivalent. 3+ years of residential mortgage processing experience. Experience using CRM and marketing automation tools, preferred. Willingness to pursue mortgage industry licensing as career responsibilities evolve. Knowledge of mortgage industry systems and software, including Desktop Underwriter (DU) and Loan Product Advisor (LPA). Excellent communication and customer service skills. Excellent prioritization and time management skills. Proficiency in Microsoft Office Suite. Fluency in Spanish and English in order to support our diverse customer base, a plus. About Company Our Company CCM is America’s # 1 Retail Mortgage Lender for the third consecutive year, with more than 9,000 employees, over 1,000 branches, and servicing loans across all 50 states, D.C., and Puerto Rico. In 2025, CCM financed 1 in 35 homes sold nationwide, served more than 131,000 families and originated over $51 billion in loan volume. Our company has been recognized 10 times on the Inc. 5000 list of America’s fastest-growing private businesses, received many awards for our standout culture, and been named the nation’s top retail lender by Scotsman Guide and Mortgage Executive Magazine. We offer more than 120 purchase, refinance, and home equity solutions — ranging from conventional and jumbo mortgages to government-insured programs from FHA and programs for Veterans and rural homebuyers — and we are a direct lender and approved seller and servicer by Freddie Mac, Fannie Mae, and Ginnie Mae. Through our dedication to getting it done, we make every mortgage feel like a win.

Job Description Lendz Financial offers a full-service direct wholesale residential mortgage lending platform, focused on helping mortgage brokers grow their loan origination volume with simplified processes and intuitive, tech-based solutions. We emphasize a modern, customer-centric approach, offering competitive rates, a diverse range of products, and rapid turnaround times. Committed to delivering a world-class experience for our broker partners, we streamline the lending process to ensure a smooth journey from application to closing. Our core values, Thrive Together, Act Like an Owner, and Exceed Expectations, cultivate a collaborative, high-performance culture that drives our pursuit to become the undeniable leader in mortgage lending. Lendz is proud to be Great Place to Work certified and recognized as a Scotsman Guide Top Workplace About the Role Lendz Financial is seeking an experienced and detail-oriented Post-Closing Underwriter to join our growing Operations team. This role is designed for a mortgage professional with a strong understanding of loan documentation, post-closing processes, and investor delivery requirements who can ensure loans are accurately completed, purchased, and delivered with the highest level of quality and efficiency. Rather than serving solely as an administrative reviewer, this individual will play a critical role in protecting loan salability, maintaining file integrity, and supporting operational excellence throughout the post-closing lifecycle. The ideal candidate brings a thorough understanding of residential mortgage documentation—particularly within Non-QM lending—and can proactively identify and resolve issues that may impact investor purchase, compliance, or collateral completeness. This is a fully remote position, within a collaborative, high-accountability environment that values ownership, continuous improvement, and professional growth. What You'll Do • Conduct detailed post-closing reviews of residential mortgage loan files to ensure accuracy, completeness, and salability, • Review executed loan documents for compliance with company, investor, agency, and regulatory requirements, • Audit closed loan packages to identify missing documentation, document discrepancies, signature deficiencies, and data inconsistencies, • Coordinate with Closing, Processing, Underwriting, Account Management, and external settlement partners to obtain required corrections and trailing documents, • Manage post-closing conditions and clear outstanding deficiencies in a timely manner, • Ensure collateral files are complete, accurately imaged, and prepared for investor purchase and delivery, • Review final loan documentation for adherence to product guidelines, closing instructions, and internal policies, • Monitor and track trailing documents, including recorded mortgages, final title policies, assignments, and other collateral-related items, • Assist with investor purchase suspense resolution and respond to post-purchase documentation requests, • Support loan boarding, shipping, and investor delivery processes as applicable, • Maintain accurate records of post-closing activity, exception tracking, and document status reporting, • Partner cross-functionally with Operations, Underwriting, Secondary Marketing, Compliance, and Quality Control teams to resolve file-level issues efficiently, • Identify recurring documentation or process deficiencies and provide recommendations for operational improvements, • Support internal audits, due diligence reviews, regulatory examinations, and investor inquiries as needed, • Stay current on Non-QM product requirements, investor guidelines, and applicable federal and state regulations, • Contribute to a collaborative team environment focused on accountability, operational excellence, and continuous improvement What We're Looking For • 3+ years of mortgage underwriting, post-closing, closing, collateral, funding, quality control, or related mortgage operations experience, • Strong understanding of residential mortgage loan documentation and post-closing workflows, • Experience reviewing closed loan packages for accuracy, completeness, and investor compliance, • Familiarity with Non-QM loan products, including Bank Statement programs, DSCR, Asset Utilization, and 1099 income loans, • Working knowledge of mortgage compliance regulations, including TRID, RESPA, ECOA, ATR/QM, and applicable federal and state requirements, • Understanding of collateral management, trailing document processes, investor delivery requirements, and loan salability standards, • Ability to identify documentation deficiencies, assess materiality, and resolve issues efficiently, • Excellent organizational skills with strong attention to detail and accuracy, • Strong written and verbal communication skills, with the ability to work effectively across multiple departments and external partners, • Ability to manage multiple priorities and deadlines in a fast-paced environment, • High level of accountability, professionalism, and ownership, • Experience with mortgage loan origination systems, document management platforms, and Microsoft Office Suite, • Previous experience with Non-QM lending, investor delivery, collateral review, or quality control preferred What We Offer • Highly subsidized medical insurance, • Low-cost dental and vision insurance, • 401(k) program, • Health Savings Account (HSA), • Generous paid time off and company holidays, • Ongoing training, mentorship, and professional development opportunities, • A collaborative and supportive work environment that values ownership, innovation, and growth

Job Description About the Role: This role plays a critical role in ensuring the integrity and compliance of mortgage credit processes within the organization. This position is responsible for overseeing the evaluation, approval, and monitoring of mortgage credit applications to mitigate risk and uphold regulatory standards. The officer will collaborate closely with, risk management, and compliance teams to maintain accurate documentation and adherence to internal policies and external regulations. By analyzing credit data and financial statements, the officer ensures that mortgage lending decisions are sound and support the institution's financial health. Ultimately, this role contributes to the organization's goal of providing responsible lending solutions while minimizing credit risk exposure. Minimum Qualifications: • Bachelor’s degree in Finance, Business Administration, Economics, or a related field., • Minimum of 3 years of experience in mortgage credit administration, underwriting, or a related financial services role., • Strong knowledge of mortgage lending regulations and compliance requirements in the United States., • Proficiency in credit analysis and financial statement review., • Excellent organizational skills with attention to detail and accuracy. Preferred Qualifications: • Professional certification such as Certified Mortgage Banker (CMB) or similar credentials., • Experience with mortgage loan origination systems and credit risk management software., • Familiarity with federal and state mortgage lending laws including RESPA, TILA, and ECOA., • Advanced Excel and data analysis skills., • Prior experience working in a regulatory or audit environment. Responsibilities: • Review and assess mortgage credit applications for completeness, accuracy, and compliance with regulatory and internal guidelines., • Coordinate with underwriting and risk management teams to evaluate creditworthiness and identify potential risks associated with mortgage lending., • Maintain and update mortgage credit files, ensuring all documentation is properly filed and accessible for audits and regulatory reviews., • Monitor ongoing mortgage credit portfolios to detect early signs of credit deterioration and recommend appropriate actions., • Prepare detailed reports on mortgage credit activities, trends, and compliance status for senior management and regulatory bodies., • Assist in the development and implementation of credit policies and procedures to enhance operational efficiency and risk mitigation., • Provide training and guidance to junior staff on mortgage credit administration best practices and regulatory requirements. Skills: This role utilizes analytical skills daily to evaluate credit applications and financial documents, ensuring that lending decisions are well-informed and compliant. Strong communication skills are essential for collaborating with internal teams and conveying complex credit information clearly to stakeholders. Organizational skills are critical for maintaining comprehensive and accurate credit files that support audit readiness and regulatory compliance. Proficiency with mortgage software and data analysis tools enables the officer to efficiently monitor credit portfolios and generate insightful reports. Additionally, knowledge of regulatory frameworks guides the officer in implementing policies that safeguard the institution against credit risk while promoting responsible lending. This position is Florida based and hybrid/remote work eligible.

Job DescriptionExtremely fast-growing broker that is looking to expand its presence in Florida. They are looking for candidates with 2+ years of experience on the wholesale broker/underwriting side of the business. They would like people who have solid agency contacts. This broker has many markets ready and willing to write new business. They are strong in the $5,000-$25,000 space, but they also have brokerage markets to cover 6-figure risks. They will also look at a person that comes from an MGA. They will let you work from home 1-2 days a week once you are up and running. You must be a sales-oriented, production-oriented underwriter who will have goals to meet. They pay a base plus a very generous bonus. They would consider assistant brokers/underwriters who feel they are ready for the next step. Must have a tremendous sense of urgency. They have property capacity.

Job Description Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep®, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys. Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience. The candidate must live within a commutable distance to the Miami and Fort Lauderdale areas. Position Summary: The Dealer Relationship Manager (DRM) is responsible for managing an assigned territory, comprised of Stellantis (STLA) OEM automobile dealerships, to achieve the desired product penetration of indirect auto finance retail installment and lease contracts, commercial fleet accounts and floor plan opportunities in-line with corporate objectives. Duties & Responsibilities: • Serve as the primary point of contact for all dealership relationships, including retail finance, leasing, floor plan, and fleet lead generation, • Deliver training to dealership staff to increase application and contract volume with SFS, • Conduct sessions on SFS credit guidelines to help sales and finance managers optimize approvals and funding, • Build and maintain strong working relationships with existing and new dealership personnel, • Collaborate closely with credit and funding departments to address contract issues and support funding efficiency, • Support dealership and SFS goals by aligning relationship efforts with performance targets, • Monitor and analyze market trends and dealership performance to identify opportunities and challenges, • Maintain thorough documentation including call reports, itineraries, mileage logs, and submit timely expense reports, • Participate in weekly sales calls and other required meetings to share updates and align with regional goals, • Handle and protect sensitive consumer information (e.g., SSNs, DOBs) in accordance with data privacy standards Qualifications & Competencies Required: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. Experience Required: • Minimum of 2 years of experience as an underwriter for retail, small business, lease, or commercial lending, or as a Dealer Relationship Manager for a captive, bank, or finance company in the automotive indirect lending industry, • Completion of the Dealer Centered Selling Certification program is required upon hire for the DRM role Education: • High School Diploma, GED or equivalent Skills Required: • Functional knowledge of retail automotive operations, including sales finance and dealership management, • Proven ability to review and analyze credit within a lending environment, • Demonstrated capability to develop and maintain effective business relationships, • Strong communication and interpersonal skills, • Comprehensive understanding of sales principles and best practices, • Skilled in analyzing data and market trends to support strategic decision-making Additional: • Overtime required on an as needed basis, • Travel 50% + as required on an as needed basis, • Must live within the state of Florida near the Miami market Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. Employees are required to work remotely from a corporation or home office as well as manage a field presence to maintain a larger number of dealership prospects and the existing customer base. Employees may be required to conduct overnight travel to meet the demands of their dealer base. Employees will be required to report to a Regional Sales Manager, in a collaborative manner, to keep them abreast of all developments within the market. Work Schedule: This position requires the ability to work various shifts to accommodate business needs. Typically, between the hours of 8AM-6PM Monday through Friday and on weekends as needed. Travel is required. Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees with an environment that is free of harassment, discrimination and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay, and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct, and other legitimate business reasons. An applicant must be authorized to work in the United States to be eligible for this position. Stellantis Financial Services, Inc. will not sponsor applicants for work visas of any type for this position.

Insurance Underwriter – Excess & Specialty. Insurance Underwriter – Excess & Specialty.

The Broward County Board of County Commissioners is seeking qualified candidates for Claims Adjuster in the Risk Management Division. We are seeking a detail-oriented and customer-focused Worker's Compensation Claims Adjuster to join our team. In this role, you will investigate, evaluate, and settle insurance claims in accordance with company policies and regulatory requirements. You will work closely with policyholders, legal representatives, and other stakeholders to ensure fair and timely resolution of claims. Benefits of Broward County Employment High-Deductible Health Plan bi-weekly premiums: Single $10.90 / Family $80.79 Includes a County Funded Health Savings Account of up to $2000 Annually Consumer Driven Health Plan bi-weekly premiums: Single $82.58 / Family $286.79 Florida Retirement System (FRS) Pension or Investment Plan 457 Deferred Compensation employee match Eleven (11) paid holidays each year Vacation (Paid Time Off) = 2 weeks per year Up to 40 hours of Job Basis Leave for eligible positions Tuition Reimbursement (Up to 2K annually) General Description Performs advanced specialized technical work in the investigation and adjustment of public liability and/or Workers' Compensation claims. Works under general supervision, independently developing work methods and sequences. The Workers Compensation Adjuster calculates/processes disability benefits for impairment ratings of 1% or more when issuing benefits to avoid penalties. Sets up medical claims to document/update current work status and treatment. Monitors/obtains medical records and work status to ensure timely calculation and payment of indemnity and impairment ratings, complete State EDI mandated reporting within regulated time frames to avoid penalties. Processes employee-received notices of outstanding medical bills to resolve non-payment issues. Reviews/corrects reporting by Center of Medicare/Medicaid Services (CMS) for accuracy. Minimum Education and Experience Requirements Requires two (2) years equivalent of higher-level education in workers' compensation and/or general liability claims adjusting and insurance/risk management. (One year of relevant experience may be substituted for each year of required education.) Requires four (4) years in adjusting workers' compensation and/or bodily injury/property damage liability claims or closely related experience. Special Certifications and Licenses Possession/retention of a Florida All-Lines Adjuster's License (Type 6-20 or 7-20) from the State of Florida Division of Insurance Agent and Agency Services. Must possess and maintain a valid Florida Class E Driver's License for duration of appointment. Preferences -Associates in Claims (AIC) Certificate. -Certified Insurance Counselors (CIC) or Chartered Property Casualty Underwriter (CPCU). -Certification in Workers' Compensation (CWC). -Accredited Claims Adjuster (ACA). -Bachelor's degree or higher in related field - 2 or more years of experience in recorded statements. - 2 or more years of experience responding to Conditional Payment demands from the Center for Medicare Services. -2 or more years of experience negotiating workers' compensation lien recoveries. Scope of Work The functions listed below are those that represent the majority of the time spent working in this class. Management may assign additional functions related to the type of work of the job as necessary. For Workers Compensation claims the adjuster will contact the injured employee, employer, and medical provider to document the claim. For Liability claims the adjuster will contact the claimant, the division and any witnesses. The Workers Compensation Adjuster calculates/processes disability benefits for impairment ratings of 1% or more when issuing benefits to avoid penalties. Sets up medical claims to document/update current work status and treatment. Monitors/obtains medical records and work status to ensure timely calculation and payment of indemnity and impairment ratings, complete State EDI mandated reporting within regulated time frames to avoid penalties. Reviews/corrects reporting by Center of Medicare/Medicaid Services (CMS) for accuracy. Contacts injured employee, employer, and medical provider to document claim. Conducts field investigations, face-to-face statements with employees, employer representatives and witnesses to understand the nature of the claim and gain an understanding of what occurred prior to the claim. Consults on injury cases with various medical personnel in order to ascertain the extent and cost of treatment, loss of earning capacity and prognosis confers with County physician on employment limitations. Performs the calculation and payment of benefits whether indemnity and/or medical benefits, including entering all payments for benefits. For disability more than 8 days, initiates timely electronic filings to Division of Workers' Compensation. Calculates/processes timely disability benefits and impairment ratings of 1% or more when given to issue benefits to avoid penalties. Authorizes/coordinates medical treatment with walk-in facilities and specialists to update claim. Processes outgoing letters to injured employees and medical providers and places them on notice of action taking place. Sets up medical only claims to document/update current work status and treatment. Monitors work status for a disability of 7 days or less through discharge for closing a claim. Processes employee-received notices of outstanding medical bills to resolve non-payment issues. Monitors/obtains discharge papers for impairment ratings and issues benefits when owed and paid within mandated timeframe to avoid penalties. Denies/processes claims for non-work-related injuries with timely electronic filing to avoid penalties. Conducts recorded interviews with employees and witnesses. Reviews and analyzes reports of accidents including property damage and bodily injury to determine liability; reviews and analyzes Liability and/or Workers' Compensation claims and recommends appropriate action. Coordinates the gathering of formal evidence by taking photographs, preparing diagrams and making measurements at accident scene; arranges for witnesses to appear at legal proceedings; and prepares accident reports. Negotiate claim settlements with the Director of Risk Management, the County Administrator, the County Attorney, claimants and/or their legal teams. Attend mediations with the County Attorney's office to support the claims process. Provide advice regarding potential fraud, subrogation, and underwriting/safety risk, and communication with counsel. Analyze complex information from different sources, such as police reports, videos from surveillance cameras or audio, and other information to further understand the incident. Make decisions for approval of medical treatments and property restoration. Make determinations on liability or compensability for Workers Compensation claims. Apportion percentage of liability and negotiate settlement with claimant or claimant's attorney or Liability Claims. Review police reports, medical treatment records, medical bills, or physical property damage to determine the extent of liability. Investigates liability claims, inputs data into the system association with findings. Attends meetings with other Divisions, Professional Standards/Human Rights Section (PS/HRS), and Human Resources to discuss complex claims. Performs related work as assigned. Work Environment Physical Demands Physical demands refer to the requirements for physical exertion and coordination of limb and body movement. Performs sedentary work that involves walking or standing some of the time and involves exerting up to 10 pounds of force on a regular and recurring basis or sustained keyboard operations. Unavoidable Hazards (Work Environment) Unavoidable hazards refer to the job conditions that may lead to injury or health hazards even though precautions have been taken. None. Special Information Competencies Financial Acumen: Interprets and applies key financial indicators to make better business decisions. Determines and estimates the main direct and indirect costs; makes generally appropriate decisions regarding expenditures. Studies financial and quantitative information; uses data to improve performance. Decision Quality: Makes good and timely decisions that keep the organization moving forward. Knows when to act independently and when to escalate issues. Integrates various inputs, decision criteria, and trade-offs to make effective decisions. Typically makes good independent decisions. Optimizes Work Processes: Knows the most effective and efficient processes to get things done, with a focus on continuous improvement. Uses metrics and benchmarks to monitor accuracy and quality. Takes steps to make methods productive and efficient. Promptly and effectively addresses process breakdowns. Ensures Accountability: Holds self and others accountable to meet commitments. Accepts responsibility for own work, both successes and failures. Handles fair share and does not make excuses for

ARC Group seeks a Bodily Injury Claims Adjuster to work in a remote hybrid role for our direct client based in FL. The Claims Adjustor will investigate, evaluate, and negotiate bodily injury claims, ensuring compliance with legal standards and company policies while also coordinating with counsel on the defense of claims. There is a preference for someone in FL but Claims Adjusters from surrounding gulf and eastern seaboard states will be considered. The Claims Adjustor must have experience with bodily injury, liability, and preferably with liability, property damage, and commercial auto. But bodily injury is required. Our client is a leading insurance underwriter, and this is a great opportunity for a Claims Adjustor to join a well-established firm (45+ years) that is on a multi-year growth plan. You would join a company that offers competitive salary and comprehensive benefits package including PTO, Paid Holidays, health, vision, detail, Life & Voluntary/ADD, STD & LTD, 401K contributions and business casual dress. • Correspond and interview with agents, witnesses, or claimants to compile information, • Take accurate and detailed statements from all involved parties, • Calculate and approve payment of claims within a certain monetary limit, • Negotiate and settle property losses with little oversight, • Coordinate with legal counsel in handling cases correctly, • Negotiate settlements with claimants, attorneys, and other involved parties in a fair and cost-effective manner., • Collaborate with internal teams, such as underwriters and claims specialists, to facilitate efficient claims resolution., • Prepare detailed and accurate documentation of claim investigations, legal actions, and settlement agreements., • Provide regular reports to management on claim status, legal developments, and financial implications., • Ensure compliance with state and federal regulations, as well as company policies and procedures., • Stay informed about changes in legislation and industry trends affecting commercial auto insurance., • 3+ years of previous bodily injury insurance experience, investigations or other related fields with liability, and property damage, and commercial auto (preferred), • Experience in conflict resolution, • Strong negotiation skills, • Excellent written and verbal communication skills, • Deadline and detail-oriented Would you like to know more about our new opportunity? You can apply online while viewing all open jobs at www.arcgonline.com. ARC Group is a Forbes-ranked a top 20 recruiting and executive search firm working with clients nationwide to recruit the highest quality technical resources. We have achieved this by understanding both our candidate's and client's needs and goals and serving both with integrity and a shared desire to succeed. We are proud to be an equal opportunity workplace dedicated to pursuing and hiring a diverse workforce. We are a no-fee agency for candidates.

ARC Group seeks two Bodily Injury Claims Adjusters to work in a remote contract role for our direct client based in Fort Lauderdale, FL. This is a 90 day contract to start and could possibly extend. The Claims Adjuster must have experience with bodily injury, liability, and preferably with liability, property damage, and commercial auto. But bodily injury is required. The Claims Adjuster will investigate, evaluate, and negotiate bodily injury claims. The Claims Adjuster will ensure compliance with legal standards and company policies while also coordinating with counsel on the defense of claims. There is a preference for someone on the east coast or central time zones. Our client is a leading insurance underwriter, and this is a great opportunity for a Claims Adjustor to work with a well-established firm (45+ years) that values their employees and life-work balance. • Correspond and interview with agents, witnesses, or claimants to compile information, • Take accurate and detailed statements from all involved parties, • Calculate and approve payment of claims within a certain monetary limit, • Negotiate and settle property losses with little oversight, • Coordinate with legal counsel in handling cases correctly, • Negotiate settlements with claimants, attorneys, and other involved parties in a fair and cost-effective manner., • Collaborate with internal teams, such as underwriters and claims specialists, to facilitate efficient claims resolution., • Prepare detailed and accurate documentation of claim investigations, legal actions, and settlement agreements., • Provide regular reports to management on claim status, legal developments, and financial implications., • Ensure compliance with state and federal regulations, as well as company policies and procedures., • Stay informed about changes in legislation and industry trends affecting commercial auto insurance., • 3+ years of previous bodily injury insurance experience, investigations or other related fields with liability, and property damage, and commercial auto (preferred), • MUST HAVE recent / current work with Bodily Injury/BI claims along with property damage., • Experience in conflict resolution, • Strong negotiation skills, • Excellent written and verbal communication skills, • Deadline and detail-oriented

The Broward County Board of County Commissioners is seeking qualified candidates for Claims Adjuster in the Risk Management Division. We are seeking a detail-oriented and customer-focused Workers Compensation Claims Adjuster to join our team. In this role, you will investigate, evaluate, and settle insurance claims in accordance with company policies and regulatory requirements. You will work closely with policyholders, legal representatives, and other stakeholders to ensure fair and timely resolution of claims. Benefits of Broward County Employment • High-Deductible Health Plan bi-weekly premiums:, • Single $10.90 / Family $80.79, • Includes a County Funded Health Savings Account of up to $2000 Annually, • Consumer Driven Health Plan bi-weekly premiums:, • Single $82.58 / Family $286.79, • Florida Retirement System (FRS) Pension or Investment Plan, • 457 Deferred Compensation employee match, • Eleven (11) paid holidays each year, • Vacation (Paid Time Off) = 2 weeks per year, • Up to 40 hours of Job Basis Leave for eligible positions, • Tuition Reimbursement (Up to 2K annually) General Description Performs advanced specialized technical work in the investigation and adjustment of public liability and/or Workers' Compensation claims. Works under general supervision, independently developing work methods and sequences. The Workers Compensation Adjuster calculates/processes disability benefits for impairment ratings of 1% or more when issuing benefits to avoid penalties. Sets up medical claims to document/update current work status and treatment. Monitors/obtains medical records and work status to ensure timely calculation and payment of indemnity and impairment ratings, complete State EDI mandated reporting within regulated time frames to avoid penalties. Processes employee-received notices of outstanding medical bills to resolve non-payment issues. Reviews/corrects reporting by Center of Medicare/Medicaid Services (CMS) for accuracy. Minimum Education and Experience Requirements Requires two (2) years equivalent of higher-level education in workers' compensation and/or general liability claims adjusting and insurance/risk management. (One year of relevant experience may be substituted for each year of required education.) Requires four (4) years in adjusting workers' compensation and/or bodily injury/property damage liability claims or closely related experience. Special Certifications and Licenses Possession/retention of a Florida All-Lines Adjuster's License (Type 6-20 or 7-20) from the State of Florida Division of Insurance Agent and Agency Services. Must possess and maintain a valid Florida Class E Driver's License for duration of appointment. Preferences -Associates in Claims (AIC) Certificate. -Certified Insurance Counselors (CIC) or Chartered Property Casualty Underwriter (CPCU). -Certification in Workers' Compensation (CWC). -Accredited Claims Adjuster (ACA). -Bachelor's degree or higher in related field - 2 or more years of experience in recorded statements. -2 or more years of experience responding to Conditional Payment demands from the Center for Medicare Services. -2 or more years of experience negotiating workers' compensation lien recoveries. Scope of Work The functions listed below are those that represent the majority of the time spent working in this class. Management may assign additional functions related to the type of work of the job as necessary. For Workers Compensation claims the adjuster will contact the injured employee, employer, and medical provider to document the claim. For Liability claims the adjuster will contact the claimant, the division and any witnesses. The Workers Compensation Adjuster calculates/processes disability benefits for impairment ratings of 1% or more when issuing benefits to avoid penalties. Sets up medical claims to document/update current work status and treatment. Monitors/obtains medical records and work status to ensure timely calculation and payment of indemnity and impairment ratings, complete State EDI mandated reporting within regulated time frames to avoid penalties. Reviews/corrects reporting by Center of Medicare/Medicaid Services (CMS) for accuracy. Contacts injured employee, employer, and medical provider to document claim. Conducts field investigations, face-to-face statements with employees, employer representatives and witnesses to understand the nature of the claim and gain an understanding of what occurred prior to the claim. Consults on injury cases with various medical personnel in order to ascertain the extent and cost of treatment, loss of earning capacity and prognosis confers with County physician on employment limitations. Performs the calculation and payment of benefits whether indemnity and/or medical benefits, including entering all payments for benefits. For disability more than 8 days, initiates timely electronic filings to Division of Workers' Compensation. Calculates/processes timely disability benefits and impairment ratings of 1% or more when given to issue benefits to avoid penalties. Authorizes/coordinates medical treatment with walk-in facilities and specialists to update claim. Processes outgoing letters to injured employees and medical providers and places them on notice of action taking place. Sets up medical only claims to document/update current work status and treatment. Monitors work status for a disability of 7 days or less through discharge for closing a claim. Processes employee-received notices of outstanding medical bills to resolve non-payment issues. Monitors/obtains discharge papers for impairment ratings and issues benefits when owed and paid within mandated timeframe to avoid penalties. Denies/processes claims for non-work-related injuries with timely electronic filing to avoid penalties. Conducts recorded interviews with employees and witnesses. Reviews and analyzes reports of accidents including property damage and bodily injury to determine liability; reviews and analyzes Liability and/or Workers' Compensation claims and recommends appropriate action. Coordinates the gathering of formal evidence by taking photographs, preparing diagrams and making measurements at accident scene; arranges for witnesses to appear at legal proceedings; and prepares accident reports. Negotiate claim settlements with the Director of Risk Management, the County Administrator, the County Attorney, claimants and/or their legal teams. Attend mediations with the County Attorney's office to support the claims process. Provide advice regarding potential fraud, subrogation, and underwriting/safety risk, and communication with counsel. Analyze complex information from different sources, such as police reports, videos from surveillance cameras or audio, and other information to further understand the incident. Make decisions for approval of medical treatments and property restoration. Make determinations on liability or compensability for Workers Compensation claims. Apportion percentage of liability and negotiate settlement with claimant or claimant's attorney or Liability Claims. Review police reports, medical treatment records, medical bills, or physical property damage to determine the extent of liability. Investigates liability claims, inputs data into the system association with findings. Attends meetings with other Divisions, Professional Standards/Human Rights Section (PS/HRS), and Human Resources to discuss complex claims. Performs related work as assigned. Work Environment Physical Demands Physical demands refer to the requirements for physical exertion and coordination of limb and body movement. Performs sedentary work that involves walking or standing some of the time and involves exerting up to 10 pounds of force on a regular and recurring basis or sustained keyboard operations. Unavoidable Hazards (Work Environment) Unavoidable hazards refer to the job conditions that may lead to injury or health hazards even though precautions have been taken. None. Special Information Competencies • Financial Acumen, • Decision Quality, • Optimizes Work Processes, • Ensures Accountability, • Drives Results, • Manages Conflict, • Communicates Effectively, • Situational Adaptability County Core Values • Collaborates, • Customer Focus, • Instills Trust, • Values Differences Americans with Disabilities Act (ADA) Compliance Broward

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