Underwriting Manager - HNW/Private Clients
3 days ago
Bristol
We’re working on a senior underwriting appointment with one of the UK’s most consistently profitable and well-regarded insurers. You’ll recognise the type of organisation this is. Low churn. Strong balance sheet. Long tenures. Most senior roles filled internally. People stay because they’re treated well and trusted to do their job properly. Opportunities at this level don’t come up often. When they do, they tend to be driven by growth rather than replacement. This role sits at the top of the Private Clients Underwriting structure in a region that has expanded materially and is set to continue doing so. It’s a genuinely senior technical role, not a diluted “manager with a spreadsheet”. Why this role is worth your attention If you’re a senior underwriter operating in HNW and Private Client Household and Motor, this role gives you: What you’d actually be doing • Acting as the senior technical authority for Household and Motor Personal Lines underwriting across the region, • Handling and signing off the most complex underwriting referrals and escalations, • Setting and maintaining technical underwriting standards, • Contributing to underwriting strategy, product development and policy wording decisions, • Providing market insight and analysis to help the business respond proactively, • Working closely with head office teams and tied distribution partners, • Developing the technical capability of senior underwriters through coaching, mentoring and challenge, • Playing an active role in transformation and digital change initiatives The background that fits You don’t need to tick every box, but most people appointed to roles like this will bring: • Significant experience in senior Personal Lines Motor and Household (technical or managerial), • Deep knowledge of M/HNW Home and Motor risks and non-standard exposures, • Confidence handling complaints, escalations and senior stakeholder discussions, • The credibility to influence, challenge and explain technical decisions clearly, • A track record of developing other underwriters and setting technical direction What’s on offer • Salary up to c£70,000, • Annual bonus up to c25%, linked to company performance (with a strong historical pay out record), • Pension contributions that are genuinely competitive at senior level, • Private medical cover and a comprehensive benefits package, • Hybrid working: around 40% office-based, 60% home working, • A culture where people tend to stay, progress internally and build long careers Is this a move you should make? If you’re well looked after where you are, this probably isn’t about “needing” a new job. It’s about whether you want: • Greater influence over strategic underwriting direction, • A broader technical and strategic remit, • A senior role in a stable but evolving insurer, • To work somewhere that invests in people and promotes from within If that resonates, it’s worth a confidential conversation. Apply via LinkedIn or message us directly to discuss the role in confidence.