Financial Planner
22 days ago
Edinburgh
Financial Planner (Desk-Based) \n Job Title: Financial Planner (Desk-Based) \n Location: Edinburgh \n Salary: Up to £55,000 \n Job Reference: 10466 \n \n Recruit UK are looking for a Financial Planner (Desk -Based). If you have a passion for financial planning and delivering outstanding client outcomes. Whether you're currently working as a Paraplanner, Mortgage Adviser, Financial Planning Associate, or in a similar role, you're looking for an opportunity to take the next step in your career within a supportive and forward-thinking environment. \n If you hold the Level 4 Diploma in Regulated Financial Planning and are looking to develop your career within a growing advice team, we'd love to hear from you. \n About the Role \n This is an exciting opportunity to join a highly successful and technology-driven financial planning team as a Financial Planner. You'll provide desk-based financial planning advice and ongoing service to an established client bank, supporting clients with investable assets of up to £250,000. \n Working within a hybrid environment, you'll focus on building strong client relationships, delivering holistic financial planning solutions, and helping clients achieve their long-term financial goals. \n As a Financial Planner, you will: \n\n • Manage and develop relationships with an existing client portfolio.\n, • Proactively engage with clients to review their financial planning needs and deliver ongoing advice.\n, • Convert existing legacy clients to the firm's ongoing service proposition.\n, • Provide holistic financial planning advice across investments, pensions, protection, and retirement planning.\n, • Generate new business opportunities through proactive client engagement and referrals.\n, • Work collaboratively with colleagues across the wider business to identify cross-selling opportunities.\n, • Deliver an exceptional client experience through timely communication and high-quality advice.\n, • Utilise industry-leading technology and systems to enhance client outcomes and adviser efficiency.\n\n What We Offer \n\n • A growing and supportive financial planning team.\n, • Exposure to an established client bank and quality business opportunities.\n, • Hybrid working model (3 days office-based, 2 days from home).\n, • Ongoing professional development and support with maintaining your SPS and technical knowledge.\n, • Access to innovative technology designed to improve both adviser and client experiences.\n, • Clear opportunities for long-term career progression within a leading wealth management business.\n, • A collaborative culture focused on client outcomes, professional development, and continuous improvement.\n\n Key Responsibilities \n\n • Deliver holistic financial planning solutions tailored to individual client needs.\n, • Review and service existing clients as part of the firm's ongoing advice proposition.\n, • Achieve revenue and business development targets.\n, • Identify opportunities to generate additional advice income and referrals across the wider group.\n, • Ensure all client recommendations and reports meet regulatory and internal compliance standards.\n, • Maintain detailed knowledge of financial planning products, legislation, and market developments.\n, • Adhere to Consumer Duty, Treating Customers Fairly (TCF), and Regulatory Conduct Risk (RCR) principles.\n, • Maintain strong relationships with both internal stakeholders and external professional introducers.\n, • Ensure excellent client outcomes through high-quality advice and service delivery.\n, • Identify and recommend process improvements to enhance client experience and regulatory compliance.\n\n Skills & Experience \n\n • Diploma in Regulated Financial Planning (Level 4) – Essential.\n, • Experience within Financial Planning, Paraplanning, Wealth Management, or Private Client services.\n, • Strong technical knowledge across pensions, investments, and protection planning.\n, • Excellent communication and relationship-building skills.\n, • Strong attention to detail and analytical ability.\n, • Ability to manage workload effectively and meet deadlines.\n, • Experience using CRM systems, databases, Microsoft Word and Excel.\n, • Cashflow modelling experience desirable but not essential.\n, • A client-focused approach with a commitment to delivering excellent outcomes.\n\n Benefits \n\n • Competitive salary\n, • Private Medical Insurance post probation\n, • Attractive Employee Pension Scheme (7.5% employer & minimum 3% employee)\n, • 25 days Annual Leave (plus buy and sell up to 5 days)\n, • Office Christmas close (3-days)\n, • Life Assurance\n, • Health cash plan\n, • Hybrid working\n, • Discretionary performance related bonus\n, • Employee Assistance Programme\n\n \n Why Join Us? \n This is an excellent opportunity for an ambitious financial services professional who wants to build a long-term career within financial planning. You'll join a business that invests heavily in technology, values professional development, and provides the tools, support, and client opportunities needed to succeed.