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Business Unit: COO, Technology Operations & Cyber Security Salary range: £33,600 - £42,000 per annum DOE+ Benefits Location: UK Hybrid – Occasional travel to local hub Contract type: Permanent Our Team We’re looking for a Data Loss Prevention (DLP) Analyst to join our busy Data Security team, to support analysis and reporting work for data loss and insider threat events in Virgin Money. Your role will involve working closely with our Data Security, Incident Response and Business teams to manage events and progress remediation and represents a great opportunity to work with industry-leading tools and security partners, utilising your analytical, technical and communication skills to really make a difference to our customers and colleagues. Cyber security risks are a key threat to our overall standing, reputation and performance, as evidenced by recent impacts of sophisticated attacks on several high-profile companies and financial institutions. As we seek to grow our profile in an increasingly competitive digital arena, the DLP capability must adapt the strategy to be responsive to these challenges. The DLP Analyst will support the Bank’s security controls for Data Loss Prevention, carrying out assessments of DLP and Insider Threat events, including incident management, escalation and resolution, acting as a liaison with key stakeholders, and be responsible for reporting on current status and trends. What you’ll be doing • Analysis of DLP and Insider Threat events, • Correlating events to determine if a threat exists, • DLP and Insider Threat solutions, showing a good level of operational knowledge and understanding, with the ability to navigate confidently to get the most from the tool, • Communicating with colleagues and stakeholders across the organisation to ensure DLP events are managed effectively to resolution, • Feeding into an improvements programme to improve efficiencies and reduce risk, • IT and Information Security best practice, • Team working and the ability to be self-directed on task completion, • Demonstrating a professional ‘can do' attitude and high levels of motivation, • Industry related cyber security qualification (e.g. CISSP, CISM) or equivalent practical cyber security experience, • Proven ability to make sound pragmatic decisions and judgements under tight timelines, • Experience with advanced analytical and problem-solving techniques, • Solid skills and experience in Excel, • Self-driven qualities and able to work independently as well as part of a team, • Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more., • Up to five extra paid well-being days per year., • 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt., • Market-leading pension., • Free private medical cover, income protection and life assurance. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team ___ As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: Technology Operations & Cyber Security - Cyber Detect and Respond Salary range: £71,200 to £89,000 Per Annum Location: UK – Hybrid monthly travel to the Glasgow or Newcastle Virgin Money Hub Contract type: Permanent Our Team Working in Cyber Security is a big deal as we continue to play a key role on keeping Virgin Money safe. We’re on an exciting journey with a big vision as we grow our team to enhance our security and cyber operations. We’ll be working to identify threats to Virgin Money and the financial services sector and respond appropriately. You’ll play an important role in helping us understand the threat landscape so we can protect ourselves from risks and prevent attacks. What you’ll be doing • Drive the maintenance and continuous enhancement of our monitoring systems., • Utilise your deep knowledge of monitoring tools and best practices., • Lead the diagnosis and resolution of incidents, finding creative solutions or escalating when needed., • Work closely with senior stakeholders to manage risks and influence key decisions., • Take charge of technical decision-making and develop our teams capabilities., • Translate strategy into actionable plans and communicate effectively with your team., • Provide guidance and mentorship, ensuring a unified approach to cybersecurity., • Prior experience in Technology Operations, SRE, or Observability practices, • A successful track record in technical leadership roles., • Deep knowledge of infrastructure platforms, with a focus on Availability and Observability best practices., • Ability to tackle large-scale technical challenges independently., • Experience guiding teams through transformational change., • Proficiency in platform architecture and design., • Strong analytical skills and experience with cybersecurity metrics and risk management., • Outstanding problem-solving abilities., • Skill in managing multiple tasks and engaging with stakeholders across a complex organisation., • Familiarity with Incident Management, ITIL, and SRE best practices., • ITIL Service Management process awareness (Change, Incident, & Problem Management processes)., • Experience of Operational Security Controls and Product Stack., • Experience in working in an Agile Environment. Red Hot Rewards • Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more., • Up to five extra paid well-being days per year., • 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt., • Market-leading pension., • Free private medical cover, income protection and life assurance. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team ___ As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: Group Unsecured Lending Salary range: £34,400 - £43,000 per annum DOE + Benefits Location: UK Hybrid – Travel to Chester Hub once a month Contract type: Permanent Our Team Are you passionate about driving automation and unlocking efficiencies? We’re looking for a forward-thinking RPA Developer to join our dynamic Business Operations team, supporting major transformation projects across Credit Card systems and Unsecured Lending. Join our fast-paced business where we embrace change and strive for improvement. We’ve made significant progress in transforming into a digital bank - launching new digital propositions for customers and embedding our colleague proposition, A Life More Virgin. As we accelerate our digital agenda, it’s an exciting time to come aboard. Our Credit Card team is disrupting the market, smashing targets, winning awards, and building a successful credit card business. We’ve got big growth plans - and we need talented people to help make them happen. We’re looking for a Business Analyst with strong RPA and VBA experience. If you’re a wizard with macros and thrive on turning business strategies into smart, scalable solutions, we’d love to hear from you. Be part of a team that’s creating something special in UK banking. What you’ll be doing • Monitoring and maintaining existing automated processes, • Designing and building new RPA solutions to streamline operations, • Identifying optimisation opportunities and driving continuous improvement, • Creating and deploying batch files to support automation workflows, • Supporting major projects by automating technical changes across TS2, RPA applications, Mobile App, and Customer Communications, • Configuring TS2 and interfacing systems to align with evolving business strategy, • Defining, testing, and implementing automation activities within Unsecured Lending, • Acting as a subject matter expert to influence customer journey and commercial decisions, • Ensuring compliance with regulatory and policy standards, with rigorous testing and documentation, • Proven experience in RPA development (e.g., Blue Prism, Powercurve, PEGA and Power Automate), • Strong understanding of batch scripting and system integration, • Familiarity with TS2 or similar credit card platforms is a plus, • A proactive mindset with a passion for efficiency and innovation, • Excellent documentation and governance skills, • Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more., • Up to five extra paid well-being days per year., • 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt., • Market-leading pension., • Free private medical cover, income protection and life assurance. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team ___ As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Reporting to the Senior Trading Manager, this role is central to our commercial success — blending financial rigor, strategic pricing, and market insight to deliver results in one of the most competitive spaces in consumer finance. If the role is part of the Senior Manager Regime and Certification

Business Unit: COO, Technology Operations & Cyber Security Salary Range: £40,800 – circa £52,000 depending on experience Location: Hybrid with some occasional travel to key hubs - Glasgow & Newcastle Our team An exciting opportunity has arisen within the Collaboration Services team, for an experienced Microsoft 365 engineer part of Digital Workplace. This team is responsible for supporting a wide range of technologies including Microsoft 365, and Symantec products across both production and test environments. What you’ll be doing • Supporting the following technologies:, • Microsoft 365 services including Exchange, OneDrive, Teams and SharePoint, • Microsoft Entra, including Entra Connect, • Microsoft Copilot, • Supporting project delivery initiatives, • Maintaining risk awareness across change delivery and BAU processes, • Enhancing services through process improvements, • In-depth knowledge of Microsoft 365 – SharePoint, Intune, Exchange, Entra, • Strong practical use of PowerShell, with ability to create scripts for automation, • Understanding of email standards such as SMTP, DMARC, DKIM, and SPF, • Ability to manage multiple priorities in a fast-paced, dynamic environment, • Practical experience with Incident, Change and Problem Management processes, ideally with ServiceNow, • Excellent interpersonal, communication, and relationship-building skills, • Knowledge of Microsoft Windows Server (2012/2016/2019), • Experience of using Symantec.cloud services, • Experience of creating and supporting Power Automate flows, • Experience of supporting SharePoint 2016 / 2019 servers, • Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more., • Up to five extra paid well-being days per year., • 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt., • Market-leading pension. And there's no waiting around, you'll enjoy these benefits from day one. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team ___ As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: Group Unsecured Lending Salary range: £49,600 - £62,000 per annum Location: UK Hybrid – Travel to Chester Hub once a month Contract type: 12 Month FTC Our Team Our Credit Card teams are well on their way to achieving their ambition to disrupt the market - smashing targets, winning industry awards and successfully building both consumer and business credit card businesses, but we’re not done yet. We have big growth plans and we can’t do this without a truly awesome team of talented people to make it happen. We are looking for a Business Operations Specialist to join our team. This role is delightfully surprising and rewarding, and we are looking for you to bolster our brilliant team with demonstrable experience of working with FIS and BASE2000 (P1C). You will be able to use your knowledge and experience of FIS & BASE2000/P1C to become a subject matter expert in Business Credit Cards and an important contributor to the product’s success, platform maintenance and performance. What you’ll be doing • Support all business credit card stakeholders with technical knowledge and system solutions., • Support day-to-day product management activities., • Drive continuous improvement of processes, resulting in an improved customer experience and operating efficiencies for the Business Credit Card, • Build excellent working relationships with internal and external stakeholders to optimise outcomes for our Business Credit Cards delivering an excellent customer experience for our customers., • Provide SME support to Product Managers and key stakeholders in delivering strategic projects and product specific activities., • Review MasterCard Announcements and consider any changes that may impact the platform., • Support timely and efficient implementation of agreed product changes. Work with FIS to develop test strategies and follow through to implementation, • Take ownership to develop and update User Documentation, • Maintain scheme compliance by ensuring all regulatory returns and tasks are completed in a timely manner, • Review MI to look for opportunities to enhance the customer journey and/or gain operating efficiencies, • Experience working with FIS and BASE2000 (P1C) is fundamental, • Ability to engage with stakeholders to build strong working relationships, communicating effectively., • Ability to identify and understand business related issues and opportunities applying appropriate techniques to define and communicate requirements., • Communication skills - You’ll be expected to communicate at all levels, translating complex requirements and solutions to colleagues in a simple, understandable way in your written and verbal updates., • Self-motivation, logical thinking, and a drive to make this role a success. We don’t expect you to know all the answer from day one but we expect insatiable curiosity and a willingness to get to them through research and collaboration., • Presentation and documentation skills. You will be frequently providing management with professional updates. You will also document business processes and change in a meaningful and auditable way., • Understanding of Mastercard processes and compliance requirements, • Understanding of Broadcom and the card authentication process, • Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more., • Up to five extra paid well-being days per year., • 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt., • Market-leading pension., • Free private medical cover, income protection and life assurance. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team ___ As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: Technology Operations & Cyber Security Salary range: £72,800 to £91,000 per annum - DOE Location: UK Hybrid – Occasional Travel to a UK Virgin Money Hub when required Contract type: Permanent full time Our Team Are you passionate about cyber security and eager to make a real impact? At Virgin Money, we’re accelerating our Cyber Transformation Programme and leaving no area of cyber untouched. Our Security Solutions team plays a pivotal role in safeguarding our organisation, and we’re looking for a dynamic Cyber Lead Solutions Designer to help shape the future of our security architecture. You’ll be part of a high-performing Cyber Solutions team, working across multiple domains and projects to create robust, secure and resilient solution designs. If you thrive in a fast-paced and rewarding role that exposes you to exciting technology and challenges you to think differently, this could be your next big move. What you’ll be doing • Lead the design of resilient and scalable security solutions that span infrastructure, operational systems and application layers—ensuring alignment with enterprise architecture and cyber strategy., • Collaborate with our Cyber Lead Solution Architects, Enterprise Architecture and other designers to align solutions to our Cyber Security Strategy., • Own the end-to-end lifecycle of design documentation, from creation to approval, through technical design authority and governance forums., • Drive reuse and enhancement of platforms and assets, ensuring designs meet project commitments., • Create design patterns to enable adoption of our security solutions across the bank and drive best practice., • Provide consultancy and assurance to the wider design community, ensuring compliance with security policies and procedures., • Assess and make design decision across in-house and third-party applications, services and infrastructure., • Proven experience in designing solutions across multiple technologies., • Strong understanding of cyber security principles, frameworks and regulatory requirements., • Ability to influence and collaborate with internal stakeholders and external partners., • A proactive mindset with a passion for innovation and continuous improvement., • Excellent communication and documentation skills., • Experience of delivering cyber solutions in financial organisation., • Familiarity with Zero Trust principles and modern identity-centric security architectures., • Knowledge of Azure and or AWS Cyber Security Architecture., • Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more., • Up to five extra paid well-being days per year., • 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt., • Market-leading pension., • Free private medical cover, income protection and life assurance. If we’re lucky to receive a lot of interest, we may close the advert early, please ensure to submit your applications as soon as possible. We're all about helping you Live a Life More Virgin, so happy to talk flexible working with you. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team ___ As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It’s important to note that there may be occasions where it’s not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: COO, Customer Support Salary range: £26,400 - £33,000 per annum DOE + benefits Location: UK Hybrid with occasional travel to hub Contract type: Permanent, Full Time Our Team Fraud Operations brings together operational areas who delightfully support customers in their moment of needs This could range from speaking to a customer about an interrupted transaction to a customer who has been the victim of a complex scam. The Team Manager role is critical not only supporting colleagues to be the best they can be but also responding to emerging risks which the nature of the work brings with it. Customer experience is at the heart of everything that Fraud Operations do, and we are continually looking for ways to improve this experience through continuous improvements and customer journeys. What you’ll be doing • Supporting a team culture that gives optimal service and helps build customer loyalty / advocacy., • Leading and promoting a Continuous Improvement culture to increase operational effectiveness., • Understanding and meeting the needs of customers and ensuring team focus is on the customer outcomes in all aspects of processing., • Ensuring the delivery of quality is embedded within work in line with policy and regulatory requirements, helping to ensure key controls are maintained., • Coaching and developing staff to drive forward our operational excellence agenda., • Analysing demand data to understand type, frequency and variation in demand and using it to eliminate waste and drive future improvements., • Dealing with any issues or complaints, using root cause analysis and team-based problem solving to arrive at solutions and improved ways of working., • Experience working in a Fraud team, • Experience in working/looking after a telephony based team, • Experience in delivering improvements in capability – both for individuals and teams., • Track record of helping to deliver significant change., • Experience of process re-design and improvement., • Proven track record of training and coaching at operational level., • Proactive thinking and advocate of Continuous Improvement best practice., • Practical knowledge of Policy and the regulatory environment as applicable to Financial Services regulatory SLA’s., • Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more., • Up to five extra paid well-being days per year., • 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt., • Market-leading pension., • Free private medical cover, income protection and life assurance. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team ___ As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: Technology Operations & Cyber Security Salary range: £48,000 to £60,000 - Per Annum Location: Hybrid - Occasional travel to Glasgow and Newcastle hub when required. Contract type: Permanent – Full Time Our Team The world is changing and so are we. That is why we are a home for the courageous. We reward those who push themselves, but we know you would do it anyway. You are naturally curious, ambitious, and brave. You want to do big things, and we have the roles to make that happen. We are seeking a strategic and detail-oriented Senior Cloud Governance Technician to drive the development and implementation of governance frameworks across our cloud environments. This role is critical to ensuring compliance, optimizing cloud usage, and enabling secure, scalable cloud operations. What you’ll be doing • Develop and maintain cloud governance policies, standards, and best practices., • Collaborate with security, compliance, and engineering teams to ensure alignment with regulatory and organizational requirements., • Implement controls for cost management, resource optimization, and data protection across multi-cloud platforms., • Monitor cloud usage and compliance through automated tools and reporting dashboards., • Lead cloud risk assessments and remediation efforts., • Provide guidance and training to stakeholders on cloud governance principles., • Proven experience in cloud governance, cloud architecture, or cloud security., • Strong understanding of cloud platforms (e.g., AWS, Azure, GCP) and associated governance tools., • Familiarity with regulatory frameworks (e.g., GDPR, ISO 27001, NIST)., • Excellent communication and stakeholder management skills., • Experience with automation and policy-as-code tools (e.g., Terraform, Azure Policy, AWS Config)., • Certifications such as AWS Certified Security, Azure Governance, or Google Cloud Professional Cloud Architect., • Experience in FinOps or cloud cost optimization., • Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more., • Up to five extra paid well-being days per year., • 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt., • Market-leading pension., • Free private medical cover, income protection and life assurance. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team ___ As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: Risk Analytics Centre of Excellence Salary range: £39,200 - £52,000 per annum DOE + red-hot benefits Location: UK Hybrid, attendance to London HUB 1x per week. Contract type: Permanent Our Team We have an exciting opportunity in our Credit Stress Testing Modelling team in Risk Analytics. The Climate Risk Stress Testing Specialist is a key role in the development, maintenance, and performance monitoring of VMUK’s suite of Climate stress testing models, which are used to forecast loan loss provisions and capital requirements under a range of Climate scenarios, including regulatory stress tests. The role holder will have the opportunity to work across a broad range of models spanning retail and business asset classes and drive business insight. What you’ll be doing • Leading the development of the suite of climate stress testing models across Retail and Business portfolios, and across IRB and IFRS 9 modelling environments, • Supporting technical leads to independently implement changes to the SAS based Stress Testing Engines and associated analytical tools, • Focusing on continuous improvement through addressing of the Open Model validation actions and by identification of model performance issues, addressing oversight actions and by embedding learnings and evolving business and regulatory requirements, • Ensuring effective design and implementation of the Climate Stress testing monitoring of the stress testing models, • Continually assess and identify SAS processes/code to promote simplification and automation, reducing any operational risk inherent in the current environment, • Close collaboration with credit risk modelling, finance and business teams for obtaining insights and feedback for the management of the credit stress testing models, • Good Knowledge of Climate risk model methodologies and stress testing frameworks across a range of Retail / Business credit portfolios with a good understanding of model usage, • Strong model development experience in stress testing, ideally using SAS and R, • Effective Climate Risk Modelling skills across physical risk and transition risk, • A strong understanding of climate-related regulations and reporting standards (e.g. TCFD, ESG reporting), • Excellent analytical ability to solve complex problems, with a keen attention to detail, • Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more., • Up to five extra paid well-being days per year., • 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt., • Market-leading pension., • Free private medical cover, income protection and life assurance. Feeling insatiably curious about this role? If we’re lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin, so happy to talk flexible working with you. Say hello to Virgin Money We’re making great strides towards achieving our ambition of becoming the UK’s best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we’re a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, ‘Making You Happier About Money.’ This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team ___ It’s important to note that there may be occasions where it’s not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: Group Risk, Operational Risk Management Peer Group: Management and Senior Specialist (B) Salary range: £58k - £73k DOE Location: UK Hybrid - with occasional travel to one of our key hubs Contract type: Permanent Our Team We have an exciting opportunity for a risk professional to join our Change Risk team within our broader Operational Risk Management Team which also covers: Operational Risk, Digital & Technology Risk, Payments Risk, Data Risk, Third Party Risk and People Risk. You’ll work closely across each of these teams as well as the wider Group Risk Management function as necessary. We require a highly motivated, innovative and talented candidate who is looking for a role that provides plenty of variety, pace and challenge. You will be a seasoned professional with significant expertise in providing oversight of change and in-depth knowledge and expertise in risk management and how this applies to change. Experience in technology change risk would be beneficial. You will use your experience and knowledge to really understand the business’ changing risk landscape and ensure our change risk oversight activity is effectively targeted and value-add. You will lead and provide SME input, challenge and oversight on portfolio management and projects ensuring change is managed within risk appetite in accordance with the Change Management Framework and delivered into BAU in a safe and controlled manner. You will support the business to identify and evaluate risks associated with change and use your knowledge and experience to ensure these are properly mitigated, monitored, and reported. What you’ll be doing • Evaluate how the change portfolio supports the bank’s strategic objectives, challenging misalignments and escalating material impacts to the overall risk profile., • Provide subject matter expertise, challenge, and advice at Risk Boards, Governance Committees, Programmes, and directly to change practitioners., • Lead risk assessments, thematic reviews, and continuous assurance activities across change programmes., • Deliver insightful updates on 2LOD Risk’s oversight of the change portfolio and change management framework to stakeholders at all levels., • Contribute to the development and execution of the Change Risk Oversight Plan in collaboration with the wider Operational Risk team., • Produce high-quality risk insights and reporting for Group ExCo, Group ERC, and external regulators (e.g., FCA, PRA)., • Ensure risks and issues arising from change are identified, assessed, managed, and reflected in the bank’s risk profile, • Support the wider risk team by providing constructive oversight and challenge to key stakeholders., • Embrace Agile principles, seeking innovative approaches to achieve outcomes and improve delivery., • Demonstrated experience across multiple components of the risk management framework, including risk identification, assessment, mitigation, and monitoring., • Proven ability to oversee change programmes with a strong grasp of technology risks associated with transformation and innovation., • Experience operating within the 2nd or 3rd Line of Defence is highly beneficial, offering valuable perspective on independent oversight and assurance., • Strong track record of managing and influencing stakeholders at all levels, fostering collaboration and driving risk-informed decision-making., • Skilled in producing clear, targeted reports for diverse audiences, including senior leadership and regulators, ensuring key messages are effectively communicated and understood., • Experience of designing and implementing Change Framework and/or change oversight practices, • Experience of working under the Agile methodology, • Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more., • Up to five extra paid well-being days per year., • 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt., • Market-leading pension., • Free private medical cover, income protection and life assurance., • Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team ___ As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: COO, Technology Operations & Cyber Security Salary range: £40,800 - £51,000 per annum + Benefits Location: UK Remote Contract type: Permanent Our Team The Platform Engineering Team sits within Technology Operations & Cyber Security (TOCS) and is responsible for supporting, maintaining, and innovating the Bank’s underpinning platforms and technologies. The core aspect of your role will be to support the management of the Operational Platform, with a focus on the Linux Server Estate. This will involve collaboration with internal customers, partners and external customers to deliver excellent service and ensure our systems are efficient, performant, resilient where emerging technology threats & risks are managed and change to our systems are managed effectively. What you’ll be doing • Innovate, build & maintain the Virgin Money Linux server estate for Operational Platform., • Engineer, validate, implement and quality assure technical solutions., • Lead on initiatives to improve Platform performance and stability., • Support projects implementing new infrastructure into the datacentres., • Support root cause analysis and remediation of complex technical issues., • Work closely with others to estimate work, manage domain scope, risks and issues., • Collaborate with internal and external parties to provide excellent customer service., • Strong engineering experience with Red Hat Enterprise Linux (RHEL), • Strong Redhat Satellite experience (install, Configure, manage), • Strong experience of server implementation, upgrades, maintenance, monitoring and automation (Infrastructure as Code) with Ansible, AAP, • Strong experience of VMware (upgrade, manage), • Solid understanding of Networking, security and system performance, • Strong problem-solving skills with the ability to own, diagnose and resolve platforms issues., • Good understanding of cybersecurity principles & vulnerability management, • Python, Bash, API’s and data structures in JSON/YAML or other, • Engineering mindset: able to challenge the status quo and automate manual processes to deliver additional value., • Exceptional communication & teamwork skills, • Experience of Arctera Infoscale, VCS, • Experience of Solaris, • Experience of Server Hardware Management and maintenance, • Experience of Containerisation, Red Hat OpenShift, ARO or AKS, • Experience of Continuous Integration and Continuous Delivery tooling, • Experience of working within an ITIL framework, • Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more., • Up to five extra paid well-being days per year., • 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt., • Market-leading pension., • Free private medical cover, income protection and life assurance. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team ___ As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

📢 Are you ANALYSING your next career choice? Well, you're in luck as Perch Group are recruiting for a Senior Data Analyst. At Perch Group, our vision is clear: to lead the UK debt purchase and collection industry by harnessing cutting-edge technology to drive ethical, efficient, and data-driven debt resolution. Our annual mission is to empower hundreds of thousands of customers to positively engage with and resolve their outstanding debts. We do this through an empathetic and customer-centric approach that is at the heart of our success. What are we looking for? We are seeking a proactive and experienced individual to join our growing Analytics function. The successful candidate will be responsible for leveraging external data effectively in collections strategies across our group companies. This is a wide role with large scope for impact: we are a data driven business and take data from a wide range of suppliers. You will be equally comfortable designing and building data pipelines as you are assessing ROI of multiple suppliers and optimising commercial models. You will ensure that the business has control and oversight of the data we ingest and use as well as proactively identifying opportunities and working cross-functionally to enhance how we use the data. 🗓 So, what will your day-to-day look like? You will work as part of the Analytics team, reporting into the Head of Analytics and supporting across several areas including but not limited to: • Analysis and Insight: Lead your own and the team’s analysis into the effectiveness of current external data. Identify and effectively communicate the opportunities to improve., • Data Engineering: Collaborate with our Data and MI Teams to automate and scale mature processes, as well as quickly build new pipelines for trials, • Collections Strategy: Propose customer-centric and cost-effective strategies, using a combination of experience and deep data insight. Work cross-functionally to refine, gain buy-in and deploy these strategies., • Scoring and segmentation: Build customer segmentation, leveraging and influencing the output of our Decision Science team. Comfortable optimising for commercial and customer outcomes and building testing frameworks., • MI and Reporting: Use SQL and Power BI to build your own reports, guiding strategic decision making. Comfortable working with stakeholder to refine requirements and independently to leverage our own insight., • Team Development: Play an active part in your and team-member development by sharing experience and cross skilling across technologies, processes and business areas., • Change Management: Support the Head of Analytics in prioritising and planning for large change work, building relationships with technical and delivery teams., • Governance: Preparing and delivering input into monthly governance meetings around strategy performance, sharing the impact of your work up to Exec level., • Client Facing: Support the Head of Analytics in communicating our Analytics proposition and strategy performance to new and existing clients 👆Does this sound like you? • Minimum of 3 years’ experience in a similar role within the debt purchase, recovery, or financial services industry., • Strong data analysis and reporting skills (SQL + visualising tool e.g. PowerBI, Looker etc.) with the ability to drive insight from complex and disparate datasets, • Excellent written and verbal communication skills with the ability to distil complex concepts into clear recommendations and influence action at all levels., • Ability to manage multiple projects simultaneously, meeting deadlines and maintaining quality standards., • High level of attention to detail, ensuring accuracy in your work and helping junior colleagues do the same., • Ability to identify and resolve issues swiftly and professionally, ensuring minimal disruption to operations., • Ability to collaborate effectively with internal stakeholders, including operations, legal, and compliance teams., • Good understanding of operational processes in a Financial Services or similar environment e.g. automated dialling, capacity planning, complaints handling etc., • Experience with working in the debt purchase and recovery sector, specifically with building and enhancing collections strategy processes through quantitative insight (desirable)., • Leading workstreams that touch multiple stakeholders and effectively managing those relationships (desirable). ⏳ The Application Timeline • A first stage video call with the internal talent acquisition team (15-minute call), • An introductory call with the hiring manager over Teams (15 - 30 minutes), • A face to face or video call with the hiring manager (45 minutes - 60 minutes) Typically, the average successful applicant will be within this timeline for 2-3 weeks. Please note we will close this role once we have enough applications for the next stages therefore you should submit your application ASAP to avoid any disappointment. If you do not receive a response after 3 weeks of applying, please assume you have been unsuccessful as we may experience a high volume of applications. 💥Why you should be EXCITED to apply... 💵£50,000 - £60,000 DOE + up to 20% of your annual salary, paid as a bonus. 📍This role is hybrid between our Blackpool and Manchester Spinningfields office - the latter a premium workspace located in the heart of Manchester’s commercial hub with regular social events planned. Oh, and did we mention the free coffee bar and beer tap? Don't believe us? See for yourself! 🕰37.5 hours per week. We offer flexible and hybrid working between our core hours of 8am- 6pm, Monday to Friday. 🎓The opportunity to complete formal qualifications and learn on the job in a successful, growing organisation. ♾And many more benefits to support your wellbeing and professional development. Apply now! This job has your name all over it — we ran the analysis 😉 We are an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or disability status. If you have any questions or suggestions of how we can assist you in your application due to disability or personal reasons, please email . PLEASE NOTE - All new employees must undergo a full DBS and Credit Check upon acceptance of a job offer with Perch Group.

Our client is a leading UK logistics group, delivering tailored supply chain solutions through its nationwide network of companies.As they continue to grow, they are seeking an experienced.Finance team in driving robust credit control processes, improving cashflow, and supporting key business object

AK3420370 - In-House: Commercial Property & Asset Manager Manchester, UK - C. £50,000 p.a. (PLUS, Benefits) THE OPPORTUNITY Kingsley is exclusively retained and working in partnership with Urban Splash, the award-winning development & regeneration company that is looking to appoint a Commercial Property & Asset Manager to its’ highly successful team. The role is to provide skilled Property Asset Management services to drivethe performance of an allocated commercial property portfolio. Key Accountabilities • Deal with all Landlord& Tenant matters,including approval of customer requests, New Leases, Alterations Wayleaves, Assignments, Sub-lettings, Rent Reviews, Renewals, Dilapidations etc., • Ensure leasecompliance from customerand landlord perspective., • Enhance customerretention by engagingand building relationships., • Positively influence financial output by being marketaware and engagedwith customers and the wider influences i.e. ERV, target rents etc., • Health &Safety compliance., • Insurance compliance, • Ensuring quality, aesthetics and brand., • ESG compliance and consideration, both legislation and company goal driven., • Ensure upkeep,cleansing and maintenance of assets., • Deliver excellent customer care and satisfaction., • Support new business deals, • Ensure smooth customer transitions and compliance of assets., • Credit controlmanagement, • Health &Safety and Insurance compliance., • Carry out return on investment assessments and CAPEX/OPEX requests., • Manage, supportand motivate buildingmanagers etc., • Collaboration with Safety & Facilities Management colleagues, • Set servicecharge budgets eitherdirectly or with managing agentsand deliver/coordinate, • Ensure the estate, propertyand vacant unitsare safe, and present to their best., • Manage thirdparty consultants, including agents, solicitors, contractors and surveyors., • Input into new developments, capex projects to ensure that buildings are efficient, cost effective for running and deliver the maximum customer experience. Qualifications, Knowledge & Experience • MRICS Qualified, • Property Management / Asset Management / Leasing Experience, • Liaising with internal and external stakeholders, • Service charge and budget setting/management experience., • Understanding of commercial case law and legal principles., • Good workingknowledge of L&Tmatters i.e. Assignments, Underletting, Lease Renewals, Rent Reviews,Dilapidations, L&T Act 1954 etc., • Broad workingknowledge of Health and Safety legislation and practices., • Ability to work and thrive as part of a team, alongside the ability to self-motivate and act on your own initiative., • Proactive and positive attitude. Excellent communication skills,both written and verbal., • Excellent customerfocus., • Excellent problemsolver with positive mental attitude. Remuneration & Benefits includes: • Competitive Basic Salary, • Commission Scheme., • Staff Bonus – Discretionary & Competitive, • Pension, • Private Medical Insurance, • Income Protection, • Life Assurance, • Flexible Holidays This is an excellent opportunity to join a true market leading, forward thinking and award-winning Property Company. If you wish to apply for this position or obtain further details, then please contact Andrew Kingsley MRICS on 07879 413 765 or email for more details or to send a copy of your CV. (REF: AK3420370)

We're looking for a Credit Risk Manager to join our team and help us innovate and continue to grow responsibly while ensuring our lending meets customer needs and regulatory standards. Business Unit: Chief Credit Office Salary range: £58,400 - £73,000 Location: UK Hybrid - with occasiona

Credit Manager – Property Development Finance. Credit Manager – Property Development Finance, stockport. To be successful in this role, you will need extensive development development finance knowledge and experience.

Leading a small team who are transforming how credit risk is assessed and monitored across the Business lending portfolio, with a strong focus on designing and implementing new methods of risk analysis, trend identification, and portfolio diagnostics. Spearheading the development and recommendation

Business Unit: Business Management & Control (Technology Operations & Cyber Security) Salary range: £56,800 - £65,000 per annum benefits Location: UK Hybrid – ad hoc travel across the UK Contract type : Permanent Our Team The overarching ambition for COO remains – leverage the power of technology to deliver superb products and services for our customers. Technology Operations & Cyber Security (TOCS) plays a critical role in that pursuit, specifically, protecting our organisation and its critical data from cyber criminals as well as managing all technical services used by colleagues and customers alike. Business Management and Control (BM&C) ensures TOCS are effective and fit for purpose in this ambition by leading the way in Financial Planning & Management, Third Party Management, Risk & Control, People & Engagement and Insights & Reporting. An exciting opportunity has arisen for an experienced Technical Supplier Manager to manage some of TOCS most important technology suppliers and cloud service provider. This is a key role in aligning technology initiatives with our overall business strategy alongside tight and strong management of our cost envelope. As a Technical Supplier Manager, you’ll be responsible for ensuring effective third-party management of the technical and commercial interaction between Virgin Money and the technology suppliers. You’ll have a comprehensive technical understanding of the suppliers’ products and service offerings as well as support, contracts, licensing, consumption, billing, and third-party risk management. You’ll be working with a diverse group of highly specialised experts in Technology and Cyber Teams, Procurement, Legal, Incident Management, Disaster Recovery and Senior Management – and you’ll need to influence them all to be successful. You’ll build deep relationships with our suppliers, getting to know the people and the organisations, and you’ll make sure they know us. You’ll be highly effective in engaging the Supplier at pace in both every day and crisis situations. What you’ll be doing Contract Management - Managing the contracts and renewals of supplier products and services for the portfolio of technical suppliers you own including renegotiation of contracts and contract changes Commercial Management – Working with Financial Planning Teams, Finance and Procurement to manage supplier cost in line with agreed budgets ensuring good value for our investment. Also to deliver cost efficiencies through adequately forecasting future expenditure based on third party requirements and utility as identified within the technology roadmaps Third Party Governance Framework - Chair and management of governance meetings aligned to our internal Third-Party policies and frameworks. Participation and input will also be required for wider stakeholder engagement both internally and externally to the organisation. Supplier Relationship Management – Maintain deep relationships with your portfolio of suppliers and act as an advocate for the supplier within VM as well as an advocate for VM to the supplier. Third Party Risk Management – Ensure effective risk management practices through risk identification, assessment and operation of key controls as well as third party oversight activities for assurance over risk management practices and controls operated by suppliers on behalf of VM. Operational Resilience - Manage supplier resilience and continuity of service to protect the operation of critical bank services through documented, approved and tested service interruption plans, contingency plans, disaster recovery and business continuity plans. Compliance - Work closely with Procurement, 1st line risk, 2nd line risk and compliance teams to ensure all third party regulatory, scheme and policy requirements are met. Monitoring - Ensure suitable KPI’s are in place to monitor the performance of the individual suppliers aligned to contractual requirements. Change - Be the business SME providing support on projects and initiatives related to suppliers in your portfolio. Reporting - Provision of reporting to key stakeholders and colleagues to meet internal governance requirements. We need you to have Knowledge of technology suppliers related to critical bank services including databases, application servers, mainframes or cloud services. Comprehensive understanding of supplier software support lifecycles and technology currency management. Demonstrable experience in speaking with the experts and knowledge of emerging technologies. Excellent experience of end-to-end contract and in life supplier management lifecycles. Excellent experience in cost management related to third party services and products. Third party risk management knowledge and experience Collaboration and networking skills and ability to establish strong links between suppliers and key business areas as well as the ability to develop relationships with new and existing suppliers Sound comprehension of supplier technology offerings and the value they deliver. Advanced negotiation skills and be able to plan and execute strategies in a complex multi-stakeholder environment to deliver sustainable outcomes that benefit the bank. Excellent interpersonal & communication skills with the ability to influence in a collaborative manner A forensic attention to detail, exceptional numeracy, strong understanding of technology capabilities, a sharp commercial awareness, and a big-picture view of technology strategies Ability to manage your own workload and priorities as well as dealing with a fast pace of change. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year. 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: Group Finance Salary range: £47,200 - £59,000 per annum DOE benefits Location: UK Hybrid – Glasgow office 1 day per week Contract type : Permanent Our Team Our team are responsible for supporting the Business Bank Commercial team in analysing and navigating financial performance. As a fully commercial role, it provides an excellent opportunity to really drive forward decision making to improve customer and commercial outcomes. The team also have close working relationships with other areas of Finance including Treasury to help ensure funding consequences are fully evaluated at an entity level as well as Financial Control to ensure adherence to accounting standards. What you’ll be doing Using your financial experience and acumen to analyse monthly results, understand drivers, challenge business performance, and assist with the planning and forecasting processes to help inform the strategic business plans as well as regulatory stress testing requirements. Assisting in the preparation of relevant papers and create analysis to support the Head of Business Bank Finance Business Partners in presenting to the Bank LT, Board, and regulators. Supporting the Commercial Team in providing financial analysis to inform decision making including product pricing and profitability assessments as well as navigating alignment with key business metrics. Being responsible for maintaining simple and straightforward processes to drive an efficient and flexible function which can react quickly to changing circumstances. Ensuring the controls within the Business Bank Finance Business Partnering team remain effective and consistent. Building strong and effective working relationships with colleagues in the Commercial Division and other areas of Finance including Financial Control, Financial Planning and Analysis and Treasury. We need you to have Experience of planning and forecasting in a financial services organisation An accountancy qualification (or equivalent) with a progressive record of success is also key Excellent analytical skills is essential Excellent Excel skills Strong intellect and ability to communicate effectively with senior stakeholders (both verbal and written) A natural curiosity and drive to know more. Also be hardworking, with a real eye for detail Commercial acumen, demonstrating business understanding and key drivers of performance converted to critical analysis Enjoy working in a hands-on environment with a small, tight-knit team A strong control mindset when developing processes and procedures A positive/can do attitude, with the drive and ambition to succeed It’s a bonus if you have but not essential Modelling skills/ aspirations Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year. 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. If we’re lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose ; Banking but fairer, more rewarding and for the good of society. With us, you’ll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking – but fairer, more rewarding, and for the good of society. We’re committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks – we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Senior Product Manager - Credit Cards. Sign in to set job alerts for “Product Manager Credit Card” roles. Senior Product Manager - Credit Cards.

The ideal candidate for the Credit Controller role brings with them credit control experience, ideally with full ledger management. Senior Manager, Credit Risk Analytics and Modelling, Audit and Assurance. Are you a confident Credit Controller who thrives on managing your own ledger and building str

Senior Tax Manager (Wealth & Asset Management). The team focuses on advising clients in the Wealth & Asset Management sector, working with alternative assets including hedge funds, credit funds, private equity & real estate. Collaborate with HMRC, financial institutions, lawyers and third parties, e

If you have experience or interest in roles such as Loan Processor, Financial Advisor, Credit Analyst, Customer Service Representative, or Loan Officer, this Case Manager position could be the perfect fit for you. If youre a motivated individual ready to make a real impact in a thriving company, t

Credit Analyst - Senior Analyst/AD - Fund & Asset Manager Ratings - Manchester. Fitch Ratings’ Funds & Asset Management group is currently seeking a Credit Analyst/Senior Analyst/Associate Director based out of our London office. At Fitch Ratings, credit analysts play a pivotal role in moving mark

Expertise in unsecured lending credit risk, particularly credit cards, including policy and strategy. Strong experience in credit risk strategy management. Experience managing credit card customer acquisition strategies.

Reporting into the Credit Manager, as the Credit Team Leader you will work to support a team of credit controllers, leading & managing the day to day functions of the team, guiding and mentoring, ensuring the team & credit functions run smoothly. With your previous experience of leading/supervising

Monitor and manage team performance through regular coaching, feedback, and performance reviews.

As a Credit Manager you will be responsible for maintaining the credit quality of new loans presented to the Company using the Company’s Credit Models and Policies, so that lenders do not take undue risk with their capital. Ensure that all new Credit reports comply with the Company’s Credit Poli

Credit Control Manager (Risk) - Bracknell - Ongoing contract - £200 - £250 per dayOverviewMy client requires a Credit Control Manager on an ongoing temporary basis due to a member off the team being off. Key skills:Experience of working in a multi-site and listed company environmentManage the Cred

The Credit Risk Manager is responsible for managing the credit control function across the UK, as well as coordinating credit policy and performance globally. Accountable Recruitment are delighted to be partnering with a global manufacturing company based in Deeside, in their search for a Credit Ris

Deal Advisory Tax Senior Manager - PE & Credit. Experience Level: Senior Manager. While we have teams focused on clients in four key markets Corporate s; Private Equity & Credit; Real Estate and Energy & Infrastructure, we are a national and connected team, working and learning with each other.

Credit Benchmark is a financial data analytics company that has partnered with the world’s leading financial institutions to create the largest and most sophisticated contributed credit risk data platform in the market. Credit Benchmark is proud to be an Equal Employment Opportunity employer. Cred

As Corporate Credit Manager, you’ll oversee corporate credit underwriting and wholesale administration, providing detailed financial analysis, recommendations, and underwriting services for corporate customers and partners. Deputise for the Senior Manager Corporate Credit & Operational Services wh

Oversee all aspects of credit control and credit management within Shared Services. We are proud to be partnering with a global manufacturing business who are looking to bring an experienced credit manager into a well established and thriving team. As Global Credit Manager suitable applicants will i

As a Credit Manager you will be responsible for maintaining the credit quality of new loans presented to the Company using the Company’s Credit Models and Policies, so that lenders do not take undue risk with their capital. Credit Manager – Property Development Finance, bedford. Credit Manager �

We are not engaging agency support for this role and respectfully ask that agencies do not submit unsolicited candidate details to Premium Credit Limited in relation to this role. Premium Credit are a market leader in insurance premium finance and annually charged services such as school fees, golf

Systematic Quantitative Trader / Portfolio Manager. Experience across FX, Credit, Futures, Bonds, commodities.

Credit Risk Fundamentals Program Manager. Credit Risk Fundamentals Program Manager. Credit Risk Fundamentals Program Manager.

Credit Manager – Property Development Finance, West Midlands. Responsible for maintaining the credit quality of new loans using the company’s credit models and policies, requiring extensive development finance knowledge and experience. Ensure credit reports comply with policies.

Credit Manager - Development Finance. If you’re an experienced Credit Manager looking for an opportunity to work part time in a friendly environment, we’re looking for you!. Responsible for 2nd line oversight of Development Finance credit applications for new and/or existing facilities and there

The Manager role will be within our Credit and Insurance team, which provides services for those firms regulated by the FCA. The successful candidate will have a strong insurance background, with any other experience in credit and/or mortgages not being mandatory. The Manager will be responsible for

Credit Risk Audit Senior Manager. Senior Consultant - Selby Jennings - Credit Risk in the DACH Region. This role offers the opportunity to work across credit risk and control functions, helping to assess and strengthen the organizations risk management practices.

You'll collaborate with and lead a diverse team of product managers, engineers, designers, and stakeholders across Europe to:. Foster Cross-Functional Collaboration: Work closely with product managers, engineers, designers, and stakeholders to ensure the overarching product vision is achieved. Group

As a Credit Manager you will be responsible for maintaining the credit quality of new loans presented to the Company using the Company’s Credit Models and Policies, so that lenders do not take undue risk with their capital. Credit Risk Manager, Flex Originations (Credit Cards). Senior Credit Manag

At LemFi we are building a credit product that is fair, transparent, and accessible. Build and own the collections strategy across pre-arrears, early arrears, late arrears, and recoveries, covering all credit products.

Responsible for 2nd line oversight of Development Finance credit applications for new and/or existing facilities and thereafter either jointly approving within own personal delegated credit authority or supporting to Sanctioning Committee. If you’re an experienced Credit Manager looking for an op

At LemFi we are building a credit product that is fair, transparent, and accessible. Build and own the collections strategy across pre-arrears, early arrears, late arrears, and recoveries, covering all credit products.