Manchester
Underwriter Were looking for a detail-driven and commercially minded individual to join a growing specialist lending team. Whether youre an experienced Mortgage Underwriter or looking to step into underwriting, this is a fantastic opportunity to work on a diverse range of cases while developing your expertise in a supportive and collaborative environment. The Role as a Mortgage Underwriter (experience desirable, not essential), youll play a key role in assessing and approving mortgage applications in line with lending criteria, risk appetite, and regulatory requirements. Youll be responsible for: • Underwriting mortgage applications across a variety of case types, • Interpreting credit data, financial statements, and supporting documentation, • Assessing complex cases including portfolio landlords, limited companies, HMOs, SPVs, multi-unit properties, expats, and foreign nationals, • Making clear, well-reasoned lending decisions and escalating where appropriate, • Managing your own pipeline to meet service level agreements, • Collaborating with Sales, Risk, Pre-Offer and Post-Offer teams to ensure smooth case progression, • Building strong relationships with brokers, valuers, and external partners, • An understanding of the mortgage process and wider market (or strong financial services experience), • Previous underwriting experience is advantageous, particularly within Buy to Let, but not required, • Strong analytical skills and attention to detail, • The ability to make sound decisions or demonstrate strong problem-solving ability, • Clear and professional communication skills, • Proficiency in Microsoft Word, Excel, and Outlook, • A collaborative approach and the ability to thrive in a fast-paced environment, • Supportive and collaborative team culture, • Opportunities to develop into a fully-fledged Mortgage Underwriter JBRP1_UKTJ