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Job DescriptionDescription: Come join our Credit Team at Central State Bank! As a Credit Analyst, you’ll perform comprehensive credit analysis, underwriting, and documentation review to support sound lending, ensure strict regulatory and internal compliance, and partner closely with loan officers and leadership in a culture designed to let detail-oriented professionals, like you, thrive and feel at home! This may be exactly the fit you’ve been looking for! We value getting it right the first time and collaboration is welcome to foster an environment where quality credit decisions are genuinely prioritized. Read on for more details: ESSENTIAL FUNCTIONS • Prepare detailed and accurate credit presentations for Lending Manager, the Chief Credit Officer, and the Loan Committee., • Conduct comprehensive underwriting and structuring of commercial, consumer, agricultural, and real estate credit requests by analyzing borrower financial information, including financial statements, cash flows, tax returns, and financial projections., • Calculate and interpret key financial ratios, assess repayment capacity, and identify primary and secondary sources of repayment., • Evaluate collateral adequacy through review of appraisals, internal evaluations, inspection reports, and construction budgets., • Complete Asset Quality Evaluation Forms, Watch List reports, and other risk-rating documentation., • Monitor borrower performance, including covenant compliance, collateral conditions, and adherence to loan terms., • Review and interpret third-party reports such as appraisals, environmental assessments, and construction documentation., • Participate in meetings with prospective and existing customers to gather information and support the lending process., • Participate in internal loan review and audit processes, evaluating loan files for proper documentation, collateral adequacy, and policy compliance., • Work with the lending and compliance teams to ensure loans meet all applicable laws, regulations, and internal lending policies., • Contribute to continuous improvement of credit processes, tools, and internal controls., • Attend Loan Committee meetings to answer questions related to credit analysis, underwriting, and file documentation., • Accompany lenders on site visits as requested., • Uphold and promote adherence to all lending policies, procedures, and regulatory requirements., • Represents the bank positively and professionally in business development, volunteer and community activities in support of the bank’s mission and to enhance bank visibility in the community, • Excellent analytical, quantitative, and problem-solving skills with high attention to detail and accuracy., • Strong written and verbal communication skills for preparing detailed credit presentations, reports, and interacting with lenders, customers, and committees., • Ability to work independently, prioritize tasks, and manage multiple deadlines in a fast-paced environment., • Strong knowledge of financial statement analysis, including balance sheets, income statements, cash flow statements, tax returns, and financial projections., • Proficiency in calculating and interpreting key financial ratios (e.g., debt service coverage, leverage, liquidity, profitability), assessing repayment capacity, and identifying primary/secondary sources of repayment., • Experience evaluating collateral, including reviewing appraisals, environmental reports, inspection reports, construction budgets, and other third-party documentation., • Familiarity with risk rating systems, preparing Asset Quality Evaluation Forms, Watch List reports, and other credit risk documentation., • Understanding of loan monitoring processes, including covenant compliance tracking, borrower performance review, and adherence to loan terms., • Knowledge of regulatory compliance (e.g., applicable banking laws, regulations, and internal lending policies) and experience participating in loan reviews, audits, or compliance processes., • Experience attending or presenting at Loan Committee meetings, participating in customer meetings/site visits, or supporting lenders is highly desirable., • Bachelor’s degree required in Finance, Accounting, Business Administration, Economics, Agricultural Economics, or a closely related field., • Minimum 2–5 years of relevant experience in commercial credit analysis, underwriting, or lending support within a bank or financial institution. Experience should include analyzing financial statements, preparing credit presentations/memos, and supporting loan decisions for commercial, agricultural, real estate, and/or consumer credits.

Job DescriptionDescription: The Credit Manager is responsible for leading the credit underwriting function within a fast-paced, technology-driven lending environment. This role oversees the daily loan approval operations and strategic direction of the underwriting team, ensuring consistent, compliant, and data-informed credit decisions that align with company risk tolerance and growth objectives. The Credit Manager drives performance through coaching, policy execution, and collaboration with cross-functional teams, including Product, Compliance, Operations, and Risk. Ideal candidates are experienced leaders with a deep understanding of consumer credit underwriting, process optimization and loan approval automation. RESPONSIBILITIES • Lead, manage, and develop a team of credit underwriters across all levels., • Oversee the review and decisioning of loan applications, ensuring sound credit judgment, accuracy, and adherence to policies., • Review and provide exception approval within company exceptions and high-dollar approval policies., • Monitor underwriting queue and use prior-reports to maintain quality standards to ensure staff schedules achieve or surpass call-center SLA and underwriting quality assurance standards., • Conduct regular audits and file reviews to ensure consistency, regulatory compliance, and risk integrity., • Act as the primary subject matter expert for daily underwriting as part of ongoing monitoring and updates for company credit policies, underwriting guidelines, and risk models., • Collaborate with Product and Engineering teams to enhance underwriting tools, automation logic, and workflow systems., • Manage hiring, onboarding, training, and career development for the underwriting team., • Identify enhancements to improve the underwriting training and on-boarding process., • Serve as the escalation point for complex credit decisions, exceptions, and edge cases., • Analyze underwriting data to identify trends, improve performance, and recommend portfolio risk adjustments, • Ensure team adherence to state and federal lending regulations, including ECOA, FCRA, and UDAAP. QUALIFICATIONS • Bachelor’s degree or MBA in finance, business, or related field., • 10 years of direct experience in credit underwriting or credit risk management, with at least 5 years in a leadership role., • Strong knowledge of consumer or commercial lending practices, risk analysis, and regulatory compliance. KNOWLEDGE AND SKILLS • Experience working in or with technology-enabled loan platforms, • Proven ability to lead and scale teams while maintaining performance standards and risk discipline., • Excellent analytical, communication, and decision-making skills., • Familiarity with data and credit analytics tools a plus.Requirements:

Job Description Must live in the State of Iowa Are you looking for a job where you can use your experience to propel your career into management? At New York Life, we will invest in you from the start to help you learn and grow in a financial professional career. We’ll train you in valuable skills, such as marketing, business development, recruiting, and customer relationship management, and provide you with the tools you need to further your career. Compensation: $90,000 - $175,000 yearly Responsibilities: Product Solutions You will learn about our robust products and services that can help clients and their families achieve their financial goals. Together with its subsidiaries, New York Life provides a range of competitive insurance and financial products, including life insurance, annuities, long-term care insurance, disability income insurance, and investment products such as mutual funds through our broker-dealer arm, NYLIFE Securities LLC (member of FINRA and SIPC), a Licensed Insurance Agency. You will be required to hold securities licenses and FINRA registrations and affiliate with NYLIFE Securities as a Registered Representative before you can offer investment products. Your Transition to a Field Manager Role After meeting specific requirements for the first 12 months as a financial professional*, you’ll be equipped and empowered with a specialized six-month Associate Partner training program. We’ll help you to lead and build your team of financial professionals. Throughout your career journey with New York Life, you’ll continue to have opportunities to grow and be promoted to increasingly senior levels of management. In the Accelerated Path to Management Program, you’ll start off as a financial professional, learning how to sell our products, build client relationships, and meet specific requirements before transitioning into a management role. You’ll then undergo a six-month intensive training program designed to prime you for success as a manager. You will use that experience to understand how to coach others to success. What we offer Your First Year You’ll learn firsthand about a financial professional’s role and day-to-day work by working as a financial professional for the first year of your career journey with New York Life. We will provide you with award-winning training, access to digital tools, and a comprehensive product suite. Training and Resources You will gain an appreciation of the rich training we provide our financial professionals to help you understand the strength & value of New York Life firsthand. Beyond this training and support, New York Life will equip you with the resources you need to succeed day-to-day, including experts on hand to answer your questions and a suite of digital sales, prospecting, and marketing tools that will help you attract and retain clients with web, social, and email content. Qualifications: What we’re looking for We’re looking for people who want to make a lasting impact on the financial well-being of individuals, families, and small businesses – motivated people who can answer yes to one of the following questions: • Do you have sales or managerial experience in another industry?, • Have you previously run your own career?, • Do you have an MBA or other advanced degree? How we will compensate you New York Life will value and reward your hard work and success. You’ll have significant income potential, because our field managers’ compensation is directly aligned with their recruiting performance and the production level of their team of financial professionals. The average income among our 586 recruiters in 2021 was $270,890.1. Additional benefits include medical, dental, vision, a 401(k), and a pension. Please note: We, unfortunately, can only accept applicants who are either U.S. Citizens or reside within the United States. We currently do not support US H-1B visas. To be considered for a role at the Iowa General Office, a candidate must live in the state of Iowa. About Company New York Life is a Fortune 100 company with a long history of doing good. We have been in business for over 175 years, helping generations of Americans protect their families and attain their financial goals. As a mutual company, we are accountable only to our policyholders, not to Wall Street or outside investors. We are focused on long-term success for clients. New York Life sold its first life insurance policy in Iowa in 1850, one year after Des Moines was incorporated as a town and less than four years after Iowa entered the Union as the 29th state. Here in the Iowa General Office, we provide insurance, investment, and retirement solutions, along with expert guidance to help clients achieve lifelong financial well-being.

Job DescriptionDescription: Position Summary: The Applications Practice Manager plays a pivotal role in driving revenue growth and customer success for HBS by leading a high-performing team of Team Leads and direct reports. This position is responsible for building and nurturing a results-driven organization focused on delivering innovative, customer-centric solutions that align with both Microsoft’s and HBS’s strategic vision. The Practice Manager will closely engage with customers to understand their business needs, foster strong relationships, and support the sales process from pre-sales through delivery. By empowering their team, setting clear performance expectations, and championing best practices, the Practice Manager ensures exceptional service delivery while shaping technology strategy and advancing the organization’s market leadership. Roles and Responsibilities/ Essential Functions: Business Acumen • Works with business leaders outside IT to develop solutions., • Develops strategies to meet Applications team goals and customer needs., • Extends business acumen with high-level understanding across other Applications practices to better cross-sell and solution., • Comprehend and contribute to enterprise business process flow., • Analyzes market conditions and guides practice direction accordingly., • Delivers informed decisions to drive practice success and customer satisfaction., • Easily cultivates effective communication with others throughout all levels of the organization., • Communicates at executive levels and technical leadership., • Facilitates effective brainstorming., • Actively shares knowledge among peers and offers advice to less experienced peers., • Listens actively, considers people’s concerns, and adjusts own behavior in a helpful manner., • Conducts regular practice meetings to align team efforts with departmental goals., • Manages a team and Team Leads for a Practice., • Oversees the operational aspects of the work, such as budgeting, staffing, and reporting., • Owns business strategy and budget / financials for Practice., • Provides direction and guidance, sets performance expectations and goals, and evaluates and rewards the performance of team members., • Exceptional at influencing, inspiring, and motivating others., • Recognized across the organization and customers as a role model., • Builds relationships to drive better decisions organizationally with appropriate talent and alignment., • Models teamwork within and across practices., • Addresses and resolves inter-practice conflicts., • Collaborates with other practice managers and directors to establish leadership methodologies to coach, mentor and develop team members., • Conducts performance reviews and compensation adjustments for their team with support from their manager., • Participates in establishing and improving team processes and standards., • Serves as a key representative of HBS in brand building., • Holds leadership roles in relevant organizations and user groups., • Contributes as an active contributor to conferences, blogs, online forums, networking events., • Aligns with sales teams by attending regular meetings, keeping visibility on Applications., • Works with sales on growth of practice and how to position offerings., • Provides service offerings aligned to Microsoft sales plays to help Sales win work by leveraging Microsoft MCEM process., • Serves as a key pre-sales resource for Practice and Applications as whole., • Drives cross-sell opportunities with customers for other Applications practices., • Conducts pipeline reviews with sales., • Provides technical guidance and oversight on related technologies and projects., • Stays abreast of the latest advancements in team’s supported technologies., • Provides subject matter expertise and experience in reviewing solutions., • Active Listening – Ability to actively attend to, convey, and understand the comments and questions of others., • Adaptability – Ability to adapt to change in the workplace - Ability to accept responsibility and account for his/her actions., • Ambition - The drive to achieve personal advancement., • Assertiveness – Ability to act in a self-confident manner to facilitate completion of a work assignment or to defend a position or idea., • Coaching and Development – ability to provide guidance and feedback to help others strengthen specific knowledge/skill areas., • Conflict Resolution – Ability to deal with others in an antagonistic situation, • Customer Oriented - Ability to take care of the customers’ needs while following company policy., • Decision Making - Ability to make critical decisions while following company procedures., • Goal Oriented - Ability to focus on a goal and obtain a pre-determined result., • Honesty / Integrity – Ability to be truthful and be seen as credible in the workplace., • Innovative – ability to look beyond the standard solutions., • Leadership – Ability to influence others to perform their jobs effectively and to be responsible for making decisions., • Motivation - Ability to inspire oneself and others to reach a goal and perform to the best of their ability., • Presentation Skills - Ability to effectively present information publicly., • At least 5 years of experience in the IT Services industry., • A minimum of 5+ years of experience in data management and data analytics., • Proven experience in leading and managing data analytics team., • Experience in developing and deploying data analytics projects., • Experience working with and creating databases and dashboards using all relevant data to inform decisions., • Experience using analytics techniques to contribute to company growth efforts, increasing revenue and other key business outcomes., • Experience with three (3) or more of the following technologies, required:, • Microsoft Fabric, • Data lake technologies, • Azure Data Factory or other ETL tools, • Databricks, • Microsoft Azure SQL, Azure SQL Data Warehouse / Azure Synapse, Snowflake or Amazon Redshift, • Streaming data ingestion tools, • Visualization tool experience such as Power BI, Tableau, or Qlik, • Analysis Services (SSAS - tabular cubes), • Machine learning, • 5+ years of experience working as a Consultant, • Bachelor’s Degree or equivalent experience, • Knowledge of machine learning frameworks and libraries such as TensorFlow, PyTorch, or scikit-learn., • Strong working knowledge of data mining principles: predictive analytics, mapping, collecting data from multiple data systems on premises and cloud-based data sources., • Strong SQL skills, ability to perform effective querying involving multiple tables and subqueries., • Understanding of and experience using analytical concepts and statistical techniques: hypothesis development, designing tests/experiments, analyzing data, drawing conclusions, and developing actionable recommendations for customers., • Business leadership; management of a dedicated P&L with performance-related goals., • Strong problem solving, quantitative and analytical abilities., • Strong ability to plan and manage numerous processes, people and projects simultaneously., • Exceptional organizational and planning skills., • Excellent communication, collaboration and delegation skills., • Microsoft Certified: Azure Data Scientist Associate or Fabric Engineer Associate, • Master's degree/ MBA a plus Equal Opportunity Employer – Including Disabled and Veterans #HBS

Job DescriptionFinancial Management Trainee (Accelerated Path to Management) $90,000–$200,000 per year | Full Benefits | Des Moines Metro Area and Cedar Rapids, IA New York Life – Iowa General Office Ready to Lead, Build, and Grow a High-Impact Career? If you have experience in sales, leadership, business ownership, management or recenlty earned your MBA, and are looking for a career with income growth, stability, and long-term advancement, apply today to our Accelerated Path to Management opportunity. This role is designed for professionals who want to move into leadership, build and manage teams, and make a meaningful impact on the financial future of individuals, families, and businesses across Iowa. Why This Role? • Clear career path to management, • Paid training with leadership development, • Competitive salary + performance-based compensation, • Fortune 100 brand with long-term stability, • Full benefits + retirement plans, • Recruiting, training, and mentoring financial professionals, • Coaching individuals and teams to achieve performance goals, • Learning financial operations, marketing, and business development, • Managing client relationships and understanding product solutions, • Structured leadership and management training, • Ongoing coaching and mentorship from experienced leaders, • Digital marketing, prospecting, and CRM tools, • Access to product specialists and operational experts, • Salary range: $90,000–$125,000 annually, • Additional performance-based compensation tied to recruiting and team success, • Medical, dental, and vision insurance, • Life and long-term disability coverage, • Pension plan + 401(k), • Prior sales or leadership experience, • Business ownership or entrepreneurial background, • MBA or similar advanced degree, • Strong communication and relationship-building skills New York Life has proudly served Iowa since 1850, providing insurance, investment, and retirement solutions backed by expert guidance and a strong local presence. Apply today if you’re ready to build a leadership career with real growth, real impact, and real earning potential.

Job DescriptionDescription: The consumer credit Portfolio Manager is responsible for the ongoing credit performance, risk management and delinquency monitoring of the company’s home improvement loan portfolio. This role owns the end-to-end monitoring, analysis, and optimization of loan performance, ensuring that repayment, delinquency, cure rates, and charge-offs remain within the company’s risk appetite and financial targets. The Portfolio Manager works closely with the analytical credit risk team to develop, test and implement new or enhanced strategies at time of origination to improve future loan portfolio performance. Watercress Financial is a home improvement lender originating across the United States. This position is high visibility, with frequent interaction with the CEO, President, head of Operations, FP&A, Compliance and Capital Markets. Candidates should be comfortable working in a highly entrepreneurial company where smart ideas, fast analysis, and thinking ahead are high-value personal traits. RESPONSIBILITIES • Create and maintain monitoring reporting for consumer loan portfolio performance, • Recommend strategies and provide analysis and back-testing to minimize delinquency and charge off, while optimizing loan approval, look-to-book rates, and repayment rates., • Detect emerging credit risk trends in the economy, market or portfolio, and provide strategic recommendation to reduce credit risk or optimize profitability, • Provide transparent, defensible reporting to executive leadership and risk committees, • Create, maintain and enhance: loan loss forecasting, prepayment models, roll rate analysis, transition rate analysis. QUALIFICATIONS • MBA or 4yr degree Finance, Accounting, Engineering, Actuarial, Com-Sci or other analytical field, • Five or more years in a consumer lending portfolio management, FP&A, risk or similar role, • Confident working independently , detailed oriented, • Strong working knowledge of: credit bureau data, consumer loan portfolio, loan repayment and delinquency behavior KNOWLEDGE AND SKILLS • Experience with consumer loan capital markets, FP&A, loan securitization, • MS Excel, Microsoft Power stack (PowerBI, PowerQuery, PowerPivot, PowerAutomate) and SQL, • MLL, boosted/ensemble and/or chat modelsRequirements:

Accenture Song accelerates growth and value for our clients through sustained customer relevance. Our capabilities span ideation to execution: growth, product and experience design; technology and experience platforms; creative, media and marketing strategy; and campaign, content and channel orchestration. With strong client relationships and deep industry expertise, we help our clients operate at the speed of life through the unlimited potential of imagination, technology and intelligence. Visit us at: You are: You have proven work experience in the Utilities industry and optimizing c ustomer enablement functions . You are a strategic problem solver with extensive consulting and industry experience. You are a clear and effective communicator, and you have an open, relatable manner with clients and colleagues. You perform well in an agile, fast-paced working environment. You know how to balance being a leader with contributing to the collective efforts of the team. You have energy and drive in abundance, along with personal resilience, a passion for serving clients, and a love of continual learning. You have a flair for breaking down processes into logical parts and constructing crystal-clear reasoning and analyses-an aptitude you use to decimate problems . You also are: * Strong critical thinker with the ability to understand client challenges and define the right strategies and solutions that meet their specific market and organizational needs * Able to partner with Utility clients including Chief Customer Officers, Business Strategy leads, and Customer Operations leaders to make bold decisions intersecting business, digital technology, and operations * Fluent in trends in Utilities , digital, commerce, and sales - positioning Accenture as a thought leader and trusted advisor in front of clients * Have a high-level understanding on how technology platforms and ecosystems fit into the digital world and how digital technology is changing business * Able to b uild and maintain strong client relationships, identifying opportunities for further growth and value creation within existing and new client engagements * Excellent communication (written and oral) and interpersonal skills, including compelling storytelling around insights, challenges, and solutions for an executive audience The work: The individual will apply their industry expertise working directly with clients to bring strategic thinking to their challenges in digital, commerce, and sales. * U nderstand client needs, develop new strategies, and deliver high impact solutions that deliver value to clients * Provide thought leadership on trends in digital transformation , customer commercial operations, within Utilities sectors, positioning Accenture as a trusted advisor * Lead digital transformation initiatives and manage project delivery teams, ensuring the successful implementation of digital strategies and solutions that meet client expectations for timeline, budget, and quality * Lead value analysis to generate insights and identify value creation opportunities for clients and Accenture across d igital capability areas * Partner with our clients to make bold decisions on priority C-Suite issues * Grow your expertise and coach junior team members to help Accenture maintain its thought-leadership position * Build and maintain strong client relationships, identifying opportunities for further growth and value creation within existing and new client engagements * Support the profitability of client engagements , and identify opportunities for extension, cross-sell or up-sell Here's what you'll need: * 3+ years experience in the utilities space , including a robust understanding of the Utilities customer space, including market trends and challenges * 2+ years experience in consulting, strategy, or equivalent role Bonus points if you have : * Experience in Utilities or related industries * MBA or equivalent graduate degree * Strong understanding of customer sales enablement platforms such as Salesforce * Strong understanding of customer back office processes and platforms like Oracle and SAP * Strong quantitative skills and analytical thinker with at least 2 years of prior experience driving insights using analytical tools * Good organizational, multi-tasking, and time-management skills , including experience working on multiple products or deals at the same time * Proven ability to work independently and as a team member * Travel may be required for this role. The amount of travel will vary from 0 to 100% depending on business need and client requirements Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.We anticipate this job posting will be posted until 03/26/2026. Accenture offers a market competitive suite of benefits including medical, dental, vision, life, and long-term disability coverage, a 401(k) plan, bonus opportunities, paid holidays, and paid time off. See more information on our benefits here: U.S. Employee Benefits | Accenture () Role Location Annual Salary Range California $70,350 to $188,100 Cleveland $59,100 to $188,100 Colorado $59,100 to $188,100 District of Columbia $59,100 to $188,100 Illinois $59,100 to $188,100 Maryland $59,100 to $188,100 Massachusetts $59,100 to $188,100 Minnesota $59,100 to $188,100 New York $66,300 to $188,100 New Jersey $59,100 to $188,100 Washington $80,200 to $188,100 Requesting an Accommodation Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired. If you would like to be considered for employment opportunities with Accenture and have accommodation needs such as for a disability or religious observance, please call us toll free at 1 (877) 889-9009 or send us an email or speak with your recruiter. Equal Employment Opportunity Statement We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities. For details, view a copy of the Accenture Equal Opportunity Statement () Accenture is an EEO and Affirmative Action Employer of Veterans/Individuals with Disabilities. Accenture is committed to providing veteran employment opportunities to our service men and women. Other Employment Statements Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States. Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration. Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Further, at Accenture a criminal conviction history is not an absolute bar to employment. The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information. California requires additional notifications for applicants and employees. If you are a California resident, live in or plan to work from Los Angeles County upon being hired for this position, please click here for additional important information. Please read Accenture's Recruiting and Hiring Statement for more information on how we process your data during the Recruiting and Hiring process.

We are part of a fast-moving Supply Chain organization helping Fortune 500 clients reinvent how they source, procure, and manage third parties. Our work sits at the intersection of operating model design, process reinvention, AI-enabled procurement, digital platforms, and cost transformation, grounded in deep industry expertise. In the Energy industry (Upstream, Oilfield Services, Downstream), procurement plays a critical role in cost competitiveness, operational reliability, and resilience. We support clients in redesigning how work gets done, embedding AI and digital capabilities, modernizing procurement platforms, and delivering measurable cost and performance outcomes. As a Consultant, you will support and contribute to sourcing and procurement transformation initiatives, working as part of project teams under a Manager and / or a Senior Manager guidance. You will combine industry knowledge, analytical rigor, and hands-on delivery to help clients move from strategy to execution. Operating Model & Organization Design * Support the assessment of current procurement organizations, roles, and governance models, * Contribute to the design of future-state procurement operating models aligned to Energy industry needs, * Assist in defining how human roles, AI, and intelligent agents interact across procurement activities. Process Reinvention & Digital Enablement * Analyze and document sourcing and procurement processes to identify efficiency, automation, and AI opportunities. * Support the redesign of digital-first procurement processes across category management, sourcing, contracting, buying, and supplier management. * Contribute to procurement technology enablement efforts (e.g., S2P platforms, workflow orchestration, analytics). Sourcing, Cost & Value Delivery * Support strategic sourcing initiatives and cost take-out programs across Energy-specific categories. * Conduct spend analysis, market assessments, and supplier benchmarking. * Support supplier negotiations, RFx processes, and contract development activities. Data, Insights & Performance * Analyze procurement data to identify cost-saving opportunities, performance gaps, and operational bottlenecks. * Support the definition and tracking of procurement KPIs and 360 value realization metrics. * Prepare insights, dashboards, and client-ready materials to support decision-making. Client Delivery & Team Collaboration * Work closely with Managers and client stakeholders to translate business requirements into structured analyses and deliverables. * Contribute to the development of client presentations, recommendations, and implementation roadmaps. * Support change management and capability-building activities to enable adoption of new processes and tools. Here's what you need: * Minimum 3 years of experience in Sourcing, Procurement, Supply Chain, or Operations. * Minimum 1 year Energy industry experience (Upstream, OFS, and/or Downstream), gained through consulting or relevant industry roles. * Exposure to consulting or project-based delivery environments. * Bachelor's degree or equivalent (minimum 12 years) work experience. (If associate degree, must have a minimum of 6 years' work experience) * Experience supporting procurement transformations or cost reduction initiatives. * Exposure to procurement technology solutions (e.g., SAP Ariba, Oracle, Coupa). * Experience with data analytics, automation, or AI-enabled use cases in procurement. * Foundational understanding of sourcing, procurement processes, and supply chain concepts. * Strong analytical, problem-solving, and communication skills (Verbal and written) * Prior experience working with or for an Energy operator. * Familiarity with analytics and visualization tools (e.g., Power BI, Tableau). * Lean, Six Sigma, or process improvement training. * Advanced degree or progress toward an MBA. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below.We anticipate this job posting will be posted on 02/04/2026 and open for at least 3 days. Accenture offers a market competitive suite of benefits including medical, dental, vision, life, and long-term disability coverage, a 401(k) plan, bonus opportunities, paid holidays, and paid time off. See more information on our benefits here: U.S. Employee Benefits | Accenture () Role Location Annual Salary Range California $70,350 to $205,800 Cleveland $59,100 to $164,600 Colorado $63,800 to $177,800 District of Columbia $68,000 to $189,300 Illinois $59,100 to $177,800 Maryland $63,800 to $177,800 Massachusetts $63,800 to $189,300 Minnesota $63,800 to $177,800 New York $66,300 to $205,800 New Jersey $68,000 to $205,800 Washington $80,200 to $189,300 Requesting an Accommodation Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired. If you would like to be considered for employment opportunities with Accenture and have accommodation needs such as for a disability or religious observance, please call us toll free at 1 (877) 889-9009 or send us an email or speak with your recruiter. Equal Employment Opportunity Statement We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities. For details, view a copy of the Accenture Equal Opportunity Statement () Accenture is an EEO and Affirmative Action Employer of Veterans/Individuals with Disabilities. Accenture is committed to providing veteran employment opportunities to our service men and women. Other Employment Statements Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States. Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration. Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Further, at Accenture a criminal conviction history is not an absolute bar to employment. The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information. California requires additional notifications for applicants and employees. If you are a California resident, live in or plan to work from Los Angeles County upon being hired for this position, please click here for additional important information. Please read Accenture's Recruiting and Hiring Statement for more information on how we process your data during the Recruiting and Hiring process.

Nelnet Business Services (NBS), a division of Nelnet, Inc., provides payment technology, education services, and learning management solutions to education and faith-based organizations, serving more than 1,300 higher education institutions, 11,500 K-12 schools, 3,500 churches, and millions of individual students, families, and supporters across the globe. Our culture of service enables us to form long-lasting and trusted partnerships, while our focus on creativity and innovative solutions empowers our customer communities to thrive. As a Nelnet company, the perks at NBS go beyond our benefits package. You're part of a community, invested in you as an individual and united by our mission to create opportunities for people where they live, learn and work. The Director, Venture Factory leads the design, operation, and continuous improvement of a venture creation engine that systematically identifies, assesses, prototypes, and pilots new business opportunities. This role is pivotal in delivering validated business potential annually, driving a start-up, fail fast, learn quickly approach to reduce spend and accelerate go-to-market timelines. The Director is hands-on, owning the full upstream venture lifecycle and ensuring only the strongest ideas are promoted for scale, supporting the organization's commitment to sustainable new market growth. JOB RESPONSIBILITIES: * Lead the development and execution of a repeatable opportunity-sourcing system to surface high-quality venture candidates across markets and domains. * Engage with market, startup ecosystems, customers, and internal resources to identify and synthesize venture hypotheses. * Define and maintain formal opportunity qualification criteria, including strategic fit, differentiation, and risk-to-ROI profile. * Construct and manage a ranked venture backlog with explicit hypotheses, kill criteria, and investment caps. * Launch prototypes and pilots required to produce validated business potential, enforcing tight time-boxing and capital discipline. * Personally participate in venture builds, customer onboarding, and validation discussions to ensure hands-on execution. * Apply risk-adjusted investment logic and run weekly venture reviews with clear recommendations for continuation, pivot, or termination. * Own promotion readiness and handoff to business units, ensuring clarity on use cases, customer targets, and scale requirements. * Track and report on success metrics, including validated business potential, pilot deployment, and time-to-signal. * Prevent zombie initiatives and premature scale pressure through disciplined decision-making. Salary for this role is: $225,000 Please note that we are unable to provide visa sponsorship for this position. To be considered, candidates must already be authorized to work in the United States without the need for current or future sponsorship. EDUCATION: • Bachelor's degree in Business, Engineering, or related field. Required: * Proven experience as a founder or early-stage operator, with a track record of building, selling, and killing ideas. * Demonstrated success in hands-on venture creation, product development, and go-to-market execution. * Experience in managing cross-functional teams and driving rapid iteration in ambiguous environments. Preferred: * Experience in AI-enabled product building and experimentation. * Exposure to market and startup ecosystems, including venture studios and emerging products. COMPETENCIES/SKILLS: * Strategic thinking and pattern recognition across markets and technologies. * Agility in execution and rapid learning from failure. * Strong commercial and product instincts. * Influence and collaboration across internal and external stakeholders. * Discipline in capital allocation, risk management, and decision-making. Our benefits package includes medical, dental, vision, HSA and FSA, generous earned time off, 401K/student loan repayment, life insurance & AD&D insurance, employee assistance program, employee stock purchase program, tuition reimbursement, performance-based incentive pay, short- and long-term disability, and a robust wellness program. Click here to learn more about our benefits: LINK () . Nelnet is committed to providing a welcoming and respectful workplace where all associates have the opportunity to succeed. As an Equal Opportunity Employer, we ensure that all qualified applicants are considered for employment. Employment decisions are made without regard to race, color, religion/creed, national origin, gender, sex, marital status, age, disability, use of a guide dog or service animal, sexual orientation, military/veteran status, or any other status protected by federal, state, or local law. We value the unique contributions of every team member and believe that a positive work environment benefits everyone. Qualified individuals with disabilities who require reasonable accommodations in order to apply or compete for positions at Nelnet may request such accommodations by contacting Corporate Recruiting at 402-486-5725 or . Nelnet is a Drug Free and Tobacco Free Workplace. You may know Nelnet as the nation's largest student loan servicer - but we do more than that. A lot more. We're also a professional services company, consumer loan originator and servicer, payment processor, renewable energy innovator, and K-12 and higher education expert (and that's just a shortlist). For over 40 years, we've been serving our customers, associates, and communities to make dreams possible. EEO Info () | EEO Letter () | EPPA Info () | FMLA Info ()

Operational Management Experience In The Fire Alarm Industry Experience Required This Jobot Job is hosted by: Forrest Mack Are you a fit? Easy Apply now by clicking the "Apply Now" button and sending us your resume. Salary: $240,000 - $350,000 per year A bit about us: A well-established regional leader in the life safety, fire protection, and integrated security industry, this company has been serving commercial and institutional clients since the mid-20th century. The business operates as a full-service integrator, providing design, engineering, installation, monitoring, inspection, maintenance, and compliance services for fire alarm systems, safety communications, access control, and related technologies. It has grown organically and through strategic acquisitions to operate multiple physical locations across several Midwest states and is recognized as a major distributor for key industry manufacturers. The organization focuses on high-quality technical expertise, strong customer service, local responsiveness, and deep industry knowledge to serve customers such as schools, healthcare facilities, property managers, contractors, and large commercial accounts. Why join us? Employment Benefits Competitive executive compensation package Comprehensive medical benefits 401(k) retirement plan Paid time off Ongoing professional development & industry training Performance recognition programs Employee referral incentives Company discount program Stable, long-tenured, growth-oriented organization Job Details BEFORE YOU APPLY: This position requires that you either live within a commutable distance to, or be willing to relocate to, one of the following locations: Lenexa, KS; Cedar Rapids, IA; Madison, WI; or Des Moines, IA. This role cannot be performed remotely or as a consulting COO. It is a full-time, permanent position. We are seeking an experienced Chief Operations Officer (COO) with a strong background in the fire alarm and life safety industry to lead and scale operations across a multi-location organization (~9 locations) with approximately 220 employees and ~$75M+ in annual revenue. The COO will play a critical strategic and operational leadership role, responsible for driving efficiency, operational excellence, process standardization, and scalable growth. This role reports to the CEO and serves as a key member of the executive leadership team. Required Qualifications 10+ years of operational leadership experience within the fire alarm, life safety, or related low-voltage service industry (integrator, manufacturer representation, or large service provider). Proven success scaling multi-location operations with P&L responsibility. Demonstrated ability creating and implementing SOPs, operational frameworks, and KPIs for service excellence. Strong understanding of fire protection standards, inspection/testing requirements, life safety codes, and industry certifications (NICET, NFPA standards). Excellent communicator with strong leadership presence and ability to influence at all levels. Bachelor’s degree in business, engineering, operations management, or related field (MBA a plus). Preferred Attributes Experience with integrating acquisitions and aligning dispersed teams. Track record of operational improvement leading to measurable growth in revenue, margins, and service delivery performance. Familiarity with operational technology solutions for field service operations Position Impact The COO will be instrumental in driving operational excellence and scalability as this established life safety services provider enters its next phase of growth. The role offers a strong leadership platform for a candidate eager to influence strategy, optimize performance across functions, and reinforce a culture of quality and innovation in a highly technical, regulated industry. Interested in hearing more? Easy Apply now by clicking the "Apply Now" button. Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions. Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. 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Job Description Job Description F&G is hiring for a Financial Analyst - Investments FP&A. This role is a unique hybrid position that combines technical expertise in data systems and analytics with investment modeling and FP&A capabilities. The ideal candidate will excel at ensuring data integrity across platforms, building sophisticated financial models, and assisting with translating financial results into compelling narratives for senior leadership. Organization The Investments FP&A function sits within the Investment Strategy department at F&G. The Financial Analyst - Investments FP&A reports to the Manager, Investments FP&A and will have no direct reports. This position will work with several teams throughout the company, including but not limited to Corporate FP&A, Financial Reporting, Investment Accounting, IT, and Risk. Duties and Responsibilities • Develop, maintain, and optimize data warehouses to extract, validate, and consolidate investment and financial data from multiple sources, • Design, maintain, and continuously improve Tableau dashboards that provide portfolio performance, investment metrics, and FP&A results, • Conduct regular data quality audits to identify and resolve discrepancies across reporting databases, • Document data processes, transformation logic, and system dependences to support knowledge transfer and audit requirements, • Help develop and maintain comprehensive financial models for cash flows, fixed income, and private investments, • Help develop and monitor portfolio performance tracking framework across asset class and prepare variance analysis against benchmarks, investment policy targets, and strategic objectives, • Support investment decision-making by conducting sensitivity analysis and what-if scenarios, • Collaborate with investments, actuarial, FP&A, and Blackstone to gather data, validate assumptions, and ensure forecast model accuracy, • Support investments multi-year plan and reforecasts vs. actual analysis, • Bachelor's degree in Finance, Data Analytics, Information Systems or related field, • 2+ years of related professional experience with a strong emphasis on:, • Data systems and analytics (Tableau, SQL/Snowflake, VBA, Power Query, Clearwater), • Public fixed income and private investment modeling, • FP&A and/or financial reporting Technical Skills • Advanced knowledge of Excel, Power Query, VBA, and Python, • Tableau expertise for dashboard development, data visualization, and interactive analytics, • Advanced SQL/Snowflake proficiency for querying databases, data manipulation, and automated reporting, • Understanding of fixed income analytics and private investment structures preferred, • Proactive problem-solver and a continuous improvement mindset, • Strong intuitive and analytical skills with attention to detail, • Strong communication, organization and interpersonal skills necessary to establish and maintain effective working relationships with others, • Ability to translate complex technical and financial concepts into clear and compelling narratives, • A passion for new challenges and delivering results, • Ability to handle multiple complex tasks and prioritize in a fast-paced environment #IND-HP #LI-MK1 #LI-Remote Additional Information Work Environments F&G believes in an employee-centric flexible environment, which is why we offer the ability for in-office, hybrid and remote work arrangements. During the hiring process, you'll work with your leader to decide what works best for your role. F&G complies with federal and state disability laws and makes reasonable accommodations for applicants and candidates with disabilities, unless such accommodation would cause an undue hardship for F&G. If reasonable accommodation is needed to participate in the job application or interview process, please contact . Join our employee-centric hybrid work environment: F&G Careers About F&G Since 1959, Fidelity & Guaranty Life Insurance Company (F&G) has offered annuity and life insurance products to those who are seeking security in retirement and protection during life's unexpected events. As a national Top Workplace1, an Iowa Top Workplace2 and a proud equal opportunity employer, F&G team members are empowered, collaborative, dynamic and authentic. We believe that by embracing these values, we will continue to build and strengthen the company while continuing to be a great place to work. 1Top Workplaces USA 2022 – 2023 2Des Moines Register Top Workplaces 2018 – 2022 Notice for all Applicants who are California residents under the California Privacy Rights Act. Please click here to review the policy.

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By clicking the "Apply" button, I understand that my employment application process with Takeda will commence and that the information I provide in my application will be processed in line with Takeda's Privacy Notice ( further attest that all information I submit in my employment appl