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Hours Permanent 35 hours per week Closing Date Wed, 10 Dec 2025 As a Financial Planning Consultant, you’ll develop relationships with our customers, ensuring they receive the highest levels of service and provide them with a high quality initial point of contact with a fact finding meeting. To succeed, you’ll need experience of supporting customers/advisers in a previous role and be fully Diploma qualified (or part qualified). You will have some experience of the financial services industry and will ensure you’re able to offer an expert, personalised service for our customers’ life ahead. You will receive quality referrals thanks to the close relationship with branch colleagues and head office in Skipton. You’ll need to demonstrate a commercial focus that leads to outcomes that are right for our customers whilst applying clear risk management and quality controls. Who Are We? Not just another building society. Not just another job. We're the fourth biggest building society in the UK and what makes us a bit different is that we're a mutual organisation. We don't have shareholders, we're owned by our members. Our colleagues say Skipton's a great place to work and you could be one of them, bringing with you new ideas on how we can keep customers at th e heart of what we do. Whatever your background, and whatever your goals, we'll help you take the next step towards a better future. What’s In It For You? Skipton values work/life balance and we are proud to support hybrid and flexible working, where possible. We have a newly refurbished head office which offers a vibrant and collaborative working space. We have a range of other benefits available to you including • Annual discretionary bonus scheme, • 25 days standard annual leave + bank holidays + rising 1 day per year of service to a maximum of 30 days, • Holiday trading scheme allowing the ability to buy and sell additional annual leave days, • Matching employer pension contribution (up to 10% per annum), • Colleague mortgage (conditions apply), • Salary sacrifice scheme for hybrid & electric car What Will You Be Doing? Working with branch teams, Head office teams and financial advice colleagues to partially deliver first meetings with new customers; including conversations on pensions, investments and inheritance tax and our current proposition. It will be your role to prepare the customers for their follow on first meeting with the Financial Adviser, ensuring all information is gathered and entered onto Focus that is pertinent to the advice and provide the adviser with all the soft facts to enable a smooth customer journey. You will utilise your skills within the customer meeting to engage with the customer and help them understand their objectives and goals for their money and motivations for taking financial advice. What Do We Need From You? You must be a natural communicator with a passion for delivering excellent customer service, experience of speaking with customers face to face or via video link or building relationships with customers/colleagues. You must thrive on being a part of a successful team, sharing best practice and being supportive to others. You must also be self motivated and capable of working on your own. The ability to maintain strict quality and compliance standards and organisation skills are a must as you will be expected to work in a high volume fast paced environment. Be flexible and adaptable to change. Ability to pick up new systems, processes and technology with ease. Ideally looking to further your career within financial advice towards a Financial Adviser role, already having achieved the Regulated Diploma in Financial Advice (or part completed). Full support and training will be given. We are looking for someone to be located in or around Coventry. Initially the role will be working from home, however ultimately when you have progressed to a Financial Adviser role we would require someone to have the ability and flexibility to cover some face to face meetings within some of our branches. If you are looking for an exciting career that offers professional development and truly values its colleagues and customers, a career in financial advice could be for you.

Job Description: The purpose of this job is to support the Head of Credit in protecting and enhancing the quality of the Leasys’ Credit profile (new business and existing portfolio). Through data-driven analysis and proactive risk management, identify emerging issues early and recommend actions that sustain growth while controlling loss. Main Responsibilities: • To provide daily operational support to the Head of Credit in the management of the Retail portfolio, • Portfolio Health Monitoring – Track delinquency, arrears, write-offs and overall cost of risk; flag deteriorating segments promptly, • Risk Dashboards – Build and maintain dashboards and management information on key risk indicators, affordability and underwriting performance, • Policy & Process Optimization – Propose and implement changes to credit policy, underwriting rules and the decision engine to balance approval rates with expected loss, • Risk Budgeting & Provisioning – Contribute to risk budgets, forecasts and the calculation/validation of specific and general provisions, • Regulatory & Investor Reporting – Prepare FCA affordability reports, monthly management packs and historical securitization data for investors, • Cross-Functional Collaboration – Work with Underwriting, Collections, Finance and other stakeholders to drive remedial actions on high-risk accounts and improve end-to-end credit quality, • Present in the bi-monthly Credit Committee to Senior Management Team on any related Credit topics, • Recommending changes to Credit Policy to hit Underwriting SLA, maximise Accept Rates whilst maintaining Cost of Risk, • Responsibility for Monthly Management Reporting for Europe HQ, • Regular reviews with external suppliers such as Experian to assess performance of the underwriting scorecards, • End to end model ownership: from data extraction and feature engineering to validation and deployment, • Conduct model monitoring and performance analysis: regularly assess back testing results and recalibrate when needed, • Deliver predictability and control of bad debt performance to a planned level of loss, • Cross-Functional Collaboration – Work with Underwriting, Collections, Finance and other stakeholders to drive remedial actions on high-risk accounts and improve end-to-end credit quality, • Analyse performance of underwriters and collections agent with follow up coaching when required, • Create on the job training plans to help assist the credit and collections team reach full potential, • Assist with the drafting and development of internal Credit and Collections procedures The ideal candidate will have: • Excellent oral and written communication skills are essential together with proven complex analytical and decision-making skills, • Strong analytical and documentation skills, in particular data analysis as well as attention to detail, • Extract, engineer and analyse data to develop and validate scorecard models and pinpoint areas of strength or weakness, • Responsibility that all models adhere to internal standards and regulatory expectations through documentation and monitoring, • Ability to communicate and negotiate change, • Willingness to work towards achieving goals in a changing and challenging environment, • Driven to take the initiative to improve systems, processes and the delivery of management information, • Improve systems, processes, and business practices, • A strong understanding of business strategy and how to align scorecard metrics with organizational objectives, • The ability to explain complex data and model outputs clearly to both technical and non-technical stakeholders, • Solid understanding of lending products and credit risk lifecycle, • Degree and 3+ years’ credit-risk experience, ideally in automotive or consumer finance., • Advanced analytical skills and capability to operate with reporting tools (Excel, SAS, Access…), • Familiarity with UK/FCA regulations and best practices in credit-risk management., • Previous scorecard writing experience Stellantis is proud to be an equal opportunity employer. We are committed to equal employment opportunity and equal pay regardless of race, colour, religion, sex, national origin, sexual orientation, disability, or gender identity. Stellantis are also accredited with the Defence Employer Recognition Scheme (ERS) Gold Award, that recognises organisations that pledge, demonstrate or advocate support to the armed forces community. Please contact our recruitment team if you would like to discuss anything further or if you require any form of reasonable adjustments for any part of the recruitment process.

Heart of England Co-operative Society Salary: £65,000 - £70,000 (dependant on experience) Permanent Coventry (with regional travel) The Heart of England Co-operative Society is seeking a dynamic Head of Commercial to lead the strategic and commercial direction of our Food and Funeral business divisions. This is a rare opportunity to influence commercial strategy across both fast-paced retail and sensitive, service-led funeral operations, ensuring strong performance while putting members, customers, clients and communities at the heart of every decision. Reporting to the Chief Operating Officer, you will lead the commercial agenda across our Food Retail and Funeral Services divisions-driving growth, category direction, supplier partnerships, pricing strategy, operational excellence and customer proposition development. You'll champion innovation, identify new opportunities, and ensure the Society delivers exceptional value to members and customers, all while maintaining the highest standards of integrity, compliance and community responsibility. Why join us? At the Heart of England Co-operative Society, you'll join a values-driven organisation with a 190-year heritage of putting people and communities first. As Head of Commercial, you will play a central role in shaping the future of both our Food and Funeral divisions, influencing major strategic decisions and driving meaningful commercial impact in two uniquely rewarding sectors. You'll work within a supportive, collaborative senior leadership team, champion innovation, and help develop propositions that genuinely improve the lives of our members, customers and clients. With strong financial stability, a commitment to ethical trading and a culture that encourages fresh thinking, this is an opportunity to lead with purpose, ambition and long-term vision. What you'll be leading on: Strategic Direction Develop and deliver commercial strategies aligned to business growth. Identify new market opportunities, innovations and revenue streams. Lead long-term category planning, customer proposition development and brand positioning. Commercial & Financial Performance Own the commercial P&L across Food and Funeral. Drive revenue, margin and profitability targets. Oversee pricing, promotions, forecasting and risk management. Support Funeral Services pricing strategy alongside the Head of Funeral Services. Supplier & Partner Leadership Build strong supplier relationships across FMCG, local producers and funeral service partners. Work within the Federal Retail Trading Services (FRTS) buying group. Lead supplier negotiations and ensure compliance, sustainability and ethical sourcing. Operational Excellence Collaborate with senior leaders to drive efficiency in supply chain, availability and service delivery. Support delivery of the Society's Local@Heart programme and hero missions such as Food-to-Go and Meal for Tonight. Guide the development of funeral catalogues and services to meet client needs with dignity and professionalism. Customer & Community Focus Champion member and client experience across both divisions. Monitor trends and competitor activity to shape market-leading propositions. Support wellbeing, social value initiatives and the Society's purpose-led mission. Leadership Lead and develop high-performing commercial, category and future procurement teams. Build a culture of accountability, innovation and customer-centricity. Model inclusive, values-driven leadership. About you You will bring: Senior commercial leadership experience in food retail, FMCG, convenience or multi-site retail. Proven success in delivering commercial growth and managing P&L. Strong category management, procurement and negotiation expertise. Experience working with regulated, sensitive or service-led sectors (funeral sector experience beneficial but not essential). Strategic thinking, financial acumen and a customer-first mindset. High integrity, emotional intelligence and the ability to lead in complex, people-centred environments. Experience in co-operative or community-based organisations is a real advantage. Ready to shape the future of a values-driven organisation? If you're motivated by commercial challenge and meaningful purpose, we would love to hear from you. Apply today and help us continue to serve our members, clients and communities with excellence, dignity and heart. The closing date for applications in Wednesday 24th December 2025, first stage interviews will take place on Wednesday 7th January 2026. TPBN1_UKTJ

We're seeking a Senior Manager to join the 1LoD controls office (Enterprise Controls) and lead a team of specialists delivering operational risk support and performing robust control testing across the Chief Commercial Office and Group Strategy functions. Acting as a trusted partner to senior business stakeholders, the Senior Manager will d rive adherence to the Group Enterprise Risk Management Framework and b uild risk and control maturity and capability across the Commercial and Strategy functions. It will l ead a team of Controls experts to deliver high-quality risk assessments, expert advice, and control design and effectiveness testing as well as p rovide actionable insights that strengthen the control environment and support strategic objectives. The role holder will also a ct as a senior point of contact and expert leader for first-line risk matters, equipping business leaders and governance forums with rich insights and MI. Benefits: Private medical and health screenings 28 days holiday a year plus bank holidays and a holiday buy/sell scheme Annual discretionary bonus scheme Personal pension with matched contributions Maternity, paternity and shared parental leave Extensive wellbeing support Life assurance (6 times annual salary) Find out more about the fantastic benefits of joining Coventry Building Society here This role can operate from either our Head Office campus in Binley, Coventry or our Manchester office but as a Group role, travel to both locations will be required. A team-led hybrid working arrangement is in place. We reserve the right to close this advert early if we receive a high volume of suitable applications. About you To be successful in this role it's essential you have: Significant experience in 1LoD, risk and controls roles within financial services. Proven ability to lead teams and manage technical SMEs. Strong knowledge of risk frameworks, control testing, and regulatory requirements. Experience producing high-quality reporting for senior management and governance committees. Ability to influence senior stakeholders and deliver through others. Exceptional communication skills, including confidence in presenting to senior / executive level management meetings. Analytical mindset, with a pragmatic and commercially aware approach. Desirable experience needed will be: Exposure to commercial and strategy functions. Relevant professional qualifications (e.g., risk, compliance, audit) desirable Please note interviews for this role will be held w/c 5th January About us We're one of the largest building societies in the UK and we share a mutual goal across our branches and our offices to improve the lives of others. We're officially recognised as a 'Great Place to Work' and our benefits go beyond basic pay, with a discretionary bonus scheme, a culture of reward and recognition and comprehensive support for wellbeing. At the beginning of the year, The Co-operative Bank officially became part of our Group. Together, we have shared values and an ethical approach towards our members, customers, and colleagues. We're serious about equality, of race, age, faith, disability, and sexual orientation and we celebrate diversity. By working together, we know you'll build more than just a career with us. All together, better. Flexibility and why it matters We understand the need for flexibility, so wherever possible, we'll consider alternative working patterns. Have a chat with us before you apply to see what the possibilities are for this role. Proud to be a Disability Confident Committed Employer We're proud to offer an interview or assessment to every disabled applicant who meet the minimum criteria for our vacancies. As part of the application process, disabled applicants can opt in for the Disability Confident Interview Scheme. If there are ever occasions where it is not practicable to interview all candidates that meet the essential criteria, such as when we receive a high number of applications, we commit to interviewing disabled candidates who best meet the minimum essential and desirable criteria. Location Coventry-Binley Business Park TPBN1_UKTJ

A leading automotive finance company in the United Kingdom invites applications for a Finance role focusing on credit risk management.The successful candidate will support the Head of Credit by analyzing financial data and maintaining risk dashboards while navigating UK regulations.The position requ

Effective Economic Crime Risk Management is underpinned by our capacity to interpret and analyse the information and data held in relation to our customers, products and services. Our 2LOD Economic Crime Compliance team are looking for an experienced Senior MI & Data Analyst (AML) to support and enable our proactive approach to Economic Crime Risk Management. This role will help deliver the Group's Economic Crime risk assessments as well as help ensure that risks typologies are identified, escalated to Senior Management and managed within appetite. The successful candidate will work closely with business functions, external suppliers levering the Group's data and business intelligence to generate Economic Crime risk insights and ensure that appropriate controls are implemented to mitigate risks. Benefits: 28 days holiday a year plus bank holidays and a holiday buy/sell scheme Annual discretionary bonus scheme Personal pension with matched contributions Maternity, paternity and shared parental leave Extensive wellbeing support Life assurance (6 times annual salary) Find out more about the fantastic benefits of joining Coventry Building Society here This role can operate from either our Head Office campus in Binley, Coventry or our Manchester office but as a Group role, travel to both locations will occasionally may be required. A team-led hybrid working arrangement is in place. About you You'll have a good understanding across all Economic Crime risks (AML, fraud, sanctions) to ensure typologies are detected and quantified. You'll also have knowledge of Economic Crime regulation and legislation. Equally important, is your ability to interpret, analyse and present risk and control data Essential: Experience of Economic Crime risks and typologies, The ability to identify risks and trends using data, before making recommendations and overseeing the timely completion of actions to mitigate / limit their impact. Knowledge of Excel, SQL and Power BI Communication and presentation skills with the ability to convey complex ideas simply and tell the story through data Experience of data analytics supporting the Economic Crime Risk Assessment process. Preferred but not essential: Supporting the data aggregation and interpretation supporting the Economic Crime Risk Assessment process. 2nd LOD experience Expertise in writing freehand SQL (or similar) and data modelling software History of working effectively alongside 1LOD (support, as well as check and challenge) About us We're one of the largest building societies in the UK and we share a mutual goal across our branches and our offices to improve the lives of others. We're officially recognised as a 'Great Place to Work' and our benefits go beyond basic pay, with a discretionary bonus scheme, a culture of reward and recognition and comprehensive support for wellbeing. At the beginning of the year, The Co-operative Bank officially became part of our Group. Together, we have shared values and an ethical approach towards our members, customers, and colleagues. We're serious about equality, of race, age, faith, disability, and sexual orientation and we celebrate diversity. By working together, we know you'll build more than just a career with us. All together, better. Flexibility and why it matters We understand the need for flexibility, so wherever possible, we'll consider alternative working patterns. Have a chat with us before you apply to see what the possibilities are for this role. Proud to be a Disability Confident Committed Employer We're proud to offer an interview or assessment to every disabled applicant who meet the minimum criteria for our vacancies. As part of the application process, disabled applicants can opt in for the Disability Confident Interview Scheme. If there are ever occasions where it is not practicable to interview all candidates that meet the essential criteria, such as when we receive a high number of applications, we commit to interviewing disabled candidates who best meet the minimum essential and desirable criteria. Location Coventry TPBN1_UKTJ