Independent Financial Advisor (IFA)
26 days ago
Cardiff
Financial Adviser • Annual Salary: £60,000 - £80,000 PA (depending on experience and qualifications), OTE: £100,000+ (plus car allowance), • Location: South Wales, • Job Type: Full-time We are seeking a dedicated Financial Adviser to join our team in South Wales. This role involves taking over a client bank from a business we are acquiring, managing significant assets and contributing to our continued growth. The ideal candidate will deliver professional, compliant financial advice, build long-term client relationships, and uphold our firm's reputation for integrity and excellence. Day-to-day of the role: • Provide regulated financial advice across investments, pensions, protection, and tax planning., • Conduct thorough reviews of clients’ financial circumstances, needs, and objectives., • Research and recommend suitable products and solutions from the centralised investment proposition., • Prepare and present clear, personalised financial plans and suitability reports., • Maintain accurate, compliant client records and documentation., • Ensure all advice and communications meet FCA, Consumer Duty, and company standards., • Build and maintain strong client relationships through regular reviews and proactive communication., • Identify and address client vulnerabilities, ensuring extra care where needed., • Respond efficiently to client enquiries and complaints, ensuring timely resolution., • Engage in ongoing professional development, including CPD and qualifications., • Work collaboratively within the team, sharing knowledge, supporting colleagues, and contributing to a positive team culture. Required Skills & Qualifications: • Level 4 Diploma in Regulated Financial Planning (CII, CISI, or equivalent)., • Current Statement of Professional Standing (SPS)., • Demonstrable experience in providing regulated financial advice., • Up-to-date CPD record., • Desirable: Chartered Financial Planner or equivalent Level 6 qualification, specialist accreditations, experience with CRM systems, additional language skills or experience with vulnerable clients. Benefits: • Competitive salary package with potential earnings over £100,000., • Car allowance., • Opportunity to manage a significant client bank with substantial assets., • Professional development and career advancement opportunities., • Supportive team environment. Ideal Candidate: • Passionate about helping clients achieve financial security and wellbeing., • Enjoys building long-term relationships and delivering excellent service., • Thrives in a regulated, client-focused environment., • Values integrity, professionalism, and continuous improvement., • Comfortable with change and ongoing learning., • Can work independently and as part of a team., • Motivated by contributing to business growth and supporting colleagues. This position is not suitable for someone who prefers transactional work over relationship building, is uncomfortable with regulatory requirements, or lacks a client-centric approach. How to Apply: To apply for this Financial Adviser position, please submit your CV and cover letter detailing your relevant experience and why you are interested in managing this client bank.