Buscar empleo: 304 ofertas de trabajo de real estate agent en New Jersey (marzo 2026) - page 2

Home Equity Processor

hace 19 horas

Basking Ridge

Job Description Affinity FCU is looking for an experienced, team-player to join our talented Home Equity team in the role of Home Equity Processor. Under general supervision, the Home Equity processor assists the HELOC team during the full cycle of HELOC loan processing from receipt of loan application to final loan documentation process and preparation for funding. This position is HYBRID, with onsite work required a minimum of 1 day per week at our corporate headquarters in Basking Ridge, NJ. Work schedule is 8:30-5pm, Monday through Friday. The starting salary range for a new hire in this role is $50k-$55k. The wage/salary offered to a successful candidate will be dependent on several qualifying factors, including but not limited to: years of relevant experience, years of industry experience, education, etc. ESSENTIAL DUTIES AND RESPONSIBILITIES • Processes HELOC applications through disclosures, processing and closing milestones., • Places welcome call and issue Welcome letter/email with disclosures to the borrower informing them of required documentation needed and perform a thorough review of the loan scenario in its entirety, including any closing costs, • Manages member contact, keeping members apprised of loan status throughout the process, • Maintains integrity and privacy of all member data., • Handles staff inquiries as needed., • Place vendor orders for documents – payoff, appraisal, flood certification, title search, HOI, etc., • Updates all communications with members in the loan origination system, • Gather loan data and documents from members while working with HELOC underwriter to ensure that all loan data is accurate and complies with guidelines., • Ensure all documentation received is uploaded into the loan origination system, • Reviews title work, searches and judgments for review with member as needed., • Monitors receipt of all third party services and take follow up measures to obtain any missing documentation, • Reviews appraisal report to ensure they comply with lending guidelines, • Contact all newly approved members to inform them of the required documentation needed to clear the file to close., • Schedule loan closings with borrowers, • Ensure closing documents are prepared and review for accuracy, • Monitoring the phone system for calls and faxes, • Responsible for compliance with all applicable real estate lending regulations, including, but not limited to HOEPA, REG Z, REG B, • Maintain appropriate turn-times on all files as dictated by management, • All other duties as assigned. EDUCATION and/or EXPERIENCE REQUIREMENTS • Minimum 2 years HELOC or mortgage processing experience is required., • Strong organizational skills and attention to detail., • Encompass LOS knowledge preferred. MINIMUM QUALIFICATIONS • Working knowledge of HELOC terminology, documentation, lending policies, and guidelines., • Ability to communicate effectively and professionally. Affinity strives to maintain balance between our employees’ personal and professional responsibilities. All full-time employees receive a highly competitive and multi-faceted Total Rewards package including competitive pay, target incentive, full medical/dental/prescription coverage, 401(k) plan, profit sharing, and generous paid time off. As an Affinity employee you are eligible for discounts on our products and services, access to our fitness center and employee café, earn paid time off for volunteering, and much more. In addition to these benefits, Affinity provides extensive educational and developmental opportunities as well as access to our formal Tuition Assistance Program. Explore career opportunities with Affinity and “Belong to Something Better.” Affinity Federal Credit Union is an Equal Opportunity Employer Affinity FCU is committed to creating an inclusive culture and an employment experience that values diversity. Our culture is built on respect - one that recognizes and values the unique talents of everyone on the team. With a genuine commitment to diversity, we’ve created an environment where employees feel comfortable regardless of race, gender, religion, background, physical ability, or sexual orientation. Explore career opportunities with Affinity and belong to something better. Please scroll down and read the Applicant Statement in its entirety. Applicant Statement I promise that all information I have supplied in this application and any other form, oral or written, is true and accurate, and I agree that any misstated, misleading, omitted, or false information will result in rejection of this application form, refusal to hire, withdrawal of an offer of employment, or immediate discharge without recourse, whenever and however discovered. I understand and agree that Affinity Federal Credit Union, any agent acting on its behalf, as well as any other person responding to a reference request pursuant to this application, can and will seek and/or disclose any and all information about me which said corporation, agent, or person may have. I specifically authorize said disclosure and agree to hold all such corporations, agents, or persons harmless. I understand and agree to the fact that Affinity Federal Credit Union maintains a drug-free workplace and that I will be required to undergo a drug urine screening check. I understand and agree to the fact that Affinity will also conduct a criminal history background and credit report check. I understand and agree that said pre-employment checks are designed to ascertain my suitability for employment. I specifically authorize said disclosure of this confidential information and agree to hold Affinity Federal Credit Union, its agents, managers, officers, and employees harmless from any and all liability in connection with the pre-employment screening/testing. Additionally, I agree to comply with all request for additional testing of any type and at anytime during my employment at Affinity Federal Credit Union. I understand that all employment offers are made contingent upon satisfactory proof of legal authorization to work in the United States according to the law. I understand that failure to provide satisfactory proof of identity and authorization to work in the United States will disqualify me from employment. If hired, I agree to abide by the terms and conditions of all Affinity Federal Credit Union policies and procedures. I understand I will not be employed, or my employment will be terminated, if I am or have been convicted of a criminal offense involving dishonesty, breach of trust or money laundering, or if I admit, plead guilty or nolo contender, or have to such an offense or if I agree or have agreed to enter into a pretrial diversion or similar program in connection with a prosecution such an offense. I understand and agree that my employment will be at will and that I or Affinity Federal Credit Union may terminate this employment relationship at any time, with or without notice, for any or no reason, without recourse by either of us. I also understand that oral representations to the contrary do not change the fact that both the Company and I maintain free to end the work relationship for any or no reason. I further understand that any changes in this employment relationship must be made in writing. I acknowledge that at anytime during my employment with Affinity Federal Credit Union, the hours and/or days that I am expected to work may be changed to accommodate the needs of the business. In addition, I am also expected to work at various Affinity Federal Credit Union locations. I acknowledge that I have been advised that Affinity Federal Credit Union is an Equal Opportunity Employer and that Affinity Federal Credit Union administers its employment policies in a nondiscriminatory manner. I specifically authorize Affinity Federal Credit Union to investigate my background, including any and all references, and prior employers, consistent with the position for which I am applying, and release and hold Affinity Federal Credit Union harmless for any and all liabilities arising out of its investigation of my application for employment. I authorize the Company, in its sole discretion, to supply my employment record to any prospective employer, government agency, or other party with an interest that the company deems appropriate. I understand that this application is not a contract of employment. If you agree to this disclaimer, you authorize the Company to process the application in accordance with the Company’s established hiring practices. By completing this online application for employment opportunities at Affinity Federal Credit Union, I acknowledge reading, understanding and agreement of the Applicant Statement.

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