Underwriting Coordinator
2 days ago
Birmingham
Underwriting Coordinator Reporting to: Head of Partnerships Location: Birmingham, UK At mcl, we help small and medium-sized businesses access the capital they need to grow – quickly, clearly, and with care. Since 2018, we’ve supported over 2,000 SMEs across the UK, and we’re not slowing down. We believe finance should work better for the people building our economy. That means fewer hurdles, faster answers, and support that feels human, not transactional. We back ambition with real funding, smart tools, and a team that gets what running a business really takes. Our model puts people over paperwork. We work with brokers and with business owners to deliver funding that fits – without the faff. As we grow, we’re expanding our reach, recently launching mcl UAE and tools like LendPair, helping even more businesses find the right path to finance. Our mission To reshape SME finance and level the playing field – funding that’s fast, fair, and fits for the businesses of the future. Our G.E.M.S values G – Growth Not just business growth – personal growth, team growth, process growth. We level up. E – Enthusiasm No fake hype. Just energy, urgency, and actually giving a toss. M – Maintaining Accountability Own your actions and interactions. If it’s off, say it. If it’s broken, fix it. S – Seeing Strategically Eyes on the big picture. Help us make smarter long-term moves. THE ROLE We’re looking for a sharp, commercially minded Underwriting Coordinator to sit at the centre of our deal flow - bridging brokers, sales, and credit to keep decisions moving fast and clean. You’ll act as the first line on deals, shaping submissions, coordinating with underwriting, and ensuring strong opportunities are packaged and progressed properly. This isn’t a pure underwriting role. It’s about owning the flow of deals, maintaining quality, and helping get the right deals over the line — quickly and efficiently. You’ll work closely with brokers and internal teams to structure deals, manage expectations, and remove friction from the process. This is a high-impact role where organisation, commercial instinct, and pace are essential - knowing when to push, when to challenge, and how to keep momentum without compromising credit quality. Key Responsibilities • Own the flow of incoming deals, acting as the central point between brokers, sales, and underwriting to ensure submissions are complete, accurate, and moving quickly, • Review financials, bank statements, credit reports, and supporting documents to assess deal quality and readiness before underwriting, • Work closely with underwriters to shape and position deals — ensuring strong opportunities are clearly presented and progressed efficiently, • Coordinate deal structuring discussions across credit and sales, aligning on facility size, pricing, term, and overall commercial approach, • Manage broker and internal communication throughout the deal lifecycle — setting expectations, chasing information, and removing friction, • Identify risks, gaps, or inconsistencies early, working to resolve issues or redirect deals before formal underwriting, • Maintain high standards of submission quality while balancing speed and deal momentum, • Provide clear, constructive feedback to brokers and sales teams to improve future submissions and overall conversion, • Track deal progress, bottlenecks, and conversion performance — highlighting areas for improvement across process and pipeline, • Support continuous improvement of underwriting workflows, data capture, and deal tracking to enhance speed, quality, and consistency What we’re looking for • Strong commercial instinct with a solid understanding of credit — able to spot good deals, flag risks, and know what’s worth pushing, • Highly organised and detail-focused — nothing gets missed, nothing gets dropped, even under pressure, • Comfortable operating at pace in a high-volume environment — able to manage multiple deals without losing quality or momentum, • Clear, direct communicator — confident dealing with brokers, sales, and credit teams, and able to keep everyone aligned, • Process-driven but commercially aware — understands how to shape and position deals so they land well with underwriting, • Confident reviewing financials, bank statements, and supporting documents to assess deal strength and readiness, • Proactive and solution-oriented — doesn’t just flag problems, works to resolve them and keep deals moving Bonus: Experience in unsecured, short term SME underwriting. Why Join Us? • Competitive salary and path for progression, • Flexible and supportive working environment, • Office snacks & team socials, • 25 days holiday, • A role with real ownership and space to grow, • Company gym membership, • Life insurance Think you’re a fit? Let’s talk.